TO: Investment Community

FROM : Garanti Bank / Investor Relations

SUBJECT: Garanti Bank 2018 Integrated Annual Report

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DATE: March 04, 2019

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Our Bank's integrated annual report for the period of 01/01/2018-31/12/2018 in Turkish and English are attached hereto as PDF files.

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You can also access 2018 Integrated Annual Report on Garanti Investor Relations web site from the following link: www.garantiannualreport.com

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*In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.

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We declare that our above statements are in conformity with the principles included in the Board's Communiqu�, Serial II Nr.15.1, that it exactly reflects the information we received; that the information complies with our records, books and documents; that we did our best to obtain the correct and complete information relative to this subject and that we are responsible for the declarations made in this regard.

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Yours sincerely,

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Garanti Bank

Contact Garanti Bank Investor Relations:

Tel: +90 212 318 2352

Fax: +90 212 216 5902

E-mail: [email protected]

www.garantiinvestorrelations.com

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