%PDF-1.5 1 0 obj <> endobj 3 0 obj <>] /Rotate 0 /Contents 4 0 R>> endobj 4 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 12.00 Tf ET q 0 0 0 rg BT 259.00 752.40 Td (UNITED ST) Tj ET Q q 0 0 0 rg BT 322.46 752.40 Td (A) Tj ET Q q 0 0 0 rg BT 330.24 752.40 Td (TES) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 177.10 738.00 Td (SECURITIES ) Tj ET Q q 0 0 0 rg BT 252.14 738.00 Td (AND EXCHANGE COMMISSION) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 235.90 723.60 Td (W) Tj ET Q q 0 0 0 rg BT 246.57 723.60 Td (ASHINGT) Tj ET Q q 0 0 0 rg BT 301.70 723.60 Td (ON, DC 20549) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235 709.1 m 376 709.1 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 709.60 Td () Tj ET Q BT /F2 14.00 Tf ET q 0 0 0 rg BT 268.05 690.80 Td (FORM 10-K) Tj ET Q /GS0 gs q 8.92 0 0 9.76 52.50 668.04 cm /I1 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 670.87 Td (ANNUAL REPORT PURSUANT TO SECTION 13 OR 15\(d\) OF THE SECURITIES EXCHANGE ACT OF 1934) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 655.87 Td (For the fiscal year ended:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.50 655.87 Td (December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.05 636.80 Td (OR) Tj ET Q /GS0 gs q 8.91 0 0 9.76 52.50 614.04 cm /I2 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 616.87 Td (TRANSITION REPOR) Tj ET Q q 0 0 0 rg BT 173.63 616.87 Td (T) Tj ET Q q 0 0 0 rg BT 179.55 616.87 Td ( PURSUANT) Tj ET Q q 0 0 0 rg BT 234.66 616.87 Td ( ) Tj ET Q q 0 0 0 rg BT 236.98 616.87 Td (T) Tj ET Q q 0 0 0 rg BT 242.91 616.87 Td (O SECTION 13 OR 15\(d\) OF ) Tj ET Q q 0 0 0 rg BT 365.51 616.87 Td (THE SECURITIES EXCHANGE ) Tj ET Q q 0 0 0 rg BT 503.56 616.87 Td (ACT) Tj ET Q q 0 0 0 rg BT 523.38 616.87 Td ( OF ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 606.87 Td (1934) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 593.87 Td (For the transition period from ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 200.8671875 592.5333984375 m 230.8671875 592.5333984375 l s q 0 0 0 rg BT 200.87 593.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.87 593.87 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 243.6455078125 592.5333984375 m 273.6455078125 592.5333984375 l s q 0 0 0 rg BT 243.65 593.87 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.70 572.80 Td (Commission file number: 0-14948) Tj ET Q BT /F1 18.00 Tf ET q 0 0 0 rg BT 265.80 551.20 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 309.63 551.20 Td (, Inc.) 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Employer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.25 498.37 Td (Identification No.\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.50 480.20 Td (255 Fiserv Dr) Tj ET Q q 0 0 0 rg BT 285.50 480.20 Td (., Brookfield, ) Tj ET Q q 0 0 0 rg BT 341.14 480.20 Td (WI 53045) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.75 468.20 Td (\(Address of Principal Executive Of) Tj ET Q q 0 0 0 rg BT 323.64 468.20 Td (fices, Including Zip Code\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 454.20 Td (Registrant) Tj ET Q q 0 0 0 rg BT 93.38 454.20 Td (s telephone number) Tj ET Q q 0 0 0 rg BT 171.29 454.20 Td (, including area code: \(262\)879-5000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 440.20 Td (Securities registered pursuant to Section12\(b\) of the ) Tj ET Q q 0 0 0 rg BT 262.22 440.20 Td (Act:) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 138.45 418.9333984375 m 214.465625 418.9333984375 l s q 0 0 0 rg BT 138.45 420.27 Td (Title of Each Class) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 306.50 419.95 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 346.55 418.9333984375 m 532.4044921875 418.9333984375 l s q 0 0 0 rg BT 346.55 420.27 Td (Name of Each Exchange on Which Registered) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.35 406.27 Td (Common Stock, par value $0.01 per share) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 306.50 405.95 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.60 406.27 Td (The NASDAQ Stock Market LLC) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 388.20 Td (Securities registered pursuant to Section12\(g\) of the ) Tj ET Q q 0 0 0 rg BT 262.22 388.20 Td (Act:None) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 374.20 Td (Indicate by check mark if the registrant is a well-known seasoned issuer) Tj ET Q q 0 0 0 rg BT 337.06 374.20 Td (, as defined in Rule 405 of the Securities ) Tj ET Q q 0 0 0 rg BT 501.47 374.20 Td (Act. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 362.20 Td (Y) Tj ET Q q 0 0 0 rg BT 55.72 362.20 Td (es) Tj ET Q /GS0 gs q 8.92 0 0 10.09 69.05 360.04 cm /I3 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.97 362.20 Td (No) Tj ET Q /GS0 gs q 8.91 0 0 10.09 105.19 360.04 cm /I4 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 348.20 Td (Indicate by check mark if the registrant is not required to file reports pursuant to Section13 or 15\(d\) of the ) Tj ET Q q 0 0 0 rg BT 477.99 348.20 Td (Act.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 334.20 Td (Y) Tj ET Q q 0 0 0 rg BT 55.72 334.20 Td (es) Tj ET Q /GS0 gs q 8.91 0 0 10.09 69.05 332.04 cm /I5 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.96 334.20 Td (No) Tj ET Q /GS0 gs q 8.92 0 0 10.09 105.18 332.04 cm /I6 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 320.20 Td (Indicate by check mark whether the registrant: \(1\)has filed all reports required to be filed by Section13 or 15\(d\) of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 308.20 Td (Securities Exchange ) Tj ET Q q 0 0 0 rg BT 132.81 308.20 Td (Act of 1934 during the preceding 12 months \(or for such shorter period that the registrant was required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 296.20 Td (file such reports\), and \(2\)has been subject to such filing requirements for the past 90 days.) Tj ET Q q 0 0 0 rg BT 421.80 296.20 Td (Y) Tj ET Q q 0 0 0 rg BT 428.03 296.20 Td (es ) Tj ET Q /GS0 gs q 8.92 0 0 10.09 443.86 294.04 cm /I7 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.77 296.20 Td (No) Tj ET Q /GS0 gs q 8.91 0 0 10.09 479.99 294.04 cm /I8 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 282.20 Td (Indicate by check mark whether the registrant has submitted electronically and posted on its corporate ) Tj ET Q q 0 0 0 rg BT 460.01 282.20 Td (W) Tj ET Q q 0 0 0 rg BT 468.65 282.20 Td (eb site, if any) Tj ET Q q 0 0 0 rg BT 521.87 282.20 Td (, every ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 270.20 Td (Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T) Tj ET Q q 0 0 0 rg BT 437.84 270.20 Td ( during the preceding 12 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 258.20 Td (months \(or for such shorter period that the registrant was required to submit and post such files\).) Tj ET Q q 0 0 0 rg BT 444.88 258.20 Td (Y) Tj ET Q q 0 0 0 rg BT 451.10 258.20 Td (es) Tj ET Q /GS0 gs q 8.92 0 0 10.09 464.43 256.04 cm /I9 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.34 258.20 Td (No) Tj ET Q /GS0 gs q 8.91 0 0 10.09 500.56 256.04 cm /I10 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 244.20 Td (Indicate by check mark if disclosure of delinquent filers pursuant to Item405 of Regulation S-K is not contained herein, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 232.20 Td (will not be contained, to the best of registrant) Tj ET Q q 0 0 0 rg BT 233.62 232.20 Td (s knowledge, in definitive proxy or information statements incorporated by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 220.20 Td (reference in Part III of this Form 10-K or any amendment to this Form 10-K. ) Tj ET Q /GS0 gs q 8.92 0 0 10.09 366.93 218.04 cm /I11 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.20 Td (Indicate by check mark whether the registrant is a lar) Tj ET Q q 0 0 0 rg BT 261.73 206.20 Td (ge accelerated filer) Tj ET Q q 0 0 0 rg BT 337.38 206.20 Td (, an accelerated filer) Tj ET Q q 0 0 0 rg BT 418.03 206.20 Td (, a non-accelerated filer) Tj ET Q q 0 0 0 rg BT 512.00 206.20 Td (, or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 194.20 Td (smaller reporting company) Tj ET Q q 0 0 0 rg BT 156.59 194.20 Td (. See definitions of lar) Tj ET Q q 0 0 0 rg BT 249.44 194.20 Td (ge accelerated filer) Tj ET Q q 0 0 0 rg BT 325.09 194.20 Td (, accelerated filer) Tj ET Q q 0 0 0 rg BT 402.68 194.20 Td (, and smaller reporting company in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 182.20 Td (Rule 12b-2 of the Exchange ) Tj ET Q q 0 0 0 rg BT 163.64 182.20 Td (Act.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 168.20 Td (Lar) Tj ET Q q 0 0 0 rg BT 63.20 168.20 Td (ge ) Tj ET Q q 0 0 0 rg BT 74.58 168.20 Td (Accelerated Filer) Tj ET Q /GS0 gs q 8.92 0 0 10.09 148.71 166.04 cm /I12 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.63 168.20 Td () Tj ET Q q 0 0 0 rg BT 167.07 168.20 Td (Accelerated Filer) Tj ET Q /GS0 gs q 8.91 0 0 10.09 241.20 166.04 cm /I13 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.11 168.20 Td (Non-Accelerated Filer) Tj ET Q /GS0 gs q 8.91 0 0 10.09 354.79 166.04 cm /I14 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.70 168.20 Td (Smaller Reporting Company) Tj ET Q /GS0 gs q 8.91 0 0 10.09 493.68 166.04 cm /I15 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 154.20 Td (Indicate by check mark whether the registrant is a shell company \(as defined in Rule 12b-2 of the Exchange ) Tj ET Q q 0 0 0 rg BT 482.96 154.20 Td (Act\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 142.20 Td (Y) Tj ET Q q 0 0 0 rg BT 55.72 142.20 Td (es) Tj ET Q /GS0 gs q 8.91 0 0 10.09 69.05 140.04 cm /I16 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.96 142.20 Td (No) Tj ET Q /GS0 gs q 8.92 0 0 10.09 105.18 140.04 cm /I17 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 128.20 Td (The aggregate market value of the common stock of the registrant held by non-af) Tj ET Q q 0 0 0 rg BT 373.92 128.20 Td (filiates as of June30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.13 128.20 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.13 128.20 Td ( \(the last trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 116.20 Td (day of the second fiscal quarter\) was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.61 116.20 Td ($23,949,604,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.11 116.20 Td ( based on the closing price of the registrant) Tj ET Q q 0 0 0 rg BT 441.05 116.20 Td (s common stock on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 104.20 Td (NASDAQ Global Select Market on that date. ) Tj ET Q q 0 0 0 rg BT 233.17 104.20 Td (The number of shares of the registrant) Tj ET Q q 0 0 0 rg BT 388.67 104.20 Td (s common stock, $0.01 par value per share, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 92.20 Td (outstanding at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.38 92.20 Td (February16, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.98 92.20 Td ( was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.53 92.20 Td (214,563,950) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.53 92.20 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 191.40 74.20 Td (DOCUMENTS INCORPORA) Tj ET Q q 0 0 0 rg BT 319.83 74.20 Td (TED BY) Tj ET Q q 0 0 0 rg BT 356.41 74.20 Td ( REFERENCE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 56.20 Td (Part III of this report incorporates information by reference to the registrant) Tj ET Q q 0 0 0 rg BT 354.11 56.20 Td (s proxy statement for its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.26 56.20 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.26 56.20 Td ( annual meeting of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 44.20 Td (shareholders, which proxy statement will be filed with the Securities and Exchange Commission no later than 120 days after the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 32.20 Td (close of the fiscal year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.33 32.20 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.92 32.20 Td (.) Tj ET Q endstream endobj 5 0 obj <><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>] /Rotate 0 /Contents 6 0 R>> endobj 6 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.60 31.60 Td (i) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.65 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 258.58 742.25 Td (ABLE OF) Tj ET Q q 0 0 0 rg BT 301.82 742.25 Td ( CONTENTS) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 534.25 720.9833984375 m 553.6884765625 720.9833984375 l s q 0 0 0 rg BT 534.25 722.32 Td (Page) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.69 722.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 708.48 Td (PART I) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 691.32 Td (Item1.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 689.9833984375 m 149.5615234375 689.9833984375 l s q 0 0 1 rg BT 114.00 691.32 Td (Business) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 673.32 Td (Item1A.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 671.9833984375 m 164.2783203125 671.9833984375 l s q 0 0 1 rg BT 114.00 673.32 Td (Risk Factors) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 655.32 Td (Item 1B.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 653.9833984375 m 227.69140625 653.9833984375 l s q 0 0 1 rg BT 114.00 655.32 Td (Unresolved Staf) Tj ET Q q 0 0 1 rg BT 178.53 655.32 Td (f Comments) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 637.32 Td (Item 2.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 635.9833984375 m 154.546875 635.9833984375 l s q 0 0 1 rg BT 114.00 637.32 Td (Properties) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 619.32 Td (Item 3.) 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Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 599.9833984375 m 212.3154296875 599.9833984375 l s q 0 0 1 rg BT 114.00 601.32 Td (Mine Safety Disclosures) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 581.9833984375 m 258.208984375 581.9833984375 l s q 0 0 1 rg BT 114.00 583.32 Td (Executive Of) Tj ET Q q 0 0 1 rg BT 166.85 583.32 Td (ficers of the Registrant) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 565.48 Td (PART II) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 548.32 Td (Item 5.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 546.9833984375 m 523.2724609375 546.9833984375 l s q 0 0 1 rg BT 114.00 548.32 Td (Market for Registrant) Tj ET Q q 0 0 1 rg BT 203.42 548.32 Td (s Common Equity) Tj ET Q q 0 0 1 rg BT 275.55 548.32 Td (, Related Stockholder Matters and Issuer Purchases of Equity ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 536.9833984375 m 153.43359375 536.9833984375 l s q 0 0 1 rg BT 114.00 538.32 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 520.32 Td (Item 6.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 518.9833984375 m 208.9609375 518.9833984375 l s q 0 0 1 rg BT 114.00 520.32 Td (Selected Financial Data) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 502.32 Td (Item 7.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 500.9833984375 m 472.291015625 500.9833984375 l s q 0 0 1 rg BT 114.00 502.32 Td (Management) Tj ET Q q 0 0 1 rg BT 168.98 502.32 Td (s Discussion and ) Tj ET Q q 0 0 1 rg BT 238.15 502.32 Td (Analysis of Financial Condition and Results of Operations) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 484.32 Td (Item 7A.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 482.9833984375 m 355.62109375 482.9833984375 l s q 0 0 1 rg BT 114.00 484.32 Td (Quantitative and Qualitative Disclosures ) Tj ET Q q 0 0 1 rg BT 278.40 484.32 Td (About Market Risk) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 466.32 Td (Item 8.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 464.9833984375 m 298.951171875 464.9833984375 l s q 0 0 1 rg BT 114.00 466.32 Td (Financial Statements and Supplementary Data) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 448.32 Td (Item 9.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 446.9833984375 m 472.8134765625 446.9833984375 l s q 0 0 1 rg BT 114.00 448.32 Td (Changes in and Disagreements with ) Tj ET Q q 0 0 1 rg BT 259.81 448.32 Td (Accountants on ) Tj ET Q q 0 0 1 rg BT 324.24 448.32 Td (Accounting and Financial Disclosure) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 430.32 Td (Item 9A.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 428.9833984375 m 212.3154296875 428.9833984375 l s q 0 0 1 rg BT 114.00 430.32 Td (Controls and Procedures) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 412.32 Td (Item 9B.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 410.9833984375 m 187.0322265625 410.9833984375 l s q 0 0 1 rg BT 114.00 412.32 Td (Other Information) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 394.48 Td (PART III) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 377.32 Td (Item 10.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 375.9833984375 m 341.4951171875 375.9833984375 l s q 0 0 1 rg BT 114.00 377.32 Td (Directors, Executive Of) Tj ET Q q 0 0 1 rg BT 209.06 377.32 Td (ficers and Corporate Governance) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 359.32 Td (Item 11.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 357.9833984375 m 214.25390625 357.9833984375 l s q 0 0 1 rg BT 114.00 359.32 Td (Executive Compensation) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 341.32 Td (Item 12.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 339.9833984375 m 519.15625 339.9833984375 l s q 0 0 1 rg BT 114.00 341.32 Td (Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 323.32 Td (Item 13.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 321.9833984375 m 416.6953125 321.9833984375 l s q 0 0 1 rg BT 114.00 323.32 Td (Certain Relationships and Related ) Tj ET Q q 0 0 1 rg BT 252.68 323.32 Td (T) Tj ET Q q 0 0 1 rg BT 258.43 323.32 Td (ransactions, and DirectorIndependence) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 305.32 Td (Item 14.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 303.9833984375 m 272.8525390625 303.9833984375 l s q 0 0 1 rg BT 114.00 305.32 Td (Principal ) Tj ET Q q 0 0 1 rg BT 152.05 305.32 Td (Accounting Fees and Services) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 287.48 Td (PART IV) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 270.32 Td (Item 15.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 268.9833984375 m 275.083984375 268.9833984375 l s q 0 0 1 rg BT 114.00 270.32 Td (Exhibits, Financial Statement Schedules) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 252.32 Td (Item 16.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 250.9833984375 m 200.1083984375 250.9833984375 l s q 0 0 1 rg BT 114.00 252.32 Td (Form 10-K Summary) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 114 232.9833984375 m 156.216796875 232.9833984375 l s q 0 0 1 rg BT 114.00 234.32 Td (Signatures) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.00 691.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.00 673.32 Td (7) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.35 655.32 Td (1) Tj ET Q q 0 0 0 rg BT 553.98 655.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.35 637.32 Td (1) Tj ET Q q 0 0 0 rg BT 553.98 637.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.35 619.32 Td (1) Tj ET Q q 0 0 0 rg BT 553.98 619.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.35 601.32 Td (1) Tj ET Q q 0 0 0 rg BT 553.98 601.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 583.32 Td (12) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 538.42 Td (14) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 520.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 502.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 484.32 Td (26) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 466.32 Td (27) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 448.32 Td (50) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 430.32 Td (50) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 412.32 Td (52) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 377.32 Td (52) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 359.32 Td (52) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 341.32 Td (52) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 323.32 Td (53) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 305.32 Td (53) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 270.32 Td (54) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 252.32 Td (54) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 234.32 Td (55) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 7 0 obj <>] /Rotate 0 /Contents 8 0 R>> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 219.50 742.25 Td (FOR) Tj ET Q q 0 0 0 rg BT 240.26 742.25 Td (W) Tj ET Q q 0 0 0 rg BT 249.15 742.25 Td (ARD-LOOKING ST) Tj ET Q q 0 0 0 rg BT 337.03 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 343.51 742.25 Td (TEMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (This ) Tj ET Q q 0 0 0 rg BT 69.73 721.25 Td (Annual Report on Form 10-K contains forward-looking statements intended to qualify for the safe harbor from liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (established by the Private Securities Litigation Reform ) Tj ET Q q 0 0 0 rg BT 271.34 709.25 Td (Act of 1995. Forward-looking statements include those that express a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (plan, belief, expectation, estimation, anticipation, intent, contingency) Tj ET Q q 0 0 0 rg BT 325.93 697.25 Td (, future development or similar expression, and can ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.25 Td (generally be identified as forward-looking because they include words such as believes, anticipates, expects, could, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.25 Td (should or words of similar meaning. Statements that describe our future plans, objectives or goals are also forward-looking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 97.03 661.25 Td (The forward-looking statements in this report involve significant risks and uncertainties, and a number of factors, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 649.25 Td (both foreseen and unforeseen, could cause actual results to dif) Tj ET Q q 0 0 0 rg BT 298.06 649.25 Td (fer materially from our current expectations. ) Tj ET Q q 0 0 0 rg BT 478.08 649.25 Td (The factors that may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 637.25 Td (af) Tj ET Q q 0 0 0 rg BT 57.59 637.25 Td (fect our results include, among others: pricing and other actions by competitors; the capacity of our technology to keep pace ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 625.25 Td (with a rapidly evolving marketplace; the impact of market and economic conditions on the financial services industry; the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 613.25 Td (impact of a security breach or operational failure on our business; the ef) Tj ET Q q 0 0 0 rg BT 337.49 613.25 Td (fect of legislative and regulatory actions in the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 601.25 Td (States and internationally; our ability to comply with government regulations; our ability to successfully identify) Tj ET Q q 0 0 0 rg BT 499.82 601.25 Td (, complete and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 589.25 Td (integrate acquisitions, and to realize the anticipated benefits associated with the same; the impact of our strategic initiatives; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.25 Td (and other factors discussed in this report under the heading Risk Factors. ) Tj ET Q q 0 0 0 rg BT 352.05 577.25 Td (Y) Tj ET Q q 0 0 0 rg BT 358.27 577.25 Td (ou should consider these factors carefully in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 565.25 Td (evaluating forward-looking statements and are cautioned not to place undue reliance on such statements, which speak only as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.25 Td (of the date of this report. ) Tj ET Q q 0 0 0 rg BT 151.18 553.25 Td (W) Tj ET Q q 0 0 0 rg BT 159.81 553.25 Td (e undertake no obligation to update forward-looking statements to reflect events or circumstances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 541.25 Td (occurring after the date of this report. ) Tj ET Q q 0 0 0 rg BT 201.98 541.25 Td (W) Tj ET Q q 0 0 0 rg BT 210.62 541.25 Td (e are not including the information provided on the websites referenced herein as part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 529.25 Td (of, or incorporating such information by reference into, this ) Tj ET Q q 0 0 0 rg BT 290.21 529.25 Td (Annual Report on Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.80 508.25 Td (P) Tj ET Q q 0 0 0 rg BT 295.17 508.25 Td (AR) Tj ET Q q 0 0 0 rg BT 309.26 508.25 Td (T) Tj ET Q q 0 0 0 rg BT 315.75 508.25 Td ( I) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 487.25 Td (In this report, all references to we, us and our refer to Fiserv) Tj ET Q q 0 0 0 rg BT 316.45 487.25 Td (, Inc. \(Fiserv\), a ) Tj ET Q q 0 0 0 rg BT 391.51 487.25 Td (W) Tj ET Q q 0 0 0 rg BT 400.55 487.25 Td (isconsin corporation, and, unless the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 475.25 Td (context otherwise requires, its consolidated subsidiaries.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 454.25 Td (Item1.Business) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 433.25 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 412.25 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 74.35 412.25 Td (, Inc. is a leading global provider of financial services technology) Tj ET Q q 0 0 0 rg BT 335.83 412.25 Td (. ) Tj ET Q q 0 0 0 rg BT 340.65 412.25 Td (W) Tj ET Q q 0 0 0 rg BT 349.29 412.25 Td (e are publicly traded on the NASDAQ Global Select ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.25 Td (Market and part of the S&P) Tj ET Q q 0 0 0 rg BT 160.44 400.25 Td ( 500 Index. ) Tj ET Q q 0 0 0 rg BT 208.03 400.25 Td (W) Tj ET Q q 0 0 0 rg BT 216.67 400.25 Td (e serve over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.47 400.25 Td (12,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.97 400.25 Td ( clients worldwide, including banks, thrifts, credit unions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.25 Td (investment management firms, leasing and finance companies, retailers, merchants, mutual savings banks, and building ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.25 Td (societies. ) Tj ET Q q 0 0 0 rg BT 89.25 376.25 Td (W) Tj ET Q q 0 0 0 rg BT 97.89 376.25 Td (e provide account processing systems; electronic payments processing products and services, such as electronic bill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.25 Td (payment and presentment services, card-based transaction processing and network services, ) Tj ET Q q 0 0 0 rg BT 418.76 364.25 Td (ACH transaction processing, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.25 Td (account-to-account transfers, and person-to-person payments; internet and mobile banking systems; and related services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.25 Td (including document and payment card production and distribution, check processing and imaging, source capture systems, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.25 Td (lending and risk management products and services. Most of the services we provide are necessary for our clients to operate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.25 Td (their businesses and are, therefore, non-discretionary in nature. Our operations are principally located in the United States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.25 Td (where we operate data and transaction processing centers, provide technology support, develop software and payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.25 Td (solutions, and of) Tj ET Q q 0 0 0 rg BT 116.21 292.25 Td (fer consulting services. ) Tj ET Q q 0 0 0 rg BT 211.00 292.25 Td (W) Tj ET Q q 0 0 0 rg BT 219.63 292.25 Td (e also own a 49% interest in StoneRiver Group, L.P) Tj ET Q q 0 0 0 rg BT 425.99 292.25 Td (. \(StoneRiver\), which is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.25 Td (comprised of our former insurance services businesses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.25 Td (In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.83 259.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.83 259.25 Td (, we had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.93 259.25 Td ($5.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.04 259.25 Td ( in total revenue, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.74 259.25 Td ($1.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.85 259.25 Td ( in operating income and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.77 259.25 Td ($1.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.88 259.25 Td ( of net cash provided by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 247.25 Td (operating activities from continuing operations. Processing and services revenue, which in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.07 247.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.07 247.25 Td ( represented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 247.25 Td (84%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.48 247.25 Td ( of our total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 235.25 Td (revenue, is primarily generated from account- and transaction-based fees under contracts that generally have terms of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.74 235.25 Td (three to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 223.25 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.55 223.25 Td ( years and high renewal rates. Revenue from clients outside the United States comprised approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.53 223.25 Td (5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.86 223.25 Td ( of total revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 211.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.28 211.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.28 211.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.72 211.25 Td (6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.05 211.25 Td ( in each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.47 211.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.47 211.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.91 211.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.91 211.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 190.25 Td (e have grown our business by developing highly specialized services and product enhancements, extending our capabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.25 Td (through innovation, adding new clients, selling additional products and services to existing clients, and acquiring businesses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.25 Td (that complement ours, which has enabled us to deliver a wide range of integrated products and services and has created new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.25 Td (opportunities for growth.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 133.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 133.25 Td (e originally incorporated in Delaware in 1984 and reincorporated as a ) Tj ET Q q 0 0 0 rg BT 339.18 133.25 Td (W) Tj ET Q q 0 0 0 rg BT 348.22 133.25 Td (isconsin corporation in 1992. Our headquarters are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 121.25 Td (located at 255 Fiserv Drive, Brookfield, ) Tj ET Q q 0 0 0 rg BT 212.00 121.25 Td (W) Tj ET Q q 0 0 0 rg BT 221.04 121.25 Td (isconsin 53045, and our telephone number is \(262\)879-5000.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 100.25 Td (Our operations are reported in the Payments and Industry Products \(Payments\) and Financial Institution Services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 88.25 Td (\(Financial\) business segments. Financial information regarding our business segments is included in Note ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.36 88.25 Td (8) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.36 88.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.86 88.25 Td (to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 76.25 Td (consolidated financial statements.) Tj ET Q endstream endobj 9 0 obj <>] /Rotate 0 /Contents 10 0 R>> endobj 10 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (2) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (The businesses in our Payments segment provide financial institutions and other companies with the products and services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (required to process electronic payment transactions and to of) Tj ET Q q 0 0 0 rg BT 293.07 709.25 Td (fer their customers access to financial services and transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (capability through digital channels. Financial institutions and other companies have increasingly relied on third-party providers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.25 Td (for those products and services, either on a licensed software or outsourced basis, as an increasing number of payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.25 Td (transactions are completed electronically as our clients) Tj ET Q q 0 0 0 rg BT 271.39 673.25 Td ( customers seek the convenience of 24-hour digital access to their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.25 Td (financial accounts. ) Tj ET Q q 0 0 0 rg BT 127.29 661.25 Td (W) Tj ET Q q 0 0 0 rg BT 136.32 661.25 Td (ithin the Payments segment, we primarily provide electronic bill payment and presentment services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 649.25 Td (internet and mobile banking software and services, person-to-person payment services, debit and credit card processing and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 637.25 Td (services, and other electronic payments software and services. Our businesses in this segment also provide card and print ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 625.25 Td (personalization services, investment account processing services for separately managed accounts, and fraud and risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 613.25 Td (management products and services. Our solutions in the Payments segment include: ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 592.25 Td (Electr) Tj ET Q q 0 0 0 rg BT 74.06 592.25 Td (onic Payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.25 Td (Our electronic payments business is comprised of electronic bill payment and presentment services and other electronic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.25 Td (payment services for businesses and consumers, such as person-to-person payments, account-to-account transfers, account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 547.25 Td (opening and funding, and small business invoicing and payments. Our principal electronic bill payment and presentment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 535.25 Td (product, CheckFree) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 128.86 539.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.80 535.25 Td ( RXP) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 155.75 539.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.69 535.25 Td (, allows our clients) Tj ET Q q 0 0 0 rg BT 238.82 535.25 Td ( customers: to manage household bills via an easy-to-use, online tool; to view ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 523.25 Td (billing and payment information; to pay and manage all of their bills in one place; for certain billers, to experience speed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 511.25 Td (comparable to payment at a biller) Tj ET Q q 0 0 0 rg BT 184.48 511.25 Td () Tj ET Q q 0 0 0 rg BT 187.26 511.25 Td (s site via same-day bill payment; and to make convenient next-day payments to many of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 499.25 Td (companies with which they do business. ) Tj ET Q q 0 0 0 rg BT 213.41 499.25 Td (W) Tj ET Q q 0 0 0 rg BT 222.05 499.25 Td (e use our systems to process the vast majority of the payment transactions that we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 487.25 Td (handle, which enables us to improve our economies of scale. Once a consumer has accessed the system through a financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 475.25 Td (institution, he or she can elect to pay an electronic bill delivered by us or can instruct the system to pay individuals or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 463.25 Td (companies that have bank accounts located within the U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (Our person-to-person payments solution, Popmoney) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 259.14 446.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.08 442.25 Td (, allows consumers a convenient way to send and receive money while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 430.25 Td (fering financial institutions the opportunity to generate new transaction-based revenue, attract new accounts and increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.25 Td (loyalty among existing customers. Popmoney Instant Payments extends the functionality of the Popmoney personal payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.25 Td (service by enabling near real-time exchange of funds. Popmoney can be accessed through the www) Tj ET Q q 0 0 0 rg BT 447.26 406.25 Td (.popmoney) Tj ET Q q 0 0 0 rg BT 491.33 406.25 Td (.com website, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.25 Td (our mobile applications for iPhone) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 188.86 398.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.80 394.25 Td ( and ) Tj ET Q q 0 0 0 rg BT 212.69 394.25 Td (Android) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 246.02 398.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.39 394.25 Td (,or the websites and mobile banking applications of participating financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.25 Td (institutions. ) Tj ET Q q 0 0 0 rg BT 98.90 382.25 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.93 382.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.93 382.25 Td (, more than 2,500 financial institutions have agreed to of) Tj ET Q q 0 0 0 rg BT 428.08 382.25 Td (fer our person-to-person ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.25 Td (payments services to their customers.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 349.25 Td (Digital Channels) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.25 Td (Our principal digital consumer and business banking products are ) Tj ET Q q 0 0 0 rg BT 314.66 328.25 Td (Architect) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 351.87 332.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.23 328.25 Td (,) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 360.73 332.78 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.36 328.25 Td (Corillian Online) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 427.63 332.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.57 328.25 Td (, Corillian) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 473.12 332.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.05 328.25 Td ( Business Online ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.25 Td (and Mobiliti) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 99.72 320.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.09 316.25 Td (. Our Corillian product suite supports multiple lines of banking businesses and has been designed to be highly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.25 Td (scalable to meet the evolving needs of our clients. ) Tj ET Q q 0 0 0 rg BT 251.98 304.25 Td (This structure enables our clients to deploy new services by adding and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.25 Td (integrating applications, such as electronic bill payment, person-to-person payments and personal financial management tools, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.25 Td (to any internet connected point-of-presence. Our Mobiliti product suite provides a variety of mobile banking and payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.25 Td (services to our clients and their customers, including balance inquiry) Tj ET Q q 0 0 0 rg BT 324.27 268.25 Td (, transaction history) Tj ET Q q 0 0 0 rg BT 402.77 268.25 Td (, bill payment, person-to-person ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.25 Td (payments and transfers, via mobile browser) Tj ET Q q 0 0 0 rg BT 223.99 256.25 Td (, downloadable application for smart phones and tablets, and text message. ) Tj ET Q q 0 0 0 rg BT 525.40 256.25 Td (W) Tj ET Q q 0 0 0 rg BT 534.03 256.25 Td (e also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.25 Td (provide the advanced capabilities of Corillian Online and Mobiliti as an outsourced service, known as Corillian Online ) Tj ET Q q 0 0 0 rg BT 527.10 244.25 Td (ASP) Tj ET Q q 0 0 0 rg BT 545.08 244.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.25 Td (and Mobiliti ) Tj ET Q q 0 0 0 rg BT 101.67 232.25 Td (ASP) Tj ET Q q 0 0 0 rg BT 118.91 232.25 Td (. ) Tj ET Q q 0 0 0 rg BT 123.35 232.25 Td (As of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.38 232.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.38 232.25 Td (, we had approximately 2,400 mobile banking clients. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 211.25 Td (In the first quarter of 2016, we completed our purchase of the Community Financial Services business of ) Tj ET Q q 0 0 0 rg BT 471.57 211.25 Td (ACI ) Tj ET Q q 0 0 0 rg BT 491.11 211.25 Td (W) Tj ET Q q 0 0 0 rg BT 499.75 211.25 Td (orldwide, Inc., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 199.25 Td (adding a suite of digital banking and payments solutions, including ) Tj ET Q q 0 0 0 rg BT 320.24 199.25 Td (Architect, which supports online, mobile and tablet banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 187.25 Td (for retail and small business customers on a single platform.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 166.25 Td (Car) Tj ET Q q 0 0 0 rg BT 65.19 166.25 Td (d Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.25 Td (Our card services business is a leader in electronic funds transfer and provides a total payments solution through a variety of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 133.25 Td (products and services. ) Tj ET Q q 0 0 0 rg BT 140.90 133.25 Td (W) Tj ET Q q 0 0 0 rg BT 149.54 133.25 Td (e provide thousands of financial institution clients with a full range of credit and debit processing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 121.25 Td (services, including: ) Tj ET Q q 0 0 0 rg BT 129.71 121.25 Td (A) Tj ET Q q 0 0 0 rg BT 135.82 121.25 Td (TM monitoring, tokenization, loyalty and reward programs, real-time person-to-person payments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 109.25 Td (customized authorization processing, direct access and settlement for networks, and risk management solutions. ) Tj ET Q q 0 0 0 rg BT 499.69 109.25 Td (W) Tj ET Q q 0 0 0 rg BT 508.33 109.25 Td (e own and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.25 Td (operate the ) Tj ET Q q 0 0 0 rg BT 96.09 97.25 Td (Accel) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 119.40 101.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.34 97.25 Td ( network, which serves over 3,200 financial institutions with funds access at over 400,000 ) Tj ET Q q 0 0 0 rg BT 486.21 97.25 Td (A) Tj ET Q q 0 0 0 rg BT 492.33 97.25 Td (TMs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 85.25 Td (incorporates CardFree Cash) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 161.63 89.78 Td (SM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.02 85.25 Td ( access as well as EMV) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 265.16 89.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.53 85.25 Td ( chip and traditional magnetic stripe cards. Our ) Tj ET Q q 0 0 0 rg BT 461.75 85.25 Td (Accel network point of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 73.25 Td (sale support delivers comprehensive coverage of PIN and signature authentication support at physical and electronic commerce ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 61.25 Td (merchants across the country) Tj ET Q q 0 0 0 rg BT 165.70 61.25 Td (. Our digital enablement capability provides our clients) Tj ET Q q 0 0 0 rg BT 388.78 61.25 Td ( consumers with mobile-based, ) Tj ET Q endstream endobj 11 0 obj <>] /Rotate 0 /Contents 12 0 R>> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (customizable card management and alert tools that drive engagement and revenue for our issuers, and our risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (tools and portfolio management services are integrated with real-time fraud decisioning. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (Biller Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 688.10 Td (Our biller business provides electronic billing and payment services to companies that deliver bills to their customer base, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 676.10 Td (as utilities, telephone and cable companies, consumer lending institutions, and insurance providers, enabling our biller clients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.10 Td (to reduce costs, collect payments faster) Tj ET Q q 0 0 0 rg BT 206.21 664.10 Td (, increase customer satisfaction, and provide customers flexible, easy-to-use ways to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.10 Td (view and pay their bills. In the first quarter of 2016, we acquired the Convenience Pay Services business of Hewlett Packard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (Enterprise Company) Tj ET Q q 0 0 0 rg BT 131.83 640.10 Td (, which enables providers to accept electronic payments from their consumers through multiple channels, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (thereby expanding our biller solution of) Tj ET Q q 0 0 0 rg BT 208.95 628.10 Td (ferings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 607.10 Td (Consumers use our electronic billing and payment systems by viewing or paying a bill through a financial institution) Tj ET Q q 0 0 0 rg BT 519.64 607.10 Td (s bill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 595.10 Td (payment application, use of a biller) Tj ET Q q 0 0 0 rg BT 191.44 595.10 Td () Tj ET Q q 0 0 0 rg BT 194.21 595.10 Td (s website, mobile application or automated phone system, www) Tj ET Q q 0 0 0 rg BT 449.07 595.10 Td (.mycheckfree.com, or by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 583.10 Td (paying in person at one of more than 24,000 nationwide walk-in payment locations. ) Tj ET Q q 0 0 0 rg BT 387.24 583.10 Td (These diverse services allow our clients) Tj ET Q q 0 0 0 rg BT 548.94 583.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.10 Td (customers to view and pay bills wherever) Tj ET Q q 0 0 0 rg BT 215.66 571.10 Td (, whenever and however they feel most comfortable. Furthermore, because our biller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.10 Td (clients are able to receive all of these services from us, we can eliminate the operational complexity and expense of supporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 547.10 Td (multiple vendor systems or in-house developed systems.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (Output Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 505.10 Td (Our output solutions business provides business communication solutions to clients across a wide variety of industries, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 493.10 Td (including financial services, healthcare, retail, utilities, and travel and entertainment. Our products and services include: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 481.10 Td (electronic document management through our electronic document delivery products and services; card manufacturing, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 469.10 Td (personalization and mailing; statement production and mailing; design and fulfillment of direct mail solutions; forms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 457.10 Td (distribution; laser printing and mailing; branded merchandise; and of) Tj ET Q q 0 0 0 rg BT 325.31 457.10 Td (fice supplies.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (Investment Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 415.10 Td (Our investment services business provides technology solutions that enable financial planning, portfolio management and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 403.10 Td (trading, model management, performance measurement, and reporting products and services to approximately 300 financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 391.10 Td (service or) Tj ET Q q 0 0 0 rg BT 88.96 391.10 Td (ganizations, including broker dealers, registered investment advisors, banks, asset managers and insurance companies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 379.10 Td (that deliver financial advice and managed account products to U.S. retail investors. Our investment services business also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 367.10 Td (supports global institutional asset managers and asset servicers with portfolio accounting, performance analytics, fee billing and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 355.10 Td (revenue management, and post-trade processing technology) Tj ET Q q 0 0 0 rg BT 288.71 355.10 Td (. Our primary product, the Unified ) Tj ET Q q 0 0 0 rg BT 429.05 355.10 Td (W) Tj ET Q q 0 0 0 rg BT 437.69 355.10 Td (ealth Platform, is a real-time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.10 Td (portfolio management, trading and reporting system used by some of the lar) Tj ET Q q 0 0 0 rg BT 353.63 343.10 Td (gest brokerage firms and asset managers in the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.10 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 331.10 Td (fering managed accounts, based on assets under management.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (Risk Management Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 289.10 Td (Our risk management solutions business provides financial and risk management products and services that deliver operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 277.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 277.10 Td (ficiencies and management insight which enable our clients to protect and grow their businesses. Our Enterprise Performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 265.10 Td (Management and Financial Control Solutions of) Tj ET Q q 0 0 0 rg BT 242.85 265.10 Td (ferings include budgeting and planning, financial accounting, and automated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 253.10 Td (reconciliation and account certification tools to facilitate a robust assessment environment and ef) Tj ET Q q 0 0 0 rg BT 437.46 253.10 Td (ficient close process for our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 241.10 Td (clients. ) Tj ET Q q 0 0 0 rg BT 80.92 241.10 Td (These solutions are further complemented by fraud detection and mitigation through our predictive analytics solution, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 229.10 Td (Fraud Risk and ) Tj ET Q q 0 0 0 rg BT 113.06 229.10 Td (Anti-Money Laundering Compliance Management.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 208.10 Td (Financial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 187.10 Td (The businesses in our Financial segment provide financial institutions with the products and services they need to run their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 175.10 Td (operations. Many financial institutions that previously developed their own software systems and maintained their own data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 163.10 Td (processing operations now license software from third parties or outsource their data processing requirements by contracting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 151.10 Td (with third-party processors. ) Tj ET Q q 0 0 0 rg BT 162.57 151.10 Td (This has allowed them to reduce costs and enhance their products, services, capacity and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 139.10 Td (capabilities. ) Tj ET Q q 0 0 0 rg BT 100.36 139.10 Td (The licensing of software reduces the need for costly technical expertise within a financial institution, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 127.10 Td (outsourcing data processing operations reduces the infrastructure and other costs required to operate systems internally) Tj ET Q q 0 0 0 rg BT 524.76 127.10 Td (. ) Tj ET Q q 0 0 0 rg BT 529.58 127.10 Td (W) Tj ET Q q 0 0 0 rg BT 538.61 127.10 Td (ithin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 115.10 Td (the Financial segment, we provide banks, thrifts, credit unions, and leasing and finance companies with account processing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 103.10 Td (services, item processing and source capture services, loan origination and servicing products, cash management and consulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 91.10 Td (services, and other products and services that support numerous types of financial transactions. Many of the products and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 79.10 Td (services that we sell are integrated with solutions from our Payments segment such as electronic bill payment and presentment, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 67.10 Td (internet and mobile banking, debit processing and network services, and person-to-person payments. Our solutions in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 55.10 Td (Financial segment include:) Tj ET Q endstream endobj 13 0 obj <>] /Rotate 0 /Contents 14 0 R>> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (4) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (Account Pr) Tj ET Q q 0 0 0 rg BT 94.89 742.10 Td (ocessing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 721.10 Td (e provide account servicing and management technology solutions to our bank, thrift and credit union clients, as well as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (range of integrated, value-added banking products and services. ) Tj ET Q q 0 0 0 rg BT 307.13 709.10 Td (Account processing solutions are the principal systems that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.10 Td (enable a financial institution to operate systems that process customer deposit and loan accounts, an institution) Tj ET Q q 0 0 0 rg BT 494.89 697.10 Td (s general ledger) Tj ET Q q 0 0 0 rg BT 557.79 697.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.10 Td (central information files and other financial information. ) Tj ET Q q 0 0 0 rg BT 278.63 685.10 Td (These solutions also include extensive security) Tj ET Q q 0 0 0 rg BT 465.43 685.10 Td (, report generation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.10 Td (other features that financial institutions need to process transactions for their customers, as well as to comply with applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.10 Td (regulations. ) Tj ET Q q 0 0 0 rg BT 98.88 661.10 Td (Although many of our clients contract to obtain a majority of their processing requirements from us, our software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 649.10 Td (design allows clients to start with one application and, as needed, add applications and features developed by us or by third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 637.10 Td (parties. ) Tj ET Q q 0 0 0 rg BT 81.47 637.10 Td (W) Tj ET Q q 0 0 0 rg BT 90.11 637.10 Td (e support a broad range of client-owned peripheral devices manufactured by a variety of vendors, which reduces a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 625.10 Td (new client) Tj ET Q q 0 0 0 rg BT 94.15 625.10 Td (s initial conversion expenses, enhances existing clients) Tj ET Q q 0 0 0 rg BT 315.85 625.10 Td ( ability to change technology and broadens our market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 613.10 Td (opportunity) Tj ET Q q 0 0 0 rg BT 96.02 613.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.10 Td (The principal account processing solutions used by our bank and thrift clients are Cleartouch) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 421.28 596.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.22 592.10 Td (, DNA) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 452.89 596.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.82 592.10 Td (, Precision) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 500.04 596.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.98 592.10 Td (, Premier) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 541.63 596.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.57 592.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 580.10 Td (Signature) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 88.33 584.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.26 580.10 Td ( and ) Tj ET Q q 0 0 0 rg BT 112.52 580.10 Td (T) Tj ET Q q 0 0 0 rg BT 117.93 580.10 Td (otalPlus) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 150.16 584.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.09 580.10 Td (. ) Tj ET Q q 0 0 0 rg BT 159.91 580.10 Td (The principal account processing solutions primarily used by our credit union clients are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 568.10 Td (Advantage) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 93.32 572.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.68 568.10 Td (, Charlotte) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 141.90 572.63 Td (SM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.29 568.10 Td (, CubicsPlus) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 201.30 572.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.24 568.10 Td (, CUnify) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 241.24 572.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.61 568.10 Td (, CUSA) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 279.28 572.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.22 568.10 Td (, DataSafe) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 325.86 572.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.80 568.10 Td (, DNA, Galaxy) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 391.34 572.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.28 568.10 Td (, OnCU) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 427.39 572.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.33 568.10 Td (, Portico) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 466.22 572.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.16 568.10 Td (, Reliance) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 511.14 572.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.07 568.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 556.10 Td (Spectrum) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 88.33 560.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.26 556.10 Td ( and XP2) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 130.48 560.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.42 556.10 Td (. ) Tj ET Q q 0 0 0 rg BT 140.24 556.10 Td (The Signature and DNA) Tj ET Q q 0 0 0 rg BT 237.17 556.10 Td ( systems are available both domestically and internationally) Tj ET Q q 0 0 0 rg BT 475.61 556.10 Td (. In addition, we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 544.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 71.20 544.10 Td (Agiliti) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 97.31 548.63 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.30 544.10 Td (as a software-as-a-service solution to the UK financial services industry) Tj ET Q q 0 0 0 rg BT 392.06 544.10 Td (. ) Tj ET Q q 0 0 0 rg BT 396.50 544.10 Td (Account processing solutions are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (generally of) Tj ET Q q 0 0 0 rg BT 97.85 532.10 Td (fered as an outsourced service or as licensed software for installation on client-owned or hosted computer systems.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 511.10 Td (Item Pr) Tj ET Q q 0 0 0 rg BT 79.90 511.10 Td (ocessing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (Our item processing business of) Tj ET Q q 0 0 0 rg BT 178.13 490.10 Td (fers products and services to financial institutions and intermediaries. ) Tj ET Q q 0 0 0 rg BT 457.88 490.10 Td (Through the Fiserv ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (Clearing Network, we provide complete check clearing and image exchange services. Other solutions include image archive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (with online retrieval, in-clearings, exceptions and returns, statements and fraud detection. ) Tj ET Q q 0 0 0 rg BT 409.98 466.10 Td (W) Tj ET Q q 0 0 0 rg BT 418.61 466.10 Td (e also provide consulting services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (business operations services and related software products that facilitate the transformation of our clients) Tj ET Q q 0 0 0 rg BT 472.17 454.10 Td ( check capture ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (environments from paper) Tj ET Q q 0 0 0 rg BT 150.88 442.10 Td (-based to electronic.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 421.10 Td (Lending and Other Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (Our lending business of) Tj ET Q q 0 0 0 rg BT 145.09 400.10 Td (fers life-of-loan digital products and services to financial institutions and market intermediaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (including loan originations, servicing and default systems primarily for auto, consumer and real estate. In addition, our lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (solutions include a full complement of professional services, such as customization, business process outsourcing, training, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (consulting and implementation services.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.10 Td (Other businesses in this segment provide solutions for ) Tj ET Q q 0 0 0 rg BT 268.32 343.10 Td (ACH, cash and treasury management, case management and resolution, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.10 Td (and source capture optimization to the financial services industry) Tj ET Q q 0 0 0 rg BT 309.82 331.10 Td (. Our of) Tj ET Q q 0 0 0 rg BT 341.02 331.10 Td (ferings include Immediate Funds) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 472.93 335.63 Td (SM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.33 331.10 Td (, PEP+) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 510.20 335.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.14 331.10 Td (, Integrated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 319.10 Td (Currency Manager, Device Manager, CorPoint) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 257.31 323.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.25 319.10 Td (, and our remote deposit capture solutions branded as Source Capture ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 307.10 Td (Solutions) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 87.79 311.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.73 307.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (Our) Tj ET Q q 0 0 0 rg BT 67.60 286.10 Td ( Strategy) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 265.10 Td (Our vision is to be a global leader in transaction-based technology solutions. Our mission is to provide integrated technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 253.10 Td (and services solutions that enable best-in-class results for our clients. ) Tj ET Q q 0 0 0 rg BT 328.36 253.10 Td (W) Tj ET Q q 0 0 0 rg BT 337.00 253.10 Td (e are focused on operating businesses where we have: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 241.10 Td (deep industry expertise that enables us to serve the market with high ef) Tj ET Q q 0 0 0 rg BT 333.62 241.10 Td (fectiveness; a strong competitive position, currently or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 229.10 Td (via a clear path in the foreseeable future; long-term, trusted client relationships that are based on recurring services and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 217.10 Td (transactions; dif) Tj ET Q q 0 0 0 rg BT 113.97 217.10 Td (ferentiated solutions that deliver value to our clients through integration and innovation; and strong ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 205.10 Td (management to execute strategies in a disciplined manner) Tj ET Q q 0 0 0 rg BT 280.20 205.10 Td (. Consistent with this focus, we continue to operate our business in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 193.10 Td (accordance with the following strategic framework:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 172.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 172.10 Td (Portfolio Management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.82 172.10 Td (. ) Tj ET Q q 0 0 0 rg BT 181.64 172.10 Td (W) Tj ET Q q 0 0 0 rg BT 190.28 172.10 Td (e expect to acquire businesses when we identify: a compelling strategic need, such as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 160.10 Td (product, service or technology that helps meet client demand; an opportunity to change industry dynamics; a way to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 148.10 Td (achieve business scale; or similar considerations. ) Tj ET Q q 0 0 0 rg BT 284.37 148.10 Td (W) Tj ET Q q 0 0 0 rg BT 293.01 148.10 Td (e expect to divest businesses that are not in line with our market, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 136.10 Td (product or financial strategies.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 68.00 115.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 115.10 Td (Client Relationship V) Tj ET Q q 0 0 0 rg BT 171.00 115.10 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.21 115.10 Td (. ) Tj ET Q q 0 0 0 rg BT 193.03 115.10 Td (W) Tj ET Q q 0 0 0 rg BT 201.67 115.10 Td (e plan to increase the number and breadth of our client relationships by) Tj ET Q q 0 0 0 rg BT 485.37 115.10 Td (, among other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 103.10 Td (actions: continuing to integrate our products and services; introducing new products and services that are aligned with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 91.10 Td (market needs; combining products and services to deliver enhanced, integrated value propositions; and improving the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 79.10 Td (quality of our client service and support.) Tj ET Q endstream endobj 15 0 obj <>] /Rotate 0 /Contents 16 0 R>> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 742.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (Operational Effectiveness) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.58 742.10 Td (. ) Tj ET Q q 0 0 0 rg BT 194.40 742.10 Td (W) Tj ET Q q 0 0 0 rg BT 203.04 742.10 Td (e believe we can improve the quality of our client delivery while reducing our costs by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 730.10 Td (using the opportunities created by our size and scale. For example, we are using our consolidated buying power and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 718.10 Td (optimizing our facilities to create cost savings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 697.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 697.10 Td (Capital Discipline) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.61 697.10 Td (. ) Tj ET Q q 0 0 0 rg BT 164.43 697.10 Td (W) Tj ET Q q 0 0 0 rg BT 173.07 697.10 Td (e intend to make capital allocation decisions that of) Tj ET Q q 0 0 0 rg BT 378.37 697.10 Td (fer the best prospects for our long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 685.10 Td (growth and profitability) Tj ET Q q 0 0 0 rg BT 180.89 685.10 Td (, which may include, among other matters, internal investment, repayment of debt, repurchases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 673.10 Td (of our own shares or acquisitions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 652.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 652.10 Td (Innovation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.33 652.10 Td (. ) Tj ET Q q 0 0 0 rg BT 134.14 652.10 Td (W) Tj ET Q q 0 0 0 rg BT 142.78 652.10 Td (e seek to be an innovation leader) Tj ET Q q 0 0 0 rg BT 273.44 652.10 Td (, utilizing our assets and capabilities to be at the forefront of our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 640.10 Td (industry and enable our clients to deliver best-in-class results.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 619.10 Td (Servicing the Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (The markets for our account and transaction processing services have specific needs and requirements, with strong emphasis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (placed by clients on flexibility) Tj ET Q q 0 0 0 rg BT 170.99 586.10 Td (, quality) Tj ET Q q 0 0 0 rg BT 203.11 586.10 Td (, comprehensiveness and integration of product lines, service reliability) Tj ET Q q 0 0 0 rg BT 487.93 586.10 Td (, timely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (introduction of new products and features, and cost ef) Tj ET Q q 0 0 0 rg BT 265.03 574.10 Td (fectiveness. ) Tj ET Q q 0 0 0 rg BT 314.27 574.10 Td (W) Tj ET Q q 0 0 0 rg BT 322.91 574.10 Td (e believe that our financial strength and primary focus on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (the financial services industry enhances our ability to meet these needs and service our clients. In addition, we believe that our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (dedication to providing excellent client service and support no matter the size of the client and our commitment of substantial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (resources to training and technical support helps us to identify and fulfill the needs of our clients.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 517.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 60.37 517.10 Td (oduct Development) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (T) Tj ET Q q 0 0 0 rg BT 55.41 496.10 Td (o meet the changing technology needs of our clients, we continually develop, maintain and enhance our products and systems. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td (Product development expenditures represented approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.20 484.10 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.53 484.10 Td ( of our total revenue in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.38 484.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.38 484.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.82 484.10 Td (9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 484.10 Td ( in each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.58 484.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.58 484.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 472.10 Td (. Our development and technology centers apply the expertise of multiple teams to design, develop and maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (specialized processing systems. Our account processing systems are designed to meet the preferences and diverse requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (of the international, national, regional or local market-specific financial service environments of our clients. In developing our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (products, we use current software development principles, such as service-oriented architecture, to create ef) Tj ET Q q 0 0 0 rg BT 480.74 436.10 Td (ficiencies, and we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.10 Td (stress interaction with and responsiveness to the needs of our clients.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 403.10 Td (Intellectual Pr) Tj ET Q q 0 0 0 rg BT 111.19 403.10 Td (operty) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 382.10 Td (e regard our software, transaction processing services and related products as proprietary) Tj ET Q q 0 0 0 rg BT 413.40 382.10 Td (, and we utilize a combination of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.10 Td (patent, copyright, trademark and trade secret laws, internal security practices, and employee and third party non-disclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (agreements to protect our intellectual property assets. Our patents cover innovations relating to numerous financial software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (products and services, and we continue, where appropriate, to seek and secure patents with respect to our ongoing innovations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 334.10 Td (e believe that we possess all proprietary rights necessary to conduct our business.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 313.10 Td (Competition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (The market for technology products and services in the financial industry is highly competitive. Our principal competitors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.10 Td (include other vendors of financial services technology) Tj ET Q q 0 0 0 rg BT 265.94 280.10 Td (, data processing af) Tj ET Q q 0 0 0 rg BT 342.95 280.10 Td (filiates of lar) Tj ET Q q 0 0 0 rg BT 393.86 280.10 Td (ge companies, and processing centers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td (owned and operated as user cooperatives. Outside the U.S., our primary competitors include global and local IT) Tj ET Q q 0 0 0 rg BT 496.91 268.10 Td ( product and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.10 Td (services companies, as well as payment service providers and processors. Furthermore, we expect competition to continue to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.10 Td (increase as new companies enter our markets and existing competitors expand their product lines and services. Some of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.10 Td (competitors possess substantially greater financial, sales and marketing resources than we do and have substantial flexibility in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.10 Td (competing with us, including through the use of integrated product of) Tj ET Q q 0 0 0 rg BT 327.82 220.10 Td (ferings and through pricing. Competitive factors for our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.10 Td (business include product quality) Tj ET Q q 0 0 0 rg BT 178.50 208.10 Td (, security) Tj ET Q q 0 0 0 rg BT 214.50 208.10 Td (, service reliability) Tj ET Q q 0 0 0 rg BT 288.54 208.10 Td (, product line comprehensiveness and integration, timely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 196.10 Td (introduction of new products and features, and price. ) Tj ET Q q 0 0 0 rg BT 263.64 196.10 Td (W) Tj ET Q q 0 0 0 rg BT 272.28 196.10 Td (e believe that we compete favorably in each of these categories. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.10 Td (Additional information about competition in our segments is provided below) Tj ET Q q 0 0 0 rg BT 356.80 184.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 163.10 Td (Payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 142.10 Td (e compete with a number of competitors in our bill payment, digital channels, card services and biller businesses, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (ACI ) Tj ET Q q 0 0 0 rg BT 69.54 130.10 Td (W) Tj ET Q q 0 0 0 rg BT 78.18 130.10 Td (orldwide, Inc., Fidelity National Information Services, Inc. \(FIS\), First Data Corporation, Jack Henry and ) Tj ET Q q 0 0 0 rg BT 511.13 130.10 Td (Associates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (Inc. \(Jack Henry\), MasterCard Incorporated, NCR Corporation, Q2 Holdings, Inc., ) Tj ET Q q 0 0 0 rg BT 392.22 118.10 Td (T) Tj ET Q q 0 0 0 rg BT 397.63 118.10 Td (otal System Services, Inc.,V) Tj ET Q q 0 0 0 rg BT 509.83 118.10 Td (antiv) Tj ET Q q 0 0 0 rg BT 529.18 118.10 Td (, Inc., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (V) Tj ET Q q 0 0 0 rg BT 56.62 106.10 Td (isa Inc. and ) Tj ET Q q 0 0 0 rg BT 104.76 106.10 Td (The ) Tj ET Q q 0 0 0 rg BT 122.62 106.10 Td (W) Tj ET Q q 0 0 0 rg BT 131.26 106.10 Td (estern Union Company) Tj ET Q q 0 0 0 rg BT 223.37 106.10 Td (. In addition to traditional payments competitors, lar) Tj ET Q q 0 0 0 rg BT 431.76 106.10 Td (ge technology) Tj ET Q q 0 0 0 rg BT 487.48 106.10 Td (, media and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (providers are increasingly seeking to provide or facilitate a wide range of point of sale and non-point of sale payments. ) Tj ET Q q 0 0 0 rg BT 527.72 94.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (newer competitors include, but are not limited to, ) Tj ET Q q 0 0 0 rg BT 249.39 82.10 Td (Alphabet Inc., ) Tj ET Q q 0 0 0 rg BT 308.27 82.10 Td (Amazon.com, Inc., ) Tj ET Q q 0 0 0 rg BT 386.58 82.10 Td (Apple Inc., Facebook, Inc., Intuit Inc., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (PayPal Holdings, Inc., Samsung Group, Starbucks Corporation and ) Tj ET Q q 0 0 0 rg BT 321.46 70.10 Td (W) Tj ET Q q 0 0 0 rg BT 330.10 70.10 Td (al-Mart Stores, Inc. Certain existing and potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.10 Td (financial institution and biller clients also have the ability to develop and use their own in-house systems instead of our ) Tj ET Q endstream endobj 17 0 obj <>] /Rotate 0 /Contents 18 0 R>> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (products and services. In addition, many companies that provide solutions to the financial services industry are consolidating, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (creating lar) Tj ET Q q 0 0 0 rg BT 95.07 730.10 Td (ger competitors with greater resources and broader product lines.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (Financial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 688.10 Td (Our products and services in the Financial segment compete in several dif) Tj ET Q q 0 0 0 rg BT 345.56 688.10 Td (ferent market segments and geographies, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 676.10 Td (with lar) Tj ET Q q 0 0 0 rg BT 80.64 676.10 Td (ge, diversified software and service companies and independent suppliers of software products. Certain existing and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.10 Td (potential financial institution clients also have the ability to develop and use their own in-house systems. In addition, we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.10 Td (compete with vendors that of) Tj ET Q q 0 0 0 rg BT 166.46 652.10 Td (fer similar transaction processing products and services to financial institutions, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (Computer Services, Inc., DH Corporation, FIS, Infosys Ltd., International Business Machines Corporation, Jack Henry) Tj ET Q q 0 0 0 rg BT 525.65 640.10 Td (, Oracle ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (Corporation, SAP) Tj ET Q q 0 0 0 rg BT 121.30 628.10 Td ( SE and ) Tj ET Q q 0 0 0 rg BT 154.73 628.10 Td (T) Tj ET Q q 0 0 0 rg BT 160.14 628.10 Td (emenos Group ) Tj ET Q q 0 0 0 rg BT 220.68 628.10 Td (AG.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 607.10 Td (Government Regulation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (The regulations that apply to the delivery of financial services are complex and evolve continuously) Tj ET Q q 0 0 0 rg BT 449.22 586.10 Td (. Fiserv and its subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (are generally not directly subject to federal or state regulations specifically applicable to financial institutions such as banks, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (thrifts and credit unions. However) Tj ET Q q 0 0 0 rg BT 186.51 562.10 Td (, as a provider of services to these financial institutions, our operations are examined on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (regular basis by various state and federal regulatory authorities and representatives of the Federal Financial Institutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (Examination Council, which is a formal interagency body empowered to prescribe uniform principles, standards and report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (forms for the federal examination of financial institutions and to make recommendations to promote uniformity in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (supervision of financial institutions. ) Tj ET Q q 0 0 0 rg BT 195.82 514.10 Td (Also, state and federal regulations require our financial institution clients to include certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (provisions in their contracts with service providers like us, such as those related to security and privacy) Tj ET Q q 0 0 0 rg BT 462.29 502.10 Td (, and to conduct ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (monitoring and risk management for third party relationships. In addition, independent auditors annually review many of our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (operations to provide internal control evaluations for our clients and their auditors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 457.10 Td (In conducting our direct-to-consumer businesses, including our walk-in bill payment, online bill payment and Popmoney ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 445.10 Td (person-to-person payment services, we are directly subject to various federal and state laws, rules and regulations including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 433.10 Td (those relating to the movement of money) Tj ET Q q 0 0 0 rg BT 213.75 433.10 Td (. In order to comply with our obligations under applicable laws, we are required, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 421.10 Td (among other matters, to comply with licensing and reporting requirements, to implement operating policies and procedures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.10 Td (necessary to comply with anti-money laundering laws, to comply with capital requirements, to protect the privacy and security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.10 Td (of our clients) Tj ET Q q 0 0 0 rg BT 105.35 397.10 Td ( information, and to under) Tj ET Q q 0 0 0 rg BT 209.87 397.10 Td (go periodic audits and examinations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (Since the enactment of the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 209.77 376.10 Td (W) Tj ET Q q 0 0 0 rg BT 218.41 376.10 Td (all Street Reform and Consumer Protection ) Tj ET Q q 0 0 0 rg BT 393.37 376.10 Td (Act \(Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 468.91 376.10 Td (Act\), there have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (substantial reforms to the supervision and operation of the financial services industry) Tj ET Q q 0 0 0 rg BT 389.54 364.10 Td (, including numerous new regulations that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (have imposed compliance costs and, in some cases, limited revenue sources for us and our clients. ) Tj ET Q q 0 0 0 rg BT 444.61 352.10 Td (Among other things, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 100.83 340.10 Td (Act established the Consumer Financial Protection Bureau \(CFPB\), which is empowered to conduct rule-making ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (and supervision related to, and enforcement of, federal consumer financial protection laws. ) Tj ET Q q 0 0 0 rg BT 416.07 328.10 Td (The CFPB has issued guidance that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td (applies to supervised service providers, which the CFPB has defined to include service providers, like us, to CFPB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (supervised banks and nonbanks. In addition, federal and state agencies have recently begun to propose cybersecurity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (regulations, such as the Proposed Cybersecurity Requirements for Financial Services Companies issued by the New ) Tj ET Q q 0 0 0 rg BT 515.64 292.10 Td (Y) Tj ET Q q 0 0 0 rg BT 521.86 292.10 Td (ork State ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.10 Td (Department of Financial Services in September 2016 and the ) Tj ET Q q 0 0 0 rg BT 295.77 280.10 Td (Advance Notice of Proposed Rulemaking on Enhanced Cyber ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td (Risk Management Standards issued by ) Tj ET Q q 0 0 0 rg BT 207.30 268.10 Td (The Board of Governors of the Federal Reserve System, the Of) Tj ET Q q 0 0 0 rg BT 460.10 268.10 Td (fice of the Comptroller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.10 Td (of the Currency and the Federal Deposit Insurance Corporation in October 2016. New regulations could, among other things, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.10 Td (require us to make significant additional investments to comply with them, modify our products or services or the manner in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.10 Td (which they are provided, or limit or change the amount or types of revenue we are able to generate.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 211.10 Td (Employees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 190.10 Td (e have approximately 23,000 employees globally) Tj ET Q q 0 0 0 rg BT 254.60 190.10 Td (, many of whom are specialists in our information management centers and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (related product and service businesses. ) Tj ET Q q 0 0 0 rg BT 207.54 178.10 Td (This service support network includes employees with backgrounds in computer science ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (and the financial industry) Tj ET Q q 0 0 0 rg BT 151.26 166.10 Td (, as well as employees with direct experience in payments, financial institutions and other financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (services environments. Our employees provide expertise in: programming, software development, modification and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (maintenance; computer operations, network control and technical support; client services and training; business process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (outsourcing; item and mortgage processing; system conversions; sales and marketing; and account management.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 109.10 Td (The service nature of our business makes our employees an important corporate asset. ) Tj ET Q q 0 0 0 rg BT 396.00 109.10 Td (Although the market for qualified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.10 Td (personnel is competitive, we have not experienced significant dif) Tj ET Q q 0 0 0 rg BT 310.01 97.10 Td (ficulty with hiring or retaining our staf) Tj ET Q q 0 0 0 rg BT 464.24 97.10 Td (f of top industry ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 85.10 Td (professionals. In assessing a potential acquisition candidate, we emphasize the quality and stability of the acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 73.10 Td (candidate) Tj ET Q q 0 0 0 rg BT 91.09 73.10 Td (s employees.) Tj ET Q endstream endobj 19 0 obj <>] /Rotate 0 /Contents 20 0 R>> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (7) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 56.48 742.25 Td (vailable Information) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Our website address is www) Tj ET Q q 0 0 0 rg BT 163.77 721.25 Td (.fiserv) Tj ET Q q 0 0 0 rg BT 188.39 721.25 Td (.com. ) Tj ET Q q 0 0 0 rg BT 212.93 721.25 Td (W) Tj ET Q q 0 0 0 rg BT 221.57 721.25 Td (e are not including the information provided on our website as a part of, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (incorporating it by reference into, this ) Tj ET Q q 0 0 0 rg BT 203.56 709.25 Td (Annual Report on Form 10-K. ) Tj ET Q q 0 0 0 rg BT 327.26 709.25 Td (W) Tj ET Q q 0 0 0 rg BT 335.90 709.25 Td (e make available free of char) Tj ET Q q 0 0 0 rg BT 451.47 709.25 Td (ge \(other than an investor) Tj ET Q q 0 0 0 rg BT 554.03 709.25 Td () Tj ET Q q 0 0 0 rg BT 556.81 709.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (own internet access char) Tj ET Q q 0 0 0 rg BT 147.83 697.25 Td (ges\) through our website our annual reports on Form 10-K, quarterly reports on Form 10-Q, current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.25 Td (reports on Form 8-K, and amendments to these reports, as soon as reasonably practicable after we electronically file such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.25 Td (material with, or furnish such material to, the Securities and Exchange Commission.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 652.25 Td (Item1A.Risk Factors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 631.25 Td (Y) Tj ET Q q 0 0 0 rg BT 56.22 631.25 Td (ou should carefully consider each of the risks described below) Tj ET Q q 0 0 0 rg BT 304.66 631.25 Td (, together with all of the other information contained in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 619.25 Td (Annual Report on Form 10-K, before making an investment decision with respect to our securities. If any of the following risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 607.25 Td (develop into actual events, our business, financial condition or results of operations could be materially and adversely af) Tj ET Q q 0 0 0 rg BT 531.06 607.25 Td (fected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 595.25 Td (and you may lose all or part of your investment.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 574.25 Td (W) Tj ET Q q 0 0 0 rg BT 59.45 574.25 Td (e operate in a competitive business envir) Tj ET Q q 0 0 0 rg BT 231.47 574.25 Td (onment and may not be able to compete effectively) Tj ET Q q 0 0 0 rg BT 446.43 574.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.25 Td (The markets for our services are highly competitive from new and existing competitors. Our competitors vary in size and in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 541.25 Td (scope and breadth of the services they of) Tj ET Q q 0 0 0 rg BT 212.81 541.25 Td (fer) Tj ET Q q 0 0 0 rg BT 223.36 541.25 Td (. Many of our lar) Tj ET Q q 0 0 0 rg BT 291.22 541.25 Td (ger existing and potential clients have historically developed their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 529.25 Td (key applications in-house. ) Tj ET Q q 0 0 0 rg BT 156.65 529.25 Td (As a result, we often compete against our existing or potential clients) Tj ET Q q 0 0 0 rg BT 435.83 529.25 Td ( in-house capabilities. ) Tj ET Q q 0 0 0 rg BT 525.62 529.25 Td (W) Tj ET Q q 0 0 0 rg BT 534.26 529.25 Td (e also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 517.25 Td (expect that the markets in which we compete will continue to attract new well-funded competitors and new technologies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 505.25 Td (including lar) Tj ET Q q 0 0 0 rg BT 100.64 505.25 Td (ge technology) Tj ET Q q 0 0 0 rg BT 156.36 505.25 Td (, media and other companies not historically in the financial services industry) Tj ET Q q 0 0 0 rg BT 465.63 505.25 Td (, start-ups and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 493.25 Td (international providers of similar products and services to ours. ) Tj ET Q q 0 0 0 rg BT 305.31 493.25 Td (W) Tj ET Q q 0 0 0 rg BT 313.95 493.25 Td (e cannot provide any assurance that we will be able to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 481.25 Td (compete successfully against current or future competitors or that competitive pressures faced by us in the markets in which we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 469.25 Td (operate will not materially and adversely af) Tj ET Q q 0 0 0 rg BT 223.64 469.25 Td (fect our business, results of operations and financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 448.25 Td (If we fail to adapt our) Tj ET Q q 0 0 0 rg BT 142.87 448.25 Td ( pr) Tj ET Q q 0 0 0 rg BT 155.19 448.25 Td (oducts and services to changes in technology or) Tj ET Q q 0 0 0 rg BT 355.84 448.25 Td ( in the marketplace, or) Tj ET Q q 0 0 0 rg BT 452.58 448.25 Td ( if our) Tj ET Q q 0 0 0 rg BT 478.51 448.25 Td ( ongoing efforts to ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 436.25 Td (upgrade our) Tj ET Q q 0 0 0 rg BT 102.88 436.25 Td ( technology ar) Tj ET Q q 0 0 0 rg BT 163.25 436.25 Td (e not successful, we could lose clients or) Tj ET Q q 0 0 0 rg BT 331.38 436.25 Td ( have tr) Tj ET Q q 0 0 0 rg BT 363.97 436.25 Td (ouble attracting new clients, and our) Tj ET Q q 0 0 0 rg BT 519.90 436.25 Td ( ability to ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 424.25 Td (gr) Tj ET Q q 0 0 0 rg BT 59.26 424.25 Td (ow may be limited.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 403.25 Td (The markets for our products and services are characterized by constant technological changes, frequent introductions of new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 391.25 Td (products and services, and evolving industry standards. Our ability to enhance our current products and services and to develop ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 379.25 Td (and introduce innovative products and services that address the increasingly sophisticated needs of our clients and their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 367.25 Td (customers will significantly af) Tj ET Q q 0 0 0 rg BT 171.18 367.25 Td (fect our future success. ) Tj ET Q q 0 0 0 rg BT 265.68 367.25 Td (W) Tj ET Q q 0 0 0 rg BT 274.32 367.25 Td (e may not be successful in developing, marketing or selling new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 355.25 Td (products and services that meet these changing demands. In addition, we may experience dif) Tj ET Q q 0 0 0 rg BT 419.97 355.25 Td (ficulties that could delay or prevent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.25 Td (the successful development, introduction or marketing of these services, or our new services and enhancements may not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.25 Td (adequately meet the demands of the marketplace or achieve market acceptance. If we are unsuccessful in of) Tj ET Q q 0 0 0 rg BT 480.44 331.25 Td (fering products or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 319.25 Td (services that gain market acceptance, it would likely have a material adverse ef) Tj ET Q q 0 0 0 rg BT 366.06 319.25 Td (fect on our ability to retain existing clients, to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 307.25 Td (attract new ones and to grow profitably) Tj ET Q q 0 0 0 rg BT 206.52 307.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 286.25 Td (The market for) Tj ET Q q 0 0 0 rg BT 115.36 286.25 Td ( our) Tj ET Q q 0 0 0 rg BT 132.68 286.25 Td ( electr) Tj ET Q q 0 0 0 rg BT 158.86 286.25 Td (onic transaction services continues to evolve and may not continue to develop or) Tj ET Q q 0 0 0 rg BT 499.21 286.25 Td ( gr) Tj ET Q q 0 0 0 rg BT 510.97 286.25 Td (ow rapidly ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 274.25 Td (enough to sustain pr) Tj ET Q q 0 0 0 rg BT 136.79 274.25 Td (ofitability) Tj ET Q q 0 0 0 rg BT 177.90 274.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 253.25 Td (If the number of electronic transactions does not continue to grow) Tj ET Q q 0 0 0 rg BT 313.16 253.25 Td (, or if consumers or businesses do not continue to adopt our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 241.25 Td (services, it could have a material adverse ef) Tj ET Q q 0 0 0 rg BT 224.18 241.25 Td (fect on our business, results of operations and financial condition. ) Tj ET Q q 0 0 0 rg BT 489.49 241.25 Td (W) Tj ET Q q 0 0 0 rg BT 498.13 241.25 Td (e believe future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 229.25 Td (growth in the electronic transactions market will be driven by a combination of factors including speed, cost, ease-of-use, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 217.25 Td (security and quality of products and services of) Tj ET Q q 0 0 0 rg BT 238.93 217.25 Td (fered to consumers and businesses. In addition, we may face challenges meeting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 205.25 Td (local political, regulatory) Tj ET Q q 0 0 0 rg BT 150.15 205.25 Td (, business and economic conditions as we grow internationally) Tj ET Q q 0 0 0 rg BT 399.72 205.25 Td (, particularly in emer) Tj ET Q q 0 0 0 rg BT 483.39 205.25 Td (ging market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 193.25 Td (economies, and we may find it dif) Tj ET Q q 0 0 0 rg BT 186.17 193.25 Td (ficult to manage and oversee operations far from our headquarters. In order to consistently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 181.25 Td (increase and maintain our profitability) Tj ET Q q 0 0 0 rg BT 202.63 181.25 Td (, consumers and businesses must continue to adopt our services. ) Tj ET Q q 0 0 0 rg BT 461.29 181.25 Td (The success of our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 169.25 Td (electronic commerce businesses also relies in part on financial institutions, billers and other third parties to market our services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.25 Td (to their customers. If any of these third parties abandons, curtails or insuf) Tj ET Q q 0 0 0 rg BT 342.52 157.25 Td (ficiently increases its marketing ef) Tj ET Q q 0 0 0 rg BT 480.06 157.25 Td (forts, it could have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.25 Td (material adverse ef) Tj ET Q q 0 0 0 rg BT 125.88 145.25 Td (fect on our business, results of operations and financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 124.25 Td (If we ar) Tj ET Q q 0 0 0 rg BT 83.14 124.25 Td (e unable to r) Tj ET Q q 0 0 0 rg BT 136.57 124.25 Td (enew client contracts at favorable terms, we could lose clients and our) Tj ET Q q 0 0 0 rg BT 433.55 124.25 Td ( r) Tj ET Q q 0 0 0 rg BT 440.31 124.25 Td (esults of operations and ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 112.25 Td (financial condition may be adversely affected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 91.25 Td (Failure to achieve favorable renewals of client contracts could negatively impact our business. Our contracts with clients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 79.25 Td (generally run for a period of three to five years. ) Tj ET Q q 0 0 0 rg BT 241.87 79.25 Td (At the end of the contract term, clients have the opportunity to renegotiate their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 67.25 Td (contracts with us or to consider whether to engage one or more of our competitors to provide products and services. If we are ) Tj ET Q endstream endobj 21 0 obj <>] /Rotate 0 /Contents 22 0 R>> endobj 22 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (not successful in achieving high renewal rates and favorable contract terms, our results of operations and financial condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (may be materially and adversely af) Tj ET Q q 0 0 0 rg BT 190.03 730.10 Td (fected.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (Our) Tj ET Q q 0 0 0 rg BT 67.60 709.10 Td ( business may be adversely impacted by U.S. and global market and economic conditions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 688.10 Td (For the foreseeable future, we expect to continue to derive most of our revenue from products and services we provide to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 676.10 Td (financial services industry) Tj ET Q q 0 0 0 rg BT 154.32 676.10 Td (. Given this concentration, we are exposed to the global economic conditions in the financial services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.10 Td (industry) Tj ET Q q 0 0 0 rg BT 82.13 664.10 Td (. ) Tj ET Q q 0 0 0 rg BT 86.58 664.10 Td (A) Tj ET Q q 0 0 0 rg BT 93.25 664.10 Td ( prolonged poor economic environment could result in significant decreases in demand by current and potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.10 Td (clients for our products and services and in the number and dollar amount of transactions we process, which could have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (material adverse ef) Tj ET Q q 0 0 0 rg BT 125.88 640.10 Td (fect on our business, results of operations and financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 619.10 Td (Consolidations in the banking and financial services industry could adversely affect our) Tj ET Q q 0 0 0 rg BT 422.91 619.10 Td ( r) Tj ET Q q 0 0 0 rg BT 429.67 619.10 Td (evenue by eliminating existing ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 607.10 Td (or) Tj ET Q q 0 0 0 rg BT 59.26 607.10 Td ( potential clients and making us mor) Tj ET Q q 0 0 0 rg BT 214.65 607.10 Td (e dependent on fewer) Tj ET Q q 0 0 0 rg BT 305.29 607.10 Td ( clients.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (Failures, mer) Tj ET Q q 0 0 0 rg BT 102.58 586.10 Td (gers and consolidations of financial institutions reduce the number of our clients and potential clients, which could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (adversely af) Tj ET Q q 0 0 0 rg BT 98.40 574.10 Td (fect our revenue. Further) Tj ET Q q 0 0 0 rg BT 197.40 574.10 Td (, if our clients fail or mer) Tj ET Q q 0 0 0 rg BT 297.47 574.10 Td (ge with or are acquired by other entities that are not our clients, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (that use fewer of our services, they may discontinue or reduce their use of our services. It is also possible that the lar) Tj ET Q q 0 0 0 rg BT 515.23 562.10 Td (ger ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (financial institutions that result from mer) Tj ET Q q 0 0 0 rg BT 213.95 550.10 Td (gers or consolidations could have greater leverage in negotiating terms with us or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (could decide to perform in-house some or all of the services which we currently provide or could provide. ) Tj ET Q q 0 0 0 rg BT 475.70 538.10 Td (Any of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (developments could have a material adverse ef) Tj ET Q q 0 0 0 rg BT 236.96 526.10 Td (fect on our business, results of operations and financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 505.10 Td (Security br) Tj ET Q q 0 0 0 rg BT 97.87 505.10 Td (eaches, computer) Tj ET Q q 0 0 0 rg BT 171.55 505.10 Td ( malwar) Tj ET Q q 0 0 0 rg BT 206.64 505.10 Td (e or) Tj ET Q q 0 0 0 rg BT 222.84 505.10 Td ( other) Tj ET Q q 0 0 0 rg BT 247.92 505.10 Td ( cyber) Tj ET Q q 0 0 0 rg BT 279.12 505.10 Td ( attacks could harm our) Tj ET Q q 0 0 0 rg BT 386.16 505.10 Td ( business by disrupting our) Tj ET Q q 0 0 0 rg BT 501.58 505.10 Td ( delivery of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 493.10 Td (services and damaging our) Tj ET Q q 0 0 0 rg BT 163.99 493.10 Td ( r) Tj ET Q q 0 0 0 rg BT 170.75 493.10 Td (eputation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (Our operations depend on receiving, storing, processing and transmitting sensitive information pertaining to our business, our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (associates, our clients and their customers. ) Tj ET Q q 0 0 0 rg BT 222.18 460.10 Td (Any unauthorized intrusion, malicious software infiltration, network disruption, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (denial of service or similar act by a malevolent party could disrupt the integrity) Tj ET Q q 0 0 0 rg BT 366.20 448.10 Td (, continuity) Tj ET Q q 0 0 0 rg BT 411.10 448.10 Td (, security and trust of our systems or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (data, or the systems or data of our clients or vendors. ) Tj ET Q q 0 0 0 rg BT 263.93 436.10 Td (These events could create costly litigation, significant financial liability) Tj ET Q q 0 0 0 rg BT 549.58 436.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.10 Td (increased regulatory scrutiny) Tj ET Q q 0 0 0 rg BT 165.42 424.10 Td (, financial sanctions and a loss of confidence in our ability to serve clients and cause current or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 412.10 Td (potential clients to choose another service provider) Tj ET Q q 0 0 0 rg BT 253.42 412.10 Td (, all of which could have a material adverse impact on our business. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (addition, as these threats continue to evolve, we may be required to invest significant additional resources to modify and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (enhance our information security and controls or to investigate and remediate any security vulnerabilities. ) Tj ET Q q 0 0 0 rg BT 475.14 388.10 Td (Although we believe ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (that we maintain a robust program of information security and controls and none of the threats that we have encountered to date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (have materially impacted us, we may not be able to prevent a material event in the future, and the impact of a material event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (could have a material adverse ef) Tj ET Q q 0 0 0 rg BT 178.92 352.10 Td (fect on our business, results of operations and financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 331.10 Td (Operational failur) Tj ET Q q 0 0 0 rg BT 127.87 331.10 Td (es could harm our) Tj ET Q q 0 0 0 rg BT 205.19 331.10 Td ( business and r) Tj ET Q q 0 0 0 rg BT 268.65 331.10 Td (eputation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (An operational failure in our transaction processing businesses, including our business continuity and disaster recovery ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (capabilities, could harm our business or cause us to lose clients. ) Tj ET Q q 0 0 0 rg BT 306.89 298.10 Td (An operational failure could be caused by the failure of third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (party networks and systems upon which we rely to deliver our services and over which we have limited or no control. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td (Interruptions of service could damage our relationship with clients and could cause us to incur substantial expenses, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (those related to the payment of service credits or other liabilities. ) Tj ET Q q 0 0 0 rg BT 311.58 262.10 Td (A) Tj ET Q q 0 0 0 rg BT 318.25 262.10 Td ( prolonged interruption of our services or network could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (cause us to experience data loss or a reduction in revenue. In addition, a significant interruption of service could have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (negative impact on our reputation and could cause our current and potential clients to choose another service provider) Tj ET Q q 0 0 0 rg BT 520.67 238.10 Td (. ) Tj ET Q q 0 0 0 rg BT 525.12 238.10 Td (Any of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.10 Td (these developments could have a material adverse impact on our business, results of operations and financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 205.10 Td (W) Tj ET Q q 0 0 0 rg BT 59.45 205.10 Td (e may experience softwar) Tj ET Q q 0 0 0 rg BT 167.28 205.10 Td (e defects, development delays or) Tj ET Q q 0 0 0 rg BT 304.01 205.10 Td ( installation difficulties, which would harm our) Tj ET Q q 0 0 0 rg BT 504.13 205.10 Td ( business and ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 193.10 Td (r) Tj ET Q q 0 0 0 rg BT 54.26 193.10 Td (eputation and expose us to potential liability) Tj ET Q q 0 0 0 rg BT 242.07 193.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.10 Td (Our services are based on sophisticated software and computing systems, and we may encounter delays when developing new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.10 Td (applications and services. Further) Tj ET Q q 0 0 0 rg BT 184.00 160.10 Td (, the software underlying our services may contain undetected errors or defects when first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.10 Td (introduced or when new versions are released. In addition, we may experience dif) Tj ET Q q 0 0 0 rg BT 376.91 148.10 Td (ficulties in installing or integrating our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 136.10 Td (technology on systems used by our clients. Defects in our software, errors or delays in the processing of electronic transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 124.10 Td (or other dif) Tj ET Q q 0 0 0 rg BT 94.80 124.10 Td (ficulties could result in interruption of business operations, delay in market acceptance, additional development and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 112.10 Td (remediation costs, diversion of technical and other resources, loss of clients, negative publicity or exposure to liability claims. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 100.10 Td (Although we attempt to limit our potential liability through disclaimers and limitation of liability provisions in our license and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 88.10 Td (client agreements, we cannot be certain that these measures will successfully limit our liability) Tj ET Q q 0 0 0 rg BT 427.56 88.10 Td (.) Tj ET Q endstream endobj 23 0 obj <>] /Rotate 0 /Contents 24 0 R>> endobj 24 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 742.25 Td ( heightened r) Tj ET Q q 0 0 0 rg BT 112.60 742.25 Td (egulatory envir) Tj ET Q q 0 0 0 rg BT 177.68 742.25 Td (onment in the financial services industry) Tj ET Q q 0 0 0 rg BT 350.19 742.25 Td (, including the implementation of the Dodd-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (Frank ) Tj ET Q q 0 0 0 rg BT 78.99 730.25 Td (W) Tj ET Q q 0 0 0 rg BT 88.44 730.25 Td (all Str) Tj ET Q q 0 0 0 rg BT 114.64 730.25 Td (eet Reform and Consumer) Tj ET Q q 0 0 0 rg BT 227.50 730.25 Td ( Pr) Tj ET Q q 0 0 0 rg BT 240.36 730.25 Td (otection ) Tj ET Q q 0 0 0 rg BT 276.19 730.25 Td (Act and r) Tj ET Q q 0 0 0 rg BT 316.56 730.25 Td (elated r) Tj ET Q q 0 0 0 rg BT 348.86 730.25 Td (egulations, may have an adverse impact on our) Tj ET Q q 0 0 0 rg BT 548.68 730.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (clients and our) Tj ET Q q 0 0 0 rg BT 113.16 718.25 Td ( business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (Since the enactment of the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 209.77 697.25 Td (W) Tj ET Q q 0 0 0 rg BT 218.41 697.25 Td (all Street Reform and Consumer Protection ) Tj ET Q q 0 0 0 rg BT 393.37 697.25 Td (Act \(Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 468.91 697.25 Td (Act\), there have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.25 Td (substantial regulations af) Tj ET Q q 0 0 0 rg BT 149.79 685.25 Td (fecting the supervision and operation of the financial services industry within the United States, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.25 Td (including the establishment of a new federal bureau called the Consumer Financial Protection Bureau \(CFPB\). ) Tj ET Q q 0 0 0 rg BT 503.58 673.25 Td (The CFPB has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.25 Td (issued guidance that applies to supervised service providers, which the CFPB has defined to include service providers, like ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 649.25 Td (us, to CFPB supervised banks and nonbanks. It is dif) Tj ET Q q 0 0 0 rg BT 261.21 649.25 Td (ficult to predict with certainty the extent to which the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 527.52 649.25 Td (Act, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 637.25 Td (CFPB or the resulting regulations will impact our business or the businesses of our current and potential clients over the long ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 625.25 Td (term. In addition, federal and state agencies are pursuing additional cybersecurity regulations and are expected to continue to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 613.25 Td (seek to impact client contract terms with service providers like us. If government agencies, including the CFPB, adopt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 601.25 Td (additional rules and exercise supervisory authority over service providers like us, we could be subject to a greater degree of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 589.25 Td (direct federal and state oversight than in the past, which could slow our ability to adapt to a rapidly changing industry) Tj ET Q q 0 0 0 rg BT 519.51 589.25 Td (, require ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.25 Td (us to make compliance investments and/or limit our fees or other revenue sources. ) Tj ET Q q 0 0 0 rg BT 381.39 577.25 Td (T) Tj ET Q q 0 0 0 rg BT 386.80 577.25 Td (o the extent these regulations negatively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 565.25 Td (impact the business, operations or financial condition of our clients, our business and results of operations could be materially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.25 Td (and adversely af) Tj ET Q q 0 0 0 rg BT 115.34 553.25 Td (fected because, among other matters, our clients could have less capacity to purchase products and services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 541.25 Td (from us, could decide to avoid or abandon certain lines of business, or could seek to pass on increased costs to us by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 529.25 Td (negotiating price reductions. ) Tj ET Q q 0 0 0 rg BT 166.45 529.25 Td (W) Tj ET Q q 0 0 0 rg BT 175.09 529.25 Td (e could be required to invest a significant amount of time and resources to comply with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 517.25 Td (additional regulations or oversight or to modify the manner in which we contract with or provide products and services to our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 505.25 Td (clients; and such regulations could directly or indirectly limit how much we can char) Tj ET Q q 0 0 0 rg BT 388.89 505.25 Td (ge for our services. ) Tj ET Q q 0 0 0 rg BT 467.84 505.25 Td (W) Tj ET Q q 0 0 0 rg BT 476.48 505.25 Td (e may not be able to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 493.25 Td (update our existing products and services, or develop new ones, to satisfy our clients) Tj ET Q q 0 0 0 rg BT 391.12 493.25 Td ( needs. ) Tj ET Q q 0 0 0 rg BT 420.83 493.25 Td (Any of these events, if realized, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 481.25 Td (could have a material adverse ef) Tj ET Q q 0 0 0 rg BT 178.92 481.25 Td (fect on our business, results of operations and financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 460.25 Td (If we fail to comply with applicable r) Tj ET Q q 0 0 0 rg BT 206.75 460.25 Td (egulations our) Tj ET Q q 0 0 0 rg BT 267.41 460.25 Td ( businesses could be harmed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 439.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 439.25 Td (e are generally not directly subject to federal or state regulations specifically applicable to financial institutions such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 427.25 Td (banks, thrifts and credit unions. However) Tj ET Q q 0 0 0 rg BT 214.84 427.25 Td (, as a provider of services to these financial institutions, we are subject to contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 415.25 Td (requirements imposed by the financial institutions with respect to a number of state and federal regulations, including privacy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 403.25 Td (laws, and our operations are examined on a regular basis by various state and federal regulatory authorities. ) Tj ET Q q 0 0 0 rg BT 481.80 403.25 Td (Also, regulators are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 391.25 Td (signaling interest in enforcing regulations directly against service providers to financial institutions, and any such direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 379.25 Td (enforcement could result in increased operating costs for us and additional restrictions on our business processes. If we fail to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 367.25 Td (comply with any applicable regulations, we could be exposed to litigation or regulatory proceedings, our client relationships ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 355.25 Td (and reputation could be harmed, and we could be inhibited in our ability to obtain new clients, which could have a material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.25 Td (adverse impact on our business, results of operations and financial condition. In addition, the future enactment of more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.25 Td (restrictive laws or rules on the federal or state level, or) Tj ET Q q 0 0 0 rg BT 267.57 331.25 Td (, with respect to our international operations, in foreign jurisdictions on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 319.25 Td (the national, provincial, state or other level, could have a material adverse impact on our business, results of operations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 307.25 Td (financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 286.25 Td (Our) Tj ET Q q 0 0 0 rg BT 67.60 286.25 Td ( failur) Tj ET Q q 0 0 0 rg BT 93.80 286.25 Td (e to comply with a series of complex r) Tj ET Q q 0 0 0 rg BT 253.58 286.25 Td (egulations in our) Tj ET Q q 0 0 0 rg BT 325.08 286.25 Td ( payments businesses could subject us to liability) Tj ET Q q 0 0 0 rg BT 531.51 286.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 265.25 Td (Certain of our subsidiaries are licensed as money transmitters in those states where such licensure is required. In connection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 253.25 Td (with such licensure, we are required to demonstrate and maintain certain levels of net worth and liquidity and to file periodic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 241.25 Td (reports. In addition, our direct-to-consumer payments businesses, including our walk-in bill payment, online bill payment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 229.25 Td (Popmoney person-to-person payment services, are subject to federal regulation in the United States, including anti-money ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 217.25 Td (laundering regulations and certain restrictions on transactions to or from certain individuals or entities. ) Tj ET Q q 0 0 0 rg BT 462.76 217.25 Td (The complexity of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 205.25 Td (regulations will continue to increase our cost of doing business. In addition, any violations of law may result in civil or criminal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 193.25 Td (penalties against us and our of) Tj ET Q q 0 0 0 rg BT 171.18 193.25 Td (ficers, or the prohibition against us providing money transmitter services in particular ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 181.25 Td (jurisdictions.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 160.25 Td (If we fail to comply with the applicable r) Tj ET Q q 0 0 0 rg BT 222.58 160.25 Td (equir) Tj ET Q q 0 0 0 rg BT 245.18 160.25 Td (ements of the payment card networks, they could seek to fine us, suspend ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 148.25 Td (us or) Tj ET Q q 0 0 0 rg BT 71.21 148.25 Td ( terminate our) Tj ET Q q 0 0 0 rg BT 132.68 148.25 Td ( r) Tj ET Q q 0 0 0 rg BT 139.43 148.25 Td (egistrations which could adversely affect our) Tj ET Q q 0 0 0 rg BT 329.51 148.25 Td ( business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 127.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 127.25 Td (e are subject to card association and network rules governing ) Tj ET Q q 0 0 0 rg BT 305.04 127.25 Td (V) Tj ET Q q 0 0 0 rg BT 311.66 127.25 Td (isa, MasterCard, ) Tj ET Q q 0 0 0 rg BT 379.42 127.25 Td (American Express, Discover or other similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 115.25 Td (or) Tj ET Q q 0 0 0 rg BT 58.15 115.25 Td (ganizations, including the Payment Card Industry Data Security Standard enforced by the major card brands. ) Tj ET Q q 0 0 0 rg BT 495.90 115.25 Td (The rules of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 103.25 Td (card networks are set by their boards which may be influenced by card issuers, some of which of) Tj ET Q q 0 0 0 rg BT 436.92 103.25 Td (fer competing transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 91.25 Td (processing services. If we fail to comply with these rules, we could be fined, our certifications could be suspended, or our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 79.25 Td (certifications could be terminated. ) Tj ET Q q 0 0 0 rg BT 188.93 79.25 Td (The suspension or termination of our certifications, or any changes to the card association ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 67.25 Td (and network rules, that we do not successfully address, could limit our ability to provide transaction processing services to ) Tj ET Q endstream endobj 25 0 obj <>] /Rotate 0 /Contents 26 0 R>> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (clients and result in a reduction of revenue or increased costs of operation, which, in either case, could have a material adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 730.10 Td (fect on our business and results of operations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (W) Tj ET Q q 0 0 0 rg BT 59.45 709.10 Td (e may be sued for) Tj ET Q q 0 0 0 rg BT 134.26 709.10 Td ( infringing the intellectual pr) Tj ET Q q 0 0 0 rg BT 257.41 709.10 Td (operty rights of others.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 688.10 Td (Third parties may claim that we are infringing their intellectual property rights. ) Tj ET Q q 0 0 0 rg BT 368.88 688.10 Td (W) Tj ET Q q 0 0 0 rg BT 377.52 688.10 Td (e may expose ourselves to additional liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 676.10 Td (if we agree to indemnify our clients against third party infringement claims. If the owner of intellectual property establishes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.10 Td (that we are, or a client which we are obligated to indemnify is, infringing its intellectual property rights, we may be forced to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.10 Td (change our products or services, and such changes may be expensive or impractical, or we may need to seek royalty or license ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (agreements from the owner of such rights. If we are unable to agree on acceptable terms, we may be required to discontinue the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (sale of key products or halt other aspects of our operations. ) Tj ET Q q 0 0 0 rg BT 288.64 628.10 Td (W) Tj ET Q q 0 0 0 rg BT 297.28 628.10 Td (e may also be liable for financial damages for a violation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 616.10 Td (intellectual property rights, and we may incur expenses in connection with indemnifying our clients against losses suf) Tj ET Q q 0 0 0 rg BT 520.54 616.10 Td (fered by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 604.10 Td (them. ) Tj ET Q q 0 0 0 rg BT 74.44 604.10 Td (Any adverse result related to violation of third party intellectual property rights could materially and adversely harm our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.10 Td (business, results of operations and financial condition. Even if intellectual property claims brought against us are without merit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 580.10 Td (they may result in costly and time consuming litigation and may require significant attention from our management and key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 568.10 Td (personnel.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 547.10 Td (Misappr) Tj ET Q q 0 0 0 rg BT 86.49 547.10 Td (opriation of our) Tj ET Q q 0 0 0 rg BT 154.09 547.10 Td ( intellectual pr) Tj ET Q q 0 0 0 rg BT 216.12 547.10 Td (operty and pr) Tj ET Q q 0 0 0 rg BT 274.83 547.10 Td (oprietary rights could impair) Tj ET Q q 0 0 0 rg BT 399.36 547.10 Td ( our) Tj ET Q q 0 0 0 rg BT 416.68 547.10 Td ( competitive position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (Our ability to compete depends upon proprietary systems and technology) Tj ET Q q 0 0 0 rg BT 342.34 526.10 Td (. ) Tj ET Q q 0 0 0 rg BT 347.16 526.10 Td (W) Tj ET Q q 0 0 0 rg BT 355.80 526.10 Td (e actively seek to protect our proprietary rights. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (Nevertheless, unauthorized parties may attempt to copy aspects of our services or to obtain and use information that we regard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (as proprietary) Tj ET Q q 0 0 0 rg BT 104.60 502.10 Td (. ) Tj ET Q q 0 0 0 rg BT 109.42 502.10 Td (The steps we have taken may not prevent misappropriation of technology) Tj ET Q q 0 0 0 rg BT 402.58 502.10 Td (. ) Tj ET Q q 0 0 0 rg BT 407.03 502.10 Td (Agreements entered into for that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (purpose may not be enforceable or provide us with an adequate remedy) Tj ET Q q 0 0 0 rg BT 335.08 490.10 Td (. Ef) Tj ET Q q 0 0 0 rg BT 349.34 490.10 Td (fective patent, trademark, service mark, copyright ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (and trade secret protection may not be available in every country in which our applications and services are made available. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (Misappropriation of our intellectual property or potential litigation concerning such matters could have a material adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 454.10 Td (fect on our business, results of operations and financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 433.10 Td (Acquisitions subject us to risks, including incr) Tj ET Q q 0 0 0 rg BT 246.25 433.10 Td (eased debt, assumption of unfor) Tj ET Q q 0 0 0 rg BT 381.91 433.10 Td (eseen liabilities and difficulties in ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 421.10 Td (integrating operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 400.10 Td ( major contributor to our growth in revenue and earnings since our inception has been our ability to identify) Tj ET Q q 0 0 0 rg BT 487.02 400.10 Td (, acquire and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (integrate complementary businesses. ) Tj ET Q q 0 0 0 rg BT 199.22 388.10 Td (W) Tj ET Q q 0 0 0 rg BT 207.86 388.10 Td (e anticipate that we will continue to seek to acquire complementary businesses, products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (and services. ) Tj ET Q q 0 0 0 rg BT 103.96 376.10 Td (W) Tj ET Q q 0 0 0 rg BT 112.60 376.10 Td (e may not be able to identify suitable acquisition candidates or complete acquisitions in the future, which could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (adversely af) Tj ET Q q 0 0 0 rg BT 98.40 364.10 Td (fect our future growth, or businesses that we acquire may not perform as well as expected or may be more dif) Tj ET Q q 0 0 0 rg BT 536.13 364.10 Td (ficult ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (to integrate and manage than expected, which could adversely af) Tj ET Q q 0 0 0 rg BT 308.60 352.10 Td (fect our business and results of operations. ) Tj ET Q q 0 0 0 rg BT 481.16 352.10 Td (W) Tj ET Q q 0 0 0 rg BT 489.79 352.10 Td (e may not be able ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (to integrate all aspects of acquired businesses successfully or realize the potential benefits of bringing them together) Tj ET Q q 0 0 0 rg BT 513.74 340.10 Td (. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (addition, the process of integrating these acquisitions may disrupt our business and divert our resources.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 307.10 Td (These risks may arise for a number of reasons: we may not be able to find suitable businesses to acquire at af) Tj ET Q q 0 0 0 rg BT 486.07 307.10 Td (fordable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 295.10 Td (valuations or on other acceptable terms; we face competition for acquisitions from other potential acquirers; we may need to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 283.10 Td (borrow money or sell equity or debt securities to the public to finance future acquisitions and the terms of these financings may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.10 Td (be adverse to us; changes in accounting, tax, securities or other regulations could increase the dif) Tj ET Q q 0 0 0 rg BT 437.19 271.10 Td (ficulty or cost for us to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.10 Td (complete acquisitions; we may incur unforeseen obligations or liabilities in connection with acquisitions; we may need to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 247.10 Td (devote unanticipated financial and management resources to an acquired business; we may not realize expected operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 235.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 235.10 Td (ficiencies or product integration benefits from an acquisition; we could enter markets where we have minimal prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 223.10 Td (experience; and we may experience decreases in earnings as a result of non-cash impairment char) Tj ET Q q 0 0 0 rg BT 440.20 223.10 Td (ges.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (W) Tj ET Q q 0 0 0 rg BT 59.45 202.10 Td (e may be obligated to indemnify the pur) Tj ET Q q 0 0 0 rg BT 229.55 202.10 Td (chasers of businesses pursuant to the terms of the r) Tj ET Q q 0 0 0 rg BT 446.86 202.10 Td (elevant pur) Tj ET Q q 0 0 0 rg BT 495.28 202.10 Td (chase and sale ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (agr) Tj ET Q q 0 0 0 rg BT 64.26 190.10 Td (eements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 169.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 169.10 Td (e have in the past and may in the future sell businesses. In connection with sales of businesses, we may make representations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.10 Td (and warranties about the businesses and their financial af) Tj ET Q q 0 0 0 rg BT 278.07 157.10 Td (fairs and agree to retain certain liabilities associated with our operation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.10 Td (of the businesses prior to their sale. Our obligation to indemnify the purchasers and agreement to retain liabilities could have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 133.10 Td (material adverse ef) Tj ET Q q 0 0 0 rg BT 125.88 133.10 Td (fect on our business, results of operations and financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 112.10 Td (The failur) Tj ET Q q 0 0 0 rg BT 92.88 112.10 Td (e to attract and r) Tj ET Q q 0 0 0 rg BT 164.89 112.10 Td (etain key personnel could have a material adverse effect on our) Tj ET Q q 0 0 0 rg BT 433.56 112.10 Td ( business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 91.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 91.10 Td (e depend on the experience, skill and contributions of our senior management and other key employees. If we fail to attract, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 79.10 Td (motivate and retain highly qualified management, technical, compliance and sales personnel, our future success could be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 67.10 Td (harmed. Our senior management provides strategic direction for our company) Tj ET Q q 0 0 0 rg BT 360.91 67.10 Td (, and if we lose members of our leadership team, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 55.10 Td (our management resources may have to be diverted from other priorities to address this loss. Our products and services require ) Tj ET Q endstream endobj 27 0 obj <>] /Rotate 0 /Contents 28 0 R>> endobj 28 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 31.60 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (sophisticated knowledge of the financial services industry) Tj ET Q q 0 0 0 rg BT 280.95 742.10 Td (, applicable regulatory and industry requirements, computer systems, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (and software applications, and if we cannot hire or retain the necessary skilled personnel, we could suf) Tj ET Q q 0 0 0 rg BT 460.23 730.10 Td (fer delays in new product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (development, experience dif) Tj ET Q q 0 0 0 rg BT 163.38 718.10 Td (ficulty complying with applicable requirements or otherwise fail to satisfy our clients) Tj ET Q q 0 0 0 rg BT 507.27 718.10 Td ( demands.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 697.10 Td (Our) Tj ET Q q 0 0 0 rg BT 67.60 697.10 Td ( balance sheet includes significant amounts of goodwill and intangible assets. ) Tj ET Q q 0 0 0 rg BT 395.79 697.10 Td (The impairment of a significant ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 685.10 Td (portion of these assets would negatively affect our) Tj ET Q q 0 0 0 rg BT 261.74 685.10 Td ( r) Tj ET Q q 0 0 0 rg BT 268.50 685.10 Td (esults of operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.10 Td (Our balance sheet includes goodwill and intangible assets that represent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.91 664.10 Td (74%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.24 664.10 Td ( of our total assets at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.22 664.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.81 664.10 Td (. ) Tj ET Q q 0 0 0 rg BT 526.63 664.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.10 Td (assets consist primarily of goodwill and identified intangible assets associated with our acquisitions. On at least an annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (basis, we assess whether there have been impairments in the carrying value of goodwill. In addition, we review intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (assets for impairment whenever events or changes in circumstances indicate the carrying amount of the asset may not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 616.10 Td (recoverable. If the carrying value of the asset is determined to be impaired, then it is written down to fair value by a char) Tj ET Q q 0 0 0 rg BT 532.14 616.10 Td (ge to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 604.10 Td (operating earnings. ) Tj ET Q q 0 0 0 rg BT 128.59 604.10 Td (An impairment of a significant portion of goodwill or intangible assets could have a material negative ef) Tj ET Q q 0 0 0 rg BT 546.06 604.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.10 Td (on our results of operations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 571.10 Td (Incr) Tj ET Q q 0 0 0 rg BT 68.15 571.10 Td (eased leverage may harm our) Tj ET Q q 0 0 0 rg BT 193.49 571.10 Td ( financial condition and r) Tj ET Q q 0 0 0 rg BT 301.11 571.10 Td (esults of operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.44 550.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.03 550.10 Td (, we had approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.38 550.10 Td ($4.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.50 550.10 Td ( of long-term debt, including current maturities. ) Tj ET Q q 0 0 0 rg BT 488.88 550.10 Td (W) Tj ET Q q 0 0 0 rg BT 497.51 550.10 Td (e and our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (subsidiaries may incur additional indebtedness in the future. Our indebtedness could: decrease our ability to obtain additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (financing for working capital, capital expenditures, general corporate or other purposes; limit our flexibility to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (acquisitions; increase our cash requirements to support the payment of interest; limit our flexibility in planning for) Tj ET Q q 0 0 0 rg BT 507.27 514.10 Td (, or reacting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (to, changes in our business and our industry; and increase our vulnerability to adverse changes in general economic and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (industry conditions. Our ability to make payments of principal and interest on our indebtedness depends upon our future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (performance, which will be subject to general economic conditions and financial, business and other factors af) Tj ET Q q 0 0 0 rg BT 491.61 478.10 Td (fecting our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (consolidated operations, many of which are beyond our control. In addition, if our outstanding senior notes are downgraded to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (below investment grade, we may incur additional interest expense. If we are unable to generate suf) Tj ET Q q 0 0 0 rg BT 444.95 454.10 Td (ficient cash flow from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (operations in the future to service our debt and meet our other cash requirements, we may be required, among other things: to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (seek additional financing in the debt or equity markets; to refinance or restructure all or a portion of our indebtedness; or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (reduce or delay planned capital or operating expenditures. Such measures might not be suf) Tj ET Q q 0 0 0 rg BT 411.92 418.10 Td (ficient to enable us to service our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (debt and meet our other cash requirements. In addition, any such financing, refinancing or sale of assets might not be available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (at all or on economically favorable terms.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 373.10 Td (Item1B.Unr) Tj ET Q q 0 0 0 rg BT 108.70 373.10 Td (esolved Staff Comments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (None.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 331.10 Td (Item2.Pr) Tj ET Q q 0 0 0 rg BT 95.36 331.10 Td (operties) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.44 310.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.03 310.10 Td (, we operated data, development, item processing and support centers in approximately 1) Tj ET Q q 0 0 0 rg BT 508.38 310.10 Td (10 cities. ) Tj ET Q q 0 0 0 rg BT 546.80 310.10 Td (W) Tj ET Q q 0 0 0 rg BT 555.44 310.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (owned six buildings, and the more than 120 remaining locations where we operated our businesses are subject to leases. ) Tj ET Q q 0 0 0 rg BT 532.19 298.10 Td (W) Tj ET Q q 0 0 0 rg BT 540.83 298.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (believe our facilities and equipment are well maintained and are in good operating condition. ) Tj ET Q q 0 0 0 rg BT 424.41 286.10 Td (W) Tj ET Q q 0 0 0 rg BT 433.05 286.10 Td (e believe that the computer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td (equipment that we own and lease and our various facilities are adequate for our present and foreseeable business needs. ) Tj ET Q q 0 0 0 rg BT 530.20 274.10 Td (W) Tj ET Q q 0 0 0 rg BT 538.83 274.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (maintain our own, and contract with multiple service providers to provide, processing back-up in the event of a disaster) Tj ET Q q 0 0 0 rg BT 527.09 262.10 Td (. ) Tj ET Q q 0 0 0 rg BT 531.91 262.10 Td (W) Tj ET Q q 0 0 0 rg BT 540.55 262.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (also maintain copies of data and software used in our business in locations that are separate from our facilities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 229.10 Td (Item3.Legal Pr) Tj ET Q q 0 0 0 rg BT 121.74 229.10 Td (oceedings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.10 Td (In the normal course of business, we or our subsidiaries are named as defendants in lawsuits in which claims are asserted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 196.10 Td (against us. In the opinion of management, the liabilities, if any) Tj ET Q q 0 0 0 rg BT 299.57 196.10 Td (, which may ultimately result from such lawsuits are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.10 Td (expected to have a material adverse ef) Tj ET Q q 0 0 0 rg BT 202.51 184.10 Td (fect on our consolidated financial statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 163.10 Td (Item4.Mine Safety Disclosur) Tj ET Q q 0 0 0 rg BT 178.69 163.10 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (Not applicable.) Tj ET Q endstream endobj 29 0 obj <>] /Rotate 0 /Contents 30 0 R>> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (12) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 195.75 742.25 Td (EXECUTIVE OFFICERS OF) Tj ET Q q 0 0 0 rg BT 324.29 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 326.60 742.25 Td (THE REGISTRANT) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (The names of our executive of) Tj ET Q q 0 0 0 rg BT 171.71 721.25 Td (ficers as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.08 721.25 Td (February16, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.68 721.25 Td (, together with their ages, positions and business experience are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (described below:) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 71 687.9833984375 m 94.876953125 687.9833984375 l s q 0 0 0 rg BT 71.00 689.32 Td (Name) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 249 687.9833984375 m 265.66015625 687.9833984375 l s q 0 0 0 rg BT 249.00 689.32 Td (Age) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 282 687.9833984375 m 300.5302734375 687.9833984375 l s q 0 0 0 rg BT 282.00 689.32 Td (Title) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 675.32 Td (Jeffery W. Yabuki) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.00 675.32 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 675.32 Td (President, Chief Executive Officer and Director) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 661.32 Td (Mark A. Ernst) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.00 661.32 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 661.32 Td (Chief Operating Officer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 647.32 Td (Kevin P. Gregoire) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.00 647.32 Td (49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 647.32 Td (Group President, Financial Institutions Group) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 633.32 Td (Robert W. Hau) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.00 633.32 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 633.32 Td (Chief Financial Officer and Treasurer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 619.32 Td (Lynn S. McCreary) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.00 619.32 Td (57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 619.32 Td (Chief Legal Officer and Secretary) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 605.32 Td (Devin B. McGranahan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.00 605.32 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 605.32 Td (Group President, Billing and Payments Group) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 591.32 Td (Kevin J. Schultz) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.00 591.32 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 591.32 Td (Group President, Digital Banking Group) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 577.32 Td (Steven Tait) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.00 577.32 Td (57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 577.32 Td (Chief Sales Officer and Group President, International Group) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 563.32 Td (Byron C. Vielehr) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.00 563.32 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.00 563.32 Td (Group President, Depository Institution Services Group) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.11 538.25 Td (.Y) Tj ET Q q 0 0 0 rg BT 70.76 538.25 Td (abuki) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.97 538.25 Td ( has been a director and our President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 340.21 538.25 Td (ficer since 2005. Before joining Fiserv) Tj ET Q q 0 0 0 rg BT 493.96 538.25 Td (, Mr) Tj ET Q q 0 0 0 rg BT 510.63 538.25 Td (.) Tj ET Q q 0 0 0 rg BT 515.26 538.25 Td (Y) Tj ET Q q 0 0 0 rg BT 521.48 538.25 Td (abuki ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (served as executive vice president and chief operating of) Tj ET Q q 0 0 0 rg BT 276.39 526.25 Td (ficer of H&R Block, Inc., a financial services firm, from 2002 to 2005. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.25 Td (From 2001 to 2002, he served as executive vice president of H&R Block and from 1999 to 2001, he served as the president of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.25 Td (H&R Block International. From 1987 to 1999, Mr) Tj ET Q q 0 0 0 rg BT 250.26 502.25 Td (.) Tj ET Q q 0 0 0 rg BT 254.89 502.25 Td (Y) Tj ET Q q 0 0 0 rg BT 261.11 502.25 Td (abuki held various executive positions with the ) Tj ET Q q 0 0 0 rg BT 451.36 502.25 Td (American Express ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.25 Td (Company) Tj ET Q q 0 0 0 rg BT 88.24 490.25 Td (, a financial services firm, including president and chief executive of) Tj ET Q q 0 0 0 rg BT 362.39 490.25 Td (ficer of ) Tj ET Q q 0 0 0 rg BT 393.49 490.25 Td (American Express ) Tj ET Q q 0 0 0 rg BT 469.39 490.25 Td (T) Tj ET Q q 0 0 0 rg BT 474.80 490.25 Td (ax and Business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td (Services, Inc.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 457.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.11 457.25 Td (.Ernst) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.78 457.25 Td ( has served as Chief Operating Of) Tj ET Q q 0 0 0 rg BT 223.12 457.25 Td (ficer since 201) Tj ET Q q 0 0 0 rg BT 281.61 457.25 Td (1. Prior to joining Fiserv) Tj ET Q q 0 0 0 rg BT 379.57 457.25 Td (, he served as deputy commissioner for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 445.25 Td (operations support for the Internal Revenue Service from 2009 to 2010, where he was responsible for technology) Tj ET Q q 0 0 0 rg BT 501.72 445.25 Td (, operations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 433.25 Td (shared services, human resources and the chief financial of) Tj ET Q q 0 0 0 rg BT 285.55 433.25 Td (fice. From 2008 to 2009, he was chief executive of) Tj ET Q q 0 0 0 rg BT 488.92 433.25 Td (ficer of Bellevue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 421.25 Td (Capital LLC, a private investment firm; from 2001 to 2007, he served as chairman, president and chief executive of) Tj ET Q q 0 0 0 rg BT 512.17 421.25 Td (ficer of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.25 Td (H&R Block, Inc., a financial services firm; and from 1998 to 2000, he served as its chief operating of) Tj ET Q q 0 0 0 rg BT 455.82 409.25 Td (ficer) Tj ET Q q 0 0 0 rg BT 473.58 409.25 Td (. His experience, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.25 Td (which includes executive positions with the ) Tj ET Q q 0 0 0 rg BT 226.64 397.25 Td (American Express Company) Tj ET Q q 0 0 0 rg BT 340.96 397.25 Td (, a financial services firm, spans more than 25 years in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 385.25 Td (the financial services industry) Tj ET Q q 0 0 0 rg BT 169.03 385.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 364.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.11 364.25 Td (.Gr) Tj ET Q q 0 0 0 rg BT 76.86 364.25 Td (egoir) Tj ET Q q 0 0 0 rg BT 97.59 364.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.03 364.25 Td ( has served as Group President, Financial Institutions Group since 2014. Mr) Tj ET Q q 0 0 0 rg BT 405.04 364.25 Td (.Gregoire joined Fiserv in 2002 as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.25 Td (part of its acquisition of EDS Consumer Network Services, which he joined in 1996. Mr) Tj ET Q q 0 0 0 rg BT 402.72 352.25 Td (.Gregoire has served in a number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.25 Td (leadership roles at Fiserv including as chief operating of) Tj ET Q q 0 0 0 rg BT 274.75 340.25 Td (ficer and then president of our Card Services business from 2010 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.25 Td (2014. His background includes a number of diverse leadership roles in product development and management, sales and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.25 Td (account management, settlement operations, risk management, and security and compliance.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 295.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.11 295.25 Td (. Hau) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.33 295.25 Td ( has served as Chief Financial Of) Tj ET Q q 0 0 0 rg BT 215.89 295.25 Td (ficer since March 2016. Before joining Fiserv) Tj ET Q q 0 0 0 rg BT 398.25 295.25 Td (, Mr) Tj ET Q q 0 0 0 rg BT 414.92 295.25 Td (. Hau served as executive vice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 283.25 Td (president and chief financial of) Tj ET Q q 0 0 0 rg BT 174.21 283.25 Td (ficer at ) Tj ET Q q 0 0 0 rg BT 204.56 283.25 Td (TE Connectivity Ltd., a global technology company that designs and manufactures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.25 Td (highly engineered connectivity and sensor products, from 2012 to 2016. From 2009 to 2012, he served as executive vice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.25 Td (president and chief financial of) Tj ET Q q 0 0 0 rg BT 174.21 259.25 Td (ficer at Lennox International Inc., a provider of products and services in the heating, air ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 247.25 Td (conditioning, and refrigeration markets; and from 2006 to 2009, he served as vice president and chief financial of) Tj ET Q q 0 0 0 rg BT 503.28 247.25 Td (ficer for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 235.25 Td (aerospace business group of Honeywell International, Inc., a technology and manufacturing company) Tj ET Q q 0 0 0 rg BT 455.33 235.25 Td (. Mr) Tj ET Q q 0 0 0 rg BT 474.50 235.25 Td (. Hau joined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 223.25 Td (Honeywell \(initially ) Tj ET Q q 0 0 0 rg BT 132.76 223.25 Td (AlliedSignal\) in 1987 and served in a variety of senior financial leadership positions, including vice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 211.25 Td (president and chief financial of) Tj ET Q q 0 0 0 rg BT 174.21 211.25 Td (ficer for the company) Tj ET Q q 0 0 0 rg BT 263.33 211.25 Td (s aerospace electronic systems unit and for its specialty materials business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 199.25 Td (group.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 178.25 Td (Ms.McCr) Tj ET Q q 0 0 0 rg BT 90.18 178.25 Td (eary) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.95 178.25 Td ( has served as Chief Legal Of) Tj ET Q q 0 0 0 rg BT 226.06 178.25 Td (ficer and Secretary since 2013. Ms.McCreary joined Fiserv in 2010 as senior vice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.25 Td (president and deputy general counsel. Prior to joining Fiserv) Tj ET Q q 0 0 0 rg BT 291.25 166.25 Td (, Ms.McCreary was an attorney with the law firm of Bryan Cave ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.25 Td (LLP) Tj ET Q q 0 0 0 rg BT 67.41 154.25 Td ( from 1996 to 2010, including serving as managing partner of its San Francisco, California of) Tj ET Q q 0 0 0 rg BT 440.76 154.25 Td (fice from its opening in 2008 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.25 Td (to 2010. Ms. McCreary began her career in financial services with positions at Citicorp Person-to-Person and Metropolitan Life ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.25 Td (Insurance Company) Tj ET Q q 0 0 0 rg BT 133.03 130.25 Td (s mortgage subsidiary) Tj ET Q q 0 0 0 rg BT 220.15 130.25 Td (, Metmor Financial, Inc.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 109.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.11 109.25 Td (. McGranahan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.00 109.25 Td ( has served as Group President, Billing and Payments Group since November 2016. Before joining Fiserv) Tj ET Q q 0 0 0 rg BT 542.33 109.25 Td (, Mr) Tj ET Q q 0 0 0 rg BT 559.00 109.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.25 Td (McGranahan served as a senior partner at McKinsey & Company) Tj ET Q q 0 0 0 rg BT 311.21 97.25 Td (, a global management consulting firm, from 2006 to 2016. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 85.25 Td (Most recently) Tj ET Q q 0 0 0 rg BT 104.61 85.25 Td (, he also held a variety of senior management roles at the firm, including leader of the global insurance practice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 73.25 Td (from 2013 to 2016 and co-chair of the global senior partner election committee from 2013 to 2015. In addition, Mr) Tj ET Q q 0 0 0 rg BT 509.05 73.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 61.25 Td (McGranahan served as co-leader of the North ) Tj ET Q q 0 0 0 rg BT 234.64 61.25 Td (America financial services practice from 2009 to 2016. He joined McKinsey in ) Tj ET Q endstream endobj 31 0 obj <>] /Rotate 0 /Contents 32 0 R>> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (1992 and served in a variety of other leadership positions prior to 2009, including leader of the North ) Tj ET Q q 0 0 0 rg BT 456.85 742.10 Td (American property and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (casualty practice and managing partner of the Pittsbur) Tj ET Q q 0 0 0 rg BT 265.58 730.10 Td (gh of) Tj ET Q q 0 0 0 rg BT 286.23 730.10 Td (fice.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.11 709.10 Td (.Schultz) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.00 709.10 Td ( has served as Group President, Digital Banking Group since 2014. Prior to joining Fiserv) Tj ET Q q 0 0 0 rg BT 453.75 709.10 Td (, Mr) Tj ET Q q 0 0 0 rg BT 470.42 709.10 Td (.Schultz served as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.10 Td (president of global financial services at First Data Corporation, a global payment processing company) Tj ET Q q 0 0 0 rg BT 457.57 697.10 Td (, from 2009 to 201) Tj ET Q q 0 0 0 rg BT 531.91 697.10 Td (1, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.10 Td (as global head of processing services at ) Tj ET Q q 0 0 0 rg BT 210.04 685.10 Td (V) Tj ET Q q 0 0 0 rg BT 216.67 685.10 Td (isa Inc. from 2007 to 2009. He has more than 30 years of experience in the payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.10 Td (and financial services industry) Tj ET Q q 0 0 0 rg BT 171.25 673.10 Td (, including a variety of other senior leadership roles at ) Tj ET Q q 0 0 0 rg BT 389.61 673.10 Td (V) Tj ET Q q 0 0 0 rg BT 396.24 673.10 Td (isa Inc. and Global Payments Inc., an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.10 Td (electronic transaction processing service provider) Tj ET Q q 0 0 0 rg BT 247.70 661.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.11 640.10 Td (.T) Tj ET Q q 0 0 0 rg BT 70.76 640.10 Td (ait) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.31 640.10 Td ( assumed the role of Chief Sales Of) Tj ET Q q 0 0 0 rg BT 223.04 640.10 Td (ficer on January 1, 2017 and continues to serve as Group President, International ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (Group, a position he has held since 2012. He joined Fiserv in 2009 as an executive vice president and served as Group ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 616.10 Td (President, Depository Institution Services Group from 2010 to 201) Tj ET Q q 0 0 0 rg BT 316.54 616.10 Td (1. Prior to joining Fiserv) Tj ET Q q 0 0 0 rg BT 414.51 616.10 Td (, Mr) Tj ET Q q 0 0 0 rg BT 431.18 616.10 Td (.) Tj ET Q q 0 0 0 rg BT 436.00 616.10 Td (T) Tj ET Q q 0 0 0 rg BT 441.41 616.10 Td (ait served as president of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 604.10 Td (RSM McGladrey) Tj ET Q q 0 0 0 rg BT 118.51 604.10 Td (, a subsidiary of H&R Block Inc., from 2003 to 2009, and executive vice president, sales and client operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.10 Td (of Gartner) Tj ET Q q 0 0 0 rg BT 90.97 592.10 Td (, Inc. from 2001 to 2003.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 571.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.11 571.10 Td (.V) Tj ET Q q 0 0 0 rg BT 71.48 571.10 Td (ielehr) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.80 571.10 Td ( has served as Group President, Depository Institution Services Group since 2013. Prior to joining Fiserv) Tj ET Q q 0 0 0 rg BT 513.82 571.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.67 559.10 Td (.) Tj ET Q q 0 0 0 rg BT 66.49 559.10 Td (V) Tj ET Q q 0 0 0 rg BT 73.11 559.10 Td (ielehr served in a succession of senior executive positions with ) Tj ET Q q 0 0 0 rg BT 326.75 559.10 Td (The Dun& Bradstreet Corporation, a provider of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 547.10 Td (commercial information and business insight solutions, from 2005 to 2013, most recently as president of international and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 535.10 Td (global operations, and as president and chief operating of) Tj ET Q q 0 0 0 rg BT 278.91 535.10 Td (ficer of Northstar Systems International, Inc., a developer of wealth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 523.10 Td (management software and now part of SEI Investments Company) Tj ET Q q 0 0 0 rg BT 312.62 523.10 Td (, from 2004 to 2005.) Tj ET Q endstream endobj 33 0 obj <>] /Rotate 0 /Contents 34 0 R>> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.85 742.25 Td (P) Tj ET Q q 0 0 0 rg BT 293.22 742.25 Td (AR) Tj ET Q q 0 0 0 rg BT 307.31 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 313.80 742.25 Td ( II) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Item5. ) Tj ET Q q 0 0 0 rg BT 86.00 721.25 Td (Market for) Tj ET Q q 0 0 0 rg BT 133.29 721.25 Td ( Registrant) Tj ET Q q 0 0 0 rg BT 183.74 721.25 Td (s Common Equity) Tj ET Q q 0 0 0 rg BT 260.43 721.25 Td (, Related Stockholder) Tj ET Q q 0 0 0 rg BT 352.19 721.25 Td ( Matters and Issuer) Tj ET Q q 0 0 0 rg BT 435.61 721.25 Td ( Pur) Tj ET Q q 0 0 0 rg BT 454.04 721.25 Td (chases of Equity ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 709.25 Td (Securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 688.25 Td (Market Price Information) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 667.25 Td (Our common stock is traded on the NASDAQ Global Select Market under the symbol FISV) Tj ET Q q 0 0 0 rg BT 421.98 667.25 Td (. Set forth below is the high and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 655.25 Td (low sales price of our common stock during the periods presented.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 609.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 122.50 609.75 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 609.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 609.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 609.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 609.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 609.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 609.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 609.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 581.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 122.50 581.75 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 581.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 581.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 581.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 581.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 581.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 581.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 581.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 622.75 m 337.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 622.75 m 341.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 622.75 m 411.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 622.75 m 485.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 622.75 m 489.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 622.75 m 559.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 609.75 m 122.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 609.75 m 337.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 609.75 m 411.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 609.75 m 485.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 609.75 m 559.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 609.75 m 337.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 609.75 m 411.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 609.75 m 485.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 609.75 m 559.5 609.75 l s BT /F1 8.00 Tf ET q 0 0 0 rg BT 53.00 627.00 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.00 626.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 626.48 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 613.48 Td (Quarter Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 291.40 613.48 Td (High) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.55 613.48 Td (Low) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.40 613.48 Td (High) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.55 613.48 Td (Low) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 600.32 Td (March 31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.00 600.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 600.32 Td (102.88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 600.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 600.32 Td (85.63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.00 600.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 600.32 Td (80.97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.00 600.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 600.32 Td (69.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 586.32 Td (June 30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 586.32 Td (108.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 586.32 Td (96.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 586.32 Td (86.39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 586.32 Td (76.92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 572.32 Td (September 30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 572.32 Td (111.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 572.32 Td (97.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 572.32 Td (90.54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 572.32 Td (77.96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 558.32 Td (December 31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 558.32 Td (109.11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 558.32 Td (92.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 558.32 Td (97.76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 558.32 Td (85.41) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 533.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 533.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.08 533.25 Td (, our common stock was held by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.29 533.25 Td (2,016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.79 533.25 Td ( shareholders of record and by a significantly greater number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 521.25 Td (shareholders who hold shares in nominee or street name accounts with brokers. ) Tj ET Q q 0 0 0 rg BT 369.45 521.25 Td (The closing price of our common stock on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 509.25 Td (February16, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.60 509.25 Td ( was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.15 509.25 Td ($1) Tj ET Q q 0 0 0 rg BT 153.78 509.25 Td (1) Tj ET Q q 0 0 0 rg BT 158.41 509.25 Td (1.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.91 509.25 Td ( per share. ) Tj ET Q q 0 0 0 rg BT 219.59 509.25 Td (W) Tj ET Q q 0 0 0 rg BT 228.23 509.25 Td (e have never paid dividends on our common stock, and we do not anticipate paying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 497.25 Td (dividends in the foreseeable future. For additional information regarding our expected use of capital, refer to the discussion in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 485.25 Td (this report under the heading Management) Tj ET Q q 0 0 0 rg BT 226.88 485.25 Td (s Discussion and ) Tj ET Q q 0 0 0 rg BT 296.05 485.25 Td (Analysis of Financial Condition and Results of Operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 473.25 Td (Liquidity and Capital Resources.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 452.25 Td (Issuer) Tj ET Q q 0 0 0 rg BT 75.93 452.25 Td ( Pur) Tj ET Q q 0 0 0 rg BT 94.36 452.25 Td (chases of Equity Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 431.25 Td (The table below sets forth information with respect to purchases made by or on behalf of us or any af) Tj ET Q q 0 0 0 rg BT 458.86 431.25 Td (filiated purchaser \(as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 419.25 Td (defined in Rule 10b-18\(a\)\(3\) under the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 291.03 419.25 Td (Act of 1934\) of shares of our common stock during the three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 407.25 Td (months ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.91 407.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.91 407.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 342.75 192.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 342.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 342.75 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 342.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 342.75 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 342.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 342.75 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 342.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 342.75 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 312.75 192.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 312.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 312.75 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 312.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 312.75 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 312.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 312.75 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 312.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 312.75 76.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 342.75 m 242.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 342.75 m 322.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 342.75 m 402.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 342.75 m 482.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 342.75 m 562.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 342.75 m 242.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 342.75 m 322.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 342.75 m 402.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 342.75 m 482.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 342.75 m 562.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 297.75 m 322.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 297.75 m 482.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 283.75 m 322.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 281.75 m 322.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 283.75 m 482.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 281.75 m 482.5 281.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 53.00 346.98 Td (Period) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 255.75 354.98 Td (T) Tj ET Q q 0 0 0 rg BT 260.35 354.98 Td (otalNumber) Tj ET Q q 0 0 0 rg BT 303.54 354.98 Td (of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 253.55 346.98 Td (Shar) Tj ET Q q 0 0 0 rg BT 269.85 346.98 Td (esPur) Tj ET Q q 0 0 0 rg BT 291.26 346.98 Td (chased) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 340.20 354.98 Td (A) Tj ET Q q 0 0 0 rg BT 345.38 354.98 Td (veragePrice) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.55 346.98 Td (Paidper) Tj ET Q q 0 0 0 rg BT 367.51 346.98 Td (Shar) Tj ET Q q 0 0 0 rg BT 385.82 346.98 Td (e) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 415.75 378.98 Td (T) Tj ET Q q 0 0 0 rg BT 420.35 378.98 Td (otalNumber) Tj ET Q q 0 0 0 rg BT 463.54 378.98 Td (of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 413.55 370.98 Td (Shar) Tj ET Q q 0 0 0 rg BT 429.85 370.98 Td (esPur) Tj ET Q q 0 0 0 rg BT 451.26 370.98 Td (chased) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 412.55 362.98 Td (as Part of Publicly) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 414.10 354.98 Td (Announced Plans) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 416.80 346.98 Td (or) Tj ET Q q 0 0 0 rg BT 424.21 346.98 Td ( Pr) Tj ET Q q 0 0 0 rg BT 434.50 346.98 Td (ograms \(1\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.05 378.98 Td (MaximumNumber) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.50 370.98 Td (ofShar) Tj ET Q q 0 0 0 rg BT 516.47 370.98 Td (esthatMay) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 494.05 362.98 Td (Y) Tj ET Q q 0 0 0 rg BT 498.94 362.98 Td (et Be Pur) Tj ET Q q 0 0 0 rg BT 530.78 362.98 Td (chased) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 491.80 354.98 Td (Under) Tj ET Q q 0 0 0 rg BT 513.43 354.98 Td ( the Plans or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 501.50 346.98 Td (Pr) Tj ET Q q 0 0 0 rg BT 509.79 346.98 Td (ograms \(1\)) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 340.25 78.04 -9.09 re f /GS0 gs q 0 0 0 rg BT 53.00 333.32 Td (October 1-31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.65 332.42 Td (1,168,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 332.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 332.42 Td (99.31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 332.42 Td (1,168,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.65 332.42 Td (6,914,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 318.32 Td (November 1-30, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 317.42 Td (806,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 317.42 Td (101.63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.15 317.42 Td (806,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 317.42 Td (21,108,000) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 310.25 86.91 -9.09 re f /GS0 gs q 0 0 0 rg BT 53.00 303.32 Td (December 1-31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 302.42 Td (630,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 302.42 Td (106.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.15 302.42 Td (630,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 302.42 Td (20,478,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 288.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.65 287.42 Td (2,604,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 287.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 287.42 Td (2,604,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 287.42 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.25 Td (_____) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 253.25 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 253.25 Td (On each of November 18, 2015 and November 16, 2016, our board of directors authorized the purchase of up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 241.25 Td (15.0million shares of our common stock.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.65 241.25 Td ( ) Tj ET Q q 0 0 0 rg BT 236.96 241.25 Td (These authorizations do not expire. ) Tj ET Q endstream endobj 35 0 obj <>] /Rotate 0 /Contents 36 0 R>> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Stock Performance Graph) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (The stock performance graph and related information presented below is not deemed to be soliciting material or to be filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (with the Securities and Exchange Commission or subject to Regulation 14A) Tj ET Q q 0 0 0 rg BT 353.84 709.25 Td ( or 14C under the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 509.63 709.25 Td (Act of 1934 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (or to the liabilities of Section18 of the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 290.22 697.25 Td (Act of 1934 and will not be deemed to be incorporated by reference ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.25 Td (into any filing under the Securities ) Tj ET Q q 0 0 0 rg BT 190.53 685.25 Td (Act of 1933 or the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 349.65 685.25 Td (Act of 1934, except to the extent we specifically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.25 Td (incorporate it by reference into such a filing.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.25 Td (The following graph compares the cumulative total shareholder return on our common stock for the five years ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.58 640.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.58 640.25 Td ( with the S&P) Tj ET Q q 0 0 0 rg BT 184.61 640.25 Td ( 500 Index and the NASDAQ US Benchmark Financial ) Tj ET Q q 0 0 0 rg BT 408.74 640.25 Td (Administration Index. ) Tj ET Q q 0 0 0 rg BT 499.38 640.25 Td (The graph ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.25 Td (assumes that $100 was invested on December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.79 628.25 Td (201) Tj ET Q q 0 0 0 rg BT 265.42 628.25 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.42 628.25 Td ( in our common stock and each index and that all dividends were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 616.25 Td (reinvested. No cash dividends have been declared on our common stock. ) Tj ET Q q 0 0 0 rg BT 343.34 616.25 Td (The comparisons in the graph are required by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 604.25 Td (Securities and Exchange Commission and are not intended to forecast or be indicative of possible future performance of our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.25 Td (common stock.) Tj ET Q /GS0 gs q 488.00 0 0 358.00 62.00 220.25 cm /I18 Do Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 186.75 192.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 186.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 186.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 186.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 186.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 186.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 186.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 186.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 186.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 186.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 186.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 186.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 156.75 192.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 156.75 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 156.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 156.75 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 156.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 156.75 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 156.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 156.75 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 156.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 156.75 50.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 156.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 156.75 50.00 -25.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 200.75 m 291.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 200.75 m 295.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 200.75 m 345.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 200.75 m 349.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 200.75 m 399.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 200.75 m 403.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 200.75 m 453.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 200.75 m 457.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 200.75 m 507.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 200.75 m 511.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 200.75 m 561.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 200.75 m 291.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 186.75 m 291.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 200.75 m 295.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 200.75 m 345.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 186.75 m 345.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 200.75 m 349.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 200.75 m 399.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 186.75 m 399.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 200.75 m 403.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 200.75 m 453.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 186.75 m 453.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 200.75 m 457.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 200.75 m 507.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 186.75 m 507.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 200.75 m 561.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 186.75 m 561.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 186.75 m 291.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 186.75 m 345.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 186.75 m 399.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 186.75 m 453.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 186.75 m 507.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 186.75 m 561.5 186.75 l s BT /F1 8.00 Tf ET q 0 0 0 rg BT 52.00 205.00 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.90 205.43 Td (December31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 52.00 191.00 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 256.25 191.43 Td (2011) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 310.00 191.43 Td (2012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.00 191.43 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.00 191.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.00 191.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.00 191.43 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 177.32 Td (Fiserv, Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.00 176.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 176.42 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 176.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 176.42 Td (135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 176.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 176.42 Td (201) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.00 176.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 176.42 Td (242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.00 176.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 176.42 Td (311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.00 176.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 176.42 Td (362) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 162.32 Td (S&P 500 Index) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 161.42 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 161.42 Td (116) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 161.42 Td (154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 161.42 Td (175) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 161.42 Td (177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 161.42 Td (198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 147.32 Td (NASDAQ US Benchmark Financial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.00 137.32 Td (Administration Index) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 136.42 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 136.42 Td (118) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 136.42 Td (183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 136.42 Td (211) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 136.42 Td (235) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 136.42 Td (263) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 37 0 obj <>] /Rotate 0 /Contents 38 0 R>> endobj 38 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item6. ) Tj ET Q q 0 0 0 rg BT 86.00 742.25 Td (Selected Financial Data) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (The following data, which has been af) Tj ET Q q 0 0 0 rg BT 202.82 721.25 Td (fected by acquisitions and dispositions including certain transactional gains recorded by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (our unconsolidated af) Tj ET Q q 0 0 0 rg BT 136.46 709.25 Td (filiate, should be read in conjunction with the consolidated financial statements and accompanying notes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (included elsewhere in this ) Tj ET Q q 0 0 0 rg BT 156.08 697.25 Td (Annual Report on Form 10-K. ) Tj ET Q q 0 0 0 rg BT 279.41 697.25 Td (All per share amounts are presented on a split-adjusted basis to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.25 Td (retroactively reflect the two-for) Tj ET Q q 0 0 0 rg BT 175.57 685.25 Td (-one stock split that was completed in the fourth quarter of 2013. ) Tj ET Q q 0 0 0 rg BT 437.27 685.25 Td (T) Tj ET Q q 0 0 0 rg BT 442.68 685.25 Td (otal assets and long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.25 Td (debt have been adjusted on a retrospective basis for the adoption of ) Tj ET Q q 0 0 0 rg BT 321.03 673.25 Td (Accounting Standards Update \("ASU"\) No. 2015-17, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 661.25 Td (Balance Sheet Classification of Deferr) Tj ET Q q 0 0 0 rg BT 204.05 661.25 Td (ed T) Tj ET Q q 0 0 0 rg BT 220.63 661.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.40 661.25 Td (, and ) Tj ET Q q 0 0 0 rg BT 259.79 661.25 Td (ASU No. 2015-03, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 337.84 661.25 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 589.42 Td (5,066) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.00 589.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 589.42 Td (4,814) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 589.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 589.42 Td (4,436) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 575.32 Td (Income from continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 574.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.65 574.42 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 574.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.65 574.42 Td (712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 574.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 574.42 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.00 574.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 574.42 Td (650) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 574.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 574.42 Td (592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 560.32 Td (\(Loss\) income from discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.65 559.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 559.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.65 559.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.30 559.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 559.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 559.42 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 545.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 544.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.65 544.42 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 544.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.65 544.42 Td (712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 544.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 544.42 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.00 544.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 544.42 Td (648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 544.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 544.42 Td (611) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 524.32 Td (Net income \(loss\) per share - basic:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 509.32 Td (Continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 508.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.15 508.42 Td (4.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 508.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 508.42 Td (3.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 508.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 508.42 Td (3.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.00 508.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 508.42 Td (2.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 508.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 508.42 Td (2.18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 494.32 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.65 493.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 493.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.65 493.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.80 493.47 Td (\(0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 493.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 493.42 Td (0.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 479.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 478.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.15 478.42 Td (4.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 478.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 478.42 Td (3.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 478.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 478.42 Td (3.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.00 478.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 478.42 Td (2.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 478.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 478.42 Td (2.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 458.32 Td (Net income \(loss\) per share - diluted:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 443.32 Td (Continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 442.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.15 442.42 Td (4.15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 442.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 442.42 Td (2.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 442.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 442.42 Td (2.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.00 442.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 442.42 Td (2.44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 442.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 442.42 Td (2.15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 428.32 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.65 427.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 427.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.65 427.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.80 427.47 Td (\(0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 427.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 427.42 Td (0.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 413.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 412.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.15 412.42 Td (4.15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 412.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 412.42 Td (2.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 412.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 412.42 Td (2.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.00 412.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 412.42 Td (2.44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 412.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 412.42 Td (2.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 393.32 Td (Total assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 392.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 392.42 Td (9,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 392.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 392.42 Td (9,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 392.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 392.42 Td (9,308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.00 392.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 392.42 Td (9,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 392.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 392.42 Td (8,542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 378.32 Td (Long-term debt \(including current maturities\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 377.42 Td (4,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 377.42 Td (4,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 377.42 Td (3,790) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 377.42 Td (3,831) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 377.42 Td (3,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 363.32 Td (Shareholders equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 362.42 Td (2,541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 362.42 Td (2,660) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 362.42 Td (3,295) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.15 362.42 Td (3,585) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 362.42 Td (3,417) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 337.25 Td (Item7. Management) Tj ET Q q 0 0 0 rg BT 144.05 337.25 Td (s Discussion and ) Tj ET Q q 0 0 0 rg BT 216.03 337.25 Td (Analysis of Financial Condition and Results of Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.25 Td (Management) Tj ET Q q 0 0 0 rg BT 104.98 316.25 Td (s discussion and analysis of financial condition and results of operations is provided as a supplement to our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.25 Td (consolidated financial statements and accompanying notes to help provide an understanding of our financial condition, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.25 Td (changes in our financial condition and our results of operations. Our discussion is or) Tj ET Q q 0 0 0 rg BT 386.97 292.25 Td (ganized as follows:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.17 292.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 271.25 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 104.00 271.25 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.32 271.25 Td (. ) Tj ET Q q 0 0 0 rg BT 147.13 271.25 Td (This section contains background information on our company and the services and products that we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 259.25 Td (provide, our enterprise priorities and the trends af) Tj ET Q q 0 0 0 rg BT 302.09 259.25 Td (fecting our industry in order to provide context for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 247.25 Td (management) Tj ET Q q 0 0 0 rg BT 157.87 247.25 Td (s discussion and analysis of our financial condition and results of operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 226.25 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 104.00 226.25 Td (Critical accounting policies and estimates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.87 226.25 Td (. ) Tj ET Q q 0 0 0 rg BT 277.69 226.25 Td (This section contains a discussion of the accounting policies that we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 214.25 Td (believe are important to our financial condition and results of operations and that require judgment and estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 202.25 Td (on the part of management in their application. In addition, all of our significant accounting policies, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 190.25 Td (critical accounting policies, are summarized in Note 1 to the accompanying consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 169.25 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 104.00 169.25 Td (Results of operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.44 169.25 Td (. ) Tj ET Q q 0 0 0 rg BT 193.26 169.25 Td (This section contains an analysis of our results of operations presented in the accompanying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 157.25 Td (consolidated statements of income by comparing the results for the year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.57 157.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 157.25 Td ( to the results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 145.25 Td (for the year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.96 145.25 Td (December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.54 145.25 Td ( and by comparing the results for the year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.03 145.25 Td (December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.62 145.25 Td ( to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 133.25 Td (results for the year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.57 133.25 Td (December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.15 133.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 112.25 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 104.00 112.25 Td (Liquidity and capital r) Tj ET Q q 0 0 0 rg BT 193.91 112.25 Td (esour) Tj ET Q q 0 0 0 rg BT 215.76 112.25 Td (ces) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.53 112.25 Td (. ) Tj ET Q q 0 0 0 rg BT 233.35 112.25 Td (This section provides an analysis of our cash flows and a discussion of our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 100.25 Td (outstanding debt and commitments at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.48 100.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.06 100.25 Td (.) Tj ET Q endstream endobj 39 0 obj <>] /Rotate 0 /Contents 40 0 R>> endobj 40 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (17) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Overview ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Company Background) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 700.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 700.25 Td (e are a leading global provider of financial services technology) Tj ET Q q 0 0 0 rg BT 309.83 700.25 Td (. ) Tj ET Q q 0 0 0 rg BT 314.65 700.25 Td (W) Tj ET Q q 0 0 0 rg BT 323.29 700.25 Td (e provide account processing systems, electronic payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 688.25 Td (processing products and services, internet and mobile banking systems, and related services. ) Tj ET Q q 0 0 0 rg BT 421.66 688.25 Td (W) Tj ET Q q 0 0 0 rg BT 430.30 688.25 Td (e serve over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.10 688.25 Td (12,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.60 688.25 Td ( clients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 676.25 Td (worldwide, including banks, thrifts, credit unions, investment management firms, leasing and finance companies, retailers, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.25 Td (merchants, mutual savings banks, and building societies. ) Tj ET Q q 0 0 0 rg BT 279.22 664.25 Td (The majority of our revenue is generated from recurring account- and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.25 Td (transaction-based fees under contracts that generally have terms of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.05 652.25 Td (three to five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.36 652.25 Td ( years and high renewal rates. Most of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.25 Td (services we provide are necessary for our clients to operate their businesses and are, therefore, non-discretionary in nature.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 619.25 Td (Our operations are principally located in the United States and are comprised of the Payments and Industry Products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 607.25 Td (\(Payments\) segment and the Financial Institution Services \(Financial\) segment. ) Tj ET Q q 0 0 0 rg BT 387.50 607.25 Td (The Payments segment primarily provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 595.25 Td (electronic bill payment and presentment services, internet and mobile banking software and services, person-to-person payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 583.25 Td (services, debit and credit card processing and services, and other electronic payments software and services. Our businesses in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.25 Td (this segment also provide card and print personalization services, investment account processing services for separately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.25 Td (managed accounts, and fraud and risk management products and services. ) Tj ET Q q 0 0 0 rg BT 348.05 559.25 Td (The Financial segment provides banks, thrifts, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 547.25 Td (unions, and leasing and finance companies with account processing services, item processing and source capture services, loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 535.25 Td (origination and servicing products, cash management and consulting services, and other products and services that support ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 523.25 Td (numerous types of financial transactions. Corporate and Other primarily consists of unallocated corporate expenses including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 511.25 Td (share-based compensation, amortization of acquisition-related intangible assets, intercompany eliminations and other costs that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 499.25 Td (are not considered when management evaluates segment performance.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td (During the first quarter of 2016, we acquired two businesses for an aggregate purchase price of $265 million. ) Tj ET Q q 0 0 0 rg BT 489.13 478.25 Td (W) Tj ET Q q 0 0 0 rg BT 497.77 478.25 Td (e acquired the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.25 Td (Convenience Pay Services business of Hewlett Packard Enterprise Company) Tj ET Q q 0 0 0 rg BT 356.49 466.25 Td (, which enables providers to accept electronic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.25 Td (payments from their consumers through multiple channels, thereby expanding our biller solution of) Tj ET Q q 0 0 0 rg BT 447.23 454.25 Td (ferings. ) Tj ET Q q 0 0 0 rg BT 479.82 454.25 Td (W) Tj ET Q q 0 0 0 rg BT 488.46 454.25 Td (e also completed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (our purchase of the Community Financial Services business of ) Tj ET Q q 0 0 0 rg BT 302.46 442.25 Td (ACI ) Tj ET Q q 0 0 0 rg BT 322.00 442.25 Td (W) Tj ET Q q 0 0 0 rg BT 330.63 442.25 Td (orldwide, Inc., further enhancing our suite of digital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (banking and payments solutions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.25 Td (During 2016, StoneRiver Group, L.P) Tj ET Q q 0 0 0 rg BT 196.94 409.25 Td (. \(StoneRiver\), a joint venture in which we own a 49% interest and account for under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.25 Td (equity method, recognized a net gain on the sale of a business interest, and in 2015 and 2014, recognized net gains on the sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 385.25 Td (of subsidiary businesses. Our pre-tax share of the net gains and related expenses on these transactions was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.10 385.25 Td ($146 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.49 385.25 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 373.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 373.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.00 373.25 Td ($29 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.39 373.25 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.17 373.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.17 373.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.61 373.25 Td ($87 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.00 373.25 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.78 373.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.78 373.25 Td (, with related tax expenses of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.90 373.25 Td ($54 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.30 373.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.30 373.25 Td ($13 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.69 373.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.13 373.25 Td ($36 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.52 373.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 361.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.66 361.25 Td (. In addition, we received cash dividends of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.27 361.25 Td ($151 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.66 361.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.66 361.25 Td ($36 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.06 361.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.49 361.25 Td ($1) Tj ET Q q 0 0 0 rg BT 406.12 361.25 Td (10 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.51 361.25 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.29 361.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.29 361.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.29 361.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.29 361.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.73 361.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.73 361.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 349.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.66 349.25 Td (, from StoneRiver) Tj ET Q q 0 0 0 rg BT 169.19 349.25 Td (, which were funded from the sale transactions.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 328.25 Td (Enterprise Priorities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 307.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 307.25 Td (e continue to implement a series of strategic initiatives to help accomplish our mission of providing integrated technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 295.25 Td (and services solutions that enable best-in-class results for our clients. ) Tj ET Q q 0 0 0 rg BT 328.36 295.25 Td (These strategic initiatives include active portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 283.25 Td (management of our businesses, enhancing the overall value of our existing client relationships, improving operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.25 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 271.25 Td (fectiveness, being disciplined in our allocation of capital, and dif) Tj ET Q q 0 0 0 rg BT 316.49 271.25 Td (ferentiating our products and services through innovation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.25 Td (Our key enterprise priorities for 2017 are: \(i\)to continue to build high-quality revenue while meeting our earnings goals; \(ii\)to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 247.25 Td (enhance client relationships with an emphasis on digital and payment solutions; and \(iii\)to deliver innovation and integration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 235.25 Td (which enables dif) Tj ET Q q 0 0 0 rg BT 120.35 235.25 Td (ferentiated value for our clients.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 214.25 Td (Industry T) Tj ET Q q 0 0 0 rg BT 93.25 214.25 Td (rends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 193.25 Td (The market for products and services of) Tj ET Q q 0 0 0 rg BT 209.20 193.25 Td (fered by financial institutions continues to evolve rapidly) Tj ET Q q 0 0 0 rg BT 437.11 193.25 Td (. ) Tj ET Q q 0 0 0 rg BT 441.93 193.25 Td (The financial industry ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 181.25 Td (regularly introduces and implements new payment, deposit, lending, investment and risk management products, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 169.25 Td (distinctions among the products and services traditionally of) Tj ET Q q 0 0 0 rg BT 291.16 169.25 Td (fered by dif) Tj ET Q q 0 0 0 rg BT 337.62 169.25 Td (ferent types of financial institutions continue to narrow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.25 Td (as they seek to serve the same customers. ) Tj ET Q q 0 0 0 rg BT 217.45 157.25 Td (At the same time, regulatory conditions and cybersecurity scrutiny have continued to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.25 Td (create a challenging operating environment for financial institutions. For example, legislation such as the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 523.85 145.25 Td (W) Tj ET Q q 0 0 0 rg BT 532.49 145.25 Td (all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 133.25 Td (Street Reform and Consumer Protection ) Tj ET Q q 0 0 0 rg BT 212.47 133.25 Td (Act has generated, and may continue to generate, new regulations impacting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 121.25 Td (financial industry) Tj ET Q q 0 0 0 rg BT 119.61 121.25 Td (. ) Tj ET Q q 0 0 0 rg BT 124.43 121.25 Td (These conditions, along with mild economic improvement, have created heightened interest in solutions that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 109.25 Td (help financial institutions win and retain customers, generate incremental revenue, comply with regulations and enhance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.25 Td (operating ef) Tj ET Q q 0 0 0 rg BT 97.85 97.25 Td (ficiency) Tj ET Q q 0 0 0 rg BT 129.40 97.25 Td (. Examples of these solutions include our electronic payments solutions and channels such as internet, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 85.25 Td (mobile and tablet banking, sometimes referred to as digital channels.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 64.25 Td (This increased focus on digital channels by both financial institutions and their customers, as well as the growing volume and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 52.25 Td (types of payment transactions in the marketplace, have increased the data and transaction processing needs of financial ) Tj ET Q endstream endobj 41 0 obj <>] /Rotate 0 /Contents 42 0 R>> endobj 42 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (institutions. ) Tj ET Q q 0 0 0 rg BT 99.27 742.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.91 742.10 Td (e expect that financial institutions will continue to invest significant capital and human resources to process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (transactions, manage information, maintain regulatory compliance and of) Tj ET Q q 0 0 0 rg BT 343.33 730.10 Td (fer innovative new services to their customers in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (rapidly evolving and competitive environment. ) Tj ET Q q 0 0 0 rg BT 240.33 718.10 Td (W) Tj ET Q q 0 0 0 rg BT 248.96 718.10 Td (e anticipate that we will benefit over the long term from the trend of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (institutions moving from in-house technology to outsourced solutions as they seek to remain current on technology changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (amidst an evolving marketplace. ) Tj ET Q q 0 0 0 rg BT 182.28 694.10 Td (W) Tj ET Q q 0 0 0 rg BT 190.91 694.10 Td (e believe that economies of scale in developing and maintaining the infrastructure, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (technology) Tj ET Q q 0 0 0 rg BT 93.78 682.10 Td (, products, services and networks necessary to be competitive in such an environment are essential to justify these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (investments, and we anticipate that demand for products that facilitate customer interaction with financial institutions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (including electronic transactions through digital channels, will continue to increase, which we expect to create revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (opportunities for us. Based on these market conditions, we believe that our sizable and diverse client base, combined with our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (position as a leading provider of non-discretionary) Tj ET Q q 0 0 0 rg BT 251.52 634.10 Td (, recurring revenue-based products and services, gives us a solid foundation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (for growth. Furthermore, we believe that the integration of our products and services creates a compelling value proposition for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (our clients.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 589.10 Td (In addition to the trends described above, the financial institutions marketplace has experienced change in composition as well. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.10 Td (During the past 25 years, the number of financial institutions in the United States has declined at a relatively steady rate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 565.10 Td (approximately 3%per year) Tj ET Q q 0 0 0 rg BT 158.16 565.10 Td (, primarily as a result of voluntary mer) Tj ET Q q 0 0 0 rg BT 312.38 565.10 Td (gers and acquisitions. Rather than reducing the overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.10 Td (market, these consolidations have transferred accounts among financial institutions. ) Tj ET Q q 0 0 0 rg BT 386.85 553.10 Td (An acquisition benefits us when a newly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 541.10 Td (combined institution is processed on our system, or elects to move to one of our systems, and negatively impacts us when a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 529.10 Td (competing system is selected. Financial institution acquisitions also impact our financial results due to early contract ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 517.10 Td (termination fees in our multi-year client contracts, which are primarily generated when an existing client with a multi-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 505.10 Td (contract is acquired by another financial institution. ) Tj ET Q q 0 0 0 rg BT 258.64 505.10 Td (These fees can vary from period to period based on the number and size of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 493.10 Td (clients that are acquired and how early in the contract term the contract is terminated. Our revenue is diversified, and our focus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 481.10 Td (on long-term client relationships and recurring, transaction-oriented products and services has reduced the impact that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 469.10 Td (consolidation in the financial services industry has had on us. ) Tj ET Q q 0 0 0 rg BT 297.82 469.10 Td (W) Tj ET Q q 0 0 0 rg BT 306.46 469.10 Td (e have clients that span the entire range of financial institutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 457.10 Td (in terms of asset size and business model, and our 50 lar) Tj ET Q q 0 0 0 rg BT 274.77 457.10 Td (gest financial institution clients represent less than 25% of our annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 445.10 Td (revenue. In addition, we believe that our products and services can assist financial institutions with the regulatory and market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 433.10 Td (challenges that they currently face by providing, among other things, new sources of revenue and opportunities to reduce their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 421.10 Td (costs.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (Critical ) Tj ET Q q 0 0 0 rg BT 84.71 400.10 Td (Accounting Policies and Estimates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 379.10 Td (Our consolidated financial statements and accompanying notes have been prepared in accordance with accounting principles ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 367.10 Td (generally accepted in the United States, which require management to make estimates, judgments and assumptions that af) Tj ET Q q 0 0 0 rg BT 536.89 367.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 355.10 Td (the reported amount of assets, liabilities, revenue and expenses. ) Tj ET Q q 0 0 0 rg BT 306.41 355.10 Td (W) Tj ET Q q 0 0 0 rg BT 315.04 355.10 Td (e continually evaluate the accounting policies and estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.10 Td (that we use to prepare our consolidated financial statements and base our estimates on historical experience and assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.10 Td (that we believe are reasonable in light of current circumstances. ) Tj ET Q q 0 0 0 rg BT 306.84 331.10 Td (Actual amounts and results could dif) Tj ET Q q 0 0 0 rg BT 453.57 331.10 Td (fer materially from these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 319.10 Td (estimates.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 277.10 Td (From time to time, we make strategic acquisitions that may have a material impact on our consolidated results of operations or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 265.10 Td (financial position. ) Tj ET Q q 0 0 0 rg BT 124.53 265.10 Td (W) Tj ET Q q 0 0 0 rg BT 133.16 265.10 Td (e allocate the purchase price of acquired businesses to the assets acquired and liabilities assumed in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 253.10 Td (transaction at their estimated fair values.) Tj ET Q q 0 0 0 rg BT 214.48 253.10 Td (The estimates used to determine the fair value of long-lived assets, such as intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 241.10 Td (assets, can be complex and require significant judgments.) Tj ET Q q 0 0 0 rg BT 282.53 241.10 Td (W) Tj ET Q q 0 0 0 rg BT 291.17 241.10 Td (e use information available to us to make fair value determinations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 229.10 Td (and engage independent valuation specialists, when necessary) Tj ET Q q 0 0 0 rg BT 297.32 229.10 Td (, to assist in the fair value determination of significant acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 217.10 Td (long-lived assets. ) Tj ET Q q 0 0 0 rg BT 121.75 217.10 Td (While we use our best estimates and assumptions as a part of the purchase price allocation process, our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 205.10 Td (estimates are inherently uncertain and subject to refinement. ) Tj ET Q q 0 0 0 rg BT 292.96 205.10 Td (As a result, during the measurement period, which may be up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 193.10 Td (one year from the acquisition date, we record adjustments to the assets acquired and liabilities assumed, with the corresponding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 181.10 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 181.10 Td (fset to goodwill. Upon the conclusion of the measurement period or final determination of the values of assets acquired or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 169.10 Td (liabilities assumed, whichever comes first, any subsequent adjustments are recorded to our consolidated statements of income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 157.10 Td (e are also required to estimate the useful lives of intangible assets to determine the amount of acquisition-related intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.10 Td (asset amortization expense to record in future periods.) Tj ET Q q 0 0 0 rg BT 268.91 145.10 Td (W) Tj ET Q q 0 0 0 rg BT 277.55 145.10 Td (e periodically review the estimated useful lives assigned to our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 133.10 Td (intangible assets to determine whether such estimated useful lives continue to be appropriate.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 112.10 Td (Goodwill and ) Tj ET Q q 0 0 0 rg BT 107.42 112.10 Td (Acquired Intangible ) Tj ET Q q 0 0 0 rg BT 192.61 112.10 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 91.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 91.10 Td (e review the carrying value of goodwill for impairment annually) Tj ET Q q 0 0 0 rg BT 315.40 91.10 Td (, or more frequently if events or circumstances indicate the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 79.10 Td (carrying value may not be recoverable. Goodwill is tested for impairment at a reporting unit level, determined to be at an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 67.10 Td (operating segment level or one level below) Tj ET Q q 0 0 0 rg BT 221.51 67.10 Td (. ) Tj ET Q q 0 0 0 rg BT 226.33 67.10 Td (When reviewing goodwill for impairment, we consider the amount of excess fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 55.10 Td (value over the carrying value of each reporting unit, the period of time since a reporting unit) Tj ET Q q 0 0 0 rg BT 421.81 55.10 Td (s last quantitative test, the extent ) Tj ET Q endstream endobj 43 0 obj <>] /Rotate 0 /Contents 44 0 R>> endobj 44 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (to which a reor) Tj ET Q q 0 0 0 rg BT 110.07 742.10 Td (ganization or disposition changes the composition of one or more of our reporting units, and other factors to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (determine whether or not to first perform a qualitative test. ) Tj ET Q q 0 0 0 rg BT 287.24 730.10 Td (When performing a qualitative test, we assess numerous factors to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (determine whether it is more likely than not that the fair value of our reporting units are less than their respective carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (values. Examples of qualitative factors that we assess include our share price, our financial performance, market and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (competitive factors in our industry) Tj ET Q q 0 0 0 rg BT 187.65 694.10 Td (, and other events specific to our reporting units. If we conclude that it is more likely than not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (that the fair value of a reporting unit is less than its carrying value, we perform a two-step quantitative impairment test.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.10 Td (The first step in the quantitative test is to compare the fair value of the reporting unit to its carrying value. ) Tj ET Q q 0 0 0 rg BT 475.25 661.10 Td (W) Tj ET Q q 0 0 0 rg BT 483.89 661.10 Td (e determine the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 649.10 Td (value of a reporting unit based primarily on the present value of estimated future cash flows. If the fair value of the reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 637.10 Td (unit exceeds the carrying value of the reporting unit) Tj ET Q q 0 0 0 rg BT 259.93 637.10 Td (s net assets, goodwill of that reporting unit is not impaired and further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 625.10 Td (testing is not required. If the carrying value of the reporting unit) Tj ET Q q 0 0 0 rg BT 308.81 625.10 Td (s net assets exceeds the fair value of the reporting unit, then we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 613.10 Td (perform the second step of the quantitative test to determine the implied fair value of the reporting unit) Tj ET Q q 0 0 0 rg BT 464.04 613.10 Td (s goodwill and any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 601.10 Td (impairment char) Tj ET Q q 0 0 0 rg BT 115.63 601.10 Td (ge. Determining the fair value of a reporting unit involves judgment and the use of significant estimates and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 589.10 Td (assumptions, which include assumptions regarding the revenue growth rates and operating mar) Tj ET Q q 0 0 0 rg BT 429.72 589.10 Td (gins used to calculate estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.10 Td (future cash flows, risk-adjusted discount rates and future economic and market conditions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 556.10 Td (Our most recent impairment assessment in the fourth quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.04 556.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.04 556.10 Td ( determined that our goodwill was not impaired. ) Tj ET Q q 0 0 0 rg BT 521.09 556.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td (estimated fair values of the respective reporting units substantially exceeded the carrying values, except for a single reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (unit that exceeded the carrying value to a lesser magnitude given the short passage of time between the recent acquisition date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (and when we performed our most recent annual impairment assessment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 499.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 499.10 Td (e review acquired intangible assets for impairment whenever events or changes in circumstances indicate the carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 487.10 Td (amount of the asset may not be recoverable. Recoverability is assessed by comparing the carrying amount of the asset to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 475.10 Td (undiscounted future cash flows expected to be generated by the asset. Measurement of any impairment loss is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 463.10 Td (estimated fair value. Given the significance of our goodwill and intangible asset balances, an adverse change in fair value could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 451.10 Td (result in an impairment char) Tj ET Q q 0 0 0 rg BT 162.56 451.10 Td (ge, which could be material to our consolidated financial statements.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (Revenue Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.10 Td (The majority of our revenue is generated from monthly account- and transaction-based fees. Revenue is recognized as services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.10 Td (are provided and is primarily recognized under service agreements that are long-term in nature, generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.15 397.10 Td (three to five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.46 397.10 Td ( years, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 385.10 Td (and that do not require management to make significant judgments or assumptions. ) Tj ET Q q 0 0 0 rg BT 384.65 385.10 Td (At times, however) Tj ET Q q 0 0 0 rg BT 457.85 385.10 Td (, judgment is exercised in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 373.10 Td (evaluating revenue recognition, such as when a contract arrangement includes multiple product and service deliverables. Due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 361.10 Td (the quantity) Tj ET Q q 0 0 0 rg BT 96.84 361.10 Td (, size and nature of our multiple element arrangements, the judgments we make in this regard are not likely to have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 349.10 Td (a material impact on revenue recognition for any individual element. ) Tj ET Q q 0 0 0 rg BT 326.85 349.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 376.75 349.10 Td (, given the nature of our business and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 337.10 Td (rules governing revenue recognition, our revenue recognition practices generally do not involve significant estimates that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 325.10 Td (materially af) Tj ET Q q 0 0 0 rg BT 100.63 325.10 Td (fect our results of operations. ) Tj ET Q q 0 0 0 rg BT 219.48 325.10 Td (Additional information about our revenue recognition policies is included in Note 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 313.10 Td (to the consolidated financial statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (Results of Operations) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 271.10 Td (Components of Revenue and Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (The following summary describes the components of revenue and expenses as presented in our consolidated statements of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (income.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 217.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 59.63 217.10 Td (ocessing and Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 196.10 Td (Processing and services revenue, which in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.34 196.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.34 196.10 Td ( represented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.42 196.10 Td (84%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.75 196.10 Td ( of our total revenue, is primarily generated from account- and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.10 Td (transaction-based fees under contracts that generally have terms of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.05 184.10 Td (three to five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.36 184.10 Td ( years. Revenue is recognized when the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.10 Td (transactions are processed and services have been performed. Processing and services revenue is most reflective of our business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.10 Td (performance as a significant amount of our total operating profit is generated by these services. Cost of processing and services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.10 Td (includes costs directly associated with providing services to clients and includes the following: personnel; equipment and data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 136.10 Td (communication; infrastructure costs, including costs to maintain software applications; client support; depreciation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 124.10 Td (amortization; and other operating expenses.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 103.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 59.63 103.10 Td (oduct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (Product revenue, which in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.47 82.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.47 82.10 Td ( represented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.55 82.10 Td (16%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.88 82.10 Td ( of our total revenue, is primarily derived from integrated print and card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (production sales, as well as software license sales which represented less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.51 70.10 Td (4%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.84 70.10 Td ( of our total revenue. Cost of product includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.10 Td (costs directly associated with the products sold and includes the following: costs of materials and software development; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.10 Td (personnel; infrastructure costs; depreciation and amortization; and other costs directly associated with product revenue.) Tj ET Q endstream endobj 45 0 obj <>] /Rotate 0 /Contents 46 0 R>> endobj 46 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (20) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (Selling, General and ) Tj ET Q q 0 0 0 rg BT 135.36 742.10 Td (Administrative Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.10 Td (Selling, general and administrative expenses primarily consist of: salaries, wages, commissions and related expenses paid to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (sales personnel, administrative employees and management; advertising and promotional costs; depreciation and amortization; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.10 Td (and other selling and administrative expenses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 676.10 Td (Financial Results) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 655.10 Td (The following table presents certain amounts included in our consolidated statements of income, the relative percentage that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 643.10 Td (those amounts represent to revenue and the change in those amounts from year to year) Tj ET Q q 0 0 0 rg BT 394.89 643.10 Td (. ) Tj ET Q q 0 0 0 rg BT 399.71 643.10 Td (This information should be read ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 631.10 Td (together with the consolidated financial statements and accompanying notes.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 582.60 120.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 582.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 582.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 582.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 582.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 582.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 582.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 582.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 582.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 582.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 582.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 582.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 582.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 582.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 582.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 582.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 582.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 582.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 582.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 582.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 554.60 120.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 554.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 554.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 554.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 554.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 554.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 554.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 554.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 554.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 554.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 554.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 554.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 554.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 554.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 554.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 554.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 554.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 554.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 554.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 554.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 526.60 120.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 526.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 526.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 526.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 526.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 526.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 526.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 526.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 526.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 526.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 526.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 526.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 526.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 526.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 526.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 526.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 526.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 526.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 526.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 526.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 487.60 120.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 487.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 487.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 487.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 487.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 487.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 487.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 487.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 487.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 487.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 487.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 487.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 487.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 487.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 487.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 487.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 487.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 487.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 487.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 487.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 459.60 120.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 459.60 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 459.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 459.60 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 459.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 459.60 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 459.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 459.60 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 459.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 459.60 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 459.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 459.60 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 459.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 459.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 459.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 459.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 459.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 459.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 459.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 459.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 422.60 120.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 422.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 422.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 422.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 422.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 422.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 422.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 422.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 422.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 422.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 422.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 422.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 422.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 422.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 422.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 422.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 422.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 422.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 422.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 422.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 394.60 120.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 394.60 37.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 394.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 394.60 37.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 394.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 394.60 37.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 394.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 394.60 40.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 394.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 394.60 40.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 394.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 394.60 40.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 394.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 394.60 36.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 394.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 394.60 36.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 394.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 394.60 36.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 394.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 394.60 36.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 350.60 120.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 350.60 37.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 350.60 4.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 350.60 37.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 350.60 4.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 350.60 37.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 350.60 4.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 350.60 40.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 350.60 4.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 350.60 40.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 350.60 4.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 350.60 40.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 350.60 4.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 350.60 36.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 350.60 4.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 350.60 36.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.50 350.60 4.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 350.60 36.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 350.60 4.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.50 350.60 36.00 -55.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 597.6 m 211.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 597.6 m 248.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 597.6 m 252.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 597.6 m 289.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 597.6 m 333.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 597.6 m 337.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 597.6 m 377.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 597.6 m 381.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 597.6 m 421.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 597.6 m 461.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 597.6 m 465.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 597.6 m 501.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501.5 597.6 m 505.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 597.6 m 541.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 597.6 m 545.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 597.6 m 581.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 582.6 m 207.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 582.6 m 248.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 582.6 m 289.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 597.6 m 333.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 582.6 m 333.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 597.6 m 337.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 597.6 m 377.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 582.6 m 377.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 597.6 m 381.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 597.6 m 421.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 582.6 m 421.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 597.6 m 461.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 582.6 m 461.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 597.6 m 465.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 582.6 m 465.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 597.6 m 501.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 582.6 m 501.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 597.6 m 541.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 582.6 m 541.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 597.6 m 545.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 582.6 m 545.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 597.6 m 581.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 582.6 m 581.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 540.6 m 207.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 540.6 m 248.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 540.6 m 289.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 540.6 m 333.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 540.6 m 377.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 540.6 m 421.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 540.6 m 461.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 540.6 m 501.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 540.6 m 541.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 540.6 m 581.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 526.6 m 207.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 526.6 m 248.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 526.6 m 289.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 526.6 m 333.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 526.6 m 377.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 526.6 m 421.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 526.6 m 461.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 526.6 m 501.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 526.6 m 541.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 540.6 m 581.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 526.6 m 581.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 526.6 m 207.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 473.6 m 207.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 473.6 m 248.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 473.6 m 289.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 473.6 m 333.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 473.6 m 377.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 473.6 m 421.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 473.6 m 461.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 473.6 m 501.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 473.6 m 541.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 473.6 m 581.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 473.6 m 211.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 436.6 m 207.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 436.6 m 248.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 436.6 m 289.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 436.6 m 333.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 436.6 m 377.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 436.6 m 421.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 436.6 m 461.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 436.6 m 501.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 436.6 m 541.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 436.6 m 581.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 422.6 m 207.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 422.6 m 248.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 422.6 m 289.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 422.6 m 333.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 436.6 m 377.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 422.6 m 377.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 436.6 m 421.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 422.6 m 421.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 422.6 m 461.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 422.6 m 501.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 422.6 m 541.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 422.6 m 581.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 422.6 m 207.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 422.6 m 377.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 350.6 m 207.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 350.6 m 248.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 350.6 m 289.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 350.6 m 333.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 350.6 m 377.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 350.6 m 421.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 350.6 m 461.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 350.6 m 465.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 350.6 m 501.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 350.6 m 541.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 350.6 m 581.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 296.6 m 207.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 294.6 m 207.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 296.6 m 248.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 294.6 m 248.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 296.6 m 289.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 294.6 m 289.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 296.6 m 333.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 294.6 m 333.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 296.6 m 377.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 294.6 m 377.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 296.6 m 421.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 294.6 m 421.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 296.6 m 461.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 294.6 m 461.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 296.6 m 501.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 294.6 m 501.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 296.6 m 541.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 294.6 m 541.5 294.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 296.6 m 581.5 296.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545.5 294.6 m 581.5 294.6 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 600.71259765625 m 105.509765625 600.71259765625 l s q 0 0 0 rg BT 53.00 602.28 Td (\(In millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 602.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.45 602.28 Td (Per) Tj ET Q q 0 0 0 rg BT 318.25 602.28 Td (centage of Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 402.95 606.81 Td (\(1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.35 602.28 Td (Increase \(Decrease\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 587.27 Td (Year ended December31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 178.50 587.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 219.50 587.28 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 260.50 587.28 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.00 587.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.00 587.28 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 391.00 587.28 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.80 587.28 Td (2016 vs. 2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.80 587.28 Td (2015 vs. 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 573.17 Td (Revenue:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 559.17 Td (Processing and services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 559.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.10 559.17 Td (4,625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.00 559.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.10 559.17 Td (4,411) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.00 559.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.10 559.17 Td (4,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 559.17 Td (84.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 559.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.80 559.17 Td (84.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 559.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.80 559.17 Td (83.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 559.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 559.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.60 559.17 Td (214) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.30 559.17 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 559.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.00 559.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.60 559.17 Td (192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 559.17 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.65 559.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 545.17 Td (Product) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.65 545.17 Td (880) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.65 545.17 Td (843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.65 545.17 Td (847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 545.17 Td (16.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 545.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.80 545.17 Td (16.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 545.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.80 545.17 Td (16.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 545.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 545.17 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.30 545.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 545.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.30 545.22 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 545.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.60 545.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 531.17 Td (Total revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.10 531.17 Td (5,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.10 531.17 Td (5,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.10 531.17 Td (5,066) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.80 531.17 Td (100.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 531.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.80 531.17 Td (100.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 531.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.80 531.17 Td (100.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 531.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.60 531.17 Td (251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.30 531.17 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 531.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.60 531.17 Td (188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 531.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.65 531.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 517.17 Td (Expenses:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 503.17 Td (Cost of processing and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 493.17 Td (services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.10 492.27 Td (2,212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.10 492.27 Td (2,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.10 492.27 Td (2,164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 492.27 Td (47.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 492.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.80 492.27 Td (49.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 492.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.80 492.27 Td (51.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 492.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 492.27 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.30 492.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 492.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 492.27 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 492.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.65 492.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 478.17 Td (Cost of product) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.65 478.17 Td (747) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.65 478.17 Td (731) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.65 478.17 Td (717) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 478.17 Td (84.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 478.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.80 478.17 Td (86.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 478.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.80 478.17 Td (84.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 478.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 478.17 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.30 478.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 478.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 478.17 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 478.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.65 478.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 464.17 Td (Sub-total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.10 464.17 Td (2,959) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.10 464.17 Td (2,909) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.10 464.17 Td (2,881) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 464.17 Td (53.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 464.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.80 464.17 Td (55.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 464.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.80 464.17 Td (56.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 464.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 464.17 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.30 464.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 464.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 464.17 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 464.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.65 464.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 450.17 Td (Selling, general and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 440.17 Td (administrative) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.10 441.27 Td (1,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.10 441.27 Td (1,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.65 441.27 Td (975) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 441.27 Td (20.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 441.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.80 441.27 Td (19.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 441.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.80 441.27 Td (19.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 441.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 441.27 Td (67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.30 441.27 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 441.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 441.27 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 441.27 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.65 441.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 427.17 Td (Total expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.10 427.17 Td (4,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.10 427.17 Td (3,943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.10 427.17 Td (3,856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 427.17 Td (73.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 427.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.80 427.17 Td (75.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 427.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.80 427.17 Td (76.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 427.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.60 427.17 Td (117) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.30 427.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 427.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 427.17 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 427.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.65 427.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 413.17 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.10 413.17 Td (1,445) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.10 413.17 Td (1,311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.10 413.17 Td (1,210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 413.17 Td (26.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 413.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.80 413.17 Td (24.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 413.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.80 413.17 Td (23.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 413.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.60 413.17 Td (134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.30 413.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 413.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.60 413.17 Td (101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 413.17 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.65 413.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 399.17 Td (Interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.30 399.17 Td (\(163) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.65 399.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.30 399.17 Td (\(170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.65 399.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.30 399.17 Td (\(164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.65 399.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.45 399.17 Td (\(3.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.30 399.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.45 399.17 Td (\(3.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.30 399.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.45 399.17 Td (\(3.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.30 399.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.30 399.22 Td (\(7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 399.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.95 399.17 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.30 399.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.65 399.17 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 399.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.65 399.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 385.17 Td (Interest and investment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 375.22 Td (\(loss\) income, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.30 377.27 Td (\(7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.65 377.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.65 377.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.65 377.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.45 377.27 Td (\(0.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.30 377.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.30 377.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.30 377.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.30 377.32 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 377.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.95 377.27 Td (\(800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.30 377.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 377.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.60 377.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 363.17 Td (Loss on early debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 353.22 Td (extinguishment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.65 355.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.30 355.27 Td (\(85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.65 355.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 355.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.30 355.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.45 355.27 Td (\(1.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.30 355.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.30 355.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.30 355.32 Td (\(85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 355.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.95 355.27 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.30 355.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 355.27 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.60 355.27 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 348.10 97.20 -9.09 re f /GS0 gs q 0 0 0 rg BT 53.00 341.17 Td (Income from continuing) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 62.00 338.10 101.63 -9.09 re f /GS0 gs q 0 0 0 rg BT 62.00 331.17 Td (operations before income) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 62.00 328.10 91.36 -9.09 re f /GS0 gs q 0 0 0 rg BT 62.00 321.17 Td (taxes and income from) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 62.00 318.10 54.16 -9.09 re f /GS0 gs q 0 0 0 rg BT 62.00 311.17 Td (investment in) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 62.00 308.10 93.95 -9.09 re f /GS0 gs q 0 0 0 rg BT 62.00 301.17 Td (unconsolidated affiliate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.00 300.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.10 300.27 Td (1,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.00 300.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.10 300.27 Td (1,057) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.00 300.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.10 300.27 Td (1,047) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 300.27 Td (23.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 300.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.80 300.27 Td (20.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 300.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.80 300.27 Td (20.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 300.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 300.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.60 300.27 Td (218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.30 300.27 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 300.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.00 300.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 300.27 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.65 300.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.65 300.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 275.10 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 275.10 Td (Percentage of revenue is calculated as the relevant revenue, expense, income or loss amount divided by total revenue, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 263.10 Td (except for cost of processing and services and cost of product amounts which are divided by the related component of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 251.10 Td (revenue.) 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337.75 687.07 Td (2,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 687.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.25 687.07 Td (\(62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.60 687.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.00 687.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 687.07 Td (5,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 673.07 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 673.07 Td (2,862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.75 673.07 Td (2,443) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.25 673.07 Td (\(51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.60 673.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 673.07 Td (5,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 659.07 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 659.07 Td (2,747) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.75 659.07 Td (2,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.25 659.07 Td (\(48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.60 659.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 659.07 Td (5,066) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 639.07 Td (Revenue growth:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 625.07 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 625.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.65 625.07 Td (228) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.00 625.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.30 625.07 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 625.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.25 625.07 Td (\(11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.60 625.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.00 625.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 625.07 Td (251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 611.07 Td (2016 percentage) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 611.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 611.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.30 611.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 611.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 611.07 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 611.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 597.07 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 597.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.65 597.07 Td (115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.00 597.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.30 597.07 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 597.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.25 597.07 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.60 597.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.00 597.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 597.07 Td (188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 583.07 Td (2015 percentage) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 583.07 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 583.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.30 583.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 583.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 583.07 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 583.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 563.07 Td (Operating income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 549.07 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 549.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.65 549.07 Td (943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.00 549.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.30 549.07 Td (823) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 549.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.25 549.07 Td (\(321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.60 549.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.00 549.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 549.07 Td (1,445) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 535.07 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.65 535.07 Td (840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.30 535.07 Td (826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.25 535.07 Td (\(355) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.60 535.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 535.07 Td (1,311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 521.07 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.65 521.07 Td (768) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.30 521.07 Td (773) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.25 521.07 Td (\(331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.60 521.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.15 521.07 Td (1,210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 501.07 Td (Operating income growth:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 487.07 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 487.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.65 487.07 Td (103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.00 487.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.95 487.07 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.30 487.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 487.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.60 487.07 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.00 487.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 487.07 Td (134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 473.07 Td (2016 percentage) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.65 473.07 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 473.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.30 473.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 473.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 473.07 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 473.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 459.07 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 459.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.65 459.07 Td (72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.00 459.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.30 459.07 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 459.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.25 459.07 Td (\(24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.60 459.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.00 459.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 459.07 Td (101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 445.07 Td (2015 percentage) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 445.07 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 445.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.30 445.07 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 445.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 445.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 445.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 425.07 Td (Operating margin:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 411.07 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 411.07 Td (30.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 411.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.75 411.07 Td (33.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 411.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 411.07 Td (26.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 411.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 397.07 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 397.07 Td (29.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 397.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.75 397.07 Td (33.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 397.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 397.07 Td (24.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 397.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 383.07 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 383.07 Td (28.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 383.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.75 383.07 Td (32.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 383.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 383.07 Td (23.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 383.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 363.07 Td (Operating mar) Tj ET Q q 0 0 0 rg BT 110.85 363.07 Td (gin growth: ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 159.74 367.60 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 349.07 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 349.07 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.10 349.07 Td (bps) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.95 349.07 Td (\(60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.30 349.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.10 349.07 Td (bps) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.65 349.07 Td (130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.10 349.07 Td (bps) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 335.07 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 335.07 Td (130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.10 335.07 Td (bps) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.25 335.07 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.10 335.07 Td (bps) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.65 335.07 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.10 335.07 Td (bps) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.00 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 310.00 Td (Represents the basis point growth or decline in operating mar) Tj ET Q q 0 0 0 rg BT 313.59 310.00 Td (gin.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 289.00 Td (T) Tj ET Q q 0 0 0 rg BT 54.64 289.00 Td (otal Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.00 Td (T) Tj ET Q q 0 0 0 rg BT 55.41 268.00 Td (otal revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.05 268.00 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.80 268.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.30 268.00 Td ($251 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.70 268.00 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.53 268.00 Td (5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.86 268.00 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.13 268.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.13 268.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.57 268.00 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.33 268.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.83 268.00 Td ($188 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.22 268.00 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.05 268.00 Td (4%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.38 268.00 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.66 268.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.66 268.00 Td ( compared to the prior years. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.00 Td (The increase in total revenue during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.61 256.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.61 256.00 Td ( was due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.38 256.00 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.71 256.00 Td ( revenue growth in our Payments segment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.44 256.00 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.77 256.00 Td ( revenue growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.00 Td (our Financial segment as compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.40 244.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.40 244.00 Td (. ) Tj ET Q q 0 0 0 rg BT 229.22 244.00 Td (The increase in total revenue during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.83 244.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.83 244.00 Td ( was attributable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.69 244.00 Td (4%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.02 244.00 Td ( revenue growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.00 Td (in our Payments segment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.26 232.00 Td (3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.59 232.00 Td ( revenue growth in our Financial segment as compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.74 232.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.74 232.00 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 211.00 Td (Revenue in our Payments segment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.81 211.00 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.56 211.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.06 211.00 Td ($228 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.45 211.00 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.28 211.00 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.61 211.00 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.89 211.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.89 211.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.33 211.00 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.08 211.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.58 211.00 Td ($1) Tj ET Q q 0 0 0 rg BT 416.21 211.00 Td (15million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.60 211.00 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.43 211.00 Td (4%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.76 211.00 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.04 211.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.04 211.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 199.00 Td (compared to the prior years. Payments segment revenue growth during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.75 199.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.75 199.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.19 199.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.19 199.00 Td ( was driven by our recurring revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 187.00 Td (businesses as processing and services revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.61 187.00 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.37 187.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.87 187.00 Td ($175 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.26 187.00 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.09 187.00 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.42 187.00 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.36 187.00 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.11 187.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.61 187.00 Td ($129 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.00 187.00 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.83 187.00 Td (6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.16 187.00 Td (, respectively) Tj ET Q q 0 0 0 rg BT 552.82 187.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 175.00 Td (over the prior years. ) Tj ET Q q 0 0 0 rg BT 132.84 175.00 Td (The growth in both years was primarily due to new client additions and increased transaction volumes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 163.00 Td (from existing clients in our card services, electronic payments and digital channels businesses, as well as our biller solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 151.00 Td (business in 2015. In 2016, Payments segment revenue growth was positively impacted by revenue from acquired businesses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 139.00 Td (totaling $86 million and an increase in product revenue of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.38 139.00 Td ($53 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.77 139.00 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.60 139.00 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.93 139.00 Td (, compared to 2015, primarily due to increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 127.00 Td (volumes in our output solutions business, including a higher level of card manufacturing and personalization. ) Tj ET Q q 0 0 0 rg BT 489.45 127.00 Td (The revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 115.00 Td (growth in 2015 was partially of) Tj ET Q q 0 0 0 rg BT 175.63 115.00 Td (fset by lower software license revenue as compared to 2014.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.00 Td (Revenue in our Financial segment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.13 94.00 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.88 94.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.38 94.00 Td ($34 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.78 94.00 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.61 94.00 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.94 94.00 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.21 94.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.21 94.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.65 94.00 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.41 94.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.91 94.00 Td ($76 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.30 94.00 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.13 94.00 Td (3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.46 94.00 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.24 94.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.24 94.00 Td ( compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.00 Td (the prior years. In both 2016 and 2015, Financial segment revenue growth was favorably impacted by increased processing and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.00 Td (services revenue in our account processing and lending businesses, including higher contract termination fee revenue in 2015, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.00 Td (as compared to the prior years. ) Tj ET Q q 0 0 0 rg BT 175.61 58.00 Td (This growth was partially of) Tj ET Q q 0 0 0 rg BT 288.74 58.00 Td (fset by lower revenue in our international business in 2016 and by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.00 Td (negative foreign currency fluctuations of approximately 70 basis points in 2015.) Tj ET Q endstream endobj 49 0 obj <>] /Rotate 0 /Contents 50 0 R>> endobj 50 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (22) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (T) Tj ET Q q 0 0 0 rg BT 54.64 742.10 Td (otal Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.10 Td (T) Tj ET Q q 0 0 0 rg BT 55.41 721.10 Td (otal expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 721.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.26 721.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.76 721.10 Td ($1) Tj ET Q q 0 0 0 rg BT 161.39 721.10 Td (17 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.78 721.10 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.61 721.10 Td (3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.94 721.10 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.22 721.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.22 721.10 Td ( compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.92 721.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.92 721.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.36 721.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.11 721.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.61 721.10 Td ($87 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.00 721.10 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.83 721.10 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.16 721.10 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.44 721.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.44 721.10 Td ( compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.28 709.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.28 709.10 Td (. ) Tj ET Q q 0 0 0 rg BT 85.10 709.10 Td (T) Tj ET Q q 0 0 0 rg BT 90.51 709.10 Td (otal expenses as a percentage of total revenue was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.47 709.10 Td (73.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.30 709.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.30 709.10 Td (75.1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.13 709.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.57 709.10 Td (76.1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.40 709.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.18 709.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.18 709.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.18 709.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.18 709.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.62 709.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.62 709.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 545.28 709.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 688.10 Td (Cost of processing and services as a percentage of processing and services revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.04 688.10 Td (decreased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.46 688.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.24 688.10 Td (47.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.07 688.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.84 688.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.84 688.10 Td ( compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 676.10 Td (49.4%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.83 676.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.61 676.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.61 676.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.05 676.10 Td (51.3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.88 676.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.66 676.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.66 676.10 Td (. Cost of processing and services as a percentage of processing and services revenue was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.10 Td (favorably impacted in both 2016 and 2015 by increased operating leverage in our recurring revenue businesses, as well as by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.10 Td (operating ef) Tj ET Q q 0 0 0 rg BT 97.85 652.10 Td (ficiency initiatives across the company that have benefited our overall cost structure. Cost of processing and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (services as a percentage of processing and services revenue in 2016 was also favorably impacted by lower amortization related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (to certain fully amortized acquisition-related intangible assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 607.10 Td (Cost of product as a percentage of product revenue was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.36 607.10 Td (84.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.19 607.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.97 607.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.97 607.10 Td ( compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.67 607.10 Td (86.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.50 607.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.28 607.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.28 607.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.72 607.10 Td (84.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.55 607.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.33 607.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.33 607.10 Td (. Cost of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 595.10 Td (product as a percentage of product revenue was favorably impacted in 2016 by an increase in higher) Tj ET Q q 0 0 0 rg BT 450.75 595.10 Td (-mar) Tj ET Q q 0 0 0 rg BT 469.45 595.10 Td (gin software license ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 583.10 Td (revenue and negatively impacted in 2015 by increased expenses in our output solutions business associated with additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.10 Td (investments to expand our card manufacturing and personalization capacity) Tj ET Q q 0 0 0 rg BT 351.46 571.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (Selling, general and administrative expenses as a percentage of total revenue was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.37 550.10 Td (20.0%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.20 550.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.20 550.10 Td (19.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.03 550.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.47 550.10 Td (19.2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.30 550.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.08 550.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.08 550.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.08 550.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.08 550.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 538.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 122.66 538.10 Td (. ) Tj ET Q q 0 0 0 rg BT 127.48 538.10 Td (The increase in selling, general and administrative expenses as a percentage of total revenue was primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (due to acquisition and related integration costs in 2016 as compared to 2015 and increased share-based compensation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (incremental costs associated with data center and real estate consolidation activities in 2015 as compared to 2014.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 493.10 Td (Operating Income and Operating Mar) Tj ET Q q 0 0 0 rg BT 203.50 493.10 Td (gin) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (T) Tj ET Q q 0 0 0 rg BT 55.41 472.10 Td (otal operating income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.10 472.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.86 472.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.36 472.10 Td ($134 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.75 472.10 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.58 472.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.91 472.10 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.19 472.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.19 472.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.63 472.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.38 472.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.88 472.10 Td ($101 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.27 472.10 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.10 472.10 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.43 472.10 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.71 472.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.71 472.10 Td ( compared to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (prior years. ) Tj ET Q q 0 0 0 rg BT 97.86 460.10 Td (T) Tj ET Q q 0 0 0 rg BT 103.27 460.10 Td (otal operating mar) Tj ET Q q 0 0 0 rg BT 176.39 460.10 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.67 460.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.42 460.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.20 460.10 Td (26.2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.03 460.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.81 460.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.81 460.10 Td ( from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.25 460.10 Td (24.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.08 460.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.86 460.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.86 460.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 460.10 Td (23.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.13 460.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.90 460.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.90 460.10 Td (. Operating income and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (operating mar) Tj ET Q q 0 0 0 rg BT 105.63 448.10 Td (gin improvements in 2016 and 2015 were driven by revenue growth and operational ef) Tj ET Q q 0 0 0 rg BT 452.29 448.10 Td (fectiveness initiatives.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 427.10 Td (Operating income in our Payments segment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.74 427.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.49 427.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.99 427.10 Td ($103 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.38 427.10 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.21 427.10 Td (12%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.54 427.10 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.48 427.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.24 427.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.74 427.10 Td ($72 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.13 427.10 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.96 427.10 Td (9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.29 427.10 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.57 427.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.57 427.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 415.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 415.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 122.66 415.10 Td (, compared to the prior years. Operating mar) Tj ET Q q 0 0 0 rg BT 300.47 415.10 Td (gins were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.57 415.10 Td (30.5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.40 415.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.40 415.10 Td (29.3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.23 415.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.67 415.10 Td (28.0%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 415.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.27 415.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.27 415.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.27 415.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.27 415.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.71 415.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.71 415.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 403.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.66 403.10 Td (, improving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.83 403.10 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.83 403.10 Td ( basis points in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.05 403.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.05 403.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.49 403.10 Td (130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.49 403.10 Td ( basis points in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.72 403.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.72 403.10 Td (. ) Tj ET Q q 0 0 0 rg BT 365.54 403.10 Td (The increases in operating income and operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 391.10 Td (mar) Tj ET Q q 0 0 0 rg BT 65.37 391.10 Td (gin in 2016 and 2015 were primarily due to revenue growth and scale ef) Tj ET Q q 0 0 0 rg BT 353.71 391.10 Td (ficiencies in a number of our businesses, along with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 379.10 Td (increased volumes and product mix in our output solutions business in 2016. Payments segment operating mar) Tj ET Q q 0 0 0 rg BT 491.98 379.10 Td (gin improvement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 367.10 Td (was partially of) Tj ET Q q 0 0 0 rg BT 112.02 367.10 Td (fset in 2016 by the dilutive mar) Tj ET Q q 0 0 0 rg BT 237.37 367.10 Td (gin impact from acquisitions and in 2015 by increased expenses associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 355.10 Td (additional investments in our biller and output solutions businesses, along with a decrease in higher) Tj ET Q q 0 0 0 rg BT 447.78 355.10 Td (-mar) Tj ET Q q 0 0 0 rg BT 466.48 355.10 Td (gin software license ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.10 Td (revenue compared to the prior year) Tj ET Q q 0 0 0 rg BT 189.66 343.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (Operating income in our Financial segment was generally consistent in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.59 322.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.59 322.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.03 322.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.78 322.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.28 322.10 Td ($53 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.68 322.10 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.51 322.10 Td (7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.84 322.10 Td (, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.11 322.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.11 322.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (compared to the prior years. Operating mar) Tj ET Q q 0 0 0 rg BT 222.81 310.10 Td (gins were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.91 310.10 Td (33.2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.74 310.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.74 310.10 Td (33.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.57 310.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.00 310.10 Td (32.6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.83 310.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.61 310.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.61 310.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.61 310.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.61 310.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.05 310.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.05 310.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 515.71 310.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (decreasing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.25 298.10 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.25 298.10 Td ( basis points in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.48 298.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.48 298.10 Td ( and improving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.08 298.10 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.08 298.10 Td ( basis points in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.31 298.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.31 298.10 Td (. Operating income and operating mar) Tj ET Q q 0 0 0 rg BT 500.30 298.10 Td (gin in 2016 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (were negatively impacted by product mix, lower international revenue and increased expenses associated with incremental ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td (investments in innovation-based solutions. Operating income and operating mar) Tj ET Q q 0 0 0 rg BT 370.03 274.10 Td (gin were positively impacted in 2015 by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (revenue growth, including higher contract termination fee revenue, along with operational ef) Tj ET Q q 0 0 0 rg BT 420.51 262.10 Td (fectiveness initiatives and scale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 250.10 Td (ficiencies primarily in our account processing businesses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 229.10 Td (The operating loss in Corporate and Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.34 229.10 Td (decreased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.76 229.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.26 229.10 Td ($34 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.65 229.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.43 229.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.43 229.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.87 229.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.62 229.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.12 229.10 Td ($24million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.51 229.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.29 229.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.29 229.10 Td ( compared to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 217.10 Td (prior years. ) Tj ET Q q 0 0 0 rg BT 97.86 217.10 Td (The operating loss improvement in 2016 was primarily due to lower amortization related to certain fully amortized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 205.10 Td (acquisition-related intangible assets, partially of) Tj ET Q q 0 0 0 rg BT 241.70 205.10 Td (fset by acquisition and related integration costs, including a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.20 205.10 Td ($10 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.59 205.10 Td ( non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 193.10 Td (cash impairment char) Tj ET Q q 0 0 0 rg BT 135.89 193.10 Td (ge associated with the decision to replace existing software with an acquired solution. ) Tj ET Q q 0 0 0 rg BT 481.17 193.10 Td (The operating loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 181.10 Td (increase in 2015 was attributable to increased costs incurred in conjunction with the achievement of our operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 169.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 169.10 Td (fectiveness objectives, including incremental costs related to data center and real estate consolidation activities, as compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.10 Td (to the prior year) Tj ET Q q 0 0 0 rg BT 113.59 157.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 136.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.07 136.10 Td (est Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 115.10 Td (Interest expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.19 115.10 Td (decreased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.61 115.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.11 115.10 Td ($7million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.50 115.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.28 115.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.28 115.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.71 115.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.47 115.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.97 115.10 Td ($6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.36 115.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.14 115.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.14 115.10 Td ( compared to the prior years. ) Tj ET Q q 0 0 0 rg BT 484.41 115.10 Td (The higher interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 103.10 Td (expense in 2015 was primarily due to the reclassification of $7 million to interest expense for unamortized losses on settled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 91.10 Td (cash flow hedges related to the early extinguishment of debt.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.07 70.10 Td (est and Investment \(Loss\) Income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 49.10 Td (The net interest and investment loss in 2016 was attributable to a non-cash write-of) Tj ET Q q 0 0 0 rg BT 382.79 49.10 Td (f of a $7 million cost-method investment.) Tj ET Q endstream endobj 51 0 obj <>] /Rotate 0 /Contents 52 0 R>> endobj 52 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (23) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (Loss on Early Debt Extinguishment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.10 Td (In May 2015, we redeemed our $600 million aggregate principal amount of 3.125% senior notes due in 2016 and $500 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (aggregate principal amount of 6.8% senior notes due in 2017, which resulted in a pre-tax loss on early debt extinguishment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.10 Td ($85 million related to make-whole payments and other costs associated with redemption.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 676.10 Td (Income T) Tj ET Q q 0 0 0 rg BT 86.57 676.10 Td (ax Pr) Tj ET Q q 0 0 0 rg BT 108.14 676.10 Td (ovision) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 655.10 Td (Income tax provision as a percentage of income from continuing operations before income from investment in unconsolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 643.10 Td (af) Tj ET Q q 0 0 0 rg BT 57.59 643.10 Td (filiate was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.46 643.10 Td (38.6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.29 643.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.07 643.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.07 643.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.07 643.10 Td (35.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.90 643.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.68 643.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.68 643.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.12 643.10 Td (36.6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.95 643.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.72 643.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.72 643.10 Td (. ) Tj ET Q q 0 0 0 rg BT 306.54 643.10 Td (The higher rate in 2016 and lower rate in 2015 compared to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 631.10 Td (prior years were primarily due to the level of income tax expense associated with our share of the net gains on the sales by our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 619.10 Td (unconsolidated af) Tj ET Q q 0 0 0 rg BT 120.63 619.10 Td (filiate, StoneRiver) Tj ET Q q 0 0 0 rg BT 193.54 619.10 Td (, of a business interest in 2016 and subsidiary businesses in 2015.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (Income fr) Tj ET Q q 0 0 0 rg BT 88.23 598.10 Td (om Investment in Unconsolidated ) Tj ET Q q 0 0 0 rg BT 224.69 598.10 Td (Affiliate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.10 Td (Our share of the income of StoneRiver was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.51 577.10 Td ($147 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.90 577.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.90 577.10 Td ($32 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.29 577.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.73 577.10 Td ($91 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.12 577.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.90 577.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.90 577.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.90 577.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.90 577.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.34 577.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.34 577.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 544.00 577.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 565.10 Td (During 2016, StoneRiver recognized a net gain on the sale of a business interest, and in 2015 and 2014, recognized net gains on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.10 Td (the sales of subsidiary businesses. Our pre-tax share of the net gains and related expenses on these transactions was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 541.10 Td ($146million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.39 541.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.17 541.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.17 541.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.17 541.10 Td ($29 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.56 541.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.34 541.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.34 541.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.78 541.10 Td ($87 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.17 541.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.95 541.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.95 541.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (Net Income Per Shar) Tj ET Q q 0 0 0 rg BT 133.77 520.10 Td (e - Diluted fr) Tj ET Q q 0 0 0 rg BT 185.34 520.10 Td (om Continuing Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 499.10 Td (Net income per share-diluted from continuing operations was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.26 499.10 Td ($4.15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.76 499.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.54 499.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.54 499.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.98 499.10 Td ($2.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.48 499.10 Td ( in both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.54 499.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.54 499.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.97 499.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.97 499.10 Td (. Net income per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 487.10 Td (share-diluted from continuing operations was favorably impacted from our share of net investments gains, primarily from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 475.10 Td (StoneRiver capital transactions, of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.24 475.10 Td ($0.39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.74 475.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.74 475.10 Td ($0.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.24 475.10 Td ( and $0.20 per share in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.82 475.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.82 475.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.82 475.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.82 475.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.26 475.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.26 475.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 470.92 475.10 Td (, and was negatively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 463.10 Td (impacted in 2016 by mer) Tj ET Q q 0 0 0 rg BT 149.79 463.10 Td (ger and integration costs of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.15 463.10 Td ($0.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.65 463.10 Td ( per share and in 2015 by debt extinguishment and refinancing costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 451.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.83 451.10 Td ($0.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.33 451.10 Td ( per share. ) Tj ET Q q 0 0 0 rg BT 127.02 451.10 Td (The amortization of acquisition-related intangible assets also reduced net income per share-diluted from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 439.10 Td (continuing operations by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.93 439.10 Td ($0.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.43 439.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.43 439.10 Td ($0.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.93 439.10 Td ( and $0.52 per share in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.51 439.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.51 439.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.51 439.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.51 439.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.95 439.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.95 439.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 432.61 439.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (Liquidity and Capital Resour) Tj ET Q q 0 0 0 rg BT 175.68 418.10 Td (ces) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 397.10 Td (General) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (Our primary liquidity needs are: \(i\)to fund normal operating expenses; \(ii\)to meet the interest and principal requirements of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (our outstanding indebtedness; and \(iii\)to fund capital expenditures and operating lease payments. ) Tj ET Q q 0 0 0 rg BT 443.05 364.10 Td (W) Tj ET Q q 0 0 0 rg BT 451.68 364.10 Td (e believe these needs will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (be satisfied using cash flow generated by our operations, along with our cash and cash equivalents of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.55 352.10 Td ($300 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.94 352.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (available borrowings under our revolving credit facility of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.48 340.10 Td ($1.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.59 340.10 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.39 340.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.39 340.10 Td (. ) Tj ET Q q 0 0 0 rg BT 427.21 340.10 Td (The following table summarizes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (our operating cash flow and capital expenditure amounts for the years ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.81 328.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.81 328.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.25 328.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.25 328.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 528.91 328.10 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 272.60 264.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 272.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 272.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 272.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 272.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 272.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 272.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 272.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 242.60 264.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 242.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 242.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 242.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 242.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 242.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 242.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 242.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 212.60 264.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 212.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 212.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 212.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 212.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 212.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 212.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 212.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 182.60 264.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 182.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 182.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 182.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 182.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 182.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 182.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 182.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 152.60 264.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 152.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 152.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 152.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 152.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 152.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 152.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 152.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 122.60 264.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 122.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 122.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 122.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 122.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 122.60 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 122.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 122.60 59.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 285.6 m 373.5 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 285.6 m 377.5 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 285.6 m 436.5 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 285.6 m 499.5 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 285.6 m 503.5 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 285.6 m 562.5 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 285.6 m 373.5 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 272.6 m 373.5 272.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 285.6 m 436.5 285.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 272.6 m 436.5 272.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 272.6 m 499.5 272.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 272.6 m 562.5 272.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 272.6 m 373.5 272.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 272.6 m 436.5 272.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 272.6 m 499.5 272.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 272.6 m 562.5 272.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 122.60000000000002 m 373.5 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 122.60000000000002 m 436.5 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 122.60000000000002 m 499.5 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 122.60000000000002 m 373.5 122.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 108.60000000000002 m 373.5 108.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 106.60000000000002 m 373.5 106.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 108.60000000000002 m 436.5 108.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 106.60000000000002 m 436.5 106.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 108.60000000000002 m 499.5 108.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 106.60000000000002 m 499.5 106.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 108.60000000000002 m 562.5 108.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 106.60000000000002 m 562.5 106.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 106.60000000000002 m 373.5 106.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 108.60000000000002 m 373.5 108.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 93.60000000000002 m 373.5 93.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 91.60000000000002 m 373.5 91.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 106.60000000000002 m 436.5 106.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 108.60000000000002 m 436.5 108.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 93.60000000000002 m 436.5 93.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 91.60000000000002 m 436.5 91.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 93.60000000000002 m 499.5 93.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 91.60000000000002 m 499.5 91.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 93.60000000000002 m 562.5 93.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 91.60000000000002 m 562.5 91.60000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 290.27 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 55.50 290.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.90 299.33 Td (Y) Tj ET Q q 0 0 0 rg BT 356.01 299.33 Td (ear) Tj ET Q q 0 0 0 rg BT 369.71 299.33 Td ( Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.90 289.33 Td (December) Tj ET Q q 0 0 0 rg BT 389.02 289.33 Td (31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.35 290.28 Td (Increase \(Decrease\)) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 274.76259765625 m 105.509765625 274.76259765625 l s q 0 0 0 rg BT 53.00 276.33 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.50 276.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.50 276.33 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 276.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.50 276.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 263.17 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 262.27 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 262.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.65 262.27 Td (712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.00 262.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 262.27 Td (218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 248.17 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 247.27 Td (411) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.65 247.27 Td (417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.30 247.32 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 247.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 233.17 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.65 232.27 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.65 232.27 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.65 232.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 218.17 Td (Excess tax benefits from share-based awards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.30 217.32 Td (\(51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.65 217.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.30 217.32 Td (\(38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 217.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.30 217.32 Td (\(13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 217.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 203.17 Td (Deferred income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.65 202.27 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.65 202.27 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.65 202.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 188.17 Td (Income from investment in unconsolidated affiliate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.30 187.32 Td (\(147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.65 187.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.30 187.32 Td (\(32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 187.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.30 187.32 Td (\(115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 187.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 173.17 Td (Dividends from unconsolidated affiliate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 172.27 Td (151) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.65 172.27 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 172.27 Td (115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 158.17 Td (Non-cash impairment charges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.65 157.27 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 157.27 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 157.27 Td (11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 143.17 Td (Loss on early debt extinguishment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.65 142.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.65 142.27 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.30 142.32 Td (\(85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 142.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 128.17 Td (Net changes in working capital and other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.65 127.27 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.65 127.27 Td (75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.30 127.32 Td (\(44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 127.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 113.17 Td (Operating cash flow) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 112.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 112.27 Td (1,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 112.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.15 112.27 Td (1,346) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.00 112.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 112.27 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 112.27 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 112.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 97.27 Td (Capital expenditures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 97.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 97.27 Td (290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 97.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.65 97.27 Td (359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.00 97.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.30 97.32 Td (\(69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 97.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.95 97.27 Td (\(19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.30 97.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 72.10 Td (Our net cash provided by operating activities, or operating cash flow) Tj ET Q q 0 0 0 rg BT 323.99 72.10 Td (, was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.04 72.10 Td ($1.43 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 72.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.93 72.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.93 72.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.93 72.10 Td (an increase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.63 72.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.96 72.10 Td (6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.29 72.10 Td ( compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.28 60.10 Td ($1.35 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.39 60.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.17 60.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.17 60.10 Td (. ) Tj ET Q q 0 0 0 rg BT 158.99 60.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.27 60.10 Td (increase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.02 60.10 Td ( was primarily due to improved operating results and an increase in cash dividends ) Tj ET Q endstream endobj 53 0 obj <>] /Rotate 0 /Contents 54 0 R>> endobj 54 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (received from our StoneRiver joint venture, partially of) Tj ET Q q 0 0 0 rg BT 271.42 742.10 Td (fset by lower cash inflow from net working capital changes primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (related to timing of receivable collections.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (Our current policy is to use our operating cash flow primarily to fund capital expenditures, share repurchases and acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.10 Td (and to repay debt rather than to pay dividends. Our capital expenditures were approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.26 697.10 Td (5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.59 697.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.03 697.10 Td (7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.36 697.10 Td ( of our total revenue in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 685.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.44 685.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.44 685.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 162.10 685.10 Td (. Capital expenditures in 2015 include $70 million related to our ) Tj ET Q q 0 0 0 rg BT 420.94 685.10 Td (Atlanta facility consolidation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.10 Td (consisting primarily of leasehold improvements and furniture and equipment, of which $25 million is of) Tj ET Q q 0 0 0 rg BT 466.13 673.10 Td (fset by landlord ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.10 Td (reimbursements included in net changes in working capital and other) Tj ET Q q 0 0 0 rg BT 325.20 661.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.83 640.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.83 640.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.27 640.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.27 640.10 Td (, we received cash dividends of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.28 640.10 Td ($151 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.67 640.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.11 640.10 Td ($36 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.50 640.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 418.16 640.10 Td (, from our StoneRiver joint venture. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (These dividends, in their entirety) Tj ET Q q 0 0 0 rg BT 181.26 628.10 Td (, represented returns on our investment and are reported in cash flows from operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 616.10 Td (activities. In addition, we acquired the Convenience Pay Services business of Hewlett Packard Enterprise Company and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 604.10 Td (Community Financial Services business of ) Tj ET Q q 0 0 0 rg BT 223.04 604.10 Td (ACI ) Tj ET Q q 0 0 0 rg BT 242.58 604.10 Td (W) Tj ET Q q 0 0 0 rg BT 251.22 604.10 Td (orldwide, Inc. for an aggregate purchase price of $265 million during 2016. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 592.10 Td (e funded these acquisitions by utilizing a combination of available cash and existing availability under our revolving credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 580.10 Td (facility) Tj ET Q q 0 0 0 rg BT 77.67 580.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 559.10 Td (Share Repurchases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 538.10 Td (e purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.61 538.10 Td ($1.20 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.73 538.10 Td ( and $1.47 billion of our common stock in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.82 538.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.82 538.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.26 538.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.26 538.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 442.92 538.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.92 538.10 Td (On each of November 18, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (2015 and November 16, 2016, our board of directors authorized the purchase of up to 15.0million shares of our common stock.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.27 526.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.03 514.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.03 514.10 Td (, we had approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.38 514.10 Td (20.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.28 514.10 Td ( shares remaining under these authorizations. Shares repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (are generally held for issuance in connection with our equity plans.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 481.10 Td (Indebtedness) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 433.60 382.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 433.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 433.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 433.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 405.60 382.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 405.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 405.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 405.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 377.60 382.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 377.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 377.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 377.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 349.60 382.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 349.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 349.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 349.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 321.60 382.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 321.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 321.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 321.60 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 447.6 m 495.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 447.6 m 499.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 447.6 m 562.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 447.6 m 495.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 433.6 m 495.5 433.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 447.6 m 562.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 433.6 m 562.5 433.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 433.6 m 495.5 433.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 433.6 m 562.5 433.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 321.6 m 495.5 321.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 321.6 m 562.5 321.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 321.6 m 495.5 321.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 308.6 m 495.5 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 306.6 m 495.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 308.6 m 562.5 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 306.6 m 562.5 306.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 452.17 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 55.50 452.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.90 452.28 Td (December31,) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 436.71259765625 m 105.509765625 436.71259765625 l s q 0 0 0 rg BT 53.00 438.28 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.50 438.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 520.50 438.28 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 424.17 Td (Revolving credit facility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 424.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 424.17 Td (647) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.00 424.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 424.17 Td (379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 410.17 Td (Term loan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 410.17 Td (629) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 410.17 Td (628) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 396.17 Td (2.7% senior notes due 2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 396.17 Td (845) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 396.17 Td (843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 382.17 Td (4.625% senior notes due 2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 382.17 Td (448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 382.17 Td (448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 368.17 Td (4.75% senior notes due 2021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 368.17 Td (398) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 368.17 Td (397) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 354.17 Td (3.5% senior notes due 2022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 354.17 Td (695) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 354.17 Td (694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 340.17 Td (3.85% senior notes due 2025) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 340.17 Td (893) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 340.17 Td (893) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 326.17 Td (Other borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 326.17 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 326.17 Td (11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 312.17 Td (Long-term debt \(including current maturities\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 312.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 312.17 Td (4,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.00 312.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 312.17 Td (4,293) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 287.10 Td (At December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.08 287.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.08 287.10 Td (, our long-term debt consisted primarily of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.82 287.10 Td ($3.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.94 287.10 Td ( of senior notes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.31 287.10 Td ($647 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.71 287.10 Td ( of revolving credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 275.10 Td (facility borrowings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.81 275.10 Td ($629 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.20 275.10 Td ( of term loan borrowings. ) Tj ET Q q 0 0 0 rg BT 301.45 275.10 Td (W) Tj ET Q q 0 0 0 rg BT 310.08 275.10 Td (e were in compliance with all financial debt covenants during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 263.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 263.10 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 242.10 Td (Revolving Cr) Tj ET Q q 0 0 0 rg BT 102.67 242.10 Td (edit Facility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 221.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 221.10 Td (e maintain a $2.0 billion revolving credit agreement with a syndicate of banks that matures in ) Tj ET Q q 0 0 0 rg BT 434.37 221.10 Td (April 2020. Borrowings under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 209.10 Td (the revolving credit facility bear interest at a variable rate based on LIBOR or on a base rate, plus a specified mar) Tj ET Q q 0 0 0 rg BT 502.97 209.10 Td (gin based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 197.10 Td (our long-term debt rating in ef) Tj ET Q q 0 0 0 rg BT 171.17 197.10 Td (fect from time to time. ) Tj ET Q q 0 0 0 rg BT 263.74 197.10 Td (The variable interest rate on the revolving credit facility borrowings was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 185.10 Td (1.81%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.83 185.10 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.63 185.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.63 185.10 Td (. ) Tj ET Q q 0 0 0 rg BT 171.45 185.10 Td (There are no significant commitment fees and no compensating balance requirements. ) Tj ET Q q 0 0 0 rg BT 518.36 185.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 173.10 Td (revolving credit facility contains various restrictions and covenants that require us, among other things, to: \(i\)limit our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 161.10 Td (consolidated indebtedness as of the end of each fiscal quarter to no more than three and one-half times consolidated net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 149.10 Td (earnings before interest, taxes, depreciation and amortization and certain other adjustments during the period of four fiscal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 137.10 Td (quarters then ended, and \(ii\)maintain consolidated net earnings before interest, taxes, depreciation and amortization and certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 125.10 Td (other adjustments of at least three times consolidated interest expense as of the end of each fiscal quarter for the period of four ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 113.10 Td (fiscal quarters then ended.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 92.10 Td (T) Tj ET Q q 0 0 0 rg BT 54.64 92.10 Td (erm Loan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 71.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 71.10 Td (e maintain a term loan with a syndicate of banks that matures in October 2018 and bears interest at a variable rate based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 59.10 Td (LIBOR or on a base rate, plus a specified mar) Tj ET Q q 0 0 0 rg BT 233.09 59.10 Td (gin based on our long-term debt rating in ef) Tj ET Q q 0 0 0 rg BT 407.31 59.10 Td (fect from time to time. ) Tj ET Q q 0 0 0 rg BT 499.88 59.10 Td (The variable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 47.10 Td (interest rate on the term loan borrowings was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.28 47.10 Td (2.02%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.11 47.10 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.91 47.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.91 47.10 Td (. ) Tj ET Q q 0 0 0 rg BT 354.36 47.10 Td (A) Tj ET Q q 0 0 0 rg BT 361.03 47.10 Td ( scheduled principal payment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.82 47.10 Td ($90million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.21 47.10 Td ( is ) Tj ET Q endstream endobj 55 0 obj <>] /Rotate 0 /Contents 56 0 R>> endobj 56 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (due on December 31, 2017, with the outstanding principal balance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.09 742.10 Td ($540 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.48 742.10 Td ( due at maturity) Tj ET Q q 0 0 0 rg BT 442.87 742.10 Td (. ) Tj ET Q q 0 0 0 rg BT 447.69 742.10 Td (The term loan facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (contains various restrictions and covenants substantially similar to those contained in the revolving credit facility described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (above. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 697.10 Td (Senior Notes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 676.10 Td (In May 2015, we completed an of) Tj ET Q q 0 0 0 rg BT 185.06 676.10 Td (fering of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.27 676.10 Td ($1.75billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.38 676.10 Td ( of senior notes comprised of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.24 676.10 Td ($850million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.63 676.10 Td ( aggregate principal amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.83 664.10 Td (2.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.66 664.10 Td ( senior notes due in June 2020 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.19 664.10 Td ($900 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.58 664.10 Td ( aggregate principal amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.81 664.10 Td (3.85%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.64 664.10 Td ( senior notes due in June 2025. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.10 Td (The notes pay interest at the stated rates semi-annually on June1 and December1, which commenced on December1, 2015. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (Our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.05 640.10 Td (4.625%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.88 640.10 Td ( senior notes due in October 2020 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.29 640.10 Td (3.5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.12 640.10 Td ( senior notes due in October 2022 pay interest at the stated rates on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (April1 and October1 of each year) Tj ET Q q 0 0 0 rg BT 188.55 628.10 Td (. Our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.61 628.10 Td (4.75%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.44 628.10 Td ( senior notes due in June 2021 pay interest at the stated rate on June15 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 616.10 Td (December15 of each year) Tj ET Q q 0 0 0 rg BT 154.38 616.10 Td (. ) Tj ET Q q 0 0 0 rg BT 159.20 616.10 Td (The interest rates applicable to the senior notes are subject to an increase of up to two percent in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 604.10 Td (event that our credit rating is downgraded below investment grade. ) Tj ET Q q 0 0 0 rg BT 320.01 604.10 Td (The indentures governing the senior notes contain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.10 Td (covenants that, among other matters, limit \(i\)our ability to consolidate or mer) Tj ET Q q 0 0 0 rg BT 361.41 592.10 Td (ge into, or convey) Tj ET Q q 0 0 0 rg BT 432.96 592.10 Td (, transfer or lease all or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 580.10 Td (substantially all of our properties and assets to, another person; \(ii\)our and certain of our subsidiaries) Tj ET Q q 0 0 0 rg BT 458.32 580.10 Td ( ability to create or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 568.10 Td (assume liens, and \(iii\)our and certain of our subsidiaries) Tj ET Q q 0 0 0 rg BT 279.19 568.10 Td ( ability to engage in sale and leaseback transactions. In October 2015, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 556.10 Td (we used our available borrowings under the revolving credit facility to repay the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.06 556.10 Td ($300 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.45 556.10 Td ( aggregate principal amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td (3.125%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.83 544.10 Td ( senior notes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 523.10 Td (In May 2015, we used the net proceeds from the of) Tj ET Q q 0 0 0 rg BT 253.93 523.10 Td (fering described above to redeem our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.53 523.10 Td ($600 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.92 523.10 Td ( aggregate principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 511.10 Td (amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.33 511.10 Td (3.125%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.16 511.10 Td ( senior notes due in June 2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.69 511.10 Td ($500 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.08 511.10 Td ( aggregate principal amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.31 511.10 Td (6.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.14 511.10 Td ( senior notes due in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 499.10 Td (November 2017. ) Tj ET Q q 0 0 0 rg BT 119.53 499.10 Td (W) Tj ET Q q 0 0 0 rg BT 128.16 499.10 Td (e recorded a pre-tax loss on early debt extinguishment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.09 499.10 Td ($85 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.48 499.10 Td ( related to make-whole payments and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 487.10 Td (other costs associated with this redemption. In addition, we paid scheduled December 2015 and December 2016 principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 475.10 Td (payments on the term loan totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.64 475.10 Td ($180 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.03 475.10 Td ( and repaid, at that time, outstanding borrowings under the revolving credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 463.10 Td (facility) Tj ET Q q 0 0 0 rg BT 77.67 463.10 Td (. ) Tj ET Q q 0 0 0 rg BT 82.49 463.10 Td (The remaining net proceeds from the of) Tj ET Q q 0 0 0 rg BT 241.14 463.10 Td (fering were used for general corporate purposes.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 421.10 Td (Access to capital markets impacts our cost of capital, our ability to refinance maturing debt and our ability to fund future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.10 Td (acquisitions. Our ability to access capital on favorable terms depends on a number of factors, including general market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.10 Td (conditions, interest rates, credit ratings on our debt securities, perception of our potential future earnings and the market price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 385.10 Td (of our common stock. ) Tj ET Q q 0 0 0 rg BT 139.71 385.10 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.74 385.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.74 385.10 Td (, we had a corporate credit rating of Baa2 with a stable outlook from Moody) Tj ET Q q 0 0 0 rg BT 550.70 385.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 373.10 Td (Investors Service, Inc. \(Moody) Tj ET Q q 0 0 0 rg BT 181.35 373.10 Td (s\) and BBB with a stable outlook from Standard& Poor) Tj ET Q q 0 0 0 rg BT 410.59 373.10 Td () Tj ET Q q 0 0 0 rg BT 413.36 373.10 Td (s Ratings Services \(S&P\) on our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 361.10 Td (senior unsecured debt securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (The interest rates payable on our senior notes, revolving credit facility and term loan are subject to adjustment from time to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (time if Moody) Tj ET Q q 0 0 0 rg BT 110.55 328.10 Td (s or S&P) Tj ET Q q 0 0 0 rg BT 146.30 328.10 Td ( changes the debt rating applicable to the notes. If the ratings from Moody) Tj ET Q q 0 0 0 rg BT 445.66 328.10 Td (s or S&P) Tj ET Q q 0 0 0 rg BT 481.42 328.10 Td ( decrease below ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td (investment grade, the per annum interest rates are subject to increase by up to two percent. In no event will the total increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (the per annum interest rates exceed two percent above the original interest rates, nor will the per annum interest rate be reduced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (below the original interest rate applicable to the senior notes.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 271.10 Td (Off-Balance Sheet ) Tj ET Q q 0 0 0 rg BT 129.43 271.10 Td (Arrangements and Contractual Obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 250.10 Td (e do not participate in, nor have we created, any of) Tj ET Q q 0 0 0 rg BT 261.15 250.10 Td (f-balance sheet variable interest entities or other of) Tj ET Q q 0 0 0 rg BT 463.93 250.10 Td (f-balance sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (financing. ) Tj ET Q q 0 0 0 rg BT 92.58 238.10 Td (The following table details our contractual obligations at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.55 238.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.55 238.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 197.60 160.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 197.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 197.60 66.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 197.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 197.60 67.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 197.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 197.60 66.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 197.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 197.60 66.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 197.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 197.60 67.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 165.60 160.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 165.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 165.60 66.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 165.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 165.60 67.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 165.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 165.60 66.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 165.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 165.60 66.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 165.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 165.60 67.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 133.60 160.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 133.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 133.60 66.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 133.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 133.60 67.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 133.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 133.60 66.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 133.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 133.60 66.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 133.60 4.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 133.60 67.00 -16.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 214.5 197.60000000000002 m 280.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 197.60000000000002 m 351.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 197.60000000000002 m 421.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 197.60000000000002 m 491.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 197.60000000000002 m 562.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 214.5 197.60000000000002 m 280.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 197.60000000000002 m 351.5 197.60000000000002 l s 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261.65 170.27 Td (424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.65 170.27 Td (107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 170.27 Td (159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 170.27 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 170.27 Td (95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 154.27 Td (Purchase obligations ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 138.54 158.80 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.12 154.27 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.65 154.27 Td (411) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.65 154.27 Td (226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 154.27 Td (163) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 154.27 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 154.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 138.27 Td (Income tax obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.65 138.27 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 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) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 97.10 Td (Interest, operating lease and purchase obligations are reported on a pre-tax basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 76.10 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 76.10 Td (The calculations assume that only mandatory debt repayments are made, no additional refinancing or lending occurs, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 64.10 Td (the variable rates on the revolving credit facility and term loan are priced at the rate in ef) Tj ET Q q 0 0 0 rg BT 422.38 64.10 Td (fect as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.11 64.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.11 64.10 Td (.) 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Quantitative and Qualitative Disclosur) Tj ET Q q 0 0 0 rg BT 257.31 742.25 Td (es ) Tj ET Q q 0 0 0 rg BT 267.59 742.25 Td (About Market Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Market risk refers to the risk that a change in the level of one or more market prices, interest rates, currency exchange rates, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (indices, correlations or other market factors, such as liquidity) Tj ET Q q 0 0 0 rg BT 294.28 709.25 Td (, will result in losses for a certain financial instrument or group of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (financial instruments. ) Tj ET Q q 0 0 0 rg BT 138.96 697.25 Td (W) Tj ET Q q 0 0 0 rg BT 147.60 697.25 Td (e are exposed primarily to interest rate risk and market price risk on outstanding debt, investments of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.25 Td (subscriber funds and foreign currency) Tj ET Q q 0 0 0 rg BT 200.96 685.25 Td (. Our senior management actively monitors these risks.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 664.25 Td (e manage our debt structure and interest rate risk through the use of fixed- and floating-rate debt. Based on our outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.25 Td (debt with variable interest rates at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.31 652.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.31 652.25 Td (, a 1% increase in our borrowing rate would increase annual interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.25 Td (expense in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.99 640.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.99 640.25 Td ( by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.24 640.25 Td ($13 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.64 640.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 619.25 Td (In connection with processing electronic payments transactions, the funds we receive from subscribers are invested into short-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 607.25 Td (term, highly liquid investments from the time we collect the funds until payments are made to the applicable recipients. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 595.25 Td (Subscriber funds are not included in our consolidated balance sheets and can fluctuate significantly based on consumer bill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 583.25 Td (payment and debit card activity) Tj ET Q q 0 0 0 rg BT 175.42 583.25 Td (. During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.25 583.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.25 583.25 Td (, the subscriber funds daily average balance approximated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.87 583.25 Td ($1.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.99 583.25 Td (. ) Tj ET Q q 0 0 0 rg BT 516.44 583.25 Td (A) Tj ET Q q 0 0 0 rg BT 523.11 583.25 Td ( 1% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.25 Td (increase or decrease in applicable interest rates would not have a material impact on our annual income from continuing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.25 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 538.25 Td (e conduct business in the United States and in foreign countries and are exposed to foreign currency risk from changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (value of underlying assets and liabilities of our non-U.S. dollar denominated foreign investments and foreign currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.25 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 102.58 514.25 Td (W) Tj ET Q q 0 0 0 rg BT 111.22 514.25 Td (e have entered into foreign currency forward exchange contracts with total notional values of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.25 Td ($86million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.39 502.25 Td ( as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.14 502.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.14 502.25 Td ( to hedge foreign currency exposure to the Indian Rupee. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.16 502.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.16 502.25 Td (, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.42 502.25 Td (5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.75 502.25 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.25 Td (our total revenue was from clients in foreign countries. Risk can be estimated by measuring the impact of a near) Tj ET Q q 0 0 0 rg BT 497.99 490.25 Td (-term adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td (movement of 10% in foreign currency rates against the U.S. dollar) Tj ET Q q 0 0 0 rg BT 315.48 478.25 Td (. If these rates were 10% higher or lower at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 466.25 Td (, there would not have been a material impact on our annual income from continuing operations or financial position.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 18.60 Td (28) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.25 740.25 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 308.35 740.25 Td (, Inc.) 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0.9333333333333333 1 rg /GS0 gs 446.00 646.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 646.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 646.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 616.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 616.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 616.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 616.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 616.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 616.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 616.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 586.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 586.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 586.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 586.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 586.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 586.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 586.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 556.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 556.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 556.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 556.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 556.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 556.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 556.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 526.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 526.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 526.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 526.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 526.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 526.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 526.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 496.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 496.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 496.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 496.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 496.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 496.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 496.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 456.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 456.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 456.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 456.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 456.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 456.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 456.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 426.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 426.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 426.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 426.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 426.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 426.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 426.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 396.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 396.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 396.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 396.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 396.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 396.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 396.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 366.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 366.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 366.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 366.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 366.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 366.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 366.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 336.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 336.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 336.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 336.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 336.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 336.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 336.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 306.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 306.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 306.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 306.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 306.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 306.95 4.00 -15.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 502.00 246.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 246.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 216.95 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 216.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 216.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 216.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 216.95 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 216.95 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 216.95 56.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 682.95 m 382 682.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 682.95 m 442 682.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 682.95 m 502 682.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 682.95 m 562 682.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 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0 j 3 M 386 380.95000000000005 m 442 380.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 396.95000000000005 m 502 396.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 382.95000000000005 m 502 382.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 380.95000000000005 m 502 380.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 396.95000000000005 m 562 396.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 382.95000000000005 m 562 382.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 380.95000000000005 m 562 380.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 380.95000000000005 m 442 380.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 382.95000000000005 m 442 382.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 380.95000000000005 m 502 380.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 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307.95000000000005 m 502 307.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 305.95000000000005 m 502 305.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 321.95000000000005 m 562 321.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 307.95000000000005 m 562 307.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 305.95000000000005 m 562 305.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 261.95000000000005 m 442 261.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 261.95000000000005 m 502 261.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 261.95000000000005 m 562 261.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 247.95000000000005 m 442 247.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 245.95000000000005 m 442 245.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 247.95000000000005 m 502 247.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 245.95000000000005 m 502 245.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 247.95000000000005 m 562 247.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 245.95000000000005 m 562 245.95000000000005 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 51.50 697.63 Td (In millions, except per) Tj ET Q q 0 0 0 rg BT 146.31 697.63 Td ( shar) Tj ET Q q 0 0 0 rg BT 167.53 697.63 Td (e data) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 51.50 687.63 Td (Y) Tj ET Q q 0 0 0 rg BT 57.61 687.63 Td (ear) Tj ET Q q 0 0 0 rg BT 71.31 687.63 Td ( ended December) Tj ET Q q 0 0 0 rg BT 145.00 687.63 Td (31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.50 687.63 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.50 687.63 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.50 687.63 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 667.52 Td (Revenue:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 652.52 Td (Processing and services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 651.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 651.62 Td (4,625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 651.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 651.62 Td (4,411) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 651.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 651.62 Td (4,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 637.52 Td (Product) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 636.62 Td (880) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 636.62 Td (843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 636.62 Td (847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.50 622.52 Td (Total revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 621.62 Td (5,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 621.62 Td (5,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 621.62 Td (5,066) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 607.52 Td (Expenses:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 592.52 Td (Cost of processing and services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 591.62 Td (2,212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 591.62 Td (2,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 591.62 Td (2,164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 577.52 Td (Cost of product) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 576.62 Td (747) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 576.62 Td (731) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 576.62 Td (717) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 562.52 Td (Selling, general and administrative) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 561.62 Td (1,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 561.62 Td (1,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 561.62 Td (975) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.50 547.52 Td (Total expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 546.62 Td (4,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 546.62 Td (3,943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 546.62 Td (3,856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 532.52 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 531.62 Td (1,445) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 531.62 Td (1,311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 531.62 Td (1,210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 517.52 Td (Interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.80 516.67 Td (\(163) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 516.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 516.67 Td (\(170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 516.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 516.67 Td (\(164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 516.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 502.52 Td (Interest and investment \(loss\) income, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.80 501.67 Td (\(7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 501.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 501.62 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 501.62 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 487.52 Td (Loss on early debt extinguishment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 486.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 486.67 Td (\(85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 486.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 486.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 472.52 Td (Income from continuing operations before income taxes and income from) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 462.52 Td (investment in unconsolidated affiliate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 461.62 Td (1,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 461.62 Td (1,057) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 461.62 Td (1,047) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 447.52 Td (Income tax provision) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.80 446.67 Td (\(492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 446.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 446.67 Td (\(377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 446.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 446.67 Td (\(384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 446.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 432.52 Td (Income from investment in unconsolidated affiliate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 431.62 Td (147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 431.62 Td (32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 431.62 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 417.52 Td (Income from continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 416.62 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 416.62 Td (712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 416.62 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 402.52 Td (Income \(loss\) from discontinued operations, net of income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 401.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 401.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 401.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 387.52 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 386.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 386.62 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 386.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 386.62 Td (712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 386.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 386.62 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 357.52 Td (Net income per share - basic:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 342.52 Td (Continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 341.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 341.62 Td (4.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 341.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 341.62 Td (3.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 341.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 341.62 Td (3.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 327.52 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 326.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 326.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 326.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 312.52 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 311.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 311.62 Td (4.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 311.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 311.62 Td (3.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 311.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 311.62 Td (3.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 297.52 Td (Net income per share - diluted:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 282.52 Td (Continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 281.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 281.62 Td (4.15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 281.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 281.62 Td (2.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 281.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 281.62 Td (2.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 267.52 Td (Discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 266.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 266.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 266.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 252.52 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 251.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 251.62 Td (4.15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 251.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 251.62 Td (2.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 251.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 251.62 Td (2.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 222.52 Td (Shares used in computing net income per share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 207.52 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 206.62 Td (220.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 206.62 Td (233.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 206.62 Td (248.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 192.52 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 191.62 Td (223.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 191.62 Td (238.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 191.62 Td (252.7) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 63 0 obj <>] /Rotate 0 /Contents 64 0 R>> endobj 64 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.55 42.60 Td (See accompanying notes to consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 18.60 Td (29) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.25 740.25 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 308.35 740.25 Td (, Inc.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 196.05 728.25 Td (Consolidated Statements of Compr) Tj ET Q q 0 0 0 rg BT 345.59 728.25 Td (ehensive Income) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 675.75 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 675.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 675.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 675.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 675.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 675.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 675.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 645.75 333.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 645.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 645.75 56.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 645.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 645.75 56.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 645.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 645.75 56.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 595.75 333.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 595.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 595.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 595.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 595.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 595.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 595.75 56.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 681.75 m 382 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 681.75 m 442 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 681.75 m 502 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 681.75 m 562 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 681.75 m 442 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 681.75 m 502 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 681.75 m 562 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 595.75 m 442 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 595.75 m 502 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 595.75 m 562 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 580.75 m 442 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 566.75 m 442 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 564.75 m 442 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 580.75 m 502 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 566.75 m 502 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 564.75 m 502 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 580.75 m 562 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 566.75 m 562 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 564.75 m 562 564.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 51.50 696.43 Td (In millions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 51.50 686.43 Td (Y) Tj ET Q q 0 0 0 rg BT 57.61 686.43 Td (ear) Tj ET Q q 0 0 0 rg BT 71.31 686.43 Td ( ended December) Tj ET Q q 0 0 0 rg BT 145.00 686.43 Td (31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.50 686.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.50 686.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.50 686.43 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 666.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 665.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 665.42 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 665.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 665.42 Td (712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 665.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 665.42 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 651.32 Td (Other comprehensive \(loss\) income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 636.32 Td (Reclassification adjustment for net realized losses on cash flow hedges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 626.32 Td (included in interest expense, net of income tax provision of $5 million, $6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 616.32 Td (million and $6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 615.42 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 615.42 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 615.42 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 601.32 Td (Foreign currency translation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.80 600.47 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 600.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 600.47 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 600.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.80 600.47 Td (\(11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 600.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.50 586.32 Td (Total other comprehensive loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.80 585.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 585.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 585.47 Td (\(11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.15 585.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.80 585.47 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 585.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 571.32 Td (Comprehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 570.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 570.42 Td (928) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 570.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 570.42 Td (701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 570.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 570.42 Td (751) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 65 0 obj <>] /Rotate 0 /Contents 66 0 R>> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.55 42.60 Td (See accompanying notes to consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 18.60 Td (30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.25 740.25 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 308.35 740.25 Td (, Inc.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 18.60 Td (31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.25 740.25 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 308.35 740.25 Td (, Inc.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.15 728.25 Td (Consolidated Statements of Shar) Tj ET Q q 0 0 0 rg BT 340.70 728.25 Td (eholders) Tj ET Q q 0 0 0 rg BT 379.39 728.25 Td ( Equity) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 656.75 135.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.00 656.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 188.00 656.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.00 656.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 656.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 656.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.00 656.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 656.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 656.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 656.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 656.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 656.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 656.75 35.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 656.75 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.00 656.75 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 626.75 135.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.00 626.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 188.00 626.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.00 626.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 626.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 626.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.00 626.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 626.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 626.75 78.00 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gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 596.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 596.75 78.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 596.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 596.75 49.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 596.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 596.75 35.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 596.75 6.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.00 596.75 43.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 556.75 135.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.00 556.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 188.00 556.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.00 556.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 556.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 556.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.00 556.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 556.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 556.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 556.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 556.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 556.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 556.75 35.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 556.75 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.00 556.75 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 526.75 135.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.00 526.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 188.00 526.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.00 526.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 526.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 526.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.00 526.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 526.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 526.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 526.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 526.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 526.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 526.75 35.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 526.75 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.00 526.75 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 496.75 135.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 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gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 456.75 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.00 456.75 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 426.75 135.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.00 426.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 188.00 426.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.00 426.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.00 426.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 426.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.00 426.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 426.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 426.75 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 426.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 426.75 49.00 -15.00 re f /GS0 gs 0.8 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m 562 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 662.75 m 184 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188 662.75 m 233 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233 662.75 m 237 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237 662.75 m 282 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286 662.75 m 339 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 662.75 m 421 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425 662.75 m 474 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 676.75 m 513 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 662.75 m 513 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 662.75 m 519 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 662.75 m 562 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188 662.75 m 233 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233 662.75 m 237 662.75 l s 0 0 0 RG 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421 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421 456.75 m 425 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425 456.75 m 474 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 456.75 m 478 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 456.75 m 513 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 456.75 m 519 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 456.75 m 562 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188 356.75 m 233 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188 342.75 m 233 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188 340.75 m 233 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233 356.75 m 237 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233 342.75 m 237 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233 340.75 m 237 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237 356.75 m 282 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237 342.75 m 282 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237 340.75 m 282 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 356.75 m 286 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 342.75 m 286 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 340.75 m 286 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286 356.75 m 339 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286 342.75 m 339 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286 340.75 m 339 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 356.75 m 343 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 342.75 m 343 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 340.75 m 343 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 356.75 m 421 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 342.75 m 421 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 340.75 m 421 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421 356.75 m 425 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421 342.75 m 425 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421 340.75 m 425 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425 356.75 m 474 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425 342.75 m 474 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425 340.75 m 474 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 356.75 m 478 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 342.75 m 478 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 340.75 m 478 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 356.75 m 513 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 342.75 m 513 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 340.75 m 513 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 356.75 m 519 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 342.75 m 519 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 340.75 m 519 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 356.75 m 562 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 342.75 m 562 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 340.75 m 562 340.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 681.42 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 681.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.55 681.43 Td (Common Stock) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.20 687.43 Td (Additional) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.85 677.43 Td (Paid-In) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.15 667.43 Td (Capital) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 353.15 696.48 Td (Accumulated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.80 686.48 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.25 676.48 Td (Compr) Tj ET Q q 0 0 0 rg BT 378.62 676.48 Td (ehensive) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.75 666.48 Td (Loss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.80 677.43 Td (Retained) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 667.43 Td (Earnings) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.00 681.43 Td (Treasury Stock) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 51.50 667.43 Td (In millions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 195.60 667.43 Td (Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.45 667.43 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.60 667.43 Td (Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.45 667.43 Td (Amount) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 647.32 Td (Balance at January1, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.15 646.42 Td (396) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.50 646.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.15 646.42 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.50 646.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 646.42 Td (844) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 646.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.80 646.47 Td (\(60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 646.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 646.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 646.42 Td (6,598) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.10 646.42 Td (139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.50 646.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 646.47 Td (\(3,801) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 646.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 632.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 631.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 631.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 631.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.50 631.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 631.42 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 631.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.50 631.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 617.32 Td (Other comprehensive loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 616.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 616.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.80 616.47 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 616.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 616.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 616.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.50 616.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 602.32 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 601.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 601.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 601.42 Td (49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.50 601.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 601.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 601.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.50 601.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 587.32 Td (Shares issued under stock plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 577.32 Td (including income tax benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 576.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 576.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 576.42 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.50 576.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 576.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.80 576.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 576.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 576.42 Td (64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 562.32 Td (Purchases of treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 561.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 561.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 561.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.50 561.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 561.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 561.42 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 561.47 Td (\(1,158) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 561.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 547.32 Td (Balance at December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.15 546.42 Td (396) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.15 546.42 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 546.42 Td (897) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.80 546.47 Td (\(63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 546.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 546.42 Td (7,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.10 546.42 Td (155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 546.47 Td (\(4,895) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 546.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 532.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 531.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 531.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 531.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.50 531.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 531.42 Td (712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 531.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.50 531.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 517.32 Td (Other comprehensive loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 516.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 516.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.80 516.47 Td (\(11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 516.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 516.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 516.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.50 516.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 502.32 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 501.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 501.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 501.42 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 501.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 501.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.50 501.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 487.32 Td (Shares issued under stock plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 477.32 Td (including income tax benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 476.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 476.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.80 476.47 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 476.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.50 476.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 476.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.80 476.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 476.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 476.42 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 462.32 Td (Purchases of treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 461.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 461.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.50 461.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 461.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 461.42 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 461.47 Td (\(1,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 461.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 447.32 Td (Balance at December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.15 446.42 Td (396) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.15 446.42 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 446.42 Td (952) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.80 446.47 Td (\(74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 446.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 446.42 Td (8,064) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.10 446.42 Td (170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 446.47 Td (\(6,286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 446.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 432.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 431.42 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 417.32 Td (Other comprehensive loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.80 416.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 416.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.50 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 402.32 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 401.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 401.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 401.42 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 401.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 401.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.50 401.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 387.32 Td (Shares issued under stock plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 377.32 Td (including income tax benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.50 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.80 376.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 376.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 376.42 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 362.32 Td (Purchases of treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.50 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.50 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.50 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 361.42 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 361.47 Td (\(1,198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 361.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 347.32 Td (Balance at December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.15 346.42 Td (396) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.50 346.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.15 346.42 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.50 346.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.65 346.42 Td (1,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 346.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.80 346.47 Td (\(76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 346.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 346.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 346.42 Td (8,994) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.10 346.42 Td (180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.50 346.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 346.47 Td (\(7,401) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 346.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 69 0 obj <>] /Rotate 0 /Contents 70 0 R>> endobj 70 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.55 42.60 Td (See accompanying notes to consolidated financial statements.) 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0 0 rg BT 52.50 696.48 Td (In millions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.50 686.48 Td (Y) Tj ET Q q 0 0 0 rg BT 58.61 686.48 Td (ear) Tj ET Q q 0 0 0 rg BT 72.31 686.48 Td ( ended December) Tj ET Q q 0 0 0 rg BT 146.00 686.48 Td (31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 687.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.00 687.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.00 687.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.50 667.48 Td (Cash flows from operating activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 654.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 654.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 654.32 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.50 654.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 654.32 Td (712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 654.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 654.32 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 641.32 Td (Adjustments to reconcile net income to net cash provided by operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 631.32 Td (from continuing operations:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 616.32 Td (Depreciation and other amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 616.32 Td (253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 616.32 Td (223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 616.32 Td (200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 603.32 Td (Amortization of acquisition-related intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 603.32 Td (158) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 603.32 Td (194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 603.32 Td (204) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 590.32 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 590.32 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 590.32 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 590.32 Td (49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 577.32 Td (Excess tax benefits from share-based awards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.80 577.37 Td (\(51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 577.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 577.37 Td (\(38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 577.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.80 577.37 Td (\(18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 577.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 564.32 Td (Deferred income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 564.32 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 564.32 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 564.32 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 551.32 Td (Income from investment in unconsolidated affiliate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.80 551.37 Td (\(147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 551.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 551.37 Td (\(32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 551.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.80 551.37 Td (\(91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 551.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 538.32 Td (Dividends from unconsolidated affiliate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 538.32 Td (151) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 538.32 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 538.32 Td (110) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 525.32 Td (Non-cash impairment charges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 525.32 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 525.32 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 525.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 512.32 Td (Loss on early debt extinguishment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 512.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 512.32 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 512.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 499.32 Td (Other operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.80 499.37 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 499.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 499.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 499.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 499.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 486.32 Td (Changes in assets and liabilities, net of effects from acquisitions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.50 473.32 Td (Trade accounts receivable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.80 473.37 Td (\(88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 473.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 473.37 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 473.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.80 473.37 Td (\(42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 473.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.50 460.32 Td (Prepaid expenses and other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.80 460.37 Td (\(68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 460.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 460.37 Td (\(66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 460.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.80 460.37 Td (\(39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 460.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.50 447.32 Td (Accounts payable and other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 447.32 Td (178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 447.32 Td (148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 447.32 Td (168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.50 434.32 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 434.32 Td (11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 434.37 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 434.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 434.32 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 421.32 Td (Net cash provided by operating activities from continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 421.32 Td (1,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 421.32 Td (1,346) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 421.32 Td (1,307) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.50 407.48 Td (Cash flows from investing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 394.32 Td (Capital expenditures, including capitalization of software costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.80 394.37 Td (\(290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 394.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.80 394.37 Td (\(359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 394.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.80 394.37 Td (\(292) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 394.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 381.32 Td (Payments for acquisitions of businesses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.80 381.37 Td (\(265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 381.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 381.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 381.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 368.32 Td (Net \(purchases of\) proceeds from investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.80 368.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 368.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 368.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 368.32 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 355.32 Td (Other investing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 355.32 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 355.37 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 355.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.80 355.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 355.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 342.32 Td (Net cash used in investing activities from continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.80 342.37 Td (\(554) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 342.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.80 342.37 Td (\(360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 342.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.80 342.37 Td (\(286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 342.32 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.50 329.48 Td (Cash flows from financing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 316.32 Td (Debt proceeds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 316.32 Td (2,126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 316.32 Td (3,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 316.32 Td (604) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 303.32 Td (Debt repayments, including redemption and other costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.30 303.37 Td (\(1,863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 303.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.30 303.37 Td (\(2,707) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 303.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.80 303.37 Td (\(653) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 303.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 290.32 Td (Proceeds from issuance of treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 290.32 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 290.32 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 290.32 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 277.32 Td (Purchases of treasury stock, including employee shares withheld for tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 267.32 Td (obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.30 268.47 Td (\(1,245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 268.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.30 268.47 Td (\(1,522) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 268.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 268.47 Td (\(1,148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 268.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 254.32 Td (Excess tax benefits from share-based awards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 254.32 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 254.32 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 254.32 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 241.32 Td (Other financing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 241.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 241.37 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 241.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 241.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 228.32 Td (Net cash used in financing activities from continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.80 228.37 Td (\(852) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 228.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.30 228.37 Td (\(1,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 228.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 228.37 Td (\(1,126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 228.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 215.32 Td (Net change in cash and cash equivalents from continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 215.32 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 215.37 Td (\(19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 215.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.80 215.37 Td (\(105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 215.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 202.32 Td (Net cash flows to discontinued operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 202.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 202.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.80 202.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 202.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 189.32 Td (Cash and cash equivalents, beginning balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 189.32 Td (275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 189.32 Td (294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 189.32 Td (400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 176.32 Td (Cash and cash equivalents, ending balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 176.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 176.32 Td (300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.50 176.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 176.32 Td (275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 176.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 176.32 Td (294) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 71 0 obj <>] /Rotate 0 /Contents 72 0 R>> endobj 72 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (33) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.25 742.25 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 308.35 742.25 Td (, Inc.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.20 730.25 Td (Notes to Consolidated Financial Statements) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (1. Summary of Significant ) Tj ET Q q 0 0 0 rg BT 163.62 697.25 Td (Accounting Policies) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 676.25 Td (Description of the Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 655.25 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 74.35 655.25 Td (, Inc. and its subsidiaries \(collectively) Tj ET Q q 0 0 0 rg BT 225.05 655.25 Td (, the Company\) provide financial services technology to clients worldwide, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 643.25 Td (including banks, thrifts, credit unions, investment management firms, leasing and finance companies, retailers, merchants, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 631.25 Td (mutual savings banks, and building societies. ) Tj ET Q q 0 0 0 rg BT 233.13 631.25 Td (The Company provides account processing systems, electronic payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 619.25 Td (processing products and services, internet and mobile banking systems, and related services. ) Tj ET Q q 0 0 0 rg BT 421.66 619.25 Td (The Company is principally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 607.25 Td (located in the United States where it operates data and transaction processing centers, provides technology support, develops ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 595.25 Td (software and payment solutions, and of) Tj ET Q q 0 0 0 rg BT 207.01 595.25 Td (fers consulting services.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 109.71 574.25 Td (s operations are comprised of the Payments and Industry Products \(Payments\) segment and the Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.25 Td (Institution Services \(Financial\) segment. ) Tj ET Q q 0 0 0 rg BT 223.01 562.25 Td (Additional information regarding the Company) Tj ET Q q 0 0 0 rg BT 415.20 562.25 Td (s business segments is included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.25 Td (Note ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.94 550.25 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.94 550.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 529.25 Td (Principles of Consolidation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.25 Td (The consolidated financial statements include the accounts of Fiserv) Tj ET Q q 0 0 0 rg BT 322.60 508.25 Td (, Inc. and all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.80 508.25 Td (100%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.13 508.25 Td ( owned subsidiaries. Investments in less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.25 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.72 496.25 Td (50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.05 496.25 Td ( owned af) Tj ET Q q 0 0 0 rg BT 127.29 496.25 Td (filiates in which the Company has significant influence but not control are accounted for using the equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.25 Td (method of accounting. ) Tj ET Q q 0 0 0 rg BT 141.65 484.25 Td (All intercompany transactions and balances have been eliminated in consolidation.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 463.25 Td (Use of Estimates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (The preparation of financial statements in conformity with accounting principles generally accepted in the United States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (requires management to make estimates and assumptions that af) Tj ET Q q 0 0 0 rg BT 306.41 430.25 Td (fect the reported amounts of assets and liabilities and disclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.25 Td (of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.25 Td (during the reporting period. ) Tj ET Q q 0 0 0 rg BT 162.48 406.25 Td (Actual results could dif) Tj ET Q q 0 0 0 rg BT 255.88 406.25 Td (fer materially from those estimates.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 385.25 Td (Recent ) Tj ET Q q 0 0 0 rg BT 81.38 385.25 Td (Accounting Pr) Tj ET Q q 0 0 0 rg BT 143.13 385.25 Td (onouncements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.25 Td (In January 2017, the Financial ) Tj ET Q q 0 0 0 rg BT 173.31 364.25 Td (Accounting Standards Board \(F) Tj ET Q q 0 0 0 rg BT 303.93 364.25 Td (ASB\) issued ) Tj ET Q q 0 0 0 rg BT 360.60 364.25 Td (Accounting Standards Update \(ASU\) No. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.25 Td (2017-04, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 88.33 352.25 Td (Intangibles - Goodwill and Other \(T) Tj ET Q q 0 0 0 rg BT 232.69 352.25 Td (opic 350\): Simplifying the T) Tj ET Q q 0 0 0 rg BT 343.97 352.25 Td (est for Goodwill Impairment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.14 352.25 Td ( \(ASU 2017-04\), which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.25 Td (eliminates Step 2 of the goodwill impairment test that had required a hypothetical purchase price allocation. Rather) Tj ET Q q 0 0 0 rg BT 510.29 340.25 Td (, entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.25 Td (should apply the same impairment assessment to all reporting units and recognize an impairment loss for the amount by which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.25 Td (a reporting unit's carrying amount exceeds its fair value, without exceeding the total amount of goodwill allocated to that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.25 Td (reporting unit. Entities will continue to have the option to perform a qualitative assessment for a reporting unit to determine if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.25 Td (the quantitative impairment test is necessary) Tj ET Q q 0 0 0 rg BT 226.80 292.25 Td (. ) Tj ET Q q 0 0 0 rg BT 231.25 292.25 Td (ASU 2017-04 will be ef) Tj ET Q q 0 0 0 rg BT 327.16 292.25 Td (fective prospectively for annual or interim goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.25 Td (impairment tests in fiscal years beginning after December 15, 2019, or those beginning after January 1, 2017 if early adopted. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.25 Td (The Company does not expect the adoption of ) Tj ET Q q 0 0 0 rg BT 236.63 268.25 Td (ASU 2017-04 to have a material impact on its consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 247.25 Td (In January 2017, the F) Tj ET Q q 0 0 0 rg BT 138.96 247.25 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 187.87 247.25 Td (ASU No. 2017-01, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 265.92 247.25 Td (Business Combinations \(T) Tj ET Q q 0 0 0 rg BT 370.01 247.25 Td (opic 805\): Clarifying the Definition of a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 235.25 Td (Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 235.25 Td ( \(ASU 2017-01\), which clarifies the definition of a business with the objective of adding guidance and providing a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 223.25 Td (more robust framework to assist reporting or) Tj ET Q q 0 0 0 rg BT 228.67 223.25 Td (ganizations with evaluating whether transactions should be accounted for as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 211.25 Td (acquisitions \(or disposals\) of assets or businesses. For public entities, ) Tj ET Q q 0 0 0 rg BT 328.86 211.25 Td (ASU 2017-01 is ef) Tj ET Q q 0 0 0 rg BT 403.96 211.25 Td (fective prospectively for fiscal years, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 199.25 Td (including interim periods within those fiscal years, beginning after December 15, 2017, with early adoption permitted for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 187.25 Td (transactions occurring before the issuance or ef) Tj ET Q q 0 0 0 rg BT 238.63 187.25 Td (fective date of the standard for which financial statements have not yet been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 175.25 Td (issued. ) Tj ET Q q 0 0 0 rg BT 79.82 175.25 Td (The Company does not expect the adoption of ) Tj ET Q q 0 0 0 rg BT 266.45 175.25 Td (ASU 2017-01 to have a material impact on its consolidated financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 163.25 Td (statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.25 Td (In October 2016, the F) Tj ET Q q 0 0 0 rg BT 140.07 142.25 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 188.97 142.25 Td (ASU No. 2016-16, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 267.03 142.25 Td (Income T) Tj ET Q q 0 0 0 rg BT 303.60 142.25 Td (axes \(T) Tj ET Q q 0 0 0 rg BT 331.85 142.25 Td (opic 740\): Intra-Entity T) Tj ET Q q 0 0 0 rg BT 430.44 142.25 Td (ransfers of ) Tj ET Q q 0 0 0 rg BT 475.83 142.25 Td (Assets Other Than ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 130.25 Td (Inventory) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.32 130.25 Td ( \(ASU 2016-16\), which eliminates the current prohibition on immediate recognition of the current and deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.25 Td (income tax ef) Tj ET Q q 0 0 0 rg BT 104.24 118.25 Td (fects of intra-entity transfers of assets other than inventory) Tj ET Q q 0 0 0 rg BT 337.40 118.25 Td (, with the intent of reducing complexity and diversity in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.25 Td (practice. Under ) Tj ET Q q 0 0 0 rg BT 113.58 106.25 Td (ASU 2016-16, entities must recognize the income tax consequences when the transfer occurs rather than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.25 Td (deferring recognition. For public entities, ) Tj ET Q q 0 0 0 rg BT 216.90 94.25 Td (ASU 2016-16 is ef) Tj ET Q q 0 0 0 rg BT 292.00 94.25 Td (fective for fiscal years, including interim periods within those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.25 Td (fiscal years, beginning after December 15, 2017, with early adoption permitted as of the beginning of a fiscal year) Tj ET Q q 0 0 0 rg BT 505.68 82.25 Td (. Entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.25 Td (must apply the guidance on a modified retrospective basis though a cumulative-ef) Tj ET Q q 0 0 0 rg BT 377.22 70.25 Td (fect adjustment to retained earnings as of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.25 Td (beginning of the period of adoption. ) Tj ET Q q 0 0 0 rg BT 196.73 58.25 Td (The Company does not expect the adoption of ) Tj ET Q q 0 0 0 rg BT 383.36 58.25 Td (ASU 2016-16 to have a material impact on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.25 Td (its consolidated financial statements.) Tj ET Q endstream endobj 73 0 obj <>] /Rotate 0 /Contents 74 0 R>> endobj 74 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.28 742.10 Td (August 2016, the F) Tj ET Q q 0 0 0 rg BT 136.21 742.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 185.11 742.10 Td (ASU No. 2016-15, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 263.16 742.10 Td (Statement of Cash Flows \(T) Tj ET Q q 0 0 0 rg BT 373.36 742.10 Td (opic 230\): Classification of Certain Cash ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (Receipts and Cash Payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.31 730.10 Td (\(ASU 2016-15\), which adds or clarifies guidance on the presentation and classification of eight ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (specific types of cash receipts and cash payments in the statement of cash flows, with the intent of reducing diversity in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (practice. For public entities, ) Tj ET Q q 0 0 0 rg BT 163.86 706.10 Td (ASU 2016-15 is ef) Tj ET Q q 0 0 0 rg BT 238.95 706.10 Td (fective for fiscal years, including interim periods within those fiscal years, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (beginning after December 15, 2017, with early adoption permitted. Entities must apply the guidance retrospectively to all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (periods presented; however) Tj ET Q q 0 0 0 rg BT 159.56 682.10 Td (, entities may apply prospectively if retrospective application is impracticable. ) Tj ET Q q 0 0 0 rg BT 474.83 682.10 Td (The Company does ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (not expect the adoption of ) Tj ET Q q 0 0 0 rg BT 156.36 670.10 Td (ASU 2016-15 to have a material impact on its consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 649.10 Td (In June 2016, the F) Tj ET Q q 0 0 0 rg BT 126.20 649.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 175.10 649.10 Td (ASU No. 2016-13, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 253.15 649.10 Td (Financial Instruments - Cr) Tj ET Q q 0 0 0 rg BT 360.28 649.10 Td (edit Losses \(T) Tj ET Q q 0 0 0 rg BT 414.92 649.10 Td (opic 326\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.47 649.10 Td (\(ASU 2016-13\), which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 637.10 Td (prescribes an impairment model for most financial assets based on expected losses rather than incurred losses. Under this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 625.10 Td (model, an estimate of) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.1450980392156863 0.1450980392156863 0.1450980392156863 rg BT 136.08 625.10 Td ( expected credit losses over the contractual life of the instrument is to be recorded as of the end of a ) Tj ET Q BT /F1 10.00 Tf ET q 0.1450980392156863 0.1450980392156863 0.1450980392156863 rg BT 50.00 613.10 Td (reporting period as an allowance to of) Tj ET Q q 0.1450980392156863 0.1450980392156863 0.1450980392156863 rg BT 201.43 613.10 Td (fset the amortized cost basis, resulting in a net presentation of the amount expected to be ) Tj ET Q BT /F1 10.00 Tf ET q 0.1450980392156863 0.1450980392156863 0.1450980392156863 rg BT 50.00 601.10 Td (collected on the financial asset. ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 177.72 601.10 Td (For public entities, ) Tj ET Q q 0 0 0 rg BT 254.94 601.10 Td (ASU 2016-13 is ef) Tj ET Q q 0 0 0 rg BT 330.03 601.10 Td (fective for fiscal years, including interim periods within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 589.10 Td (those fiscal years, beginning after December 15, 2019. Early adoption is permitted for fiscal years beginning after December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.10 Td (15, 2018, including interim periods within those fiscal years. For most instruments, entities must apply the standard using a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 565.10 Td (cumulative-ef) Tj ET Q q 0 0 0 rg BT 105.35 565.10 Td (fect adjustment to beginning retained earnings as of the beginning of the fiscal year of adoption. ) Tj ET Q q 0 0 0 rg BT 491.99 565.10 Td (The Company is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.10 Td (currently assessing the impact that the adoption of ) Tj ET Q q 0 0 0 rg BT 252.73 553.10 Td (ASU 2016-13 will have on its consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (In March 2016, the F) Tj ET Q q 0 0 0 rg BT 133.96 532.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 182.87 532.10 Td (ASU No. 2016-09, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 260.92 532.10 Td (Compensation - Stock Compensation \(T) Tj ET Q q 0 0 0 rg BT 419.44 532.10 Td (opic 718\): Impr) Tj ET Q q 0 0 0 rg BT 482.39 532.10 Td (ovements to ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (Employee Shar) Tj ET Q q 0 0 0 rg BT 110.44 520.10 Td (e-Based Payment ) Tj ET Q q 0 0 0 rg BT 182.46 520.10 Td (Accounting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 520.10 Td ( \(ASU 2016-09\), which simplifies several aspects of the accounting for share-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (based payment awards, including the accounting for income taxes and forfeitures, as well as classification in the statement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (cash flows. ) Tj ET Q q 0 0 0 rg BT 97.31 496.10 Td (The standard requires that all tax ef) Tj ET Q q 0 0 0 rg BT 238.74 496.10 Td (fects related to share-based payments be recorded as income tax expense or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td (benefit in the income statement at settlement or expiration and, accordingly) Tj ET Q q 0 0 0 rg BT 351.19 484.10 Td (, excess tax benefits and tax deficiencies be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (presented as operating activities in the statement of cash flows. For public entities, ) Tj ET Q q 0 0 0 rg BT 381.86 472.10 Td (ASU 2016-09 is ef) Tj ET Q q 0 0 0 rg BT 456.95 472.10 Td (fective for annual periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (beginning after December 15, 2016, including interim periods within those annual periods, with early adoption permitted in any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (interim or annual period for which financial statements have not yet been issued. ) Tj ET Q q 0 0 0 rg BT 375.27 448.10 Td (The recognition of all excess tax benefits and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (tax deficiencies in the income statement, as well as related changes to the computation of diluted earnings per share, is to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.10 Td (applied prospectively) Tj ET Q q 0 0 0 rg BT 135.16 424.10 Td (. Entities may elect to apply the change in presentation in the statement of cash flows either prospectively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 412.10 Td (or retrospectively to all periods presented. ) Tj ET Q q 0 0 0 rg BT 220.60 412.10 Td (The impact of adopting this standard on the Company) Tj ET Q q 0 0 0 rg BT 438.89 412.10 Td (s consolidated financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (statements is dependent upon the intrinsic value of share-based compensation awards at the time of exercise or vesting and may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (result in more variability in ef) Tj ET Q q 0 0 0 rg BT 169.51 388.10 Td (fective tax rates and net earnings, and may also impact the dilution of common stock equivalents. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (The Company recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.91 376.10 Td ($46 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.30 376.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.30 376.10 Td ($47 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.69 376.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.13 376.10 Td ($18 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.52 376.10 Td ( in 2016, 2015 and 2014, respectively) Tj ET Q q 0 0 0 rg BT 460.40 376.10 Td (, to consolidated equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (as excess tax benefits from share-based compensation awards. ) Tj ET Q q 0 0 0 rg BT 301.12 364.10 Td (The Company plans to adopt ) Tj ET Q q 0 0 0 rg BT 418.60 364.10 Td (ASU 2016-09 in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (2017 and intends to apply the change in presentation in the statement of cash flows on a prospective basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.10 Td (In February 2016, the F) Tj ET Q q 0 0 0 rg BT 143.96 331.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 192.87 331.10 Td (ASU No. 2016-02, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 270.92 331.10 Td (Leases \(T) Tj ET Q q 0 0 0 rg BT 308.62 331.10 Td (opic 842\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.67 331.10 Td ( \(ASU 2016-02\), which requires lessees to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 319.10 Td (recognize a lease liability and a right-of-use asset for each lease with a term longer than twelve months. ) Tj ET Q q 0 0 0 rg BT 466.61 319.10 Td (The recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 307.10 Td (liability is measured at the present value of lease payments not yet paid, and the corresponding asset represents the lessee) Tj ET Q q 0 0 0 rg BT 537.62 307.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 295.10 Td (right to use the underlying asset over the lease term and is based on the liability) Tj ET Q q 0 0 0 rg BT 367.32 295.10 Td (, subject to certain adjustments. For income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 283.10 Td (statement purposes, the standard retains the dual model with leases classified as either operating or finance. Operating leases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.10 Td (will result in straight-line expense while finance leases will result in a front-loaded expense pattern. For public entities, ) Tj ET Q q 0 0 0 rg BT 528.20 271.10 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.10 Td (2016-02 is ef) Tj ET Q q 0 0 0 rg BT 102.59 259.10 Td (fective for annual and interim periods beginning after December 15, 2018, with early adoption permitted. ) Tj ET Q q 0 0 0 rg BT 526.16 259.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 247.10 Td (standard requires a modified retrospective transition approach for leases existing at, or entered into after) Tj ET Q q 0 0 0 rg BT 465.83 247.10 Td (, the beginning of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 235.10 Td (earliest comparative period presented in the financial statements. ) Tj ET Q q 0 0 0 rg BT 311.66 235.10 Td (The Company is currently assessing the impact that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 223.10 Td (adoption of ) Tj ET Q q 0 0 0 rg BT 97.77 223.10 Td (ASU 2016-02 will have on its consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (In January 2016, the F) Tj ET Q q 0 0 0 rg BT 138.96 202.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 187.87 202.10 Td (ASU No. 2016-01, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 265.92 202.10 Td (Recognition and Measur) Tj ET Q q 0 0 0 rg BT 364.42 202.10 Td (ement of Financial ) Tj ET Q q 0 0 0 rg BT 442.28 202.10 Td (Assets and Financial ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.56 190.10 Td ( \(ASU 2016-01\), which primarily af) Tj ET Q q 0 0 0 rg BT 243.67 190.10 Td (fects the accounting for equity investments, financial liabilities under the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (value option, and the presentation and disclosure requirements of financial instruments. For public entities, ) Tj ET Q q 0 0 0 rg BT 479.62 178.10 Td (ASU 2016-01 is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 166.10 Td (fective for fiscal years, and interim periods within those years, beginning after December 15, 2017, with early adoption ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (permitted for certain provisions of the standard. Entities must apply the standard, with certain exceptions, using a cumulative-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 142.10 Td (fect adjustment to beginning retained earnings as of the beginning of the fiscal year of adoption. ) Tj ET Q q 0 0 0 rg BT 444.23 142.10 Td (The Company is currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (assessing the impact that the adoption of ) Tj ET Q q 0 0 0 rg BT 214.14 130.10 Td (ASU 2016-01 will have on its consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 109.10 Td (In May 2014, the F) Tj ET Q q 0 0 0 rg BT 126.20 109.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 175.10 109.10 Td (ASU No. 2014-09, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 253.15 109.10 Td (Revenue fr) Tj ET Q q 0 0 0 rg BT 295.82 109.10 Td (om Contracts with Customers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.00 109.10 Td ( \(ASU 2014-09\), to clarify the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.10 Td (principles of recognizing revenue and to create common revenue recognition guidance between U.S. generally accepted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 85.10 Td (accounting principles and International Financial Reporting Standards. ) Tj ET Q q 0 0 0 rg BT 334.93 85.10 Td (ASU 2014-09 outlines a single comprehensive model ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 73.10 Td (for entities to use in accounting for revenue arising from contracts with customers and supersedes most current revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 61.10 Td (recognition guidance. ) Tj ET Q q 0 0 0 rg BT 138.96 61.10 Td (The core principle of the revenue model is that an entity recognizes revenue to depict the transfer of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 49.10 Td (promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled ) Tj ET Q endstream endobj 75 0 obj <>] /Rotate 0 /Contents 76 0 R>> endobj 76 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (in exchange for those goods or services. ) Tj ET Q q 0 0 0 rg BT 212.55 742.10 Td (This model involves a five-step process for achieving that core principle, along with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (comprehensive disclosures about the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (with customers. In ) Tj ET Q q 0 0 0 rg BT 126.10 718.10 Td (August 2015, the F) Tj ET Q q 0 0 0 rg BT 202.03 718.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 250.93 718.10 Td (ASU 2015-14, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 311.77 718.10 Td (Revenue fr) Tj ET Q q 0 0 0 rg BT 354.43 718.10 Td (om Contracts with Customers \(T) Tj ET Q q 0 0 0 rg BT 484.08 718.10 Td (opic 606\): ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (Deferral of the Effective Date) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.85 706.10 Td (, to defer the ef) Tj ET Q q 0 0 0 rg BT 229.47 706.10 Td (fective date of the new revenue standard for one year and permit early adoption as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (of the original ef) Tj ET Q q 0 0 0 rg BT 116.74 694.10 Td (fective date in ) Tj ET Q q 0 0 0 rg BT 175.32 694.10 Td (ASU 2014-09. For public entities, the new revenue standard is ef) Tj ET Q q 0 0 0 rg BT 435.08 694.10 Td (fective for annual and interim ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (periods beginning after December 15, 2017. ) Tj ET Q q 0 0 0 rg BT 228.65 682.10 Td (The Company plans to adopt ) Tj ET Q q 0 0 0 rg BT 346.14 682.10 Td (ASU 2014-09 on January 1, 2018.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.10 Td (The Company has performed a review of the requirements of the new revenue standard and related ) Tj ET Q q 0 0 0 rg BT 447.62 661.10 Td (ASUs and is monitoring the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 649.10 Td (activity of the F) Tj ET Q q 0 0 0 rg BT 112.86 649.10 Td (ASB and the transition resource group as it relates to specific interpretive guidance. ) Tj ET Q q 0 0 0 rg BT 449.79 649.10 Td (The Company is reviewing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 637.10 Td (customer contracts and is in the process of applying the five-step model of the new revenue standard to each of its key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 625.10 Td (identified revenue streams included within either processing and services revenue or product revenue and is comparing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 613.10 Td (results to its current accounting practices. ) Tj ET Q q 0 0 0 rg BT 218.37 613.10 Td (While the Company continues to assess all potential impacts of adopting this new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 601.10 Td (revenue standard on its consolidated financial statements, it currently believes the new revenue standard will not have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 589.10 Td (significant impact on the accounting for stand-ready account- and transaction-based processing fees, the Company) Tj ET Q q 0 0 0 rg BT 510.40 589.10 Td (s most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.10 Td (significant revenue stream. ) Tj ET Q q 0 0 0 rg BT 159.96 577.10 Td (Areas that the Company currently expects will be impacted by the new revenue standard include the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 565.10 Td (accounting for costs to obtain a contract, such as commissions for sales personnel, which are currently expensed as incurred, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.10 Td (and the timing of revenue recognition of certain termination fees over the modified contract term, which will generally result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 541.10 Td (an acceleration of revenue as compared to our current accounting practice.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (Entities have the option of adopting this new guidance using either a full retrospective or a modified approach with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (cumulative ef) Tj ET Q q 0 0 0 rg BT 104.52 508.10 Td (fect of applying the guidance recognized at the date of initial application. ) Tj ET Q q 0 0 0 rg BT 399.50 508.10 Td (The Company is currently evaluating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (the transition method to elect as well as necessary control and process changes due to implementing the new revenue standard.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 475.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 68.14 475.10 Td ( ) Tj ET Q q 0 0 0 rg BT 70.46 475.10 Td (V) Tj ET Q q 0 0 0 rg BT 76.77 475.10 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 129.63 475.10 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (The Company applies fair value accounting for all assets and liabilities that are recognized or disclosed at fair value in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (consolidated financial statements on a recurring basis. Fair value represents the amount that would be received from selling an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. ) Tj ET Q q 0 0 0 rg BT 503.26 430.10 Td (When ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (determining the fair value measurements for assets and liabilities, the Company considers the principal or most advantageous ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (market and the market-based risk measurements or assumptions that market participants would use in pricing the asset or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (liability) Tj ET Q q 0 0 0 rg BT 80.46 394.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 373.10 Td (The fair values of cash equivalents, trade accounts receivable, settlement assets and obligations, accounts payable, and client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 361.10 Td (deposits approximate their respective carrying values due to the short period of time to maturity) Tj ET Q q 0 0 0 rg BT 432.57 361.10 Td (. ) Tj ET Q q 0 0 0 rg BT 437.39 361.10 Td (The estimated fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 349.10 Td (total debt is described in Note ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.19 349.10 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.19 349.10 Td ( and was based on quoted prices in active markets for the Company's senior notes \(level 1 of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 337.10 Td (fair value hierarchy\) and discounted cash flows based on the Company) Tj ET Q q 0 0 0 rg BT 336.02 337.10 Td (s current incremental borrowing rate for its term loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 325.10 Td (\(level 3 of the fair value hierarchy\). ) Tj ET Q q 0 0 0 rg BT 194.75 325.10 Td (The fair value of the Company) Tj ET Q q 0 0 0 rg BT 320.54 325.10 Td (s revolving credit facility borrowings approximates carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 313.10 Td (value as the underlying interest rate is variable based on LIBOR.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.10 Td (Derivatives are recorded in the consolidated balance sheets as either an asset or liability measured at fair value. If the derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.10 Td (is designated as a cash flow hedge, the ef) Tj ET Q q 0 0 0 rg BT 214.48 259.10 Td (fective portions of the changes in the fair value of the derivative are recorded as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 247.10 Td (component of accumulated other comprehensive loss and recognized in the consolidated statements of income when the hedged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 235.10 Td (item af) Tj ET Q q 0 0 0 rg BT 77.86 235.10 Td (fects earnings. If the derivative is designated as a fair value hedge, the changes in the fair value of the derivative are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 223.10 Td (recognized in earnings. ) Tj ET Q q 0 0 0 rg BT 145.34 223.10 Td (T) Tj ET Q q 0 0 0 rg BT 150.75 223.10 Td (o the extent the fair value hedge is ef) Tj ET Q q 0 0 0 rg BT 298.28 223.10 Td (fective, there is an of) Tj ET Q q 0 0 0 rg BT 382.23 223.10 Td (fsetting adjustment to the basis of the item ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 211.10 Td (being hedged. Inef) Tj ET Q q 0 0 0 rg BT 124.51 211.10 Td (fective portions of changes in the fair value of hedges are recognized in earnings. ) Tj ET Q q 0 0 0 rg BT 451.70 211.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 511.41 211.10 Td (s policy is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 199.10 Td (to enter into derivatives with creditworthy institutions and not to enter into such derivatives for speculative purposes.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (For) Tj ET Q q 0 0 0 rg BT 65.37 178.10 Td (eign Curr) Tj ET Q q 0 0 0 rg BT 107.12 178.10 Td (ency) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.10 Td (Foreign currency denominated assets and liabilities, where the functional currency is the local currency) Tj ET Q q 0 0 0 rg BT 462.53 157.10 Td (, are translated into U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.10 Td (dollars at the exchange rates in ef) Tj ET Q q 0 0 0 rg BT 183.65 145.10 Td (fect at the balance sheet date.Revenue and expenses are translated at the average exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 133.10 Td (rates during the period.Gains and losses from foreign currency translation are recorded as a separate component of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 121.10 Td (accumulated other comprehensive loss.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 100.10 Td (Revenue Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 79.10 Td (The Company generates revenue from the delivery of processing, service and product solutions. Revenue is recognized when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 67.10 Td (written contracts are signed, delivery has occurred, the fees are fixed or determinable, and collectability is reasonably assured.) Tj ET Q endstream endobj 77 0 obj <>] /Rotate 0 /Contents 78 0 R>> endobj 78 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (Processing and services revenue is recognized as services are provided and is primarily derived from contracts that generate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (account- and transaction-based fees for data processing, transaction processing, electronic billing and payment services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (electronic funds transfer) Tj ET Q q 0 0 0 rg BT 146.78 718.10 Td (, and debit processing services. In addition, processing and services revenue is derived from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (fulfillment of professional services, including consulting activities. Certain of the Company) Tj ET Q q 0 0 0 rg BT 419.37 706.10 Td (s revenue is generated from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (multiple element arrangements involving various combinations of product and service deliverables. ) Tj ET Q q 0 0 0 rg BT 450.26 694.10 Td (The deliverables within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (these arrangements are evaluated at contract inception to determine whether they represent separate units of accounting, and if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (so, contract consideration is allocated to each deliverable based on relative selling price. ) Tj ET Q q 0 0 0 rg BT 404.96 670.10 Td (The relative selling price is determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (using vendor specific objective evidence of fair value, third-party evidence or best estimate of selling price. Revenue is then ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (recognized in accordance with the appropriate revenue recognition guidance applicable to the respective elements. ) Tj ET Q q 0 0 0 rg BT 509.52 646.10 Td (Also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (included in processing and services revenue is software maintenance fee revenue for ongoing client support, which is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (recognized ratably over the term of the applicable support period, generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.32 622.10 Td (12 months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.27 622.10 Td (. Deferred revenue consists primarily of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (advance cash receipts for services and is recognized as revenue when the services are provided.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 589.10 Td (Product revenue is primarily derived from integrated print and card production sales, as well as software license sales which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.10 Td (represented less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.80 577.10 Td (4%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.13 577.10 Td ( of total revenue. For software license agreements that do not require significant customization or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 565.10 Td (modification, the Company recognizes software license revenue upon delivery) Tj ET Q q 0 0 0 rg BT 363.41 565.10 Td (, assuming persuasive evidence of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.10 Td (arrangement exists, the license fee is fixed or determinable, and collection is reasonably assured. ) Tj ET Q q 0 0 0 rg BT 438.47 553.10 Td (Arrangements with customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 541.10 Td (that include significant customization, modification or production of software are accounted for under contract accounting, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 529.10 Td (revenue recognized using the percentage-of-completion method based upon ef) Tj ET Q q 0 0 0 rg BT 363.03 529.10 Td (forts-expended, such as labor hours, to measure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 517.10 Td (progress towards completion. Changes in estimates for revenues, costs and profits are recognized in the period in which they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 505.10 Td (are determinable and were not material for any period presented.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td (The Company includes reimbursements from clients, such as postage and telecommunication costs, in processing and services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (revenue and product revenue, while the related costs are included in cost of processing and services and cost of product.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 451.10 Td (Selling, General and ) Tj ET Q q 0 0 0 rg BT 138.90 451.10 Td (Administrative Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (Selling, general and administrative expenses primarily consist of: salaries, wages, commissions and related expenses paid to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (sales personnel, administrative employees and management; advertising and promotional costs; depreciation and amortization; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (and other selling and administrative expenses.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 385.10 Td (Cash and Cash Equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (Cash and cash equivalents consist of cash and investments with original maturities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.54 364.10 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.54 364.10 Td ( days or less.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 343.10 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 109.53 343.10 Td ( Doubtful ) Tj ET Q q 0 0 0 rg BT 152.32 343.10 Td (Accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (The Company analyzes the collectibility of trade accounts receivable by considering historical bad debts, client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (creditworthiness, current economic trends, changes in client payment terms and collection trends when evaluating the adequacy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (of the allowance for doubtful accounts. ) Tj ET Q q 0 0 0 rg BT 208.56 298.10 Td (Any change in the assumptions used in analyzing a specific account receivable may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (result in an additional allowance for doubtful accounts being recognized in the period in which the change occurs. ) Tj ET Q q 0 0 0 rg BT 508.28 286.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td (allowance for doubtful accounts was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.12 274.10 Td ($15 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.51 274.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.95 274.10 Td ($1) Tj ET Q q 0 0 0 rg BT 274.58 274.10 Td (1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.97 274.10 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.77 274.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.77 274.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.21 274.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.21 274.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 493.87 274.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 253.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 60.37 253.10 Td (epaid Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.10 Td (Prepaid expenses represent advance payments for goods and services to be consumed in the future, such as maintenance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.10 Td (postage and insurance, and totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.95 220.10 Td ($141 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.34 220.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.78 220.10 Td ($146 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.17 220.10 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.97 220.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.97 220.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.41 220.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.41 220.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 495.07 220.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 199.10 Td (Settlement ) Tj ET Q q 0 0 0 rg BT 97.49 199.10 Td (Assets and Obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (Settlement assets of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.93 178.10 Td ($312 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.32 178.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.76 178.10 Td ($230 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.15 178.10 Td ( were included in prepaid expenses and other current assets at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 166.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.44 166.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.44 166.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 162.10 166.10 Td (, and settlement obligations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.41 166.10 Td ($305 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.80 166.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.24 166.10 Td ($224 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.63 166.10 Td ( were included in accounts payable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (and accrued expenses at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.42 154.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.42 154.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.86 154.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.86 154.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 319.52 154.10 Td (. Settlement assets and obligations result from timing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (dif) Tj ET Q q 0 0 0 rg BT 60.93 142.10 Td (ferences between collection and fulfillment of payment transactions primarily associated with the Company) Tj ET Q q 0 0 0 rg BT 494.68 142.10 Td (s walk-in and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (expedited bill payment service businesses.Settlement assets represent cash received or amounts receivable from agents, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (payment networks or directly from consumers.Settlement obligations represent amounts payable to clients and payees.) Tj ET Q endstream endobj 79 0 obj <>] /Rotate 0 /Contents 80 0 R>> endobj 80 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (37) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 60.37 742.25 Td (operty and Equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Property and equipment are reported at cost. Depreciation of property and equipment is computed primarily using the straight-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (line method over the shorter of the estimated useful life of the asset or the leasehold period, if applicable. Property and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (equipment consisted of the following at December31:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 654.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 654.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 654.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 654.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 654.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 654.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 626.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 626.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 626.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 626.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 626.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 626.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 598.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 598.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 598.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 598.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 598.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 598.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 570.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 570.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 570.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 570.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 570.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 570.75 81.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 654.75 m 392.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 654.75 m 477.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 654.75 m 562.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 654.75 m 477.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 654.75 m 562.5 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 598.75 m 477.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 598.75 m 562.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 570.75 m 477.5 570.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 570.75 m 562.5 570.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 557.75 m 477.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 555.75 m 477.5 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 557.75 m 562.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 555.75 m 562.5 555.75 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 657.86259765625 m 105.509765625 657.86259765625 l s q 0 0 0 rg BT 53.00 659.43 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.80 668.48 Td (Estimated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.25 658.48 Td (UsefulLives) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.50 659.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.50 659.43 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 645.32 Td (Land) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 645.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.00 645.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 645.32 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 645.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 645.32 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 631.32 Td (Data processing equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.30 631.32 Td (3to5years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 631.32 Td (697) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 631.32 Td (662) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 617.32 Td (Buildings and leasehold improvements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.80 617.32 Td (5to40years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 617.32 Td (256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 617.32 Td (253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 603.32 Td (Furniture and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.30 603.32 Td (5 to 8 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 603.32 Td (179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 603.32 Td (171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.15 589.32 Td (1,151) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 589.32 Td (1,105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 575.32 Td (Less: accumulated depreciation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 575.37 Td (\(746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 575.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 575.37 Td (\(709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 575.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 561.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.00 561.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 561.32 Td (405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 561.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 561.32 Td (396) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 536.25 Td (Depreciation expense for all property and equipment totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.24 536.25 Td ($90 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.63 536.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.63 536.25 Td ($80 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.03 536.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.46 536.25 Td ($71 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.86 536.25 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.63 536.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.63 536.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.63 536.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.63 536.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.07 536.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.07 536.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 524.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.66 524.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 503.25 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 95.85 503.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.25 Td (Intangible assets consisted of the following at December31:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 428.75 239.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 428.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 428.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 428.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 428.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 428.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 428.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 398.75 239.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 398.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 398.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 398.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 398.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 398.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 398.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 368.75 239.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 368.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 368.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 368.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 368.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 368.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 368.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 289.75 239.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 289.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 289.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 289.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 289.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 289.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 289.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 259.75 239.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 259.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 259.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 259.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 259.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 259.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 259.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 229.75 239.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 229.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 229.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 229.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 229.75 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 229.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 229.75 87.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 428.75 m 380.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 428.75 m 471.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 428.75 m 562.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 428.75 m 380.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 428.75 m 471.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 428.75 m 562.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 353.75 m 380.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 353.75 m 471.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 353.75 m 562.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 353.75 m 380.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 339.75 m 380.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 337.75 m 380.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 353.75 m 471.5 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 339.75 m 471.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 337.75 m 471.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 339.75 m 562.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 337.75 m 562.5 337.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 289.75 m 380.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 289.75 m 471.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 289.75 m 562.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 289.75 m 380.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 289.75 m 471.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 289.75 m 562.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 214.75 m 380.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 214.75 m 471.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 214.75 m 562.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 214.75 m 380.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 200.75 m 380.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 198.75 m 380.5 198.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 214.75 m 471.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 200.75 m 471.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 198.75 m 471.5 198.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 200.75 m 562.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 198.75 m 562.5 198.75 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 445.86259765625 m 105.509765625 445.86259765625 l s q 0 0 0 rg BT 53.00 447.43 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.05 453.43 Td (Gr) Tj ET Q q 0 0 0 rg BT 336.09 453.43 Td (oss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.75 443.43 Td (Carrying) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.95 433.43 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.15 443.43 Td (Accumulated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.85 433.43 Td (Amortization) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.60 443.43 Td (Net Book) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 506.45 433.43 Td (V) Tj ET Q q 0 0 0 rg BT 512.75 433.43 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 433.43 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 419.32 Td (Customer related intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.00 418.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 418.42 Td (2,200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 418.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 418.42 Td (1,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.00 418.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 418.42 Td (1,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 404.32 Td (Acquired software and technology) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.65 403.42 Td (507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 403.42 Td (432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 403.42 Td (75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 389.32 Td (Trade names) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.65 388.42 Td (117) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 388.42 Td (57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 388.42 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 374.32 Td (Capitalized software development costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.65 373.42 Td (641) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 373.42 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 373.42 Td (408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 359.32 Td (Purchased software) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.65 358.42 Td (230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 358.42 Td (97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 358.42 Td (133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 344.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.00 343.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 343.42 Td (3,695) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 343.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 343.42 Td (1,862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.00 343.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 343.42 Td (1,833) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 306.86259765625 m 105.509765625 306.86259765625 l s q 0 0 0 rg BT 53.00 308.43 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.05 314.43 Td (Gr) Tj ET Q q 0 0 0 rg BT 336.09 314.43 Td (oss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.75 304.43 Td (Carrying) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.95 294.43 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.15 304.43 Td (Accumulated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.85 294.43 Td (Amortization) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.60 304.43 Td (Net Book) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 506.45 294.43 Td (V) Tj ET Q q 0 0 0 rg BT 512.75 294.43 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 294.43 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 280.32 Td (Customer related intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.00 279.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 279.42 Td (2,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 279.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 279.42 Td (922) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.00 279.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 279.42 Td (1,233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 265.32 Td (Acquired software and technology) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.65 264.42 Td (488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 264.42 Td (413) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 264.42 Td (75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 250.32 Td (Trade names) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.65 249.42 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 249.42 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 249.42 Td (67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 235.32 Td (Capitalized software development costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.65 234.42 Td (575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 234.42 Td (199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 234.42 Td (376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 220.32 Td (Purchased software) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.65 219.42 Td (256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 219.42 Td (135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 219.42 Td (121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 205.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.00 204.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 204.42 Td (3,594) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 204.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 204.42 Td (1,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.00 204.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 204.42 Td (1,872) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 179.25 Td (Customer related intangible assets represent customer contracts and relationships obtained as part of acquired businesses and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 167.25 Td (are amortized over their estimated useful lives, generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.63 167.25 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.63 167.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.41 167.25 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.41 167.25 Td ( years. ) Tj ET Q q 0 0 0 rg BT 340.45 167.25 Td (Acquired software and technology represents software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 155.25 Td (and technology intangible assets obtained as part of acquired businesses and are amortized over their estimated useful lives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 143.25 Td (generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.70 143.25 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.36 143.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.14 143.25 Td (eight) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.14 143.25 Td ( years. ) Tj ET Q q 0 0 0 rg BT 167.55 143.25 Td (T) Tj ET Q q 0 0 0 rg BT 173.31 143.25 Td (rade names are amortized over their estimated useful lives, generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.69 143.25 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.69 143.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.47 143.25 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.47 143.25 Td ( years. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 131.25 Td (Amortization expense for acquired intangible assets, which include customer related intangible assets, acquired software and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 119.25 Td (technology) Tj ET Q q 0 0 0 rg BT 93.78 119.25 Td (, and trade names, totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.47 119.25 Td ($158 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.86 119.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.86 119.25 Td ($194 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.25 119.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.69 119.25 Td ($204 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.08 119.25 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.86 119.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.86 119.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.86 119.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.86 119.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.30 119.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.30 119.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 526.96 119.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 98.25 Td (The Company continually develops, maintains and enhances its products and systems. Product development expenditures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 86.25 Td (represented approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.84 86.25 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.17 86.25 Td ( of the Company) Tj ET Q q 0 0 0 rg BT 241.88 86.25 Td (s total revenue in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.97 86.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.97 86.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.41 86.25 Td (9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.74 86.25 Td ( in each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.17 86.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.17 86.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.60 86.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.60 86.25 Td (. Research and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 74.25 Td (development costs incurred prior to the establishment of technological feasibility are expensed as incurred. Routine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 62.25 Td (maintenance of software products, design costs and other development costs incurred prior to the establishment of a product) Tj ET Q q 0 0 0 rg BT 549.30 62.25 Td (s ) Tj ET Q endstream endobj 81 0 obj <>] /Rotate 0 /Contents 82 0 R>> endobj 82 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (technological feasibility are also expensed as incurred. Costs are capitalized commencing when the technological feasibility of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (the software has been established.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (Capitalized software development costs represent the capitalization of certain costs incurred to develop new software or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.10 Td (enhance existing software which is marketed externally or utilized by the Company to process client transactions. Capitalized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.10 Td (software development costs are amortized over their estimated useful lives, generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.21 685.10 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.75 685.10 Td ( years. Gross software development ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.10 Td (costs capitalized for new products and enhancements to existing products totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.74 673.10 Td ($143 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.13 673.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.13 673.10 Td ($137 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.52 673.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.96 673.10 Td ($129 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.35 673.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.28 661.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.28 661.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.28 661.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.28 661.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.72 661.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.72 661.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 197.38 661.10 Td (. ) Tj ET Q q 0 0 0 rg BT 201.83 661.10 Td (Amortization of previously capitalized software development costs that have been placed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 649.10 Td (into service was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.92 649.10 Td ($106 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.32 649.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.32 649.10 Td ($92 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.71 649.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.15 649.10 Td ($82 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.54 649.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.32 649.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.32 649.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.32 649.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.32 649.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.75 649.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.75 649.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 435.42 649.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (Purchased software represents software licenses purchased from third parties and is amortized over their estimated useful lives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 616.10 Td (generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.70 616.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.69 616.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.47 616.10 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.01 616.10 Td ( years. ) Tj ET Q q 0 0 0 rg BT 166.06 616.10 Td (Amortization of purchased software totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.39 616.10 Td ($40 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.78 616.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.78 616.10 Td ($33 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.17 616.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.61 616.10 Td ($29 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.00 616.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.78 616.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.78 616.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 604.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 604.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.44 604.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.44 604.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 162.10 604.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 583.10 Td (The Company estimates that annual amortization expense with respect to acquired intangible assets recorded at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 571.10 Td ( will be approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.75 571.10 Td ($150 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.15 571.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.92 571.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.92 571.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.92 571.10 Td ($140 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.32 571.10 Td ( in each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.74 571.10 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.74 571.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.18 571.10 Td (2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.18 571.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.18 571.10 Td ($120million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.57 571.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.35 571.10 Td (2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.35 571.10 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.10 Td ($1) Tj ET Q q 0 0 0 rg BT 59.63 559.10 Td (10million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.02 559.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.80 559.10 Td (2021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.80 559.10 Td (. ) Tj ET Q q 0 0 0 rg BT 138.25 559.10 Td (Annual amortization expense in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.21 559.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.21 559.10 Td ( with respect to capitalized and purchased software recorded at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 547.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.58 547.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.58 547.10 Td ( is estimated to approximate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.83 547.10 Td ($150 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.22 547.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 505.10 Td (Goodwill represents the excess of the purchase price over the fair value of identifiable net assets acquired and liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 493.10 Td (assumed in a business combination. ) Tj ET Q q 0 0 0 rg BT 195.36 493.10 Td (The Company evaluates goodwill for impairment on an annual basis, or more frequently if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 481.10 Td (circumstances indicate possible impairment. Goodwill is tested for impairment at a reporting unit level, determined to be at an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 469.10 Td (operating segment level or one level below) Tj ET Q q 0 0 0 rg BT 221.51 469.10 Td (. ) Tj ET Q q 0 0 0 rg BT 226.33 469.10 Td (When reviewing goodwill for impairment, the Company considers the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 457.10 Td (excess fair value over the carrying value of each reporting unit, the period of time since a reporting unit) Tj ET Q q 0 0 0 rg BT 466.79 457.10 Td (s last quantitative test, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 445.10 Td (the extent a reor) Tj ET Q q 0 0 0 rg BT 114.51 445.10 Td (ganization or disposition changes the composition of one or more of the reporting units, and other factors to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 433.10 Td (determine whether or not to first perform a qualitative test. ) Tj ET Q q 0 0 0 rg BT 287.24 433.10 Td (When performing a qualitative test, the Company assesses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 421.10 Td (numerous factors to determine whether it is more likely than not that the fair value of its reporting units are less than their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.10 Td (respective carrying values. Examples of qualitative factors that the Company assesses include its share price, its financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.10 Td (performance, market and competitive factors in its industry) Tj ET Q q 0 0 0 rg BT 286.49 397.10 Td (, and other events specific to its reporting units. If the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 385.10 Td (concludes that it is more likely than not that the fair value of a reporting unit is less than its carrying value, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 373.10 Td (performs a two-step quantitative impairment test by comparing reporting unit carrying values to estimated fair values. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.03 373.10 Td (No) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.25 373.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 361.10 Td (impairment was identified in the Company) Tj ET Q q 0 0 0 rg BT 224.13 361.10 Td (s annual impairment assessment in the fourth quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.79 361.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.79 361.10 Td ( as the estimated fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 349.10 Td (values of the respective reporting units exceeded the carrying values. In addition, there is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.76 349.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.76 349.10 Td ( accumulated impairment loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 337.10 Td (through December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.19 337.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.19 337.10 Td (. ) Tj ET Q q 0 0 0 rg BT 167.01 337.10 Td (The changes in goodwill during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.71 337.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.71 337.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.15 337.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 337.10 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 304.60 245.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 304.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 304.60 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 304.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 304.60 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 304.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 304.60 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 276.60 245.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 276.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 276.60 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 276.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 276.60 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 276.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 276.60 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 248.60 245.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 248.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 248.60 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 248.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 248.60 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 248.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 248.60 85.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 304.6 m 384.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 304.6 m 473.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 304.6 m 562.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 304.6 m 384.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 304.6 m 473.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 304.6 m 562.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 276.6 m 384.5 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 276.6 m 473.5 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 276.6 m 562.5 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 276.6 m 384.5 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 276.6 m 473.5 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 276.6 m 562.5 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 248.60000000000002 m 384.5 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 235.60000000000002 m 384.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 233.60000000000002 m 384.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 248.60000000000002 m 473.5 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 235.60000000000002 m 473.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 233.60000000000002 m 473.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 248.60000000000002 m 562.5 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 235.60000000000002 m 562.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 233.60000000000002 m 562.5 233.60000000000002 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 306.76259765625 m 105.509765625 306.76259765625 l s q 0 0 0 rg BT 53.00 308.33 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.65 308.33 Td (Payments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.45 308.33 Td (Financial) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.55 308.33 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 295.17 Td (Goodwill - December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 295.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 295.17 Td (3,440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.00 295.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 295.17 Td (1,769) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.00 295.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 295.17 Td (5,209) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 281.17 Td (Foreign currency adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.30 281.22 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 281.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.30 281.22 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 281.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.30 281.22 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 281.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 267.17 Td (Goodwill - December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 267.17 Td (3,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 267.17 Td (1,763) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 267.17 Td (5,200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 253.17 Td (Acquired goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.65 253.17 Td (173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 253.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 253.17 Td (173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 239.17 Td (Goodwill - December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 239.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 239.17 Td (3,610) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.00 239.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 239.17 Td (1,763) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.00 239.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 239.17 Td (5,373) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td (Asset Impairment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 193.10 Td (The Company reviews property and equipment, intangible assets and its investment in unconsolidated af) Tj ET Q q 0 0 0 rg BT 468.06 193.10 Td (filiate for impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 181.10 Td (whenever events or changes in circumstances indicate that the carrying amount of the asset may not be recoverable. ) Tj ET Q q 0 0 0 rg BT 514.91 181.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 169.10 Td (Company reviews capitalized software development costs for impairment at each balance sheet date. Recoverability of property ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.10 Td (and equipment, capitalized software development costs, and other intangible assets is assessed by comparing the carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.10 Td (amount of the asset to the undiscounted future cash flows expected to be generated by the asset. ) Tj ET Q q 0 0 0 rg BT 435.25 145.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 494.97 145.10 Td (s investment in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 133.10 Td (unconsolidated af) Tj ET Q q 0 0 0 rg BT 120.63 133.10 Td (filiate is assessed by comparing the carrying amount of the investment to its estimated fair value and is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 121.10 Td (impaired if any decline in fair value is determined to be other than temporary) Tj ET Q q 0 0 0 rg BT 357.85 121.10 Td (. Measurement of any impairment loss is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 109.10 Td (estimated fair value.) Tj ET Q endstream endobj 83 0 obj <>] /Rotate 0 /Contents 84 0 R>> endobj 84 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (39) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Accounts Payable and ) Tj ET Q q 0 0 0 rg BT 146.40 742.25 Td (Accrued Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Accounts payable and accrued expenses consisted of the following at December31:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 688.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 688.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 688.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 688.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 688.75 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 660.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 660.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 660.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 660.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 660.75 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 632.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 632.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 632.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 632.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 632.75 88.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 688.75 m 470.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 688.75 m 562.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 688.75 m 470.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 688.75 m 562.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 618.75 m 470.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 618.75 m 562.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 618.75 m 470.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 605.75 m 470.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 603.75 m 470.5 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 618.75 m 562.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 605.75 m 562.5 605.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 603.75 m 562.5 603.75 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 690.91259765625 m 105.509765625 690.91259765625 l s q 0 0 0 rg BT 53.00 692.48 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.50 692.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.00 692.48 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 679.32 Td (Trade accounts payable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.00 679.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 679.32 Td (110) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 679.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 679.32 Td (74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 665.32 Td (Client deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 665.32 Td (409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 665.32 Td (330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 651.32 Td (Settlement obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 651.32 Td (305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 651.32 Td (224) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 637.32 Td (Accrued compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 637.32 Td (184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 637.32 Td (196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 623.32 Td (Other accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 623.32 Td (234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 623.32 Td (200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 609.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.00 609.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 609.32 Td (1,242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 609.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 609.32 Td (1,024) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 584.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 83.98 584.25 Td (T) Tj ET Q q 0 0 0 rg BT 89.73 584.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 563.25 Td (Deferred tax assets and liabilities are recognized for the expected future tax consequences attributable to dif) Tj ET Q q 0 0 0 rg BT 481.02 563.25 Td (ferences between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 551.25 Td (financial statement carrying amounts of existing assets and liabilities and their respective tax basis and net operating loss and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 539.25 Td (tax credit carry-forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 527.25 Td (income in the years in which those temporary dif) Tj ET Q q 0 0 0 rg BT 245.87 527.25 Td (ferences are expected to be recovered or settled. ) Tj ET Q q 0 0 0 rg BT 439.93 527.25 Td (A) Tj ET Q q 0 0 0 rg BT 446.60 527.25 Td ( valuation allowance is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 515.25 Td (recorded against deferred tax assets if it is more-likely-than-not that some portion or all of the deferred tax assets will not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 503.25 Td (realized.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 482.25 Td (Accumulated Other) Tj ET Q q 0 0 0 rg BT 134.53 482.25 Td ( Compr) Tj ET Q q 0 0 0 rg BT 167.40 482.25 Td (ehensive Loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 461.25 Td (Changes in accumulated other comprehensive loss by component, net of income taxes, consisted of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 407.75 211.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 407.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 407.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 407.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 407.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 407.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 407.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 407.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 407.75 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 377.75 211.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 377.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 377.75 71.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 377.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 377.75 71.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 377.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 377.75 71.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 377.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 377.75 72.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 333.75 211.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 333.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 333.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 333.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 333.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 333.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 333.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 333.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 333.75 72.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 407.75 m 336.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 407.75 m 411.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 407.75 m 486.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 407.75 m 562.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 407.75 m 336.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 407.75 m 411.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 407.75 m 486.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 407.75 m 562.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 355.75 m 336.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 355.75 m 411.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 355.75 m 486.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 355.75 m 562.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 355.75 m 336.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 333.75 m 336.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 355.75 m 411.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 333.75 m 411.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 355.75 m 486.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 333.75 m 486.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 355.75 m 562.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 333.75 m 562.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 333.75 m 336.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 319.75 m 336.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 317.75 m 336.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 333.75 m 411.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 319.75 m 411.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 317.75 m 411.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 333.75 m 486.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 319.75 m 486.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 317.75 m 486.5 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 333.75 m 562.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 319.75 m 562.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 317.75 m 562.5 317.75 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 410.86259765625 m 105.509765625 410.86259765625 l s q 0 0 0 rg BT 53.00 412.43 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 277.85 422.43 Td (Cash Flow) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 284.90 412.43 Td (Hedges) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.90 432.43 Td (For) Tj ET Q q 0 0 0 rg BT 374.27 432.43 Td (eign) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 422.43 Td (Curr) Tj ET Q q 0 0 0 rg BT 376.48 422.43 Td (ency) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 350.85 412.43 Td (T) Tj ET Q q 0 0 0 rg BT 356.78 412.43 Td (ranslation) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.80 412.43 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.05 412.43 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 398.32 Td (Balance at December 31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.00 397.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.30 397.47 Td (\(31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.65 397.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.00 397.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.30 397.47 Td (\(41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 397.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.00 397.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.30 397.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 397.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 397.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 397.47 Td (\(74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 397.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 383.32 Td (Other comprehensive loss before reclassifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.65 382.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.30 382.47 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 382.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 382.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.30 382.47 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 382.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 368.32 Td (Amounts reclassified from accumulated other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 358.37 Td (comprehensive loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 360.42 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 360.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 360.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 360.42 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 346.32 Td (Net current-period other comprehensive \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 336.37 Td (income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 338.42 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.30 338.47 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 338.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 338.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.30 338.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 338.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 324.32 Td (Balance at December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.00 323.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.30 323.47 Td (\(24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.65 323.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.00 323.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.30 323.47 Td (\(50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 323.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.00 323.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.30 323.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 323.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 323.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 323.47 Td (\(76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 323.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 265.75 213.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 265.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 265.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 265.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 265.75 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 265.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 265.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 265.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 265.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 235.75 213.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 235.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 235.75 71.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 235.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 235.75 70.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 235.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 235.75 71.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 235.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 235.75 71.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 191.75 213.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 191.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 191.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 191.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.50 191.75 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 191.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 191.75 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 191.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 191.75 71.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 265.75 m 338.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 265.75 m 412.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 265.75 m 487.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 265.75 m 562.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 265.75 m 338.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 265.75 m 412.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 265.75 m 487.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 265.75 m 562.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 213.75 m 338.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 213.75 m 412.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 213.75 m 487.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 213.75 m 562.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 191.75 m 338.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 213.75 m 412.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 191.75 m 412.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 213.75 m 487.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 191.75 m 487.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 213.75 m 562.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 191.75 m 562.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 177.75 m 338.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 175.75 m 338.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 191.75 m 412.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 177.75 m 412.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 175.75 m 412.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 191.75 m 487.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 177.75 m 487.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 175.75 m 487.5 175.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 191.75 m 562.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 177.75 m 562.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 175.75 m 562.5 175.75 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 268.86259765625005 m 105.509765625 268.86259765625005 l s q 0 0 0 rg BT 53.00 270.43 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 279.85 280.43 Td (Cash Flow) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 286.90 270.43 Td (Hedges) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.40 290.43 Td (For) Tj ET Q q 0 0 0 rg BT 375.77 290.43 Td (eign) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.50 280.43 Td (Curr) Tj ET Q q 0 0 0 rg BT 377.98 280.43 Td (ency) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.35 270.43 Td (T) Tj ET Q q 0 0 0 rg BT 358.28 270.43 Td (ranslation) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.80 270.43 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.55 270.43 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 256.32 Td (Balance at December 31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.00 255.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.30 255.47 Td (\(41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 255.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 255.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.30 255.47 Td (\(20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 255.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.00 255.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.30 255.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 255.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 255.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 255.47 Td (\(63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 255.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 241.32 Td (Other comprehensive loss before reclassifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 240.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.30 240.47 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 240.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 240.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 240.47 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 240.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 226.32 Td (Amounts reclassified from accumulated other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 216.37 Td (comprehensive loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 218.42 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 218.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 218.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 218.42 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 204.32 Td (Net current-period other comprehensive \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 194.37 Td (income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 196.42 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.30 196.47 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 196.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 196.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 196.47 Td (\(11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 196.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 182.32 Td (Balance at December 31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.00 181.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.30 181.47 Td (\(31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 181.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 181.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.30 181.47 Td (\(41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 181.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.00 181.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.30 181.47 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 181.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 181.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 181.47 Td (\(74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 181.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 156.25 Td (Based on the amounts recorded in accumulated other comprehensive loss at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.18 156.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.76 156.25 Td (, the Company estimates that it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 144.25 Td (will recognize approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.68 144.25 Td ($10 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.07 144.25 Td ( in interest expense during the next twelve months related to settled interest rate hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 132.25 Td (contracts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 111.25 Td (The Company has entered into foreign currency forward exchange contracts, which have been designated as cash flow hedges, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 99.25 Td (to hedge foreign currency exposure to the Indian Rupee. ) Tj ET Q q 0 0 0 rg BT 277.14 99.25 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.17 99.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.17 99.25 Td (, the notional amount of these derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 87.25 Td (was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.31 87.25 Td ($86 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.70 87.25 Td (, and the fair value totaling approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.20 87.25 Td ($1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.59 87.25 Td ( is reported in prepaid expenses and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 75.25 Td (current assets in the consolidated balance sheet. ) Tj ET Q q 0 0 0 rg BT 242.71 75.25 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.74 75.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.74 75.25 Td (, the notional amount of these derivatives was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 63.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.26 63.25 Td ($85 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.65 63.25 Td (, and the fair value totaling approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 63.25 Td ($1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.54 63.25 Td ( is reported in accounts payable and accrued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 51.25 Td (expenses in the consolidated balance sheet.) Tj ET Q endstream endobj 85 0 obj <>] /Rotate 0 /Contents 86 0 R>> endobj 86 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (40) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Net Income Per) Tj ET Q q 0 0 0 rg BT 116.46 742.25 Td ( Shar) Tj ET Q q 0 0 0 rg BT 139.34 742.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Net income per share in each period is calculated using actual, unrounded amounts. Basic net income per share is computed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (using the weighted-average number of common shares outstanding during the year) Tj ET Q q 0 0 0 rg BT 380.46 709.25 Td (. Diluted net income per share is computed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (using the weighted-average number of common shares and common stock equivalents outstanding during the year) Tj ET Q q 0 0 0 rg BT 506.55 697.25 Td (. Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.25 Td (stock equivalents consist of stock options and restricted stock units and are computed using the treasury stock method. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.12 685.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.12 685.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 673.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.44 673.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.44 673.25 Td (, the Company excluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.14 673.25 Td (0.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.03 673.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.03 673.25 Td (0.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.92 673.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.36 673.25 Td (1.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.25 673.25 Td ( weighted-average shares, respectively) Tj ET Q q 0 0 0 rg BT 518.97 673.25 Td (, from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.25 Td (calculations of common stock equivalents for anti-dilutive stock options.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.25 Td (The computation of shares used in calculating basic and diluted net income per share is as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 607.75 274.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 607.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 607.75 75.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 607.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 607.75 75.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 607.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 607.75 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 569.75 274.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 569.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 569.75 75.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 569.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 569.75 75.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 569.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 569.75 76.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 607.75 m 403.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 607.75 m 482.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 607.75 m 562.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 607.75 m 403.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 607.75 m 482.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 607.75 m 562.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 569.75 m 403.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 569.75 m 562.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 569.75 m 403.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 546.75 m 403.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 544.75 m 403.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 569.75 m 482.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 546.75 m 482.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 544.75 m 482.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 569.75 m 562.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 546.75 m 562.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 544.75 m 562.5 544.75 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 609.91259765625 m 105.509765625 609.91259765625 l s q 0 0 0 rg BT 53.00 611.48 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.50 611.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.50 611.48 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.00 611.48 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 598.32 Td (Weighted-average common shares outstanding used for the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 588.32 Td (calculation of netincome per share - basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 588.42 Td (220.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 588.42 Td (233.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 588.42 Td (248.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 574.32 Td (Common stock equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.15 574.32 Td (3.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.15 574.32 Td (4.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 574.32 Td (4.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 560.32 Td (Weighted-average common shares outstanding used for the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 550.32 Td (calculation of netincome per share - diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 550.42 Td (223.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 550.42 Td (238.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 550.42 Td (252.7) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 525.25 Td (Supplemental Cash Flow Information) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 492.75 274.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 492.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 492.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 492.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 492.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 492.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 492.75 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 464.75 274.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 464.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 464.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 464.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 464.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 464.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 464.75 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 492.75 m 403.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 492.75 m 482.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 492.75 m 562.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 492.75 m 403.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 492.75 m 482.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 492.75 m 562.5 492.75 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 494.91259765625 m 105.509765625 494.91259765625 l s q 0 0 0 rg BT 53.00 496.48 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.50 496.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.50 496.48 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.00 496.48 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 483.32 Td (Interest paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 483.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 483.32 Td (147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 483.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 483.32 Td (150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 483.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 483.32 Td (144) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 469.32 Td (Income taxes paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 469.32 Td (408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 469.32 Td (306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 469.32 Td (336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 455.32 Td (Treasury stock purchases settled after the balance sheet date) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 455.32 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 455.32 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 455.32 Td (19) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (2. ) Tj ET Q q 0 0 0 rg BT 59.45 430.25 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 413.25 Td (On January 15, 2016, the Company acquired the Convenience Pay Services business of Hewlett Packard Enterprise Company) Tj ET Q q 0 0 0 rg BT 552.56 413.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 401.25 Td (which enables providers to accept electronic payments from their consumers through multiple channels, thereby expanding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 389.25 Td (Company) Tj ET Q q 0 0 0 rg BT 91.67 389.25 Td (s biller solution of) Tj ET Q q 0 0 0 rg BT 164.54 389.25 Td (ferings. On March 3, 2016, the Company completed its purchase of the Community Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 377.25 Td (Services business of ) Tj ET Q q 0 0 0 rg BT 133.05 377.25 Td (ACI ) Tj ET Q q 0 0 0 rg BT 152.59 377.25 Td (W) Tj ET Q q 0 0 0 rg BT 161.23 377.25 Td (orldwide, Inc., further enhancing the Company) Tj ET Q q 0 0 0 rg BT 351.72 377.25 Td (s suite of digital banking and payments solutions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 356.25 Td (The Company acquired these businesses for an aggregate purchase price of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.94 356.25 Td ($265 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.33 356.25 Td (. During the third quarter of 2016, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 344.25 Td (Company finalized the purchase price allocations based upon final valuations of intangible assets. ) Tj ET Q q 0 0 0 rg BT 443.59 344.25 Td (The final purchase price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 332.25 Td (allocations for these acquisitions did not materially change from the preliminary allocations and resulted in technology and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 320.25 Td (customer intangible assets totaling approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.79 320.25 Td ($80 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.18 320.25 Td (, goodwill of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.06 320.25 Td ($173 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.46 320.25 Td (, and other identifiable net assets of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 308.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.26 308.25 Td ($12 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.65 308.25 Td ( consisting primarily of accounts receivable. ) Tj ET Q q 0 0 0 rg BT 336.13 308.25 Td (The goodwill, recognized within the Payments segment, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 296.25 Td (from these transactions is deductible for tax purposes and is primarily attributed to syner) Tj ET Q q 0 0 0 rg BT 403.90 296.25 Td (gies and anticipated revenue and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 284.25 Td (earnings growth associated with the products and services that these businesses provide. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 263.25 Td (The results of operations for these acquired businesses, including revenue of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.24 263.25 Td ($86 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.63 263.25 Td ( in 2016, have been included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 251.25 Td (accompanying consolidated statements of income from the dates of acquisition. ) Tj ET Q q 0 0 0 rg BT 370.19 251.25 Td (As a result of these acquisitions, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 239.25 Td (incurred mer) Tj ET Q q 0 0 0 rg BT 101.18 239.25 Td (ger and integration costs, including a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.42 239.25 Td ($10 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.81 239.25 Td ( non-cash impairment char) Tj ET Q q 0 0 0 rg BT 404.54 239.25 Td (ge in the first quarter of 2016 related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 227.25 Td (the Company) Tj ET Q q 0 0 0 rg BT 106.38 227.25 Td (s decision to replace existing software with an acquired solution. ) Tj ET Q q 0 0 0 rg BT 367.52 227.25 Td (The related impairment char) Tj ET Q q 0 0 0 rg BT 480.89 227.25 Td (ge was recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 215.25 Td (cost of processing and services within Corporate and Other as such amount is excluded from the Company) Tj ET Q q 0 0 0 rg BT 479.34 215.25 Td (s measure of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 203.25 Td (Payments segment) Tj ET Q q 0 0 0 rg BT 127.49 203.25 Td (s operating performance. Pro forma information for these acquisitions is not provided because they did not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 191.25 Td (have a material ef) Tj ET Q q 0 0 0 rg BT 121.16 191.25 Td (fect on the Company) Tj ET Q q 0 0 0 rg BT 207.53 191.25 Td (s consolidated results of operations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 170.25 Td (3. Investment in Unconsolidated ) Tj ET Q q 0 0 0 rg BT 189.18 170.25 Td (Affiliate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 149.25 Td (The Company owns a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.99 149.25 Td (49%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.32 149.25 Td ( interest in StoneRiver Group, L.P) Tj ET Q q 0 0 0 rg BT 294.14 149.25 Td (. \(StoneRiver\), which is accounted for as an equity method ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 137.25 Td (investment, and reports its share of StoneRiver) Tj ET Q q 0 0 0 rg BT 237.83 137.25 Td () Tj ET Q q 0 0 0 rg BT 240.61 137.25 Td (s net income as income from investment in unconsolidated af) Tj ET Q q 0 0 0 rg BT 485.64 137.25 Td (filiate. ) Tj ET Q q 0 0 0 rg BT 513.78 137.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 125.25 Td (Company) Tj ET Q q 0 0 0 rg BT 91.67 125.25 Td (s investment in StoneRiver was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.26 125.25 Td ($14 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.66 125.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.09 125.25 Td ($17 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.49 125.25 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.29 125.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.29 125.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.72 125.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.72 125.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 515.39 125.25 Td (, and is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 113.25 Td (reported within other long-term assets in the consolidated balance sheets. ) Tj ET Q q 0 0 0 rg BT 345.01 113.25 Td (T) Tj ET Q q 0 0 0 rg BT 350.42 113.25 Td (o the extent that the Company's cost basis is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 101.25 Td (dif) Tj ET Q q 0 0 0 rg BT 60.93 101.25 Td (ferent than the basis reflected at the unconsolidated af) Tj ET Q q 0 0 0 rg BT 276.21 101.25 Td (filiate level, the basis dif) Tj ET Q q 0 0 0 rg BT 374.61 101.25 Td (ference is generally amortized over the lives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 89.25 Td (of the related assets and included in the Company's share of equity in earnings of the unconsolidated af) Tj ET Q q 0 0 0 rg BT 461.78 89.25 Td (filiate. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.93 89.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.93 89.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.93 89.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.93 89.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 77.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.94 77.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.94 77.25 Td (, the Company received cash dividends, funded from capital transactions, from StoneRiver of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.94 77.25 Td ($151million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.34 77.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 65.25 Td ($36million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.39 65.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.83 65.25 Td ($1) Tj ET Q q 0 0 0 rg BT 125.46 65.25 Td (10 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.85 65.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 219.51 65.25 Td (, which were recorded as reductions in the Company) Tj ET Q q 0 0 0 rg BT 432.50 65.25 Td (s investment in StoneRiver) Tj ET Q q 0 0 0 rg BT 540.00 65.25 Td (. ) Tj ET Q q 0 0 0 rg BT 544.81 65.25 Td (The ) Tj ET Q endstream endobj 87 0 obj <>] /Rotate 0 /Contents 88 0 R>> endobj 88 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (dividends, in their entirety) Tj ET Q q 0 0 0 rg BT 154.88 742.10 Td (, represented returns on the Company's investment and are reported in cash flows from operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (During the first quarter of 2016, StoneRiver recognized a gain on the sale of a business interest in which the Company) Tj ET Q q 0 0 0 rg BT 526.27 706.10 Td (s pre-tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (share of this gain was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.15 694.10 Td ($190million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.54 694.10 Td (. During the first quarter of 2016, the Company also received cash dividends of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.90 694.10 Td ($140million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.29 694.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (from StoneRiver) Tj ET Q q 0 0 0 rg BT 116.53 682.10 Td (, which were funded from the sale transaction and recorded as reductions in the Company) Tj ET Q q 0 0 0 rg BT 477.80 682.10 Td (s investment in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (StoneRiver) Tj ET Q q 0 0 0 rg BT 94.44 670.10 Td (. In conjunction with this activity) Tj ET Q q 0 0 0 rg BT 226.55 670.10 Td (, the Company evaluated its equity method investment in StoneRiver for its ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (to recover the remaining carrying amount of such investment. Utilizing a discounted cash flow analysis \(level 3 of the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (value hierarchy\) to arrive at a measure of the investment) Tj ET Q q 0 0 0 rg BT 278.51 646.10 Td (s fair value, the Company recognized an impairment loss of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td ($44million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.39 634.10 Td (. ) Tj ET Q q 0 0 0 rg BT 101.21 634.10 Td (The Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.34 634.10 Td ($146million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.73 634.10 Td ( pre-tax share of the gain, net of the impairment loss was recorded within income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (from investment in unconsolidated af) Tj ET Q q 0 0 0 rg BT 199.23 622.10 Td (filiate, with the related tax expense of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.50 622.10 Td ($54million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.89 622.10 Td ( recorded through the income tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (provision, in the consolidated statements of income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 589.10 Td (During 2015 and 2014, StoneRiver recognized net gains on the sales of subsidiary businesses. ) Tj ET Q q 0 0 0 rg BT 428.09 589.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 487.80 589.10 Td (s pre-tax share of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.10 Td (the net gains and related expenses on these transactions of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.92 577.10 Td ($29million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.31 577.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.09 577.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.09 577.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.53 577.10 Td ($87million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.92 577.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.70 577.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.70 577.10 Td ( was recorded within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 565.10 Td (income from investment in unconsolidated af) Tj ET Q q 0 0 0 rg BT 231.16 565.10 Td (filiate, with the related tax expenses of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.33 565.10 Td ($13 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.72 565.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.16 565.10 Td ($36 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.55 565.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 553.21 565.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.10 Td (recorded through the income tax provision, in the accompanying consolidated statements of income.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 55.00 532.10 Td (. Long-T) Tj ET Q q 0 0 0 rg BT 91.31 532.10 Td (erm Debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 511.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 109.71 511.10 Td (s long-term debt, net of discounts and debt issuance costs, consisted of the following at December31:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 477.60 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 477.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 477.60 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 477.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 477.60 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 449.60 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 449.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 449.60 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 449.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 449.60 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 421.60 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 421.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 421.60 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 421.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 421.60 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 393.60 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 393.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 393.60 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 393.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 393.60 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 365.60 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 365.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 365.60 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 365.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 365.60 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 337.60 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 337.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 337.60 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 337.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 337.60 88.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 477.6 m 470.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 477.6 m 562.5 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 365.6 m 470.5 365.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 365.6 m 562.5 365.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 337.6 m 470.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 337.6 m 562.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 337.6 m 470.5 337.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 324.6 m 470.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 322.6 m 470.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 324.6 m 562.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 322.6 m 562.5 322.6 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 480.71259765625 m 105.509765625 480.71259765625 l s q 0 0 0 rg BT 53.00 482.28 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.50 482.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.00 482.28 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 468.17 Td (Revolving credit facility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.00 468.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 468.17 Td (647) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 468.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 468.17 Td (379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 454.17 Td (Term loan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 454.17 Td (629) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 454.17 Td (628) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 440.17 Td (2.7% senior notes due 2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 440.17 Td (845) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 440.17 Td (843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 426.17 Td (4.625% senior notes due 2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 426.17 Td (448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 426.17 Td (448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 412.17 Td (4.75% senior notes due 2021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 412.17 Td (398) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 412.17 Td (397) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 398.17 Td (3.5% senior notes due 2022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 398.17 Td (695) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 398.17 Td (694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 384.17 Td (3.85% senior notes due 2025) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 384.17 Td (893) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 384.17 Td (893) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 370.17 Td (Other borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 370.17 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 370.17 Td (11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 356.17 Td (Total debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 356.17 Td (4,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 356.17 Td (4,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 342.17 Td (Less: current maturities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.30 342.22 Td (\(95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 342.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.30 342.22 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 342.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 328.17 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.00 328.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 328.17 Td (4,467) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 328.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 328.17 Td (4,288) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 303.10 Td (The estimated fair value of total debt was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.27 303.10 Td ($4.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.38 303.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.82 303.10 Td ($4.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.94 303.10 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.74 303.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.74 303.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.18 303.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.18 303.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 512.84 303.10 Td (. ) Tj ET Q q 0 0 0 rg BT 517.66 303.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 291.10 Td (Company was in compliance with all financial debt covenants during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.37 291.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.37 291.10 Td (. ) Tj ET Q q 0 0 0 rg BT 353.82 291.10 Td (Annual maturities of the Company) Tj ET Q q 0 0 0 rg BT 495.46 291.10 Td (s total debt were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 279.10 Td (as follows at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.63 279.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.63 279.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 232.60 418.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 232.60 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 204.60 418.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 204.60 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 176.60 418.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 176.60 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 148.60 418.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 148.60 94.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 148.60000000000002 m 562.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 148.60000000000002 m 562.5 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 135.60000000000002 m 562.5 135.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 133.60000000000002 m 562.5 133.60000000000002 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 248.76259765625002 m 105.509765625 248.76259765625002 l s q 0 0 0 rg BT 53.00 250.33 Td (\(In millions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 237.17 Td (Year ending December31,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 223.17 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.00 223.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 223.17 Td (95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 209.17 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 209.17 Td (540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 195.17 Td (2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 195.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 181.17 Td (2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 181.17 Td (1,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 167.17 Td (2021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 167.17 Td (398) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 153.17 Td (Thereafter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 153.17 Td (1,588) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 139.17 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.00 139.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 139.17 Td (4,562) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 89 0 obj <>] /Rotate 0 /Contents 90 0 R>> endobj 90 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (42) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (Revolving Cr) Tj ET Q q 0 0 0 rg BT 102.67 742.10 Td (edit Facility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.10 Td (The Company maintains a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.75 721.10 Td ($2.0billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.87 721.10 Td ( revolving credit agreement with a syndicate of banks that matures in ) Tj ET Q q 0 0 0 rg BT 482.11 721.10 Td (April 2020. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (Borrowings under the revolving credit facility bear interest at a variable rate based on LIBOR or on a base rate, plus a specified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.10 Td (mar) Tj ET Q q 0 0 0 rg BT 65.37 697.10 Td (gin based on the Company's long-term debt rating in ef) Tj ET Q q 0 0 0 rg BT 285.55 697.10 Td (fect from time to time. ) Tj ET Q q 0 0 0 rg BT 378.12 697.10 Td (The variable interest rate on the revolving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 685.10 Td (credit facility borrowings was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.19 685.10 Td (1.81%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.02 685.10 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.82 685.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.82 685.10 Td (. ) Tj ET Q q 0 0 0 rg BT 293.64 685.10 Td (There are no significant commitment fees and no compensating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 673.10 Td (balance requirements. ) Tj ET Q q 0 0 0 rg BT 140.05 673.10 Td (The revolving credit facility contains various restrictions and covenants that require the Company) Tj ET Q q 0 0 0 rg BT 530.40 673.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 661.10 Td (among other things, to: \(i\)limit its consolidated indebtedness as of the end of each fiscal quarter to no more than three and one-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 649.10 Td (half times consolidated net earnings before interest, taxes, depreciation and amortization and certain other adjustments during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 637.10 Td (the period of four fiscal quarters then ended, and \(ii\)maintain consolidated net earnings before interest, taxes, depreciation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 625.10 Td (amortization and certain other adjustments of at least three times consolidated interest expense as of the end of each fiscal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 613.10 Td (quarter for the period of four fiscal quarters then ended.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 592.10 Td (T) Tj ET Q q 0 0 0 rg BT 54.64 592.10 Td (erm Loan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.10 Td (The Company maintains a term loan with a syndicate of banks that matures in October 2018 and bears interest at a variable rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.10 Td (based on LIBOR or on a base rate, plus a specified mar) Tj ET Q q 0 0 0 rg BT 270.86 559.10 Td (gin based on the Company) Tj ET Q q 0 0 0 rg BT 380.29 559.10 Td (s long-term debt rating in ef) Tj ET Q q 0 0 0 rg BT 492.02 559.10 Td (fect from time to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 547.10 Td (time. ) Tj ET Q q 0 0 0 rg BT 72.59 547.10 Td (The variable interest rate on the term loan borrowings was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.62 547.10 Td (2.02%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.45 547.10 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.25 547.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.25 547.10 Td (. ) Tj ET Q q 0 0 0 rg BT 429.70 547.10 Td (A) Tj ET Q q 0 0 0 rg BT 436.37 547.10 Td ( scheduled principal payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 535.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.83 535.10 Td ($90 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.22 535.10 Td ( is due on December 31, 2017, with the outstanding principal balance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.98 535.10 Td ($540 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.37 535.10 Td ( due at maturity) Tj ET Q q 0 0 0 rg BT 511.76 535.10 Td (. ) Tj ET Q q 0 0 0 rg BT 516.58 535.10 Td (The term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 523.10 Td (loan facility contains various restrictions and covenants substantially similar to those contained in the revolving credit facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 511.10 Td (described above. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (Senior Notes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 469.10 Td (In May 2015, the Company completed an of) Tj ET Q q 0 0 0 rg BT 227.00 469.10 Td (fering of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.21 469.10 Td ($1.75billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.32 469.10 Td ( of senior notes comprised of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.18 469.10 Td ($850million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.58 469.10 Td ( aggregate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 457.10 Td (principal amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.37 457.10 Td (2.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.20 457.10 Td ( senior notes due in June 2020 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.73 457.10 Td ($900 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.12 457.10 Td ( aggregate principal amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.35 457.10 Td (3.85%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.18 457.10 Td ( senior notes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 445.10 Td (due in June 2025. ) Tj ET Q q 0 0 0 rg BT 122.87 445.10 Td (The notes pay interest at the stated rates semi-annually on June1 and December1, which commenced on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 433.10 Td (December1, 2015. ) Tj ET Q q 0 0 0 rg BT 128.40 433.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 188.12 433.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.51 433.10 Td (4.625%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.34 433.10 Td ( senior notes due in October 2020 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 433.10 Td (3.5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.58 433.10 Td ( senior notes due in October 2022 pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 421.10 Td (interest at the stated rates on ) Tj ET Q q 0 0 0 rg BT 165.52 421.10 Td (April1 and October1 of each year) Tj ET Q q 0 0 0 rg BT 304.07 421.10 Td (. ) Tj ET Q q 0 0 0 rg BT 308.89 421.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 368.60 421.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.00 421.10 Td (4.75%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.83 421.10 Td ( senior notes due in June 2021 pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.10 Td (interest at the stated rate on June15 and December15 of each year) Tj ET Q q 0 0 0 rg BT 316.83 409.10 Td (. ) Tj ET Q q 0 0 0 rg BT 321.65 409.10 Td (The interest rates applicable to the senior notes are subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.10 Td (to an increase of up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.08 397.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.08 397.10 Td ( percent in the event that the Company) Tj ET Q q 0 0 0 rg BT 313.53 397.10 Td (s credit rating is downgraded below investment grade. ) Tj ET Q q 0 0 0 rg BT 532.46 397.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 385.10 Td (indentures governing the senior notes contain covenants that, among other matters, limit \(i\)the Company) Tj ET Q q 0 0 0 rg BT 473.79 385.10 Td (s ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 373.10 Td (consolidate or mer) Tj ET Q q 0 0 0 rg BT 124.24 373.10 Td (ge into, or convey) Tj ET Q q 0 0 0 rg BT 195.79 373.10 Td (, transfer or lease all or substantially all of its properties and assets to, another person; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 361.10 Td (\(ii\)the Company) Tj ET Q q 0 0 0 rg BT 121.10 361.10 Td (s and certain of its subsidiaries) Tj ET Q q 0 0 0 rg BT 246.71 361.10 Td ( ability to create or assume liens, and \(iii\)the Company) Tj ET Q q 0 0 0 rg BT 471.38 361.10 Td (s and certain of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 349.10 Td (subsidiaries) Tj ET Q q 0 0 0 rg BT 99.80 349.10 Td ( ability to engage in sale and leaseback transactions. In October 2015, the Company used its available borrowings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 337.10 Td (under the revolving credit facility to repay the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.60 337.10 Td ($300 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.99 337.10 Td ( aggregate principal amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.22 337.10 Td (3.125%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.05 337.10 Td ( senior notes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td (In May 2015, the Company used the net proceeds from the of) Tj ET Q q 0 0 0 rg BT 295.87 316.10 Td (fering described above to redeem its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.59 316.10 Td ($600 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.98 316.10 Td ( aggregate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (principal amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.37 304.10 Td (3.125%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.20 304.10 Td ( senior notes due in June 2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.73 304.10 Td ($500 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.12 304.10 Td ( aggregate principal amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.35 304.10 Td (6.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.18 304.10 Td ( senior notes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (due in November 2017. ) Tj ET Q q 0 0 0 rg BT 146.74 292.10 Td (The Company recorded a pre-tax loss on early debt extinguishment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.16 292.10 Td ($85 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.55 292.10 Td ( related to make-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.10 Td (whole payments and other costs associated with this redemption. In addition, the Company paid scheduled December 2015 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td (December 2016 principal payments on the term loan totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.76 268.10 Td ($180 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 268.10 Td ( and repaid, at that time, outstanding borrowings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.10 Td (under the revolving credit facility) Tj ET Q q 0 0 0 rg BT 183.75 256.10 Td (. ) Tj ET Q q 0 0 0 rg BT 188.56 256.10 Td (The remaining net proceeds from the of) Tj ET Q q 0 0 0 rg BT 347.21 256.10 Td (fering were used for general corporate purposes.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 235.10 Td (Debt Issuance Costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td (Debt issuance costs are amortized as a component of interest expense over the term of the underlying debt using the ef) Tj ET Q q 0 0 0 rg BT 523.55 214.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (interest method. Debt issuance costs related to the Company's term loan and senior notes totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.26 202.10 Td ($17 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 202.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.09 202.10 Td ($21 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.48 202.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.58 190.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.58 190.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.02 190.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.02 190.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 220.68 190.10 Td (, and are reported as a direct reduction of the related debt instrument in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (consolidated balance sheets. Debt issuance costs related to the Company's revolving credit facility are reported in other long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (term assets in the consolidated balance sheets and totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.31 166.10 Td ($5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.71 166.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.14 166.10 Td ($7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.54 166.10 Td ( at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.34 166.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.34 166.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.77 166.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.77 166.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.66 154.10 Td (.) Tj ET Q endstream endobj 91 0 obj <>] /Rotate 0 /Contents 92 0 R>> endobj 92 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (43) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (5. Income ) Tj ET Q q 0 0 0 rg BT 93.98 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 99.73 742.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Substantially all of the Company's pre-tax earnings are derived from domestic operations in all periods presented. ) Tj ET Q q 0 0 0 rg BT 506.40 721.25 Td (A) Tj ET Q q 0 0 0 rg BT 513.07 721.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (reconciliation of the statutory federal income tax rate to the Company) Tj ET Q q 0 0 0 rg BT 331.57 709.25 Td (s ef) Tj ET Q q 0 0 0 rg BT 345.55 709.25 Td (fective income tax rate for continuing operations is as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 697.25 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 664.75 267.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 664.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 664.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 664.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 664.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 664.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 636.75 267.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 636.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 636.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 636.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 636.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 636.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 608.75 267.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 608.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 608.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 608.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 608.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 608.75 79.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 664.75 m 396.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 664.75 m 479.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 664.75 m 562.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 664.75 m 396.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 664.75 m 479.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 664.75 m 562.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 594.75 m 396.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 594.75 m 479.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 594.75 m 562.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 581.75 m 396.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 579.75 m 396.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 581.75 m 479.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 579.75 m 479.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 581.75 m 562.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 579.75 m 562.5 579.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.50 668.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 668.48 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.50 668.48 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 655.32 Td (Statutory federal income tax rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.80 655.32 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 655.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.80 655.32 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 655.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 655.32 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 655.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 641.32 Td (State income taxes, net of federal effect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.80 641.32 Td (2.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 641.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.80 641.32 Td (1.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 641.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.80 641.32 Td (2.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 641.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 627.32 Td (Unconsolidated affiliate tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.80 627.32 Td (4.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 627.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.80 627.32 Td (1.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 627.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.80 627.32 Td (3.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 627.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 613.32 Td (Domestic production activities deduction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.45 613.32 Td (\(3.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 613.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.45 613.32 Td (\(2.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 613.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.45 613.32 Td (\(4.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.30 613.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 599.32 Td (Other, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.45 599.32 Td (\(0.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 599.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.45 599.32 Td (\(0.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 599.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.45 599.32 Td (\(0.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.30 599.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 585.32 Td (Effective income tax rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.80 585.32 Td (38.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 585.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.80 585.32 Td (35.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 585.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 585.32 Td (36.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 585.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 560.25 Td (The income tax provision for continuing operations was as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 527.75 267.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 527.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 527.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 527.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 527.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 527.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 499.75 267.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 499.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 499.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 499.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 499.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 499.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 471.75 267.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 471.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 471.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 471.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 471.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 471.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 443.75 267.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 443.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 443.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 443.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 443.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 443.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 415.75 267.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 415.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 415.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 415.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 415.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 415.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 387.75 267.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 387.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 387.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 387.75 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 387.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 387.75 79.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 527.75 m 396.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 527.75 m 479.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 527.75 m 562.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 471.75 m 396.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 471.75 m 479.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 471.75 m 562.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 457.75 m 396.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 457.75 m 479.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 457.75 m 562.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 401.75 m 396.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 401.75 m 479.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 401.75 m 562.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 387.75 m 396.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 387.75 m 479.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 387.75 m 562.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 374.75 m 396.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 372.75 m 396.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 374.75 m 479.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 372.75 m 479.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 374.75 m 562.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 372.75 m 562.5 372.75 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 529.91259765625 m 105.509765625 529.91259765625 l s q 0 0 0 rg BT 53.00 531.48 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.50 531.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 531.48 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.50 531.48 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 518.32 Td (Current:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 504.32 Td (Federal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.00 504.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 504.32 Td (402) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 504.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.65 504.32 Td (315) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.00 504.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 504.32 Td (331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 490.32 Td (State) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.65 490.32 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.65 490.32 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 490.32 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 476.32 Td (Foreign) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.65 476.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.65 476.32 Td (11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 476.32 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 462.32 Td (471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.65 462.32 Td (357) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 462.32 Td (381) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 448.32 Td (Deferred:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 434.32 Td (Federal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.65 434.32 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.65 434.32 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.30 434.37 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 434.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 420.32 Td (State) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 420.32 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 420.37 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 420.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 420.32 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 406.32 Td (Foreign) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 406.37 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 406.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.65 406.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 406.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.65 392.32 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.65 392.32 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 392.32 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 378.32 Td (Income tax provision) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.00 378.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 378.32 Td (492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 378.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.65 378.32 Td (377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.00 378.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 378.32 Td (384) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 353.25 Td (Significant components of deferred tax assets and liabilities consisted of the following at December31:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 320.75 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 320.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 320.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 320.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 292.75 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 292.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 292.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 292.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 264.75 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 264.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 264.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 264.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 236.75 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 236.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 236.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 236.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 208.75 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 208.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 208.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 208.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 174.75 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 174.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 174.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 174.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 146.75 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 146.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 146.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 146.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 118.75 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 118.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 118.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 118.75 86.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 320.75 m 472.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 320.75 m 562.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 320.75 m 472.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 320.75 m 562.5 320.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 236.75 m 472.5 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 236.75 m 562.5 236.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 208.75 m 472.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 208.75 m 562.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 194.75 m 472.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 194.75 m 562.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 132.75 m 472.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 132.75 m 562.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 118.75 m 472.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 118.75 m 562.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 105.75 m 472.5 105.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 103.75 m 472.5 103.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 105.75 m 562.5 105.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 103.75 m 562.5 103.75 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 322.91259765625 m 105.509765625 322.91259765625 l s q 0 0 0 rg BT 53.00 324.48 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.00 324.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.00 324.48 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 311.32 Td (Accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 311.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 311.32 Td (48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.00 311.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 311.32 Td (49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 297.32 Td (Interest rate hedge contracts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 297.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 297.32 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 283.32 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 283.32 Td (57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 283.32 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 269.32 Td (Net operating loss and credit carry-forwards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 269.32 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 269.32 Td (102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 255.32 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 255.32 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 255.32 Td (49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 241.32 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 241.32 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 241.32 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 227.32 Td (Subtotal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 227.32 Td (247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 227.32 Td (283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 213.32 Td (Valuation allowance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 213.37 Td (\(35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 213.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 213.37 Td (\(35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 213.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 199.32 Td (Total deferred tax assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 199.32 Td (212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 199.32 Td (248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 179.32 Td (Capitalized software development costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.30 179.37 Td (\(156) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 179.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 179.37 Td (\(142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 179.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 165.32 Td (Intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.30 165.37 Td (\(681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 165.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 165.37 Td (\(700) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 165.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 151.32 Td (Property and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 151.37 Td (\(67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 151.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 151.37 Td (\(68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 151.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 137.32 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 137.37 Td (\(44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 137.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 137.37 Td (\(42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 137.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 123.32 Td (Total deferred tax liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.30 123.37 Td (\(948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 123.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 123.37 Td (\(952) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 123.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 109.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 109.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.30 109.37 Td (\(736) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 109.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.00 109.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 109.37 Td (\(704) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 109.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 93 0 obj <>] /Rotate 0 /Contents 94 0 R>> endobj 94 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (Deferred tax assets and liabilities are reported in the consolidated balance sheets as follows at December31:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 709.60 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 709.60 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 709.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 709.60 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 681.60 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 681.60 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 681.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 681.60 86.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 709.6 m 472.5 709.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 709.6 m 562.5 709.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 709.6 m 472.5 709.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 709.6 m 562.5 709.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 681.6 m 472.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 681.6 m 562.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 681.6 m 472.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 668.6 m 472.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 666.6 m 472.5 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 681.6 m 562.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 668.6 m 562.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 666.6 m 562.5 666.6 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 711.76259765625 m 105.509765625 711.76259765625 l s q 0 0 0 rg BT 53.00 713.33 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.00 713.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.00 713.33 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 700.17 Td (Noncurrent assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 700.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 700.17 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.00 700.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 700.17 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 686.17 Td (Noncurrent liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.30 686.22 Td (\(762) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 686.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 686.22 Td (\(726) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 686.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 672.17 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 672.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.30 672.22 Td (\(736) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 672.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.00 672.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 672.22 Td (\(704) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 672.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 647.10 Td (Noncurrent deferred tax assets are included in other long-term assets at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.42 647.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.42 647.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.86 647.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.86 647.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.10 Td (Unrecognized tax benefits were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 593.60 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 593.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 593.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 593.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 593.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 593.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 565.60 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 565.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 565.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 565.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 565.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 565.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 537.60 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 537.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 537.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 537.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 537.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 537.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 509.60 273.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 509.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 509.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 509.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 509.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 509.60 77.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 593.6 m 400.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 593.6 m 481.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 593.6 m 562.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 593.6 m 400.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 593.6 m 481.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 593.6 m 562.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 509.6 m 400.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 509.6 m 481.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 509.6 m 562.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 496.6 m 400.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 494.6 m 400.5 494.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 496.6 m 481.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 494.6 m 481.5 494.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 496.6 m 562.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 494.6 m 562.5 494.6 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 595.76259765625 m 105.509765625 595.76259765625 l s q 0 0 0 rg BT 53.00 597.33 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.50 597.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 432.50 597.33 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 597.33 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 584.17 Td (Unrecognized tax benefits - Beginning of year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.00 584.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.65 584.17 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 584.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 584.17 Td (55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.00 584.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 584.17 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 570.17 Td (Increases for tax positions taken during the current year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.65 570.17 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 570.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 570.17 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 556.17 Td (Increases for tax positions taken in prior years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.65 556.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 556.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 556.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 542.17 Td (Decreases for tax positions taken in prior years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.30 542.22 Td (\(15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 542.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.30 542.22 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 542.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 542.22 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 542.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 528.17 Td (Decreases for settlements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.30 528.22 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 528.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 528.22 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 528.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.30 528.22 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 528.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 514.17 Td (Lapse of the statute of limitations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.30 514.22 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 514.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 514.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.30 514.22 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 514.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 500.17 Td (Unrecognized tax benefits - End of year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.00 500.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.65 500.17 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 500.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 500.17 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.00 500.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 500.17 Td (55) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 475.10 Td (At December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.08 475.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.08 475.10 Td (, unrecognized tax benefits of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 475.10 Td ($35 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.54 475.10 Td (, net of federal and state benefits, would af) Tj ET Q q 0 0 0 rg BT 478.85 475.10 Td (fect the ef) Tj ET Q q 0 0 0 rg BT 518.64 475.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 463.10 Td (income tax rate from continuing operations if recognized. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.80 463.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.80 463.10 Td (, reductions to unrecognized tax benefits for decreases in tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 451.10 Td (positions taken in prior years, settlements and the lapse of statutes of limitations are estimated to total approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 439.10 Td ($9million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.39 439.10 Td (. ) Tj ET Q q 0 0 0 rg BT 96.21 439.10 Td (The Company classifies interest expense and penalties related to income taxes as components of its income tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 427.10 Td (provision. ) Tj ET Q q 0 0 0 rg BT 92.60 427.10 Td (The income tax provision from continuing operations included interest expense and penalties on unrecognized tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 415.10 Td (benefits of less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.20 415.10 Td ($1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.59 415.10 Td ( in each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.02 415.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.02 415.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.02 415.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.02 415.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.46 415.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.46 415.10 Td (. ) Tj ET Q q 0 0 0 rg BT 306.90 415.10 Td (Accrued interest expense and penalties related to unrecognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 403.10 Td (tax benefits totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.58 403.10 Td ($2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.98 403.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.41 403.10 Td ($4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.81 403.10 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.61 403.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.61 403.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.04 403.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.04 403.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 413.71 403.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 109.71 382.10 Td (s federal tax returns for 2012 and 2014 through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.05 382.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.05 382.10 Td ( and tax returns in certain states and foreign jurisdictions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.10 Td (for 2006 through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.27 370.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.27 370.10 Td ( remain subject to examination by taxing authorities. ) Tj ET Q q 0 0 0 rg BT 352.72 370.10 Td (At December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.80 370.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 370.10 Td (, the Company had federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (net operating loss carry-forwards of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.78 358.10 Td ($84 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.17 358.10 Td (, which expire in 2017 through 2031, state net operating loss carry-forwards of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td ($561million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.39 346.10 Td (, which expire in 2017 through 2036, and foreign net operating loss carry-forwards of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.30 346.10 Td ($120 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.69 346.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.69 346.10 Td ($47 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.08 346.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (which expire in 2017 through 2036, and the remainder of which do not expire.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 313.10 Td (6. Employee Stock and Savings Plans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (Stock Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.10 Td (The Company recognizes the fair value of share-based compensation awards granted to employees in cost of processing and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.10 Td (services, cost of product, and selling, general and administrative expense in its consolidated statements of income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 109.71 238.10 Td (s share-based compensation primarily consists of the following:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 217.10 Td (Stock Options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.83 217.10 Td ( ) Tj ET Q q 0 0 0 rg BT 151.64 217.10 Td (The Company grants stock options to employees and non-employee directors at exercise prices equal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 205.10 Td (to the fair market value of the Company) Tj ET Q q 0 0 0 rg BT 249.00 205.10 Td (s stock on the dates of grant, which are typically in the first quarter of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 193.10 Td (year) Tj ET Q q 0 0 0 rg BT 102.66 193.10 Td (. Stock options generally vest over a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.40 193.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.38 193.10 Td (-year period beginning on the first anniversary of the grant. ) Tj ET Q q 0 0 0 rg BT 509.48 193.10 Td (All stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 181.10 Td (options expire ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.43 181.10 Td (ten) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.65 181.10 Td ( years from the date of the award. ) Tj ET Q q 0 0 0 rg BT 294.35 181.10 Td (The Company recognizes compensation expense for the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 169.10 Td (of the stock options over the requisite service period of the stock option award.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 148.10 Td (Restricted Stock Units) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.87 148.10 Td ( ) Tj ET Q q 0 0 0 rg BT 184.69 148.10 Td (The Company awards restricted stock units to employees and non-employee directors. ) Tj ET Q q 0 0 0 rg BT 532.19 148.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 136.10 Td (Company recognizes compensation expense for restricted stock units based on the market price of the common stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 124.10 Td (on the date of award over the period during which the awards vest. Restricted stock units generally vest over a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.47 124.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.46 124.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 112.10 Td (year period beginning on the second anniversary of the award. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 91.10 Td (Performance Shar) Tj ET Q q 0 0 0 rg BT 159.23 91.10 Td (e Units) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.84 91.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.66 91.10 Td (The Company awards performance share units to employees. ) Tj ET Q q 0 0 0 rg BT 444.34 91.10 Td (The number of shares issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 79.10 Td (at the end of the performance period is determined by the level of achievement of pre-determined earnings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 67.10 Td (revenue growth performance goals. ) Tj ET Q q 0 0 0 rg BT 229.93 67.10 Td (The Company recognizes the expense, which is determined by utilizing a ) Tj ET Q endstream endobj 95 0 obj <>] /Rotate 0 /Contents 96 0 R>> endobj 96 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (probability assessment that the performance goals will be achieved, ratably over the requisite performance period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 730.10 Td (the award.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 709.10 Td (Employee Stock Pur) Tj ET Q q 0 0 0 rg BT 166.71 709.10 Td (chase Plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.86 709.10 Td ( ) Tj ET Q q 0 0 0 rg BT 220.68 709.10 Td (The Company maintains an employee stock purchase plan that allows eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 697.10 Td (employees to purchase a limited number of shares of common stock each quarter through payroll deductions at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.25 697.10 Td (85%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.58 697.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 685.10 Td (the closing price of the Company) Tj ET Q q 0 0 0 rg BT 221.80 685.10 Td (s common stock on the last business day of each calendar quarter) Tj ET Q q 0 0 0 rg BT 482.00 685.10 Td (. ) Tj ET Q q 0 0 0 rg BT 486.82 685.10 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 673.10 Td (recognizes compensation expense related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.70 673.10 Td (15%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.03 673.10 Td ( discount on the purchase date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.10 Td (Share-based compensation expense was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.17 652.10 Td ($68 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.56 652.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.34 652.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.34 652.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.34 652.10 Td ($65 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.73 652.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.51 652.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.51 652.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.95 652.10 Td ($49 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.34 652.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.12 652.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.12 652.10 Td (. Share-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (compensation in 2016 includes expense recognized on performance share units as management views the performance goals as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (probable of attainment. ) Tj ET Q q 0 0 0 rg BT 145.34 628.10 Td (The income tax benefits related to share-based compensation totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.63 628.10 Td ($23 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.02 628.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.02 628.10 Td ($22 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.41 628.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.85 628.10 Td ($17 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 616.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 616.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.67 616.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.67 616.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.67 616.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.67 616.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.11 616.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.11 616.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 228.77 616.10 Td (. ) Tj ET Q q 0 0 0 rg BT 233.22 616.10 Td (At December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.30 616.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.30 616.10 Td (, the total remaining unrecognized compensation cost for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 604.10 Td (unvested stock options, restricted stock units and performance share units, net of estimated forfeitures, of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.21 604.10 Td ($85 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.60 604.10 Td ( is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.10 Td (expected to be recognized over a weighted-average period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.26 592.10 Td (2.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.76 592.10 Td ( years.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.10 Td (The weighted-average estimated fair value of stock options granted during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.45 571.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.45 571.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.45 571.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.45 571.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.89 571.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.89 571.10 Td ( was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.44 571.10 Td ($31.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.94 571.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.94 571.10 Td ($25.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.44 571.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.10 Td ($18.90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 559.10 Td ( per share, respectively) Tj ET Q q 0 0 0 rg BT 169.03 559.10 Td (. ) Tj ET Q q 0 0 0 rg BT 173.85 559.10 Td (The fair values of stock options granted were estimated on the date of grant using a binomial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 547.10 Td (option-pricing model with the following assumptions:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 523.60 278.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 523.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 523.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 523.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 523.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 523.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 495.60 278.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 495.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 495.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 495.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 495.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 495.60 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 523.6 m 403.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 523.6 m 482.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 523.6 m 562.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 523.6 m 403.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 523.6 m 482.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 523.6 m 562.5 523.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.50 527.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.50 527.33 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.00 527.33 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 514.17 Td (Expected life \(in years\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 514.17 Td (6.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 514.17 Td (6.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.50 514.17 Td (6.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 500.17 Td (Average risk-free interest rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 500.17 Td (1.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.65 500.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 500.17 Td (1.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 500.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 500.17 Td (2.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 500.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 486.17 Td (Expected volatility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 486.17 Td (29.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.65 486.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 486.17 Td (29.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 486.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 486.17 Td (29.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 486.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 472.17 Td (Expected dividend yield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 472.17 Td (0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.65 472.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 472.17 Td (0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 472.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 472.17 Td (0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 472.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 447.10 Td (The Company determined the expected life of stock options using historical data adjusted for known factors that could alter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 435.10 Td (historical exercise behavior) Tj ET Q q 0 0 0 rg BT 159.40 435.10 Td (. ) Tj ET Q q 0 0 0 rg BT 164.22 435.10 Td (The risk-free interest rate is based on the U.S. treasury yield curve in ef) Tj ET Q q 0 0 0 rg BT 449.77 435.10 Td (fect as of the grant date. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 423.10 Td (Expected volatility is determined using weighted-average implied market volatility combined with historical volatility) Tj ET Q q 0 0 0 rg BT 522.01 423.10 Td (. ) Tj ET Q q 0 0 0 rg BT 526.83 423.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 411.10 Td (Company believes that a blend of historical volatility and implied volatility better reflects future market conditions and better ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 399.10 Td (indicates expected volatility than purely historical volatility) Tj ET Q q 0 0 0 rg BT 287.62 399.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 378.10 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 378.10 Td ( summary of stock option activity is as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 313.60 219.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 313.60 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 313.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 313.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 313.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 313.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 313.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 313.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 283.60 219.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 283.60 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 283.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 283.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 283.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 283.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 283.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 283.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 253.60 219.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 253.60 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 253.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 253.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 253.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 253.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 253.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 253.60 70.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 313.6 m 340.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 313.6 m 409.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 313.6 m 488.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 313.6 m 562.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 313.6 m 340.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 313.6 m 409.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 313.6 m 488.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 313.6 m 562.5 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 253.60000000000002 m 340.5 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 253.60000000000002 m 409.5 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 253.60000000000002 m 488.5 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 253.60000000000002 m 562.5 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 239.60000000000002 m 340.5 239.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 237.60000000000002 m 340.5 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 239.60000000000002 m 409.5 239.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 237.60000000000002 m 409.5 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 253.60000000000002 m 488.5 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 239.60000000000002 m 488.5 239.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 237.60000000000002 m 488.5 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 253.60000000000002 m 562.5 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 239.60000000000002 m 562.5 239.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 237.60000000000002 m 562.5 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 224.60000000000002 m 340.5 224.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 222.60000000000002 m 340.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 224.60000000000002 m 409.5 224.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 222.60000000000002 m 409.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 224.60000000000002 m 488.5 224.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 222.60000000000002 m 488.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 224.60000000000002 m 562.5 224.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 222.60000000000002 m 562.5 222.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.10 328.28 Td (Shar) Tj ET Q q 0 0 0 rg BT 310.48 328.28 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.50 318.28 Td (\(Inthousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.55 348.28 Td (W) Tj ET Q q 0 0 0 rg BT 364.00 348.28 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.10 338.28 Td (A) Tj ET Q q 0 0 0 rg BT 365.58 338.28 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.50 328.28 Td (Exer) Tj ET Q q 0 0 0 rg BT 378.87 328.28 Td (cise) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.35 318.28 Td (Price) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.55 358.28 Td (W) Tj ET Q q 0 0 0 rg BT 438.00 358.28 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.10 348.28 Td (A) Tj ET Q q 0 0 0 rg BT 439.58 348.28 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.15 338.28 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.65 328.28 Td (Contractual) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.45 318.28 Td (T) Tj ET Q q 0 0 0 rg BT 428.20 318.28 Td (erm \(Y) Tj ET Q q 0 0 0 rg BT 457.35 318.28 Td (ears\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.15 348.28 Td (Aggr) Tj ET Q q 0 0 0 rg BT 526.63 348.28 Td (egate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.65 338.28 Td (Intrinsic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.95 328.28 Td (V) Tj ET Q q 0 0 0 rg BT 521.25 328.28 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.70 318.28 Td (\(Inmillions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 304.17 Td (Stock options outstanding - December 31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 303.27 Td (8,589) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.00 303.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 303.27 Td (40.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 289.17 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 288.27 Td (1,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 288.27 Td (97.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 274.17 Td (Forfeited) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.30 273.32 Td (\(105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.65 273.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 273.27 Td (80.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 259.17 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.80 258.32 Td (\(1,751) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.65 258.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 258.27 Td (35.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 244.17 Td (Stock options outstanding - December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 243.27 Td (7,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.00 243.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 243.27 Td (48.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.50 243.27 Td (5.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 243.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 243.27 Td (451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 229.17 Td (Stock options exercisable - December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 228.27 Td (5,667) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.00 228.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 228.27 Td (35.32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.50 228.27 Td (4.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 228.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 228.27 Td (402) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 203.10 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 203.10 Td ( summary of restricted stock and performance share unit activity is as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 133.60 193.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 133.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 133.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 133.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 133.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 133.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 133.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 133.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 133.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 105.60 193.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 105.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 105.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 105.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 105.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 105.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 105.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 105.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 105.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 77.60 193.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 77.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 77.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 77.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 77.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 77.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 77.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 77.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 77.60 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 176.60000000000002 m 322.5 176.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 176.60000000000002 m 326.5 176.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 176.60000000000002 m 402.5 176.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 176.60000000000002 m 482.5 176.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 176.60000000000002 m 486.5 176.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 176.60000000000002 m 562.5 176.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 133.60000000000002 m 322.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 133.60000000000002 m 402.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 133.60000000000002 m 482.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 133.60000000000002 m 562.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 133.60000000000002 m 322.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 133.60000000000002 m 402.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 133.60000000000002 m 482.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 133.60000000000002 m 562.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 77.60000000000002 m 322.5 77.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 77.60000000000002 m 402.5 77.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 64.60000000000002 m 322.5 64.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 62.60000000000002 m 322.5 62.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 77.60000000000002 m 402.5 77.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 64.60000000000002 m 402.5 64.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 62.60000000000002 m 402.5 62.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 77.60000000000002 m 482.5 77.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 64.60000000000002 m 482.5 64.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 62.60000000000002 m 482.5 62.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 77.60000000000002 m 562.5 77.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 64.60000000000002 m 562.5 64.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 62.60000000000002 m 562.5 62.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 276.70 181.28 Td (Restricted Stock Units) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.90 181.28 Td (Performance Share Units) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 270.10 148.28 Td (Shar) Tj ET Q q 0 0 0 rg BT 290.48 148.28 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 253.50 138.28 Td (\(Inthousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 342.05 167.33 Td (W) Tj ET Q q 0 0 0 rg BT 351.50 167.33 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.60 157.33 Td (A) Tj ET Q q 0 0 0 rg BT 353.08 157.33 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.70 147.33 Td (Grant Date) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.70 137.33 Td (Fair) Tj ET Q q 0 0 0 rg BT 359.84 137.33 Td ( ) Tj ET Q q 0 0 0 rg BT 362.16 137.33 Td (V) Tj ET Q q 0 0 0 rg BT 368.47 137.33 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.60 148.28 Td (Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.00 138.28 Td (\(Inthousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.05 167.33 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 506.60 157.33 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.70 147.33 Td (Grant Date) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.70 137.33 Td (Fair Value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 124.17 Td (Units - December 31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.15 124.17 Td (1,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 124.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 124.17 Td (50.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 124.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 124.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 124.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 110.17 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.65 110.17 Td (374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 110.17 Td (97.32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 110.17 Td (150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 110.17 Td (100.68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 96.17 Td (Forfeited) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.30 96.22 Td (\(78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 96.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 96.17 Td (68.18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.30 96.22 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 96.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 96.17 Td (96.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 82.17 Td (Vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.30 82.22 Td (\(592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 82.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 82.17 Td (45.09) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 82.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 82.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 68.17 Td (Units - December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.15 68.17 Td (1,264) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 68.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 68.17 Td (66.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 68.17 Td (149) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 68.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 68.17 Td (100.66) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 97 0 obj <>] /Rotate 0 /Contents 98 0 R>> endobj 98 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (The table below presents additional information related to stock option and restricted stock unit activity:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 718.60 274.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 718.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 718.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 718.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 718.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 718.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 718.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 690.60 274.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 690.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 690.60 75.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 690.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 690.60 75.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 690.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 690.60 76.00 -22.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 718.6 m 403.5 718.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 718.6 m 482.5 718.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 718.6 m 562.5 718.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 718.6 m 403.5 718.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 718.6 m 482.5 718.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 718.6 m 562.5 718.6 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 720.76259765625 m 105.509765625 720.76259765625 l s q 0 0 0 rg BT 53.00 722.33 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.50 722.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.50 722.33 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.00 722.33 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 709.17 Td (Total intrinsic value of stock options exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 709.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 709.17 Td (113) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 709.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 709.17 Td (123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 709.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 709.17 Td (43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 695.17 Td (Fair value of restricted stock units vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 695.17 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 695.17 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 695.17 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 681.17 Td (Income tax benefit from stock options exercised and restricted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 671.22 Td (stock units vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 673.27 Td (62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 673.27 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 673.27 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 659.17 Td (Cash received from stock options exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 659.17 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 659.17 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 659.17 Td (33) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.03 634.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.03 634.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.03 634.10 Td (19.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.92 634.10 Td ( share-based awards were available for grant under the Fiserv) Tj ET Q q 0 0 0 rg BT 452.00 634.10 Td (, Inc. 2007 Omnibus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (Incentive Plan. Under its employee stock purchase plan, the Company issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.76 622.10 Td (0.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 622.10 Td ( shares in each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.56 622.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.56 622.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.00 622.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.00 622.10 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (0.6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.89 610.10 Td ( shares in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.16 610.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.16 610.10 Td (. ) Tj ET Q q 0 0 0 rg BT 158.61 610.10 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.64 610.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.64 610.10 Td (, there were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.05 610.10 Td (9.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.94 610.10 Td ( shares available for issuance under the employee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (stock purchase plan. ) Tj ET Q q 0 0 0 rg BT 133.68 598.10 Td (The number of shares remaining available for future issuance under the employee stock purchase plan is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (subject to an annual increase on the first day of each fiscal year equal to the lesser of \(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.91 586.10 Td (2.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.80 586.10 Td ( shares, \(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.01 586.10 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.34 586.10 Td ( of the shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (of the Company) Tj ET Q q 0 0 0 rg BT 117.21 574.10 Td (s common stock outstanding on such date or \(iii\)a lesser amount determined by the Company) Tj ET Q q 0 0 0 rg BT 495.75 574.10 Td (s board of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (directors.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 541.10 Td (Employee Savings Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (The Company and its subsidiaries have defined contribution savings plans covering substantially all employees. Under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (plans, eligible participants may elect to contribute a specified percentage of their salaries and the Company makes matching ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (contributions, each subject to certain limitations. Expenses for company contributions under these plans totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.67 496.10 Td ($42 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.06 496.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td ($40million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.39 484.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.83 484.10 Td ($37 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.22 484.10 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.00 484.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.00 484.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.00 484.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.00 484.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.44 484.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.44 484.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 312.10 484.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 463.10 Td (7. Leases, Commitments and Contingencies) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (Leases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 421.10 Td (The Company leases certain facilities and equipment under operating leases. Most leases contain renewal options for varying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.10 Td (periods. Future minimum rental payments on operating leases with initial non-cancellable lease terms in excess of one year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.10 Td (were due as follows at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.50 397.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.50 397.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 350.60 417.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 350.60 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 322.60 417.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 322.60 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 294.60 417.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 294.60 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 266.60 417.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 266.60 95.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 266.6 m 562.5 266.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 253.60000000000002 m 562.5 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 251.60000000000002 m 562.5 251.60000000000002 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 366.76259765625 m 105.509765625 366.76259765625 l s q 0 0 0 rg BT 53.00 368.33 Td (\(In millions\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.00 368.85 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 355.17 Td (Year ending December31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.00 354.85 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 341.17 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.00 341.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 341.17 Td (107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 327.17 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 327.17 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 313.17 Td (2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 313.17 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 299.17 Td (2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 299.17 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 285.17 Td (2021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 285.17 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 271.17 Td (Thereafter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 271.17 Td (95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 257.17 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.00 257.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 257.17 Td (424) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.10 Td (Rent expense for all operating leases was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.44 232.10 Td ($1) Tj ET Q q 0 0 0 rg BT 227.07 232.10 Td (17 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.46 232.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.46 232.10 Td ($1) Tj ET Q q 0 0 0 rg BT 283.09 232.10 Td (15 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.48 232.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.92 232.10 Td ($108 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.31 232.10 Td ( during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.42 232.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.42 232.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.42 232.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.42 232.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.86 232.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.86 232.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.66 220.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 199.10 Td (Commitments and Contingencies) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.10 Td (In the normal course of business, the Company or its subsidiaries are named as defendants in lawsuits in which claims are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.10 Td (asserted against the Company) Tj ET Q q 0 0 0 rg BT 168.49 145.10 Td (. In the opinion of management, the liabilities, if any) Tj ET Q q 0 0 0 rg BT 378.34 145.10 Td (, which may ultimately result from such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 133.10 Td (lawsuits are not expected to have a material adverse ef) Tj ET Q q 0 0 0 rg BT 267.77 133.10 Td (fect on the Company) Tj ET Q q 0 0 0 rg BT 354.14 133.10 Td (s consolidated financial statements.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 112.10 Td (Electr) Tj ET Q q 0 0 0 rg BT 74.06 112.10 Td (onic Payments T) Tj ET Q q 0 0 0 rg BT 140.17 112.10 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 91.10 Td (In connection with the Company) Tj ET Q q 0 0 0 rg BT 183.86 91.10 Td (s processing of electronic payments transactions, funds received from subscribers are invested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 79.10 Td (from the time the Company collects the funds until payments are made to the applicable recipients. ) Tj ET Q q 0 0 0 rg BT 448.31 79.10 Td (These subscriber funds are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 67.10 Td (invested in short-term, highly liquid investments. Subscriber funds, which are not included in the Company) Tj ET Q q 0 0 0 rg BT 482.43 67.10 Td (s consolidated ) Tj ET Q endstream endobj 99 0 obj <>] /Rotate 0 /Contents 100 0 R>> endobj 100 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (balance sheets, can fluctuate significantly based on consumer bill payment and debit card activity and totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td ($1.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.11 730.10 Td ( at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.91 730.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.91 730.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 709.10 Td (Indemnifications and W) Tj ET Q q 0 0 0 rg BT 144.62 709.10 Td (arranties) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 688.10 Td (Subject to limitations and exclusions, the Company may indemnify its clients from certain costs resulting from claims of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 676.10 Td (patent, copyright or trademark infringement associated with its clients) Tj ET Q q 0 0 0 rg BT 332.78 676.10 Td ( use of the Company) Tj ET Q q 0 0 0 rg BT 418.33 676.10 Td (s products or services. ) Tj ET Q q 0 0 0 rg BT 509.51 676.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.10 Td (Company may also warrant to clients that its products and services will operate substantially in accordance with identified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.10 Td (specifications. From time to time, in connection with sales of businesses, the Company agrees to indemnify the buyers for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (liabilities associated with the businesses that are sold. Payments, net of recoveries, under such indemnification or warranty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (provisions were not material to the Company) Tj ET Q q 0 0 0 rg BT 233.30 628.10 Td (s consolidated results of operations or financial position.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 607.10 Td (8) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 55.00 607.10 Td (. Business Segment Information) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 109.71 586.10 Td (s operations are comprised of the Payments segment and the Financial segment. ) Tj ET Q q 0 0 0 rg BT 431.39 586.10 Td (The Payments segment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (primarily provides electronic bill payment and presentment services, internet and mobile banking software and services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (person-to-person payment services, debit and credit card processing and services, and other electronic payments software and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 87.03 550.10 Td (The businesses in this segment also provide card and print personalization services, investment account processing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (services for separately managed accounts, and fraud and risk management products and services. ) Tj ET Q q 0 0 0 rg BT 439.95 538.10 Td (The Financial segment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (provides banks, thrifts, credit unions, and leasing and finance companies with account processing services, item processing and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (source capture services, loan origination and servicing products, cash management and consulting services, and other products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (and services that support numerous types of financial transactions. Corporate and Other primarily consists of unallocated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (corporate expenses including share-based compensation, amortization of acquisition-related intangible assets, intercompany ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (eliminations and other costs that are not considered when management evaluates segment performance.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 435.60 209.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 435.60 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 435.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 435.60 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 435.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 435.60 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 435.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 435.60 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 408.60 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 408.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 408.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 408.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 408.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 408.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 408.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 408.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 380.60 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 380.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 380.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 380.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 380.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 380.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 380.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 380.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 352.60 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 352.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 352.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 352.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 352.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 352.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 352.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 352.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 318.60 209.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 318.60 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 318.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 318.60 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 318.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 318.60 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 318.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 318.60 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 291.60 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 291.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 291.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 291.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 291.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 291.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 291.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 291.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 263.60 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 263.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 263.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 263.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 263.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 263.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 263.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 263.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 235.60 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 235.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 235.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 235.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 235.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 235.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 235.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 235.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 201.60 209.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 201.60 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 201.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 201.60 72.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 201.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 201.60 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 201.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 201.60 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 174.60 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 174.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 174.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 174.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 174.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 174.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 174.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 174.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 146.60 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 146.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 146.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 146.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 146.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 146.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 146.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 146.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 118.60 209.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 118.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 118.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 118.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 118.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 118.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 118.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 118.60 73.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 435.6 m 332.5 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 435.6 m 408.5 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 435.6 m 485.5 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 435.6 m 562.5 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 394.6 m 332.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 394.6 m 408.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 394.6 m 485.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 394.6 m 562.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 277.6 m 332.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 277.6 m 408.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 277.6 m 485.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 277.6 m 562.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 160.60000000000002 m 332.5 160.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 160.60000000000002 m 408.5 160.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 160.60000000000002 m 485.5 160.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 160.60000000000002 m 562.5 160.60000000000002 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 438.71259765625 m 105.509765625 438.71259765625 l s q 0 0 0 rg BT 53.00 440.28 Td (\(In millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.65 440.28 Td (Payments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.95 440.28 Td (Financial) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.25 449.33 Td (Corporate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.50 439.33 Td (and Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.55 440.28 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 426.33 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 413.17 Td (Processing and services revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 413.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 413.17 Td (2,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.00 413.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 413.17 Td (2,285) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.00 413.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 413.17 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.00 413.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 413.17 Td (4,625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 399.17 Td (Product revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 399.17 Td (756) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 399.17 Td (192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 399.22 Td (\(68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 399.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 399.17 Td (880) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 385.17 Td (Total revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 385.17 Td (3,090) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 385.17 Td (2,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 385.22 Td (\(62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 385.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 385.17 Td (5,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 371.17 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 371.17 Td (943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 371.17 Td (823) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 371.22 Td (\(321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 371.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 371.17 Td (1,445) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 357.17 Td (Total assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 357.17 Td (6,143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 357.17 Td (3,287) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 357.17 Td (313) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 357.17 Td (9,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 343.17 Td (Capital expenditures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 343.17 Td (161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 343.17 Td (125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 343.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 343.17 Td (290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 329.17 Td (Depreciation and amortization expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 329.17 Td (138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.65 329.17 Td (89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 329.17 Td (184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 329.17 Td (411) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 309.33 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 296.17 Td (Processing and services revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 296.17 Td (2,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.00 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 296.17 Td (2,256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.00 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.30 296.22 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 296.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.00 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 296.17 Td (4,411) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 282.17 Td (Product revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 282.17 Td (703) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 282.17 Td (187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 282.22 Td (\(47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 282.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 282.17 Td (843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 268.17 Td (Total revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 268.17 Td (2,862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 268.17 Td (2,443) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 268.22 Td (\(51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 268.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 268.17 Td (5,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 254.17 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 254.17 Td (840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 254.17 Td (826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 254.22 Td (\(355) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 254.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 254.17 Td (1,311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 240.17 Td (Total assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 240.17 Td (5,833) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 240.17 Td (3,242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 240.17 Td (265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 240.17 Td (9,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 226.17 Td (Capital expenditures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 226.17 Td (230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 226.17 Td (119) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 226.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 226.17 Td (359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 212.17 Td (Depreciation and amortization expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 212.17 Td (119) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.65 212.17 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 212.17 Td (222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 212.17 Td (417) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 192.33 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 179.17 Td (Processing and services revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 179.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 179.17 Td (2,030) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.00 179.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 179.17 Td (2,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.00 179.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.30 179.22 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 179.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.00 179.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 179.17 Td (4,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 165.17 Td (Product revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 165.17 Td (717) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 165.17 Td (172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 165.22 Td (\(42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 165.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 165.17 Td (847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 151.17 Td (Total revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 151.17 Td (2,747) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 151.17 Td (2,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 151.22 Td (\(48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 151.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 151.17 Td (5,066) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 137.17 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 137.17 Td (768) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 137.17 Td (773) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 137.22 Td (\(331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 137.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 137.17 Td (1,210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 123.17 Td (Total assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 123.17 Td (5,850) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 123.17 Td (3,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 123.17 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 123.17 Td (9,308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 109.17 Td (Capital expenditures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 109.17 Td (176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 109.17 Td (107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 109.17 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 109.17 Td (292) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 95.17 Td (Depreciation and amortization expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 95.17 Td (102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.65 95.17 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 95.17 Td (231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 95.17 Td (404) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (Revenue from clients outside the United States comprised approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 70.10 Td (5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.98 70.10 Td ( of total revenue in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.01 70.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.01 70.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.44 70.10 Td (6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.77 70.10 Td ( in each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.20 70.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.20 70.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.94 58.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.94 58.10 Td (.) 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Quarterly Financial Data \(unaudited\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Quarterly financial data for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.61 721.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.61 721.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.05 721.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.05 721.25 Td ( was as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 662.75 246.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 662.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 662.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 662.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 662.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 662.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 662.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 662.75 50.00 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1 rg /GS0 gs 458.50 541.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 541.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 541.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 509.75 246.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 509.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 509.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 509.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 509.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 509.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 509.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 509.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 509.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 509.75 50.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 50.50 479.75 246.00 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/GS0 gs 454.50 473.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 473.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 473.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 473.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 444.75 246.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 444.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 444.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 444.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 444.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 444.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 444.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 444.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 444.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 444.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 414.75 246.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 414.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 414.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 414.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 414.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 414.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 414.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 414.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 414.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 414.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 384.75 246.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 384.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 384.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 384.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 384.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 384.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 384.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 384.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 384.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 384.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 352.75 246.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 352.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 352.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 352.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 352.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 352.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 352.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 352.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 352.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 352.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 320.75 246.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 296.50 320.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 320.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 320.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 320.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 320.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 320.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 320.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 320.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 320.75 50.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 662.75 m 346.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 662.75 m 400.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 662.75 m 454.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458.5 662.75 m 508.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 662.75 m 562.5 662.75 l s BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 53 689.86259765625 m 201.515625 689.86259765625 l s q 0 0 0 rg BT 53.00 691.43 Td (\(In millions, except per share data\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 299.00 691.00 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 353.00 691.00 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 407.00 691.00 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 461.00 691.00 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.00 691.00 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 667.42 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 55.50 667.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 310.70 677.43 Td (First) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.55 667.43 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.70 677.43 Td (Second) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.55 667.43 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.45 677.43 Td (Third) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.55 667.43 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.00 677.43 Td (Fourth) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.55 667.43 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.35 677.43 Td (Full) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.05 667.43 Td (Y) Tj ET Q q 0 0 0 rg BT 533.16 667.43 Td (ear) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 653.48 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 638.42 Td (Total revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.00 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 638.42 Td (1,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 638.42 Td (1,363) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 638.42 Td (1,380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.00 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 638.42 Td (1,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.00 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 638.42 Td (5,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 623.42 Td (Cost of processing and services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 623.42 Td (553) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 623.42 Td (547) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 623.42 Td (551) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 623.42 Td (561) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 623.42 Td (2,212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 608.42 Td (Cost of product) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 608.42 Td (181) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 608.42 Td (180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 608.42 Td (186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 608.42 Td (200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 608.42 Td (747) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 593.42 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 593.42 Td (258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 593.42 Td (274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 593.42 Td (274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 593.42 Td (295) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 593.42 Td (1,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 578.42 Td (Total expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 578.42 Td (992) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 578.42 Td (1,001) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 578.42 Td (1,011) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 578.42 Td (1,056) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 578.42 Td (4,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 563.42 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 563.42 Td (339) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 563.42 Td (362) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 563.42 Td (369) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 563.42 Td (375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 563.42 Td (1,445) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 546.42 Td (Net income ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 101.87 550.95 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 546.42 Td (289) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 546.42 Td (212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 546.42 Td (214) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 546.42 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 546.42 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 531.42 Td (Comprehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 531.42 Td (294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 531.42 Td (207) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 531.42 Td (219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 531.42 Td (208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 531.42 Td (928) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 514.42 Td (Net income per share: ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 143.52 518.95 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 499.42 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.00 499.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 499.42 Td (1.30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 499.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 499.42 Td (0.95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 499.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 499.42 Td (0.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.00 499.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.15 499.42 Td (0.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.00 499.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 499.42 Td (4.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 484.42 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.00 484.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 484.42 Td (1.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 484.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 484.42 Td (0.94) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 484.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 484.42 Td (0.96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.00 484.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.15 484.42 Td (0.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.00 484.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 484.42 Td (4.15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 464.48 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 449.42 Td (Total revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.00 449.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 449.42 Td (1,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 449.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 449.42 Td (1,298) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 449.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 449.42 Td (1,313) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.00 449.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 449.42 Td (1,368) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.00 449.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 449.42 Td (5,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 434.42 Td (Cost of processing and services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 434.42 Td (542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 434.42 Td (542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 434.42 Td (541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 434.42 Td (553) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 434.42 Td (2,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 419.42 Td (Cost of product) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 419.42 Td (181) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 419.42 Td (168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 419.42 Td (172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 419.42 Td (210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 419.42 Td (731) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 404.42 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 404.42 Td (238) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 404.42 Td (262) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 404.42 Td (258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 404.42 Td (276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 404.42 Td (1,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 389.42 Td (Total expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 389.42 Td (961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 389.42 Td (972) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 389.42 Td (971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 389.42 Td (1,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 389.42 Td (3,943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 374.42 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 374.42 Td (314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 374.42 Td (326) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 374.42 Td (342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 374.42 Td (329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 374.42 Td (1,311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 357.42 Td (Net income ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 101.87 361.95 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 357.42 Td (178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 357.42 Td (127) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 357.42 Td (218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 357.42 Td (189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 357.42 Td (712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 342.42 Td (Comprehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 342.42 Td (170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 342.42 Td (132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 342.42 Td (209) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 342.42 Td (190) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 342.42 Td (701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 325.42 Td (Net income per share: ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 143.52 329.95 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 310.42 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.00 310.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 310.42 Td (0.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 310.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 310.42 Td (0.54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 310.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 310.42 Td (0.94) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.00 310.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.15 310.42 Td (0.83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.00 310.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 310.42 Td (3.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 295.42 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.00 295.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 295.42 Td (0.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 295.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 295.42 Td (0.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 295.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 295.42 Td (0.92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.00 295.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.15 295.42 Td (0.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.00 295.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 295.42 Td (2.99) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 279.25 Td (_____) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 261.25 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 261.25 Td (During the first quarter of 2016, the Company recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.27 261.25 Td ($146million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.66 261.25 Td ( associated with its pre-tax share of a net gain on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 249.25 Td (the sale of a business interest by StoneRiver) Tj ET Q q 0 0 0 rg BT 243.95 249.25 Td (, with related tax expense of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.19 249.25 Td ($54million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.58 249.25 Td (. Refer to Note 3 for more information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 237.25 Td (regarding the Company's investment in StoneRiver) Tj ET Q q 0 0 0 rg BT 271.72 237.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 219.25 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 219.25 Td (Net income per share in each period is calculated using actual, unrounded amounts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 201.25 Td (\(3\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 201.25 Td (In May 2015, the Company recorded a pre-tax loss on early debt extinguishment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.75 201.25 Td ($85 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.14 201.25 Td ( associated with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 189.25 Td (redemption of certain of its senior notes funded from the proceeds of a public of) Tj ET Q q 0 0 0 rg BT 388.27 189.25 Td (fering of senior notes. Refer to Note ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.45 189.25 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.45 189.25 Td ( for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 177.25 Td (more information regarding the Company's long-term debt.) Tj ET Q endstream endobj 103 0 obj <>] /Rotate 0 /Contents 104 0 R>> endobj 104 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (49) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Report of Independent Register) Tj ET Q q 0 0 0 rg BT 185.08 742.25 Td (ed Public ) Tj ET Q q 0 0 0 rg BT 226.76 742.25 Td (Accounting Firm) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (T) Tj ET Q q 0 0 0 rg BT 55.41 721.25 Td (o the Board of Directors and Shareholders of Fiserv) Tj ET Q q 0 0 0 rg BT 261.93 721.25 Td (, Inc.:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 700.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 700.25 Td (e have audited the accompanying consolidated balance sheets of Fiserv) Tj ET Q q 0 0 0 rg BT 342.61 700.25 Td (, Inc. and subsidiaries \(the Company\) as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 688.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.58 688.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.58 688.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.02 688.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.02 688.25 Td (, and the related consolidated statements of income, comprehensive income, shareholders) Tj ET Q q 0 0 0 rg BT 527.99 688.25 Td ( equity) Tj ET Q q 0 0 0 rg BT 554.83 688.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 676.25 Td (and cash flows for each of the three years in the period ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.54 676.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.54 676.25 Td (. ) Tj ET Q q 0 0 0 rg BT 381.36 676.25 Td (These financial statements are the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.25 Td (responsibility of the Company) Tj ET Q q 0 0 0 rg BT 174.16 664.25 Td (s management. Our responsibility is to express an opinion on these financial statements based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.25 Td (our audits.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 631.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 631.25 Td (e conducted our audits in accordance with the standards of the Public Company ) Tj ET Q q 0 0 0 rg BT 378.83 631.25 Td (Accounting Oversight Board \(United States\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 619.25 Td (Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 607.25 Td (statements are free of material misstatement. ) Tj ET Q q 0 0 0 rg BT 230.76 607.25 Td (An audit includes examining, on a test basis, evidence supporting the amounts and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 595.25 Td (disclosures in the financial statements. ) Tj ET Q q 0 0 0 rg BT 206.07 595.25 Td (An audit also includes assessing the accounting principles used and significant estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 583.25 Td (made by management, as well as evaluating the overall financial statement presentation. ) Tj ET Q q 0 0 0 rg BT 405.24 583.25 Td (W) Tj ET Q q 0 0 0 rg BT 413.88 583.25 Td (e believe that our audits provide a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.25 Td (reasonable basis for our opinion.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.25 Td (In our opinion, such consolidated financial statements present fairly) Tj ET Q q 0 0 0 rg BT 320.66 550.25 Td (, in all material respects, the financial position of Fiserv) Tj ET Q q 0 0 0 rg BT 543.01 550.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (Inc. and subsidiaries as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.67 538.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.67 538.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.11 538.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.11 538.25 Td (, and the results of their operations and their cash flows for each of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (three years in the period ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.09 526.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.09 526.25 Td (, in conformity with accounting principles generally accepted in the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.25 Td (States of ) Tj ET Q q 0 0 0 rg BT 86.67 514.25 Td (America.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 493.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 493.25 Td (e have also audited, in accordance with the standards of the Public Company ) Tj ET Q q 0 0 0 rg BT 367.44 493.25 Td (Accounting Oversight Board \(United States\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 481.25 Td (the Company) Tj ET Q q 0 0 0 rg BT 106.38 481.25 Td (s internal control over financial reporting as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.79 481.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.79 481.25 Td (, based on the criteria established in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 519.30 481.25 Td (Internal ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 469.25 Td (Contr) Tj ET Q q 0 0 0 rg BT 72.97 469.25 Td (ol Integrated Framework \(2013\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.22 469.25 Td (issued by the Committee of Sponsoring Or) Tj ET Q q 0 0 0 rg BT 384.14 469.25 Td (ganizations of the ) Tj ET Q q 0 0 0 rg BT 457.55 469.25 Td (T) Tj ET Q q 0 0 0 rg BT 463.31 469.25 Td (readway Commission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 457.25 Td (and our report dated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.30 457.25 Td (February23, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.90 457.25 Td ( expressed an unqualified opinion on the Company) Tj ET Q q 0 0 0 rg BT 413.25 457.25 Td (s internal control over financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 445.25 Td (reporting.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.25 Td (/s/ Deloitte& ) Tj ET Q q 0 0 0 rg BT 106.76 424.25 Td (T) Tj ET Q q 0 0 0 rg BT 112.17 424.25 Td (ouche LLP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 403.25 Td (Milwaukee, ) Tj ET Q q 0 0 0 rg BT 99.80 403.25 Td (W) Tj ET Q q 0 0 0 rg BT 108.84 403.25 Td (isconsin) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 391.25 Td (February23, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.60 391.25 Td ( ) Tj ET Q endstream endobj 105 0 obj <>] /Rotate 0 /Contents 106 0 R>> endobj 106 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (50) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item9. ) Tj ET Q q 0 0 0 rg BT 86.00 742.25 Td (Changes in and Disagr) Tj ET Q q 0 0 0 rg BT 182.79 742.25 Td (eements with ) Tj ET Q q 0 0 0 rg BT 240.56 742.25 Td (Accountants on ) Tj ET Q q 0 0 0 rg BT 308.90 742.25 Td (Accounting and Financial Disclosur) Tj ET Q q 0 0 0 rg BT 461.24 742.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Not applicable.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 700.25 Td (Item9A. Contr) Tj ET Q q 0 0 0 rg BT 115.08 700.25 Td (ols and Pr) Tj ET Q q 0 0 0 rg BT 158.24 700.25 Td (ocedur) Tj ET Q q 0 0 0 rg BT 187.50 700.25 Td (es) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 679.25 Td (\(a\) ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 68.00 679.25 Td (Disclosur) Tj ET Q q 0 0 0 rg BT 106.52 679.25 Td (e Contr) Tj ET Q q 0 0 0 rg BT 136.43 679.25 Td (ols and Pr) Tj ET Q q 0 0 0 rg BT 177.73 679.25 Td (ocedur) Tj ET Q q 0 0 0 rg BT 205.12 679.25 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 658.25 Td (Our management, with the participation of our chief executive of) Tj ET Q q 0 0 0 rg BT 328.28 658.25 Td (ficer and chief financial of) Tj ET Q q 0 0 0 rg BT 434.15 658.25 Td (ficer) Tj ET Q q 0 0 0 rg BT 452.06 658.25 Td (, evaluated the design and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 646.25 Td (operation of our disclosure controls and procedures \(as defined in Rules13a-15\(e\) and 15d-15\(e\) under the Securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 634.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 109.37 634.25 Td (Act of 1934\). Based on this evaluation, our chief executive of) Tj ET Q q 0 0 0 rg BT 355.78 634.25 Td (ficer and chief financial of) Tj ET Q q 0 0 0 rg BT 461.65 634.25 Td (ficer concluded that our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 622.25 Td (disclosure controls and procedures were ef) Tj ET Q q 0 0 0 rg BT 238.59 622.25 Td (fective as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.53 622.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.53 622.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 601.25 Td (\(b\) ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 68.00 601.25 Td (Management Report on Internal Contr) Tj ET Q q 0 0 0 rg BT 222.61 601.25 Td (ol Over Financial Reporting) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.00 580.25 Td (Management) Tj ET Q q 0 0 0 rg BT 127.06 580.25 Td (s ) Tj ET Q q 0 0 0 rg BT 132.90 580.25 Td (Annual Report on Internal Contr) Tj ET Q q 0 0 0 rg BT 275.50 580.25 Td (ol Over) Tj ET Q q 0 0 0 rg BT 307.26 580.25 Td ( Financial Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 559.25 Td (Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 547.25 Td (term is defined in Rule 13a-15\(f\) under the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 325.70 547.25 Td (Act of 1934. Our internal control over financial reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 535.25 Td (is designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 523.25 Td (statements for external purposes in accordance with generally accepted accounting principles.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 502.25 Td (Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. ) Tj ET Q q 0 0 0 rg BT 536.20 502.25 Td (Also, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 490.25 Td (projections of any evaluation of ef) Tj ET Q q 0 0 0 rg BT 205.27 490.25 Td (fectiveness to future periods are subject to risk that controls may become inadequate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 478.25 Td (because of changes in conditions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 457.25 Td (Our management assessed the ef) Tj ET Q q 0 0 0 rg BT 198.33 457.25 Td (fectiveness of our internal control over financial reporting as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.93 457.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.93 457.25 Td (. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 445.25 Td (making this assessment, management used the criteria set forth by the Committee of Sponsoring Or) Tj ET Q q 0 0 0 rg BT 465.79 445.25 Td (ganizations of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 433.25 Td (T) Tj ET Q q 0 0 0 rg BT 73.76 433.25 Td (readway Commission in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 173.47 433.25 Td (Internal Contr) Tj ET Q q 0 0 0 rg BT 231.15 433.25 Td (ol Integrated Framework \(2013\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.91 433.25 Td (. Based on management) Tj ET Q q 0 0 0 rg BT 467.21 433.25 Td (s assessment, our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 421.25 Td (management believes that, as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.09 421.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.09 421.25 Td (, our internal control over financial reporting was ef) Tj ET Q q 0 0 0 rg BT 484.33 421.25 Td (fective based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 409.25 Td (those criteria.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 388.25 Td (Our independent registered public accounting firm has issued their attestation report on our internal control over financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 376.25 Td (reporting. ) Tj ET Q q 0 0 0 rg BT 109.47 376.25 Td (The report is included below under the heading Report of Independent Registered Public ) Tj ET Q q 0 0 0 rg BT 470.76 376.25 Td (Accounting Firm on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 364.25 Td (Internal Control Over Financial Reporting.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 343.25 Td (\(c\) ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 68.00 343.25 Td (Changes in Internal Contr) Tj ET Q q 0 0 0 rg BT 173.46 343.25 Td (ol Over Financial Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 322.25 Td (There was no change in our internal control over financial reporting that occurred during the quarter ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 310.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.00 310.25 Td ( that has materially af) Tj ET Q q 0 0 0 rg BT 174.45 310.25 Td (fected, or is reasonably likely to materially af) Tj ET Q q 0 0 0 rg BT 355.87 310.25 Td (fect, our internal control over financial reporting.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 289.25 Td (\(d\) ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 68.00 289.25 Td (Report of Independent Register) Tj ET Q q 0 0 0 rg BT 192.87 289.25 Td (ed Public ) Tj ET Q q 0 0 0 rg BT 233.23 289.25 Td (Accounting Firm on Internal Contr) Tj ET Q q 0 0 0 rg BT 373.96 289.25 Td (ol Over Financial Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 268.25 Td (Our independent registered public accounting firm, Deloitte & ) Tj ET Q q 0 0 0 rg BT 320.24 268.25 Td (T) Tj ET Q q 0 0 0 rg BT 325.65 268.25 Td (ouche LLP) Tj ET Q q 0 0 0 rg BT 368.70 268.25 Td (, assessed the ef) Tj ET Q q 0 0 0 rg BT 432.38 268.25 Td (fectiveness of our internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 256.25 Td (control over financial reporting and has issued their report as set forth below) Tj ET Q q 0 0 0 rg BT 373.37 256.25 Td (.) Tj ET Q endstream endobj 107 0 obj <>] /Rotate 0 /Contents 108 0 R>> endobj 108 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (51) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Report of Independent Register) Tj ET Q q 0 0 0 rg BT 185.08 742.25 Td (ed Public ) Tj ET Q q 0 0 0 rg BT 226.76 742.25 Td (Accounting Firm) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (T) Tj ET Q q 0 0 0 rg BT 55.41 721.25 Td (o the Board of Directors and Shareholders of Fiserv) Tj ET Q q 0 0 0 rg BT 261.93 721.25 Td (, Inc.:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 700.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 700.25 Td (e have audited the internal control over financial reporting of Fiserv) Tj ET Q q 0 0 0 rg BT 329.56 700.25 Td (, Inc. and subsidiaries \(the Company\) as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 688.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.58 688.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.58 688.25 Td (, based on criteria established in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 259.38 688.25 Td (Internal Contr) Tj ET Q q 0 0 0 rg BT 317.06 688.25 Td (ol Integrated Framework \(2013\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.81 688.25 Td (issued by the Committee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 676.25 Td (of Sponsoring Or) Tj ET Q q 0 0 0 rg BT 119.26 676.25 Td (ganizations of the ) Tj ET Q q 0 0 0 rg BT 192.67 676.25 Td (T) Tj ET Q q 0 0 0 rg BT 198.43 676.25 Td (readway Commission. ) Tj ET Q q 0 0 0 rg BT 290.18 676.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 349.89 676.25 Td (s management is responsible for maintaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 664.25 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 664.25 Td (fective internal control over financial reporting and for its assessment of the ef) Tj ET Q q 0 0 0 rg BT 371.18 664.25 Td (fectiveness of internal control over financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 652.25 Td (reporting, included in the accompanying Management) Tj ET Q q 0 0 0 rg BT 269.38 652.25 Td (s ) Tj ET Q q 0 0 0 rg BT 275.21 652.25 Td (Annual Report on Internal Control Over Financial Reporting. Our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.25 Td (responsibility is to express an opinion on the Company) Tj ET Q q 0 0 0 rg BT 272.76 640.25 Td (s internal control over financial reporting based on our audit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 619.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 619.25 Td (e conducted our audit in accordance with the standards of the Public Company ) Tj ET Q q 0 0 0 rg BT 374.94 619.25 Td (Accounting Oversight Board \(United States\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 607.25 Td (Those standards require that we plan and perform the audit to obtain reasonable assurance about whether ef) Tj ET Q q 0 0 0 rg BT 479.66 607.25 Td (fective internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 595.25 Td (control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 583.25 Td (internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating the design and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.25 Td (operating ef) Tj ET Q q 0 0 0 rg BT 97.85 571.25 Td (fectiveness of internal control based on the assessed risk, and performing such other procedures as we considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.25 Td (necessary in the circumstances. ) Tj ET Q q 0 0 0 rg BT 177.82 559.25 Td (W) Tj ET Q q 0 0 0 rg BT 186.46 559.25 Td (e believe that our audit provides a reasonable basis for our opinion.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 538.25 Td ( company) Tj ET Q q 0 0 0 rg BT 98.60 538.25 Td (s internal control over financial reporting is a process designed by) Tj ET Q q 0 0 0 rg BT 361.76 538.25 Td (, or under the supervision of, the company) Tj ET Q q 0 0 0 rg BT 533.67 538.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (principal executive and principal financial of) Tj ET Q q 0 0 0 rg BT 229.46 526.25 Td (ficers, or persons performing similar functions, and ef) Tj ET Q q 0 0 0 rg BT 445.05 526.25 Td (fected by the company) Tj ET Q q 0 0 0 rg BT 538.63 526.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.25 Td (board of directors, management, and other personnel to provide reasonable assurance regarding the reliability of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.25 Td (reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.25 Td (principles. ) Tj ET Q q 0 0 0 rg BT 93.88 490.25 Td (A) Tj ET Q q 0 0 0 rg BT 100.55 490.25 Td ( company) Tj ET Q q 0 0 0 rg BT 142.49 490.25 Td (s internal control over financial reporting includes those policies and procedures that \(1\)pertain to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td (maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.25 Td (the company; \(2\)provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.25 Td (statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (being made only in accordance with authorizations of management and directors of the company; and \(3\)provide reasonable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company) Tj ET Q q 0 0 0 rg BT 510.43 430.25 Td (s assets that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.25 Td (could have a material ef) Tj ET Q q 0 0 0 rg BT 145.88 418.25 Td (fect on the financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.25 Td (Because of the inherent limitations of internal control over financial reporting, including the possibility of collusion or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 385.25 Td (improper management override of controls, material misstatements due to error or fraud may not be prevented or detected on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 373.25 Td (timely basis. ) Tj ET Q q 0 0 0 rg BT 102.50 373.25 Td (Also, projections of any evaluation of the ef) Tj ET Q q 0 0 0 rg BT 278.38 373.25 Td (fectiveness of the internal control over financial reporting to future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 361.25 Td (periods are subject to the risk that the controls may become inadequate because of changes in conditions, or that the degree of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 349.25 Td (compliance with the policies or procedures may deteriorate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.25 Td (In our opinion, the Company maintained, in all material respects, ef) Tj ET Q q 0 0 0 rg BT 320.58 328.25 Td (fective internal control over financial reporting as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.58 316.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.58 316.25 Td (, based on the criteria established in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 274.09 316.25 Td (Internal Contr) Tj ET Q q 0 0 0 rg BT 331.78 316.25 Td (ol Integrated Framework \(2013\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.53 316.25 Td (issued by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.25 Td (Committee of Sponsoring Or) Tj ET Q q 0 0 0 rg BT 166.20 304.25 Td (ganizations of the ) Tj ET Q q 0 0 0 rg BT 239.61 304.25 Td (T) Tj ET Q q 0 0 0 rg BT 245.37 304.25 Td (readway Commission.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 283.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 283.25 Td (e have also audited, in accordance with the standards of the Public Company ) Tj ET Q q 0 0 0 rg BT 367.44 283.25 Td (Accounting Oversight Board \(United States\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.25 Td (the consolidated financial statements as of and for the year ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.09 271.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.09 271.25 Td ( of the Company and our report dated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.25 Td (February23, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.60 259.25 Td ( expressed an unqualified opinion on those financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.25 Td (/s/ Deloitte& ) Tj ET Q q 0 0 0 rg BT 106.76 238.25 Td (T) Tj ET Q q 0 0 0 rg BT 112.17 238.25 Td (ouche LLP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 217.25 Td (Milwaukee, ) Tj ET Q q 0 0 0 rg BT 99.80 217.25 Td (W) Tj ET Q q 0 0 0 rg BT 108.84 217.25 Td (isconsin) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 205.25 Td (February23, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.60 205.25 Td ( ) Tj ET Q endstream endobj 109 0 obj <>] /Rotate 0 /Contents 110 0 R>> endobj 110 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (52) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item9B. Other) Tj ET Q q 0 0 0 rg BT 114.53 742.25 Td ( Information) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (John ) Tj ET Q q 0 0 0 rg BT 71.02 718.25 Td (Y) Tj ET Q q 0 0 0 rg BT 76.95 718.25 Td (. Kim was appointed to the board of directors of the Company on July1) Tj ET Q q 0 0 0 rg BT 364.03 718.25 Td (1, 2016. On February 22, 2017, he was appointed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (to the audit committee of the board of directors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.67 682.25 Td (.Kim participates in the Company) Tj ET Q q 0 0 0 rg BT 202.20 682.25 Td (s standard non-employee director compensation arrangements set forth on the Non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (Employee Director Compensation Schedule filed as Exhibit 10.1 to the Company) Tj ET Q q 0 0 0 rg BT 378.54 670.25 Td (s Quarterly Report on Form 10-Q for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (quarter ended June30, 2015. In connection with his election, Mr) Tj ET Q q 0 0 0 rg BT 307.99 658.25 Td (.Kim entered into the Company) Tj ET Q q 0 0 0 rg BT 439.63 658.25 Td (s Non-Employee Director ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (Indemnity ) Tj ET Q q 0 0 0 rg BT 93.05 646.25 Td (Agreement, a form of which was filed as Exhibit 10.37 to the Company) Tj ET Q q 0 0 0 rg BT 382.43 646.25 Td (s ) Tj ET Q q 0 0 0 rg BT 388.27 646.25 Td (Annual Report on Form 10-K for the year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.25 Td (ended December31, 2008.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 285.90 613.25 Td (P) Tj ET Q q 0 0 0 rg BT 291.27 613.25 Td (AR) Tj ET Q q 0 0 0 rg BT 305.36 613.25 Td (T) Tj ET Q q 0 0 0 rg BT 311.85 613.25 Td ( III) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 592.25 Td (Item10. ) Tj ET Q q 0 0 0 rg BT 86.00 592.25 Td ( Dir) Tj ET Q q 0 0 0 rg BT 105.26 592.25 Td (ectors, Executive Officers and Corporate Governance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.25 Td (Except for information concerning our executive of) Tj ET Q q 0 0 0 rg BT 255.85 571.25 Td (ficers included in Part I of this Form 10-K under the caption Executive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.25 Td (Of) Tj ET Q q 0 0 0 rg BT 60.37 559.25 Td (ficers of the Registrant, which is incorporated by reference herein, and the information regarding our Code of Conduct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 547.25 Td (below) Tj ET Q q 0 0 0 rg BT 73.79 547.25 Td (, the information required by Item10 is incorporated by reference to the information set forth under the captions Our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 535.25 Td (Board of Directors, Nominees for Election, Corporate Governance Committees of the Board of Directors ) Tj ET Q q 0 0 0 rg BT 504.85 535.25 Td (Audit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 523.25 Td (Committee, Corporate Governance Nominations of Directors, and Section16\(a\) Beneficial Ownership Reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 511.25 Td (Compliance in our definitive proxy statement for our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.83 511.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.83 511.25 Td ( annual meeting of shareholders, which will be filed with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 499.25 Td (Securities and Exchange Commission no later than 120 days after the close of the fiscal year ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.62 499.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.62 499.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td (Our board of directors has adopted a Code of Conduct that applies to all of our directors and employees, including our chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.25 Td (executive of) Tj ET Q q 0 0 0 rg BT 98.96 466.25 Td (ficer) Tj ET Q q 0 0 0 rg BT 116.88 466.25 Td (, chief financial of) Tj ET Q q 0 0 0 rg BT 189.99 466.25 Td (ficer) Tj ET Q q 0 0 0 rg BT 207.91 466.25 Td (, chief accounting of) Tj ET Q q 0 0 0 rg BT 289.91 466.25 Td (ficer and other persons performing similar functions. ) Tj ET Q q 0 0 0 rg BT 503.56 466.25 Td (W) Tj ET Q q 0 0 0 rg BT 512.20 466.25 Td (e have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.25 Td (posted a copy of our Code of Conduct on the About For Investors Corporate Governance section of our website at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (www) Tj ET Q q 0 0 0 rg BT 71.02 442.25 Td (.fiserv) Tj ET Q q 0 0 0 rg BT 95.63 442.25 Td (.com. ) Tj ET Q q 0 0 0 rg BT 120.17 442.25 Td (W) Tj ET Q q 0 0 0 rg BT 128.81 442.25 Td (e intend to satisfy the disclosure requirements under Item5.05 of Form 8-K regarding amendments to, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (waivers from, the Code of Conduct by posting such information on the About For Investors section of our website at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.25 Td (www) Tj ET Q q 0 0 0 rg BT 71.02 418.25 Td (.fiserv) Tj ET Q q 0 0 0 rg BT 95.63 418.25 Td (.com. ) Tj ET Q q 0 0 0 rg BT 120.17 418.25 Td (W) Tj ET Q q 0 0 0 rg BT 128.81 418.25 Td (e are not including the information contained on our website as part of, or incorporating it by reference into, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.25 Td (this report.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 385.25 Td (Item1) Tj ET Q q 0 0 0 rg BT 76.94 385.25 Td (1. ) Tj ET Q q 0 0 0 rg BT 86.00 385.25 Td ( Executive Compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.25 Td (The information required by Item1) Tj ET Q q 0 0 0 rg BT 191.53 364.25 Td (1 is incorporated by reference to the information set forth under the captions Director ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.25 Td (Compensation, Compensation Discussion and ) Tj ET Q q 0 0 0 rg BT 244.70 352.25 Td (Analysis, Compensation Committee Report, Compensation Committee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.25 Td (Interlocks and Insider Participation, and Executive Compensation in our definitive proxy statement for our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.37 340.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.37 340.25 Td ( annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.25 Td (meeting of shareholders, which will be filed with the Securities and Exchange Commission no later than 120 days after the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.25 Td (close of the fiscal year ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.42 316.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.42 316.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 295.25 Td (Item12. ) Tj ET Q q 0 0 0 rg BT 86.00 295.25 Td ( Security Ownership of Certain Beneficial Owners and Management and Related Stockholder) Tj ET Q q 0 0 0 rg BT 488.02 295.25 Td ( Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.25 Td (The information set forth under the caption Security Ownership of Certain Beneficial Owners and Management in our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.25 Td (definitive proxy statement for our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.46 262.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.46 262.25 Td ( annual meeting of shareholders, which will be filed with the Securities and Exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.25 Td (Commission no later than 120 days after the close of the fiscal year ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.83 250.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.83 250.25 Td (, is incorporated by reference ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.25 Td (herein.) Tj ET Q endstream endobj 111 0 obj <>] /Rotate 0 /Contents 112 0 R>> endobj 112 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (53) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 221.10 742.25 Td (Equity Compensation Plan Information) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (The table below sets forth information with respect to compensation plans under which equity securities are authorized for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (issuance as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.62 709.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.62 709.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 609.75 210.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 609.75 99.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 609.75 93.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 609.75 110.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 559.75 210.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 559.75 99.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 559.75 93.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 559.75 110.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 698.75 m 50.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 698.75 m 260.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 698.75 m 260.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 698.75 m 359.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 698.75 m 359.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 698.75 m 452.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 698.75 m 452.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.5 698.75 m 562.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 698.75 m 562.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 683.75 m 50.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 683.75 m 260.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 683.75 m 260.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 683.75 m 359.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 683.75 m 359.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 683.75 m 452.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 683.75 m 452.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.5 683.75 m 562.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 683.75 m 562.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 609.75 m 50.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 609.75 m 260.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 609.75 m 260.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 584.75 m 260.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 609.75 m 260.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 609.75 m 359.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 609.75 m 359.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 609.75 m 452.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 609.75 m 452.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 584.75 m 452.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 609.75 m 452.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.5 609.75 m 562.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 609.75 m 562.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 584.75 m 50.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 584.75 m 260.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 584.75 m 359.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 584.75 m 359.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 584.75 m 452.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 584.75 m 452.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.5 584.75 m 562.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 584.75 m 562.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 559.75 m 50.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 559.75 m 260.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 544.75 m 260.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 559.75 m 260.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 559.75 m 359.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 544.75 m 359.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 559.75 m 359.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 559.75 m 452.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 559.75 m 452.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 544.75 m 452.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 559.75 m 452.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 562.5 559.75 m 562.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 559.75 m 562.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 544.75 m 562.5 544.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.95 688.42 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 688.42 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.45 688.42 Td (\(c\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 614.43 Td (Plan Category) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 271.60 654.43 Td (Number) Tj ET Q q 0 0 0 rg BT 306.97 654.43 Td (ofshar) Tj ET Q q 0 0 0 rg BT 339.01 654.43 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.65 644.43 Td (to be issued upon) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.20 634.43 Td (exer) Tj ET Q q 0 0 0 rg BT 305.33 634.43 Td (cise of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.15 624.43 Td (outstandingoptions,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.95 614.43 Td (warrants and rights) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.85 644.43 Td (W) Tj ET Q q 0 0 0 rg BT 376.30 644.43 Td (eighted-average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.15 634.43 Td (exer) Tj ET Q q 0 0 0 rg BT 389.28 634.43 Td (cise price of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.15 624.43 Td (outstandingoptions,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.95 614.43 Td (warrants and rights) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.10 674.43 Td (Number) Tj ET Q q 0 0 0 rg BT 504.47 674.43 Td (ofshar) Tj ET Q q 0 0 0 rg BT 536.51 674.43 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.15 664.43 Td (r) Tj ET Q q 0 0 0 rg BT 461.41 664.43 Td (emainingavailablefor) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.75 654.43 Td (futur) Tj ET Q q 0 0 0 rg BT 482.79 654.43 Td (e issuance under) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.95 644.43 Td (equity compensation) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.10 634.43 Td (plans \(excluding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.80 624.43 Td (securities r) Tj ET Q q 0 0 0 rg BT 508.54 624.43 Td (eflected in) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.40 614.43 Td (column \(a\)\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 600.32 Td (Equity compensation plans approved by our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 590.32 Td (shareholders) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 112.54 594.85 Td ( \(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.45 589.42 Td (7,967,409) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 326.95 593.95 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.70 589.42 Td ($48.03) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 416.70 593.95 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.45 589.42 Td (19,012,510) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 526.95 593.95 Td (\(4\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 575.32 Td (Equity compensation plans not approved by our) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 565.32 Td (shareholders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 564.42 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.15 564.42 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.65 564.42 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 550.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.50 549.42 Td (7,967,409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.70 549.42 Td ($48.03) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 416.70 553.95 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.50 549.42 Td (19,012,510) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 524.25 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 524.25 Td (Columns \(a\)and \(c\)of the table above do not include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.32 524.25 Td (1,189,096) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.32 524.25 Td ( unvested restricted stock units outstanding under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 512.25 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 92.35 512.25 Td (, Inc. 2007 Omnibus Incentive Plan \(the Incentive Plan\) or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.83 512.25 Td (9,431,608) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.83 512.25 Td ( shares authorized for issuance under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 500.25 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 92.35 500.25 Td (, Inc. ) Tj ET Q q 0 0 0 rg BT 114.57 500.25 Td (Amended and Restated Employee Stock Purchase Plan. ) Tj ET Q q 0 0 0 rg BT 339.33 500.25 Td (The number of shares remaining available for future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 488.25 Td (issuance under the employee stock purchase plan is subject to an annual increase on the first day of each fiscal year equal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 476.25 Td (to the lesser of \(i\)2,000,000 shares, \(ii\)1% of the shares of our common stock outstanding on such date or \(iii\)a lesser ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 464.25 Td (amount determined by our board of directors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 443.25 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 443.25 Td (Consists of options outstanding under the Incentive Plan and the Fiserv) Tj ET Q q 0 0 0 rg BT 352.32 443.25 Td (, Inc. Stock Option and Restricted Stock Plan as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 431.25 Td (well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.55 431.25 Td (149,013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.05 431.25 Td ( shares subject to performance share units at the tar) Tj ET Q q 0 0 0 rg BT 335.51 431.25 Td (get award level under the Incentive Plan and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.99 431.25 Td (75,309) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.49 431.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 419.25 Td (shares subject to non-employee director deferred compensation notional units under the Incentive Plan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.25 Td (\(3\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 398.25 Td (Represents the weighted average exercise price of outstanding options and does not take into account outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 386.25 Td (performance share units or non-employee director deferred compensation notional units.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 365.25 Td (\(4\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 365.25 Td (Reflects the number of shares available for future issuance under the Incentive Plan. No additional awards may be granted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 353.25 Td (under the Fiserv) Tj ET Q q 0 0 0 rg BT 132.34 353.25 Td (, Inc. Stock Option and Restricted Stock Plan.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 332.25 Td (Item13. ) Tj ET Q q 0 0 0 rg BT 86.00 332.25 Td ( Certain Relationships and Related ) Tj ET Q q 0 0 0 rg BT 240.27 332.25 Td (T) Tj ET Q q 0 0 0 rg BT 246.20 332.25 Td (ransactions, and Dir) Tj ET Q q 0 0 0 rg BT 332.97 332.25 Td (ector) Tj ET Q q 0 0 0 rg BT 354.44 332.25 Td ( Independence) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 311.25 Td (The information required by Item13 is incorporated by reference to the information set forth under the captions Corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 299.25 Td (Governance Director Independence, and Corporate Governance Review) Tj ET Q q 0 0 0 rg BT 361.15 299.25 Td (, ) Tj ET Q q 0 0 0 rg BT 365.60 299.25 Td (Approval or Ratification of ) Tj ET Q q 0 0 0 rg BT 477.05 299.25 Td (T) Tj ET Q q 0 0 0 rg BT 482.81 299.25 Td (ransactions with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 287.25 Td (Related Persons, in our definitive proxy statement for our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.16 287.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.16 287.25 Td ( annual meeting of shareholders, which will be filed with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 275.25 Td (Securities and Exchange Commission no later than 120 days after the close of the fiscal year ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.62 275.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.62 275.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 254.25 Td (Item14. ) Tj ET Q q 0 0 0 rg BT 86.00 254.25 Td ( Principal ) Tj ET Q q 0 0 0 rg BT 132.39 254.25 Td (Accounting Fees and Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 233.25 Td (The information required by Item14 is incorporated by reference to the information set forth under the captions Independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 221.25 Td (Registered Public ) Tj ET Q q 0 0 0 rg BT 122.77 221.25 Td (Accounting Firm and Fees and Audit Committee Pre-Approval Policy in our definitive proxy statement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 209.25 Td (for our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.99 209.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.99 209.25 Td ( annual meeting of shareholders, which will be filed with the Securities and Exchange Commission no later than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 197.25 Td (120 days after the close of the fiscal year ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.28 197.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.28 197.25 Td (.) Tj ET Q endstream endobj 113 0 obj <>] /Rotate 0 /Contents 114 0 R>> endobj 114 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (54) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 286.30 742.25 Td (P) Tj ET Q q 0 0 0 rg BT 291.67 742.25 Td (AR) Tj ET Q q 0 0 0 rg BT 305.76 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 312.25 742.25 Td ( IV) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Item15. ) Tj ET Q q 0 0 0 rg BT 86.00 721.25 Td ( Exhibits, Financial Statement Schedules) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 700.25 Td (Financial Statement Schedules) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 679.25 Td (Financial statement schedules have been omitted because they are not applicable or the required information is shown in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 667.25 Td (consolidated financial statements or accompanying notes.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (Exhibits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 625.25 Td (The exhibits listed in the accompanying exhibit index are filed as part of this ) Tj ET Q q 0 0 0 rg BT 358.81 625.25 Td (Annual Report on Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 604.25 Td (Item16. Form 10-K Summary) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 580.25 Td (None.) Tj ET Q endstream endobj 115 0 obj <>] /Rotate 0 /Contents 116 0 R>> endobj 116 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (55) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.85 742.25 Td (SIGNA) Tj ET Q q 0 0 0 rg BT 304.78 742.25 Td (TURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td (Pursuant to the requirements of Section13 or 15\(d\) of the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 366.87 721.25 Td (Act of 1934, the registrant has duly caused this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 709.25 Td (report to be signed on its behalf by the undersigned, thereunto duly authorized on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.97 709.25 Td (February23, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.57 709.25 Td (.) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 666.75 m 562.5 666.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 689.32 Td (FISERV, INC.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 671.32 Td (By:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.00 671.32 Td (/s/ Jeffery W. Yabuki) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.00 657.32 Td (Jeffery W. Yabuki) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.00 643.32 Td (President and Chief Executive Officer) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 618.25 Td (Pursuant to the requirements of the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 276.05 618.25 Td (Act of 1934, this report has been signed below by the following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 606.25 Td (persons on behalf of the registrant and in the capacities indicated on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.35 606.25 Td (February23, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.95 606.25 Td (.) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 561.75 m 278.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 524.75 m 278.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 487.75 m 278.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 450.75 m 278.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 413.75 m 278.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 376.75 m 278.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 339.75 m 278.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 302.75 m 278.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 265.75 m 278.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 228.75 m 278.5 228.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 191.75 m 278.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 154.75 m 278.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 117.75 m 278.5 117.75 l s BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 584.0833984375 m 76.876953125 584.0833984375 l s q 0 0 0 rg BT 53.00 585.42 Td (Name) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 281.00 585.00 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 301 584.0833984375 m 336.5419921875 584.0833984375 l s q 0 0 0 rg BT 301.00 585.42 Td (Capacity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 566.42 Td (/s/ Daniel P. Kearney) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 281.00 566.00 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 567.32 Td (Chairman of the Board) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 551.42 Td (Daniel P. Kearney) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 529.42 Td (/s/ Jeffery W. Yabuki) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 281.00 529.00 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 530.32 Td (Director) Tj ET Q q 0 0 0 rg BT 333.92 530.32 Td (, President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 473.14 530.32 Td (ficer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 520.32 Td (\(Principal Executive Of) Tj ET Q q 0 0 0 rg BT 395.79 520.32 Td (ficer\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 514.42 Td (Jeffery W. Yabuki) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 492.42 Td (/s/ Robert W. Hau) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 281.00 492.00 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 493.32 Td (Chief Financial Of) Tj ET Q q 0 0 0 rg BT 375.80 493.32 Td (ficer and ) Tj ET Q q 0 0 0 rg BT 413.37 493.32 Td (T) Tj ET Q q 0 0 0 rg BT 419.13 493.32 Td (reasurer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 483.32 Td (\(Principal Financial Of) Tj ET Q q 0 0 0 rg BT 393.02 483.32 Td (ficer\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 478.32 Td (Robert W. Hau) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 455.42 Td (/s/ Kenneth F. 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122.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 98.95000000000005 m 556.5 98.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 98.95000000000005 m 54.5 74.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 74.95000000000005 m 78.5 74.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 98.95000000000005 m 137.5 74.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.5 74.95000000000005 m 137.5 74.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 556.5 98.95000000000005 m 556.5 74.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 98.95000000000005 m 556.5 98.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 74.95000000000005 m 556.5 74.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 74.95000000000005 m 54.5 50.950000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 74.95000000000005 m 137.5 50.950000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 556.5 74.95000000000005 m 556.5 50.950000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 74.95000000000005 m 556.5 74.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 50.950000000000045 m 556.5 50.950000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 50.950000000000045 m 54.5 50.450000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 50.950000000000045 m 78.5 50.950000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 50.450000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 50.950000000000045 m 137.5 50.450000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.5 50.950000000000045 m 137.5 50.950000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.5 50.450000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 556.5 50.950000000000045 m 556.5 50.450000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 50.950000000000045 m 556.5 50.950000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 50.450000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 50.450000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 50.450000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 50.450000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.5 50.450000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 556.5 50.450000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 50.450000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 50.450000000000045 m BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.65 711.63 Td (Exhibit) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 77.8 700.0625976562501 m 113.26142578125 700.0625976562501 l s q 0 0 0 rg BT 77.80 701.63 Td (Number) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 140 700.0625976562501 m 223.6181640625 700.0625976562501 l s q 0 0 0 rg BT 140.00 701.63 Td (Exhibit Description) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 687.52 Td (3.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 687.52 Td (Restated Articles of Incorporation \(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 673.52 Td (3.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 673.52 Td (Amended and Restated By-laws \(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 649.62 Td (4.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 659.52 Td (Second Amended and Restated Credit Agreement, dated as of April 30, 2015, among Fiserv, Inc. and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 649.52 Td (the financial institutions party thereto \(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 625.62 Td (4.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 635.52 Td (Loan Agreement, dated as of October 25, 2013, among Fiserv, Inc. and the financial institutions party) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 625.52 Td (thereto \(4\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 601.62 Td (4.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 611.52 Td (Amendment No. 1 to Loan Agreement, dated as of April 30, 2015, among Fiserv, Inc. and the financial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 601.52 Td (institutions party thereto \(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 577.62 Td (4.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 587.52 Td (Indenture, dated as of November 20, 2007, by and among Fiserv, Inc., the guarantors named therein) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 577.52 Td (and U.S. Bank National Association \(5\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 553.62 Td (4.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 563.52 Td (Sixth Supplemental Indenture, dated as of September 21, 2010, among Fiserv, Inc., the guarantors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 553.52 Td (named therein and U.S. Bank National Association \(6\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 529.62 Td (4.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 539.52 Td (Eighth Supplemental Indenture, dated as of June 14, 2011, among Fiserv, Inc., the guarantors named) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 529.52 Td (therein and U.S. Bank National Association \(7\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 505.62 Td (4.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 515.52 Td (Tenth Supplemental Indenture, dated as of September 25, 2012, among Fiserv, Inc., the guarantors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 505.52 Td (named therein and U.S. Bank National Association \(8\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 481.62 Td (4.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 491.52 Td (Twelfth Supplemental Indenture, dated as of May 22, 2015, between Fiserv, Inc. and U.S. Bank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 481.52 Td (National Association \(9\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 457.62 Td (4.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 467.52 Td (Thirteenth Supplemental Indenture, dated as of May 22, 2015, between Fiserv, Inc. and U.S. Bank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 457.52 Td (National Association \(9\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 443.52 Td (Pursuant to Item 601\(b\)\(4\)\(iii\) of Regulation S-K, the Company agrees to furnish to the Securities and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 433.52 Td (Exchange Commission, upon request, any instrument defining the rights of holders of long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 423.52 Td (that is not filed as an exhibit to this Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 409.52 Td (10.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 409.52 Td (Fiserv, Inc. Amended and Restated 2007 Omnibus Incentive Plan \(10\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 395.52 Td (Fiserv, Inc. 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Yabuki \(15\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 127.62 Td (10.18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 137.52 Td (Amendment No. 2 to Amended and Restated Employment Agreement, dated December 30, 2009,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 127.52 Td (between Fiserv, Inc. and Jeffery W. Yabuki \(16\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 103.62 Td (10.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 113.52 Td (Amendment No. 3 to Amended and Restated Employment Agreement, dated March 29, 2016, between) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 103.52 Td (Fiserv, Inc. and Jeffery W. Yabuki \(17\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 79.62 Td (10.20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 89.52 Td (Amended and Restated Key Executive Employment and Severance Agreement, dated December 22,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 79.52 Td (2008, between Fiserv, Inc. and Jeffery W. Yabuki \(14\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 55.62 Td (10.21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 65.52 Td (Amendment No. 1 to Amended and Restated Key Executive Employment and Severance Agreement,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 55.52 Td (dated March 29, 2016, between Fiserv, Inc. and Jeffery W. 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(Employment Agreement, dated January 3, 2011, between Fiserv,Inc. and Mark A. Ernst \(18\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 724.07 Td (10.23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 724.07 Td (Employment Agreement, dated October 27, 2009, between Fiserv,Inc. and Steven Tait \(19\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 700.17 Td (10.24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 710.07 Td (Amendment No. 1 to Employment Agreement, dated December 11, 2009, between Fiserv, Inc. and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 700.07 Td (Steven Tait \(19\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 686.07 Td (10.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 686.07 Td (Employment Agreement, dated February 23, 2010, between Fiserv, Inc. and Lynn S. McCreary \(20\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 662.17 Td (10.26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 672.07 Td (Amendment No. 1 to Employment Agreement, dated July 1, 2013, between Fiserv, Inc. and Lynn S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 662.07 Td (McCreary \(20\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 648.07 Td (10.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 648.07 Td (Employment Agreement, dated November 7, 2013, between Fiserv, Inc. and Byron C. Vielehr \(10\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 634.07 Td (10.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 634.07 Td (Employment Agreement, dated May 21, 2014, between Fiserv, Inc. and Kevin P. Gregoire \(21\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 620.07 Td (10.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 620.07 Td (Letter Agreement, dated October 22, 2014, between Fiserv, Inc. and Kevin J. Schultz \(12\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 586.17 Td (10.30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 606.07 Td (Form of Amended and Restated Key Executive Employment and Severance Agreement, between) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 596.07 Td (Fiserv, Inc. and eachof Mark Ernst, Kevin Gregoire, Lynn McCreary, Kevin Schultz, Steven Tait and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 586.07 Td (Byron Vielehr \(14\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 572.07 Td (10.31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 572.07 Td (Letter Agreement, effective February 10, 2016, between Fiserv, Inc. and Robert W. Hau \(22\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 548.17 Td (10.32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 558.07 Td (Form of Key Executive Employment and Severance Agreement between Fiserv, Inc. and Robert W.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 548.07 Td (Hau \(23\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 534.07 Td (10.33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 534.07 Td (Letter Agreement, effective October 31, 2016, between Fiserv, Inc. and Devin B. McGranahan*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 510.17 Td (10.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 520.07 Td (Key Executive Employment and Severance Agreement, dated October 31, 2016, between Fiserv, Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 510.07 Td (and Devin B. McGranahan*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 496.07 Td (10.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 496.07 Td (Fiserv, Inc. Non-Qualified Deferred Compensation Plan*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 482.07 Td (10.36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 482.07 Td (Form of Non-Employee Director Indemnity Agreement \(13\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 468.07 Td (10.37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 468.07 Td (Fiserv, Inc. Non-Employee Director Deferred Compensation Plan \(13\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 454.07 Td (10.38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 454.07 Td (Non-Employee Director Compensation Schedule \(24\)*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 440.07 Td (21.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 440.07 Td (Subsidiaries of Fiserv, Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 426.07 Td (23.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 426.07 Td (Consent of Independent Registered Public Accounting Firm) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 402.17 Td (31.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 412.07 Td (Certification of the Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 402.07 Td (2002) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 388.07 Td (31.2) Tj ET Q /GS0 gs q 412.21 0 0 9.09 140.00 385.91 cm /I20 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 364.17 Td (32.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 374.07 Td (Certification of the Chief Executive Officer and the Chief Financial Officer pursuanttoSection 906 of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 364.07 Td (the Sarbanes-Oxley Act of 2002) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 350.07 Td (101.INS**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 350.07 Td (XBRL Instance Document) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 336.07 Td (101.SCH**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 336.07 Td (XBRL Taxonomy Extension Schema Document) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 322.07 Td (101.CAL**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 322.07 Td (XBRL Taxonomy Extension Calculation Linkbase Document) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 308.07 Td (101.DEF**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 308.07 Td (XBRL Taxonomy Extension Definition Linkbase Document) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 294.07 Td (101.LAB**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 294.07 Td (XBRL Taxonomy Extension Label Linkbase Document) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 280.07 Td (101.PRE**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 280.07 Td (XBRL Taxonomy Extension Presentation Linkbase Document) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 264.00 Td (_____) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 246.00 Td (* ) Tj ET Q q 0 0 0 rg BT 77.00 246.00 Td (This exhibit is a management contract or compensatory plan or arrangement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 222.00 Td (** ) Tj ET Q q 0 0 0 rg BT 77.00 222.00 Td (Filed with this ) Tj ET Q q 0 0 0 rg BT 136.73 222.00 Td (Annual Report on Form 10-K are the following documents formatted in XBRL) Tj ET Q q 0 0 0 rg BT 452.69 222.00 Td ( \(Extensible Business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 210.00 Td (Reporting Language\): \(i\) the Consolidated Statements of Income for the years ended December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.59 210.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.59 210.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.59 210.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.59 210.00 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 198.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.00 198.00 Td (, \(ii\) the Consolidated Statements of Comprehensive Income for the years ended December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.10 198.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.10 198.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.10 198.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.10 198.00 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 186.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.00 186.00 Td (, \(iii\) the Consolidated Balance Sheets at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.10 186.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.10 186.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.54 186.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.54 186.00 Td (, \(iv\) the Consolidated Statements of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 174.00 Td (Shareholders) Tj ET Q q 0 0 0 rg BT 131.79 174.00 Td ( Equity for the years ended December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.90 174.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.90 174.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.90 174.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.90 174.00 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.83 174.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.83 174.00 Td (, \(v\) the Consolidated Statements of Cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 162.00 Td (Flows for the years ended December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.39 162.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.39 162.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.39 162.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.39 162.00 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.33 162.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.33 162.00 Td (, and \(vi\) Notes to Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 138.00 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 77.00 138.00 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 138.00 Td (s Current Report on Form 8-K filed on December 3, 2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 126.00 Td (andincorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 102.00 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 77.00 102.00 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 102.00 Td (s ) Tj ET Q q 0 0 0 rg BT 268.65 102.00 Td (Annual Report on Form 10-K filed on February 19, 2016, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 90.00 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 66.00 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 77.00 66.00 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 66.00 Td (s Current Report on Form 8-K filed on May 5, 2015, and incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 54.00 Td (herein by reference.) Tj ET Q endstream endobj 121 0 obj <>] /Rotate 0 /Contents 122 0 R>> endobj 122 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 730.10 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 77.00 730.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 730.10 Td (s Current Report on Form 8-K filed on October 29, 2013, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 718.10 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 77.00 694.10 Td (Previously ) Tj ET Q q 0 0 0 rg BT 122.28 694.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 143.10 694.10 Td (as ) Tj ET Q q 0 0 0 rg BT 153.93 694.10 Td (an ) Tj ET Q q 0 0 0 rg BT 165.87 694.10 Td (exhibit ) Tj ET Q q 0 0 0 rg BT 196.15 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 206.42 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 221.14 694.10 Td (Company) Tj ET Q q 0 0 0 rg BT 262.81 694.10 Td (s ) Tj ET Q q 0 0 0 rg BT 269.20 694.10 Td (Registration ) Tj ET Q q 0 0 0 rg BT 320.58 694.10 Td (Statement ) Tj ET Q q 0 0 0 rg BT 363.07 694.10 Td (on ) Tj ET Q q 0 0 0 rg BT 375.57 694.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 399.74 694.10 Td (S-3 ) Tj ET Q /GS0 gs q 94.44 0 0 10.09 416.13 691.94 cm /I21 Do Q q 0 0 0 rg BT 510.57 694.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 531.39 694.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 682.10 Td (November 13, 2007, and incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 658.10 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 77.00 658.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 658.10 Td (s Current Report on Form 8-K filed on September 21, 2010, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 646.10 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 622.10 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 77.00 622.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 622.10 Td (s Current Report on Form 8-K filed on June 14, 201) Tj ET Q q 0 0 0 rg BT 470.47 622.10 Td (1, andincorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 610.10 Td (herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 586.10 Td (\(8\) ) Tj ET Q q 0 0 0 rg BT 77.00 586.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 586.10 Td (s Current Report on Form 8-K filed on September 25, 2012, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 574.10 Td (andincorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 550.10 Td (\(9\) ) Tj ET Q q 0 0 0 rg BT 77.00 550.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 550.10 Td (s Current Report on Form 8-K filed on May 22, 2015, and incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 538.10 Td (herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 514.10 Td (\(10\) ) Tj ET Q q 0 0 0 rg BT 77.00 514.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 514.10 Td (s ) Tj ET Q q 0 0 0 rg BT 268.65 514.10 Td (Annual Report on Form 10-K filed on February 20, 2014, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 502.10 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 478.10 Td (\(1) Tj ET Q q 0 0 0 rg BT 56.96 478.10 Td (1\) ) Tj ET Q q 0 0 0 rg BT 77.00 478.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 478.10 Td (s ) Tj ET Q q 0 0 0 rg BT 268.65 478.10 Td (Annual Report on Form 10-K filed on February 24, 2012, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 466.10 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 442.10 Td (\(12\) ) Tj ET Q q 0 0 0 rg BT 77.00 442.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 442.10 Td (s ) Tj ET Q q 0 0 0 rg BT 268.65 442.10 Td (Annual Report on Form 10-K filed on February 20, 2015, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 430.10 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 406.10 Td (\(13\) ) Tj ET Q q 0 0 0 rg BT 77.00 406.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 406.10 Td (s ) Tj ET Q q 0 0 0 rg BT 268.65 406.10 Td (Annual Report on Form 10-K filed on February 28, 2008, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 394.10 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 370.10 Td (\(14\) ) Tj ET Q q 0 0 0 rg BT 77.00 370.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 370.10 Td (s Current Report on Form 8-K filed on December 23, 2008, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 358.10 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 334.10 Td (\(15\) ) Tj ET Q q 0 0 0 rg BT 77.00 334.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 334.10 Td (s ) Tj ET Q q 0 0 0 rg BT 268.65 334.10 Td (Annual Report on Form 10-K filed on February 27, 2009, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 322.10 Td (andincorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 298.10 Td (\(16\) ) Tj ET Q q 0 0 0 rg BT 77.00 298.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 298.10 Td (s Current Report on Form 8-K filed on December 30, 2009, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 286.10 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 262.10 Td (\(17\) ) Tj ET Q q 0 0 0 rg BT 77.00 262.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 262.10 Td (s Current Report on Form 8-K filed on ) Tj ET Q q 0 0 0 rg BT 419.46 262.10 Td (April 1, 2016, and incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 250.10 Td (herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 226.10 Td (\(18\) ) Tj ET Q q 0 0 0 rg BT 77.00 226.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 226.10 Td (s Current Report on Form 8-K filed on May 27, 201) Tj ET Q q 0 0 0 rg BT 470.47 226.10 Td (1, and incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 214.10 Td (herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 190.10 Td (\(19\) ) Tj ET Q q 0 0 0 rg BT 77.00 190.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 190.10 Td (s ) Tj ET Q q 0 0 0 rg BT 268.65 190.10 Td (Annual Report on Form 10-K filed on February 26, 2010, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 178.10 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 154.10 Td (\(20\) ) Tj ET Q q 0 0 0 rg BT 77.00 154.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 154.10 Td (s Quarterly Report on Form 10-Q filed on October 30, 2013, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 142.10 Td (incorporated herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 118.10 Td (\(21\) ) Tj ET Q q 0 0 0 rg BT 77.00 118.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 118.10 Td (s Quarterly Report on Form 10-Q filed on July 30, 2014, and incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 106.10 Td (herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 82.10 Td (\(22\) ) Tj ET Q q 0 0 0 rg BT 77.00 82.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 82.10 Td (s Current Report on Form 8-K filed on February 16, 2016, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 70.10 Td (incorporated herein by reference.) Tj ET Q endstream endobj 123 0 obj <>] /Rotate 0 /Contents 124 0 R>> endobj 124 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 742.10 Td (\(23\) ) Tj ET Q q 0 0 0 rg BT 77.00 742.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 742.10 Td (s Quarterly Report on Form 10-Q filed on May 6, 2016, and incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 730.10 Td (herein by reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 706.10 Td (\(24\) ) Tj ET Q q 0 0 0 rg BT 77.00 706.10 Td (Previously filed as an exhibit to the Company) Tj ET Q q 0 0 0 rg BT 262.81 706.10 Td (s Quarterly Report on Form 10-Q filed on July 30, 2015, and incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 694.10 Td (herein by reference.) Tj ET Q endstream endobj 125 0 obj <> endobj 126 0 obj <> stream BT /F2 11.00 Tf ET q 0 0 0 rg BT 483.15 772.10 Td (Exhibit 10.3) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 184.05 712.00 Td (FISER) Tj ET Q q 0 0 0 rg BT 216.24 712.00 Td (V) Tj ET Q q 0 0 0 rg BT 222.57 712.00 Td (, INC. 2007 OMNIBUS INCENTIVE PLAN ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 166.35 698.80 Td (RESTRICTED ST) Tj ET Q q 0 0 0 rg BT 253.54 698.80 Td (OCK UNIT ) Tj ET Q q 0 0 0 rg BT 309.36 698.80 Td (A) Tj ET Q q 0 0 0 rg BT 316.69 698.80 Td (W) Tj ET Q q 0 0 0 rg BT 326.47 698.80 Td (ARD MEMORANDUM ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 275.4 683.857080078125 m 336.523046875 683.857080078125 l s q 0 0 0 rg BT 275.40 685.60 Td (EMPLOYEE) Tj ET Q BT /F6 11.00 Tf ET q 0 0 0 rg BT 72.00 646.00 Td () Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 608.99 Td (Employee:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 609.42333984375 m 474.24072265625 609.42333984375 l s q 0 0 0 rg BT 330.00 610.99 Td ([FIRST NAME] [LAST NAME]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 582.99 Td (Grant Date:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 583.42333984375 m 406.18896484375 583.42333984375 l s q 0 0 0 rg BT 330.00 584.99 Td ([GRANT DATE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 556.99 Td (Number of Shares Subject to Award:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 557.42333984375 m 450.205078125 557.42333984375 l s q 0 0 0 rg BT 330.00 558.99 Td ([NUMBER OF SHARES]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 530.99 Td (Vesting Schedule:) Tj ET Q BT /F7 11.00 Tf ET q 0 0 0 rg BT 330.00 532.99 Td ([) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 333.05615234375 531.42333984375 m 444.30224609375 531.42333984375 l s q 0 0 0 rg BT 333.06 532.99 Td (VESTING SCHEDULE) Tj ET Q BT /F7 11.00 Tf ET q 0 0 0 rg BT 444.30 532.99 Td (]) Tj ET Q BT /F1 10.00 Tf ET BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 467.60 Td (Additional terms and conditions of your ) Tj ET Q q 0 0 0 rg BT 283.04 467.60 Td (A) Tj ET Q q 0 0 0 rg BT 290.79 467.60 Td (ward are included in the Restricted Stock Unit ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 454.40 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 135.16 454.40 Td (As a condition to your receipt of Shares, you must log on to Fidelity) Tj ET Q q 0 0 0 rg BT 492.29 454.40 Td (s ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 441.20 Td (website at ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 128.24072265625 439.457080078125 m 278.59375 439.457080078125 l s q 0 0 0 rg BT 128.24 441.20 Td (www) Tj ET Q q 0 0 0 rg BT 153.50 441.20 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 252.92 441.20 Td (.com) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 278.59 441.20 Td ( and accept the terms and conditions of this ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 428.00 Td (A) Tj ET Q q 0 0 0 rg BT 79.75 428.00 Td (ward within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 281.06 428.00 Td (A) Tj ET Q q 0 0 0 rg BT 288.81 428.00 Td (ward Grant Date. If you do not accept the terms ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 414.80 Td (and conditions of this ) Tj ET Q q 0 0 0 rg BT 188.92 414.80 Td (A) Tj ET Q q 0 0 0 rg BT 196.66 414.80 Td (ward within such time at www) Tj ET Q q 0 0 0 rg BT 352.72 414.80 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 452.14 414.80 Td (.com, this ) Tj ET Q q 0 0 0 rg BT 506.13 414.80 Td (A) Tj ET Q q 0 0 0 rg BT 513.87 414.80 Td (ward ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 401.60 Td (will be forfeited and immediately terminate. ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 72 357.457080078125 m 96.44384765625 357.457080078125 l s q 0 0 0 rg BT 72.00 359.20 Td (Note) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 96.44 359.20 Td (: Section4\(c\) of the Restricted Stock Unit ) Tj ET Q q 0 0 0 rg BT 315.46 359.20 Td (Agreement contains provisions that ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 346.00 Td (restrict your activities. These provisions apply to you and, by accepting this ) Tj ET Q q 0 0 0 rg BT 471.97 346.00 Td (A) Tj ET Q q 0 0 0 rg BT 479.72 346.00 Td (ward, you ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 332.80 Td (agree to be bound by these restrictions. ) Tj ET Q BT /F6 11.00 Tf ET q 0 0 0 rg BT 72.00 319.60 Td () Tj ET Q endstream endobj 127 0 obj <> endobj 128 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (1) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 209.05 729.16552734375 m 405.7248046875 729.16552734375 l s q 0 0 0 rg BT 209.05 730.75 Td (RESTRICTED ST) Tj ET Q q 0 0 0 rg BT 288.32 730.75 Td (OCK UNIT ) Tj ET Q q 0 0 0 rg BT 339.05 730.75 Td (AGREEMENT ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 708.75 Td (Pursuant to the Fiserv) Tj ET Q q 0 0 0 rg BT 194.08 708.75 Td (, Inc. 2007 Omnibus Incentive Plan \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 375.2861328125 707.32421875 m 395.30078125 707.32421875 l s q 0 0 0 rg BT 375.29 708.75 Td (Plan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 395.30 708.75 Td (\), Fiserv) Tj ET Q q 0 0 0 rg BT 434.00 708.75 Td (, Inc., a Wisconsin ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 696.75 Td (corporation \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 148.1474609375 695.32421875 m 190.9453125 695.32421875 l s q 0 0 0 rg BT 148.15 696.75 Td (Company) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 190.95 696.75 Td (\), has granted you Restricted Stock Units \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 402.1416015625 695.32421875 m 430.3056640625 695.32421875 l s q 0 0 0 rg BT 402.14 696.75 Td (A) Tj ET Q q 0 0 0 rg BT 408.63 696.75 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 430.31 696.75 Td (\) entitling you to receive ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 684.75 Td (such number of shares of Company common stock \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 323.7724609375 683.32421875 m 355.45703125 683.32421875 l s q 0 0 0 rg BT 323.77 684.75 Td (Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 355.46 684.75 Td (\) as set forth in the ) Tj ET Q q 0 0 0 rg BT 443.83 684.75 Td (A) Tj ET Q q 0 0 0 rg BT 450.32 684.75 Td (ward Memorandum ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 672.75 Td (on the terms and conditions set forth in this agreement \(this ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 341.0234375 671.32421875 m 389.939453125 671.32421875 l s q 0 0 0 rg BT 341.02 672.75 Td (Agreement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 389.94 672.75 Td (\), the ) Tj ET Q q 0 0 0 rg BT 418.28 672.75 Td (A) Tj ET Q q 0 0 0 rg BT 424.77 672.75 Td (ward Memorandum and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 660.75 Td (the terms of the Plan. Capitalized terms used in this ) Tj ET Q q 0 0 0 rg BT 302.67 660.75 Td (Agreement and not defined herein shall have the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 648.75 Td (meanings set forth in the Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 626.75 Td (In the event of a conflict between the terms of this ) Tj ET Q q 0 0 0 rg BT 319.35 626.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 398.84 626.75 Td (A) Tj ET Q q 0 0 0 rg BT 405.33 626.75 Td (ward Memorandum and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 614.75 Td (terms of the Plan, the terms of the Plan shall govern. 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Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 558.75 Td (2. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 557.16552734375 m 125.56640625 557.16552734375 l s q 0 0 0 rg BT 90.00 558.75 Td (V) Tj ET Q q 0 0 0 rg BT 96.12 558.75 Td (esting) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 125.57 558.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 131.12 558.75 Td (Provided that you are an employee as of the applicable date, this ) Tj ET Q q 0 0 0 rg BT 420.76 558.75 Td (A) Tj ET Q q 0 0 0 rg BT 427.25 558.75 Td (ward will vest as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 546.75 Td (indicated in the ) Tj ET Q q 0 0 0 rg BT 159.50 546.75 Td (A) Tj ET Q q 0 0 0 rg BT 165.99 546.75 Td (ward Memorandum, and, subject to any deferral election then in ef) Tj ET Q q 0 0 0 rg BT 459.30 546.75 Td (fect, the Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 534.75 Td (subject to this ) Tj ET Q q 0 0 0 rg BT 153.37 534.75 Td (A) Tj ET Q q 0 0 0 rg BT 159.86 534.75 Td (ward will be issued as indicated in this ) Tj ET Q q 0 0 0 rg BT 331.06 534.75 Td (Agreement.) 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Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 391.66 454.75 Td () Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 432.75 Td (\(a\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 432.75 Td (Definitions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 410.75 Td (\(i\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 410.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 409.32421875 m 165.5517578125 409.32421875 l s q 0 0 0 rg BT 138.33 410.75 Td (Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 165.55 410.75 Td ( means the Company) Tj ET Q q 0 0 0 rg BT 263.19 410.75 Td (, its direct and indirect subsidiaries, af) Tj ET Q q 0 0 0 rg BT 429.75 410.75 Td (filiated entities, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 398.75 Td (successors, and assigns.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 376.75 Td (\(ii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 376.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 375.32421875 m 243.9453125 375.32421875 l s q 0 0 0 rg BT 138.33 376.75 Td (Confidential Information) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 243.95 376.75 Td ( means all trade secrets, Innovations \(as defined below\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 364.75 Td (confidential or proprietary business information and data, computer software, and database ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 352.75 Td (technologies or technological information, formulae, templates, algorithms, designs, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 340.75 Td (process and systems information, processes, intellectual property rights, marketing plans, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 328.75 Td (client lists and specifications, pricing and cost information and any other confidential ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 316.75 Td (information of Fiserv or its clients, vendors or subcontractors that relates to the business of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 304.75 Td (Fiserv or to the business of any client, vendor or subcontractor of Fiserv or any other party ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 292.75 Td (with whom Fiserv agrees to hold information in confidence, whether patentable, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 280.75 Td (copyrightable or protectable as a trade secret or not, except: \(A\)information that is, at the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 268.75 Td (time of disclosure, in the public domain or that is subsequently published or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 256.75 Td (becomes part of the public domain through no fault of yours; or \(B\)information that is ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 244.75 Td (disclosed by you under order of law or governmental regulation; provided, however) Tj ET Q q 0 0 0 rg BT 500.77 244.75 Td (, that ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 232.75 Td (you agree to notify the General Counsel of Fiserv upon receipt of any request for disclosure ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 220.75 Td (as soon as possible prior to any such disclosure so that appropriate safeguards may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 208.75 Td (maintained.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 186.75 Td (\(iii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 186.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 185.32421875 m 271.7236328125 185.32421875 l s q 0 0 0 rg BT 138.33 186.75 Td (Competing Product or Service) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.72 186.75 Td ( means any product or service that is sold in competition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 174.75 Td (with, or is being developed and that will compete with, a product or service developed, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 162.75 Td (manufactured, or sold by Fiserv) Tj ET Q q 0 0 0 rg BT 274.32 162.75 Td (. For purposes of this Section4, Competing Products or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 150.75 Td (Services as to you are limited to products and/or services with respect to which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 138.75 Td (participated in the development, planning, testing, sale, marketing or evaluation on behalf ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 126.75 Td (of Fiserv during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 383.24 126.75 Td (, or after the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 114.75 Td (employment, during any part of the 24 months preceding the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 102.75 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 102.75 Td (, or for which you supervised one or more Fiserv employees, units, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 90.75 Td (divisions or departments in doing so.) 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Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 614.75 Td (\(vi\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 614.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 613.32421875 m 194.4580078125 613.32421875 l s q 0 0 0 rg BT 138.33 614.75 Td (Moral Rights) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 194.46 614.75 Td ( means any rights to claim authorship of a work of authorship, to object to or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 602.75 Td (prevent the modification of any such work of authorship, or to withdraw from circulation or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 590.75 Td (control the publication or distribution of any such work of authorship.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 568.75 Td (\(vii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 568.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 567.32421875 m 163.896484375 567.32421875 l s q 0 0 0 rg BT 138.33 568.75 Td (Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 163.90 568.75 Td ( means any person, association or entity: \(A\)for which you directly performed ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 556.75 Td (services or for which you supervised others in performing services with Fiserv) Tj ET Q q 0 0 0 rg BT 477.16 556.75 Td (, during any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 544.75 Td (part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 292.65 544.75 Td (, or after the termination of your employment, during ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 532.75 Td (any part of the 24 months preceding the termination of your employment with Fiserv; or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 520.75 Td (\(B\)about which you have Confidential Information as a result of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 508.75 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 161.48 508.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 486.75 Td (\(viii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 486.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 485.32421875 m 218.9208984375 485.32421875 l s q 0 0 0 rg BT 138.33 486.75 Td (Prospective Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 218.92 486.75 Td ( means any client: \(A\)with which Fiserv was in active business ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 474.75 Td (discussions or negotiations at any time during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 516.66 474.75 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 462.75 Td (after the termination of your employment, during any part of the 24 months preceding the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 450.75 Td (termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 324.88 450.75 Td (, in which you participated or for which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 438.75 Td (directly performed services or for which you supervised others in performing services with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 426.75 Td (Fiserv; or \(B\)about which you have Confidential Information as a result of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 414.75 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 414.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 392.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 392.75 Td (During your employment, Fiserv will provide you with Confidential Information relating to Fiserv) Tj ET Q q 0 0 0 rg BT 525.76 392.75 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 380.75 Td (its business and clients, the disclosure or misuse of which would cause severe and irreparable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 368.75 Td (harm to Fiserv) Tj ET Q q 0 0 0 rg BT 171.16 368.75 Td (. ) Tj ET Q q 0 0 0 rg BT 176.54 368.75 Td (Y) Tj ET Q q 0 0 0 rg BT 182.29 368.75 Td (ou agree that all Confidential Information is and shall remain the sole and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 356.75 Td (absolute property of Fiserv) Tj ET Q q 0 0 0 rg BT 225.65 356.75 Td (. Upon the termination of your employment for any reason, you shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 344.75 Td (immediately return to Fiserv all documents and materials that contain or constitute Confidential ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 332.75 Td (Information, in any form whatsoever) Tj ET Q q 0 0 0 rg BT 266.41 332.75 Td (, including but not limited to, all copies, abstracts, electronic ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 320.75 Td (versions, and summaries thereof. ) Tj ET Q q 0 0 0 rg BT 258.44 320.75 Td (Y) Tj ET Q q 0 0 0 rg BT 264.19 320.75 Td (ou further agree that, without the written consent of the Chief ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 308.75 Td (Executive Of) Tj ET Q q 0 0 0 rg BT 164.51 308.75 Td (ficer of the Company or) Tj ET Q q 0 0 0 rg BT 267.89 308.75 Td (, in the case of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 435.02 308.75 Td (ficer of the Company) Tj ET Q q 0 0 0 rg BT 526.54 308.75 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 296.75 Td (without the written approval of the Board of Directors of the Company:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 274.75 Td (\(i\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 274.75 Td (Y) Tj ET Q q 0 0 0 rg BT 140.75 274.75 Td (ou will not disclose, use, copy or duplicate, or otherwise permit the use, disclosure, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 262.75 Td (copying or duplication of any Confidential Information of Fiserv) Tj ET Q q 0 0 0 rg BT 410.52 262.75 Td (, other than in connection ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 250.75 Td (with the authorized activities conducted in the course of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 509.44 250.75 Td (. ) Tj ET Q q 0 0 0 rg BT 514.81 250.75 Td (Y) Tj ET Q q 0 0 0 rg BT 520.57 250.75 Td (ou ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 238.75 Td (agree to take all reasonable steps and precautions to prevent any unauthorized disclosure, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 226.75 Td (use, copying or duplication of Confidential Information.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 204.75 Td (\(ii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 204.75 Td (All Innovations are and shall remain the sole and absolute property of Fiserv) Tj ET Q q 0 0 0 rg BT 471.11 204.75 Td (. ) Tj ET Q q 0 0 0 rg BT 476.49 204.75 Td (Y) Tj ET Q q 0 0 0 rg BT 482.24 204.75 Td (ou will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 192.75 Td (provide all assistance requested by Fiserv) Tj ET Q q 0 0 0 rg BT 320.46 192.75 Td (, at its expense, in the preservation of its interest ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 180.75 Td (in any Innovations in any country) Tj ET Q q 0 0 0 rg BT 279.90 180.75 Td (, and hereby assign and agree to assign to Fiserv all ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 168.75 Td (rights, title and interest in and to all worldwide patents, patent applications, copyrights, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 156.75 Td (trade secrets and other intellectual property rights in any Innovation. ) Tj ET Q q 0 0 0 rg BT 438.33 156.75 Td (Y) Tj ET Q q 0 0 0 rg BT 444.08 156.75 Td (ou also assign and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 144.75 Td (agree to assign to Fiserv) Tj ET Q q 0 0 0 rg BT 243.75 144.75 Td (, or) Tj ET Q q 0 0 0 rg BT 257.65 144.75 Td (, where applicable, to waive, which waiver shall inure to the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 132.75 Td (benefit of Fiserv and its assigns, all Moral Rights in any Innovation.) Tj ET Q endstream endobj 131 0 obj <> endobj 132 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (3) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 730.75 Td (\(iii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 730.75 Td (Notwithstanding the preceding statements, you understand that, pursuant to 18 U.S.C. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 718.75 Td (1833\(b\)\(1\) and 1833\(b\)\(2\):) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 696.75 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 167.00 696.75 Td (An individual shall not be held criminally or civilly liable under any Federal or State ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 684.75 Td (trade secret law for the disclosure of a trade secret that \(I\) is made \(x\) in confidence ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 672.75 Td (to a Federal, State, or local government of) Tj ET Q q 0 0 0 rg BT 353.59 672.75 Td (ficial, either directly or indirectly) Tj ET Q q 0 0 0 rg BT 491.78 672.75 Td (, or to an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 660.75 Td (attorney and \(y\) solely for the purpose of reporting or investigating a suspected ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 648.75 Td (violation of law; or \(II\) is made in a complaint or other document filed in a lawsuit or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 636.75 Td (other proceeding, if such filing is made under seal.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 614.75 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 167.00 614.75 Td (An individual who files a lawsuit for retaliation by the Company for reporting a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 602.75 Td (suspected violation of law may disclose the trade secret to the attorney of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 590.75 Td (individual and use the trade secret information in the court proceeding, if the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 578.75 Td (individual \(I\) files any document containing the trade secret under seal and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 566.75 Td (\(II\)doesnot disclose the trade secret, except pursuant to court order) Tj ET Q q 0 0 0 rg BT 469.94 566.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 544.75 Td (Y) Tj ET Q q 0 0 0 rg BT 140.75 544.75 Td (ou understand that if you are found to have wrongfully misappropriated a trade secret, you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 532.75 Td (may be liable to the Company for) Tj ET Q q 0 0 0 rg BT 281.19 532.75 Td (, among other things, exemplary damages and attorneys) Tj ET Q q 0 0 0 rg BT 533.18 532.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 520.75 Td (fees.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 498.75 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 108.00 498.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 498.75 Td (ou agree that, without the written consent of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 409.85 498.75 Td (ficer of the Company or) Tj ET Q q 0 0 0 rg BT 513.23 498.75 Td (, in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 486.75 Td (the case of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 259.01 486.75 Td (ficer of the Company) Tj ET Q q 0 0 0 rg BT 350.53 486.75 Td (, without the written approval of the Board ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 474.75 Td (of Directors of the Company) Tj ET Q q 0 0 0 rg BT 231.75 474.75 Td (, you shall not engage in any of the conduct described in subsections ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 462.75 Td (\(i\)or \(ii\), below) Tj ET Q q 0 0 0 rg BT 173.57 462.75 Td (, either directly or indirectly) Tj ET Q q 0 0 0 rg BT 291.75 462.75 Td (, or as an employee, contractor) Tj ET Q q 0 0 0 rg BT 429.05 462.75 Td (, consultant, partner) Tj ET Q q 0 0 0 rg BT 516.88 462.75 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 450.75 Td (of) Tj ET Q q 0 0 0 rg BT 116.16 450.75 Td (ficer) Tj ET Q q 0 0 0 rg BT 134.50 450.75 Td (, director or stockholder) Tj ET Q q 0 0 0 rg BT 238.43 450.75 Td (, other than a stockholder of less than 5% of the equities of a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 438.75 Td (publicly traded corporation, or in any other capacity for any person, firm, partnership or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 426.75 Td (corporation:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 404.75 Td (\(i\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 404.75 Td (During the time of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 343.22 404.75 Td (, you will not: \(A\)perform duties as or for a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 392.75 Td (Competitor) Tj ET Q q 0 0 0 rg BT 183.35 392.75 Td (, Client or Prospective Client of Fiserv \(except to the extent required by your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 380.75 Td (employment with Fiserv\); or \(B\)participate in the inducement of or otherwise encourage ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 368.75 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify) Tj ET Q q 0 0 0 rg BT 512.20 368.75 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 356.75 Td (terminate any agreement or relationship they have or had with Fiserv) Tj ET Q q 0 0 0 rg BT 438.86 356.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 334.75 Td (\(ii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 334.75 Td (For a period of 12 months following the termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 500.54 334.75 Td (, you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 322.75 Td (not: \(A\)perform duties as or for a Competitor) Tj ET Q q 0 0 0 rg BT 333.41 322.75 Td (, Client or Prospective Client of Fiserv that are ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 310.75 Td (the same as or similar to the duties performed by you for Fiserv at any time during any part ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 298.75 Td (of the 24 month period preceding the termination of your employment with Fiserv; ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 286.75 Td (\(B\)participate in the inducement of or otherwise encourage Fiserv employees, clients, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 274.75 Td (vendors to currently and/or prospectively breach, modify) Tj ET Q q 0 0 0 rg BT 382.71 274.75 Td (, or terminate any agreement or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 262.75 Td (relationship they have or had with Fiserv during any part of the 24 month period preceding ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 250.75 Td (the termination of your employment with Fiserv; or \(C\)participate voluntarily or provide ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 238.75 Td (assistance or information to any person or entity either negotiating with Fiserv involving a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 226.75 Td (Competing Product or Service, or concerning a potential or existing business or legal ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 214.75 Td (dispute with Fiserv) Tj ET Q q 0 0 0 rg BT 217.07 214.75 Td (, including, but not limited to, litigation, except as may be required by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 202.75 Td (law) Tj ET Q q 0 0 0 rg BT 149.45 202.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 180.75 Td (No provision of these subsections \(i\)and \(ii\)shall apply to restrict your conduct, or trigger any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 168.75 Td (reimbursement obligations under this ) Tj ET Q q 0 0 0 rg BT 274.20 168.75 Td (Agreement, in any jurisdiction where such provision is, on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 156.75 Td (its face, unenforceable and/or void as against public policy) Tj ET Q q 0 0 0 rg BT 365.75 156.75 Td (, unless the provision may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 144.75 Td (construed or deemed amended to be enforceable and compliant with public policy) Tj ET Q q 0 0 0 rg BT 469.15 144.75 Td (, in which case ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 132.75 Td (the provision will apply as construed or deemed amended. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 110.75 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 108.00 110.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 110.75 Td (ou acknowledge and agree that compliance with this Section4 is necessary to protect the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 98.75 Td (Company) Tj ET Q q 0 0 0 rg BT 150.06 98.75 Td (, and that a breach of any of this Section4 will result in irreparable and continuing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 86.75 Td (damage to the Company for which there will be no adequate remedy at law) Tj ET Q q 0 0 0 rg BT 439.30 86.75 Td (. In the event of a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 74.75 Td (breach of this Section4, or any part thereof, the Company) Tj ET Q q 0 0 0 rg BT 364.07 74.75 Td (, and its successors and assigns, shall ) Tj ET Q endstream endobj 133 0 obj <> endobj 134 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (4) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 730.75 Td (be entitled to injunctive relief and to such other and further relief as is proper under the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 718.75 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 177.28 718.75 Td (The Company shall institute and prosecute proceedings in any Court of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 706.75 Td (competent jurisdiction either in law or in equity to obtain damages for any such breach of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 694.75 Td (Section4, or to enjoin you from performing services in breach of Section4\(c\) during the term of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 682.75 Td (employment and for a period of 12 months following the termination of employment. ) Tj ET Q q 0 0 0 rg BT 480.24 682.75 Td (Y) Tj ET Q q 0 0 0 rg BT 485.99 682.75 Td (ou hereby ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 670.75 Td (agree to submit to the jurisdiction of any Court of competent jurisdiction in any disputes that arise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 658.75 Td (under this ) Tj ET Q q 0 0 0 rg BT 154.14 658.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 636.75 Td (\(e\) ) Tj ET Q q 0 0 0 rg BT 107.60 636.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.35 636.75 Td (ou further agree that, in the event of your breach of this Section4, the Company shall also be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 624.75 Td (entitled to recover the value of any amounts previously paid or payable or any shares \(or the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 612.75 Td (value of any shares\) delivered or deliverable to you pursuant to any Fiserv bonus program, this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 600.75 Td (Agreement, and any other Fiserv plan or arrangement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 578.75 Td (\(f\) ) Tj ET Q q 0 0 0 rg BT 108.00 578.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 578.75 Td (ou agree that the terms of this ) Tj ET Q q 0 0 0 rg BT 248.83 578.75 Td (Agreement shall survive the termination of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 566.75 Td (the Company) Tj ET Q q 0 0 0 rg BT 166.74 566.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 544.75 Td (\(g\) ) Tj ET Q q 0 0 0 rg BT 107.60 544.75 Td (YOU HA) Tj ET Q q 0 0 0 rg BT 145.20 544.75 Td (VE READ ) Tj ET Q q 0 0 0 rg BT 191.69 544.75 Td (THIS SECTION 4 ) Tj ET Q q 0 0 0 rg BT 272.27 544.75 Td (AND ) Tj ET Q q 0 0 0 rg BT 295.61 544.75 Td (AGREE ) Tj ET Q q 0 0 0 rg BT 333.21 544.75 Td (THA) Tj ET Q q 0 0 0 rg BT 352.47 544.75 Td (T) Tj ET Q q 0 0 0 rg BT 358.40 544.75 Td ( ) Tj ET Q q 0 0 0 rg BT 361.00 544.75 Td (THE CONSIDERA) Tj ET Q q 0 0 0 rg BT 442.49 544.75 Td (TION PROVIDED BY) Tj ET Q q 0 0 0 rg BT 537.32 544.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 532.75 Td (THE COMP) Tj ET Q q 0 0 0 rg BT 160.04 532.75 Td (ANY) Tj ET Q q 0 0 0 rg BT 180.42 532.75 Td ( IS F) Tj ET Q q 0 0 0 rg BT 200.98 532.75 Td (AIR ) Tj ET Q q 0 0 0 rg BT 219.88 532.75 Td (AND REASONABLE ) Tj ET Q q 0 0 0 rg BT 313.80 532.75 Td (AND FUR) Tj ET Q q 0 0 0 rg BT 358.06 532.75 Td (THER ) Tj ET Q q 0 0 0 rg BT 387.51 532.75 Td (AGREE ) Tj ET Q q 0 0 0 rg BT 425.11 532.75 Td (THA) Tj ET Q q 0 0 0 rg BT 444.37 532.75 Td (T) Tj ET Q q 0 0 0 rg BT 450.30 532.75 Td ( GIVEN ) Tj ET Q q 0 0 0 rg BT 486.79 532.75 Td (THE ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 520.75 Td (IMPOR) Tj ET Q q 0 0 0 rg BT 140.60 520.75 Td (T) Tj ET Q q 0 0 0 rg BT 145.96 520.75 Td (ANCE ) Tj ET Q q 0 0 0 rg BT 176.34 520.75 Td (T) Tj ET Q q 0 0 0 rg BT 182.27 520.75 Td (O ) Tj ET Q q 0 0 0 rg BT 192.65 520.75 Td (THE COMP) Tj ET Q q 0 0 0 rg BT 244.68 520.75 Td (ANY) Tj ET Q q 0 0 0 rg BT 265.07 520.75 Td ( OF ITS CONFIDENTIAL) Tj ET Q q 0 0 0 rg BT 375.81 520.75 Td ( ) Tj ET Q q 0 0 0 rg BT 378.04 520.75 Td (AND PROPRIET) Tj ET Q q 0 0 0 rg BT 452.31 520.75 Td (AR) Tj ET Q q 0 0 0 rg BT 466.02 520.75 Td (Y) Tj ET Q q 0 0 0 rg BT 472.51 520.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 508.75 Td (INFORMA) Tj ET Q q 0 0 0 rg BT 153.37 508.75 Td (TION, ) Tj ET Q q 0 0 0 rg BT 182.63 508.75 Td (THE POST) Tj ET Q q 0 0 0 rg BT 232.08 508.75 Td (-EMPLOYMENT) Tj ET Q q 0 0 0 rg BT 305.24 508.75 Td ( RESTRICTIONS ON ) Tj ET Q q 0 0 0 rg BT 402.84 508.75 Td (YOUR ) Tj ET Q q 0 0 0 rg BT 433.96 508.75 Td (ACTIVITIES ) Tj ET Q q 0 0 0 rg BT 490.64 508.75 Td (ARE ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 496.75 Td (LIKEWISE F) Tj ET Q q 0 0 0 rg BT 163.57 496.75 Td (AIR ) Tj ET Q q 0 0 0 rg BT 182.47 496.75 Td (AND REASONABLE.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 474.75 Td (5. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 473.16552734375 m 221.4892578125 473.16552734375 l s q 0 0 0 rg BT 90.00 474.75 Td (T) Tj ET Q q 0 0 0 rg BT 95.37 474.75 Td (ermination of Employment) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 221.4892578125 473.32421875 m 224.267578125 473.32421875 l s q 0 0 0 rg BT 221.49 474.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 452.75 Td (\(a\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 452.75 Td (V) Tj ET Q q 0 0 0 rg BT 114.30 452.75 Td (esting.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 143.76 452.75 Td ( If you cease to be an employee of the Company or any subsidiary of the Company for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 440.75 Td (any reason \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 175.255859375 439.32421875 m 255.294921875 439.32421875 l s q 0 0 0 rg BT 175.26 440.75 Td (T) Tj ET Q q 0 0 0 rg BT 180.26 440.75 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 255.29 440.75 Td (\), the unvested portion of the ) Tj ET Q q 0 0 0 rg BT 388.16 440.75 Td (A) Tj ET Q q 0 0 0 rg BT 394.65 440.75 Td (ward shall terminate on the date ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 428.75 Td (on which such ) Tj ET Q q 0 0 0 rg BT 173.97 428.75 Td (T) Tj ET Q q 0 0 0 rg BT 178.97 428.75 Td (ermination Event occurs; ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 291.7939453125 427.32421875 m 349.611328125 427.32421875 l s q 0 0 0 rg BT 291.79 428.75 Td (provided that) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 349.61 428.75 Td (, if the reason for your ) Tj ET Q q 0 0 0 rg BT 449.48 428.75 Td (T) Tj ET Q q 0 0 0 rg BT 454.48 428.75 Td (ermination Event is ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 416.75 Td (death, Disability orRetirement, then the number of Shares issuable under this ) Tj ET Q q 0 0 0 rg BT 454.30 416.75 Td (A) Tj ET Q q 0 0 0 rg BT 460.79 416.75 Td (ward as of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 404.75 Td (date of your death, Disability or Retirement, subject to any deferral election then in ef) Tj ET Q q 0 0 0 rg BT 482.47 404.75 Td (fect, shall be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 392.75 Td (calculated as follows: \(i\)the total number of Shares subject to this ) Tj ET Q q 0 0 0 rg BT 400.92 392.75 Td (A) Tj ET Q q 0 0 0 rg BT 407.41 392.75 Td (ward divided by four ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 499.6845703125 391.32421875 m 523.576171875 391.32421875 l s q 0 0 0 rg BT 499.68 392.75 Td (times) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 523.58 392.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 380.75 Td (\(ii\)the number of Grant Date anniversaries that have occurred since the Grant Date ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 480.40234375 379.32421875 m 507.0771484375 379.32421875 l s q 0 0 0 rg BT 480.40 380.75 Td (minus) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 507.08 380.75 Td ( \(iii\)the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 368.75 Td (number of Shares already issued to you or deferred pursuant to the ) Tj ET Q q 0 0 0 rg BT 408.18 368.75 Td (A) Tj ET Q q 0 0 0 rg BT 414.67 368.75 Td (ward. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 346.75 Td (For purposes of this Section5, ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 249.7333984375 345.32421875 m 298.6396484375 345.32421875 l s q 0 0 0 rg BT 249.73 346.75 Td (Retirement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 298.64 346.75 Td ( means the cessation of service as an employee for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 334.75 Td (any reason other than death, Disability or termination for Cause and \(A\) you are at least 60 years ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 322.75 Td (of age and your age plus years of service to the Company and its subsidiaries is equal to or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 310.75 Td (greater than 70 or \(B\) you are least 65 years of age. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 288.75 Td (If you are regularly scheduled to work less than 20 hours per calendar week for the Company or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 276.75 Td (any subsidiary of the Company) Tj ET Q q 0 0 0 rg BT 244.55 276.75 Td (, you will be deemed to have experienced a ) Tj ET Q q 0 0 0 rg BT 439.49 276.75 Td (T) Tj ET Q q 0 0 0 rg BT 444.49 276.75 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 254.75 Td (\(b\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 254.75 Td (Change of Control.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 191.94 254.75 Td ( If a Change of Control of the Company occurs, the provisions of Section17\(c\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 242.75 Td (of the Plan shall apply to this ) Tj ET Q q 0 0 0 rg BT 237.53 242.75 Td (A) Tj ET Q q 0 0 0 rg BT 244.02 242.75 Td (ward. If the successor or purchaser in the Change of Control has ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 230.75 Td (assumed the Company) Tj ET Q q 0 0 0 rg BT 212.87 230.75 Td (s obligations with respect to this ) Tj ET Q q 0 0 0 rg BT 356.28 230.75 Td (A) Tj ET Q q 0 0 0 rg BT 362.77 230.75 Td (ward or provided a substitute award as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 218.75 Td (contemplated by Section17\(c\)\(i\) of the Plan and, within 12 months following the occurrence of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 206.75 Td (the Change of Control, you are terminated without Cause or you terminate your employment for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 194.75 Td (Good Reason \(as hereinafter defined\), this ) Tj ET Q q 0 0 0 rg BT 299.23 194.75 Td (A) Tj ET Q q 0 0 0 rg BT 305.71 194.75 Td (ward or such substitute award shall become fully ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 182.75 Td (vested, and the provisions of Section4 shall immediately cease to apply) Tj ET Q q 0 0 0 rg BT 425.77 182.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 160.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 111.330078125 159.32421875 m 173.0390625 159.32421875 l s q 0 0 0 rg BT 111.33 160.75 Td (Good Reason) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 173.04 160.75 Td ( means your suf) Tj ET Q q 0 0 0 rg BT 247.33 160.75 Td (fering any of the following events without your consent: ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 148.75 Td (\(x\)significant or material lessening of your responsibilities; \(y\)a reduction in your annual base ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 136.75 Td (salary or a material reduction in the level of incentive compensation for which you have been ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 124.75 Td (eligible during the two years immediately prior to the occurrence of the Change of Control and/or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 112.75 Td (a material adverse change in the conditions governing receipt of such incentive compensation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 100.75 Td (from those that prevailed prior to the occurrence of the Change of Control; or \(z\)the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 88.75 Td (requiring you to be based anywhere other than within 50 miles of your place of employment at the ) Tj ET Q endstream endobj 135 0 obj <> endobj 136 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (5) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 730.75 Td (time of the occurrence of the Change of Control, except for reasonably required travel to an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 718.75 Td (extent substantially consistent with your business travel obligations.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 696.75 Td (\(c\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 696.75 Td (Service as Director) Tj ET Q q 0 0 0 rg BT 192.10 696.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 194.88 696.75 Td ( For purposes of this ) Tj ET Q q 0 0 0 rg BT 291.03 696.75 Td (Agreement, an employee of the Company) Tj ET Q q 0 0 0 rg BT 475.40 696.75 Td (, if also ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 684.75 Td (serving as a director) Tj ET Q q 0 0 0 rg BT 197.49 684.75 Td (, will not be deemed to have terminated employment for purposes of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 672.75 Td (Agreement until his or her service as a director ends, and his or her years of service will be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 660.75 Td (deemed to include years of service as a director) Tj ET Q q 0 0 0 rg BT 319.78 660.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 638.75 Td (\(d\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 638.75 Td (No Further Obligation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.60 638.75 Td (. ) Tj ET Q q 0 0 0 rg BT 208.98 638.75 Td (The Company will have no further obligations to you under this ) Tj ET Q q 0 0 0 rg BT 488.02 638.75 Td (A) Tj ET Q q 0 0 0 rg BT 494.51 638.75 Td (ward if ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 626.75 Td (the ) Tj ET Q q 0 0 0 rg BT 124.13 626.75 Td (A) Tj ET Q q 0 0 0 rg BT 130.62 626.75 Td (ward terminates as provided herein.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 604.75 Td (6. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 603.16552734375 m 249.4873046875 603.16552734375 l s q 0 0 0 rg BT 90.00 604.75 Td (Deferral of Restricted Stock Units) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 249.49 604.75 Td (. If you are eligible to, and properly elect to, defer delivery of all or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 592.75 Td (part of the Shares otherwise issuable under this ) Tj ET Q q 0 0 0 rg BT 303.46 592.75 Td (A) Tj ET Q q 0 0 0 rg BT 309.95 592.75 Td (ward, such deferral will be governed by the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 580.75 Td (Restricted Stock Unit Deferral Election Form executed by you separately from this ) Tj ET Q q 0 0 0 rg BT 454.04 580.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 558.75 Td (7. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 557.16552734375 m 181.15234375 557.16552734375 l s q 0 0 0 rg BT 90.00 558.75 Td (Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 558.75 Td (. ) Tj ET Q q 0 0 0 rg BT 186.53 558.75 Td (The Company) Tj ET Q q 0 0 0 rg BT 248.59 558.75 Td (, or its transfer agent, will issue and deliver the Shares to you as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 546.75 Td (soon as practicable after the ) Tj ET Q q 0 0 0 rg BT 217.86 546.75 Td (A) Tj ET Q q 0 0 0 rg BT 224.35 546.75 Td (ward vests, or) Tj ET Q q 0 0 0 rg BT 286.04 546.75 Td (, if a deferral election was made, at the time specified in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 534.75 Td (the Deferral Election Form; provided that, if no deferral election is in ef) Tj ET Q q 0 0 0 rg BT 399.97 534.75 Td (fect and vesting occurs as a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 522.75 Td (result of your Retirement, the Shares will be delivered upon your separation from service within the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 510.75 Td (meaning of Code Section409A, or if you are a specified employee within the meaning of Code ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 498.75 Td (Section 409A, immediately following the six-month anniversary of the date of your separation from ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 486.75 Td (service. If you die before the Company has distributed any portion of the vested Shares, the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 474.75 Td (Company will issue the Shares to your estate or in accordance with applicable laws of descent and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 462.75 Td (distribution. ) Tj ET Q q 0 0 0 rg BT 143.74 462.75 Td (The Shares will be issued and delivered in book entry form, and the Company will not be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 450.75 Td (liable for damages relating to any delays in making an appropriate book entry or any mistakes or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 438.75 Td (errors in the making of the book entry; provided that the Company shall correct any errors caused by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 426.75 Td (it. ) Tj ET Q q 0 0 0 rg BT 102.78 426.75 Td (Any such book entry will be subject to such stop transfer orders and other restrictions as the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 414.75 Td (Company may deem advisable under \(a\) the Plan and any agreement between you and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 402.75 Td (Company with respect to this ) Tj ET Q q 0 0 0 rg BT 220.62 402.75 Td (A) Tj ET Q q 0 0 0 rg BT 227.10 402.75 Td (ward or the Shares, \(b\) any applicable federal or state laws, and/or \(c\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 390.75 Td (the rules, regulations and other requirements of the Securities and Exchange Commission \() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 497.431640625 389.32421875 m 517.9931640625 389.32421875 l s q 0 0 0 rg BT 497.43 390.75 Td (SEC) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 517.99 390.75 Td (\) or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 378.75 Td (any stock exchange upon which the Shares are listed. ) Tj ET Q q 0 0 0 rg BT 334.41 378.75 Td (The Company may cause an appropriate ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 366.75 Td (book entry notation to be made with respect to the Shares to reference any of the foregoing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 354.75 Td (restrictions. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 332.75 Td (8. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 331.16552734375 m 226.1328125 331.16552734375 l s q 0 0 0 rg BT 90.00 332.75 Td (Non-T) Tj ET Q q 0 0 0 rg BT 118.33 332.75 Td (ransferability of ) Tj ET Q q 0 0 0 rg BT 195.75 332.75 Td (A) Tj ET Q q 0 0 0 rg BT 202.79 332.75 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.13 332.75 Td (. Except as provided in the Plan, this ) Tj ET Q q 0 0 0 rg BT 390.12 332.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 477.40 332.75 Td (A) Tj ET Q q 0 0 0 rg BT 483.89 332.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 320.75 Td (Memorandum, until the Shares have been issued under this ) Tj ET Q q 0 0 0 rg BT 356.83 320.75 Td (A) Tj ET Q q 0 0 0 rg BT 363.32 320.75 Td (ward, this ) Tj ET Q q 0 0 0 rg BT 408.33 320.75 Td (A) Tj ET Q q 0 0 0 rg BT 414.82 320.75 Td (ward and the Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 308.75 Td (issuable hereunder and the rights and privileges conferred hereby may not be sold, transferred, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 296.75 Td (pledged, assigned, or otherwise alienated or hypothecated \(by operation of law or otherwise\). Upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 284.75 Td (any attempt to transfer) Tj ET Q q 0 0 0 rg BT 189.50 284.75 Td (, assign, pledge, hypothecate or otherwise dispose of this ) Tj ET Q q 0 0 0 rg BT 445.77 284.75 Td (A) Tj ET Q q 0 0 0 rg BT 452.26 284.75 Td (ward, or of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 272.75 Td (right or privilege conferred hereby) Tj ET Q q 0 0 0 rg BT 238.78 272.75 Td (, contrary to the provisions of the Plan or of this ) Tj ET Q q 0 0 0 rg BT 450.00 272.75 Td (Agreement, or upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 260.75 Td (any attempted sale under any execution, attachment or similar process upon the rights and privileges ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 248.75 Td (conferred hereby) Tj ET Q q 0 0 0 rg BT 164.86 248.75 Td (, this ) Tj ET Q q 0 0 0 rg BT 188.20 248.75 Td (A) Tj ET Q q 0 0 0 rg BT 194.69 248.75 Td (ward and the rights and privileges conferred hereby shall immediately ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 236.75 Td (become null and void. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 214.75 Td (9. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 213.16552734375 m 248.359375 213.16552734375 l s q 0 0 0 rg BT 90.00 214.75 Td (Conditions to Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 248.36 214.75 Td (. ) Tj ET Q q 0 0 0 rg BT 253.74 214.75 Td (The Shares issued to you hereunder may be either previously ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 202.75 Td (authorized but unissued shares or issued shares which have been reacquired by the Company) Tj ET Q q 0 0 0 rg BT 507.84 202.75 Td (. ) Tj ET Q q 0 0 0 rg BT 513.22 202.75 Td (The ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 190.75 Td (Company shall not be required to issue any Shares hereunder prior to fulfillment of all of the following ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 178.75 Td (conditions: \(a\)the admission of such Shares to listing on all stock exchanges on which such class of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 166.75 Td (stock is then listed; \(b\)the completion of any registration or other qualification of such Shares under ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 154.75 Td (any state or federal law or under the rulings or regulations of the SEC or any other governmental ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 142.75 Td (regulatory body) Tj ET Q q 0 0 0 rg BT 158.19 142.75 Td (, which the compensation committee of the Board of Directors \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 457.2119140625 141.32421875 m 524.47265625 141.32421875 l s q 0 0 0 rg BT 457.21 142.75 Td (Compensation ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 90 129.32421875 m 138.3447265625 129.32421875 l s q 0 0 0 rg BT 90.00 130.75 Td (Committee) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 138.34 130.75 Td (\) shall, in its discretion, deem necessary or advisable; \(c\)the obtaining of any approval or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 118.75 Td (other clearance from any state or federal governmental agency) Tj ET Q q 0 0 0 rg BT 367.74 118.75 Td (, which the Compensation Committee ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 106.75 Td (shall, in its discretion, determine to be necessary or advisable; \(d\)the lapse of such reasonable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 94.75 Td (period of time following the date of vesting of the ) Tj ET Q q 0 0 0 rg BT 306.80 94.75 Td (A) Tj ET Q q 0 0 0 rg BT 313.29 94.75 Td (ward or the payment event specified in a deferral ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 82.75 Td (election as the Compensation Committee may establish from time to time for reasons of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 70.75 Td (administrative convenience \(provided that any such period shall be in compliance with Code Section ) Tj ET Q endstream endobj 137 0 obj <> endobj 138 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (6) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 730.75 Td (409A\); and \(e\) your acceptance of the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 384.61 730.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 455.21 730.75 Td (A) Tj ET Q q 0 0 0 rg BT 461.70 730.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 718.75 Td (Memorandum and the Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 464.66 718.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 696.75 Td (10. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 695.16552734375 m 265.86669921875 695.16552734375 l s q 0 0 0 rg BT 90.00 696.75 Td (Dividends; No Rights as Shareholder) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 265.59 696.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.15 696.75 Td (If the Company declares a cash dividend and the dividend ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 684.75 Td (record date occurs prior to the date the ) Tj ET Q q 0 0 0 rg BT 264.55 684.75 Td (A) Tj ET Q q 0 0 0 rg BT 271.04 684.75 Td (ward vests, you will be credited with an additional number of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 672.75 Td (Restricted Stock Units on the date the cash dividends are paid to the Company shareholders equal to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 660.75 Td (\(a\) the amount of cash dividends payable with respect to a number of shares of stock equal to your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 648.75 Td (Restricted Stock Units divided by \(b\) the Fair Market V) Tj ET Q q 0 0 0 rg BT 329.90 648.75 Td (alue of a Share on the date the dividend is ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 636.75 Td (paid. ) Tj ET Q q 0 0 0 rg BT 114.28 636.75 Td (These additional Restricted Stock Units will be subject to the same terms and conditions as the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 624.75 Td (Restricted Stock Units with respect to which the dividend equivalents were credited. Until this ) Tj ET Q q 0 0 0 rg BT 502.97 624.75 Td (A) Tj ET Q q 0 0 0 rg BT 509.46 624.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 612.75 Td (vests and the Shares are issued to you, you shall have no rights as a shareholder of the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 600.75 Td (with respect to the Shares. Specifically) Tj ET Q q 0 0 0 rg BT 260.45 600.75 Td (, you understand and agree that you do not have voting rights ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 588.75 Td (or) Tj ET Q q 0 0 0 rg BT 98.34 588.75 Td (, except as provided in this Section10, the right to receive dividends or any other distributions paid ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 576.75 Td (with respect to shares of Company common stock by virtue of this ) Tj ET Q q 0 0 0 rg BT 383.46 576.75 Td (A) Tj ET Q q 0 0 0 rg BT 389.95 576.75 Td (ward or the Shares subject ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 564.75 Td (hereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 542.75 Td (1) Tj ET Q q 0 0 0 rg BT 76.82 542.75 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 541.16552734375 m 196.1474609375 541.16552734375 l s q 0 0 0 rg BT 90.00 542.75 Td (Addresses for Notices) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.15 542.75 Td (. ) Tj ET Q q 0 0 0 rg BT 201.15 542.75 Td (Any notice to be given to the Company under the terms of this ) Tj ET Q q 0 0 0 rg BT 477.42 542.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 530.75 Td (shall be addressed to the Company as follows: Corporate Secretary) Tj ET Q q 0 0 0 rg BT 388.86 530.75 Td (, Fiserv) Tj ET Q q 0 0 0 rg BT 420.89 530.75 Td (, Inc., 255 Fiserv Drive, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 518.75 Td (Brookfield, WI 53045, or at such other address as the Company may hereafter designate in writing. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 506.75 Td (Any notice to be given to you shall be addressed to you at the address set forth in the Company) Tj ET Q q 0 0 0 rg BT 515.08 506.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 494.75 Td (records from time to time. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 472.75 Td (12. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 471.16552734375 m 240.7861328125 471.16552734375 l s q 0 0 0 rg BT 90.00 472.75 Td (Captions; ) Tj ET Q q 0 0 0 rg BT 138.52 472.75 Td (Agreement Severable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 240.79 472.75 Td (. Captions provided herein are for convenience only and are not to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 460.75 Td (serve as a basis for interpretation or construction of this ) Tj ET Q q 0 0 0 rg BT 337.90 460.75 Td (Agreement. In the event that any provision in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 448.75 Td (this ) Tj ET Q q 0 0 0 rg BT 107.79 448.75 Td (Agreement shall be held invalid or unenforceable, such provision shall be severable from, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 436.75 Td (such invalidity or unenforceability shall not be construed to have any ef) Tj ET Q q 0 0 0 rg BT 402.78 436.75 Td (fect on, the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 424.75 Td (provisions of this ) Tj ET Q q 0 0 0 rg BT 166.70 424.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 402.75 Td (13. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 401.16552734375 m 258.759765625 401.16552734375 l s q 0 0 0 rg BT 90.00 402.75 Td (Securities and T) Tj ET Q q 0 0 0 rg BT 166.50 402.75 Td (ax Representations) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 258.76 402.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 261.54 402.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 380.75 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 380.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 380.75 Td (ou acknowledge receipt of the prospectus under the Registration Statement on Form S-8 with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 368.75 Td (respect to the Plan filed by the Company with the SEC. ) Tj ET Q q 0 0 0 rg BT 354.06 368.75 Td (Y) Tj ET Q q 0 0 0 rg BT 359.81 368.75 Td (ou represent and agree that you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 356.75 Td (comply with all applicable laws and Company policies relating to the Plan, this ) Tj ET Q q 0 0 0 rg BT 454.29 356.75 Td (Agreement and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 344.75 Td (any disposition of Shares and that upon the acquisition of any Shares subject to this ) Tj ET Q q 0 0 0 rg BT 481.02 344.75 Td (A) Tj ET Q q 0 0 0 rg BT 487.51 344.75 Td (ward, you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 332.75 Td (will make or enter into such written representations, warranties and agreements as the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 320.75 Td (may reasonably request to comply with applicable securities laws or this ) Tj ET Q q 0 0 0 rg BT 428.70 320.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 298.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 298.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 298.75 Td (ou represent and warrant that you understand the federal, state and local income and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 286.75 Td (employment tax consequences associated with the granting of the ) Tj ET Q q 0 0 0 rg BT 402.62 286.75 Td (A) Tj ET Q q 0 0 0 rg BT 409.11 286.75 Td (ward, the vesting of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 274.75 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 274.75 Td (ward, the deferral of all or a portion of the Shares otherwise issuable upon vesting of the ) Tj ET Q q 0 0 0 rg BT 506.39 274.75 Td (A) Tj ET Q q 0 0 0 rg BT 512.88 274.75 Td (ward, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 262.75 Td (and the subsequent sale or other disposition of any Shares. ) Tj ET Q q 0 0 0 rg BT 374.10 262.75 Td (Y) Tj ET Q q 0 0 0 rg BT 379.86 262.75 Td (ou understand and agree that when ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 250.75 Td (this ) Tj ET Q q 0 0 0 rg BT 125.79 250.75 Td (A) Tj ET Q q 0 0 0 rg BT 132.28 250.75 Td (ward vests and Shares are issued, and you thereby realize gross income \(if any\) taxable as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 238.75 Td (compensation in respect of such vesting or issuance, the Company will be required to withhold ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 226.75 Td (federal, state and local taxes on the full amount of the compensation income realized by you and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 214.75 Td (may also be required to withhold other amounts as a result of such vesting. ) Tj ET Q q 0 0 0 rg BT 445.22 214.75 Td (Y) Tj ET Q q 0 0 0 rg BT 450.97 214.75 Td (ou hereby agree to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 202.75 Td (provide the Company with cash funds or Shares equal in value to the federal, state and local ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 190.75 Td (taxes and other amounts required to be withheld by the Company or its subsidiary in respect of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 178.75 Td (any compensation income in relation to the ) Tj ET Q q 0 0 0 rg BT 300.34 178.75 Td (A) Tj ET Q q 0 0 0 rg BT 306.83 178.75 Td (ward or make other arrangements satisfactory to the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 166.75 Td (Company regarding such amounts. ) Tj ET Q q 0 0 0 rg BT 265.87 166.75 Td (All matters with respect to the total amount to be withheld ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 154.75 Td (shall be determined by the Company in its sole discretion. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 132.75 Td (14. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 91.4580078125 131.16552734375 m 172.01953125 131.16552734375 l s q 0 0 0 rg BT 91.46 132.75 Td (Market Stand-Off) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 172.01953125 131.32421875 m 174.7978515625 131.32421875 l s q 0 0 0 rg BT 172.02 132.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 174.80 132.75 Td ( ) Tj ET Q q 0 0 0 rg BT 180.17 132.75 Td (The Company reserves the right to impose restrictions on dispositions in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 120.75 Td (connection with any underwritten public of) Tj ET Q q 0 0 0 rg BT 275.48 120.75 Td (fering by the Company of its equity securities pursuant to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 108.75 Td (an ef) Tj ET Q q 0 0 0 rg BT 112.06 108.75 Td (fective registration statement filed under the Securities ) Tj ET Q q 0 0 0 rg BT 354.97 108.75 Td (Act of 1933, as amended. Upon receipt ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 96.75 Td (of written notice from the Company of a trading restriction, you agree that you shall not directly or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 84.75 Td (indirectly sell, make any short sale of, loan, hypothecate, pledge, of) Tj ET Q q 0 0 0 rg BT 387.21 84.75 Td (fer) Tj ET Q q 0 0 0 rg BT 398.33 84.75 Td (, grant or sell any option or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 72.75 Td (other contract for the purchase of, purchase any option or other contract for the sale of, or otherwise ) Tj ET Q endstream endobj 139 0 obj <> endobj 140 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (7) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 730.75 Td (dispose of or transfer or agree to engage in any of the foregoing transactions with respect to, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 718.75 Td (Shares acquired under this ) Tj ET Q q 0 0 0 rg BT 211.74 718.75 Td (A) Tj ET Q q 0 0 0 rg BT 218.23 718.75 Td (ward without the prior written consent of the Company) Tj ET Q q 0 0 0 rg BT 456.50 718.75 Td (. Such restriction ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 706.75 Td (shall be in ef) Tj ET Q q 0 0 0 rg BT 145.97 706.75 Td (fect for such period of time following the date of the final prospectus for the of) Tj ET Q q 0 0 0 rg BT 487.09 706.75 Td (fering as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 694.75 Td (may be determined by the Company) Tj ET Q q 0 0 0 rg BT 250.45 694.75 Td (. In no event, however) Tj ET Q q 0 0 0 rg BT 351.07 694.75 Td (, shall such period exceed one hundred ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 682.75 Td (eighty \(180\) days.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 660.75 Td (15. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 659.16552734375 m 181.1474609375 659.16552734375 l s q 0 0 0 rg BT 90.00 660.75 Td (General Provisions) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 181.1474609375 659.32421875 m 183.92578125 659.32421875 l s q 0 0 0 rg BT 181.15 660.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 183.93 660.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 638.75 Td (\(a\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 638.75 Td (None of the Plan, this ) Tj ET Q q 0 0 0 rg BT 205.84 638.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 285.33 638.75 Td (A) Tj ET Q q 0 0 0 rg BT 291.82 638.75 Td (ward Memorandum confers upon you any right to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 626.75 Td (continue to be employed by the Company or any subsidiary of the Company or limits in any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 614.75 Td (respect any right of the Company or any subsidiary of the Company to terminate your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 602.75 Td (employment at any time, without liability) Tj ET Q q 0 0 0 rg BT 283.44 602.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 580.75 Td (\(b\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 580.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 580.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 199.72 580.75 Td (A) Tj ET Q q 0 0 0 rg BT 206.21 580.75 Td (ward Memorandum, the Plan and the Restricted Stock Unit Deferral ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 568.75 Td (Election Form, if any) Tj ET Q q 0 0 0 rg BT 198.40 568.75 Td (, contain the entire agreement between the Company and you relating to the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 556.75 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 556.75 Td (ward and the Shares and supersede all prior agreements or understandings relating thereto.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 534.75 Td (\(c\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 534.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 534.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 534.75 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 534.75 Td (ward Memorandum may only be modified, amended or cancelled as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 522.75 Td (provided in the Plan.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 500.75 Td (\(d\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 500.75 Td (If any one or more provisions of this ) Tj ET Q q 0 0 0 rg BT 268.63 500.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 348.13 500.75 Td (A) Tj ET Q q 0 0 0 rg BT 354.62 500.75 Td (ward Memorandum is found to be invalid, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 488.75 Td (illegal or unenforceable in any respect, the validity) Tj ET Q q 0 0 0 rg BT 328.50 488.75 Td (, legality and enforceability of the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 476.75 Td (provisions hereof shall not in any way be af) Tj ET Q q 0 0 0 rg BT 299.04 476.75 Td (fected or impaired thereby) Tj ET Q q 0 0 0 rg BT 414.47 476.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 454.75 Td (\(e\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 454.75 Td (Any remedies available to the Company under the Plan or this ) Tj ET Q q 0 0 0 rg BT 384.83 454.75 Td (Agreement are cumulative and are ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 442.75 Td (in addition to, and are not af) Tj ET Q q 0 0 0 rg BT 231.80 442.75 Td (fected by) Tj ET Q q 0 0 0 rg BT 271.64 442.75 Td (, the other rights and remedies available to the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 430.75 Td (under the Plan, this ) Tj ET Q q 0 0 0 rg BT 196.39 430.75 Td (Agreement, by law or otherwise.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 408.75 Td (\(f\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 408.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 408.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 408.75 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 408.75 Td (ward Memorandum shall be governed by and construed in accordance ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 396.75 Td (with the laws of the State of Wisconsin, without regard to conflict of law provisions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 374.75 Td (\(g\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 374.75 Td (The Company agrees, and you agree, to be subject to and bound by all of the terms and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 362.75 Td (conditions of the Plan. ) Tj ET Q q 0 0 0 rg BT 209.00 362.75 Td (The Prospectus for the Plan is accessible on the administrative agent) Tj ET Q q 0 0 0 rg BT 517.31 362.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 350.75 Td (website \() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 148.0146484375 349.32421875 m 272.8828125 349.32421875 l s q 0 0 0 rg BT 148.01 350.75 Td (www) Tj ET Q q 0 0 0 rg BT 169.13 350.75 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 251.21 350.75 Td (.com) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 272.88 350.75 Td (\) in the forms library and a paper copy is available upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 338.75 Td (request.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 316.75 Td (\(h\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 316.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 316.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 316.75 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 316.75 Td (ward Memorandum shall be binding upon and inure to the benefit of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 304.75 Td (any successor or assign of the Company and to any heir) Tj ET Q q 0 0 0 rg BT 357.03 304.75 Td (, distributee, executor) Tj ET Q q 0 0 0 rg BT 452.08 304.75 Td (, administrator or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 292.75 Td (legal representative entitled by law to your rights hereunder) Tj ET Q q 0 0 0 rg BT 369.82 292.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 270.75 Td (\(i\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 270.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 270.75 Td (ou understand that, under the terms of the Plan, this ) Tj ET Q q 0 0 0 rg BT 346.68 270.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 433.96 270.75 Td (A) Tj ET Q q 0 0 0 rg BT 440.45 270.75 Td (ward Memorandum, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 258.75 Td (the Company may cancel or rescind this ) Tj ET Q q 0 0 0 rg BT 288.08 258.75 Td (A) Tj ET Q q 0 0 0 rg BT 294.57 258.75 Td (ward and/or the Shares in certain circumstances.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 236.75 Td (By selecting the I accept box on the website of our administrative agent, you acknowledge your ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 224.75 Td (acceptance of, and agreement to be bound by) Tj ET Q q 0 0 0 rg BT 289.08 224.75 Td (, this ) Tj ET Q q 0 0 0 rg BT 314.82 224.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 390.02 224.75 Td (A) Tj ET Q q 0 0 0 rg BT 397.06 224.75 Td (ward Memorandum and the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 212.75 Td (Plan. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 190.75 Td (Y) Tj ET Q q 0 0 0 rg BT 77.93 190.75 Td (our acceptance of the terms of this ) Tj ET Q q 0 0 0 rg BT 246.48 190.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 321.68 190.75 Td (A) Tj ET Q q 0 0 0 rg BT 328.72 190.75 Td (ward Memorandum and the Plan through ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 178.75 Td (our administrative agent) Tj ET Q q 0 0 0 rg BT 190.54 178.75 Td (s website is a condition to your receipt of Shares. ) Tj ET Q q 0 0 0 rg BT 428.75 178.75 Td (Y) Tj ET Q q 0 0 0 rg BT 434.68 178.75 Td (ou must log on to our ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 166.75 Td (administrative agent) Tj ET Q q 0 0 0 rg BT 171.66 166.75 Td (s website and accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 428.56 166.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 503.76 166.75 Td (A) Tj ET Q q 0 0 0 rg BT 510.80 166.75 Td (ward ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 154.75 Td (Memorandum and the Plan within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 359.47 154.75 Td (A) Tj ET Q q 0 0 0 rg BT 366.51 154.75 Td (ward Grant Date. If you do not ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 142.75 Td (accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 260.54 142.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 335.75 142.75 Td (A) Tj ET Q q 0 0 0 rg BT 342.79 142.75 Td (ward Memorandum and the Plan within ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 130.75 Td (such time, this ) Tj ET Q q 0 0 0 rg BT 144.42 130.75 Td (A) Tj ET Q q 0 0 0 rg BT 151.46 130.75 Td (ward will be forfeited and immediately terminate.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 382.63 130.75 Td () Tj ET Q endstream endobj 141 0 obj <> endobj 142 0 obj <> stream BT /F2 11.00 Tf ET q 0 0 0 rg BT 483.15 772.10 Td (Exhibit 10.5) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 184.05 712.00 Td (FISER) Tj ET Q q 0 0 0 rg BT 216.24 712.00 Td (V) Tj ET Q q 0 0 0 rg BT 222.57 712.00 Td (, INC. 2007 OMNIBUS INCENTIVE PLAN ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 170.90 698.80 Td (RESTRICTED ST) Tj ET Q q 0 0 0 rg BT 258.09 698.80 Td (OCK UNIT ) Tj ET Q q 0 0 0 rg BT 313.91 698.80 Td (A) Tj ET Q q 0 0 0 rg BT 321.24 698.80 Td (W) Tj ET Q q 0 0 0 rg BT 331.02 698.80 Td (ARD MEMORANDUM ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 250.05 683.857080078125 m 361.89228515625 683.857080078125 l s q 0 0 0 rg BT 250.05 685.60 Td (EMPLOYEE \(EC RET\)) Tj ET Q BT /F6 11.00 Tf ET q 0 0 0 rg BT 72.00 659.20 Td () Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 622.19 Td (Employee:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 622.62333984375 m 474.24072265625 622.62333984375 l s q 0 0 0 rg BT 330.00 624.19 Td ([FIRST NAME] [LAST NAME]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 596.19 Td (Grant Date:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 596.62333984375 m 406.18896484375 596.62333984375 l s q 0 0 0 rg BT 330.00 598.19 Td ([GRANT DATE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 570.19 Td (Number of Shares Subject to Award:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 570.62333984375 m 450.205078125 570.62333984375 l s q 0 0 0 rg BT 330.00 572.19 Td ([NUMBER OF SHARES]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 544.19 Td (Date Vested:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 544.62333984375 m 447.3583984375 544.62333984375 l s q 0 0 0 rg BT 330.00 546.19 Td ([VESTING SCHEDULE]) Tj ET Q BT /F1 10.00 Tf ET BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 512.00 Td (Additional terms and conditions of your ) Tj ET Q q 0 0 0 rg BT 283.04 512.00 Td (A) Tj ET Q q 0 0 0 rg BT 290.79 512.00 Td (ward are included in the Restricted Stock Unit ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 498.80 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 135.16 498.80 Td (As a condition to your receipt of Shares, you must log on to Fidelity) Tj ET Q q 0 0 0 rg BT 492.29 498.80 Td (s ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 485.60 Td (website at ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 128.24072265625 483.857080078125 m 278.59375 483.857080078125 l s q 0 0 0 rg BT 128.24 485.60 Td (www) Tj ET Q q 0 0 0 rg BT 153.50 485.60 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 252.92 485.60 Td (.com) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 278.59 485.60 Td ( and accept the terms and conditions of this ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 472.40 Td (A) Tj ET Q q 0 0 0 rg BT 79.75 472.40 Td (ward within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 281.06 472.40 Td (A) Tj ET Q q 0 0 0 rg BT 288.81 472.40 Td (ward Grant Date. 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These provisions apply to you and, by accepting this ) Tj ET Q q 0 0 0 rg BT 471.97 407.60 Td (A) Tj ET Q q 0 0 0 rg BT 479.72 407.60 Td (ward, you ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 394.40 Td (agree to be bound by these restrictions. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 370.40 Td () Tj ET Q endstream endobj 143 0 obj <> endobj 144 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 42.25 Td (1) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 209.05 729.16552734375 m 405.7248046875 729.16552734375 l s q 0 0 0 rg BT 209.05 730.75 Td (RESTRICTED ST) Tj ET Q q 0 0 0 rg BT 288.32 730.75 Td (OCK UNIT ) Tj ET Q q 0 0 0 rg BT 339.05 730.75 Td (AGREEMENT ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 710.75 Td (Pursuant to the Fiserv) Tj ET Q q 0 0 0 rg BT 205.08 710.75 Td (, Inc. 2007 Omnibus Incentive Plan \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 386.2861328125 709.32421875 m 406.30078125 709.32421875 l s q 0 0 0 rg BT 386.29 710.75 Td (Plan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 406.30 710.75 Td (\), Fiserv) Tj ET Q q 0 0 0 rg BT 445.00 710.75 Td (, Inc., a Wisconsin ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 698.75 Td (corporation \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 148.1474609375 697.32421875 m 190.9453125 697.32421875 l s q 0 0 0 rg BT 148.15 698.75 Td (Company) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 190.95 698.75 Td (\), has granted you Restricted Stock Units \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 402.1416015625 697.32421875 m 430.3056640625 697.32421875 l s q 0 0 0 rg BT 402.14 698.75 Td (A) Tj ET Q q 0 0 0 rg BT 408.63 698.75 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 430.31 698.75 Td (\) entitling you to receive ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 686.75 Td (such number of shares of Company common stock \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 323.7724609375 685.32421875 m 355.45703125 685.32421875 l s q 0 0 0 rg BT 323.77 686.75 Td (Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 355.46 686.75 Td (\) as set forth in the ) Tj ET Q q 0 0 0 rg BT 443.83 686.75 Td (A) Tj ET Q q 0 0 0 rg BT 450.32 686.75 Td (ward Memorandum ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 674.75 Td (on the terms and conditions set forth in this agreement \(this ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 341.0234375 673.32421875 m 389.939453125 673.32421875 l s q 0 0 0 rg BT 341.02 674.75 Td (Agreement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 389.94 674.75 Td (\), the ) Tj ET Q q 0 0 0 rg BT 418.28 674.75 Td (A) Tj ET Q q 0 0 0 rg BT 424.77 674.75 Td (ward Memorandum and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 662.75 Td (the terms of the Plan. 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Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 437.47 Td (4.) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 97 435.88525390625 m 395.8818359375 435.88525390625 l s q 0 0 0 rg BT 97.00 437.47 Td (Confidential Information; Non-Competition; Related Covenants) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 395.8818359375 436.0439453125 m 398.66015625 436.0439453125 l s q 0 0 0 rg BT 395.88 437.47 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 398.66 437.47 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 412.47 Td (\(a\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 412.47 Td (Definitions.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 387.47 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 387.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 156.330078125 386.0439453125 m 183.5517578125 386.0439453125 l s q 0 0 0 rg BT 156.33 387.47 Td (Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 183.55 387.47 Td ( means the Company) Tj ET Q q 0 0 0 rg BT 281.19 387.47 Td (, its direct and indirect subsidiaries, af) Tj ET Q q 0 0 0 rg BT 447.75 387.47 Td (filiated entities, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 377.47 Td (successors, and assigns. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 352.47 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 352.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 156.330078125 351.0439453125 m 261.9453125 351.0439453125 l s q 0 0 0 rg BT 156.33 352.47 Td (Confidential Information) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 261.95 352.47 Td ( means all trade secrets, Innovations \(as defined below\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 342.47 Td (confidential or proprietary business information and data, computer software, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 332.47 Td (database technologies or technological information, formulae, templates, algorithms, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 322.47 Td (designs, process and systems information, processes, intellectual property rights, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 312.47 Td (marketing plans, client lists and specifications, pricing and cost information and any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 302.47 Td (confidential information of Fiserv or its clients, vendors or subcontractors that relates to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 292.47 Td (the business of Fiserv or to the business of any client, vendor or subcontractor of Fiserv ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 282.47 Td (or any other party with whom Fiserv agrees to hold information in confidence, whether ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 272.47 Td (patentable, copyrightable or protectable as a trade secret or not, except: \(A\)information ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 262.47 Td (that is, at the time of disclosure, in the public domain or that is subsequently published or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 252.47 Td (otherwise becomes part of the public domain through no fault of yours; or \(B\)information ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 242.47 Td (that is disclosed by you under order of law or governmental regulation; provided, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 232.47 Td (however) Tj ET Q q 0 0 0 rg BT 190.25 232.47 Td (, that you agree to notify the General Counsel of Fiserv upon receipt of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 222.47 Td (request for disclosure as soon as possible prior to any such disclosure so that ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 212.47 Td (appropriate safeguards may be maintained. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 187.47 Td (\(iii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 187.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 156.330078125 186.0439453125 m 289.7236328125 186.0439453125 l s q 0 0 0 rg BT 156.33 187.47 Td (Competing Product or Service) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 289.72 187.47 Td ( means any product or service that is sold in competition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 177.47 Td (with, or is being developed and that will compete with, a product or service developed, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 167.47 Td (manufactured, or sold by Fiserv) Tj ET Q q 0 0 0 rg BT 292.32 167.47 Td (. For purposes of this Section4, Competing Products or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 157.47 Td (Services as to you are limited to products and/or services with respect to which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 147.47 Td (participated in the development, planning, testing, sale, marketing or evaluation on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 137.47 Td (behalf of Fiserv during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 431.27 137.47 Td (, or after the termination ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 127.47 Td (of your employment, during any part of the 24 months preceding the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 117.47 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 257.29 117.47 Td (, or for which you supervised one or more Fiserv employees, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 107.47 Td (units, divisions or departments in doing so. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 89.75 Td () Tj ET Q endstream endobj 145 0 obj <> endobj 146 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 42.25 Td (2) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 727.72 Td (\(iv\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 727.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 156.330078125 726.2939453125 m 205.236328125 726.2939453125 l s q 0 0 0 rg BT 156.33 727.72 Td (Competitor) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 205.24 727.72 Td ( means an individual, business or any other entity or enterprise engaged or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 717.72 Td (having publicly announced its intent to engage in the sale or marketing of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 707.72 Td (Competing Product or Service. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 683.72 Td (\(v\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 683.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 156.330078125 682.2939453125 m 207.4775390625 682.2939453125 l s q 0 0 0 rg BT 156.33 683.72 Td (Innovations) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 207.48 683.72 Td ( means all developments, improvements, designs, original works of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 673.72 Td (authorship, formulas, processes, software programs, databases, and trade secrets, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 663.72 Td (whether or not patentable, copyrightable or protectable as trade secrets, that you, either ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 653.72 Td (by yourself or jointly with others, create, modify) Tj ET Q q 0 0 0 rg BT 360.12 653.72 Td (, develop, or implement during the period ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 643.72 Td (of your employment with Fiserv that relate in any way to Fiserv) Tj ET Q q 0 0 0 rg BT 431.81 643.72 Td (s business. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 619.72 Td (\(vi\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 619.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 156.330078125 618.2939453125 m 212.4580078125 618.2939453125 l s q 0 0 0 rg BT 156.33 619.72 Td (Moral Rights) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 212.46 619.72 Td ( means any rights to claim authorship of a work of authorship, to object to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 609.72 Td (or prevent the modification of any such work of authorship, or to withdraw from ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 599.72 Td (circulation or control the publication or distribution of any such work of authorship. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 575.72 Td (\(vii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 575.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 156.330078125 574.2939453125 m 181.896484375 574.2939453125 l s q 0 0 0 rg BT 156.33 575.72 Td (Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.90 575.72 Td ( means any person, association or entity: \(A\)for which you directly performed ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 565.72 Td (services or for which you supervised others in performing services with Fiserv) Tj ET Q q 0 0 0 rg BT 495.16 565.72 Td (, during any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 555.72 Td (part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 310.65 555.72 Td (, or after the termination of your employment, during ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 545.72 Td (any part of the 24 months preceding the termination of your employment with Fiserv; or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 535.72 Td (\(B\)about which you have Confidential Information as a result of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 525.72 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 179.48 525.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 501.72 Td (\(viii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 501.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 156.330078125 500.2939453125 m 236.9208984375 500.2939453125 l s q 0 0 0 rg BT 156.33 501.72 Td (Prospective Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 236.92 501.72 Td ( means any client: \(A\)with which Fiserv was in active business ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 491.72 Td (discussions or negotiations at any time during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 534.66 491.72 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 481.72 Td (or after the termination of your employment, during any part of the 24 months preceding ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 471.72 Td (the termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 359.56 471.72 Td (, in which you participated or for which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 461.72 Td (directly performed services or for which you supervised others in performing services with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 451.72 Td (Fiserv; or \(B\)about which you have Confidential Information as a result of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 441.72 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 257.29 441.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 417.72 Td (\(b\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 417.72 Td (During your employment, Fiserv will provide you with Confidential Information relating to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 407.72 Td (Fiserv, its business and clients, the disclosure or misuse of which would cause severe and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 397.72 Td (irreparable harm to Fiserv. You agree that all Confidential Information is and shall remain the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 387.72 Td (sole and absolute property of Fiserv. Upon the termination of your employment for any reason,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 377.72 Td (you shall immediately return to Fiserv all documents and materials that contain or constitute) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 367.72 Td (Confidential Information, in any form whatsoever, including but not limited to, all copies,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 357.72 Td (abstracts, electronic versions, and summaries thereof. You further agree that, without the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 347.72 Td (written consent of the Chief Executive Officer of the Company or, in the case of the Chief) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 337.72 Td (Executive Officer of the Company, without the written approval of the Board of Directors of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 327.72 Td (Company:) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 303.72 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 303.72 Td (You will not disclose, use, copy or duplicate, or otherwise permit the use, disclosure,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 293.72 Td (copying or duplication of any Confidential Information of Fiserv, other than in connection) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 283.72 Td (with the authorized activities conducted in the course of your employment with Fiserv.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 273.72 Td (You agree to take all reasonable steps and precautions to prevent any unauthorized) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 263.72 Td (disclosure, use, copying or duplication of Confidential Information.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 239.72 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 239.72 Td (All Innovations are and shall remain the sole and absolute property of Fiserv. You will) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 229.72 Td (provide all assistance requested by Fiserv, at its expense, in the preservation of its) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 219.72 Td (interest in any Innovations in any country, and hereby assign and agree to assign to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 209.72 Td (Fiserv all rights, title and interest in and to all worldwide patents, patent applications,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 199.72 Td (copyrights, trade secrets and other intellectual property rights in any Innovation. You also) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 189.72 Td (assign and agree to assign to Fiserv, or, where applicable, to waive, which waiver shall) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 179.72 Td (inure to the benefit of Fiserv and its assigns, all Moral Rights in any Innovation.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 147 0 obj <> endobj 148 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 42.25 Td (3) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 710.82 Td (\(iii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 710.82 Td (Notwithstanding the preceding statements, you understand that, pursuant to 18 U.S.C.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 700.82 Td (1833\(b\)\(1\) and 1833\(b\)\(2\):) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 676.82 Td (\(A\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 676.82 Td (An individual shall not be held criminally or civilly liable under any Federal or State) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 666.82 Td (trade secret law for the disclosure of a trade secret that \(I\) is made \(x\) in confidence) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 656.82 Td (toa Federal, State, or local government official, either directly or indirectly, or to an) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 646.82 Td (attorney and \(y\) solely for the purpose of reporting or investigating a suspected) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 636.82 Td (violation of law; or \(II\) is made in a complaint or other document filed in a lawsuit or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 626.82 Td (other proceeding, if such filing is made under seal.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 592.82 Td (\(B\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 592.82 Td (An individual who files a lawsuit for retaliation by the Company for reporting a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 582.82 Td (suspected violation of law may disclose the trade secret to the attorney of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 572.82 Td (individual and use the trade secret information in the court proceeding, if the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 562.82 Td (individual\(I\) files any document containing the trade secret under seal and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 552.82 Td (\(II\)doesnot disclose the trade secret, except pursuant to court order.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 518.82 Td (You understand that if you are found to have wrongfully misappropriated a trade secret,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 508.82 Td (you may be liable to the Company for, among other things, exemplary damages and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 498.82 Td (attorneys fees.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 474.82 Td (\(c\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 474.82 Td (You agree that, without the written consent of the Chief Executive Officer of the Company or,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 464.82 Td (in the case of the Chief Executive Officer of the Company, without the written approval of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 454.82 Td (Board of Directors of the Company, you shall not engage in any of the conduct described in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 444.82 Td (subsections \(i\)or \(ii\), below, either directly or indirectly, or as an employee, contractor,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 434.82 Td (consultant, partner, officer, director or stockholder, other than a stockholder of less than 5% of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 424.82 Td (the equities of a publicly traded corporation, or in any other capacity for any person, firm,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 414.82 Td (partnership or corporation:) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 390.82 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 390.82 Td (During the time of your employment with Fiserv, you will not: \(A\)perform duties as or for) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 380.82 Td (a Competitor, Client or Prospective Client of Fiserv \(except to the extent required by your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 370.82 Td (employment with Fiserv\); or \(B\)participate in the inducement of or otherwise encourage) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 360.82 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify, or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 350.82 Td (terminate any agreement or relationship they have or had with Fiserv.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 326.82 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 326.82 Td (For a period of 12 months following the termination of your employment with Fiserv \(or,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 316.82 Td (in the case of Retirement, for a period of 12 months following the later of \(x\) the date of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 306.82 Td (the last restricted stock unit vesting event following Retirement or \(y\) the latest date upon) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 296.82 Td (which you are entitled to exercise an option following Retirement \(in either case,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 286.82 Td (assuming no Post-Retirement Violation\)\), you will not: \(A\)perform duties as or for a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 276.82 Td (Competitor, Client or Prospective Client of Fiserv that are the same as or similar to the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 266.82 Td (duties performed by you for Fiserv at any time during any part of the 24 month period) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 256.82 Td (preceding the termination of your employment with Fiserv; \(B\)participate in the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 246.82 Td (inducement of or otherwise encourage Fiserv employees, clients, or vendors to currently) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 236.82 Td (and/or prospectively breach, modify, or terminate any agreement or relationship they) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 226.82 Td (have or had with Fiserv during any part of the 24 month period preceding the termination) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 216.82 Td (of your employment with Fiserv; or \(C\)participate voluntarily or provide assistance or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 206.82 Td (information to any person or entity either negotiating with Fiserv involving a Competing) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 196.82 Td (Product or Service, or concerning a potential or existing business or legal dispute with) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 186.82 Td (Fiserv, including, but not limited to, litigation, except as may be required by law.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 161.10 Td (No provision of these subsections \(i\)and \(ii\)shall apply to restrict your conduct, or trigger any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 149.10 Td (reimbursement obligations under this ) Tj ET Q q 0 0 0 rg BT 274.20 149.10 Td (Agreement, in any jurisdiction where such provision is, on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 137.10 Td (its face, unenforceable and/or void as against public policy) Tj ET Q q 0 0 0 rg BT 365.75 137.10 Td (, unless the provision may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 125.10 Td (construed or deemed amended to be enforceable and compliant with public policy) Tj ET Q q 0 0 0 rg BT 469.15 125.10 Td (, in which case ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 113.10 Td (the provision will apply as construed or deemed amended. ) Tj ET Q endstream endobj 149 0 obj <> endobj 150 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 42.25 Td (4) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 727.72 Td (\(d\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 727.72 Td (You acknowledge and agree that compliance with this Section4 is necessary to protect the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 717.72 Td (Company, and that a breach of any of this Section4 will result in irreparable and continuing) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 707.72 Td (damage to the Company for which there will be no adequate remedy at law. In the event of a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 697.72 Td (breach of this Section4, or any part thereof, the Company, and its successors and assigns,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 687.72 Td (shall be entitled to injunctive relief and to such other and further relief as is proper under the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 677.72 Td (circumstances. The Company shall institute and prosecute proceedings in any Court of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 667.72 Td (competent jurisdiction either in law or in equity to obtain damages for any such breach of this) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 657.72 Td (Section4, or to enjoin you from performing services in breach of Section4\(c\) during the term) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 647.72 Td (of employment and for a period of 12 months following the termination of employment. You) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 637.72 Td (hereby agree to submit to the jurisdiction of any Court of competent jurisdiction in any disputes) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 627.72 Td (that arise under this Agreement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 603.72 Td (\(e\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 603.72 Td (You further agree that, in the event of your breach of this Section4, the Company shall also be) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 593.72 Td (entitled to recover the value of any amounts previously paid or payable or any shares \(or the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 583.72 Td (value of any shares\) delivered or deliverable to you pursuant to any Fiserv bonus program,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 573.72 Td (this Agreement, and any other Fiserv plan or arrangement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 549.72 Td (\(f\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 549.72 Td (You agree that the terms of this Agreement shall survive the termination of your employment) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 539.72 Td (with the Company.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 505.72 Td (\(g\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 505.72 Td (YOU HAVE READ THIS SECTION 4 AND SECTION 5\(a\)\(ii\)\(F\) AND AGREE THAT THE) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 495.72 Td (CONSIDERATION PROVIDED BY THE COMPANY IS FAIR AND REASONABLE AND) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 485.72 Td (FURTHER AGREE THAT GIVEN THE IMPORTANCE TO THE COMPANY OF ITS) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 475.72 Td (CONFIDENTIAL AND PROPRIETARY INFORMATION, THE POST-EMPLOYMENT) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 465.72 Td (RESTRICTIONS ON YOUR ACTIVITIES ARE LIKEWISE FAIR AND REASONABLE.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 441.72 Td (5.) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 97 440.13525390625 m 231.267578125 440.13525390625 l s q 0 0 0 rg BT 97.00 441.72 Td (Termination of Employment.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 421.72 Td (\(a\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 124 420.13525390625 m 159.56640625 420.13525390625 l s q 0 0 0 rg BT 124.00 421.72 Td (V) Tj ET Q q 0 0 0 rg BT 130.12 421.72 Td (esting) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 159.57 421.72 Td (. If you cease to be an employee of the Company or any subsidiary of the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 411.72 Td (for any reason \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 205.7041015625 410.2939453125 m 285.7431640625 410.2939453125 l s q 0 0 0 rg BT 205.70 411.72 Td (T) Tj ET Q q 0 0 0 rg BT 210.70 411.72 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 285.74 411.72 Td (\), the unvested portion of the ) Tj ET Q q 0 0 0 rg BT 418.60 411.72 Td (A) Tj ET Q q 0 0 0 rg BT 425.09 411.72 Td (ward shall terminate on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 401.72 Td (the date on which such ) Tj ET Q q 0 0 0 rg BT 228.89 401.72 Td (T) Tj ET Q q 0 0 0 rg BT 233.89 401.72 Td (ermination Event occurs; ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 346.71484375 400.2939453125 m 404.5322265625 400.2939453125 l s q 0 0 0 rg BT 346.71 401.72 Td (provided that) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 404.53 401.72 Td (, if the reason for your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 391.72 Td (T) Tj ET Q q 0 0 0 rg BT 129.00 391.72 Td (ermination Event is:) Tj ET Q BT /F6 12.00 Tf ET q 0 0 0 rg BT 124.00 370.26 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.66 370.26 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 370.26 Td (death or Disability) Tj ET Q q 0 0 0 rg BT 228.74 370.26 Td (, then the number of Shares issuable under this ) Tj ET Q q 0 0 0 rg BT 441.09 370.26 Td (A) Tj ET Q q 0 0 0 rg BT 447.58 370.26 Td (ward as of the date ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 359.72 Td (of your death or Disability) Tj ET Q q 0 0 0 rg BT 262.09 359.72 Td (, subject to any deferral election then in ef) Tj ET Q q 0 0 0 rg BT 447.02 359.72 Td (fect, shall be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 349.72 Td (calculated as follows: \(A\)the total number of Shares subject to this ) Tj ET Q q 0 0 0 rg BT 447.37 349.72 Td (A) Tj ET Q q 0 0 0 rg BT 453.86 349.72 Td (ward divided by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 339.72 Td (four ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 170.009765625 338.2939453125 m 193.9013671875 338.2939453125 l s q 0 0 0 rg BT 170.01 339.72 Td (times) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 193.90 339.72 Td ( \(B\)the number of Grant Date anniversaries that have occurred since the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 329.72 Td (Grant Date ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 201.689453125 328.2939453125 m 228.3642578125 328.2939453125 l s q 0 0 0 rg BT 201.69 329.72 Td (minus) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 228.36 329.72 Td ( \(C\)the number of Shares already issued to you or deferred ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 319.72 Td (pursuant to the ) Tj ET Q q 0 0 0 rg BT 218.94 319.72 Td (A) Tj ET Q q 0 0 0 rg BT 225.43 319.72 Td (ward; ) Tj ET Q BT /F6 12.00 Tf ET q 0 0 0 rg BT 124.00 298.26 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.32 298.26 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 298.26 Td (Retirement, then the unvested portion of the ) Tj ET Q q 0 0 0 rg BT 347.35 298.26 Td (A) Tj ET Q q 0 0 0 rg BT 353.84 298.26 Td (ward shall continue to vest on the dates ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 287.72 Td (indicated in the ) Tj ET Q q 0 0 0 rg BT 219.50 287.72 Td (A) Tj ET Q q 0 0 0 rg BT 225.99 287.72 Td (ward Memorandum as if you had not ceased to be an employee. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 277.72 Td (Notwithstanding the foregoing: ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 257.72 Td (\(A\) If you receive written notification from the Compensation Committee that you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 247.72 Td (failed to provide for an orderly transition of your duties to a successor) Tj ET Q q 0 0 0 rg BT 482.16 247.72 Td (, then any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 237.72 Td (portion of the ) Tj ET Q q 0 0 0 rg BT 237.60 237.72 Td (A) Tj ET Q q 0 0 0 rg BT 244.09 237.72 Td (ward that is unvested as of the date of such notification shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 227.72 Td (terminate as of such date.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 207.72 Td (\(B\) If, at any time following your Retirement, one of the following events occurs \(a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 197.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 180.330078125 196.2939453125 m 293.533203125 196.2939453125 l s q 0 0 0 rg BT 180.33 197.72 Td (Post-Retirement V) Tj ET Q q 0 0 0 rg BT 261.84 197.72 Td (iolation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 293.53 197.72 Td (\), then any portion of the ) Tj ET Q q 0 0 0 rg BT 407.49 197.72 Td (A) Tj ET Q q 0 0 0 rg BT 413.98 197.72 Td (ward that is unvested as of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 187.72 Td (the date of such Post-Retirement V) Tj ET Q q 0 0 0 rg BT 332.45 187.72 Td (iolation shall terminate as of the date such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 177.72 Td (event occurs: \(I\) you commence employment of any kind \(other than board or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 167.72 Td (public service, work for a not-for-profit or de minimis for-profit employment\); \(II\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 157.72 Td (you commence work of any kind for a Competitor) Tj ET Q q 0 0 0 rg BT 393.76 157.72 Td (, including as an employee, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 147.72 Td (board member) Tj ET Q q 0 0 0 rg BT 241.48 147.72 Td (, consultant or otherwise; or \(III\) you violate any post-employment ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 137.72 Td (covenant applicable to you) Tj ET Q endstream endobj 151 0 obj <> endobj 152 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 42.25 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.00 728.07 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 717.72 Td (under any agreement in ef) Tj ET Q q 0 0 0 rg BT 293.56 717.72 Td (fect with, or policy of, the Company or any of its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 707.72 Td (subsidiaries, including without limitation those set forth in Section 4. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.27 707.72 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 687.72 Td (\(C\) If, while this ) Tj ET Q q 0 0 0 rg BT 226.68 687.72 Td (A) Tj ET Q q 0 0 0 rg BT 233.17 687.72 Td (ward is outstanding, you commence employment or other work of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 677.72 Td (any kind following your Retirement, you are required to promptly provide written ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 667.72 Td (notice to the Company of the name of your employer and the nature of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 657.72 Td (position or other work. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 637.72 Td (\(D\) If you receive any benefit under this ) Tj ET Q q 0 0 0 rg BT 332.31 637.72 Td (A) Tj ET Q q 0 0 0 rg BT 338.80 637.72 Td (ward after the date of a Post-Retirement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 627.72 Td (V) Tj ET Q q 0 0 0 rg BT 183.49 627.72 Td (iolation, then you will be obligated to repay to the Company the value of such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 617.72 Td (benefit \(with such value to be determined by the Company) Tj ET Q q 0 0 0 rg BT 434.18 617.72 Td (, which may include a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 607.72 Td (reasonable rate of interest\) promptly following your receipt of notice of such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 597.72 Td (repayment obligation from the Company) Tj ET Q q 0 0 0 rg BT 354.13 597.72 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 577.72 Td (\(E\) ) Tj ET Q q 0 0 0 rg BT 171.11 577.72 Td (All determinations regarding whether you have engaged in a Post-Retirement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 567.72 Td (V) Tj ET Q q 0 0 0 rg BT 183.49 567.72 Td (iolation shall be made by the Compensation Committee. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 547.72 Td (\(F\) Without limiting any other provision of this ) Tj ET Q q 0 0 0 rg BT 357.86 547.72 Td (Agreement, if a Post-Retirement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 537.72 Td (V) Tj ET Q q 0 0 0 rg BT 183.49 537.72 Td (iolation described in \(ii\)\(B\)\(II\) or \(III\) above occurs following Retirement, the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 527.72 Td (Company shall be entitled to recover the value of any amounts previously paid ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 517.72 Td (or payable or any shares \(or the value of any shares\) delivered or deliverable to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 507.72 Td (you pursuant to any Fiserv bonus program, this ) Tj ET Q q 0 0 0 rg BT 388.22 507.72 Td (Agreement, and any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 177.00 497.72 Td (Fiserv plan or arrangement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 477.72 Td (Notwithstanding the foregoing, if you die after Retirement and prior to the date the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 467.72 Td (A) Tj ET Q q 0 0 0 rg BT 156.49 467.72 Td (ward vests in full \(and provided that a Post-Retirement V) Tj ET Q q 0 0 0 rg BT 406.43 467.72 Td (iolation has not occurred\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 457.72 Td (then the ) Tj ET Q q 0 0 0 rg BT 188.37 457.72 Td (A) Tj ET Q q 0 0 0 rg BT 194.86 457.72 Td (ward shall become fully vested as of the date of your death. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 437.72 Td (If you are regularly scheduled to work less than 20 hours per calendar week for the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 427.72 Td (Company or any subsidiary of the Company) Tj ET Q q 0 0 0 rg BT 317.80 427.72 Td (, you will be deemed to have experienced a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 417.72 Td (T) Tj ET Q q 0 0 0 rg BT 129.00 417.72 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 390.72 Td (\(b\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 124 389.13525390625 m 176.236328125 389.13525390625 l s q 0 0 0 rg BT 124.00 390.72 Td (Retirement) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 176.24 390.72 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 179.01 390.72 Td ( For purposes of this Section5, ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 323.5263671875 389.2939453125 m 372.4326171875 389.2939453125 l s q 0 0 0 rg BT 323.53 390.72 Td (Retirement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 372.43 390.72 Td ( means the cessation of service as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 380.72 Td (an employee for any reason other than death, Disability or termination for Cause if:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.75 380.72 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 360.72 Td (\(i\) \(A\) you are at least 50 years of age and your age plus years of service to the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 350.72 Td (and its subsidiaries is equal to or greater than 70 \(with at least 5 years of continuous ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 340.72 Td (service to the Company and its subsidiaries immediately prior to such cessation of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 330.72 Td (service\) or \(B\) you are at least 55 years of age with at least 5 years of continuous ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 320.72 Td (service to the Company and its subsidiaries immediately prior to such cessation of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 310.72 Td (service; and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 290.72 Td (\(ii\) you have provided for an orderly transition of your duties to a successor) Tj ET Q q 0 0 0 rg BT 459.72 290.72 Td (, including by: ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 280.72 Td (\(A\) providing notice to the Company) Tj ET Q q 0 0 0 rg BT 311.57 280.72 Td (s Chief Executive Of) Tj ET Q q 0 0 0 rg BT 401.98 280.72 Td (ficer \(or) Tj ET Q q 0 0 0 rg BT 435.32 280.72 Td (, if you are the Chief ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 270.72 Td (Executive Of) Tj ET Q q 0 0 0 rg BT 206.51 270.72 Td (ficer) Tj ET Q q 0 0 0 rg BT 224.85 270.72 Td (, to the Chairman of the Board of Directors\) of your consideration of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 260.72 Td (Retirement suf) Tj ET Q q 0 0 0 rg BT 214.84 260.72 Td (ficiently in advance of your proposed date of Retirement; and \(B\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 250.72 Td (assisting with the identification and selection of, and transition of your duties to, a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 150.00 240.72 Td (successor \(\(A\) and \(B\) being referred to herein collectively as the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 444.013671875 239.2939453125 m 534.0625 239.2939453125 l s q 0 0 0 rg BT 444.01 240.72 Td (Specified ) Tj ET Q q 0 0 0 rg BT 487.75 240.72 Td (T) Tj ET Q q 0 0 0 rg BT 493.49 240.72 Td (ransition ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 150 229.2939453125 m 212.2509765625 229.2939453125 l s q 0 0 0 rg BT 150.00 230.72 Td (Requirements) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 212.25 230.72 Td (\).) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 210.72 Td (If you meet the criteria in paragraph \(i\) above and you satisfy the Specified ) Tj ET Q q 0 0 0 rg BT 456.22 210.72 Td (T) Tj ET Q q 0 0 0 rg BT 461.96 210.72 Td (ransition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 200.72 Td (Requirements, your cessation of service will be deemed to be a qualifying Retirement; ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 190.72 Td (provided that, the Compensation Committee may determine, within 30 days after your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 180.72 Td (cessation of service, that you failed to provide for an orderly transition of your duties to a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 170.72 Td (successor) Tj ET Q q 0 0 0 rg BT 168.46 170.72 Td (. By way of example only) Tj ET Q q 0 0 0 rg BT 281.10 170.72 Td (, this could result from providing too short of notice or not ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 160.72 Td (providing an adequate amount of transition assistance.) Tj ET Q endstream endobj 153 0 obj <> endobj 154 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 42.25 Td (6) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 726.72 Td (\(c\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 124 725.13525390625 m 211.2119140625 725.13525390625 l s q 0 0 0 rg BT 124.00 726.72 Td (Change of Control) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 211.21 726.72 Td (. If a Change of Control of the Company occurs, the provisions of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 716.72 Td (Section17\(c\) of the Plan shall apply to this ) Tj ET Q q 0 0 0 rg BT 315.22 716.72 Td (A) Tj ET Q q 0 0 0 rg BT 321.71 716.72 Td (ward. If the successor or purchaser in the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 706.72 Td (Change of Control has assumed the Company) Tj ET Q q 0 0 0 rg BT 331.71 706.72 Td (s obligations with respect to this ) Tj ET Q q 0 0 0 rg BT 475.12 706.72 Td (A) Tj ET Q q 0 0 0 rg BT 481.61 706.72 Td (ward or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 696.72 Td (provided a substitute award as contemplated by Section17\(c\)\(i\) of the Plan and, within 12 ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 686.72 Td (months following the occurrence of the Change of Control, you are terminated without ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 676.72 Td (Cause or you terminate your employment for Good Reason \(as hereinafter defined\), this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 666.72 Td (A) Tj ET Q q 0 0 0 rg BT 130.49 666.72 Td (ward or such substitute award shall become fully vested, and the provisions of Section4 ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 656.72 Td (shall immediately cease to apply) Tj ET Q q 0 0 0 rg BT 267.22 656.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 621.00 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 111.330078125 619.57421875 m 173.0390625 619.57421875 l s q 0 0 0 rg BT 111.33 621.00 Td (Good Reason) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 173.04 621.00 Td ( means your suf) Tj ET Q q 0 0 0 rg BT 247.33 621.00 Td (fering any of the following events without your consent: ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 609.00 Td (\(x\)significant or material lessening of your responsibilities; \(y\)a reduction in your annual base ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 597.00 Td (salary or a material reduction in the level of incentive compensation for which you have been ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 585.00 Td (eligible during the two years immediately prior to the occurrence of the Change of Control and/or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 573.00 Td (a material adverse change in the conditions governing receipt of such incentive compensation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 561.00 Td (from those that prevailed prior to the occurrence of the Change of Control; or \(z\)the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 549.00 Td (requiring you to be based anywhere other than within 50 miles of your place of employment at ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 537.00 Td (the time of the occurrence of the Change of Control, except for reasonably required travel to an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 525.00 Td (extent substantially consistent with your business travel obligations. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 501.00 Td (If the Change of Control of the Company occurs after your Retirement and prior to the date this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 489.00 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 489.00 Td (ward has become vested in full \(and prior to the occurrence of a Post-Retirement V) Tj ET Q q 0 0 0 rg BT 481.15 489.00 Td (iolation\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 477.00 Td (and if the successor or purchaser in the Change of Control does not either assume the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 465.00 Td (Company) Tj ET Q q 0 0 0 rg BT 152.84 465.00 Td (s obligations with respect to the ) Tj ET Q q 0 0 0 rg BT 294.59 465.00 Td (A) Tj ET Q q 0 0 0 rg BT 301.08 465.00 Td (ward or provide a substitute award, then this ) Tj ET Q q 0 0 0 rg BT 499.52 465.00 Td (A) Tj ET Q q 0 0 0 rg BT 506.01 465.00 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 453.00 Td (shall vest in full immediately prior to the date of such Change of Control. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 420.72 Td (\(d\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 121 419.13525390625 m 211.6103515625 419.13525390625 l s q 0 0 0 rg BT 121.00 420.72 Td (Service as Director) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 211.61 420.72 Td (. For purposes of this ) Tj ET Q q 0 0 0 rg BT 307.77 420.72 Td (Agreement, an employee of the Company) Tj ET Q q 0 0 0 rg BT 492.13 420.72 Td (, if also ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 410.72 Td (serving as a director) Tj ET Q q 0 0 0 rg BT 210.49 410.72 Td (, will not be deemed to have terminated employment for purposes of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 400.72 Td (Agreement until his or her service as a director ends, and his or her years of service will be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 390.72 Td (deemed to include years of service as a director) Tj ET Q q 0 0 0 rg BT 332.78 390.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 365.72 Td (\(e\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 121 364.13525390625 m 224.3251953125 364.13525390625 l s q 0 0 0 rg BT 121.00 365.72 Td (No Further Obligation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 224.33 365.72 Td (. ) Tj ET Q q 0 0 0 rg BT 229.70 365.72 Td (The Company will have no further obligations to you under this ) Tj ET Q q 0 0 0 rg BT 508.75 365.72 Td (A) Tj ET Q q 0 0 0 rg BT 515.24 365.72 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 355.72 Td (if the ) Tj ET Q q 0 0 0 rg BT 144.91 355.72 Td (A) Tj ET Q q 0 0 0 rg BT 151.40 355.72 Td (ward terminates as provided herein. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 329.00 Td (6. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 327.41552734375 m 249.4873046875 327.41552734375 l s q 0 0 0 rg BT 90.00 329.00 Td (Deferral of Restricted Stock Units) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 249.49 329.00 Td (. If you are eligible to, and properly elect to, defer delivery of all or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 317.00 Td (part of the Shares otherwise issuable under this ) Tj ET Q q 0 0 0 rg BT 303.46 317.00 Td (A) Tj ET Q q 0 0 0 rg BT 309.95 317.00 Td (ward, such deferral will be governed by the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 305.00 Td (Restricted Stock Unit Deferral Election Form executed by you separately from this ) Tj ET Q q 0 0 0 rg BT 454.04 305.00 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 283.00 Td (7. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 281.41552734375 m 181.15234375 281.41552734375 l s q 0 0 0 rg BT 90.00 283.00 Td (Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 283.00 Td (. ) Tj ET Q q 0 0 0 rg BT 186.53 283.00 Td (The Company) Tj ET Q q 0 0 0 rg BT 248.59 283.00 Td (, or its transfer agent, will issue and deliver the Shares to you as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 271.00 Td (soon as practicable after the ) Tj ET Q q 0 0 0 rg BT 217.86 271.00 Td (A) Tj ET Q q 0 0 0 rg BT 224.35 271.00 Td (ward vests \(pursuant to the terms hereof\) with respect to such Shares, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 259.00 Td (or) Tj ET Q q 0 0 0 rg BT 98.34 259.00 Td (, if a deferral election was made, at the time specified in the Deferral Election Form; provided that, if ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 247.00 Td (the ) Tj ET Q q 0 0 0 rg BT 106.13 247.00 Td (A) Tj ET Q q 0 0 0 rg BT 112.62 247.00 Td (ward vests as a result of a ) Tj ET Q q 0 0 0 rg BT 231.38 247.00 Td (T) Tj ET Q q 0 0 0 rg BT 236.38 247.00 Td (ermination Event resulting from your Disability after you become ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 235.00 Td (Retirement-eligible, then the Shares will be delivered upon the next scheduled vesting date after your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 223.00 Td (separation from service within the meaning of Code Section409A. If you die before the Company has ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 211.00 Td (distributed any portion of the vested Shares, the Company will issue the Shares to your estate or in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 199.00 Td (accordance with applicable laws of descent and distribution. ) Tj ET Q q 0 0 0 rg BT 357.75 199.00 Td (The Shares will be issued and delivered ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 187.00 Td (in book entry form, and the Company will not be liable for damages relating to any delays in making ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 175.00 Td (an appropriate book entry or any mistakes or errors in the making of the book entry; provided that the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 163.00 Td (Company shall correct any errors caused by it. ) Tj ET Q q 0 0 0 rg BT 298.42 163.00 Td (Any such book entry will be subject to such stop ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 151.00 Td (transfer orders and other restrictions as the Company may deem advisable under \(a\) the Plan and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 139.00 Td (any agreement between you and the Company with respect to this ) Tj ET Q q 0 0 0 rg BT 385.73 139.00 Td (A) Tj ET Q q 0 0 0 rg BT 392.22 139.00 Td (ward or the Shares, \(b\) any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 127.00 Td (applicable federal or state laws and \(c\) the rules, regulations and other requirements of the Securities ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 115.00 Td (and Exchange Commission \() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 221.1669921875 113.57421875 m 241.728515625 113.57421875 l s q 0 0 0 rg BT 221.17 115.00 Td (SEC) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 241.73 115.00 Td (\) or any stock exchange upon which the Shares are listed. ) Tj ET Q q 0 0 0 rg BT 507.25 115.00 Td (The ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 103.00 Td (Company may cause an appropriate book entry notation to be made with respect to the Shares to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 91.00 Td (reference any of the foregoing restrictions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 69.00 Td (8. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 67.41552734375 m 226.1328125 67.41552734375 l s q 0 0 0 rg BT 90.00 69.00 Td (Non-T) Tj ET Q q 0 0 0 rg BT 118.33 69.00 Td (ransferability of ) Tj ET Q q 0 0 0 rg BT 195.75 69.00 Td (A) Tj ET Q q 0 0 0 rg BT 202.79 69.00 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.13 69.00 Td (. Except as provided in the Plan, this ) Tj ET Q q 0 0 0 rg BT 390.12 69.00 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 477.40 69.00 Td (A) Tj ET Q q 0 0 0 rg BT 483.89 69.00 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 57.00 Td (Memorandum, until the Shares have been issued under this ) Tj ET Q q 0 0 0 rg BT 356.83 57.00 Td (A) Tj ET Q q 0 0 0 rg BT 363.32 57.00 Td (ward, this ) Tj ET Q q 0 0 0 rg BT 408.33 57.00 Td (A) Tj ET Q q 0 0 0 rg BT 414.82 57.00 Td (ward and the Shares ) Tj ET Q endstream endobj 155 0 obj <> endobj 156 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 42.25 Td (7) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 730.75 Td (issuable hereunder and the rights and privileges conferred hereby may not be sold, transferred, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 718.75 Td (pledged, assigned, or otherwise alienated or hypothecated \(by operation of law or otherwise\). Upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 706.75 Td (any attempt to transfer) Tj ET Q q 0 0 0 rg BT 189.50 706.75 Td (, assign, pledge, hypothecate or otherwise dispose of this ) Tj ET Q q 0 0 0 rg BT 445.77 706.75 Td (A) Tj ET Q q 0 0 0 rg BT 452.26 706.75 Td (ward, or of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 694.75 Td (right or privilege conferred hereby) Tj ET Q q 0 0 0 rg BT 238.78 694.75 Td (, contrary to the provisions of the Plan or of this ) Tj ET Q q 0 0 0 rg BT 450.00 694.75 Td (Agreement, or upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 682.75 Td (any attempted sale under any execution, attachment or similar process upon the rights and privileges ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 670.75 Td (conferred hereby) Tj ET Q q 0 0 0 rg BT 164.86 670.75 Td (, this ) Tj ET Q q 0 0 0 rg BT 188.20 670.75 Td (A) Tj ET Q q 0 0 0 rg BT 194.69 670.75 Td (ward and the rights and privileges conferred hereby shall immediately ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 658.75 Td (become null and void. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 636.75 Td (9. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 635.16552734375 m 248.359375 635.16552734375 l s q 0 0 0 rg BT 90.00 636.75 Td (Conditions to Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 248.36 636.75 Td (. ) Tj ET Q q 0 0 0 rg BT 253.74 636.75 Td (The Shares issued to you hereunder may be either previously ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 624.75 Td (authorized but unissued shares or issued shares which have been reacquired by the Company) Tj ET Q q 0 0 0 rg BT 507.84 624.75 Td (. ) Tj ET Q q 0 0 0 rg BT 513.22 624.75 Td (The ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 612.75 Td (Company shall not be required to issue any Shares hereunder prior to fulfillment of all of the following ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 600.75 Td (conditions: \(a\)the admission of such Shares to listing on all stock exchanges on which such class of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 588.75 Td (stock is then listed; \(b\)the completion of any registration or other qualification of such Shares under ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 576.75 Td (any state or federal law or under the rulings or regulations of the SEC or any other governmental ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 564.75 Td (regulatory body) Tj ET Q q 0 0 0 rg BT 158.19 564.75 Td (, which the compensation committee of the Board of Directors \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 457.2119140625 563.32421875 m 524.47265625 563.32421875 l s q 0 0 0 rg BT 457.21 564.75 Td (Compensation ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 90 551.32421875 m 138.3447265625 551.32421875 l s q 0 0 0 rg BT 90.00 552.75 Td (Committee) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 138.34 552.75 Td (\) shall, in its discretion, deem necessary or advisable; \(c\)the obtaining of any approval or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 540.75 Td (other clearance from any state or federal governmental agency) Tj ET Q q 0 0 0 rg BT 367.74 540.75 Td (, which the Compensation Committee ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 528.75 Td (shall, in its discretion, determine to be necessary or advisable; \(d\)the lapse of such reasonable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 516.75 Td (period of time following the date of vesting of the ) Tj ET Q q 0 0 0 rg BT 306.80 516.75 Td (A) Tj ET Q q 0 0 0 rg BT 313.29 516.75 Td (ward or the payment event specified in a deferral ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 504.75 Td (election as the Compensation Committee may establish from time to time for reasons of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 492.75 Td (administrative convenience \(provided that any such period shall be in compliance with Code Section ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 480.75 Td (409A\); and \(e\) your acceptance of the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 384.61 480.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 455.21 480.75 Td (A) Tj ET Q q 0 0 0 rg BT 461.70 480.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 468.75 Td (Memorandum and the Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 464.66 468.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 446.75 Td (10. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 445.16552734375 m 265.86669921875 445.16552734375 l s q 0 0 0 rg BT 90.00 446.75 Td (Dividends; No Rights as Shareholder) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 265.59 446.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.15 446.75 Td (If the Company declares a cash dividend and the dividend ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 434.75 Td (record date occurs prior to the date the ) Tj ET Q q 0 0 0 rg BT 264.55 434.75 Td (A) Tj ET Q q 0 0 0 rg BT 271.04 434.75 Td (ward vests, you will be credited with an additional number of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 422.75 Td (Restricted Stock Units on the date the cash dividends are paid to the Company shareholders equal to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 410.75 Td (\(a\) the amount of cash dividends payable with respect to a number of shares of stock equal to your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 398.75 Td (Restricted Stock Units divided by \(b\) the Fair Market V) Tj ET Q q 0 0 0 rg BT 329.90 398.75 Td (alue of a Share on the date the dividend is ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 386.75 Td (paid. ) Tj ET Q q 0 0 0 rg BT 114.28 386.75 Td (These additional Restricted Stock Units will be subject to the same terms and conditions as the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 374.75 Td (Restricted Stock Units with respect to which the dividend equivalents were credited. Until this ) Tj ET Q q 0 0 0 rg BT 502.97 374.75 Td (A) Tj ET Q q 0 0 0 rg BT 509.46 374.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 362.75 Td (vests and the Shares are issued to you, you shall have no rights as a shareholder of the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 350.75 Td (with respect to the Shares. Specifically) Tj ET Q q 0 0 0 rg BT 260.45 350.75 Td (, you understand and agree that you do not have voting rights ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 338.75 Td (or) Tj ET Q q 0 0 0 rg BT 98.34 338.75 Td (, except as provided in this Section 10, the right to receive dividends or any other distributions paid ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 326.75 Td (with respect to shares of Company common stock by virtue of this ) Tj ET Q q 0 0 0 rg BT 383.46 326.75 Td (A) Tj ET Q q 0 0 0 rg BT 389.95 326.75 Td (ward or the Shares subject ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 314.75 Td (hereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 292.75 Td (1) Tj ET Q q 0 0 0 rg BT 76.82 292.75 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 291.16552734375 m 196.1474609375 291.16552734375 l s q 0 0 0 rg BT 90.00 292.75 Td (Addresses for Notices) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.15 292.75 Td (. ) Tj ET Q q 0 0 0 rg BT 201.15 292.75 Td (Any notice to be given to the Company under the terms of this ) Tj ET Q q 0 0 0 rg BT 477.42 292.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 280.75 Td (shall be addressed to the Company as follows: Corporate Secretary) Tj ET Q q 0 0 0 rg BT 388.86 280.75 Td (, Fiserv) Tj ET Q q 0 0 0 rg BT 420.89 280.75 Td (, Inc., 255 Fiserv Drive, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 268.75 Td (Brookfield, WI 53045, or at such other address as the Company may hereafter designate in writing. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 256.75 Td (Any notice to be given to you shall be addressed to you at the address set forth in the Company) Tj ET Q q 0 0 0 rg BT 515.08 256.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 244.75 Td (records from time to time. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 222.75 Td (12. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 221.16552734375 m 240.7861328125 221.16552734375 l s q 0 0 0 rg BT 90.00 222.75 Td (Captions; ) Tj ET Q q 0 0 0 rg BT 138.52 222.75 Td (Agreement Severable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 240.79 222.75 Td (. Captions provided herein are for convenience only and are not to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 210.75 Td (serve as a basis for interpretation or construction of this ) Tj ET Q q 0 0 0 rg BT 337.90 210.75 Td (Agreement. In the event that any provision in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 198.75 Td (this ) Tj ET Q q 0 0 0 rg BT 107.79 198.75 Td (Agreement shall be held invalid or unenforceable, such provision shall be severable from, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 186.75 Td (such invalidity or unenforceability shall not be construed to have any ef) Tj ET Q q 0 0 0 rg BT 402.78 186.75 Td (fect on, the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 174.75 Td (provisions of this ) Tj ET Q q 0 0 0 rg BT 166.70 174.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 152.75 Td (13. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 151.16552734375 m 258.759765625 151.16552734375 l s q 0 0 0 rg BT 90.00 152.75 Td (Securities and T) Tj ET Q q 0 0 0 rg BT 166.50 152.75 Td (ax Representations) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 258.76 152.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 261.54 152.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 130.75 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 130.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 130.75 Td (ou acknowledge receipt of the prospectus under the Registration Statement on Form S-8 with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 118.75 Td (respect to the Plan filed by the Company with the SEC. ) Tj ET Q q 0 0 0 rg BT 354.06 118.75 Td (Y) Tj ET Q q 0 0 0 rg BT 359.81 118.75 Td (ou represent and agree that you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 106.75 Td (comply with all applicable laws and Company policies relating to the Plan, this ) Tj ET Q q 0 0 0 rg BT 454.29 106.75 Td (Agreement and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 94.75 Td (any disposition of Shares and that upon the acquisition of any Shares subject to this ) Tj ET Q q 0 0 0 rg BT 481.02 94.75 Td (A) Tj ET Q q 0 0 0 rg BT 487.51 94.75 Td (ward, you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 82.75 Td (will make or enter into such written representations, warranties and agreements as the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 70.75 Td (may reasonably request to comply with applicable securities laws or this ) Tj ET Q q 0 0 0 rg BT 428.70 70.75 Td (Agreement.) Tj ET Q endstream endobj 157 0 obj <> endobj 158 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 42.25 Td (8) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 730.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 730.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 730.75 Td (ou represent and warrant that you understand the federal, state and local income and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 718.75 Td (employment tax consequences associated with the granting of the ) Tj ET Q q 0 0 0 rg BT 402.62 718.75 Td (A) Tj ET Q q 0 0 0 rg BT 409.11 718.75 Td (ward, the vesting of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 706.75 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 706.75 Td (ward, the deferral of all or a portion of the Shares otherwise issuable upon vesting of the ) Tj ET Q q 0 0 0 rg BT 506.39 706.75 Td (A) Tj ET Q q 0 0 0 rg BT 512.88 706.75 Td (ward, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 694.75 Td (and the subsequent sale or other disposition of any Shares. ) Tj ET Q q 0 0 0 rg BT 374.10 694.75 Td (Y) Tj ET Q q 0 0 0 rg BT 379.86 694.75 Td (ou understand and agree that when ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 682.75 Td (this ) Tj ET Q q 0 0 0 rg BT 125.79 682.75 Td (A) Tj ET Q q 0 0 0 rg BT 132.28 682.75 Td (ward vests and Shares are issued, and you thereby realize gross income \(if any\) taxable as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 670.75 Td (compensation in respect of such vesting or issuance, the Company will be required to withhold ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 658.75 Td (federal, state and local taxes on the full amount of the compensation income realized by you and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 646.75 Td (may also be required to withhold other amounts as a result of such vesting. ) Tj ET Q q 0 0 0 rg BT 445.22 646.75 Td (Y) Tj ET Q q 0 0 0 rg BT 450.97 646.75 Td (ou also understand ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 634.75 Td (and agree that the Company may be required to withhold certain payroll taxes in connection with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 622.75 Td (your Retirement or your termination due to Disability prior to the issuance of Shares. ) Tj ET Q q 0 0 0 rg BT 485.22 622.75 Td (Y) Tj ET Q q 0 0 0 rg BT 490.97 622.75 Td (ou hereby ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 610.75 Td (agree to provide the Company with cash funds or Shares equal in value to the federal, state and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 598.75 Td (local payroll and income taxes and other amounts required to be withheld by the Company or its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 586.75 Td (subsidiary in respect of any compensation income or wages in relation to the ) Tj ET Q q 0 0 0 rg BT 448.74 586.75 Td (A) Tj ET Q q 0 0 0 rg BT 455.23 586.75 Td (ward or make ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 574.75 Td (other arrangements satisfactory to the Company regarding such amounts, which may include ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 562.75 Td (deduction of such taxes from other wages owed to you by the Company or its subsidiaries. ) Tj ET Q q 0 0 0 rg BT 510.44 562.75 Td (All ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 550.75 Td (matters with respect to the total amount to be withheld shall be determined by the Company in its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 538.75 Td (sole discretion. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 516.75 Td (14. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 515.16552734375 m 170.5615234375 515.16552734375 l s q 0 0 0 rg BT 90.00 516.75 Td (Market Stand-Off) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 170.56 516.75 Td (. ) Tj ET Q q 0 0 0 rg BT 178.72 516.75 Td (The Company reserves the right to impose restrictions on dispositions in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 504.75 Td (connection with any underwritten public of) Tj ET Q q 0 0 0 rg BT 275.48 504.75 Td (fering by the Company of its equity securities pursuant to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 492.75 Td (an ef) Tj ET Q q 0 0 0 rg BT 112.06 492.75 Td (fective registration statement filed under the Securities ) Tj ET Q q 0 0 0 rg BT 354.97 492.75 Td (Act of 1933, as amended. Upon receipt of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 480.75 Td (written notice from the Company of a trading restriction, you agree that you shall not directly or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 468.75 Td (indirectly sell, make any short sale of, loan, hypothecate, pledge, of) Tj ET Q q 0 0 0 rg BT 387.21 468.75 Td (fer) Tj ET Q q 0 0 0 rg BT 398.33 468.75 Td (, grant or sell any option or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 456.75 Td (other contract for the purchase of, purchase any option or other contract for the sale of, or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 444.75 Td (dispose of or transfer or agree to engage in any of the foregoing transactions with respect to, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 432.75 Td (Shares acquired under this ) Tj ET Q q 0 0 0 rg BT 211.74 432.75 Td (A) Tj ET Q q 0 0 0 rg BT 218.23 432.75 Td (ward without the prior written consent of the Company) Tj ET Q q 0 0 0 rg BT 456.50 432.75 Td (. Such restriction ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 420.75 Td (shall be in ef) Tj ET Q q 0 0 0 rg BT 145.97 420.75 Td (fect for such period of time following the date of the final prospectus for the of) Tj ET Q q 0 0 0 rg BT 487.09 420.75 Td (fering as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 408.75 Td (may be determined by the Company) Tj ET Q q 0 0 0 rg BT 250.45 408.75 Td (. In no event, however) Tj ET Q q 0 0 0 rg BT 351.07 408.75 Td (, shall such period exceed one hundred ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 396.75 Td (eighty \(180\) days. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 374.75 Td (15. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 373.16552734375 m 181.1474609375 373.16552734375 l s q 0 0 0 rg BT 90.00 374.75 Td (General Provisions) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 181.1474609375 373.32421875 m 183.92578125 373.32421875 l s q 0 0 0 rg BT 181.15 374.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 183.93 374.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 354.47 Td (\(a\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 354.47 Td (None of the Plan, this Agreement or the Award Memorandum confers upon you any right to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 344.47 Td (continue to be employed by the Company or any subsidiary of the Company or limits in any) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 334.47 Td (respect any right of the Company or any subsidiary of the Company to terminate your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 324.47 Td (employment at any time, without liability.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 300.47 Td (\(b\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 300.47 Td (This Agreement, the Award Memorandum, the Plan and the Restricted Stock Unit Deferral) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 290.47 Td (Election Form, if any, contain the entire agreement between the Company and you relating to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 280.47 Td (the Award and the Shares and supersede all prior agreements or understandings relating) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 270.47 Td (thereto.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 246.47 Td (\(c\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 246.47 Td (This Agreement and the Award Memorandum may only be modified, amended or cancelled as) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 236.47 Td (provided in the Plan.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 202.47 Td (\(d\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 202.47 Td (If any one or more provisions of this Agreement or the Award Memorandum is found to be) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 192.47 Td (invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 182.47 Td (remaining provisions hereof shall not in any way be affected or impaired thereby.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 158.47 Td (\(e\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 158.47 Td (Any remedies available to the Company under the Plan or this Agreement are cumulative and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 148.47 Td (are in addition to, and are not affected by, the other rights and remedies available to the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 138.47 Td (Company under the Plan, this Agreement, by law or otherwise.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 114.47 Td (\(f\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 114.47 Td (This Agreement and the Award Memorandum shall be governed by and construed in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 104.47 Td (accordance with the laws of the State of Wisconsin, without regard to conflict of law) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 94.47 Td (provisions.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 159 0 obj <> endobj 160 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 42.25 Td (9) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 727.72 Td (\(g\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 727.72 Td (The Company agrees, and you agree, to be subject to and bound by all of the terms and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 717.72 Td (conditions of the Plan. The Prospectus for the Plan is accessible on the Companys) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 707.72 Td (administrative agents website \(www.netbenefits.fidelity.com\) in the forms library and a paper) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 697.72 Td (copy is available upon request.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 673.72 Td (\(h\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 673.72 Td (This Agreement and the Award Memorandum shall be binding upon and inure to the benefit of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 663.72 Td (any successor or assign of the Company and to any heir, distributee, executor, administrator) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 653.72 Td (or legal representative entitled by law to your rights hereunder.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 629.72 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 629.72 Td (You understand that, under the terms of the Plan, this Agreement and the Award) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 619.72 Td (Memorandum, the Company may cancel or rescind this Award and/or the Shares in certain) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 609.72 Td (circumstances.) 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If you do not ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 490.00 Td (accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 260.54 490.00 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 335.75 490.00 Td (A) Tj ET Q q 0 0 0 rg BT 342.79 490.00 Td (ward Memorandum and the Plan within ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 478.00 Td (such time, this ) Tj ET Q q 0 0 0 rg BT 144.42 478.00 Td (A) Tj ET Q q 0 0 0 rg BT 151.46 478.00 Td (ward will be forfeited and immediately terminate.) Tj ET Q endstream endobj 161 0 obj <> endobj 162 0 obj <> stream BT /F2 11.00 Tf ET q 0 0 0 rg BT 483.15 772.10 Td (Exhibit 10.6) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 184.05 712.00 Td (FISER) Tj ET Q q 0 0 0 rg BT 216.24 712.00 Td (V) Tj ET Q q 0 0 0 rg BT 222.57 712.00 Td (, INC. 2007 OMNIBUS INCENTIVE PLAN ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 170.90 698.80 Td (RESTRICTED ST) Tj ET Q q 0 0 0 rg BT 258.09 698.80 Td (OCK UNIT ) Tj ET Q q 0 0 0 rg BT 313.91 698.80 Td (A) Tj ET Q q 0 0 0 rg BT 321.24 698.80 Td (W) Tj ET Q q 0 0 0 rg BT 331.02 698.80 Td (ARD MEMORANDUM ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 240.3 683.857080078125 m 371.6984375 683.857080078125 l s q 0 0 0 rg BT 240.30 685.60 Td (EMPLOYEE \(EC NO RET\)) Tj ET Q BT /F6 11.00 Tf ET q 0 0 0 rg BT 72.00 659.20 Td () Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 622.19 Td (Employee:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 622.62333984375 m 474.24072265625 622.62333984375 l s q 0 0 0 rg BT 330.00 624.19 Td ([FIRST NAME] [LAST NAME]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 596.19 Td (Grant Date:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 596.62333984375 m 406.18896484375 596.62333984375 l s q 0 0 0 rg BT 330.00 598.19 Td ([GRANT DATE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 570.19 Td (Number of Shares Subject to Award:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 570.62333984375 m 450.205078125 570.62333984375 l s q 0 0 0 rg BT 330.00 572.19 Td ([NUMBER OF SHARES]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 544.19 Td (Date Vested:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 544.62333984375 m 447.3583984375 544.62333984375 l s q 0 0 0 rg BT 330.00 546.19 Td ([VESTING SCHEDULE]) Tj ET Q BT /F1 10.00 Tf ET BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 512.00 Td (Additional terms and conditions of your ) Tj ET Q q 0 0 0 rg BT 283.04 512.00 Td (A) Tj ET Q q 0 0 0 rg BT 290.79 512.00 Td (ward are included in the Restricted Stock Unit ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 498.80 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 135.16 498.80 Td (As a condition to your receipt of Shares, you must log on to Fidelity) Tj ET Q q 0 0 0 rg BT 492.29 498.80 Td (s ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 485.60 Td (website at ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 128.24072265625 483.857080078125 m 278.59375 483.857080078125 l s q 0 0 0 rg BT 128.24 485.60 Td (www) Tj ET Q q 0 0 0 rg BT 153.50 485.60 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 252.92 485.60 Td (.com) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 278.59 485.60 Td ( and accept the terms and conditions of this ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 472.40 Td (A) Tj ET Q q 0 0 0 rg BT 79.75 472.40 Td (ward within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 281.06 472.40 Td (A) Tj ET Q q 0 0 0 rg BT 288.81 472.40 Td (ward Grant Date. If you do not accept the terms ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 459.20 Td (and conditions of this ) Tj ET Q q 0 0 0 rg BT 188.92 459.20 Td (A) Tj ET Q q 0 0 0 rg BT 196.66 459.20 Td (ward within such time at www) Tj ET Q q 0 0 0 rg BT 352.72 459.20 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 452.14 459.20 Td (.com, this ) Tj ET Q q 0 0 0 rg BT 506.13 459.20 Td (A) Tj ET Q q 0 0 0 rg BT 513.87 459.20 Td (ward ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 446.00 Td (will be forfeited and immediately terminate. ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 72 419.057080078125 m 96.44384765625 419.057080078125 l s q 0 0 0 rg BT 72.00 420.80 Td (Note) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 96.44 420.80 Td (: Section4\(c\) of the Restricted Stock Unit ) Tj ET Q q 0 0 0 rg BT 315.46 420.80 Td (Agreement contains provisions that ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 407.60 Td (restrict your activities. These provisions apply to you and, by accepting this ) Tj ET Q q 0 0 0 rg BT 471.97 407.60 Td (A) Tj ET Q q 0 0 0 rg BT 479.72 407.60 Td (ward, you ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 394.40 Td (agree to be bound by these restrictions. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 370.40 Td () Tj ET Q endstream endobj 163 0 obj <> endobj 164 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (1) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 209.05 729.16552734375 m 405.7248046875 729.16552734375 l s q 0 0 0 rg BT 209.05 730.75 Td (RESTRICTED ST) Tj ET Q q 0 0 0 rg BT 288.32 730.75 Td (OCK UNIT ) Tj ET Q q 0 0 0 rg BT 339.05 730.75 Td (AGREEMENT ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 708.75 Td (Pursuant to the Fiserv) Tj ET Q q 0 0 0 rg BT 205.08 708.75 Td (, Inc. 2007 Omnibus Incentive Plan \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 386.2861328125 707.32421875 m 406.30078125 707.32421875 l s q 0 0 0 rg BT 386.29 708.75 Td (Plan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 406.30 708.75 Td (\), Fiserv) Tj ET Q q 0 0 0 rg BT 445.00 708.75 Td (, Inc., a Wisconsin ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 696.75 Td (corporation \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 148.1474609375 695.32421875 m 190.9453125 695.32421875 l s q 0 0 0 rg BT 148.15 696.75 Td (Company) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 190.95 696.75 Td (\), has granted you Restricted Stock Units \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 402.1416015625 695.32421875 m 430.3056640625 695.32421875 l s q 0 0 0 rg BT 402.14 696.75 Td (A) Tj ET Q q 0 0 0 rg BT 408.63 696.75 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 430.31 696.75 Td (\) entitling you to receive ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 684.75 Td (such number of shares of Company common stock \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 323.7724609375 683.32421875 m 355.45703125 683.32421875 l s q 0 0 0 rg BT 323.77 684.75 Td (Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 355.46 684.75 Td (\) as set forth in the ) Tj ET Q q 0 0 0 rg BT 443.83 684.75 Td (A) Tj ET Q q 0 0 0 rg BT 450.32 684.75 Td (ward Memorandum ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 672.75 Td (on the terms and conditions set forth in this agreement \(this ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 341.0234375 671.32421875 m 389.939453125 671.32421875 l s q 0 0 0 rg BT 341.02 672.75 Td (Agreement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 389.94 672.75 Td (\), the ) Tj ET Q q 0 0 0 rg BT 418.28 672.75 Td (A) Tj ET Q q 0 0 0 rg BT 424.77 672.75 Td (ward Memorandum and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 660.75 Td (the terms of the Plan. Capitalized terms used in this ) Tj ET Q q 0 0 0 rg BT 302.67 660.75 Td (Agreement and not defined herein shall have the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 648.75 Td (meanings set forth in the Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 626.75 Td (In the event of a conflict between the terms of this ) Tj ET Q q 0 0 0 rg BT 330.35 626.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 409.84 626.75 Td (A) Tj ET Q q 0 0 0 rg BT 416.33 626.75 Td (ward Memorandum and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 614.75 Td (terms of the Plan, the terms of the Plan shall govern. 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Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 97 498.88525390625 m 198.4892578125 498.88525390625 l s q 0 0 0 rg BT 97.00 500.47 Td (T) Tj ET Q q 0 0 0 rg BT 102.37 500.47 Td (ermination of ) Tj ET Q q 0 0 0 rg BT 168.11 500.47 Td (A) Tj ET Q q 0 0 0 rg BT 175.15 500.47 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 198.49 500.47 Td (. ) Tj ET Q q 0 0 0 rg BT 203.87 500.47 Td (Y) Tj ET Q q 0 0 0 rg BT 209.62 500.47 Td (our ) Tj ET Q q 0 0 0 rg BT 226.30 500.47 Td (A) Tj ET Q q 0 0 0 rg BT 232.79 500.47 Td (ward shall terminate in all events on the earlier of \(a\) the date upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 490.47 Td (which vesting is no longer permitted pursuant to Section 5 of this ) Tj ET Q q 0 0 0 rg BT 384.94 490.47 Td (Agreement or \(b\) your failure to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 480.47 Td (accept the terms of this ) Tj ET Q q 0 0 0 rg BT 202.61 480.47 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 273.21 480.47 Td (A) Tj ET Q q 0 0 0 rg BT 279.70 480.47 Td (ward Memorandum and the Plan within the time period ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 470.47 Td (and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 250.98 470.47 Td (Agreement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 445.47 Td (4.) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 97 443.88525390625 m 395.8818359375 443.88525390625 l s q 0 0 0 rg BT 97.00 445.47 Td (Confidential Information; Non-Competition; Related Covenants) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 395.8818359375 444.0439453125 m 398.66015625 444.0439453125 l s q 0 0 0 rg BT 395.88 445.47 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 398.66 445.47 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 411.47 Td (\(a\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 124.00 411.47 Td (Definitions.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 386.47 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 386.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 147.330078125 385.0439453125 m 174.5517578125 385.0439453125 l s q 0 0 0 rg BT 147.33 386.47 Td (Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 174.55 386.47 Td ( means the Company) Tj ET Q q 0 0 0 rg BT 272.19 386.47 Td (, its direct and indirect subsidiaries, af) Tj ET Q q 0 0 0 rg BT 438.75 386.47 Td (filiated entities, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 376.47 Td (successors, and assigns. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 352.47 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 352.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 147.330078125 351.0439453125 m 252.9453125 351.0439453125 l s q 0 0 0 rg BT 147.33 352.47 Td (Confidential Information) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 252.95 352.47 Td ( means all trade secrets, Innovations \(as defined below\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 342.47 Td (confidential or proprietary business information and data, computer software, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 332.47 Td (database technologies or technological information, formulae, templates, algorithms, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 322.47 Td (designs, process and systems information, processes, intellectual property rights, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 312.47 Td (marketing plans, client lists and specifications, pricing and cost information and any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 302.47 Td (confidential information of Fiserv or its clients, vendors or subcontractors that relates to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 292.47 Td (the business of Fiserv or to the business of any client, vendor or subcontractor of Fiserv ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 282.47 Td (or any other party with whom Fiserv agrees to hold information in confidence, whether ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 272.47 Td (patentable, copyrightable or protectable as a trade secret or not, except: \(A\)information ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 262.47 Td (that is, at the time of disclosure, in the public domain or that is subsequently published or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 252.47 Td (otherwise becomes part of the public domain through no fault of yours; or \(B\)information ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 242.47 Td (that is disclosed by you under order of law or governmental regulation; provided, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 232.47 Td (however) Tj ET Q q 0 0 0 rg BT 181.25 232.47 Td (, that you agree to notify the General Counsel of Fiserv upon receipt of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 222.47 Td (request for disclosure as soon as possible prior to any such disclosure so that ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 212.47 Td (appropriate safeguards may be maintained. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 188.47 Td (\(iii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 188.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 147.330078125 187.0439453125 m 280.7236328125 187.0439453125 l s q 0 0 0 rg BT 147.33 188.47 Td (Competing Product or Service) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 280.72 188.47 Td ( means any product or service that is sold in competition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 178.47 Td (with, or is being developed and that will compete with, a product or service developed, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 168.47 Td (manufactured, or sold by Fiserv) Tj ET Q q 0 0 0 rg BT 283.32 168.47 Td (. For purposes of this Section4, Competing Products or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 158.47 Td (Services as to you are limited to products and/or services with respect to which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 148.47 Td (participated in the development, planning, testing, sale, marketing or evaluation on behalf ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 138.47 Td (of Fiserv during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 392.24 138.47 Td (, or after the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 128.47 Td (employment, during any part of the 24 months preceding the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 118.47 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 248.29 118.47 Td (, or for which you supervised one or more Fiserv employees, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 108.47 Td (units, divisions or departments in doing so. ) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 165 0 obj <> endobj 166 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (2) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 727.72 Td (\(iv\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 727.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 147.330078125 726.2939453125 m 196.236328125 726.2939453125 l s q 0 0 0 rg BT 147.33 727.72 Td (Competitor) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.24 727.72 Td ( means an individual, business or any other entity or enterprise engaged or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 717.72 Td (having publicly announced its intent to engage in the sale or marketing of any Competing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 707.72 Td (Product or Service. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 683.72 Td (\(v\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 683.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 147.330078125 682.2939453125 m 198.4775390625 682.2939453125 l s q 0 0 0 rg BT 147.33 683.72 Td (Innovations) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 198.48 683.72 Td ( means all developments, improvements, designs, original works of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 673.72 Td (authorship, formulas, processes, software programs, databases, and trade secrets, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 663.72 Td (whether or not patentable, copyrightable or protectable as trade secrets, that you, either ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 653.72 Td (by yourself or jointly with others, create, modify) Tj ET Q q 0 0 0 rg BT 351.12 653.72 Td (, develop, or implement during the period ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 643.72 Td (of your employment with Fiserv that relate in any way to Fiserv) Tj ET Q q 0 0 0 rg BT 422.81 643.72 Td (s business. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 619.72 Td (\(vi\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 619.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 147.330078125 618.2939453125 m 203.4580078125 618.2939453125 l s q 0 0 0 rg BT 147.33 619.72 Td (Moral Rights) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.46 619.72 Td ( means any rights to claim authorship of a work of authorship, to object to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 609.72 Td (or prevent the modification of any such work of authorship, or to withdraw from circulation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 599.72 Td (or control the publication or distribution of any such work of authorship. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 575.72 Td (\(vii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 575.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 147.330078125 574.2939453125 m 172.896484375 574.2939453125 l s q 0 0 0 rg BT 147.33 575.72 Td (Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 172.90 575.72 Td ( means any person, association or entity: \(A\)for which you directly performed ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 565.72 Td (services or for which you supervised others in performing services with Fiserv) Tj ET Q q 0 0 0 rg BT 486.16 565.72 Td (, during any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 555.72 Td (part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 301.65 555.72 Td (, or after the termination of your employment, during ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 545.72 Td (any part of the 24 months preceding the termination of your employment with Fiserv; or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 535.72 Td (\(B\)about which you have Confidential Information as a result of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 525.72 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 170.48 525.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 501.72 Td (\(viii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 501.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 147.330078125 500.2939453125 m 227.9208984375 500.2939453125 l s q 0 0 0 rg BT 147.33 501.72 Td (Prospective Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 227.92 501.72 Td ( means any client: \(A\)with which Fiserv was in active business ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 491.72 Td (discussions or negotiations at any time during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 525.66 491.72 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 481.72 Td (or after the termination of your employment, during any part of the 24 months preceding ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 471.72 Td (the termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 350.56 471.72 Td (, in which you participated or for which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 461.72 Td (directly performed services or for which you supervised others in performing services with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 451.72 Td (Fiserv; or \(B\)about which you have Confidential Information as a result of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 441.72 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 248.29 441.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 417.72 Td (\(b\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 417.72 Td (During your employment, Fiserv will provide you with Confidential Information relating to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 407.72 Td (Fiserv, its business and clients, the disclosure or misuse of which would cause severe and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 397.72 Td (irreparable harm to Fiserv. You agree that all Confidential Information is and shall remain the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 387.72 Td (sole and absolute property of Fiserv. Upon the termination of your employment for any reason,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 377.72 Td (you shall immediately return to Fiserv all documents and materials that contain or constitute) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 367.72 Td (Confidential Information, in any form whatsoever, including but not limited to, all copies,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 357.72 Td (abstracts, electronic versions, and summaries thereof. You further agree that, without the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 347.72 Td (written consent of the Chief Executive Officer of the Company or, in the case of the Chief) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 337.72 Td (Executive Officer of the Company, without the written approval of the Board of Directors of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 327.72 Td (Company:) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 303.72 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 303.72 Td (You will not disclose, use, copy or duplicate, or otherwise permit the use, disclosure,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 293.72 Td (copying or duplication of any Confidential Information of Fiserv, other than in connection) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 283.72 Td (with the authorized activities conducted in the course of your employment with Fiserv.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 273.72 Td (You agree to take all reasonable steps and precautions to prevent any unauthorized) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 263.72 Td (disclosure, use, copying or duplication of Confidential Information.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 239.72 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 239.72 Td (All Innovations are and shall remain the sole and absolute property of Fiserv. You will) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 229.72 Td (provide all assistance requested by Fiserv, at its expense, in the preservation of its) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 219.72 Td (interest in any Innovations in any country, and hereby assign and agree to assign to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 209.72 Td (Fiserv all rights, title and interest in and to all worldwide patents, patent applications,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 199.72 Td (copyrights, trade secrets and other intellectual property rights in any Innovation. You also) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 189.72 Td (assign and agree to assign to Fiserv, or, where applicable, to waive, which waiver shall) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 179.72 Td (inure to the benefit of Fiserv and its assigns, all Moral Rights in any Innovation.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 167 0 obj <> endobj 168 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (3) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 727.72 Td (\(iii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 727.72 Td (Notwithstanding the preceding statements, you understand that, pursuant to 18 U.S.C.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 717.72 Td (1833\(b\)\(1\) and 1833\(b\)\(2\):) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 693.72 Td (\(A\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 693.72 Td (An individual shall not be held criminally or civilly liable under any Federal or State) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 683.72 Td (trade secret law for the disclosure of a trade secret that \(I\) is made \(x\) in confidence) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 673.72 Td (toa Federal, State, or local government official, either directly or indirectly, or to an) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 663.72 Td (attorney and \(y\) solely for the purpose of reporting or investigating a suspected) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 653.72 Td (violation of law; or \(II\) is made in a complaint or other document filed in a lawsuit or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 643.72 Td (other proceeding, if such filing is made under seal.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 618.72 Td (\(B\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 618.72 Td (An individual who files a lawsuit for retaliation by the Company for reporting a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 608.72 Td (suspected violation of law may disclose the trade secret to the attorney of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 598.72 Td (individual and use the trade secret information in the court proceeding, if the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 588.72 Td (individual\(I\) files any document containing the trade secret under seal and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 578.72 Td (\(II\)doesnot disclose the trade secret, except pursuant to court order.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 553.72 Td (You understand that if you are found to have wrongfully misappropriated a trade secret,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 543.72 Td (you may be liable to the Company for, among other things, exemplary damages and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 533.72 Td (attorneys fees.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 509.72 Td (\(c\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 509.72 Td (You agree that, without the written consent of the Chief Executive Officer of the Company or,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 499.72 Td (in the case of the Chief Executive Officer of the Company, without the written approval of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 489.72 Td (Board of Directors of the Company, you shall not engage in any of the conduct described in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 479.72 Td (subsections \(i\)or \(ii\), below, either directly or indirectly, or as an employee, contractor,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 469.72 Td (consultant, partner, officer, director or stockholder, other than a stockholder of less than 5% of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 459.72 Td (the equities of a publicly traded corporation, or in any other capacity for any person, firm,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 449.72 Td (partnership or corporation:) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 425.72 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 425.72 Td (During the time of your employment with Fiserv, you will not: \(A\)perform duties as or for) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 415.72 Td (a Competitor, Client or Prospective Client of Fiserv \(except to the extent required by your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 405.72 Td (employment with Fiserv\); or \(B\)participate in the inducement of or otherwise encourage) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 395.72 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify, or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 385.72 Td (terminate any agreement or relationship they have or had with Fiserv.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 361.72 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 361.72 Td (For a period of 12 months following the termination of your employment with Fiserv, you) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 351.72 Td (will not: \(A\)perform duties as or for a Competitor, Client or Prospective Client of Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 341.72 Td (that are the same as or similar to the duties performed by you for Fiserv at any time) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 331.72 Td (during any part of the 24 month period preceding the termination of your employment) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 321.72 Td (with Fiserv; \(B\)participate in the inducement of or otherwise encourage Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 311.72 Td (employees, clients, or vendors to currently and/or prospectively breach, modify, or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 301.72 Td (terminate any agreement or relationship they have or had with Fiserv during any part of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 291.72 Td (the 24 month period preceding the termination of your employment with Fiserv; or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 281.72 Td (\(C\)participate voluntarily or provide assistance or information to any person or entity) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 271.72 Td (either negotiating with Fiserv involving a Competing Product or Service, or concerning a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 261.72 Td (potential or existing business or legal dispute with Fiserv, including, but not limited to,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 144.00 251.72 Td (litigation, except as may be required by law.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 232.00 Td (No provision of these subsections \(i\)and \(ii\)shall apply to restrict your conduct, or trigger any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 220.00 Td (reimbursement obligations under this ) Tj ET Q q 0 0 0 rg BT 274.20 220.00 Td (Agreement, in any jurisdiction where such provision is, on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 208.00 Td (its face, unenforceable and/or void as against public policy) Tj ET Q q 0 0 0 rg BT 365.75 208.00 Td (, unless the provision may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 196.00 Td (construed or deemed amended to be enforceable and compliant with public policy) Tj ET Q q 0 0 0 rg BT 469.15 196.00 Td (, in which case ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 184.00 Td (the provision will apply as construed or deemed amended. ) Tj ET Q endstream endobj 169 0 obj <> endobj 170 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (4) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 727.72 Td (\(d\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 727.72 Td (You acknowledge and agree that compliance with this Section4 is necessary to protect the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 717.72 Td (Company, and that a breach of any of this Section4 will result in irreparable and continuing) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 707.72 Td (damage to the Company for which there will be no adequate remedy at law. In the event of a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 697.72 Td (breach of this Section4, or any part thereof, the Company, and its successors and assigns,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 687.72 Td (shall be entitled to injunctive relief and to such other and further relief as is proper under the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 677.72 Td (circumstances. The Company shall institute and prosecute proceedings in any Court of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 667.72 Td (competent jurisdiction either in law or in equity to obtain damages for any such breach of this) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 657.72 Td (Section4, or to enjoin you from performing services in breach of Section4\(c\) during the term) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 647.72 Td (of employment and for a period of 12 months following the termination of employment. You) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 637.72 Td (hereby agree to submit to the jurisdiction of any Court of competent jurisdiction in any disputes) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 627.72 Td (that arise under this Agreement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 603.72 Td (\(e\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 603.72 Td (You further agree that, in the event of your breach of this Section4, the Company shall also be) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 593.72 Td (entitled to recover the value of any amounts previously paid or payable or any shares \(or the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 583.72 Td (value of any shares\) delivered or deliverable to you pursuant to any Fiserv bonus program,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 573.72 Td (this Agreement, and any other Fiserv plan or arrangement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 549.72 Td (\(f\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 549.72 Td (You agree that the terms of this Agreement shall survive the termination of your employment) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 539.72 Td (with the Company.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 514.72 Td (\(g\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 514.72 Td (YOU HAVE READ THIS SECTION 4 AND AGREE THAT THE CONSIDERATION PROVIDED) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 504.72 Td (BY THE COMPANY IS FAIR AND REASONABLE AND FURTHER AGREE THAT GIVEN THE) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 494.72 Td (IMPORTANCE TO THE COMPANY OF ITS CONFIDENTIAL AND PROPRIETARY) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 484.72 Td (INFORMATION, THE POST-EMPLOYMENT RESTRICTIONS ON YOUR ACTIVITIES ARE) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 474.72 Td (LIKEWISE FAIR AND REASONABLE.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 450.72 Td (5.) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 97 449.13525390625 m 228.4892578125 449.13525390625 l s q 0 0 0 rg BT 97.00 450.72 Td (T) Tj ET Q q 0 0 0 rg BT 102.37 450.72 Td (ermination of Employment) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 228.4892578125 449.2939453125 m 231.267578125 449.2939453125 l s q 0 0 0 rg BT 228.49 450.72 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 231.27 450.72 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 425.72 Td (\(a\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 121 424.13525390625 m 156.56640625 424.13525390625 l s q 0 0 0 rg BT 121.00 425.72 Td (V) Tj ET Q q 0 0 0 rg BT 127.12 425.72 Td (esting) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 156.57 425.72 Td (. If you cease to be an employee of the Company or any subsidiary of the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 415.72 Td (for any reason \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 202.7041015625 414.2939453125 m 282.7431640625 414.2939453125 l s q 0 0 0 rg BT 202.70 415.72 Td (T) Tj ET Q q 0 0 0 rg BT 207.70 415.72 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 282.74 415.72 Td (\), the unvested portion of the ) Tj ET Q q 0 0 0 rg BT 415.60 415.72 Td (A) Tj ET Q q 0 0 0 rg BT 422.09 415.72 Td (ward shall terminate on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 405.72 Td (the date on which such ) Tj ET Q q 0 0 0 rg BT 225.89 405.72 Td (T) Tj ET Q q 0 0 0 rg BT 230.89 405.72 Td (ermination Event occurs; ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 343.71484375 404.2939453125 m 401.5322265625 404.2939453125 l s q 0 0 0 rg BT 343.71 405.72 Td (provided that) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 401.53 405.72 Td (, if the reason for your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 395.72 Td (T) Tj ET Q q 0 0 0 rg BT 126.00 395.72 Td (ermination Event is death or Disability) Tj ET Q q 0 0 0 rg BT 292.56 395.72 Td (, then the number of Shares issuable under this ) Tj ET Q q 0 0 0 rg BT 504.91 395.72 Td (A) Tj ET Q q 0 0 0 rg BT 511.40 395.72 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 385.72 Td (as of the date of your death or Disability) Tj ET Q q 0 0 0 rg BT 296.47 385.72 Td (, subject to any deferral election then in ef) Tj ET Q q 0 0 0 rg BT 481.40 385.72 Td (fect, shall be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 375.72 Td (calculated as follows: \(i\)the total number of Shares subject to this ) Tj ET Q q 0 0 0 rg BT 413.92 375.72 Td (A) Tj ET Q q 0 0 0 rg BT 420.41 375.72 Td (ward divided by four ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 512.6845703125 374.2939453125 m 536.576171875 374.2939453125 l s q 0 0 0 rg BT 512.68 375.72 Td (times) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 536.58 375.72 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 365.72 Td (\(ii\)the number of Grant Date anniversaries that have occurred since the Grant Date ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 493.40234375 364.2939453125 m 520.0771484375 364.2939453125 l s q 0 0 0 rg BT 493.40 365.72 Td (minus) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 520.08 365.72 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 355.72 Td (\(iii\)the number of Shares already issued to you or deferred pursuant to the ) Tj ET Q q 0 0 0 rg BT 453.96 355.72 Td (A) Tj ET Q q 0 0 0 rg BT 460.45 355.72 Td (ward. If you are ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 345.72 Td (regularly scheduled to work less than 20 hours per calendar week for the Company or any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 335.72 Td (subsidiary of the Company) Tj ET Q q 0 0 0 rg BT 238.65 335.72 Td (, you will be deemed to have experienced a ) Tj ET Q q 0 0 0 rg BT 433.59 335.72 Td (T) Tj ET Q q 0 0 0 rg BT 438.59 335.72 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 307.72 Td (\(b\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 121 306.13525390625 m 208.2119140625 306.13525390625 l s q 0 0 0 rg BT 121.00 307.72 Td (Change of Control) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 208.21 307.72 Td (. If a Change of Control of the Company occurs, the provisions of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 297.72 Td (Section17\(c\) of the Plan shall apply to this ) Tj ET Q q 0 0 0 rg BT 312.22 297.72 Td (A) Tj ET Q q 0 0 0 rg BT 318.71 297.72 Td (ward. If the successor or purchaser in the Change ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 287.72 Td (of Control has assumed the Company) Tj ET Q q 0 0 0 rg BT 290.91 287.72 Td (s obligations with respect to this ) Tj ET Q q 0 0 0 rg BT 434.32 287.72 Td (A) Tj ET Q q 0 0 0 rg BT 440.80 287.72 Td (ward or provided a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 277.72 Td (substitute award as contemplated by Section17\(c\)\(i\) of the Plan and, within 12 months ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 267.72 Td (following the occurrence of the Change of Control, you are terminated without Cause or you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 257.72 Td (terminate your employment for Good Reason \(as hereinafter defined\), this ) Tj ET Q q 0 0 0 rg BT 450.61 257.72 Td (A) Tj ET Q q 0 0 0 rg BT 457.10 257.72 Td (ward or such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 247.72 Td (substitute award shall become fully vested, and the provisions of Section4 shall immediately ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 237.72 Td (cease to apply) Tj ET Q q 0 0 0 rg BT 184.75 237.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 222.00 Td ( ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 114.1083984375 220.57421875 m 175.8173828125 220.57421875 l s q 0 0 0 rg BT 114.11 222.00 Td (Good Reason) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 175.82 222.00 Td ( means your suf) Tj ET Q q 0 0 0 rg BT 250.11 222.00 Td (fering any of the following events without your consent: ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 210.00 Td (\(x\)significant or material lessening of your responsibilities; \(y\)a reduction in your annual base ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 198.00 Td (salary or a material reduction in the level of incentive compensation for which you have been ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 186.00 Td (eligible during the two years immediately prior to the occurrence of the Change of Control and/or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 174.00 Td (a material adverse change in the conditions governing receipt of such incentive compensation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 162.00 Td (from those that prevailed prior to the occurrence of the Change of Control; or \(z\)the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 150.00 Td (requiring you to be based anywhere other than within 50 miles of your place of employment at ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 138.00 Td (the time of the occurrence of the Change of Control, except for reasonably required travel to an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 126.00 Td (extent substantially consistent with your business travel obligations. ) Tj ET Q endstream endobj 171 0 obj <> endobj 172 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (5) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 727.72 Td (\(c\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 121 726.13525390625 m 211.6103515625 726.13525390625 l s q 0 0 0 rg BT 121.00 727.72 Td (Service as Director) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 211.61 727.72 Td (. For purposes of this ) Tj ET Q q 0 0 0 rg BT 307.77 727.72 Td (Agreement, an employee of the Company) Tj ET Q q 0 0 0 rg BT 492.13 727.72 Td (, if also ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 717.72 Td (serving as a director) Tj ET Q q 0 0 0 rg BT 210.49 717.72 Td (, will not be deemed to have terminated employment for purposes of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 707.72 Td (Agreement until his or her service as a director ends, and his or her years of service will be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 697.72 Td (deemed to include years of service as a director) Tj ET Q q 0 0 0 rg BT 332.78 697.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 673.72 Td (\(d\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 121 672.13525390625 m 224.3251953125 672.13525390625 l s q 0 0 0 rg BT 121.00 673.72 Td (No Further Obligation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 224.33 673.72 Td (. ) Tj ET Q q 0 0 0 rg BT 229.70 673.72 Td (The Company will have no further obligations to you under this ) Tj ET Q q 0 0 0 rg BT 508.75 673.72 Td (A) Tj ET Q q 0 0 0 rg BT 515.24 673.72 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 663.72 Td (if the ) Tj ET Q q 0 0 0 rg BT 144.91 663.72 Td (A) Tj ET Q q 0 0 0 rg BT 151.40 663.72 Td (ward terminates as provided herein. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 637.00 Td (6. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 635.41552734375 m 249.4873046875 635.41552734375 l s q 0 0 0 rg BT 90.00 637.00 Td (Deferral of Restricted Stock Units) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 249.49 637.00 Td (. If you are eligible to, and properly elect to, defer delivery of all or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 625.00 Td (part of the Shares otherwise issuable under this ) Tj ET Q q 0 0 0 rg BT 303.46 625.00 Td (A) Tj ET Q q 0 0 0 rg BT 309.95 625.00 Td (ward, such deferral will be governed by the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 613.00 Td (Restricted Stock Unit Deferral Election Form executed by you separately from this ) Tj ET Q q 0 0 0 rg BT 454.04 613.00 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 591.00 Td (7. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 589.41552734375 m 181.15234375 589.41552734375 l s q 0 0 0 rg BT 90.00 591.00 Td (Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 591.00 Td (. ) Tj ET Q q 0 0 0 rg BT 186.53 591.00 Td (The Company) Tj ET Q q 0 0 0 rg BT 248.59 591.00 Td (, or its transfer agent, will issue and deliver the Shares to you as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 579.00 Td (soon as practicable after the ) Tj ET Q q 0 0 0 rg BT 217.86 579.00 Td (A) Tj ET Q q 0 0 0 rg BT 224.35 579.00 Td (ward vests \(pursuant to the terms hereof\) with respect to such Shares, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 567.00 Td (or) Tj ET Q q 0 0 0 rg BT 98.34 567.00 Td (, if a deferral election was made, at the time specified in the Deferral Election Form. If you die ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 555.00 Td (before the Company has distributed any portion of the vested Shares, the Company will issue the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 543.00 Td (Shares to your estate or in accordance with applicable laws of descent and distribution. ) Tj ET Q q 0 0 0 rg BT 477.82 543.00 Td (The Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 531.00 Td (will be issued and delivered in book entry form, and the Company will not be liable for damages ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 519.00 Td (relating to any delays in making an appropriate book entry or any mistakes or errors in the making of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 507.00 Td (the book entry; provided that the Company shall correct any errors caused by it. ) Tj ET Q q 0 0 0 rg BT 444.63 507.00 Td (Any such book entry ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 495.00 Td (will be subject to such stop transfer orders and other restrictions as the Company may deem ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 483.00 Td (advisable under \(a\) the Plan and any agreement between you and the Company with respect to this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 471.00 Td (A) Tj ET Q q 0 0 0 rg BT 96.49 471.00 Td (ward or the Shares, \(b\) any applicable federal or state laws and \(c\) the rules, regulations and other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 459.00 Td (requirements of the Securities and Exchange Commission \() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 356.787109375 457.57421875 m 377.3486328125 457.57421875 l s q 0 0 0 rg BT 356.79 459.00 Td (SEC) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 377.35 459.00 Td (\) or any stock exchange upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 447.00 Td (which the Shares are listed. ) Tj ET Q q 0 0 0 rg BT 218.22 447.00 Td (The Company may cause an appropriate book entry notation to be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 435.00 Td (made with respect to the Shares to reference any of the foregoing restrictions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 413.00 Td (8. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 411.41552734375 m 226.1328125 411.41552734375 l s q 0 0 0 rg BT 90.00 413.00 Td (Non-T) Tj ET Q q 0 0 0 rg BT 118.33 413.00 Td (ransferability of ) Tj ET Q q 0 0 0 rg BT 195.75 413.00 Td (A) Tj ET Q q 0 0 0 rg BT 202.79 413.00 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.13 413.00 Td (. Except as provided in the Plan, this ) Tj ET Q q 0 0 0 rg BT 390.12 413.00 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 477.40 413.00 Td (A) Tj ET Q q 0 0 0 rg BT 483.89 413.00 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 401.00 Td (Memorandum, until the Shares have been issued under this ) Tj ET Q q 0 0 0 rg BT 356.83 401.00 Td (A) Tj ET Q q 0 0 0 rg BT 363.32 401.00 Td (ward, this ) Tj ET Q q 0 0 0 rg BT 408.33 401.00 Td (A) Tj ET Q q 0 0 0 rg BT 414.82 401.00 Td (ward and the Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 389.00 Td (issuable hereunder and the rights and privileges conferred hereby may not be sold, transferred, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 377.00 Td (pledged, assigned, or otherwise alienated or hypothecated \(by operation of law or otherwise\). Upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 365.00 Td (any attempt to transfer) Tj ET Q q 0 0 0 rg BT 189.50 365.00 Td (, assign, pledge, hypothecate or otherwise dispose of this ) Tj ET Q q 0 0 0 rg BT 445.77 365.00 Td (A) Tj ET Q q 0 0 0 rg BT 452.26 365.00 Td (ward, or of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 353.00 Td (right or privilege conferred hereby) Tj ET Q q 0 0 0 rg BT 238.78 353.00 Td (, contrary to the provisions of the Plan or of this ) Tj ET Q q 0 0 0 rg BT 450.00 353.00 Td (Agreement, or upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 341.00 Td (any attempted sale under any execution, attachment or similar process upon the rights and privileges ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 329.00 Td (conferred hereby) Tj ET Q q 0 0 0 rg BT 164.86 329.00 Td (, this ) Tj ET Q q 0 0 0 rg BT 188.20 329.00 Td (A) Tj ET Q q 0 0 0 rg BT 194.69 329.00 Td (ward and the rights and privileges conferred hereby shall immediately ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 317.00 Td (become null and void. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 295.00 Td (9. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 293.41552734375 m 248.359375 293.41552734375 l s q 0 0 0 rg BT 90.00 295.00 Td (Conditions to Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 248.36 295.00 Td (. ) Tj ET Q q 0 0 0 rg BT 253.74 295.00 Td (The Shares issued to you hereunder may be either previously ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 283.00 Td (authorized but unissued shares or issued shares which have been reacquired by the Company) Tj ET Q q 0 0 0 rg BT 507.84 283.00 Td (. ) Tj ET Q q 0 0 0 rg BT 513.22 283.00 Td (The ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 271.00 Td (Company shall not be required to issue any Shares hereunder prior to fulfillment of all of the following ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 259.00 Td (conditions: \(a\)the admission of such Shares to listing on all stock exchanges on which such class of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 247.00 Td (stock is then listed; \(b\)the completion of any registration or other qualification of such Shares under ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 235.00 Td (any state or federal law or under the rulings or regulations of the SEC or any other governmental ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 223.00 Td (regulatory body) Tj ET Q q 0 0 0 rg BT 158.19 223.00 Td (, which the compensation committee of the Board of Directors \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 457.2119140625 221.57421875 m 524.47265625 221.57421875 l s q 0 0 0 rg BT 457.21 223.00 Td (Compensation ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 90 209.57421875 m 138.3447265625 209.57421875 l s q 0 0 0 rg BT 90.00 211.00 Td (Committee) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 138.34 211.00 Td (\) shall, in its discretion, deem necessary or advisable; \(c\)the obtaining of any approval or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 199.00 Td (other clearance from any state or federal governmental agency) Tj ET Q q 0 0 0 rg BT 367.74 199.00 Td (, which the Compensation Committee ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 187.00 Td (shall, in its discretion, determine to be necessary or advisable; \(d\)the lapse of such reasonable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 175.00 Td (period of time following the date of vesting of the ) Tj ET Q q 0 0 0 rg BT 306.80 175.00 Td (A) Tj ET Q q 0 0 0 rg BT 313.29 175.00 Td (ward or the payment event specified in a deferral ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 163.00 Td (election as the Compensation Committee may establish from time to time for reasons of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 151.00 Td (administrative convenience \(provided that any such period shall be in compliance with Code Section ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 139.00 Td (409A\); and \(e\) your acceptance of the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 384.61 139.00 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 455.21 139.00 Td (A) Tj ET Q q 0 0 0 rg BT 461.70 139.00 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 127.00 Td (Memorandum and the Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 464.66 127.00 Td (Agreement. ) Tj ET Q endstream endobj 173 0 obj <> endobj 174 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (6) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 730.75 Td (10. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 729.16552734375 m 265.86669921875 729.16552734375 l s q 0 0 0 rg BT 90.00 730.75 Td (Dividends; No Rights as Shareholder) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 265.59 730.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.15 730.75 Td (If the Company declares a cash dividend and the dividend ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 718.75 Td (record date occurs prior to the date the ) Tj ET Q q 0 0 0 rg BT 264.55 718.75 Td (A) Tj ET Q q 0 0 0 rg BT 271.04 718.75 Td (ward vests, you will be credited with an additional number of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 706.75 Td (Restricted Stock Units on the date the cash dividends are paid to the Company shareholders equal to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 694.75 Td (\(a\) the amount of cash dividends payable with respect to a number of shares of stock equal to your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 682.75 Td (Restricted Stock Units divided by \(b\) the Fair Market V) Tj ET Q q 0 0 0 rg BT 329.90 682.75 Td (alue of a Share on the date the dividend is ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 670.75 Td (paid. ) Tj ET Q q 0 0 0 rg BT 114.28 670.75 Td (These additional Restricted Stock Units will be subject to the same terms and conditions as the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 658.75 Td (Restricted Stock Units with respect to which the dividend equivalents were credited. Until this ) Tj ET Q q 0 0 0 rg BT 502.97 658.75 Td (A) Tj ET Q q 0 0 0 rg BT 509.46 658.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 646.75 Td (vests and the Shares are issued to you, you shall have no rights as a shareholder of the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 634.75 Td (with respect to the Shares. Specifically) Tj ET Q q 0 0 0 rg BT 260.45 634.75 Td (, you understand and agree that you do not have voting rights ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 622.75 Td (or) Tj ET Q q 0 0 0 rg BT 98.34 622.75 Td (, except as provided in this Section 10, the right to receive dividends or any other distributions paid ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 610.75 Td (with respect to shares of Company common stock by virtue of this ) Tj ET Q q 0 0 0 rg BT 383.46 610.75 Td (A) Tj ET Q q 0 0 0 rg BT 389.95 610.75 Td (ward or the Shares subject ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 598.75 Td (hereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 576.75 Td (1) Tj ET Q q 0 0 0 rg BT 76.82 576.75 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 575.16552734375 m 196.1474609375 575.16552734375 l s q 0 0 0 rg BT 90.00 576.75 Td (Addresses for Notices) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.15 576.75 Td (. ) Tj ET Q q 0 0 0 rg BT 201.15 576.75 Td (Any notice to be given to the Company under the terms of this ) Tj ET Q q 0 0 0 rg BT 477.42 576.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 564.75 Td (shall be addressed to the Company as follows: Corporate Secretary) Tj ET Q q 0 0 0 rg BT 388.86 564.75 Td (, Fiserv) Tj ET Q q 0 0 0 rg BT 420.89 564.75 Td (, Inc., 255 Fiserv Drive, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 552.75 Td (Brookfield, WI 53045, or at such other address as the Company may hereafter designate in writing. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 540.75 Td (Any notice to be given to you shall be addressed to you at the address set forth in the Company) Tj ET Q q 0 0 0 rg BT 515.08 540.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 528.75 Td (records from time to time. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 506.75 Td (12. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 505.16552734375 m 240.7861328125 505.16552734375 l s q 0 0 0 rg BT 90.00 506.75 Td (Captions; ) Tj ET Q q 0 0 0 rg BT 138.52 506.75 Td (Agreement Severable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 240.79 506.75 Td (. Captions provided herein are for convenience only and are not to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 494.75 Td (serve as a basis for interpretation or construction of this ) Tj ET Q q 0 0 0 rg BT 337.90 494.75 Td (Agreement. In the event that any provision in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 482.75 Td (this ) Tj ET Q q 0 0 0 rg BT 107.79 482.75 Td (Agreement shall be held invalid or unenforceable, such provision shall be severable from, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 470.75 Td (such invalidity or unenforceability shall not be construed to have any ef) Tj ET Q q 0 0 0 rg BT 402.78 470.75 Td (fect on, the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 458.75 Td (provisions of this ) Tj ET Q q 0 0 0 rg BT 166.70 458.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 436.75 Td (13. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 435.16552734375 m 258.759765625 435.16552734375 l s q 0 0 0 rg BT 90.00 436.75 Td (Securities and T) Tj ET Q q 0 0 0 rg BT 166.50 436.75 Td (ax Representations) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 258.76 436.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 261.54 436.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 414.75 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 414.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 414.75 Td (ou acknowledge receipt of the prospectus under the Registration Statement on Form S-8 with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 402.75 Td (respect to the Plan filed by the Company with the SEC. ) Tj ET Q q 0 0 0 rg BT 354.06 402.75 Td (Y) Tj ET Q q 0 0 0 rg BT 359.81 402.75 Td (ou represent and agree that you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 390.75 Td (comply with all applicable laws and Company policies relating to the Plan, this ) Tj ET Q q 0 0 0 rg BT 454.29 390.75 Td (Agreement and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 378.75 Td (any disposition of Shares and that upon the acquisition of any Shares subject to this ) Tj ET Q q 0 0 0 rg BT 481.02 378.75 Td (A) Tj ET Q q 0 0 0 rg BT 487.51 378.75 Td (ward, you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 366.75 Td (will make or enter into such written representations, warranties and agreements as the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 354.75 Td (may reasonably request to comply with applicable securities laws or this ) Tj ET Q q 0 0 0 rg BT 428.70 354.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 332.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 332.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 332.75 Td (ou represent and warrant that you understand the federal, state and local income and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 320.75 Td (employment tax consequences associated with the granting of the ) Tj ET Q q 0 0 0 rg BT 402.62 320.75 Td (A) Tj ET Q q 0 0 0 rg BT 409.11 320.75 Td (ward, the vesting of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 308.75 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 308.75 Td (ward, the deferral of all or a portion of the Shares otherwise issuable upon vesting of the ) Tj ET Q q 0 0 0 rg BT 506.39 308.75 Td (A) Tj ET Q q 0 0 0 rg BT 512.88 308.75 Td (ward, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 296.75 Td (and the subsequent sale or other disposition of any Shares. ) Tj ET Q q 0 0 0 rg BT 374.10 296.75 Td (Y) Tj ET Q q 0 0 0 rg BT 379.86 296.75 Td (ou understand and agree that when ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 284.75 Td (this ) Tj ET Q q 0 0 0 rg BT 125.79 284.75 Td (A) Tj ET Q q 0 0 0 rg BT 132.28 284.75 Td (ward vests and Shares are issued, and you thereby realize gross income \(if any\) taxable as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 272.75 Td (compensation in respect of such vesting or issuance, the Company will be required to withhold ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 260.75 Td (federal, state and local taxes on the full amount of the compensation income realized by you and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 248.75 Td (may also be required to withhold other amounts as a result of such vesting. ) Tj ET Q q 0 0 0 rg BT 445.22 248.75 Td (Y) Tj ET Q q 0 0 0 rg BT 450.97 248.75 Td (ou hereby agree to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 236.75 Td (provide the Company with cash funds or Shares equal in value to the federal, state and local ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 224.75 Td (payroll and income taxes and other amounts required to be withheld by the Company or its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 212.75 Td (subsidiary in respect of any compensation income or wages in relation to the ) Tj ET Q q 0 0 0 rg BT 448.74 212.75 Td (A) Tj ET Q q 0 0 0 rg BT 455.23 212.75 Td (ward or make ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 200.75 Td (other arrangements satisfactory to the Company regarding such amounts, which may include ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 188.75 Td (deduction of such taxes from other wages owed to you by the Company or its subsidiaries. ) Tj ET Q q 0 0 0 rg BT 510.44 188.75 Td (All ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 176.75 Td (matters with respect to the total amount to be withheld shall be determined by the Company in its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 164.75 Td (sole discretion. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 142.75 Td (14. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 141.16552734375 m 170.5615234375 141.16552734375 l s q 0 0 0 rg BT 90.00 142.75 Td (Market Stand-Off) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 170.56 142.75 Td (. ) Tj ET Q q 0 0 0 rg BT 178.72 142.75 Td (The Company reserves the right to impose restrictions on dispositions in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 130.75 Td (connection with any underwritten public of) Tj ET Q q 0 0 0 rg BT 275.48 130.75 Td (fering by the Company of its equity securities pursuant to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 118.75 Td (an ef) Tj ET Q q 0 0 0 rg BT 112.06 118.75 Td (fective registration statement filed under the Securities ) Tj ET Q q 0 0 0 rg BT 354.97 118.75 Td (Act of 1933, as amended. Upon receipt of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 106.75 Td (written notice from the Company of a trading restriction, you agree that you shall not directly or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 94.75 Td (indirectly sell, make any short sale of, loan, hypothecate, pledge, of) Tj ET Q q 0 0 0 rg BT 387.21 94.75 Td (fer) Tj ET Q q 0 0 0 rg BT 398.33 94.75 Td (, grant or sell any option or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 82.75 Td (other contract for the purchase of, purchase any option or other contract for the sale of, or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 70.75 Td (dispose of or transfer or agree to engage in any of the foregoing transactions with respect to, any ) Tj ET Q endstream endobj 175 0 obj <> endobj 176 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (7) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 730.75 Td (Shares acquired under this ) Tj ET Q q 0 0 0 rg BT 211.74 730.75 Td (A) Tj ET Q q 0 0 0 rg BT 218.23 730.75 Td (ward without the prior written consent of the Company) Tj ET Q q 0 0 0 rg BT 456.50 730.75 Td (. Such restriction ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 718.75 Td (shall be in ef) Tj ET Q q 0 0 0 rg BT 145.97 718.75 Td (fect for such period of time following the date of the final prospectus for the of) Tj ET Q q 0 0 0 rg BT 487.09 718.75 Td (fering as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 706.75 Td (may be determined by the Company) Tj ET Q q 0 0 0 rg BT 250.45 706.75 Td (. In no event, however) Tj ET Q q 0 0 0 rg BT 351.07 706.75 Td (, shall such period exceed one hundred ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 694.75 Td (eighty \(180\) days. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 672.75 Td (15. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 671.16552734375 m 181.1474609375 671.16552734375 l s q 0 0 0 rg BT 90.00 672.75 Td (General Provisions) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 181.1474609375 671.32421875 m 183.92578125 671.32421875 l s q 0 0 0 rg BT 181.15 672.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 183.93 672.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 652.47 Td (\(a\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 652.47 Td (None of the Plan, this Agreement or the Award Memorandum confers upon you any right to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 642.47 Td (continue to be employed by the Company or any subsidiary of the Company or limits in any) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 632.47 Td (respect any right of the Company or any subsidiary of the Company to terminate your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 622.47 Td (employment at any time, without liability.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 598.47 Td (\(b\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 598.47 Td (This Agreement, the Award Memorandum, the Plan and the Restricted Stock Unit Deferral) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 588.47 Td (Election Form, if any, contain the entire agreement between the Company and you relating to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 578.47 Td (the Award and the Shares and supersede all prior agreements or understandings relating) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 568.47 Td (thereto.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 544.47 Td (\(c\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 544.47 Td (This Agreement and the Award Memorandum may only be modified, amended or cancelled as) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 534.47 Td (provided in the Plan.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 509.47 Td (\(d\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 509.47 Td (If any one or more provisions of this Agreement or the Award Memorandum is found to be) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 499.47 Td (invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 489.47 Td (remaining provisions hereof shall not in any way be affected or impaired thereby.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 465.47 Td (\(e\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 465.47 Td (Any remedies available to the Company under the Plan or this Agreement are cumulative and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 455.47 Td (are in addition to, and are not affected by, the other rights and remedies available to the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 445.47 Td (Company under the Plan, this Agreement, by law or otherwise.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 421.47 Td (\(f\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 421.47 Td (This Agreement and the Award Memorandum shall be governed by and construed in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 411.47 Td (accordance with the laws of the State of Wisconsin, without regard to conflict of law) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 401.47 Td (provisions.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 377.47 Td (\(g\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 377.47 Td (The Company agrees, and you agree, to be subject to and bound by all of the terms and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 367.47 Td (conditions of the Plan. The Prospectus for the Plan is accessible on the Companys) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 357.47 Td (administrative agents website \(www.netbenefits.fidelity.com\) in the forms library and a paper) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 347.47 Td (copy is available upon request.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 323.47 Td (\(h\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 323.47 Td (This Agreement and the Award Memorandum shall be binding upon and inure to the benefit of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 313.47 Td (any successor or assign of the Company and to any heir, distributee, executor, administrator) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 303.47 Td (or legal representative entitled by law to your rights hereunder.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 279.47 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 279.47 Td (You understand that, under the terms of the Plan, this Agreement and the Award) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 269.47 Td (Memorandum, the Company may cancel or rescind this Award and/or the Shares in certain) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 121.00 259.47 Td (circumstances.) Tj ET Q BT /F1 10.00 Tf ET BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 233.75 Td (By selecting the I accept box on the website of our administrative agent, you acknowledge your ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 221.75 Td (acceptance of, and agreement to be bound by) Tj ET Q q 0 0 0 rg BT 289.08 221.75 Td (, this ) Tj ET Q q 0 0 0 rg BT 314.82 221.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 390.02 221.75 Td (A) Tj ET Q q 0 0 0 rg BT 397.06 221.75 Td (ward Memorandum and the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 209.75 Td (Plan. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 187.75 Td (Y) Tj ET Q q 0 0 0 rg BT 77.93 187.75 Td (our acceptance of the terms of this ) Tj ET Q q 0 0 0 rg BT 246.48 187.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 321.68 187.75 Td (A) Tj ET Q q 0 0 0 rg BT 328.72 187.75 Td (ward Memorandum and the Plan through ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 175.75 Td (our administrative agent) Tj ET Q q 0 0 0 rg BT 190.54 175.75 Td (s website is a condition to your receipt of Shares. ) Tj ET Q q 0 0 0 rg BT 428.75 175.75 Td (Y) Tj ET Q q 0 0 0 rg BT 434.68 175.75 Td (ou must log on to our ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 163.75 Td (administrative agent) Tj ET Q q 0 0 0 rg BT 171.66 163.75 Td (s website and accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 428.56 163.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 503.76 163.75 Td (A) Tj ET Q q 0 0 0 rg BT 510.80 163.75 Td (ward ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 151.75 Td (Memorandum and the Plan within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 359.47 151.75 Td (A) Tj ET Q q 0 0 0 rg BT 366.51 151.75 Td (ward Grant Date. If you do not ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 139.75 Td (accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 260.54 139.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 335.75 139.75 Td (A) Tj ET Q q 0 0 0 rg BT 342.79 139.75 Td (ward Memorandum and the Plan within ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 127.75 Td (such time, this ) Tj ET Q q 0 0 0 rg BT 144.42 127.75 Td (A) Tj ET Q q 0 0 0 rg BT 151.46 127.75 Td (ward will be forfeited and immediately terminate.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 382.63 127.75 Td () Tj ET Q endstream endobj 177 0 obj <> endobj 178 0 obj <> stream BT /F2 11.00 Tf ET q 0 0 0 rg BT 483.15 772.10 Td (Exhibit 10.8) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 184.05 719.00 Td (FISER) Tj ET Q q 0 0 0 rg BT 216.24 719.00 Td (V) Tj ET Q q 0 0 0 rg BT 222.57 719.00 Td (, INC. 2007 OMNIBUS INCENTIVE PLAN ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 194.75 705.80 Td (ST) Tj ET Q q 0 0 0 rg BT 208.61 705.80 Td (OCK OPTION ) Tj ET Q q 0 0 0 rg BT 280.92 705.80 Td (A) Tj ET Q q 0 0 0 rg BT 288.26 705.80 Td (W) Tj ET Q q 0 0 0 rg BT 298.04 705.80 Td (ARD MEMORANDUM ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 275.4 690.857080078125 m 339.57919921875 690.857080078125 l s q 0 0 0 rg BT 275.40 692.60 Td (EMPLOYEE ) Tj ET Q BT /F6 11.00 Tf ET q 0 0 0 rg BT 72.00 666.20 Td () Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 629.19 Td (Employee:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 629.62333984375 m 474.24072265625 629.62333984375 l s q 0 0 0 rg BT 330.00 631.19 Td ([FIRST NAME] [LAST NAME]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 603.19 Td (Grant Date:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 603.62333984375 m 406.18896484375 603.62333984375 l s q 0 0 0 rg BT 330.00 605.19 Td ([GRANT DATE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 577.19 Td (Number of Shares Subject to Option:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 577.62333984375 m 450.205078125 577.62333984375 l s q 0 0 0 rg BT 330.00 579.19 Td ([NUMBER OF SHARES]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 551.19 Td (Exercise Price Per Option Share:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 551.62333984375 m 428.41455078125 551.62333984375 l s q 0 0 0 rg BT 330.00 553.19 Td ([EXERCISE PRICE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 525.19 Td (Type of Option:) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 499.19 Td (Vesting Schedule:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 499.62333984375 m 447.3583984375 499.62333984375 l s q 0 0 0 rg BT 330.00 501.19 Td ([VESTING SCHEDULE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 473.19 Td (Expiration Date:) Tj ET Q BT /F6 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 473.62333984375 m 472.462890625 473.62333984375 l s q 0 0 0 rg BT 330.00 475.19 Td (10 years after the Grant Date) Tj ET Q BT /F1 10.00 Tf ET BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 423.80 Td (Additional terms and conditions of your ) Tj ET Q q 0 0 0 rg BT 283.04 423.80 Td (A) Tj ET Q q 0 0 0 rg BT 290.79 423.80 Td (ward are included in the Stock Option ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 410.60 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 135.16 410.60 Td (As a condition to your ability to exercise your Option, you must log on to ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 397.40 Td (Fidelity) Tj ET Q q 0 0 0 rg BT 113.15 397.40 Td (s website at ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 178.56787109375 395.657080078125 m 328.9208984375 395.657080078125 l s q 0 0 0 rg BT 178.57 397.40 Td (www) Tj ET Q q 0 0 0 rg BT 203.83 397.40 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 303.25 397.40 Td (.com) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 328.92 397.40 Td ( and accept the terms and conditions of ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 384.20 Td (this ) Tj ET Q q 0 0 0 rg BT 94.20 384.20 Td (A) Tj ET Q q 0 0 0 rg BT 101.95 384.20 Td (ward within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 303.27 384.20 Td (A) Tj ET Q q 0 0 0 rg BT 311.01 384.20 Td (ward Grant Date. If you do not accept the ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 371.00 Td (terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 221.93 371.00 Td (A) Tj ET Q q 0 0 0 rg BT 229.68 371.00 Td (ward within such time at www) Tj ET Q q 0 0 0 rg BT 385.74 371.00 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 485.16 371.00 Td (.com, this ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 357.80 Td (A) Tj ET Q q 0 0 0 rg BT 79.75 357.80 Td (ward will be forfeited and immediately terminate. ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 72 313.657080078125 m 96.44384765625 313.657080078125 l s q 0 0 0 rg BT 72.00 315.40 Td (Note) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 96.44 315.40 Td (: Section5\(c\) of the Stock Option ) Tj ET Q q 0 0 0 rg BT 272.65 315.40 Td (Agreement contains provisions that restrict your ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 302.20 Td (activities. These provisions apply to you and, by accepting this ) Tj ET Q q 0 0 0 rg BT 404.73 302.20 Td (A) Tj ET Q q 0 0 0 rg BT 412.47 302.20 Td (ward, you agree to be ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 289.00 Td (bound by these restrictions. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 277.00 Td () Tj ET Q endstream endobj 179 0 obj <> endobj 180 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (1) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 234.85 729.16552734375 m 379.859765625 729.16552734375 l s q 0 0 0 rg BT 234.85 730.75 Td (ST) Tj ET Q q 0 0 0 rg BT 247.45 730.75 Td (OCK OPTION ) Tj ET Q q 0 0 0 rg BT 313.19 730.75 Td (AGREEMENT ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 708.75 Td (Pursuant to the Fiserv) Tj ET Q q 0 0 0 rg BT 187.08 708.75 Td (, Inc. 2007 Omnibus Incentive Plan \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 368.2861328125 707.32421875 m 388.30078125 707.32421875 l s q 0 0 0 rg BT 368.29 708.75 Td (Plan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 388.30 708.75 Td (\), Fiserv) Tj ET Q q 0 0 0 rg BT 427.00 708.75 Td (, Inc., a Wisconsin ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 696.75 Td (corporation \(the) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 148.1474609375 695.32421875 m 190.9453125 695.32421875 l s q 0 0 0 rg BT 148.15 696.75 Td (Company) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 190.95 696.75 Td (\), has granted you an Option to purchase such number of shares of Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 684.75 Td (Common Stock \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 166.47265625 683.32421875 m 230.3984375 683.32421875 l s q 0 0 0 rg BT 166.47 684.75 Td (Option Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 230.40 684.75 Td (\) as set forth in the ) Tj ET Q q 0 0 0 rg BT 318.77 684.75 Td (A) Tj ET Q q 0 0 0 rg BT 325.26 684.75 Td (ward Memorandum on the terms and conditions ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 672.75 Td (set forth in this agreement \(this ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 215.3935546875 671.32421875 m 264.3095703125 671.32421875 l s q 0 0 0 rg BT 215.39 672.75 Td (Agreement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 264.31 672.75 Td (\), the ) Tj ET Q q 0 0 0 rg BT 292.65 672.75 Td (A) Tj ET Q q 0 0 0 rg BT 299.14 672.75 Td (ward Memorandum and the terms of the Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 660.75 Td (Capitalized terms used in this ) Tj ET Q q 0 0 0 rg BT 204.84 660.75 Td (Agreement and not defined herein shall have the meanings set forth in the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 648.75 Td (Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 626.75 Td (In the event of a conflict between the terms of this ) Tj ET Q q 0 0 0 rg BT 312.35 626.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 391.84 626.75 Td (A) Tj ET Q q 0 0 0 rg BT 398.33 626.75 Td (ward Memorandum and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 614.75 Td (terms of the Plan, the terms of the Plan shall govern. In the event of a conflict between the terms of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 602.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 159.29 602.75 Td (A) Tj ET Q q 0 0 0 rg BT 165.77 602.75 Td (ward Memorandum, the terms of this ) Tj ET Q q 0 0 0 rg BT 330.84 602.75 Td (Agreement shall govern. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 580.75 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 579.16552734375 m 217.0361328125 579.16552734375 l s q 0 0 0 rg BT 90.00 580.75 Td (Grant Date; T) Tj ET Q q 0 0 0 rg BT 152.60 580.75 Td (ype of Option) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 217.0361328125 579.32421875 m 219.814453125 579.32421875 l s q 0 0 0 rg BT 217.04 580.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 219.81 580.75 Td ( ) Tj ET Q q 0 0 0 rg BT 222.41 580.75 Td (The Option is granted to you on the Grant Date set forth in the ) Tj ET Q q 0 0 0 rg BT 499.24 580.75 Td (A) Tj ET Q q 0 0 0 rg BT 505.73 580.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 568.75 Td (Memorandum. If the Option is designated as a non-qualified stock option in the ) Tj ET Q q 0 0 0 rg BT 447.43 568.75 Td (A) Tj ET Q q 0 0 0 rg BT 453.92 568.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 556.75 Td (Memorandum, then the Option will not be treated by you or the Company as an incentive stock option ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 544.75 Td (as defined in Section422 of the Code. If the Option is designated as an incentive stock option in the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 532.75 Td (A) Tj ET Q q 0 0 0 rg BT 96.49 532.75 Td (ward Memorandum, then the Option is intended to satisfy the requirements of Section422 of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 520.75 Td (Code.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 498.75 Td (2. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 497.16552734375 m 193.69140625 497.16552734375 l s q 0 0 0 rg BT 90.00 498.75 Td (T) Tj ET Q q 0 0 0 rg BT 95.37 498.75 Td (ermination of Option) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 193.69140625 497.32421875 m 196.4697265625 497.32421875 l s q 0 0 0 rg BT 193.69 498.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.47 498.75 Td ( ) Tj ET Q q 0 0 0 rg BT 199.07 498.75 Td (Y) Tj ET Q q 0 0 0 rg BT 204.82 498.75 Td (our right to exercise the Option and to purchase the Option Shares shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 486.75 Td (expire and terminate in all events on the earliest of \(a\)the Expiration Date set forth in the ) Tj ET Q q 0 0 0 rg BT 484.66 486.75 Td (A) Tj ET Q q 0 0 0 rg BT 491.15 486.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 474.75 Td (Memorandum or \(b\)the date upon which exercise is no longer permitted pursuant to Section7 of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 462.75 Td (Agreement or \(c\) your failure to accept the terms of this ) Tj ET Q q 0 0 0 rg BT 336.77 462.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 407.37 462.75 Td (A) Tj ET Q q 0 0 0 rg BT 413.86 462.75 Td (ward Memorandum and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 450.75 Td (Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 364.05 450.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 428.75 Td (3. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 427.16552734375 m 158.388671875 427.16552734375 l s q 0 0 0 rg BT 90.00 428.75 Td (Exercise Price) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 158.388671875 427.32421875 m 161.1669921875 427.32421875 l s q 0 0 0 rg BT 158.39 428.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 161.17 428.75 Td ( ) Tj ET Q q 0 0 0 rg BT 163.76 428.75 Td (The purchase price to be paid upon the exercise of the Option will be the Exercise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 416.75 Td (Price Per Option Share set forth in the ) Tj ET Q q 0 0 0 rg BT 261.20 416.75 Td (A) Tj ET Q q 0 0 0 rg BT 267.69 416.75 Td (ward Memorandum.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 394.75 Td (4. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 393.16552734375 m 128.896484375 393.16552734375 l s q 0 0 0 rg BT 90.00 394.75 Td (V) Tj ET Q q 0 0 0 rg BT 96.12 394.75 Td (esting;) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 128.90 394.75 Td ( ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 131.6748046875 393.16552734375 m 281.171875 393.16552734375 l s q 0 0 0 rg BT 131.67 394.75 Td (Provisions Relating to Exercise) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 281.17 394.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 286.73 394.75 Td (Once you become entitled to exercise any part of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 382.75 Td (Option \(and to purchase Option Shares\) pursuant to the vesting schedule set forth in the ) Tj ET Q q 0 0 0 rg BT 482.46 382.75 Td (A) Tj ET Q q 0 0 0 rg BT 488.95 382.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 370.75 Td (Memorandum, that right will continue until the date on which the Option expires and terminates. ) Tj ET Q q 0 0 0 rg BT 513.94 370.75 Td (The ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 358.75 Td (right to purchase Option Shares under the Option is cumulative, so that if the full number of Option ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 346.75 Td (Shares is not purchased in a single transaction, the balance may be purchased at any time or from ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 334.75 Td (time to time thereafter during the term of the Option. ) Tj ET Q q 0 0 0 rg BT 322.71 334.75 Td (The ) Tj ET Q q 0 0 0 rg BT 342.17 334.75 Td (Administrator) Tj ET Q q 0 0 0 rg BT 400.52 334.75 Td (, in its sole discretion, may at ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 322.75 Td (any time accelerate the time at which the Option becomes exercisable by you with respect to any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 310.75 Td (Option Shares. ) Tj ET Q q 0 0 0 rg BT 159.30 310.75 Td (The Company may cancel, rescind, suspend, withhold or otherwise limit or restrict ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 298.75 Td (any unexpired, unpaid or deferred part of the Option at any time if you are not in compliance with all ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 286.75 Td (applicable provisions of this ) Tj ET Q q 0 0 0 rg BT 214.52 286.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 285.12 286.75 Td (A) Tj ET Q q 0 0 0 rg BT 291.61 286.75 Td (ward Memorandum and the Plan.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 264.75 Td (5. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 263.16552734375 m 405.556640625 263.16552734375 l s q 0 0 0 rg BT 90.00 264.75 Td (Confidential Information, Non-Competition and Related Covenants) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 405.556640625 263.32421875 m 408.3349609375 263.32421875 l s q 0 0 0 rg BT 405.56 264.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 242.75 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 242.75 Td (Definitions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 220.75 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 135.00 220.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 219.32421875 m 165.5517578125 219.32421875 l s q 0 0 0 rg BT 138.33 220.75 Td (Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 165.55 220.75 Td ( means the Company) Tj ET Q q 0 0 0 rg BT 263.19 220.75 Td (, its direct and indirect subsidiaries, af) Tj ET Q q 0 0 0 rg BT 429.75 220.75 Td (filiated entities, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 208.75 Td (successors, and assigns. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 186.75 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 135.00 186.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 185.32421875 m 243.9453125 185.32421875 l s q 0 0 0 rg BT 138.33 186.75 Td (Confidential Information) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 243.95 186.75 Td ( means all trade secrets, Innovations \(as defined below\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 174.75 Td (confidential or proprietary business information and data, computer software, and database ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 162.75 Td (technologies or technological information, formulae, templates, algorithms, designs, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 150.75 Td (process and systems information, processes, intellectual property rights, marketing plans, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 138.75 Td (client lists and specifications, pricing and cost information and any other confidential ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 126.75 Td (information of Fiserv or its clients, vendors or subcontractors that relates to the business of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 114.75 Td (Fiserv or to the business of any client, vendor or subcontractor of Fiserv or any other party ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 102.75 Td (with whom Fiserv agrees to hold information in confidence, whether patentable, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 90.75 Td (copyrightable or protectable as a trade secret or not, except: \(A\)information that is, at the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 78.75 Td (time of disclosure, in the public domain or that is subsequently published or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 66.75 Td (becomes part of the public domain through no fault of yours; or \(B\)information that is ) Tj ET Q endstream endobj 181 0 obj <> endobj 182 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (2) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 730.75 Td (disclosed by you under order of law or governmental regulation; provided, however) Tj ET Q q 0 0 0 rg BT 500.77 730.75 Td (, that ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 718.75 Td (you agree to notify the General Counsel of Fiserv upon receipt of any request for disclosure ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 706.75 Td (as soon as possible prior to any such disclosure so that appropriate safeguards may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 694.75 Td (maintained. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 672.75 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 135.00 672.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 671.32421875 m 271.7236328125 671.32421875 l s q 0 0 0 rg BT 138.33 672.75 Td (Competing Product or Service) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.72 672.75 Td ( means any product or service that is sold in competition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 660.75 Td (with, or is being developed and that will compete with, a product or service developed, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 648.75 Td (manufactured, or sold by Fiserv) Tj ET Q q 0 0 0 rg BT 274.32 648.75 Td (. For purposes of this Section5, Competing Products or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 636.75 Td (Services as to you are limited to products and/or services with respect to which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 624.75 Td (participated in the development, planning, testing, sale, marketing or evaluation on behalf ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 612.75 Td (of Fiserv during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 383.24 612.75 Td (, or after the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 600.75 Td (employment, during any part of the 24 months preceding the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 588.75 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 588.75 Td (, or for which you supervised one or more Fiserv employees, units, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 576.75 Td (divisions or departments in doing so.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 554.75 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 135.00 554.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 553.32421875 m 187.236328125 553.32421875 l s q 0 0 0 rg BT 138.33 554.75 Td (Competitor) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 187.24 554.75 Td ( means an individual, business or any other entity or enterprise engaged or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 542.75 Td (having publicly announced its intent to engage in the sale or marketing of any Competing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 530.75 Td (Product or Service. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 508.75 Td (\(v\) ) Tj ET Q q 0 0 0 rg BT 135.00 508.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 507.32421875 m 189.4775390625 507.32421875 l s q 0 0 0 rg BT 138.33 508.75 Td (Innovations) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 189.48 508.75 Td ( means all developments, improvements, designs, original works of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 496.75 Td (authorship, formulas, processes, software programs, databases, and trade secrets, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 484.75 Td (whether or not patentable, copyrightable or protectable as trade secrets, that you, either by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 472.75 Td (yourself or jointly with others, create, modify) Tj ET Q q 0 0 0 rg BT 328.78 472.75 Td (, develop, or implement during the period of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 460.75 Td (your employment with Fiserv that relate in any way to Fiserv) Tj ET Q q 0 0 0 rg BT 402.70 460.75 Td (s business. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 438.75 Td (\(vi\) ) Tj ET Q q 0 0 0 rg BT 135.00 438.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 437.32421875 m 194.4580078125 437.32421875 l s q 0 0 0 rg BT 138.33 438.75 Td (Moral Rights) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 194.46 438.75 Td ( means any rights to claim authorship of a work of authorship, to object to or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 426.75 Td (prevent the modification of any such work of authorship, or to withdraw from circulation or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 414.75 Td (control the publication or distribution of any such work of authorship. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 392.75 Td (\(vii\) ) Tj ET Q q 0 0 0 rg BT 135.00 392.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 391.32421875 m 163.896484375 391.32421875 l s q 0 0 0 rg BT 138.33 392.75 Td (Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 163.90 392.75 Td ( means any person, association or entity: \(A\)for which you directly performed ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 380.75 Td (services or for which you supervised others in performing services with Fiserv) Tj ET Q q 0 0 0 rg BT 477.16 380.75 Td (, during any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 368.75 Td (part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 292.65 368.75 Td (, or after the termination of your employment, during ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 356.75 Td (any part of the 24 months preceding the termination of your employment with Fiserv; or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 344.75 Td (\(B\)about which you have Confidential Information as a result of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 332.75 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 161.48 332.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 310.75 Td (\(viii\) ) Tj ET Q q 0 0 0 rg BT 135.00 310.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 309.32421875 m 218.9208984375 309.32421875 l s q 0 0 0 rg BT 138.33 310.75 Td (Prospective Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 218.92 310.75 Td ( means any client: \(A\)with which Fiserv was in active business ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 298.75 Td (discussions or negotiations at any time during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 516.66 298.75 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 286.75 Td (after the termination of your employment, during any part of the 24 months preceding the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 274.75 Td (termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 324.88 274.75 Td (, in which you participated or for which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 262.75 Td (directly performed services or for which you supervised others in performing services with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 250.75 Td (Fiserv; or \(B\)about which you have Confidential Information as a result of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 238.75 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 238.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 216.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 216.75 Td (During your employment, Fiserv will provide you with Confidential Information relating to Fiserv) Tj ET Q q 0 0 0 rg BT 525.76 216.75 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 204.75 Td (its business and clients, the disclosure or misuse of which would cause severe and irreparable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 192.75 Td (harm to Fiserv) Tj ET Q q 0 0 0 rg BT 171.16 192.75 Td (. ) Tj ET Q q 0 0 0 rg BT 176.54 192.75 Td (Y) Tj ET Q q 0 0 0 rg BT 182.29 192.75 Td (ou agree that all Confidential Information is and shall remain the sole and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 180.75 Td (absolute property of Fiserv) Tj ET Q q 0 0 0 rg BT 225.65 180.75 Td (. Upon the termination of your employment for any reason, you shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 168.75 Td (immediately return to Fiserv all documents and materials that contain or constitute Confidential ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 156.75 Td (Information, in any form whatsoever) Tj ET Q q 0 0 0 rg BT 266.41 156.75 Td (, including but not limited to, all copies, abstracts, electronic ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 144.75 Td (versions, and summaries thereof. ) Tj ET Q q 0 0 0 rg BT 258.44 144.75 Td (Y) Tj ET Q q 0 0 0 rg BT 264.19 144.75 Td (ou further agree that, without the written consent of the Chief ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 132.75 Td (Executive Of) Tj ET Q q 0 0 0 rg BT 164.51 132.75 Td (ficer of the Company or) Tj ET Q q 0 0 0 rg BT 267.89 132.75 Td (, in the case of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 435.02 132.75 Td (ficer of the Company) Tj ET Q q 0 0 0 rg BT 526.54 132.75 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 120.75 Td (without the written approval of the Board of Directors of the Company:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 98.75 Td (\(i\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 98.75 Td (Y) Tj ET Q q 0 0 0 rg BT 140.75 98.75 Td (ou will not disclose, use, copy or duplicate, or otherwise permit the use, disclosure, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 86.75 Td (copying or duplication of any Confidential Information of Fiserv) Tj ET Q q 0 0 0 rg BT 410.52 86.75 Td (, other than in connection ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 74.75 Td (with the authorized activities conducted in the course of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 509.44 74.75 Td (. ) Tj ET Q q 0 0 0 rg BT 514.81 74.75 Td (Y) Tj ET Q q 0 0 0 rg BT 520.57 74.75 Td (ou ) Tj ET Q endstream endobj 183 0 obj <> endobj 184 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (3) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 730.75 Td (agree to take all reasonable steps and precautions to prevent any unauthorized disclosure, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 718.75 Td (use, copying or duplication of Confidential Information.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 696.75 Td (\(ii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 696.75 Td (All Innovations are and shall remain the sole and absolute property of Fiserv) Tj ET Q q 0 0 0 rg BT 471.11 696.75 Td (. ) Tj ET Q q 0 0 0 rg BT 476.49 696.75 Td (Y) Tj ET Q q 0 0 0 rg BT 482.24 696.75 Td (ou will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 684.75 Td (provide all assistance requested by Fiserv) Tj ET Q q 0 0 0 rg BT 320.46 684.75 Td (, at its expense, in the preservation of its interest ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 672.75 Td (in any Innovations in any country) Tj ET Q q 0 0 0 rg BT 279.90 672.75 Td (, and hereby assign and agree to assign to Fiserv all ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 660.75 Td (rights, title and interest in and to all worldwide patents, patent applications, copyrights, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 648.75 Td (trade secrets and other intellectual property rights in any Innovation. ) Tj ET Q q 0 0 0 rg BT 438.33 648.75 Td (Y) Tj ET Q q 0 0 0 rg BT 444.08 648.75 Td (ou also assign and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 636.75 Td (agree to assign to Fiserv) Tj ET Q q 0 0 0 rg BT 243.75 636.75 Td (, or where applicable, to waive, which waiver shall inure to the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 624.75 Td (benefit of Fiserv and its assigns, all Moral Rights in any Innovation.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 602.75 Td (\(iii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 602.75 Td (Notwithstanding the preceding statements, you understand that, pursuant to 18 U.S.C. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 590.75 Td (1833\(b\)\(1\) and 1833\(b\)\(2\):) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 568.75 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 167.00 568.75 Td (An individual shall not be held criminally or civilly liable under any Federal or State ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 556.75 Td (trade secret law for the disclosure of a trade secret that \(I\) is made \(x\) in confidence ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 544.75 Td (to a Federal, State, or local government of) Tj ET Q q 0 0 0 rg BT 353.59 544.75 Td (ficial, either directly or indirectly) Tj ET Q q 0 0 0 rg BT 491.78 544.75 Td (, or to an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 532.75 Td (attorney and \(y\) solely for the purpose of reporting or investigating a suspected ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 520.75 Td (violation of law; or \(II\) is made in a complaint or other document filed in a lawsuit or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 508.75 Td (other proceeding, if such filing is made under seal.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 486.75 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 167.00 486.75 Td (An individual who files a lawsuit for retaliation by the Company for reporting a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 474.75 Td (suspected violation of law may disclose the trade secret to the attorney of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 462.75 Td (individual and use the trade secret information in the court proceeding, if the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 450.75 Td (individual \(I\) files any document containing the trade secret under seal and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 438.75 Td (\(II\)doesnot disclose the trade secret, except pursuant to court order) Tj ET Q q 0 0 0 rg BT 469.94 438.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 416.75 Td (Y) Tj ET Q q 0 0 0 rg BT 140.75 416.75 Td (ou understand that if you are found to have wrongfully misappropriated a trade secret, you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 404.75 Td (may be liable to the Company for) Tj ET Q q 0 0 0 rg BT 281.19 404.75 Td (, among other things, exemplary damages and attorneys) Tj ET Q q 0 0 0 rg BT 533.18 404.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 392.75 Td (fees.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 370.75 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 108.00 370.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 370.75 Td (ou agree that, without the written consent of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 409.85 370.75 Td (ficer of the Company or) Tj ET Q q 0 0 0 rg BT 513.23 370.75 Td (, in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 358.75 Td (the case of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 259.01 358.75 Td (ficer of the Company) Tj ET Q q 0 0 0 rg BT 350.53 358.75 Td (, without the written approval of the Board ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 346.75 Td (of Directors of the Company) Tj ET Q q 0 0 0 rg BT 231.75 346.75 Td (, you shall not engage in any of the conduct described in subsections ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 334.75 Td (\(i\)or \(ii\), below) Tj ET Q q 0 0 0 rg BT 173.57 334.75 Td (, either directly or indirectly) Tj ET Q q 0 0 0 rg BT 291.75 334.75 Td (, or as an employee, contractor) Tj ET Q q 0 0 0 rg BT 429.05 334.75 Td (, consultant, partner) Tj ET Q q 0 0 0 rg BT 516.88 334.75 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 322.75 Td (of) Tj ET Q q 0 0 0 rg BT 116.16 322.75 Td (ficer) Tj ET Q q 0 0 0 rg BT 134.50 322.75 Td (, director or stockholder) Tj ET Q q 0 0 0 rg BT 238.43 322.75 Td (, other than a stockholder of less than 5% of the equities of a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 310.75 Td (publicly traded corporation, or in any other capacity for any person, firm, partnership or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 298.75 Td (corporation:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 276.75 Td (\(i\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 276.75 Td (During the time of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 343.22 276.75 Td (, you will not: \(A\)perform duties as or for a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 264.75 Td (Competitor) Tj ET Q q 0 0 0 rg BT 183.35 264.75 Td (, Client or Prospective Client of Fiserv \(except to the extent required by your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 252.75 Td (employment with Fiserv\); or \(B\)participate in the inducement of or otherwise encourage ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 240.75 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify) Tj ET Q q 0 0 0 rg BT 512.20 240.75 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 228.75 Td (terminate any agreement or relationship they have or had with Fiserv) Tj ET Q q 0 0 0 rg BT 438.86 228.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 206.75 Td (\(ii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 206.75 Td (For a period of 12 months following the termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 499.54 206.75 Td (, you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 194.75 Td (not: \(A\)perform duties as or for a Competitor) Tj ET Q q 0 0 0 rg BT 333.41 194.75 Td (, Client or Prospective Client of Fiserv that are ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 182.75 Td (the same as or similar to the duties performed by you for Fiserv at any time during any part ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 170.75 Td (of the 24 month period preceding the termination of your employment with Fiserv; ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 158.75 Td (\(B\)participate in the inducement of or otherwise encourage Fiserv employees, clients, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 146.75 Td (vendors to currently and/or prospectively breach, modify) Tj ET Q q 0 0 0 rg BT 382.71 146.75 Td (, or terminate any agreement or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 134.75 Td (relationship they have or had with Fiserv during any part of the 24 month period preceding ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 122.75 Td (the termination of your employment with Fiserv; or \(C\)participate voluntarily or provide ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 110.75 Td (assistance or information to any person or entity either negotiating with Fiserv involving a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 98.75 Td (Competing Product or Service, or concerning a potential or existing business or legal ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 86.75 Td (dispute with Fiserv) Tj ET Q q 0 0 0 rg BT 217.07 86.75 Td (, including, but not limited to, litigation, except as may be required by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 74.75 Td (law) Tj ET Q q 0 0 0 rg BT 149.45 74.75 Td (.) Tj ET Q endstream endobj 185 0 obj <> endobj 186 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (4) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 730.75 Td (No provision of these subsections \(i\)and \(ii\)shall apply to restrict your conduct, or trigger any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 718.75 Td (reimbursement obligations under this ) Tj ET Q q 0 0 0 rg BT 274.20 718.75 Td (Agreement, in any jurisdiction where such provision is, on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 706.75 Td (its face, unenforceable and/or void as against public policy) Tj ET Q q 0 0 0 rg BT 365.75 706.75 Td (, unless the provision may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 694.75 Td (construed or deemed amended to be enforceable and compliant with public policy) Tj ET Q q 0 0 0 rg BT 469.15 694.75 Td (, in which case ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 682.75 Td (the provision will apply as construed or deemed amended. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 660.75 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 108.00 660.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 660.75 Td (ou acknowledge and agree that compliance with this Section5 is necessary to protect the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 648.75 Td (Company) Tj ET Q q 0 0 0 rg BT 150.06 648.75 Td (, and that a breach of any of this Section5 will result in irreparable and continuing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 636.75 Td (damage to the Company for which there will be no adequate remedy at law) Tj ET Q q 0 0 0 rg BT 439.30 636.75 Td (. In the event of a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 624.75 Td (breach of this Section5, or any part thereof, the Company) Tj ET Q q 0 0 0 rg BT 364.07 624.75 Td (, and its successors and assigns, shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 612.75 Td (be entitled to injunctive relief and to such other and further relief as is proper under the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 600.75 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 177.28 600.75 Td (The Company shall institute and prosecute proceedings in any Court of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 588.75 Td (competent jurisdiction either in law or in equity to obtain damages for any such breach of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 576.75 Td (Section5, or to enjoin you from performing services in breach of Section5\(c\) during the term of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 564.75 Td (employment and for a period of 12 months following the termination of employment. ) Tj ET Q q 0 0 0 rg BT 480.24 564.75 Td (Y) Tj ET Q q 0 0 0 rg BT 485.99 564.75 Td (ou hereby ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 552.75 Td (agree to submit to the jurisdiction of any Court of competent jurisdiction in any disputes that arise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 540.75 Td (under this ) Tj ET Q q 0 0 0 rg BT 154.14 540.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 518.75 Td (\(e\) ) Tj ET Q q 0 0 0 rg BT 108.00 518.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 518.75 Td (ou further agree that, in the event of your breach of this Section5, the Company shall also be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 506.75 Td (entitled to recover the value of any amounts previously paid or payable or any shares \(or the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 494.75 Td (value of any shares\) delivered or deliverable to you pursuant to any Fiserv bonus program, this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 482.75 Td (Agreement, and any other Fiserv plan or arrangement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 460.75 Td (\(f\) ) Tj ET Q q 0 0 0 rg BT 108.00 460.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 460.75 Td (ou agree that the terms of this ) Tj ET Q q 0 0 0 rg BT 248.83 460.75 Td (Agreement shall survive the termination of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 448.75 Td (the Company) Tj ET Q q 0 0 0 rg BT 166.74 448.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 426.75 Td (\(g\) ) Tj ET Q q 0 0 0 rg BT 108.00 426.75 Td (YOU HA) Tj ET Q q 0 0 0 rg BT 145.60 426.75 Td (VE READ ) Tj ET Q q 0 0 0 rg BT 192.10 426.75 Td (THIS SECTION 5 ) Tj ET Q q 0 0 0 rg BT 272.67 426.75 Td (AND ) Tj ET Q q 0 0 0 rg BT 296.01 426.75 Td (AGREE ) Tj ET Q q 0 0 0 rg BT 333.62 426.75 Td (THA) Tj ET Q q 0 0 0 rg BT 352.87 426.75 Td (T) Tj ET Q q 0 0 0 rg BT 358.80 426.75 Td ( ) Tj ET Q q 0 0 0 rg BT 361.40 426.75 Td (THE CONSIDERA) Tj ET Q q 0 0 0 rg BT 442.89 426.75 Td (TION PROVIDED BY) Tj ET Q q 0 0 0 rg BT 537.72 426.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 414.75 Td (THE COMP) Tj ET Q q 0 0 0 rg BT 160.04 414.75 Td (ANY) Tj ET Q q 0 0 0 rg BT 180.42 414.75 Td ( IS F) Tj ET Q q 0 0 0 rg BT 200.98 414.75 Td (AIR ) Tj ET Q q 0 0 0 rg BT 219.88 414.75 Td (AND REASONABLE ) Tj ET Q q 0 0 0 rg BT 313.80 414.75 Td (AND FUR) Tj ET Q q 0 0 0 rg BT 358.06 414.75 Td (THER ) Tj ET Q q 0 0 0 rg BT 387.51 414.75 Td (AGREE ) Tj ET Q q 0 0 0 rg BT 425.11 414.75 Td (THA) Tj ET Q q 0 0 0 rg BT 444.37 414.75 Td (T) Tj ET Q q 0 0 0 rg BT 450.30 414.75 Td ( GIVEN ) Tj ET Q q 0 0 0 rg BT 486.79 414.75 Td (THE ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 402.75 Td (IMPOR) Tj ET Q q 0 0 0 rg BT 140.60 402.75 Td (T) Tj ET Q q 0 0 0 rg BT 145.96 402.75 Td (ANCE ) Tj ET Q q 0 0 0 rg BT 176.34 402.75 Td (T) Tj ET Q q 0 0 0 rg BT 182.27 402.75 Td (O ) Tj ET Q q 0 0 0 rg BT 192.65 402.75 Td (THE COMP) Tj ET Q q 0 0 0 rg BT 244.68 402.75 Td (ANY) Tj ET Q q 0 0 0 rg BT 265.07 402.75 Td ( OF ITS CONFIDENTIAL) Tj ET Q q 0 0 0 rg BT 375.81 402.75 Td ( ) Tj ET Q q 0 0 0 rg BT 378.04 402.75 Td (AND PROPRIET) Tj ET Q q 0 0 0 rg BT 452.31 402.75 Td (AR) Tj ET Q q 0 0 0 rg BT 466.02 402.75 Td (Y) Tj ET Q q 0 0 0 rg BT 472.51 402.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 390.75 Td (INFORMA) Tj ET Q q 0 0 0 rg BT 153.37 390.75 Td (TION, ) Tj ET Q q 0 0 0 rg BT 182.63 390.75 Td (THE POST) Tj ET Q q 0 0 0 rg BT 232.08 390.75 Td (-EMPLOYMENT) Tj ET Q q 0 0 0 rg BT 305.24 390.75 Td ( RESTRICTIONS ON ) Tj ET Q q 0 0 0 rg BT 402.84 390.75 Td (YOUR ) Tj ET Q q 0 0 0 rg BT 433.96 390.75 Td (ACTIVITIES ) Tj ET Q q 0 0 0 rg BT 490.64 390.75 Td (ARE ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 378.75 Td (LIKEWISE F) Tj ET Q q 0 0 0 rg BT 163.57 378.75 Td (AIR ) Tj ET Q q 0 0 0 rg BT 182.47 378.75 Td (AND REASONABLE.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 356.75 Td (6. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 355.16552734375 m 178.3544921875 355.16552734375 l s q 0 0 0 rg BT 90.00 356.75 Td (Exercise of Option) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 178.35 356.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.13 356.75 Td ( ) Tj ET Q q 0 0 0 rg BT 183.73 356.75 Td (T) Tj ET Q q 0 0 0 rg BT 188.73 356.75 Td (o exercise the Option, you must complete the transaction through our ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 344.75 Td (administrative agent) Tj ET Q q 0 0 0 rg BT 181.53 344.75 Td (s website at www) Tj ET Q q 0 0 0 rg BT 258.23 344.75 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 340.31 344.75 Td (.com or call its toll free number at ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 332.75 Td (\(800\)544-9354, specifying the number of Option Shares being purchased as a result of such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 320.75 Td (exercise, and make payment of the full Exercise Price for the Option Shares being purchased. In no ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 308.75 Td (event may a fraction of a share be exercised or acquired. ) Tj ET Q q 0 0 0 rg BT 344.96 308.75 Td (Y) Tj ET Q q 0 0 0 rg BT 350.71 308.75 Td (ou must also pay any taxes or other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 296.75 Td (amounts required to be withheld as provided in Section9 of this ) Tj ET Q q 0 0 0 rg BT 373.51 296.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 274.75 Td (7. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 273.16552734375 m 221.4892578125 273.16552734375 l s q 0 0 0 rg BT 90.00 274.75 Td (T) Tj ET Q q 0 0 0 rg BT 95.37 274.75 Td (ermination of Employment) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 221.4892578125 273.32421875 m 224.267578125 273.32421875 l s q 0 0 0 rg BT 221.49 274.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 252.75 Td (\(a\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 252.75 Td (V) Tj ET Q q 0 0 0 rg BT 114.30 252.75 Td (esting) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 140.98 252.75 Td (. If you cease to be an employee of the Company or any subsidiary of the Company for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 240.75 Td (any reason other than Cause \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 254.7529296875 239.32421875 m 334.7919921875 239.32421875 l s q 0 0 0 rg BT 254.75 240.75 Td (T) Tj ET Q q 0 0 0 rg BT 259.75 240.75 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 334.79 240.75 Td (\), the Option may be exercised to the same ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 228.75 Td (extent that you were entitled to exercise the Option on the date of the ) Tj ET Q q 0 0 0 rg BT 416.35 228.75 Td (T) Tj ET Q q 0 0 0 rg BT 421.35 228.75 Td (ermination Event and had ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 216.75 Td (not previously done so. ) Tj ET Q q 0 0 0 rg BT 213.44 216.75 Td (The remaining Option Shares that are not vested on such date shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 204.75 Td (become exercisable as follows:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 192.75 Td () Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 113.5 158.25 m 316.5 158.25 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 158.25 m 487.5 158.25 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 158.25 m 487.5 158.25 l s BT /F5 10.00 Tf ET q 0 0 0 rg BT 116.00 165.87 Td (Reason for Termination Event) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 341.85 172.47 Td (Unvested Option Shares that) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 361.85 162.47 Td (Become Exercisable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 116.00 146.47 Td (Death, Disability, or Retirement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 397.70 147.87 Td (100%) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 116.00 131.47 Td (Any other reason) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 403.25 132.87 Td (0%) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 106.75 Td (For purposes of this Section7, ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 249.7333984375 105.32421875 m 298.6396484375 105.32421875 l s q 0 0 0 rg BT 249.73 106.75 Td (Retirement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 298.64 106.75 Td ( means the cessation of service as an employee for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 94.75 Td (any reason other than death, Disability or termination for Cause and \(A\) you are at least 60 years ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 82.75 Td (of age and your age plus years of service to the Company and its subsidiaries is equal to or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 70.75 Td (greater than 70 or \(B\) you are least 65 years of age. ) Tj ET Q endstream endobj 187 0 obj <> endobj 188 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (5) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 730.75 Td (If you are regularly scheduled to work less than 20 hours per calendar week for the Company or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 718.75 Td (any subsidiary of the Company) Tj ET Q q 0 0 0 rg BT 244.55 718.75 Td (, you will be deemed to have experienced a ) Tj ET Q q 0 0 0 rg BT 439.49 718.75 Td (T) Tj ET Q q 0 0 0 rg BT 444.49 718.75 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 696.75 Td (\(b\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 696.75 Td (Deadline for Exercise) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.04 696.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 674.75 Td (\(i\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 674.75 Td (If your ) Tj ET Q q 0 0 0 rg BT 165.39 674.75 Td (T) Tj ET Q q 0 0 0 rg BT 170.39 674.75 Td (ermination Event is by reason of death, Disability or Retirement, you are \(or in the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 662.75 Td (event of your death or Disability resulting in judicial appointment of a guardian ad litem, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 650.75 Td (administrator or other legal representative, the executor or administrator of your estate, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 638.75 Td (person who shall have acquired the Option through bequest or inheritance or such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 626.75 Td (guardian ad litem, administrator or other legal representative is\) entitled to exercise the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 614.75 Td (Option per the terms contained herein within one year after you experience said ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 602.75 Td (T) Tj ET Q q 0 0 0 rg BT 140.00 602.75 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 580.75 Td (\(ii\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 580.75 Td (Subject to Section7\(d\), if your ) Tj ET Q q 0 0 0 rg BT 271.55 580.75 Td (T) Tj ET Q q 0 0 0 rg BT 276.55 580.75 Td (ermination Event is for a reason other than death, Disability ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 568.75 Td (or Retirement, you are entitled to exercise the Option per the terms contained herein within ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 556.75 Td (90 days after you experience said ) Tj ET Q q 0 0 0 rg BT 287.13 556.75 Td (T) Tj ET Q q 0 0 0 rg BT 292.13 556.75 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 534.75 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 135.00 534.75 Td (If you die within the exercise periods described in subsections \(i\) and \(ii\) above, your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 522.75 Td (executor) Tj ET Q q 0 0 0 rg BT 172.80 522.75 Td (, the administrator of your estate, or your beneficiary may exercise the Option ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 510.75 Td (within one year after your death.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 488.75 Td (\(c\)) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 101.66 488.75 Td ( ) Tj ET Q q 0 0 0 rg BT 108.00 488.75 Td (Expiration) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 152.47 488.75 Td (. Notwithstanding any provision contained in this Section 7 to the contrary) Tj ET Q q 0 0 0 rg BT 476.35 488.75 Td (, in no event ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 476.75 Td (may the Option be exercised to any extent by anyone after the Expiration Date set forth in the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 464.75 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 464.75 Td (ward Memorandum.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 442.75 Td (\(d\)) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 102.22 442.75 Td ( ) Tj ET Q q 0 0 0 rg BT 108.00 442.75 Td (For Cause T) Tj ET Q q 0 0 0 rg BT 162.65 442.75 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 237.69 442.75 Td (. If your employment is terminated for Cause \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 452.21875 441.32421875 m 501.681640625 441.32421875 l s q 0 0 0 rg BT 452.22 442.75 Td (For Cause ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 108 429.32421875 m 188.0390625 429.32421875 l s q 0 0 0 rg BT 108.00 430.75 Td (T) Tj ET Q q 0 0 0 rg BT 113.00 430.75 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 188.04 430.75 Td (\), the Option, whether or not vested, shall terminate immediately) Tj ET Q q 0 0 0 rg BT 474.09 430.75 Td (. For the sake ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 418.75 Td (of clarity) Tj ET Q q 0 0 0 rg BT 144.49 418.75 Td (, in the event that you experience a For Cause ) Tj ET Q q 0 0 0 rg BT 352.21 418.75 Td (T) Tj ET Q q 0 0 0 rg BT 357.21 418.75 Td (ermination Event, there shall be no ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 406.75 Td (accelerated vesting under Section7\(a\).) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 384.75 Td (\(e\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 384.75 Td (Change of Control) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 189.16 384.75 Td (. If a Change of Control of the Company occurs, the provisions of Section17\(c\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 372.75 Td (of the Plan shall apply to the Option. If the successor or purchaser in the Change of Control has ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 360.75 Td (assumed the Company) Tj ET Q q 0 0 0 rg BT 212.87 360.75 Td (s obligations with respect to the Option or provided a substitute award as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 348.75 Td (contemplated by Section17\(c\)\(i\) of the Plan and, within 12 months following the occurrence of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 336.75 Td (the Change of Control, you are terminated without Cause or you terminate your employment for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 324.75 Td (Good Reason \(as hereinafter defined\), the Option or such substitute award shall become fully ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 312.75 Td (vested and exercisable with respect to all Option Shares covered by the Option as of the time ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 300.75 Td (immediately prior to such termination of employment and, notwithstanding any other provision ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 288.75 Td (hereof, the Option shall become exercisable by you for 90 days following such termination \(or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 276.75 Td (such longer period as is otherwise specified in Section7\(b\)\), and the provisions of Section 5 shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 264.75 Td (immediately cease to apply) Tj ET Q q 0 0 0 rg BT 227.87 264.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 242.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 111.330078125 241.32421875 m 173.0390625 241.32421875 l s q 0 0 0 rg BT 111.33 242.75 Td (Good Reason) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 173.04 242.75 Td ( means your suf) Tj ET Q q 0 0 0 rg BT 247.33 242.75 Td (fering any of the following events without your consent: \(x\)a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 230.75 Td (significant or material lessening of your responsibilities; \(y\)a reduction in your annual base salary ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 218.75 Td (or a material reduction in the level of incentive compensation for which you have been eligible ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 206.75 Td (during the two years immediately prior to the occurrence of the Change of Control and/or a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 194.75 Td (material adverse change in the conditions governing receipt of such incentive compensation from ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 182.75 Td (those that prevailed prior to the occurrence of the Change of Control; or \(z\)the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 170.75 Td (requiring you to be based anywhere other than within 50 miles of your place of employment at the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 158.75 Td (time of the occurrence of the Change of Control, except for reasonably required travel to an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 146.75 Td (extent substantially consistent with your business travel obligations. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 124.75 Td (\(f\)) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 99.44 124.75 Td ( ) Tj ET Q q 0 0 0 rg BT 108.00 124.75 Td (Service as Director) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 192.47 124.75 Td (. For purposes of this ) Tj ET Q q 0 0 0 rg BT 288.63 124.75 Td (Agreement, an employee of the Company) Tj ET Q q 0 0 0 rg BT 472.99 124.75 Td (, if also serving ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 112.75 Td (as a director) Tj ET Q q 0 0 0 rg BT 162.47 112.75 Td (, will not be deemed to have terminated employment for purposes of this ) Tj ET Q q 0 0 0 rg BT 484.31 112.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 100.75 Td (until his or her service as a director ends, and his or her years of service will be deemed to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 88.75 Td (include years of service as a director) Tj ET Q q 0 0 0 rg BT 269.74 88.75 Td (.) Tj ET Q endstream endobj 189 0 obj <> endobj 190 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (6) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 730.75 Td (\(g\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 730.75 Td (No Further Obligation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.60 730.75 Td (. ) Tj ET Q q 0 0 0 rg BT 211.75 730.75 Td (The Company will have no further obligations to you under this ) Tj ET Q q 0 0 0 rg BT 490.80 730.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 718.75 Td (if the Option ceases to become exercisable as provided herein.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 696.75 Td (8. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 695.16552734375 m 181.15234375 695.16552734375 l s q 0 0 0 rg BT 90.00 696.75 Td (Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 696.75 Td (. ) Tj ET Q q 0 0 0 rg BT 186.53 696.75 Td (The Company) Tj ET Q q 0 0 0 rg BT 248.59 696.75 Td (, or its transfer agent, will issue and deliver the Option Shares to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 684.75 Td (you as soon as practicable after you exercise any part of the Option and pay the Exercise Price Per ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 672.75 Td (Option Share and all related withholding taxes. If you die before the Company has distributed any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 660.75 Td (portion of the Option Shares purchased upon exercise, the Company will issue the Option Shares to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 648.75 Td (your estate or in accordance with applicable laws of descent and distribution. ) Tj ET Q q 0 0 0 rg BT 432.24 648.75 Td (The Option Shares will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 636.75 Td (be issued in book entry form, and the Company will not be liable for damages relating to any delays in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 624.75 Td (making an appropriate book entry or any mistakes or errors in the making of the book entry; provided ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 612.75 Td (that the Company shall correct any errors caused by it. ) Tj ET Q q 0 0 0 rg BT 337.34 612.75 Td (Any such book entry will be subject to such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 600.75 Td (stop transfer orders and other restrictions as the Company may deem advisable under \(a\) the Plan ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 588.75 Td (and any agreement between you and the Company with respect to the Option Shares, \(b\) any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 576.75 Td (applicable federal or state laws, and/or \(c\) the rules, regulations and other requirements of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 564.75 Td (Securities and Exchange Commission \() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 267.8515625 563.32421875 m 288.4130859375 563.32421875 l s q 0 0 0 rg BT 267.85 564.75 Td (SEC) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 288.41 564.75 Td (\) or any stock exchange upon which the Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 552.75 Td (are listed. ) Tj ET Q q 0 0 0 rg BT 138.73 552.75 Td (The Company may cause an appropriate book entry notation to be made with respect to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 540.75 Td (the Option Shares to reference any of the foregoing restrictions. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 518.75 Td (9. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 517.16552734375 m 226.1328125 517.16552734375 l s q 0 0 0 rg BT 90.00 518.75 Td (Non-T) Tj ET Q q 0 0 0 rg BT 118.33 518.75 Td (ransferability of ) Tj ET Q q 0 0 0 rg BT 195.75 518.75 Td (A) Tj ET Q q 0 0 0 rg BT 202.79 518.75 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.13 518.75 Td (. Except as provided in the Plan, this ) Tj ET Q q 0 0 0 rg BT 390.12 518.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 477.40 518.75 Td (A) Tj ET Q q 0 0 0 rg BT 483.89 518.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 506.75 Td (Memorandum, until the Option Shares have been purchased upon exercise of any part of this Option, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 494.75 Td (this Option and the Option Shares issuable upon exercise hereunder and the rights and privileges ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 482.75 Td (conferred hereby may not be sold, transferred, pledged, assigned, or otherwise alienated or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 470.75 Td (hypothecated \(by operation of law or otherwise\). Upon any attempt to transfer) Tj ET Q q 0 0 0 rg BT 432.41 470.75 Td (, assign, pledge, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 458.75 Td (hypothecate or otherwise dispose of this Option, or of any right or privilege conferred hereby) Tj ET Q q 0 0 0 rg BT 496.70 458.75 Td (, contrary ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 446.75 Td (to the provisions of the Plan or of this ) Tj ET Q q 0 0 0 rg BT 256.76 446.75 Td (Agreement, or upon any attempted sale under any execution, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 434.75 Td (attachment or similar process upon the rights and privileges conferred hereby) Tj ET Q q 0 0 0 rg BT 431.66 434.75 Td (, this Option and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 422.75 Td (rights and privileges conferred hereby shall immediately become null and void. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 400.75 Td (10. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 399.16552734375 m 248.359375 399.16552734375 l s q 0 0 0 rg BT 90.00 400.75 Td (Conditions to Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 248.36 400.75 Td (. ) Tj ET Q q 0 0 0 rg BT 253.74 400.75 Td (The Option Shares issued to you hereunder upon exercise and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 388.75 Td (purchase may be either previously authorized but unissued shares or issued shares which have been ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 376.75 Td (reacquired by the Company) Tj ET Q q 0 0 0 rg BT 212.10 376.75 Td (. ) Tj ET Q q 0 0 0 rg BT 217.48 376.75 Td (The Company shall not be required to issue any Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 364.75 Td (hereunder prior to fulfillment of all of the following conditions: \(a\)the admission of such Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 352.75 Td (to listing on all stock exchanges on which such class of stock is then listed; \(b\)the completion of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 340.75 Td (registration or other qualification of such Option Shares under any state or federal law or under the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 328.75 Td (rulings or regulations of the SEC or any other governmental regulatory body) Tj ET Q q 0 0 0 rg BT 424.44 328.75 Td (, which the compensation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 316.75 Td (committee of the Board of Directors \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 273.4033203125 315.32421875 m 389.0087890625 315.32421875 l s q 0 0 0 rg BT 273.40 316.75 Td (Compensation Committee) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 389.01 316.75 Td (\) shall, in its discretion, deem ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 304.75 Td (necessary or advisable; \(c\)the obtaining of any approval or other clearance from any state or federal ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 292.75 Td (governmental agency) Tj ET Q q 0 0 0 rg BT 184.87 292.75 Td (, which the Compensation Committee shall, in its discretion, determine to be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 280.75 Td (necessary or advisable; \(d\)the lapse of such reasonable period of time following the exercise of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 268.75 Td (Option as the Compensation Committee may establish from time to time for reasons of administrative ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 256.75 Td (convenience; and \(e\) your acceptance of the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 414.08 256.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 484.68 256.75 Td (A) Tj ET Q q 0 0 0 rg BT 491.17 256.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 244.75 Td (Memorandum and the Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 464.66 244.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 222.75 Td (1) Tj ET Q q 0 0 0 rg BT 76.82 222.75 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 221.16552734375 m 211.97021484375 221.16552734375 l s q 0 0 0 rg BT 90.00 222.75 Td (No Rights as Shareholder) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 211.69 222.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 217.25 222.75 Td (Until you exercise any part of this Option, purchase Option Shares and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 210.75 Td (the Option Shares are issued to you, you shall have no rights as a shareholder of the Company with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 198.75 Td (respect to the Option Shares. Specifically) Tj ET Q q 0 0 0 rg BT 272.13 198.75 Td (, you understand and agree that you do not have voting ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 186.75 Td (rights or the right to receive dividends or any other distributions paid with respect to shares of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 174.75 Td (Company common stock by virtue of this Option or the Option Shares subject hereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 152.75 Td (12. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 151.16552734375 m 196.1474609375 151.16552734375 l s q 0 0 0 rg BT 90.00 152.75 Td (Addresses for Notices) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.15 152.75 Td (. ) Tj ET Q q 0 0 0 rg BT 201.15 152.75 Td (Any notice to be given to the Company under the terms of this ) Tj ET Q q 0 0 0 rg BT 477.42 152.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 140.75 Td (shall be addressed to the Company as follows: Corporate Secretary) Tj ET Q q 0 0 0 rg BT 388.86 140.75 Td (, Fiserv) Tj ET Q q 0 0 0 rg BT 420.89 140.75 Td (, Inc., 255 Fiserv Drive, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 128.75 Td (Brookfield, WI 53045, or at such other address as the Company may hereafter designate in writing. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 116.75 Td (Any notice to be given to you shall be addressed to you at the address set forth in the Company) Tj ET Q q 0 0 0 rg BT 515.08 116.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 104.75 Td (records from time to time. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 82.75 Td () Tj ET Q endstream endobj 191 0 obj <> endobj 192 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (7) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 730.75 Td (13. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 729.16552734375 m 240.7861328125 729.16552734375 l s q 0 0 0 rg BT 90.00 730.75 Td (Captions; ) Tj ET Q q 0 0 0 rg BT 138.52 730.75 Td (Agreement Severable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 240.79 730.75 Td (. Captions provided herein are for convenience only and are not to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 718.75 Td (serve as a basis for interpretation or construction of this ) Tj ET Q q 0 0 0 rg BT 337.90 718.75 Td (Agreement. In the event that any provision in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 706.75 Td (this ) Tj ET Q q 0 0 0 rg BT 107.79 706.75 Td (Agreement shall be held invalid or unenforceable, such provision shall be severable from, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 694.75 Td (such invalidity or unenforceability shall not be construed to have any ef) Tj ET Q q 0 0 0 rg BT 402.78 694.75 Td (fect on, the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 682.75 Td (provisions of this ) Tj ET Q q 0 0 0 rg BT 166.70 682.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 660.75 Td (14. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 659.16552734375 m 258.759765625 659.16552734375 l s q 0 0 0 rg BT 90.00 660.75 Td (Securities and T) Tj ET Q q 0 0 0 rg BT 166.50 660.75 Td (ax Representations) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 258.76 660.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 261.54 660.75 Td () Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 638.75 Td (\(a\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 638.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 638.75 Td (ou acknowledge receipt of the prospectus under the Registration Statement on Form S-8 with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 626.75 Td (respect to the Plan filed by the Company with the SEC. ) Tj ET Q q 0 0 0 rg BT 354.06 626.75 Td (Y) Tj ET Q q 0 0 0 rg BT 359.81 626.75 Td (ou represent and agree that you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 614.75 Td (comply with all applicable laws and Company policies relating to the Plan, this ) Tj ET Q q 0 0 0 rg BT 454.29 614.75 Td (Agreement, the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 602.75 Td (exercise of the Option and any disposition of the Option Shares,and that upon the acquisition of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 590.75 Td (any Option Shares, you will make or enter into such written representations, warranties and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 578.75 Td (agreements as the Company may reasonably request to comply with applicable securities laws or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 566.75 Td (this ) Tj ET Q q 0 0 0 rg BT 125.79 566.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 544.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 544.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 544.75 Td (ou represent and warrant that you understand the federal, state and local income and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 532.75 Td (employment tax consequences of the granting of the Option, the exercise of the Option, the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 520.75 Td (purchase of Option Shares, and the subsequent sale or other disposition of any Option Shares. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 508.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 508.75 Td (ou understand and agree that when you exercise the Option, and thereby realize gross income ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 496.75 Td (\(if any\) taxable as compensation in respect of such exercise, the Company will be required to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 484.75 Td (withhold federal, state and local taxes on the full amount of the compensation income realized by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 472.75 Td (you and may also be required to withhold other amounts as a result of such exercise unless the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 460.75 Td (Option is an incentive stock option. ) Tj ET Q q 0 0 0 rg BT 264.76 460.75 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 315.71 460.75 Td (, at or prior to the time that you exercise the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 448.75 Td (Option, you hereby agree to provide the Company with cash funds or Option Shares equal in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 436.75 Td (value to the total federal, state and local taxes and other amounts required to be withheld by the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 424.75 Td (Company or its subsidiary in respect of any compensation income in relation to the Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 412.75 Td (or make other arrangements satisfactory to the Company regarding such amounts. ) Tj ET Q q 0 0 0 rg BT 475.96 412.75 Td (All matters ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 400.75 Td (with respect to the total amount to be withheld as a result of the exercise of the Option shall be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 388.75 Td (determined by the Company in its sole discretion.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 366.75 Td (15. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 365.16552734375 m 170.5615234375 365.16552734375 l s q 0 0 0 rg BT 90.00 366.75 Td (Market Stand-Off) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 170.5615234375 365.32421875 m 173.33984375 365.32421875 l s q 0 0 0 rg BT 170.56 366.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 173.34 366.75 Td ( ) Tj ET Q q 0 0 0 rg BT 178.72 366.75 Td (The Company reserves the right to impose restrictions on dispositions in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 354.75 Td (connection with any underwritten public of) Tj ET Q q 0 0 0 rg BT 275.48 354.75 Td (fering by the Company of its equity securities pursuant to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 342.75 Td (an ef) Tj ET Q q 0 0 0 rg BT 112.06 342.75 Td (fective registration statement filed under the Securities ) Tj ET Q q 0 0 0 rg BT 354.97 342.75 Td (Act of 1933, as amended. Upon receipt of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 330.75 Td (written notice from the Company of a trading restriction, you agree that you shall not directly or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 318.75 Td (indirectly sell, make any short sale of, loan, hypothecate, pledge, of) Tj ET Q q 0 0 0 rg BT 387.21 318.75 Td (fer) Tj ET Q q 0 0 0 rg BT 398.33 318.75 Td (, grant or sell any option or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 306.75 Td (other contract for the purchase of, purchase any option or other contract for the sale of, or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 294.75 Td (dispose of or transfer or agree to engage in any of the foregoing transactions with respect to, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 282.75 Td (Option Shares acquired under this Option without the prior written consent of the Company) Tj ET Q q 0 0 0 rg BT 490.59 282.75 Td (. Such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 270.75 Td (restriction shall be in ef) Tj ET Q q 0 0 0 rg BT 192.09 270.75 Td (fect for such period of time following the date of the final prospectus for the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 258.75 Td (of) Tj ET Q q 0 0 0 rg BT 98.16 258.75 Td (fering as may be determined by the Company) Tj ET Q q 0 0 0 rg BT 299.75 258.75 Td (. In no event, however) Tj ET Q q 0 0 0 rg BT 400.37 258.75 Td (, shall such period exceed one ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 246.75 Td (hundred eighty \(180\) days.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 224.75 Td (16. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 223.16552734375 m 181.1474609375 223.16552734375 l s q 0 0 0 rg BT 90.00 224.75 Td (General Provisions) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 181.1474609375 223.32421875 m 183.92578125 223.32421875 l s q 0 0 0 rg BT 181.15 224.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 202.75 Td (\(a\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 202.75 Td (None of the Plan, this ) Tj ET Q q 0 0 0 rg BT 205.84 202.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 285.33 202.75 Td (A) Tj ET Q q 0 0 0 rg BT 291.82 202.75 Td (ward Memorandum confers upon you any right to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 190.75 Td (continue to be employed by the Company or any subsidiary of the Company or limits in any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 178.75 Td (respect any right of the Company or any subsidiary of the Company to terminate your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 166.75 Td (employment at any time, without liability) Tj ET Q q 0 0 0 rg BT 283.44 166.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 144.75 Td (\(b\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 144.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 144.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 199.72 144.75 Td (A) Tj ET Q q 0 0 0 rg BT 206.21 144.75 Td (ward Memorandum and the Plan contain the entire agreement between the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 132.75 Td (Company and you relating to the Option and supersede all prior agreements or understandings ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 120.75 Td (relating thereto.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 98.75 Td (\(c\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 98.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 98.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 98.75 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 98.75 Td (ward Memorandum may only be modified, amended or cancelled as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 86.75 Td (provided in the Plan.) Tj ET Q endstream endobj 193 0 obj <> endobj 194 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 51.60 Td (8) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 708.75 Td (\(d\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 708.75 Td (If any one or more provisions of this ) Tj ET Q q 0 0 0 rg BT 268.63 708.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 348.13 708.75 Td (A) Tj ET Q q 0 0 0 rg BT 354.62 708.75 Td (ward Memorandum is found to be invalid, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 696.75 Td (illegal or unenforceable in any respect, the validity) Tj ET Q q 0 0 0 rg BT 328.50 696.75 Td (, legality and enforceability of the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 684.75 Td (provisions hereof shall not in any way be af) Tj ET Q q 0 0 0 rg BT 299.04 684.75 Td (fected or impaired thereby) Tj ET Q q 0 0 0 rg BT 414.47 684.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 662.75 Td (\(e\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 662.75 Td (Any remedies available to the Company under the Plan or this ) Tj ET Q q 0 0 0 rg BT 384.83 662.75 Td (Agreement are cumulative and are ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 650.75 Td (in addition to, and are not af) Tj ET Q q 0 0 0 rg BT 231.80 650.75 Td (fected by) Tj ET Q q 0 0 0 rg BT 271.64 650.75 Td (, the other rights and remedies available to the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 638.75 Td (under the Plan, this ) Tj ET Q q 0 0 0 rg BT 196.39 638.75 Td (Agreement, by law or otherwise.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 616.75 Td (\(f\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 616.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 616.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 616.75 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 616.75 Td (ward Memorandum shall be governed by and construed in accordance ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 604.75 Td (with the laws of the State of Wisconsin, without regard to conflict of law provisions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 582.75 Td (\(g\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 582.75 Td (The Company agrees, and you agree, to be subject to and bound by all of the terms and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 570.75 Td (conditions of the Plan. ) Tj ET Q q 0 0 0 rg BT 209.00 570.75 Td (The Prospectus for the Plan is accessible on the administrative agent) Tj ET Q q 0 0 0 rg BT 517.31 570.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 558.75 Td (website \() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 148.0146484375 557.32421875 m 272.8828125 557.32421875 l s q 0 0 0 rg BT 148.01 558.75 Td (www) Tj ET Q q 0 0 0 rg BT 169.13 558.75 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 251.21 558.75 Td (.com) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 272.88 558.75 Td (\) in the forms library and a paper copy is available upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 546.75 Td (request.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 524.75 Td (\(h\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 524.75 Td (During your lifetime, the Option may only be exercised by you or your legal representatives.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 502.75 Td (\(i\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 502.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 502.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 502.75 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 502.75 Td (ward Memorandum shall be binding upon and inure to the benefit of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 490.75 Td (any successor or assign of the Company and to any heir) Tj ET Q q 0 0 0 rg BT 357.03 490.75 Td (, distributee, executor) Tj ET Q q 0 0 0 rg BT 452.08 490.75 Td (, administrator or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 478.75 Td (legal representative entitled by law to your rights hereunder) Tj ET Q q 0 0 0 rg BT 369.82 478.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 456.75 Td (\(j\) ) Tj ET Q q 0 0 0 rg BT 108.00 456.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 456.75 Td (ou understand that, under the terms of the Plan, this ) Tj ET Q q 0 0 0 rg BT 346.68 456.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 433.96 456.75 Td (A) Tj ET Q q 0 0 0 rg BT 440.45 456.75 Td (ward Memorandum, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 444.75 Td (the Company may cancel or rescind the Option and/or the Option Shares in certain ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 432.75 Td (circumstances.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 410.75 Td (By selecting the I accept box on the website of our administrative agent, you acknowledge your ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 398.75 Td (acceptance of, and agreement to be bound by) Tj ET Q q 0 0 0 rg BT 289.08 398.75 Td (, this ) Tj ET Q q 0 0 0 rg BT 314.82 398.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 390.02 398.75 Td (A) Tj ET Q q 0 0 0 rg BT 397.06 398.75 Td (ward Memorandum and the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 386.75 Td (Plan. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 364.75 Td (Y) Tj ET Q q 0 0 0 rg BT 77.93 364.75 Td (our acceptance of the terms of this ) Tj ET Q q 0 0 0 rg BT 246.48 364.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 321.68 364.75 Td (A) Tj ET Q q 0 0 0 rg BT 328.72 364.75 Td (ward Memorandum and the Plan through ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 352.75 Td (our administrative agent) Tj ET Q q 0 0 0 rg BT 190.54 352.75 Td (s website is a condition to your ability to exercise your Option. ) Tj ET Q q 0 0 0 rg BT 490.98 352.75 Td (Y) Tj ET Q q 0 0 0 rg BT 496.91 352.75 Td (ou must ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 340.75 Td (log on to our administrative agent) Tj ET Q q 0 0 0 rg BT 235.53 340.75 Td (s website and accept the terms and conditions of this ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 328.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 147.20 328.75 Td (A) Tj ET Q q 0 0 0 rg BT 154.24 328.75 Td (ward Memorandum and the Plan within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 467.83 328.75 Td (A) Tj ET Q q 0 0 0 rg BT 474.87 328.75 Td (ward Grant ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 316.75 Td (Date. If you do not accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 350.54 316.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 425.74 316.75 Td (A) Tj ET Q q 0 0 0 rg BT 432.78 316.75 Td (ward Memorandum ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 304.75 Td (and the Plan within such time, this ) Tj ET Q q 0 0 0 rg BT 238.31 304.75 Td (A) Tj ET Q q 0 0 0 rg BT 245.35 304.75 Td (ward will be forfeited and immediately terminate.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 292.75 Td () Tj ET Q endstream endobj 195 0 obj <> endobj 196 0 obj <> stream BT /F2 11.00 Tf ET q 0 0 0 rg BT 477.65 772.10 Td (Exhibit 10.10) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 184.05 712.00 Td (FISER) Tj ET Q q 0 0 0 rg BT 216.24 712.00 Td (V) Tj ET Q q 0 0 0 rg BT 222.57 712.00 Td (, INC. 2007 OMNIBUS INCENTIVE PLAN) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 199.35 698.80 Td (ST) Tj ET Q q 0 0 0 rg BT 213.21 698.80 Td (OCK OPTION ) Tj ET Q q 0 0 0 rg BT 285.52 698.80 Td (A) Tj ET Q q 0 0 0 rg BT 292.86 698.80 Td (W) Tj ET Q q 0 0 0 rg BT 302.64 698.80 Td (ARD MEMORANDUM ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.68 698.80 Td ( ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 250.05 683.857080078125 m 361.89228515625 683.857080078125 l s q 0 0 0 rg BT 250.05 685.60 Td (EMPLOYEE \(EC RET\)) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 623.39 Td (Employee:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 623.82333984375 m 474.24072265625 623.82333984375 l s q 0 0 0 rg BT 330.00 625.39 Td ([FIRST NAME] [LAST NAME]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 597.39 Td (Grant Date:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 597.82333984375 m 406.18896484375 597.82333984375 l s q 0 0 0 rg BT 330.00 599.39 Td ([GRANT DATE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 571.39 Td (Number of Shares Subject to Option:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 571.82333984375 m 450.205078125 571.82333984375 l s q 0 0 0 rg BT 330.00 573.39 Td ([NUMBER OF SHARES]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 545.39 Td (Exercise Price Per Option Share:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 545.82333984375 m 428.41455078125 545.82333984375 l s q 0 0 0 rg BT 330.00 547.39 Td ([EXERCISE PRICE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 519.39 Td (Type of Option:) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 493.39 Td (Vesting Schedule:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 493.82333984375 m 447.3583984375 493.82333984375 l s q 0 0 0 rg BT 330.00 495.39 Td ([VESTING SCHEDULE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 467.39 Td (Expiration Date:) Tj ET Q BT /F6 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 467.82333984375 m 472.462890625 467.82333984375 l s q 0 0 0 rg BT 330.00 469.39 Td (10 years after the Grant Date) Tj ET Q BT /F1 10.00 Tf ET BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 422.00 Td (Additional terms and conditions of your ) Tj ET Q q 0 0 0 rg BT 283.04 422.00 Td (A) Tj ET Q q 0 0 0 rg BT 290.79 422.00 Td (ward are included in the Stock Option ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 408.80 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 135.16 408.80 Td (As a condition to your ability to exercise your Option, you must log on to ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 395.60 Td (Fidelity) Tj ET Q q 0 0 0 rg BT 113.15 395.60 Td (s website at ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 178.56787109375 393.857080078125 m 328.9208984375 393.857080078125 l s q 0 0 0 rg BT 178.57 395.60 Td (www) Tj ET Q q 0 0 0 rg BT 203.83 395.60 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 303.25 395.60 Td (.com) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 328.92 395.60 Td ( and accept the terms and conditions of ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 382.40 Td (this ) Tj ET Q q 0 0 0 rg BT 94.20 382.40 Td (A) Tj ET Q q 0 0 0 rg BT 101.95 382.40 Td (ward within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 303.27 382.40 Td (A) Tj ET Q q 0 0 0 rg BT 311.01 382.40 Td (ward Grant Date. If you do not accept the ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 369.20 Td (terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 221.93 369.20 Td (A) Tj ET Q q 0 0 0 rg BT 229.68 369.20 Td (ward within such time at www) Tj ET Q q 0 0 0 rg BT 385.74 369.20 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 485.16 369.20 Td (.com, this ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 356.00 Td (A) Tj ET Q q 0 0 0 rg BT 79.75 356.00 Td (ward will be forfeited and immediately terminate. ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 72 327.857080078125 m 96.44384765625 327.857080078125 l s q 0 0 0 rg BT 72.00 329.60 Td (Note) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 96.44 329.60 Td (: Section 5\(c\) of the Stock Option ) Tj ET Q q 0 0 0 rg BT 272.65 329.60 Td (Agreement contains provisions that restrict your ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 316.40 Td (activities. These provisions apply to you and, by accepting this ) Tj ET Q q 0 0 0 rg BT 404.73 316.40 Td (A) Tj ET Q q 0 0 0 rg BT 412.47 316.40 Td (ward, you agree to be ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 303.20 Td (bound by these restrictions.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 291.20 Td ( ) Tj ET Q endstream endobj 197 0 obj <> endobj 198 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (1) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 234.85 724.66552734375 m 377.0814453125 724.66552734375 l s q 0 0 0 rg BT 234.85 726.25 Td (ST) Tj ET Q q 0 0 0 rg BT 247.45 726.25 Td (OCK OPTION ) Tj ET Q q 0 0 0 rg BT 313.19 726.25 Td (AGREEMENT) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 702.25 Td (Pursuant to the Fiserv) Tj ET Q q 0 0 0 rg BT 187.08 702.25 Td (, Inc. 2007 Omnibus Incentive Plan \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 368.2861328125 700.82421875 m 388.30078125 700.82421875 l s q 0 0 0 rg BT 368.29 702.25 Td (Plan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 388.30 702.25 Td (\), Fiserv) Tj ET Q q 0 0 0 rg BT 427.00 702.25 Td (, Inc., a Wisconsin ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 690.25 Td (corporation \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 148.1474609375 688.82421875 m 190.9453125 688.82421875 l s q 0 0 0 rg BT 148.15 690.25 Td (Company) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 190.95 690.25 Td (\), has granted you an Option to purchase such number of shares of Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 678.25 Td (common stock \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 162.5810546875 676.82421875 m 226.5068359375 676.82421875 l s q 0 0 0 rg BT 162.58 678.25 Td (Option Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.51 678.25 Td (\) as set forth in the ) Tj ET Q q 0 0 0 rg BT 314.88 678.25 Td (A) Tj ET Q q 0 0 0 rg BT 321.37 678.25 Td (ward Memorandum on the terms and conditions ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 666.25 Td (set forth in this agreement \(this ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 215.3935546875 664.82421875 m 264.3095703125 664.82421875 l s q 0 0 0 rg BT 215.39 666.25 Td (Agreement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 264.31 666.25 Td (\), the ) Tj ET Q q 0 0 0 rg BT 292.65 666.25 Td (A) Tj ET Q q 0 0 0 rg BT 299.14 666.25 Td (ward Memorandum and the terms of the Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 654.25 Td (Capitalized terms used in this ) Tj ET Q q 0 0 0 rg BT 204.84 654.25 Td (Agreement and not defined herein shall have the meanings set forth in the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 642.25 Td (Plan.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 620.25 Td (In the event of a conflict between the terms of this ) Tj ET Q q 0 0 0 rg BT 312.35 620.25 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 391.84 620.25 Td (A) Tj ET Q q 0 0 0 rg BT 398.33 620.25 Td (ward Memorandum and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 608.25 Td (terms of the Plan, the terms of the Plan shall govern. In the event of a conflict between the terms of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 596.25 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 159.29 596.25 Td (A) Tj ET Q q 0 0 0 rg BT 165.77 596.25 Td (ward Memorandum, the terms of this ) Tj ET Q q 0 0 0 rg BT 330.84 596.25 Td (Agreement shall govern.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 574.25 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 572.66552734375 m 217.0361328125 572.66552734375 l s q 0 0 0 rg BT 90.00 574.25 Td (Grant Date; T) Tj ET Q q 0 0 0 rg BT 152.60 574.25 Td (ype of Option) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 217.04 574.25 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 219.81 574.25 Td ( ) Tj ET Q q 0 0 0 rg BT 225.19 574.25 Td (The Option is granted to you on the Grant Date set forth in the ) Tj ET Q q 0 0 0 rg BT 502.02 574.25 Td (A) Tj ET Q q 0 0 0 rg BT 508.51 574.25 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 562.25 Td (Memorandum. If the Option is designated as a non-qualified stock option in the ) Tj ET Q q 0 0 0 rg BT 450.21 562.25 Td (A) Tj ET Q q 0 0 0 rg BT 456.69 562.25 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 550.25 Td (Memorandum, then the Option will not be treated by you or the Company as an incentive stock option ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 538.25 Td (as defined in Section 422 of the Code. If the Option is designated as an incentive stock option in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 106.13 526.25 Td (A) Tj ET Q q 0 0 0 rg BT 112.62 526.25 Td (ward Memorandum, then the Option is intended to satisfy the requirements of Section 422 of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 514.25 Td (Code.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 492.25 Td (2. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 490.66552734375 m 193.69140625 490.66552734375 l s q 0 0 0 rg BT 90.00 492.25 Td (T) Tj ET Q q 0 0 0 rg BT 95.37 492.25 Td (ermination of Option) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 193.69 492.25 Td (. ) Tj ET Q q 0 0 0 rg BT 201.85 492.25 Td (Y) Tj ET Q q 0 0 0 rg BT 207.60 492.25 Td (our right to exercise the Option and to purchase the Option Shares shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 480.25 Td (expire and terminate in all events on the earliest of \(a\) the Expiration Date set forth in the ) Tj ET Q q 0 0 0 rg BT 484.66 480.25 Td (A) Tj ET Q q 0 0 0 rg BT 491.15 480.25 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 468.25 Td (Memorandum or \(b\) the date upon which exercise is no longer permitted pursuant to Section 7 of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 456.25 Td (Agreement or \(c\) your failure to accept the terms of this ) Tj ET Q q 0 0 0 rg BT 336.77 456.25 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 407.37 456.25 Td (A) Tj ET Q q 0 0 0 rg BT 413.86 456.25 Td (ward Memorandum and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 444.25 Td (Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 364.05 444.25 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 422.25 Td (3. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 420.66552734375 m 158.388671875 420.66552734375 l s q 0 0 0 rg BT 90.00 422.25 Td (Exercise Price) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.39 422.25 Td (. ) Tj ET Q q 0 0 0 rg BT 166.54 422.25 Td (The purchase price to be paid upon the exercise of the Option will be the Exercise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 410.25 Td (Price Per Option Share set forth in the ) Tj ET Q q 0 0 0 rg BT 261.20 410.25 Td (A) Tj ET Q q 0 0 0 rg BT 267.69 410.25 Td (ward Memorandum.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 388.25 Td (4. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 386.66552734375 m 281.171875 386.66552734375 l s q 0 0 0 rg BT 90.00 388.25 Td (V) Tj ET Q q 0 0 0 rg BT 96.12 388.25 Td (esting; Provisions Relating to Exercise) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 281.17 388.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 289.51 388.25 Td (Once you become entitled to exercise any part of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 376.25 Td (Option \(and to purchase Option Shares\) pursuant to the vesting schedule set forth in the ) Tj ET Q q 0 0 0 rg BT 482.46 376.25 Td (A) Tj ET Q q 0 0 0 rg BT 488.95 376.25 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 364.25 Td (Memorandum, that right will continue until the date on which the Option expires and terminates. ) Tj ET Q q 0 0 0 rg BT 516.71 364.25 Td (The ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 352.25 Td (right to purchase Option Shares under the Option is cumulative, so that if the full number of Option ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 340.25 Td (Shares is not purchased in a single transaction, the balance may be purchased at any time or from ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 328.25 Td (time to time thereafter during the term of the Option. ) Tj ET Q q 0 0 0 rg BT 322.71 328.25 Td (The ) Tj ET Q q 0 0 0 rg BT 342.17 328.25 Td (Administrator) Tj ET Q q 0 0 0 rg BT 400.52 328.25 Td (, in its sole discretion, may at ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 316.25 Td (any time accelerate the time at which the Option becomes exercisable by you with respect to any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 304.25 Td (Option Shares. ) Tj ET Q q 0 0 0 rg BT 159.30 304.25 Td (The Company may cancel, rescind, suspend, withhold or otherwise limit or restrict ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 292.25 Td (any unexpired, unpaid or deferred part of the Option at any time if you are not in compliance with all ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 280.25 Td (applicable provisions of this ) Tj ET Q q 0 0 0 rg BT 214.52 280.25 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 285.12 280.25 Td (A) Tj ET Q q 0 0 0 rg BT 291.61 280.25 Td (ward Memorandum and the Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 258.25 Td (5. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 256.66552734375 m 408.3349609375 256.66552734375 l s q 0 0 0 rg BT 90.00 258.25 Td (Confidential Information, Non-Competition, and Related Covenants) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 408.33 258.25 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 236.25 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 236.25 Td (Definitions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 214.25 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 135.00 214.25 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 212.82421875 m 165.5517578125 212.82421875 l s q 0 0 0 rg BT 138.33 214.25 Td (Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 165.55 214.25 Td ( means the Company) Tj ET Q q 0 0 0 rg BT 263.19 214.25 Td (, its direct and indirect subsidiaries, af) Tj ET Q q 0 0 0 rg BT 429.75 214.25 Td (filiated entities, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 202.25 Td (successors, and assigns.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 180.25 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 135.00 180.25 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 178.82421875 m 243.9453125 178.82421875 l s q 0 0 0 rg BT 138.33 180.25 Td (Confidential Information) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 243.95 180.25 Td ( means all trade secrets, Innovations \(as defined below\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 168.25 Td (confidential or proprietary business information and data, computer software, and database ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 156.25 Td (technologies or technological information, formulae, templates, algorithms, designs, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 144.25 Td (process and systems information, processes, intellectual property rights, marketing plans, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 132.25 Td (client lists and specifications, pricing and cost information and any other confidential ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 120.25 Td (information of Fiserv or its clients, vendors or subcontractors that relates to the business of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 108.25 Td (Fiserv or to the business of any client, vendor or subcontractor of Fiserv or any other party ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 96.25 Td (with whom Fiserv agrees to hold information in confidence, whether patentable, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 84.25 Td (copyrightable or protectable as a trade secret or not, except: \(A\) information that is, at the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 72.25 Td (time of disclosure, in the public domain or that is subsequently published or otherwise ) Tj ET Q endstream endobj 199 0 obj <> endobj 200 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (2) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 726.25 Td (becomes part of the public domain through no fault of yours; or \(B\) information that is ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 714.25 Td (disclosed by you under order of law or governmental regulation; provided, however) Tj ET Q q 0 0 0 rg BT 500.77 714.25 Td (, that ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 702.25 Td (you agree to notify the General Counsel of Fiserv upon receipt of any request for disclosure ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 690.25 Td (as soon as possible prior to any such disclosure so that appropriate safeguards may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 678.25 Td (maintained. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 656.25 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 135.00 656.25 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 654.82421875 m 271.7236328125 654.82421875 l s q 0 0 0 rg BT 138.33 656.25 Td (Competing Product or Service) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.72 656.25 Td ( means any product or service that is sold in competition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 644.25 Td (with, or is being developed and that will compete with, a product or service developed, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 632.25 Td (manufactured, or sold by Fiserv) Tj ET Q q 0 0 0 rg BT 274.32 632.25 Td (. For purposes of this Section5, Competing Products or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 620.25 Td (Services as to you are limited to products and/or services with respect to which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 608.25 Td (participated in the development, planning, testing, sale, marketing or evaluation on behalf ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 596.25 Td (of Fiserv during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 383.24 596.25 Td (, or after the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 584.25 Td (employment, during any part of the 24 months preceding the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 572.25 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 572.25 Td (, or for which you supervised one or more Fiserv employees, units, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 560.25 Td (divisions or departments in doing so.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 538.25 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 135.00 538.25 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 536.82421875 m 187.236328125 536.82421875 l s q 0 0 0 rg BT 138.33 538.25 Td (Competitor) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 187.24 538.25 Td ( means an individual, business or any other entity or enterprise engaged or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 526.25 Td (having publicly announced its intent to engage in the sale or marketing of any Competing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 514.25 Td (Product or Service.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 492.25 Td (\(v\) ) Tj ET Q q 0 0 0 rg BT 135.00 492.25 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 490.82421875 m 189.4775390625 490.82421875 l s q 0 0 0 rg BT 138.33 492.25 Td (Innovations) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 189.48 492.25 Td ( means all developments, improvements, designs, original works of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 480.25 Td (authorship, formulas, processes, software programs, databases, and trade secrets, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 468.25 Td (whether or not patentable, copyrightable or protectable as trade secrets, that you, either by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 456.25 Td (yourself or jointly with others, create, modify) Tj ET Q q 0 0 0 rg BT 328.78 456.25 Td (, develop, or implement during the period of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 444.25 Td (your employment with Fiserv that relate in any way to Fiserv) Tj ET Q q 0 0 0 rg BT 402.70 444.25 Td (s business. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 422.25 Td (\(vi\) ) Tj ET Q q 0 0 0 rg BT 135.00 422.25 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 420.82421875 m 194.4580078125 420.82421875 l s q 0 0 0 rg BT 138.33 422.25 Td (Moral Rights) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 194.46 422.25 Td ( means any rights to claim authorship of a work of authorship, to object to or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 410.25 Td (prevent the modification of any such work of authorship, or to withdraw from circulation or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 398.25 Td (control the publication or distribution of any such work of authorship.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 376.25 Td (\(vii\) ) Tj ET Q q 0 0 0 rg BT 135.00 376.25 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 374.82421875 m 163.896484375 374.82421875 l s q 0 0 0 rg BT 138.33 376.25 Td (Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 163.90 376.25 Td ( means any person, association or entity: \(A\) for which you directly performed ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 364.25 Td (services or for which you supervised others in performing services with Fiserv) Tj ET Q q 0 0 0 rg BT 477.16 364.25 Td (, during any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 352.25 Td (part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 292.65 352.25 Td (, or after the termination of your employment, during ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 340.25 Td (any part of the 24 months preceding the termination of your employment with Fiserv; or \(B\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 328.25 Td (about which you have Confidential Information as a result of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 529.45 328.25 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 306.25 Td (\(viii\) ) Tj ET Q q 0 0 0 rg BT 135.00 306.25 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 304.82421875 m 218.9208984375 304.82421875 l s q 0 0 0 rg BT 138.33 306.25 Td (Prospective Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 218.92 306.25 Td ( means any client: \(A\) with which Fiserv was in active business ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 294.25 Td (discussions or negotiations at any time during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 516.66 294.25 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 282.25 Td (after the termination of your employment, during any part of the 24 months preceding the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 270.25 Td (termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 324.88 270.25 Td (, in which you participated or for which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 258.25 Td (directly performed services or for which you supervised others in performing services with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 246.25 Td (Fiserv; or \(B\) about which you have Confidential Information as a result of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 234.25 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 234.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 212.25 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 212.25 Td (During your employment, Fiserv will provide you with Confidential Information relating to Fiserv) Tj ET Q q 0 0 0 rg BT 525.76 212.25 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 200.25 Td (its business and clients, the disclosure or misuse of which would cause severe and irreparable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 188.25 Td (harm to Fiserv) Tj ET Q q 0 0 0 rg BT 171.16 188.25 Td (. ) Tj ET Q q 0 0 0 rg BT 179.31 188.25 Td (Y) Tj ET Q q 0 0 0 rg BT 185.07 188.25 Td (ou agree that all Confidential Information is and shall remain the sole and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 176.25 Td (absolute property of Fiserv) Tj ET Q q 0 0 0 rg BT 225.65 176.25 Td (. Upon the termination of your employment for any reason, you shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 164.25 Td (immediately return to Fiserv all documents and materials that contain or constitute Confidential ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 152.25 Td (Information, in any form whatsoever) Tj ET Q q 0 0 0 rg BT 266.41 152.25 Td (, including but not limited to, all copies, abstracts, electronic ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 140.25 Td (versions, and summaries thereof. ) Tj ET Q q 0 0 0 rg BT 261.22 140.25 Td (Y) Tj ET Q q 0 0 0 rg BT 266.97 140.25 Td (ou further agree that, without the written consent of the Chief ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 128.25 Td (Executive Of) Tj ET Q q 0 0 0 rg BT 164.51 128.25 Td (ficer of the Company or) Tj ET Q q 0 0 0 rg BT 267.89 128.25 Td (, in the case of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 435.02 128.25 Td (ficer of the Company) Tj ET Q q 0 0 0 rg BT 526.54 128.25 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 116.25 Td (without the written approval of the Board of Directors of the Company:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 94.25 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 135.00 94.25 Td (Y) Tj ET Q q 0 0 0 rg BT 140.75 94.25 Td (ou will not disclose, use, copy or duplicate, or otherwise permit the use, disclosure, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 82.25 Td (copying or duplication of any Confidential Information of Fiserv) Tj ET Q q 0 0 0 rg BT 410.52 82.25 Td (, other than in connection ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 70.25 Td (with the authorized activities conducted in the course of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 509.44 70.25 Td (. ) Tj ET Q q 0 0 0 rg BT 517.59 70.25 Td (Y) Tj ET Q q 0 0 0 rg BT 523.34 70.25 Td (ou ) Tj ET Q endstream endobj 201 0 obj <> endobj 202 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (3) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 726.25 Td (agree to take all reasonable steps and precautions to prevent any unauthorized disclosure, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 714.25 Td (use, copying or duplication of Confidential Information.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 692.25 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 135.00 692.25 Td (All Innovations are and shall remain the sole and absolute property of Fiserv) Tj ET Q q 0 0 0 rg BT 471.11 692.25 Td (. ) Tj ET Q q 0 0 0 rg BT 479.27 692.25 Td (Y) Tj ET Q q 0 0 0 rg BT 485.02 692.25 Td (ou will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 680.25 Td (provide all assistance requested by Fiserv) Tj ET Q q 0 0 0 rg BT 320.46 680.25 Td (, at its expense, in the preservation of its interest ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 668.25 Td (in any Innovations in any country) Tj ET Q q 0 0 0 rg BT 279.90 668.25 Td (, and hereby assign and agree to assign to Fiserv all ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 656.25 Td (rights, title and interest in and to all worldwide patents, patent applications, copyrights, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 644.25 Td (trade secrets and other intellectual property rights in any Innovation. ) Tj ET Q q 0 0 0 rg BT 441.10 644.25 Td (Y) Tj ET Q q 0 0 0 rg BT 446.86 644.25 Td (ou also assign and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 632.25 Td (agree to assign to Fiserv) Tj ET Q q 0 0 0 rg BT 243.75 632.25 Td (, or where applicable, to waive, which waiver shall inure to the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 620.25 Td (benefit of Fiserv and its assigns, all Moral Rights in any Innovation. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 598.25 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 135.00 598.25 Td (Notwithstanding the preceding statements, you understand that, pursuant to 18 U.S.C. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 586.25 Td (1833\(b\)\(1\) and 1833\(b\)\(2\):) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 564.25 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 167.00 564.25 Td (An individual shall not be held criminally or civilly liable under any Federal or State ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 552.25 Td (trade secret law for the disclosure of a trade secret that \(I\) is made \(x\) in confidence ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 540.25 Td (to a Federal, State, or local government of) Tj ET Q q 0 0 0 rg BT 353.59 540.25 Td (ficial, either directly or indirectly) Tj ET Q q 0 0 0 rg BT 491.78 540.25 Td (, or to an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 528.25 Td (attorney and \(y\) solely for the purpose of reporting or investigating a suspected ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 516.25 Td (violation of law; or \(II\) is made in a complaint or other document filed in a lawsuit or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 504.25 Td (other proceeding, if such filing is made under seal.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 482.25 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 167.00 482.25 Td (An individual who files a lawsuit for retaliation by the Company for reporting a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 470.25 Td (suspected violation of law may disclose the trade secret to the attorney of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 458.25 Td (individual and use the trade secret information in the court proceeding, if the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 446.25 Td (individual \(I\) files any document containing the trade secret under seal and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 434.25 Td (\(II\)doesnot disclose the trade secret, except pursuant to court order) Tj ET Q q 0 0 0 rg BT 469.94 434.25 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 412.25 Td (Y) Tj ET Q q 0 0 0 rg BT 140.75 412.25 Td (ou understand that if you are found to have wrongfully misappropriated a trade secret, you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 400.25 Td (may be liable to the Company for) Tj ET Q q 0 0 0 rg BT 281.19 400.25 Td (, among other things, exemplary damages and attorneys) Tj ET Q q 0 0 0 rg BT 533.18 400.25 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 388.25 Td (fees.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 366.25 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 108.00 366.25 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 366.25 Td (ou agree that, without the written consent of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 409.85 366.25 Td (ficer of the Company or) Tj ET Q q 0 0 0 rg BT 513.23 366.25 Td (, in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 354.25 Td (the case of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 259.01 354.25 Td (ficer of the Company) Tj ET Q q 0 0 0 rg BT 350.53 354.25 Td (, without the written approval of the Board ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 342.25 Td (of Directors of the Company) Tj ET Q q 0 0 0 rg BT 231.75 342.25 Td (, you shall not engage in any of the conduct described in subsections ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 330.25 Td (\(i\) or \(ii\), below) Tj ET Q q 0 0 0 rg BT 173.57 330.25 Td (, either directly or indirectly) Tj ET Q q 0 0 0 rg BT 291.75 330.25 Td (, or as an employee, contractor) Tj ET Q q 0 0 0 rg BT 429.05 330.25 Td (, consultant, partner) Tj ET Q q 0 0 0 rg BT 516.88 330.25 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 318.25 Td (of) Tj ET Q q 0 0 0 rg BT 116.16 318.25 Td (ficer) Tj ET Q q 0 0 0 rg BT 134.50 318.25 Td (, director or stockholder) Tj ET Q q 0 0 0 rg BT 238.43 318.25 Td (, other than a stockholder of less than 5% of the equities of a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 306.25 Td (publicly traded corporation, or in any other capacity for any person, firm, partnership or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 294.25 Td (corporation:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 272.25 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 135.00 272.25 Td (During the time of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 343.22 272.25 Td (, you will not: \(A\) perform duties as or for a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 260.25 Td (Competitor) Tj ET Q q 0 0 0 rg BT 183.35 260.25 Td (, Client or Prospective Client of Fiserv \(except to the extent required by your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 248.25 Td (employment with Fiserv\); or \(B\) participate in the inducement of or otherwise encourage ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 236.25 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify) Tj ET Q q 0 0 0 rg BT 512.20 236.25 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 224.25 Td (terminate any agreement or relationship they have or had with Fiserv) Tj ET Q q 0 0 0 rg BT 438.86 224.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 202.25 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 135.00 202.25 Td (For a period of 12 months following the termination of your employment with Fiserv \(or) Tj ET Q q 0 0 0 rg BT 515.73 202.25 Td (, in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 190.25 Td (the case of Retirement, for a period of 12 months following the later of \(x\) the date of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 178.25 Td (last restricted stock unit vesting event following Retirement or \(y\) the latest date upon which ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 166.25 Td (you are entitled to exercise an option following Retirement \(in either case, assuming no ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 154.25 Td (Post-Retirement V) Tj ET Q q 0 0 0 rg BT 216.51 154.25 Td (iolation\)\), you will not: \(A\) perform duties as or for a Competitor) Tj ET Q q 0 0 0 rg BT 494.40 154.25 Td (, Client or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 142.25 Td (Prospective Client of Fiserv that are the same as or similar to the duties performed by you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 130.25 Td (for Fiserv at any time during any part of the 24 month period preceding the termination of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 118.25 Td (your employment with Fiserv; \(B\) participate in the inducement of or otherwise encourage ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 106.25 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify) Tj ET Q q 0 0 0 rg BT 512.20 106.25 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 94.25 Td (terminate any agreement or relationship they have or had with Fiserv during any part of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 82.25 Td (24 month period preceding the termination of your employment with Fiserv; or \(C\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 70.25 Td (participate voluntarily or provide assistance or information to any person or entity either ) Tj ET Q endstream endobj 203 0 obj <> endobj 204 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (4) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 726.25 Td (negotiating with Fiserv involving a Competing Product or Service, or concerning a potential ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 714.25 Td (or existing business or legal dispute with Fiserv) Tj ET Q q 0 0 0 rg BT 343.24 714.25 Td (, including, but not limited to, litigation, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 702.25 Td (except as may be required by law) Tj ET Q q 0 0 0 rg BT 283.41 702.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 680.25 Td (No provision of these subsections \(i\) and \(ii\) shall apply to restrict your conduct, or trigger any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 668.25 Td (reimbursement obligations under this ) Tj ET Q q 0 0 0 rg BT 274.20 668.25 Td (Agreement, in any jurisdiction where such provision is, on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 656.25 Td (its face, unenforceable and/or void as against public policy) Tj ET Q q 0 0 0 rg BT 365.75 656.25 Td (, unless the provision may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 644.25 Td (construed or deemed amended to be enforceable and compliant with public policy) Tj ET Q q 0 0 0 rg BT 469.15 644.25 Td (, in which case ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 632.25 Td (the provision will apply as construed or deemed amended.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 610.25 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 108.00 610.25 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 610.25 Td (ou acknowledge and agree that compliance with this Section5 is necessary to protect the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 598.25 Td (Company) Tj ET Q q 0 0 0 rg BT 150.06 598.25 Td (, and that a breach of any of this Section5 will result in irreparable and continuing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 586.25 Td (damage to the Company for which there will be no adequate remedy at law) Tj ET Q q 0 0 0 rg BT 439.30 586.25 Td (. In the event of a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 574.25 Td (breach of this Section5, or any part thereof, the Company) Tj ET Q q 0 0 0 rg BT 364.07 574.25 Td (, and its successors and assigns, shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 562.25 Td (be entitled to injunctive relief and to such other and further relief as is proper under the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 550.25 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 180.06 550.25 Td (The Company shall institute and prosecute proceedings in any Court of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 538.25 Td (competent jurisdiction either in law or in equity to obtain damages for any such breach of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 526.25 Td (Section5, or to enjoin you from performing services in breach of Section5\(c\) during the term of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 514.25 Td (employment and for a period of 12 months following the termination of employment. ) Tj ET Q q 0 0 0 rg BT 483.02 514.25 Td (Y) Tj ET Q q 0 0 0 rg BT 488.77 514.25 Td (ou hereby ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 502.25 Td (agree to submit to the jurisdiction of any Court of competent jurisdiction in any disputes that arise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 490.25 Td (under this ) Tj ET Q q 0 0 0 rg BT 154.14 490.25 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 468.25 Td (\(e\) ) Tj ET Q q 0 0 0 rg BT 108.00 468.25 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 468.25 Td (ou further agree that, in the event of your breach of this Section 5, the Company shall also be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 456.25 Td (entitled to recover the value of any amounts previously paid or payable or any shares \(or the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 444.25 Td (value of any shares\) delivered or deliverable to you pursuant to any Fiserv bonus program, this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 432.25 Td (Agreement, and any other Fiserv plan or arrangement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 410.25 Td (\(f\) ) Tj ET Q q 0 0 0 rg BT 108.00 410.25 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 410.25 Td (ou agree that the terms of this ) Tj ET Q q 0 0 0 rg BT 248.83 410.25 Td (Agreement shall survive the termination of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 398.25 Td (the Company) Tj ET Q q 0 0 0 rg BT 166.74 398.25 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 376.25 Td (\(g\) ) Tj ET Q q 0 0 0 rg BT 108.00 376.25 Td (YOU HA) Tj ET Q q 0 0 0 rg BT 145.60 376.25 Td (VE READ ) Tj ET Q q 0 0 0 rg BT 192.10 376.25 Td (THIS SECTION 5 ) Tj ET Q q 0 0 0 rg BT 272.67 376.25 Td (AND SECTION 7\(b\)\(ix\) ) Tj ET Q q 0 0 0 rg BT 377.68 376.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 401.02 376.25 Td (AGREE ) Tj ET Q q 0 0 0 rg BT 438.63 376.25 Td (THA) Tj ET Q q 0 0 0 rg BT 457.88 376.25 Td (T) Tj ET Q q 0 0 0 rg BT 463.81 376.25 Td ( ) Tj ET Q q 0 0 0 rg BT 466.41 376.25 Td (THE ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 364.25 Td (CONSIDERA) Tj ET Q q 0 0 0 rg BT 166.71 364.25 Td (TION PROVIDED BY) Tj ET Q q 0 0 0 rg BT 261.54 364.25 Td ( ) Tj ET Q q 0 0 0 rg BT 264.14 364.25 Td (THE COMP) Tj ET Q q 0 0 0 rg BT 316.18 364.25 Td (ANY) Tj ET Q q 0 0 0 rg BT 336.56 364.25 Td ( IS F) Tj ET Q q 0 0 0 rg BT 357.12 364.25 Td (AIR ) Tj ET Q q 0 0 0 rg BT 376.02 364.25 Td (AND REASONABLE ) Tj ET Q q 0 0 0 rg BT 469.94 364.25 Td (AND ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 352.25 Td (FUR) Tj ET Q q 0 0 0 rg BT 128.37 352.25 Td (THER ) Tj ET Q q 0 0 0 rg BT 157.82 352.25 Td (AGREE ) Tj ET Q q 0 0 0 rg BT 195.43 352.25 Td (THA) Tj ET Q q 0 0 0 rg BT 214.68 352.25 Td (T) Tj ET Q q 0 0 0 rg BT 220.61 352.25 Td ( GIVEN ) Tj ET Q q 0 0 0 rg BT 257.11 352.25 Td (THE IMPOR) Tj ET Q q 0 0 0 rg BT 312.48 352.25 Td (T) Tj ET Q q 0 0 0 rg BT 317.85 352.25 Td (ANCE ) Tj ET Q q 0 0 0 rg BT 348.23 352.25 Td (T) Tj ET Q q 0 0 0 rg BT 354.16 352.25 Td (O ) Tj ET Q q 0 0 0 rg BT 364.53 352.25 Td (THE COMP) Tj ET Q q 0 0 0 rg BT 416.57 352.25 Td (ANY) Tj ET Q q 0 0 0 rg BT 436.95 352.25 Td ( OF ITS ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 340.25 Td (CONFIDENTIAL) Tj ET Q q 0 0 0 rg BT 180.97 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 183.20 340.25 Td (AND PROPRIET) Tj ET Q q 0 0 0 rg BT 257.46 340.25 Td (AR) Tj ET Q q 0 0 0 rg BT 271.17 340.25 Td (Y) Tj ET Q q 0 0 0 rg BT 277.66 340.25 Td ( INFORMA) Tj ET Q q 0 0 0 rg BT 325.81 340.25 Td (TION, ) Tj ET Q q 0 0 0 rg BT 355.07 340.25 Td (THE POST) Tj ET Q q 0 0 0 rg BT 404.52 340.25 Td (-EMPLOYMENT) Tj ET Q q 0 0 0 rg BT 477.68 340.25 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 328.25 Td (RESTRICTIONS ON ) Tj ET Q q 0 0 0 rg BT 202.82 328.25 Td (YOUR ) Tj ET Q q 0 0 0 rg BT 233.94 328.25 Td (ACTIVITIES ) Tj ET Q q 0 0 0 rg BT 290.62 328.25 Td (ARE LIKEWISE F) Tj ET Q q 0 0 0 rg BT 369.53 328.25 Td (AIR ) Tj ET Q q 0 0 0 rg BT 388.43 328.25 Td (AND REASONABLE.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 306.25 Td (6. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 304.66552734375 m 178.3544921875 304.66552734375 l s q 0 0 0 rg BT 90.00 306.25 Td (Exercise of Option) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 178.35 306.25 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.13 306.25 Td ( ) Tj ET Q q 0 0 0 rg BT 186.51 306.25 Td (T) Tj ET Q q 0 0 0 rg BT 191.51 306.25 Td (o exercise the Option, you must complete the transaction through our ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 294.25 Td (administrative agent) Tj ET Q q 0 0 0 rg BT 181.53 294.25 Td (s website at www) Tj ET Q q 0 0 0 rg BT 258.23 294.25 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 340.31 294.25 Td (.com or call its toll free number at \(800\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 282.25 Td (544-9354, specifying the number of Option Shares being purchased as a result of such exercise, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 270.25 Td (make payment of the full Exercise Price for the Option Shares being purchased. In no event may a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 258.25 Td (fraction of a share be exercised or acquired. ) Tj ET Q q 0 0 0 rg BT 290.48 258.25 Td (Y) Tj ET Q q 0 0 0 rg BT 296.24 258.25 Td (ou must also pay any taxes or other amounts required ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 246.25 Td (to be withheld as provided in Section 9 of this ) Tj ET Q q 0 0 0 rg BT 292.91 246.25 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 224.25 Td (7. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 222.66552734375 m 221.4892578125 222.66552734375 l s q 0 0 0 rg BT 90.00 224.25 Td (T) Tj ET Q q 0 0 0 rg BT 95.37 224.25 Td (ermination of Employment) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 221.49 224.25 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 202.25 Td (\(a\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 202.25 Td (Standard V) Tj ET Q q 0 0 0 rg BT 157.66 202.25 Td (esting) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 184.35 202.25 Td (. If you cease to be an employee of the Company or any subsidiary of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 190.25 Td (Company for any reason other than Cause \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 314.77734375 188.82421875 m 394.81640625 188.82421875 l s q 0 0 0 rg BT 314.78 190.25 Td (T) Tj ET Q q 0 0 0 rg BT 319.78 190.25 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 394.82 190.25 Td (\), the Option may be exercised ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 178.25 Td (to the same extent that you were entitled to exercise the Option on the date of the ) Tj ET Q q 0 0 0 rg BT 471.38 178.25 Td (T) Tj ET Q q 0 0 0 rg BT 476.38 178.25 Td (ermination ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 166.25 Td (Event and had not previously done so. ) Tj ET Q q 0 0 0 rg BT 280.71 166.25 Td (The remaining Option Shares that are not vested on such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 154.25 Td (date shall become exercisable as follows: ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 127 122.78525390624998 m 268.50390625 122.78525390624998 l s q 0 0 0 rg BT 127.00 124.37 Td (Reason for Termination Event) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 307.00 133.97 Td (Unvested Option Shares that ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 307 122.38525390625 m 404.2802734375 122.38525390625 l s q 0 0 0 rg BT 307.00 123.97 Td (Become Exercisable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 127.00 109.97 Td (Death or Disability) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 307.00 109.97 Td (100%) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 127.00 95.97 Td (Retirement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 307.00 95.97 Td (Continued Vesting as Described Below) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 127.00 81.97 Td (Any other reason) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 307.00 81.97 Td (0%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 205 0 obj <> endobj 206 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (5) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 726.25 Td (\(b\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 726.25 Td (Continued V) Tj ET Q q 0 0 0 rg BT 162.67 726.25 Td (esting) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 189.35 726.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 704.25 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 135.00 704.25 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 702.82421875 m 187.236328125 702.82421875 l s q 0 0 0 rg BT 138.33 704.25 Td (Retirement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 187.24 704.25 Td ( means the cessation of service as an employee for any reason other than ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 692.25 Td (death, Disability or termination for Cause if:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 670.25 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 153.00 670.25 Td (\(I\) you are at least 50 years of age and your age plus years of service to the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 658.25 Td (and its subsidiaries is equal to or greater than 70 \(with at least 5 years of continuous ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 646.25 Td (service to the Company and its subsidiaries immediately prior to such cessation of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 634.25 Td (service\) or \(II\) you are at least 55 years of age with at least 5 years of continuous ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 622.25 Td (service to the Company and its subsidiaries immediately prior to such cessation of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 610.25 Td (service; and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 588.25 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 153.00 588.25 Td (you have provided for an orderly transition of your duties to a successor) Tj ET Q q 0 0 0 rg BT 469.28 588.25 Td (, including by: ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 576.25 Td (\(I\) providing notice to the Company) Tj ET Q q 0 0 0 rg BT 310.68 576.25 Td (s Chief Executive Of) Tj ET Q q 0 0 0 rg BT 401.09 576.25 Td (ficer \(or) Tj ET Q q 0 0 0 rg BT 434.43 576.25 Td (, if you are the Chief ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 564.25 Td (Executive Of) Tj ET Q q 0 0 0 rg BT 209.51 564.25 Td (ficer) Tj ET Q q 0 0 0 rg BT 227.85 564.25 Td (, to the Chairman of the Board of Directors\) of your consideration of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 552.25 Td (Retirement suf) Tj ET Q q 0 0 0 rg BT 217.84 552.25 Td (ficiently in advance of your proposed date of Retirement; and \(II\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 540.25 Td (assisting with the identification and selection of, and transition of your duties to, a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 528.25 Td (successor \(\(I\) and \(II\) being referred to herein collectively as the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 442.0087890625 526.82421875 m 532.0576171875 526.82421875 l s q 0 0 0 rg BT 442.01 528.25 Td (Specified ) Tj ET Q q 0 0 0 rg BT 485.74 528.25 Td (T) Tj ET Q q 0 0 0 rg BT 491.48 528.25 Td (ransition ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 153 514.82421875 m 215.2509765625 514.82421875 l s q 0 0 0 rg BT 153.00 516.25 Td (Requirements) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 215.25 516.25 Td (\).) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 494.25 Td (If you meet the criteria in paragraph \(A\) above and you satisfy the Specified ) Tj ET Q q 0 0 0 rg BT 471.67 494.25 Td (T) Tj ET Q q 0 0 0 rg BT 477.41 494.25 Td (ransition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 482.25 Td (Requirements, your cessation of service will be deemed to be a qualifying Retirement; ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 470.25 Td (provided that, the Compensation Committee may determine, within 30 days after your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 458.25 Td (cessation of service, that you failed to provide for an orderly transition of your duties to a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 446.25 Td (successor) Tj ET Q q 0 0 0 rg BT 179.46 446.25 Td (. By way of example only) Tj ET Q q 0 0 0 rg BT 292.10 446.25 Td (, this could result from providing too short of notice or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 434.25 Td (not providing an adequate amount of transition assistance.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 412.25 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 135.00 412.25 Td (After your Retirement, the unvested portion of the Option shall continue to vest on the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 400.25 Td (normal vesting dates indicated in the ) Tj ET Q q 0 0 0 rg BT 299.55 400.25 Td (A) Tj ET Q q 0 0 0 rg BT 306.04 400.25 Td (ward Memorandum as if you had not ceased to be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 388.25 Td (an employee.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 366.25 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 135.00 366.25 Td (Notwithstanding the foregoing:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 344.25 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 153.00 344.25 Td (If you receive written notification from the Compensation Committee that you failed to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 332.25 Td (provide for an orderly transition of your duties to a successor) Tj ET Q q 0 0 0 rg BT 420.36 332.25 Td (, then any portion of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 320.25 Td (Option that is unvested as of the date of such notification shall terminate as of such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 308.25 Td (date.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 286.25 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 153.00 286.25 Td (If at any time following your Retirement, one of the following events occurs \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 499.8310546875 284.82421875 m 523.1708984375 284.82421875 l s q 0 0 0 rg BT 499.83 286.25 Td (Post-) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 153 272.82421875 m 242.86328125 272.82421875 l s q 0 0 0 rg BT 153.00 274.25 Td (Retirement V) Tj ET Q q 0 0 0 rg BT 211.17 274.25 Td (iolation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 242.86 274.25 Td (\), then any portion of the Option that is unvested as of the date of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 262.25 Td (such Post-Retirement V) Tj ET Q q 0 0 0 rg BT 258.42 262.25 Td (iolation shall terminate as of such date: \(I\) you commence ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 250.25 Td (employment of any kind \(other than board or public service, work for a not-for-profit or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 238.25 Td (de minimis for-profit employment\); \(II\) you commence work of any kind for a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 226.25 Td (Competitor) Tj ET Q q 0 0 0 rg BT 201.35 226.25 Td (, including as an employee, board member) Tj ET Q q 0 0 0 rg BT 389.80 226.25 Td (, consultant or otherwise; or \(III\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 214.25 Td (you violate any post-employment covenant applicable to you under any agreement in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 202.25 Td (ef) Tj ET Q q 0 0 0 rg BT 161.16 202.25 Td (fect with, or policy of, the Company or any of its subsidiaries, including without ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 153.00 190.25 Td (limitation those set forth in Section 5.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 168.25 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 135.00 168.25 Td (If, while this ) Tj ET Q q 0 0 0 rg BT 189.47 168.25 Td (A) Tj ET Q q 0 0 0 rg BT 195.96 168.25 Td (ward is outstanding, you commence employment or other work of any kind ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 156.25 Td (following your Retirement, you are required to promptly provide written notice to the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 144.25 Td (Company of the name of your employer and the nature of your position or other work. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 122.25 Td (\(v\) ) Tj ET Q q 0 0 0 rg BT 135.00 122.25 Td (If you receive any benefit under this ) Tj ET Q q 0 0 0 rg BT 295.10 122.25 Td (A) Tj ET Q q 0 0 0 rg BT 301.59 122.25 Td (ward after the date of a Post-Retirement V) Tj ET Q q 0 0 0 rg BT 488.72 122.25 Td (iolation, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 110.25 Td (then you will be obligated to repay to the Company the value of such benefit \(with such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 98.25 Td (value to be determined by the Company) Tj ET Q q 0 0 0 rg BT 311.59 98.25 Td (, which may include a reasonable rate of interest\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 86.25 Td (promptly following your receipt of notice of such repayment obligation from the Company) Tj ET Q q 0 0 0 rg BT 525.57 86.25 Td (. ) Tj ET Q endstream endobj 207 0 obj <> endobj 208 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (6) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 726.25 Td (\(vi\) ) Tj ET Q q 0 0 0 rg BT 135.00 726.25 Td (All determinations regarding whether you have engaged in a Post-Retirement V) Tj ET Q q 0 0 0 rg BT 486.13 726.25 Td (iolation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 714.25 Td (shall be made by the Compensation Committee.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 692.25 Td (\(vii\) ) Tj ET Q q 0 0 0 rg BT 135.00 692.25 Td (Notwithstanding the foregoing, if you die after Retirement and prior to the date the Option ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 680.25 Td (vests in full \(and provided that a Post-Retirement V) Tj ET Q q 0 0 0 rg BT 360.48 680.25 Td (iolation has not occurred\), then the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 668.25 Td (Option shall become fully vested as of the date of your death and shall remain exercisable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 656.25 Td (in accordance with subsection \(c\)\(ii\) below) Tj ET Q q 0 0 0 rg BT 322.30 656.25 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 634.25 Td (\(viii\) ) Tj ET Q q 0 0 0 rg BT 135.00 634.25 Td (If you are regularly scheduled to work less than 20 hours per calendar week for the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 622.25 Td (Company or any subsidiary of the Company) Tj ET Q q 0 0 0 rg BT 328.80 622.25 Td (, you will be deemed to have experienced a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 610.25 Td (T) Tj ET Q q 0 0 0 rg BT 140.00 610.25 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 588.25 Td (\(ix\) ) Tj ET Q q 0 0 0 rg BT 135.00 588.25 Td (Without limiting any other provision of this ) Tj ET Q q 0 0 0 rg BT 321.75 588.25 Td (Agreement, if a Post-Retirement V) Tj ET Q q 0 0 0 rg BT 473.86 588.25 Td (iolation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 576.25 Td (described in \(iii\)\(B\)\(II\) or \(III\) above occurs following Retirement, the Company shall be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 564.25 Td (entitled to recover the value of any amounts previously paid or payable or any shares \(or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 552.25 Td (the value of any shares\) delivered or deliverable to you pursuant to any Fiserv bonus ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 540.25 Td (program, this ) Tj ET Q q 0 0 0 rg BT 195.58 540.25 Td (Agreement, and any other Fiserv plan or arrangement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 518.25 Td (\(c\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 518.25 Td (Deadline for Exercise) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.04 518.25 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 496.25 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 135.00 496.25 Td (If your ) Tj ET Q q 0 0 0 rg BT 165.39 496.25 Td (T) Tj ET Q q 0 0 0 rg BT 170.39 496.25 Td (ermination Event is by reason of death or Disability) Tj ET Q q 0 0 0 rg BT 394.76 496.25 Td (, then you are \(or in the event of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 484.25 Td (your death or Disability resulting in judicial appointment of a guardian ad litem, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 472.25 Td (administrator or other legal representative, the executor or administrator of your estate, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 460.25 Td (person who shall have acquired the Option through bequest or inheritance or such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 448.25 Td (guardian ad litem, administrator or other legal representative is\) entitled to exercise the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 436.25 Td (Option per the terms contained herein within one year after you experience said ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 424.25 Td (T) Tj ET Q q 0 0 0 rg BT 140.00 424.25 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 402.25 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 135.00 402.25 Td (If your ) Tj ET Q q 0 0 0 rg BT 165.39 402.25 Td (T) Tj ET Q q 0 0 0 rg BT 170.39 402.25 Td (ermination Event is by reason of your Retirement, then you are entitled to exercise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 390.25 Td (the Option to the extent vested and per the terms contained herein until the earlier of \(A\) 5 ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 378.25 Td (years following your ) Tj ET Q q 0 0 0 rg BT 225.97 378.25 Td (T) Tj ET Q q 0 0 0 rg BT 230.97 378.25 Td (ermination Event or \(B\) the Expiration Date set forth in the ) Tj ET Q q 0 0 0 rg BT 489.99 378.25 Td (A) Tj ET Q q 0 0 0 rg BT 496.48 378.25 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 366.25 Td (Memorandum; provided that, if you either receive notice under subsection \(b\)\(iii\)\(A\) above ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 354.25 Td (that you failed to provide for an orderly transition of your duties to a successor or a Post-) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 342.25 Td (Retirement V) Tj ET Q q 0 0 0 rg BT 193.17 342.25 Td (iolation occurs, then, notwithstanding the foregoing, you will be entitled to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 330.25 Td (exercise the Option to the extent vested as of the date of such notice or Post-Retirement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 318.25 Td (V) Tj ET Q q 0 0 0 rg BT 141.49 318.25 Td (iolation, as the case may be, and per the terms contained herein only for the period ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 306.25 Td (described in subsection \(iii\) below \(if any time period is remaining\) unless the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 294.25 Td (Compensation Committee expressly permits such exercise for a longer period. If the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 282.25 Td (exercise period described in subsection \(iii\) below has expired as of the date of the Post-) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 270.25 Td (Retirement V) Tj ET Q q 0 0 0 rg BT 193.17 270.25 Td (iolation, then this Option shall immediately terminate on such date. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 258.25 Td (Notwithstanding the foregoing, if such Post-Retirement V) Tj ET Q q 0 0 0 rg BT 386.06 258.25 Td (iolation consists solely of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 246.25 Td (action described in subsection \(b\)\(iii\)\(B\)\(I\) above, then you will be entitled to exercise the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 234.25 Td (Option to the extent vested as of the date of such Post-Retirement V) Tj ET Q q 0 0 0 rg BT 437.21 234.25 Td (iolation and per the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 222.25 Td (terms contained herein for 90 days following the date of such Post-Retirement V) Tj ET Q q 0 0 0 rg BT 488.90 222.25 Td (iolation, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 210.25 Td (but not beyond the Expiration Date. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 188.25 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 135.00 188.25 Td (Subject to Section 7\(e\), if your ) Tj ET Q q 0 0 0 rg BT 271.55 188.25 Td (T) Tj ET Q q 0 0 0 rg BT 276.55 188.25 Td (ermination Event is for a reason other than death, Disability ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 176.25 Td (or Retirement, you are entitled to exercise the Option per the terms contained herein within ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 164.25 Td (90 days after you experience said ) Tj ET Q q 0 0 0 rg BT 287.13 164.25 Td (T) Tj ET Q q 0 0 0 rg BT 292.13 164.25 Td (ermination Event. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 142.25 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 135.00 142.25 Td (If you die within the exercise periods described in subsections \(i\), \(ii\) or \(iii\) above, your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 130.25 Td (executor) Tj ET Q q 0 0 0 rg BT 172.80 130.25 Td (, the administrator of your estate, or your beneficiary may exercise the Option ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 118.25 Td (within one year after your death. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 96.25 Td (\(d\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 96.25 Td (Expiration) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 152.47 96.25 Td (. Notwithstanding any provision contained in this Section 7 to the contrary) Tj ET Q q 0 0 0 rg BT 476.35 96.25 Td (, in no event ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 84.25 Td (may the Option be exercised to any extent by anyone after the Expiration Date set forth in the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 72.25 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 72.25 Td (ward Memorandum.) Tj ET Q endstream endobj 209 0 obj <> endobj 210 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (7) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 726.25 Td (\(e\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 726.25 Td (For Cause T) Tj ET Q q 0 0 0 rg BT 162.65 726.25 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 237.69 726.25 Td (. If your employment is terminated for Cause \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 452.21875 724.82421875 m 501.681640625 724.82421875 l s q 0 0 0 rg BT 452.22 726.25 Td (For Cause ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 108 712.82421875 m 188.0390625 712.82421875 l s q 0 0 0 rg BT 108.00 714.25 Td (T) Tj ET Q q 0 0 0 rg BT 113.00 714.25 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 188.04 714.25 Td (\), the Option, whether or not vested, shall terminate immediately) Tj ET Q q 0 0 0 rg BT 474.09 714.25 Td (. For the sake ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 702.25 Td (of clarity) Tj ET Q q 0 0 0 rg BT 144.49 702.25 Td (, in the event that you experience a For Cause ) Tj ET Q q 0 0 0 rg BT 352.21 702.25 Td (T) Tj ET Q q 0 0 0 rg BT 357.21 702.25 Td (ermination Event, there shall be no ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 690.25 Td (accelerated or continued vesting under Section 7\(a\) or \(b\).) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 668.25 Td (\(f\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 668.25 Td (Change of Control) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 189.16 668.25 Td (. If a Change of Control of the Company occurs, the provisions of Section 17) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 656.25 Td (\(c\) of the Plan shall apply to the Option. If the successor or purchaser in the Change of Control ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 644.25 Td (has assumed the Company) Tj ET Q q 0 0 0 rg BT 231.77 644.25 Td (s obligations with respect to the Option or provided a substitute ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 632.25 Td (award as contemplated by Section 17\(c\)\(i\) of the Plan and, within 12 months following the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 620.25 Td (occurrence of the Change of Control, you are terminated without Cause or you terminate your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 608.25 Td (employment for Good Reason \(as hereinafter defined\), the Option or such substitute award shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 596.25 Td (become fully vested and exercisable with respect to all Option Shares covered by the Option as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 584.25 Td (of the time immediately prior to such termination of employment and, notwithstanding any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 572.25 Td (provision hereof, the Option shall become exercisable by you for 90 days following such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 560.25 Td (termination \(or such longer period as is otherwise specified in Section 7\(c\)\), and the provisions of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 548.25 Td (Section 5 shall immediately cease to apply) Tj ET Q q 0 0 0 rg BT 295.69 548.25 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 526.25 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 111.330078125 524.82421875 m 173.0390625 524.82421875 l s q 0 0 0 rg BT 111.33 526.25 Td (Good Reason) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 173.04 526.25 Td ( means your suf) Tj ET Q q 0 0 0 rg BT 247.33 526.25 Td (fering any of the following events without your consent: \(x\) a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 514.25 Td (significant or material lessening of your responsibilities; \(y\) a reduction in your annual base salary ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 502.25 Td (or a material reduction in the level of incentive compensation for which you have been eligible ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 490.25 Td (during the two years immediately prior to the occurrence of the Change of Control and/or a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 478.25 Td (material adverse change in the conditions governing receipt of such incentive compensation from ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 466.25 Td (those that prevailed prior to the occurrence of the Change of Control; or \(z\) the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 454.25 Td (requiring you to be based anywhere other than within 50 miles of your place of employment at the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 442.25 Td (time of the occurrence of the Change of Control, except for reasonably required travel to an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 430.25 Td (extent substantially consistent with your business travel obligations.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 408.25 Td (If the Change of Control of the Company occurs after your Retirement and prior to the date this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 396.25 Td (Option has become vested in full \(and prior to the occurrence of a Post-Retirement V) Tj ET Q q 0 0 0 rg BT 482.45 396.25 Td (iolation\), and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 384.25 Td (if the successor or purchaser in the Change of Control does not either assume the Company) Tj ET Q q 0 0 0 rg BT 518.60 384.25 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 372.25 Td (obligations with respect to the Option or provide a substitute award, then this Option shall vest in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 360.25 Td (full immediately prior to the date of such Change of Control. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 338.25 Td (\(g\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 338.25 Td (Service as Director) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 192.47 338.25 Td (. For purposes of this ) Tj ET Q q 0 0 0 rg BT 288.63 338.25 Td (Agreement, an employee of the Company) Tj ET Q q 0 0 0 rg BT 472.99 338.25 Td (, if also serving ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 326.25 Td (as a director) Tj ET Q q 0 0 0 rg BT 162.47 326.25 Td (, will not be deemed to have terminated employment for purposes of this ) Tj ET Q q 0 0 0 rg BT 484.31 326.25 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 314.25 Td (until his or her service as a director ends, and his or her years of service will be deemed to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 302.25 Td (include years of service as a director) Tj ET Q q 0 0 0 rg BT 269.74 302.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 280.25 Td (\(h\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 280.25 Td (No Further Obligation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.60 280.25 Td (. ) Tj ET Q q 0 0 0 rg BT 208.98 280.25 Td (The Company will have no further obligations to you under this ) Tj ET Q q 0 0 0 rg BT 488.02 280.25 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 268.25 Td (if the Option ceases to become exercisable as provided herein.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 246.25 Td (8. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 244.66552734375 m 181.15234375 244.66552734375 l s q 0 0 0 rg BT 90.00 246.25 Td (Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 246.25 Td (. ) Tj ET Q q 0 0 0 rg BT 186.53 246.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 248.59 246.25 Td (, or its transfer agent, will issue and deliver the Option Shares to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 234.25 Td (you as soon as practicable after you exercise any part of the Option and pay the Exercise Price Per ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 222.25 Td (Option Share and all related withholding taxes. If you die before the Company has distributed any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 210.25 Td (portion of the Option Shares purchased upon exercise, the Company will issue the Option Shares to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 198.25 Td (your estate or in accordance with applicable laws of descent and distribution. ) Tj ET Q q 0 0 0 rg BT 432.24 198.25 Td (The Option Shares will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 186.25 Td (be issued in book entry form, and the Company will not be liable for damages relating to any delays in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 174.25 Td (making an appropriate book entry or any mistakes or errors in the making of the book entry; provided ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 162.25 Td (that the Company shall correct any errors caused by it. ) Tj ET Q q 0 0 0 rg BT 334.56 162.25 Td (Any such book entry will be subject to such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 150.25 Td (stop transfer orders and other restrictions as the Company may deem advisable under \(a\) the Plan ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 138.25 Td (and any agreement between you and the Company with respect to the Option Shares, \(b\) any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 126.25 Td (applicable federal or state laws, and/or \(c\) the rules, regulations and other requirements of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 114.25 Td (Securities and Exchange Commission \() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 267.8515625 112.82421875 m 288.4130859375 112.82421875 l s q 0 0 0 rg BT 267.85 114.25 Td (SEC) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 288.41 114.25 Td (\) or any stock exchange upon which the Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 102.25 Td (are listed. ) Tj ET Q q 0 0 0 rg BT 135.95 102.25 Td (The Company may cause an appropriate book entry notation to be made with respect to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 90.25 Td (the Option Shares to reference any of the foregoing restrictions. ) Tj ET Q endstream endobj 211 0 obj <> endobj 212 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (8) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 726.25 Td (9. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 724.66552734375 m 226.1328125 724.66552734375 l s q 0 0 0 rg BT 90.00 726.25 Td (Non-T) Tj ET Q q 0 0 0 rg BT 118.33 726.25 Td (ransferability of ) Tj ET Q q 0 0 0 rg BT 195.75 726.25 Td (A) Tj ET Q q 0 0 0 rg BT 202.79 726.25 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.13 726.25 Td (. Except as provided in the Plan, this ) Tj ET Q q 0 0 0 rg BT 390.12 726.25 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 477.40 726.25 Td (A) Tj ET Q q 0 0 0 rg BT 483.89 726.25 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 714.25 Td (Memorandum, until the Option Shares have been purchased upon exercise of any part of this Option, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 702.25 Td (this Option and the Option Shares issuable upon exercise hereunder and the rights and privileges ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 690.25 Td (conferred hereby may not be sold, transferred, pledged, assigned, or otherwise alienated or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 678.25 Td (hypothecated \(by operation of law or otherwise\). Upon any attempt to transfer) Tj ET Q q 0 0 0 rg BT 432.41 678.25 Td (, assign, pledge, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 666.25 Td (hypothecate or otherwise dispose of this Option, or of any right or privilege conferred hereby) Tj ET Q q 0 0 0 rg BT 496.70 666.25 Td (, contrary ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 654.25 Td (to the provisions of the Plan or of this ) Tj ET Q q 0 0 0 rg BT 256.76 654.25 Td (Agreement, or upon any attempted sale under any execution, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 642.25 Td (attachment or similar process upon the rights and privileges conferred hereby) Tj ET Q q 0 0 0 rg BT 431.66 642.25 Td (, this Option and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 630.25 Td (rights and privileges conferred hereby shall immediately become null and void.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 436.85 630.25 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 608.25 Td (10. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 606.66552734375 m 248.359375 606.66552734375 l s q 0 0 0 rg BT 90.00 608.25 Td (Conditions to Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 248.36 608.25 Td (. ) Tj ET Q q 0 0 0 rg BT 253.74 608.25 Td (The Option Shares issued to you hereunder upon exercise and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 596.25 Td (purchase may be either previously authorized but unissued shares or issued shares which have been ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 584.25 Td (reacquired by the Company) Tj ET Q q 0 0 0 rg BT 212.10 584.25 Td (. ) Tj ET Q q 0 0 0 rg BT 217.48 584.25 Td (The Company shall not be required to issue any Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 572.25 Td (hereunder prior to fulfillment of all of the following conditions: \(a\) the admission of such Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 560.25 Td (to listing on all stock exchanges on which such class of stock is then listed; \(b\) the completion of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 548.25 Td (registration or other qualification of such Option Shares under any state or federal law or under the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 536.25 Td (rulings or regulations of the SEC or any other governmental regulatory body) Tj ET Q q 0 0 0 rg BT 424.44 536.25 Td (, which the compensation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 524.25 Td (committee of the Board of Directors \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 273.4033203125 522.82421875 m 389.0087890625 522.82421875 l s q 0 0 0 rg BT 273.40 524.25 Td (Compensation Committee) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 389.01 524.25 Td (\) shall, in its discretion, deem ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 512.25 Td (necessary or advisable; \(c\) the obtaining of any approval or other clearance from any state or federal ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 500.25 Td (governmental agency) Tj ET Q q 0 0 0 rg BT 184.87 500.25 Td (, which the Compensation Committee shall, in its discretion, determine to be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 488.25 Td (necessary or advisable; \(d\) the lapse of such reasonable period of time following the exercise of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 476.25 Td (Option as the Compensation Committee may establish from time to time for reasons of administrative ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 464.25 Td (convenience; and \(e\) your acceptance of the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 414.08 464.25 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 484.68 464.25 Td (A) Tj ET Q q 0 0 0 rg BT 491.17 464.25 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 452.25 Td (Memorandum and the Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 464.66 452.25 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 430.25 Td (1) Tj ET Q q 0 0 0 rg BT 76.82 430.25 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 428.66552734375 m 212.24609375 428.66552734375 l s q 0 0 0 rg BT 90.00 430.25 Td (No Rights as Shareholder) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 212.25 430.25 Td (. Until you exercise any part of this Option, purchase Option Shares and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 418.25 Td (the Option Shares are issued to you, you shall have no rights as a shareholder of the Company with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 406.25 Td (respect to the Option Shares. Specifically) Tj ET Q q 0 0 0 rg BT 272.13 406.25 Td (, you understand and agree that you do not have voting ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 394.25 Td (rights or the right to receive dividends or any other distributions paid with respect to shares of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 382.25 Td (Company common stock by virtue of this Option or the Option Shares subject hereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 360.25 Td (12. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 358.66552734375 m 196.1474609375 358.66552734375 l s q 0 0 0 rg BT 90.00 360.25 Td (Addresses for Notices) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.15 360.25 Td (. ) Tj ET Q q 0 0 0 rg BT 201.15 360.25 Td (Any notice to be given to the Company under the terms of this ) Tj ET Q q 0 0 0 rg BT 477.42 360.25 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 348.25 Td (shall be addressed to the Company as follows: Corporate Secretary) Tj ET Q q 0 0 0 rg BT 388.86 348.25 Td (, Fiserv) Tj ET Q q 0 0 0 rg BT 420.89 348.25 Td (, Inc., 255 Fiserv Drive, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 336.25 Td (Brookfield, WI 53045, or at such other address as the Company may hereafter designate in writing. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 324.25 Td (Any notice to be given to you shall be addressed to you at the address set forth in the Company) Tj ET Q q 0 0 0 rg BT 515.08 324.25 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 312.25 Td (records from time to time. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 290.25 Td (13. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 288.66552734375 m 240.7861328125 288.66552734375 l s q 0 0 0 rg BT 90.00 290.25 Td (Captions; ) Tj ET Q q 0 0 0 rg BT 138.52 290.25 Td (Agreement Severable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 240.79 290.25 Td (. Captions provided herein are for convenience only and are not to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 278.25 Td (serve as a basis for interpretation or construction of this ) Tj ET Q q 0 0 0 rg BT 337.90 278.25 Td (Agreement. In the event that any provision in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 266.25 Td (this ) Tj ET Q q 0 0 0 rg BT 107.79 266.25 Td (Agreement shall be held invalid or unenforceable, such provision shall be severable from, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 254.25 Td (such invalidity or unenforceability shall not be construed to have any ef) Tj ET Q q 0 0 0 rg BT 402.78 254.25 Td (fect on, the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 242.25 Td (provisions of this ) Tj ET Q q 0 0 0 rg BT 166.70 242.25 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 220.25 Td (14. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 218.66552734375 m 258.759765625 218.66552734375 l s q 0 0 0 rg BT 90.00 220.25 Td (Securities and T) Tj ET Q q 0 0 0 rg BT 166.50 220.25 Td (ax Representations) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 258.76 220.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 198.25 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 198.25 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 198.25 Td (ou acknowledge receipt of the prospectus under the Registration Statement on Form S-8 with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 186.25 Td (respect to the Plan filed by the Company with the SEC. ) Tj ET Q q 0 0 0 rg BT 354.06 186.25 Td (Y) Tj ET Q q 0 0 0 rg BT 359.81 186.25 Td (ou represent and agree that you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 174.25 Td (comply with all applicable laws and Company policies relating to the Plan, this ) Tj ET Q q 0 0 0 rg BT 454.29 174.25 Td (Agreement, the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 162.25 Td (exercise of the Option and any disposition of the Option Shares, and that upon the acquisition of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 150.25 Td (any Option Shares, you will make or enter into such written representations, warranties and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 138.25 Td (agreements as the Company may reasonably request to comply with applicable securities laws or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 126.25 Td (this ) Tj ET Q q 0 0 0 rg BT 125.79 126.25 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 104.25 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 104.25 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 104.25 Td (ou represent and warrant that you understand the federal, state and local income and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 92.25 Td (employment tax consequences of the granting of the Option, the exercise of the Option, the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 80.25 Td (purchase of Option Shares, and the subsequent sale or other disposition of any Option Shares. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 68.25 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 68.25 Td (ou understand and agree that when you exercise the Option, and thereby realize gross income ) Tj ET Q endstream endobj 213 0 obj <> endobj 214 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (9) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 726.25 Td (\(if any\) taxable as compensation in respect of such exercise, the Company will be required to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 714.25 Td (withhold federal, state and local taxes on the full amount of the compensation income realized by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 702.25 Td (you and may also be required to withhold other amounts as a result of such exercise unless the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 690.25 Td (Option is an incentive stock option. ) Tj ET Q q 0 0 0 rg BT 264.76 690.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 315.71 690.25 Td (, at or prior to the time that you exercise the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 678.25 Td (Option, you hereby agree to provide the Company with cash funds or Option Shares equal in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 666.25 Td (value to the total federal, state and local taxes and other amounts required to be withheld by the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 654.25 Td (Company or its subsidiary in respect of any compensation income in relation to the Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 642.25 Td (or make other arrangements satisfactory to the Company regarding such amounts. ) Tj ET Q q 0 0 0 rg BT 475.96 642.25 Td (All matters ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 630.25 Td (with respect to the total amount to be withheld as a result of the exercise of the Option shall be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 618.25 Td (determined by the Company in its sole discretion. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 596.25 Td (15. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 594.66552734375 m 170.5615234375 594.66552734375 l s q 0 0 0 rg BT 90.00 596.25 Td (Market Stand-Off) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 170.56 596.25 Td (. ) Tj ET Q q 0 0 0 rg BT 175.94 596.25 Td (The Company reserves the right to impose restrictions on dispositions in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 584.25 Td (connection with any underwritten public of) Tj ET Q q 0 0 0 rg BT 275.48 584.25 Td (fering by the Company of its equity securities pursuant to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 572.25 Td (an ef) Tj ET Q q 0 0 0 rg BT 112.06 572.25 Td (fective registration statement filed under the Securities ) Tj ET Q q 0 0 0 rg BT 354.97 572.25 Td (Act of 1933, as amended. Upon receipt of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 560.25 Td (written notice from the Company of a trading restriction, you agree that you shall not directly or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 548.25 Td (indirectly sell, make any short sale of, loan, hypothecate, pledge, of) Tj ET Q q 0 0 0 rg BT 387.21 548.25 Td (fer) Tj ET Q q 0 0 0 rg BT 398.33 548.25 Td (, grant or sell any option or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 536.25 Td (other contract for the purchase of, purchase any option or other contract for the sale of, or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 524.25 Td (dispose of or transfer or agree to engage in any of the foregoing transactions with respect to, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 512.25 Td (Option Shares acquired under this Option without the prior written consent of the Company) Tj ET Q q 0 0 0 rg BT 490.59 512.25 Td (. Such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 500.25 Td (restriction shall be in ef) Tj ET Q q 0 0 0 rg BT 192.09 500.25 Td (fect for such period of time following the date of the final prospectus for the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 488.25 Td (of) Tj ET Q q 0 0 0 rg BT 98.16 488.25 Td (fering as may be determined by the Company) Tj ET Q q 0 0 0 rg BT 299.75 488.25 Td (. In no event, however) Tj ET Q q 0 0 0 rg BT 397.59 488.25 Td (, shall such period exceed one ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 476.25 Td (hundred eighty \(180\) days. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 454.25 Td (16. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 452.66552734375 m 181.1474609375 452.66552734375 l s q 0 0 0 rg BT 90.00 454.25 Td (General Provisions) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 454.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 432.25 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 432.25 Td (None of the Plan, this ) Tj ET Q q 0 0 0 rg BT 205.84 432.25 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 285.33 432.25 Td (A) Tj ET Q q 0 0 0 rg BT 291.82 432.25 Td (ward Memorandum confers upon you any right to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 420.25 Td (continue to be employed by the Company or any subsidiary of the Company or limits in any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 408.25 Td (respect any right of the Company or any subsidiary of the Company to terminate your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 396.25 Td (employment at any time, without liability) Tj ET Q q 0 0 0 rg BT 283.44 396.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 374.25 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 374.25 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 374.25 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 199.72 374.25 Td (A) Tj ET Q q 0 0 0 rg BT 206.21 374.25 Td (ward Memorandum and the Plan contain the entire agreement between the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 362.25 Td (Company and you relating to the Option and supersede all prior agreements or understandings ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 350.25 Td (relating thereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 328.25 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 108.00 328.25 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 328.25 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 328.25 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 328.25 Td (ward Memorandum may only be modified, amended or cancelled as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 316.25 Td (provided in the Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 294.25 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 108.00 294.25 Td (If any one or more provisions of this ) Tj ET Q q 0 0 0 rg BT 268.63 294.25 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 348.13 294.25 Td (A) Tj ET Q q 0 0 0 rg BT 354.62 294.25 Td (ward Memorandum is found to be invalid, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 282.25 Td (illegal or unenforceable in any respect, the validity) Tj ET Q q 0 0 0 rg BT 328.50 282.25 Td (, legality and enforceability of the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 270.25 Td (provisions hereof shall not in any way be af) Tj ET Q q 0 0 0 rg BT 299.04 270.25 Td (fected or impaired thereby) Tj ET Q q 0 0 0 rg BT 414.47 270.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 248.25 Td (\(e\) ) Tj ET Q q 0 0 0 rg BT 108.00 248.25 Td (Any remedies available to the Company under the Plan or this ) Tj ET Q q 0 0 0 rg BT 384.83 248.25 Td (Agreement are cumulative and are ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 236.25 Td (in addition to, and are not af) Tj ET Q q 0 0 0 rg BT 231.80 236.25 Td (fected by) Tj ET Q q 0 0 0 rg BT 271.64 236.25 Td (, the other rights and remedies available to the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 224.25 Td (under the Plan, this ) Tj ET Q q 0 0 0 rg BT 196.39 224.25 Td (Agreement, by law or otherwise. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 202.25 Td (\(f\) ) Tj ET Q q 0 0 0 rg BT 108.00 202.25 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 202.25 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 202.25 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 202.25 Td (ward Memorandum shall be governed by and construed in accordance ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 190.25 Td (with the laws of the State of Wisconsin, without regard to conflict of law provisions. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 168.25 Td (\(g\) ) Tj ET Q q 0 0 0 rg BT 108.00 168.25 Td (The Company agrees, and you agree, to be subject to and bound by all of the terms and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 156.25 Td (conditions of the Plan. ) Tj ET Q q 0 0 0 rg BT 209.00 156.25 Td (The Prospectus for the Plan is accessible on the administrative agent) Tj ET Q q 0 0 0 rg BT 517.31 156.25 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 144.25 Td (website \(www) Tj ET Q q 0 0 0 rg BT 169.13 144.25 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 251.21 144.25 Td (.com\) in the forms library and a paper copy is available upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 132.25 Td (request. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 110.25 Td (\(h\) ) Tj ET Q q 0 0 0 rg BT 108.00 110.25 Td (During your lifetime, the Option may only be exercised by you or your legal representatives. ) Tj ET Q endstream endobj 215 0 obj <> endobj 216 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 300.40 51.25 Td (10) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 726.25 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 108.00 726.25 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 726.25 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 726.25 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 726.25 Td (ward Memorandum shall be binding upon and inure to the benefit of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 714.25 Td (any successor or assign of the Company and to any heir) Tj ET Q q 0 0 0 rg BT 357.03 714.25 Td (, distributee, executor) Tj ET Q q 0 0 0 rg BT 452.08 714.25 Td (, administrator or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 702.25 Td (legal representative entitled by law to your rights hereunder) Tj ET Q q 0 0 0 rg BT 369.82 702.25 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 680.25 Td (\(j\) ) Tj ET Q q 0 0 0 rg BT 108.00 680.25 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 680.25 Td (ou understand that, under the terms of the Plan, this ) Tj ET Q q 0 0 0 rg BT 346.68 680.25 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 433.96 680.25 Td (A) Tj ET Q q 0 0 0 rg BT 440.45 680.25 Td (ward Memorandum, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 668.25 Td (the Company may cancel or rescind the Option and/or the Option Shares in certain ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 656.25 Td (circumstances. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 634.25 Td (By selecting the I accept box on the website of our administrative agent, you acknowledge your ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 622.25 Td (acceptance of, and agreement to be bound by) Tj ET Q q 0 0 0 rg BT 289.08 622.25 Td (, this ) Tj ET Q q 0 0 0 rg BT 314.82 622.25 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 390.02 622.25 Td (A) Tj ET Q q 0 0 0 rg BT 397.06 622.25 Td (ward Memorandum and the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 610.25 Td (Plan. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 588.25 Td (Y) Tj ET Q q 0 0 0 rg BT 77.93 588.25 Td (our acceptance of the terms of this ) Tj ET Q q 0 0 0 rg BT 246.48 588.25 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 321.68 588.25 Td (A) Tj ET Q q 0 0 0 rg BT 328.72 588.25 Td (ward Memorandum and the Plan through ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 576.25 Td (our administrative agent) Tj ET Q q 0 0 0 rg BT 190.54 576.25 Td (s website is a condition to your ability to exercise your Option. ) Tj ET Q q 0 0 0 rg BT 490.98 576.25 Td (Y) Tj ET Q q 0 0 0 rg BT 496.91 576.25 Td (ou must ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 564.25 Td (log on to our administrative agent) Tj ET Q q 0 0 0 rg BT 235.53 564.25 Td (s website and accept the terms and conditions of this ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 552.25 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 147.20 552.25 Td (A) Tj ET Q q 0 0 0 rg BT 154.24 552.25 Td (ward Memorandum and the Plan within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 467.83 552.25 Td (A) Tj ET Q q 0 0 0 rg BT 474.87 552.25 Td (ward Grant ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 540.25 Td (Date. 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If you do not accept the ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 369.20 Td (terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 221.93 369.20 Td (A) Tj ET Q q 0 0 0 rg BT 229.68 369.20 Td (ward within such time at www) Tj ET Q q 0 0 0 rg BT 385.74 369.20 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 485.16 369.20 Td (.com, this ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 356.00 Td (A) Tj ET Q q 0 0 0 rg BT 79.75 356.00 Td (ward will be forfeited and immediately terminate. ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 72 327.857080078125 m 96.44384765625 327.857080078125 l s q 0 0 0 rg BT 72.00 329.60 Td (Note) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 96.44 329.60 Td (: Section 5\(c\) of the Stock Option ) Tj ET Q q 0 0 0 rg BT 272.65 329.60 Td (Agreement contains provisions that restrict your ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 316.40 Td (activities. These provisions apply to you and, by accepting this ) Tj ET Q q 0 0 0 rg BT 404.73 316.40 Td (A) Tj ET Q q 0 0 0 rg BT 412.47 316.40 Td (ward, you agree to be ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 303.20 Td (bound by these restrictions.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 291.20 Td ( ) Tj ET Q q 0 0 0 rg BT 74.78 291.20 Td ( ) Tj ET Q endstream endobj 219 0 obj <> endobj 220 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (1) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 234.85 729.16552734375 m 377.0814453125 729.16552734375 l s q 0 0 0 rg BT 234.85 730.75 Td (ST) Tj ET Q q 0 0 0 rg BT 247.45 730.75 Td (OCK OPTION ) Tj ET Q q 0 0 0 rg BT 313.19 730.75 Td (AGREEMENT) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 708.75 Td (Pursuant to the Fiserv) Tj ET Q q 0 0 0 rg BT 187.08 708.75 Td (, Inc. 2007 Omnibus Incentive Plan \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 368.2861328125 707.32421875 m 388.30078125 707.32421875 l s q 0 0 0 rg BT 368.29 708.75 Td (Plan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 388.30 708.75 Td (\), Fiserv) Tj ET Q q 0 0 0 rg BT 427.00 708.75 Td (, Inc., a Wisconsin ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 696.75 Td (corporation \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 148.1474609375 695.32421875 m 190.9453125 695.32421875 l s q 0 0 0 rg BT 148.15 696.75 Td (Company) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 190.95 696.75 Td (\), has granted you an Option to purchase such number of shares of Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 684.75 Td (common stock \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 162.5810546875 683.32421875 m 226.5068359375 683.32421875 l s q 0 0 0 rg BT 162.58 684.75 Td (Option Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.51 684.75 Td (\) as set forth in the ) Tj ET Q q 0 0 0 rg BT 314.88 684.75 Td (A) Tj ET Q q 0 0 0 rg BT 321.37 684.75 Td (ward Memorandum on the terms and conditions ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 672.75 Td (set forth in this agreement \(this ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 215.3935546875 671.32421875 m 264.3095703125 671.32421875 l s q 0 0 0 rg BT 215.39 672.75 Td (Agreement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 264.31 672.75 Td (\), the ) Tj ET Q q 0 0 0 rg BT 292.65 672.75 Td (A) Tj ET Q q 0 0 0 rg BT 299.14 672.75 Td (ward Memorandum and the terms of the Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 660.75 Td (Capitalized terms used in this ) Tj ET Q q 0 0 0 rg BT 204.84 660.75 Td (Agreement and not defined herein shall have the meanings set forth in the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 648.75 Td (Plan.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 626.75 Td (In the event of a conflict between the terms of this ) Tj ET Q q 0 0 0 rg BT 312.35 626.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 391.84 626.75 Td (A) Tj ET Q q 0 0 0 rg BT 398.33 626.75 Td (ward Memorandum and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 614.75 Td (terms of the Plan, the terms of the Plan shall govern. In the event of a conflict between the terms of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 602.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 159.29 602.75 Td (A) Tj ET Q q 0 0 0 rg BT 165.77 602.75 Td (ward Memorandum, the terms of this ) Tj ET Q q 0 0 0 rg BT 330.84 602.75 Td (Agreement shall govern.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 580.75 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 579.16552734375 m 217.0361328125 579.16552734375 l s q 0 0 0 rg BT 90.00 580.75 Td (Grant Date; T) Tj ET Q q 0 0 0 rg BT 152.60 580.75 Td (ype of Option) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 217.04 580.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 219.81 580.75 Td ( ) Tj ET Q q 0 0 0 rg BT 225.19 580.75 Td (The Option is granted to you on the Grant Date set forth in the ) Tj ET Q q 0 0 0 rg BT 502.02 580.75 Td (A) Tj ET Q q 0 0 0 rg BT 508.51 580.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 568.75 Td (Memorandum. If the Option is designated as a non-qualified stock option in the ) Tj ET Q q 0 0 0 rg BT 450.21 568.75 Td (A) Tj ET Q q 0 0 0 rg BT 456.69 568.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 556.75 Td (Memorandum, then the Option will not be treated by you or the Company as an incentive stock option ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 544.75 Td (as defined in Section 422 of the Code. If the Option is designated as an incentive stock option in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 532.75 Td (the ) Tj ET Q q 0 0 0 rg BT 106.13 532.75 Td (A) Tj ET Q q 0 0 0 rg BT 112.62 532.75 Td (ward Memorandum, then the Option is intended to satisfy the requirements of Section 422 of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 520.75 Td (Code.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 498.75 Td (2. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 497.16552734375 m 193.69140625 497.16552734375 l s q 0 0 0 rg BT 90.00 498.75 Td (T) Tj ET Q q 0 0 0 rg BT 95.37 498.75 Td (ermination of Option) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 193.69 498.75 Td (. ) Tj ET Q q 0 0 0 rg BT 201.85 498.75 Td (Y) Tj ET Q q 0 0 0 rg BT 207.60 498.75 Td (our right to exercise the Option and to purchase the Option Shares shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 486.75 Td (expire and terminate in all events on the earliest of \(a\) the Expiration Date set forth in the ) Tj ET Q q 0 0 0 rg BT 484.66 486.75 Td (A) Tj ET Q q 0 0 0 rg BT 491.15 486.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 474.75 Td (Memorandum or \(b\) the date upon which exercise is no longer permitted pursuant to Section 7 of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 462.75 Td (Agreement or \(c\) your failure to accept the terms of this ) Tj ET Q q 0 0 0 rg BT 336.77 462.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 407.37 462.75 Td (A) Tj ET Q q 0 0 0 rg BT 413.86 462.75 Td (ward Memorandum and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 450.75 Td (Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 364.05 450.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 428.75 Td (3. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 427.16552734375 m 158.388671875 427.16552734375 l s q 0 0 0 rg BT 90.00 428.75 Td (Exercise Price) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.39 428.75 Td (. ) Tj ET Q q 0 0 0 rg BT 166.54 428.75 Td (The purchase price to be paid upon the exercise of the Option will be the Exercise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 416.75 Td (Price Per Option Share set forth in the ) Tj ET Q q 0 0 0 rg BT 261.20 416.75 Td (A) Tj ET Q q 0 0 0 rg BT 267.69 416.75 Td (ward Memorandum.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 394.75 Td (4. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 393.16552734375 m 281.171875 393.16552734375 l s q 0 0 0 rg BT 90.00 394.75 Td (V) Tj ET Q q 0 0 0 rg BT 96.12 394.75 Td (esting; Provisions Relating to Exercise) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 281.17 394.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 289.51 394.75 Td (Once you become entitled to exercise any part of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 382.75 Td (Option \(and to purchase Option Shares\) pursuant to the vesting schedule set forth in the ) Tj ET Q q 0 0 0 rg BT 482.46 382.75 Td (A) Tj ET Q q 0 0 0 rg BT 488.95 382.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 370.75 Td (Memorandum, that right will continue until the date on which the Option expires and terminates. ) Tj ET Q q 0 0 0 rg BT 516.71 370.75 Td (The ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 358.75 Td (right to purchase Option Shares under the Option is cumulative, so that if the full number of Option ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 346.75 Td (Shares is not purchased in a single transaction, the balance may be purchased at any time or from ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 334.75 Td (time to time thereafter during the term of the Option. ) Tj ET Q q 0 0 0 rg BT 322.71 334.75 Td (The ) Tj ET Q q 0 0 0 rg BT 342.17 334.75 Td (Administrator) Tj ET Q q 0 0 0 rg BT 400.52 334.75 Td (, in its sole discretion, may at ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 322.75 Td (any time accelerate the time at which the Option becomes exercisable by you with respect to any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 310.75 Td (Option Shares. ) Tj ET Q q 0 0 0 rg BT 159.30 310.75 Td (The Company may cancel, rescind, suspend, withhold or otherwise limit or restrict ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 298.75 Td (any unexpired, unpaid or deferred part of the Option at any time if you are not in compliance with all ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 286.75 Td (applicable provisions of this ) Tj ET Q q 0 0 0 rg BT 214.52 286.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 285.12 286.75 Td (A) Tj ET Q q 0 0 0 rg BT 291.61 286.75 Td (ward Memorandum and the Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 264.75 Td (5. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 263.16552734375 m 408.3349609375 263.16552734375 l s q 0 0 0 rg BT 90.00 264.75 Td (Confidential Information, Non-Competition, and Related Covenants) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 408.33 264.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 242.75 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 242.75 Td (Definitions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 220.75 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 135.00 220.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 219.32421875 m 165.5517578125 219.32421875 l s q 0 0 0 rg BT 138.33 220.75 Td (Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 165.55 220.75 Td ( means the Company) Tj ET Q q 0 0 0 rg BT 263.19 220.75 Td (, its direct and indirect subsidiaries, af) Tj ET Q q 0 0 0 rg BT 429.75 220.75 Td (filiated entities, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 208.75 Td (successors, and assigns.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 186.75 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 135.00 186.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 185.32421875 m 243.9453125 185.32421875 l s q 0 0 0 rg BT 138.33 186.75 Td (Confidential Information) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 243.95 186.75 Td ( means all trade secrets, Innovations \(as defined below\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 174.75 Td (confidential or proprietary business information and data, computer software, and database ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 162.75 Td (technologies or technological information, formulae, templates, algorithms, designs, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 150.75 Td (process and systems information, processes, intellectual property rights, marketing plans, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 138.75 Td (client lists and specifications, pricing and cost information and any other confidential ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 126.75 Td (information of Fiserv or its clients, vendors or subcontractors that relates to the business of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 114.75 Td (Fiserv or to the business of any client, vendor or subcontractor of Fiserv or any other party ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 102.75 Td (with whom Fiserv agrees to hold information in confidence, whether patentable, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 90.75 Td (copyrightable or protectable as a trade secret or not, except: \(A\) information that is, at the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 78.75 Td (time of disclosure, in the public domain or that is subsequently published or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 66.75 Td (becomes part of the public domain through no fault of yours; or \(B\) information that is ) Tj ET Q endstream endobj 221 0 obj <> endobj 222 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (2) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 730.75 Td (disclosed by you under order of law or governmental regulation; provided, however) Tj ET Q q 0 0 0 rg BT 500.77 730.75 Td (, that ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 718.75 Td (you agree to notify the General Counsel of Fiserv upon receipt of any request for disclosure ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 706.75 Td (as soon as possible prior to any such disclosure so that appropriate safeguards may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 694.75 Td (maintained. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 672.75 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 135.00 672.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 671.32421875 m 271.7236328125 671.32421875 l s q 0 0 0 rg BT 138.33 672.75 Td (Competing Product or Service) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.72 672.75 Td ( means any product or service that is sold in competition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 660.75 Td (with, or is being developed and that will compete with, a product or service developed, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 648.75 Td (manufactured, or sold by Fiserv) Tj ET Q q 0 0 0 rg BT 274.32 648.75 Td (. For purposes of this Section5, Competing Products or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 636.75 Td (Services as to you are limited to products and/or services with respect to which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 624.75 Td (participated in the development, planning, testing, sale, marketing or evaluation on behalf ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 612.75 Td (of Fiserv during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 383.24 612.75 Td (, or after the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 600.75 Td (employment, during any part of the 24 months preceding the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 588.75 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 588.75 Td (, or for which you supervised one or more Fiserv employees, units, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 576.75 Td (divisions or departments in doing so.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 554.75 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 135.00 554.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 553.32421875 m 187.236328125 553.32421875 l s q 0 0 0 rg BT 138.33 554.75 Td (Competitor) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 187.24 554.75 Td ( means an individual, business or any other entity or enterprise engaged or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 542.75 Td (having publicly announced its intent to engage in the sale or marketing of any Competing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 530.75 Td (Product or Service.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 508.75 Td (\(v\) ) Tj ET Q q 0 0 0 rg BT 135.00 508.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 507.32421875 m 189.4775390625 507.32421875 l s q 0 0 0 rg BT 138.33 508.75 Td (Innovations) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 189.48 508.75 Td ( means all developments, improvements, designs, original works of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 496.75 Td (authorship, formulas, processes, software programs, databases, and trade secrets, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 484.75 Td (whether or not patentable, copyrightable or protectable as trade secrets, that you, either by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 472.75 Td (yourself or jointly with others, create, modify) Tj ET Q q 0 0 0 rg BT 328.78 472.75 Td (, develop, or implement during the period of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 460.75 Td (your employment with Fiserv that relate in any way to Fiserv) Tj ET Q q 0 0 0 rg BT 402.70 460.75 Td (s business. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 438.75 Td (\(vi\) ) Tj ET Q q 0 0 0 rg BT 135.00 438.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 437.32421875 m 194.4580078125 437.32421875 l s q 0 0 0 rg BT 138.33 438.75 Td (Moral Rights) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 194.46 438.75 Td ( means any rights to claim authorship of a work of authorship, to object to or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 426.75 Td (prevent the modification of any such work of authorship, or to withdraw from circulation or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 414.75 Td (control the publication or distribution of any such work of authorship.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 392.75 Td (\(vii\) ) Tj ET Q q 0 0 0 rg BT 135.00 392.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 391.32421875 m 163.896484375 391.32421875 l s q 0 0 0 rg BT 138.33 392.75 Td (Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 163.90 392.75 Td ( means any person, association or entity: \(A\) for which you directly performed ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 380.75 Td (services or for which you supervised others in performing services with Fiserv) Tj ET Q q 0 0 0 rg BT 477.16 380.75 Td (, during any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 368.75 Td (part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 292.65 368.75 Td (, or after the termination of your employment, during ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 356.75 Td (any part of the 24 months preceding the termination of your employment with Fiserv; or \(B\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 344.75 Td (about which you have Confidential Information as a result of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 529.45 344.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 322.75 Td (\(viii\) ) Tj ET Q q 0 0 0 rg BT 135.00 322.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 321.32421875 m 218.9208984375 321.32421875 l s q 0 0 0 rg BT 138.33 322.75 Td (Prospective Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 218.92 322.75 Td ( means any client: \(A\) with which Fiserv was in active business ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 310.75 Td (discussions or negotiations at any time during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 516.66 310.75 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 298.75 Td (after the termination of your employment, during any part of the 24 months preceding the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 286.75 Td (termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 324.88 286.75 Td (, in which you participated or for which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 274.75 Td (directly performed services or for which you supervised others in performing services with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 262.75 Td (Fiserv; or \(B\) about which you have Confidential Information as a result of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 250.75 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 250.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 228.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 228.75 Td (During your employment, Fiserv will provide you with Confidential Information relating to Fiserv) Tj ET Q q 0 0 0 rg BT 525.76 228.75 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 216.75 Td (its business and clients, the disclosure or misuse of which would cause severe and irreparable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 204.75 Td (harm to Fiserv) Tj ET Q q 0 0 0 rg BT 171.16 204.75 Td (. ) Tj ET Q q 0 0 0 rg BT 179.31 204.75 Td (Y) Tj ET Q q 0 0 0 rg BT 185.07 204.75 Td (ou agree that all Confidential Information is and shall remain the sole and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 192.75 Td (absolute property of Fiserv) Tj ET Q q 0 0 0 rg BT 225.65 192.75 Td (. Upon the termination of your employment for any reason, you shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 180.75 Td (immediately return to Fiserv all documents and materials that contain or constitute Confidential ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 168.75 Td (Information, in any form whatsoever) Tj ET Q q 0 0 0 rg BT 266.41 168.75 Td (, including but not limited to, all copies, abstracts, electronic ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 156.75 Td (versions, and summaries thereof. ) Tj ET Q q 0 0 0 rg BT 261.22 156.75 Td (Y) Tj ET Q q 0 0 0 rg BT 266.97 156.75 Td (ou further agree that, without the written consent of the Chief ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 144.75 Td (Executive Of) Tj ET Q q 0 0 0 rg BT 164.51 144.75 Td (ficer of the Company or) Tj ET Q q 0 0 0 rg BT 267.89 144.75 Td (, in the case of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 435.02 144.75 Td (ficer of the Company) Tj ET Q q 0 0 0 rg BT 526.54 144.75 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 132.75 Td (without the written approval of the Board of Directors of the Company:) Tj ET Q endstream endobj 223 0 obj <> endobj 224 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (3) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 708.75 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 135.00 708.75 Td (Y) Tj ET Q q 0 0 0 rg BT 140.75 708.75 Td (ou will not disclose, use, copy or duplicate, or otherwise permit the use, disclosure, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 696.75 Td (copying or duplication of any Confidential Information of Fiserv) Tj ET Q q 0 0 0 rg BT 410.52 696.75 Td (, other than in connection ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 684.75 Td (with the authorized activities conducted in the course of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 509.44 684.75 Td (. ) Tj ET Q q 0 0 0 rg BT 517.59 684.75 Td (Y) Tj ET Q q 0 0 0 rg BT 523.34 684.75 Td (ou ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 672.75 Td (agree to take all reasonable steps and precautions to prevent any unauthorized disclosure, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 660.75 Td (use, copying or duplication of Confidential Information.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 638.75 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 135.00 638.75 Td (All Innovations are and shall remain the sole and absolute property of Fiserv) Tj ET Q q 0 0 0 rg BT 471.11 638.75 Td (. ) Tj ET Q q 0 0 0 rg BT 479.27 638.75 Td (Y) Tj ET Q q 0 0 0 rg BT 485.02 638.75 Td (ou will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 626.75 Td (provide all assistance requested by Fiserv) Tj ET Q q 0 0 0 rg BT 320.46 626.75 Td (, at its expense, in the preservation of its interest ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 614.75 Td (in any Innovations in any country) Tj ET Q q 0 0 0 rg BT 279.90 614.75 Td (, and hereby assign and agree to assign to Fiserv all ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 602.75 Td (rights, title and interest in and to all worldwide patents, patent applications, copyrights, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 590.75 Td (trade secrets and other intellectual property rights in any Innovation. ) Tj ET Q q 0 0 0 rg BT 441.10 590.75 Td (Y) Tj ET Q q 0 0 0 rg BT 446.86 590.75 Td (ou also assign and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 578.75 Td (agree to assign to Fiserv) Tj ET Q q 0 0 0 rg BT 243.75 578.75 Td (, or where applicable, to waive, which waiver shall inure to the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 566.75 Td (benefit of Fiserv and its assigns, all Moral Rights in any Innovation. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 544.75 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 135.00 544.75 Td (Notwithstanding the preceding statements, you understand that, pursuant to 18 U.S.C. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 532.75 Td (1833\(b\)\(1\) and 1833\(b\)\(2\):) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 510.75 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 167.00 510.75 Td (An individual shall not be held criminally or civilly liable under any Federal or State ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 498.75 Td (trade secret law for the disclosure of a trade secret that \(I\) is made \(x\) in confidence ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 486.75 Td (to a Federal, State, or local government of) Tj ET Q q 0 0 0 rg BT 353.59 486.75 Td (ficial, either directly or indirectly) Tj ET Q q 0 0 0 rg BT 491.78 486.75 Td (, or to an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 474.75 Td (attorney and \(y\) solely for the purpose of reporting or investigating a suspected ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 462.75 Td (violation of law; or \(II\) is made in a complaint or other document filed in a lawsuit or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 450.75 Td (other proceeding, if such filing is made under seal.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 428.75 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 167.00 428.75 Td (An individual who files a lawsuit for retaliation by the Company for reporting a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 416.75 Td (suspected violation of law may disclose the trade secret to the attorney of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 404.75 Td (individual and use the trade secret information in the court proceeding, if the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 392.75 Td (individual \(I\) files any document containing the trade secret under seal and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 167.00 380.75 Td (\(II\)doesnot disclose the trade secret, except pursuant to court order) Tj ET Q q 0 0 0 rg BT 469.94 380.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 358.75 Td (Y) Tj ET Q q 0 0 0 rg BT 140.75 358.75 Td (ou understand that if you are found to have wrongfully misappropriated a trade secret, you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 346.75 Td (may be liable to the Company for) Tj ET Q q 0 0 0 rg BT 281.19 346.75 Td (, among other things, exemplary damages and attorneys) Tj ET Q q 0 0 0 rg BT 533.18 346.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 334.75 Td (fees.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 312.75 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 108.00 312.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 312.75 Td (ou agree that, without the written consent of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 409.85 312.75 Td (ficer of the Company or) Tj ET Q q 0 0 0 rg BT 513.23 312.75 Td (, in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 300.75 Td (the case of the Chief Executive Of) Tj ET Q q 0 0 0 rg BT 259.01 300.75 Td (ficer of the Company) Tj ET Q q 0 0 0 rg BT 350.53 300.75 Td (, without the written approval of the Board ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 288.75 Td (of Directors of the Company) Tj ET Q q 0 0 0 rg BT 231.75 288.75 Td (, you shall not engage in any of the conduct described in subsections ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 276.75 Td (\(i\) or \(ii\), below) Tj ET Q q 0 0 0 rg BT 173.57 276.75 Td (, either directly or indirectly) Tj ET Q q 0 0 0 rg BT 291.75 276.75 Td (, or as an employee, contractor) Tj ET Q q 0 0 0 rg BT 429.05 276.75 Td (, consultant, partner) Tj ET Q q 0 0 0 rg BT 516.88 276.75 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 264.75 Td (of) Tj ET Q q 0 0 0 rg BT 116.16 264.75 Td (ficer) Tj ET Q q 0 0 0 rg BT 134.50 264.75 Td (, director or stockholder) Tj ET Q q 0 0 0 rg BT 238.43 264.75 Td (, other than a stockholder of less than 5% of the equities of a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 252.75 Td (publicly traded corporation, or in any other capacity for any person, firm, partnership or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 240.75 Td (corporation:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 218.75 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 135.00 218.75 Td (During the time of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 343.22 218.75 Td (, you will not: \(A\) perform duties as or for a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 206.75 Td (Competitor) Tj ET Q q 0 0 0 rg BT 183.35 206.75 Td (, Client or Prospective Client of Fiserv \(except to the extent required by your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 194.75 Td (employment with Fiserv\); or \(B\) participate in the inducement of or otherwise encourage ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 182.75 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify) Tj ET Q q 0 0 0 rg BT 512.20 182.75 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 170.75 Td (terminate any agreement or relationship they have or had with Fiserv) Tj ET Q q 0 0 0 rg BT 438.86 170.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 148.75 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 135.00 148.75 Td (For a period of 12 months following the termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 500.54 148.75 Td (, you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 136.75 Td (not: \(A\) perform duties as or for a Competitor) Tj ET Q q 0 0 0 rg BT 333.41 136.75 Td (, Client or Prospective Client of Fiserv that are ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 124.75 Td (the same as or similar to the duties performed by you for Fiserv at any time during any part ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 112.75 Td (of the 24 month period preceding the termination of your employment with Fiserv; \(B\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 100.75 Td (participate in the inducement of or otherwise encourage Fiserv employees, clients, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 88.75 Td (vendors to currently and/or prospectively breach, modify) Tj ET Q q 0 0 0 rg BT 382.71 88.75 Td (, or terminate any agreement or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 76.75 Td (relationship they have or had with Fiserv during any part of the 24 month period preceding ) Tj ET Q endstream endobj 225 0 obj <> endobj 226 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (4) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 730.75 Td (the termination of your employment with Fiserv; or \(C\) participate voluntarily or provide ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 718.75 Td (assistance or information to any person or entity either negotiating with Fiserv involving a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 706.75 Td (Competing Product or Service, or concerning a potential or existing business or legal ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 694.75 Td (dispute with Fiserv) Tj ET Q q 0 0 0 rg BT 217.07 694.75 Td (, including, but not limited to, litigation, except as may be required by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 682.75 Td (law) Tj ET Q q 0 0 0 rg BT 149.45 682.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 660.75 Td (No provision of these subsections \(i\) and \(ii\) shall apply to restrict your conduct, or trigger any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 648.75 Td (reimbursement obligations under this ) Tj ET Q q 0 0 0 rg BT 274.20 648.75 Td (Agreement, in any jurisdiction where such provision is, on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 636.75 Td (its face, unenforceable and/or void as against public policy) Tj ET Q q 0 0 0 rg BT 365.75 636.75 Td (, unless the provision may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 624.75 Td (construed or deemed amended to be enforceable and compliant with public policy) Tj ET Q q 0 0 0 rg BT 469.15 624.75 Td (, in which case ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 612.75 Td (the provision will apply as construed or deemed amended.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 590.75 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 108.00 590.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 590.75 Td (ou acknowledge and agree that compliance with this Section5 is necessary to protect the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 578.75 Td (Company) Tj ET Q q 0 0 0 rg BT 150.06 578.75 Td (, and that a breach of any of this Section5 will result in irreparable and continuing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 566.75 Td (damage to the Company for which there will be no adequate remedy at law) Tj ET Q q 0 0 0 rg BT 439.30 566.75 Td (. In the event of a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 554.75 Td (breach of this Section5, or any part thereof, the Company) Tj ET Q q 0 0 0 rg BT 364.07 554.75 Td (, and its successors and assigns, shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 542.75 Td (be entitled to injunctive relief and to such other and further relief as is proper under the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 530.75 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 180.06 530.75 Td (The Company shall institute and prosecute proceedings in any Court of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 518.75 Td (competent jurisdiction either in law or in equity to obtain damages for any such breach of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 506.75 Td (Section5, or to enjoin you from performing services in breach of Section5\(c\) during the term of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 494.75 Td (employment and for a period of 12 months following the termination of employment. ) Tj ET Q q 0 0 0 rg BT 483.02 494.75 Td (Y) Tj ET Q q 0 0 0 rg BT 488.77 494.75 Td (ou hereby ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 482.75 Td (agree to submit to the jurisdiction of any Court of competent jurisdiction in any disputes that arise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 470.75 Td (under this ) Tj ET Q q 0 0 0 rg BT 154.14 470.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 448.75 Td (\(e\) ) Tj ET Q q 0 0 0 rg BT 108.00 448.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 448.75 Td (ou further agree that, in the event of your breach of this Section 5, the Company shall also be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 436.75 Td (entitled to recover the value of any amounts previously paid or payable or any shares \(or the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 424.75 Td (value of any shares\) delivered or deliverable to you pursuant to any Fiserv bonus program, this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 412.75 Td (Agreement, and any other Fiserv plan or arrangement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 390.75 Td (\(f\) ) Tj ET Q q 0 0 0 rg BT 108.00 390.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 390.75 Td (ou agree that the terms of this ) Tj ET Q q 0 0 0 rg BT 248.83 390.75 Td (Agreement shall survive the termination of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 378.75 Td (the Company) Tj ET Q q 0 0 0 rg BT 166.74 378.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 356.75 Td (\(g\) ) Tj ET Q q 0 0 0 rg BT 108.00 356.75 Td (YOU HA) Tj ET Q q 0 0 0 rg BT 145.60 356.75 Td (VE READ ) Tj ET Q q 0 0 0 rg BT 192.10 356.75 Td (THIS SECTION 5 ) Tj ET Q q 0 0 0 rg BT 272.67 356.75 Td (AND ) Tj ET Q q 0 0 0 rg BT 296.01 356.75 Td (AGREE ) Tj ET Q q 0 0 0 rg BT 333.62 356.75 Td (THA) Tj ET Q q 0 0 0 rg BT 352.87 356.75 Td (T) Tj ET Q q 0 0 0 rg BT 358.80 356.75 Td ( ) Tj ET Q q 0 0 0 rg BT 361.40 356.75 Td (THE CONSIDERA) Tj ET Q q 0 0 0 rg BT 442.89 356.75 Td (TION PROVIDED BY) Tj ET Q q 0 0 0 rg BT 537.72 356.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 344.75 Td (THE COMP) Tj ET Q q 0 0 0 rg BT 160.04 344.75 Td (ANY) Tj ET Q q 0 0 0 rg BT 180.42 344.75 Td ( IS F) Tj ET Q q 0 0 0 rg BT 200.98 344.75 Td (AIR ) Tj ET Q q 0 0 0 rg BT 219.88 344.75 Td (AND REASONABLE ) Tj ET Q q 0 0 0 rg BT 313.80 344.75 Td (AND FUR) Tj ET Q q 0 0 0 rg BT 358.06 344.75 Td (THER ) Tj ET Q q 0 0 0 rg BT 387.51 344.75 Td (AGREE ) Tj ET Q q 0 0 0 rg BT 425.11 344.75 Td (THA) Tj ET Q q 0 0 0 rg BT 444.37 344.75 Td (T) Tj ET Q q 0 0 0 rg BT 450.30 344.75 Td ( GIVEN ) Tj ET Q q 0 0 0 rg BT 486.79 344.75 Td (THE ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 332.75 Td (IMPOR) Tj ET Q q 0 0 0 rg BT 140.60 332.75 Td (T) Tj ET Q q 0 0 0 rg BT 145.96 332.75 Td (ANCE ) Tj ET Q q 0 0 0 rg BT 176.34 332.75 Td (T) Tj ET Q q 0 0 0 rg BT 182.27 332.75 Td (O ) Tj ET Q q 0 0 0 rg BT 192.65 332.75 Td (THE COMP) Tj ET Q q 0 0 0 rg BT 244.68 332.75 Td (ANY) Tj ET Q q 0 0 0 rg BT 265.07 332.75 Td ( OF ITS CONFIDENTIAL) Tj ET Q q 0 0 0 rg BT 375.81 332.75 Td ( ) Tj ET Q q 0 0 0 rg BT 378.04 332.75 Td (AND PROPRIET) Tj ET Q q 0 0 0 rg BT 452.31 332.75 Td (AR) Tj ET Q q 0 0 0 rg BT 466.02 332.75 Td (Y) Tj ET Q q 0 0 0 rg BT 472.51 332.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 320.75 Td (INFORMA) Tj ET Q q 0 0 0 rg BT 153.37 320.75 Td (TION, ) Tj ET Q q 0 0 0 rg BT 182.63 320.75 Td (THE POST) Tj ET Q q 0 0 0 rg BT 232.08 320.75 Td (-EMPLOYMENT) Tj ET Q q 0 0 0 rg BT 305.24 320.75 Td ( RESTRICTIONS ON ) Tj ET Q q 0 0 0 rg BT 402.84 320.75 Td (YOUR ) Tj ET Q q 0 0 0 rg BT 433.96 320.75 Td (ACTIVITIES ) Tj ET Q q 0 0 0 rg BT 490.64 320.75 Td (ARE ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 308.75 Td (LIKEWISE F) Tj ET Q q 0 0 0 rg BT 163.57 308.75 Td (AIR ) Tj ET Q q 0 0 0 rg BT 182.47 308.75 Td (AND REASONABLE.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 286.75 Td (6. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 285.16552734375 m 178.3544921875 285.16552734375 l s q 0 0 0 rg BT 90.00 286.75 Td (Exercise of Option) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 178.35 286.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.13 286.75 Td ( ) Tj ET Q q 0 0 0 rg BT 186.51 286.75 Td (T) Tj ET Q q 0 0 0 rg BT 191.51 286.75 Td (o exercise the Option, you must complete the transaction through our ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 274.75 Td (administrative agent) Tj ET Q q 0 0 0 rg BT 181.53 274.75 Td (s website at www) Tj ET Q q 0 0 0 rg BT 258.23 274.75 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 340.31 274.75 Td (.com or call its toll free number at \(800\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 262.75 Td (544-9354, specifying the number of Option Shares being purchased as a result of such exercise, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 250.75 Td (make payment of the full Exercise Price for the Option Shares being purchased. In no event may a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 238.75 Td (fraction of a share be exercised or acquired. ) Tj ET Q q 0 0 0 rg BT 290.48 238.75 Td (Y) Tj ET Q q 0 0 0 rg BT 296.24 238.75 Td (ou must also pay any taxes or other amounts required ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 226.75 Td (to be withheld as provided in Section 9 of this ) Tj ET Q q 0 0 0 rg BT 292.91 226.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 204.75 Td (7. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 203.16552734375 m 221.4892578125 203.16552734375 l s q 0 0 0 rg BT 90.00 204.75 Td (T) Tj ET Q q 0 0 0 rg BT 95.37 204.75 Td (ermination of Employment) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 221.49 204.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 182.75 Td (\(a\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 182.75 Td (V) Tj ET Q q 0 0 0 rg BT 114.30 182.75 Td (esting) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 140.98 182.75 Td (. If you cease to be an employee of the Company or any subsidiary of the Company for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 170.75 Td (any reason other than Cause \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 254.7529296875 169.32421875 m 334.7919921875 169.32421875 l s q 0 0 0 rg BT 254.75 170.75 Td (T) Tj ET Q q 0 0 0 rg BT 259.75 170.75 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 334.79 170.75 Td (\), the Option may be exercised to the same ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 158.75 Td (extent that you were entitled to exercise the Option on the date of the ) Tj ET Q q 0 0 0 rg BT 416.35 158.75 Td (T) Tj ET Q q 0 0 0 rg BT 421.35 158.75 Td (ermination Event and had ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 146.75 Td (not previously done so. ) Tj ET Q q 0 0 0 rg BT 213.44 146.75 Td (The remaining Option Shares that are not vested on such date shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 134.75 Td (become exercisable as follows: ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 307.00 114.47 Td (Unvested Option Shares that) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 127 99.88525390625 m 268.50390625 99.88525390625 l s q 0 0 0 rg BT 127.00 101.47 Td (Reason for Termination Event) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 307 99.88525390625 m 404.2802734375 99.88525390625 l s q 0 0 0 rg BT 307.00 101.47 Td (Become Exercisable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 127.00 88.47 Td (Death or Disability) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 307.00 88.47 Td (100%) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 127.00 75.47 Td (Any other reason) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 307.00 75.47 Td (0%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 227 0 obj <> endobj 228 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (5) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 708.75 Td (\(b\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 708.75 Td (Deadline for Exercise) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.04 708.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 686.75 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 135.00 686.75 Td (If your ) Tj ET Q q 0 0 0 rg BT 165.39 686.75 Td (T) Tj ET Q q 0 0 0 rg BT 170.39 686.75 Td (ermination Event is by reason of death or Disability) Tj ET Q q 0 0 0 rg BT 394.76 686.75 Td (, then you are \(or in the event of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 674.75 Td (your death or Disability resulting in judicial appointment of a guardian ad litem, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 662.75 Td (administrator or other legal representative, the executor or administrator of your estate, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 650.75 Td (person who shall have acquired the Option through bequest or inheritance or such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 638.75 Td (guardian ad litem, administrator or other legal representative is\) entitled to exercise the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 626.75 Td (Option per the terms contained herein within one year after you experience said ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 614.75 Td (T) Tj ET Q q 0 0 0 rg BT 140.00 614.75 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 592.75 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 135.00 592.75 Td (Subject to Section 7\(d\), if your ) Tj ET Q q 0 0 0 rg BT 271.55 592.75 Td (T) Tj ET Q q 0 0 0 rg BT 276.55 592.75 Td (ermination Event is for a reason other than death or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 580.75 Td (Disability) Tj ET Q q 0 0 0 rg BT 174.27 580.75 Td (, you are entitled to exercise the Option per the terms contained herein within 90 ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 568.75 Td (days after you experience said ) Tj ET Q q 0 0 0 rg BT 273.23 568.75 Td (T) Tj ET Q q 0 0 0 rg BT 278.23 568.75 Td (ermination Event. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 546.75 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 135.00 546.75 Td (If you die within the exercise periods described in subsections \(i\) or \(ii\) above, your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 534.75 Td (executor) Tj ET Q q 0 0 0 rg BT 172.80 534.75 Td (, the administrator of your estate, or your beneficiary may exercise the Option ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 522.75 Td (within one year after your death. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 500.75 Td (\(c\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 500.75 Td (Expiration) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 152.47 500.75 Td (. Notwithstanding any provision contained in this Section 7 to the contrary) Tj ET Q q 0 0 0 rg BT 476.35 500.75 Td (, in no event ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 488.75 Td (may the Option be exercised to any extent by anyone after the Expiration Date set forth in the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 476.75 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 476.75 Td (ward Memorandum.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 454.75 Td (\(d\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 454.75 Td (For Cause T) Tj ET Q q 0 0 0 rg BT 162.65 454.75 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 237.69 454.75 Td (. If your employment is terminated for Cause \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 452.21875 453.32421875 m 501.681640625 453.32421875 l s q 0 0 0 rg BT 452.22 454.75 Td (For Cause ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 108 441.32421875 m 188.0390625 441.32421875 l s q 0 0 0 rg BT 108.00 442.75 Td (T) Tj ET Q q 0 0 0 rg BT 113.00 442.75 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 188.04 442.75 Td (\), the Option, whether or not vested, shall terminate immediately) Tj ET Q q 0 0 0 rg BT 474.09 442.75 Td (. For the sake ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 430.75 Td (of clarity) Tj ET Q q 0 0 0 rg BT 144.49 430.75 Td (, in the event that you experience a For Cause ) Tj ET Q q 0 0 0 rg BT 352.21 430.75 Td (T) Tj ET Q q 0 0 0 rg BT 357.21 430.75 Td (ermination Event, there shall be no ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 418.75 Td (accelerated vesting under Section 7\(a\).) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 396.75 Td (\(e\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 396.75 Td (Change of Control) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 189.16 396.75 Td (. If a Change of Control of the Company occurs, the provisions of Section 17) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 384.75 Td (\(c\) of the Plan shall apply to the Option. If the successor or purchaser in the Change of Control ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 372.75 Td (has assumed the Company) Tj ET Q q 0 0 0 rg BT 231.77 372.75 Td (s obligations with respect to the Option or provided a substitute ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 360.75 Td (award as contemplated by Section 17\(c\)\(i\) of the Plan and, within 12 months following the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 348.75 Td (occurrence of the Change of Control, you are terminated without Cause or you terminate your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 336.75 Td (employment for Good Reason \(as hereinafter defined\), the Option or such substitute award shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 324.75 Td (become fully vested and exercisable with respect to all Option Shares covered by the Option as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 312.75 Td (of the time immediately prior to such termination of employment and, notwithstanding any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 300.75 Td (provision hereof, the Option shall become exercisable by you for 90 days following such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 288.75 Td (termination \(or such longer period as is otherwise specified in Section 7\(b\)\), and the provisions of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 276.75 Td (Section 5 shall immediately cease to apply) Tj ET Q q 0 0 0 rg BT 295.69 276.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 254.75 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 111.330078125 253.32421875 m 173.0390625 253.32421875 l s q 0 0 0 rg BT 111.33 254.75 Td (Good Reason) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 173.04 254.75 Td ( means your suf) Tj ET Q q 0 0 0 rg BT 247.33 254.75 Td (fering any of the following events without your consent: \(x\) a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 242.75 Td (significant or material lessening of your responsibilities; \(y\) a reduction in your annual base salary ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 230.75 Td (or a material reduction in the level of incentive compensation for which you have been eligible ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 218.75 Td (during the two years immediately prior to the occurrence of the Change of Control and/or a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 206.75 Td (material adverse change in the conditions governing receipt of such incentive compensation from ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 194.75 Td (those that prevailed prior to the occurrence of the Change of Control; or \(z\) the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 182.75 Td (requiring you to be based anywhere other than within 50 miles of your place of employment at the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 170.75 Td (time of the occurrence of the Change of Control, except for reasonably required travel to an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 158.75 Td (extent substantially consistent with your business travel obligations.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 136.75 Td (\(f\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 136.75 Td (Service as Director) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 192.47 136.75 Td (. For purposes of this ) Tj ET Q q 0 0 0 rg BT 288.63 136.75 Td (Agreement, an employee of the Company) Tj ET Q q 0 0 0 rg BT 472.99 136.75 Td (, if also serving ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 124.75 Td (as a director) Tj ET Q q 0 0 0 rg BT 162.47 124.75 Td (, will not be deemed to have terminated employment for purposes of this ) Tj ET Q q 0 0 0 rg BT 484.31 124.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 112.75 Td (until his or her service as a director ends, and his or her years of service will be deemed to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 100.75 Td (include years of service as a director) Tj ET Q q 0 0 0 rg BT 269.74 100.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 78.75 Td (\(g\) ) Tj ET Q BT /F7 10.00 Tf ET q 0 0 0 rg BT 108.00 78.75 Td (No Further Obligation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.60 78.75 Td (. ) Tj ET Q q 0 0 0 rg BT 208.98 78.75 Td (The Company will have no further obligations to you under this ) Tj ET Q q 0 0 0 rg BT 488.02 78.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 66.75 Td (if the Option ceases to become exercisable as provided herein.) Tj ET Q endstream endobj 229 0 obj <> endobj 230 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (6) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 730.75 Td (8. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 729.16552734375 m 181.15234375 729.16552734375 l s q 0 0 0 rg BT 90.00 730.75 Td (Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 730.75 Td (. ) Tj ET Q q 0 0 0 rg BT 186.53 730.75 Td (The Company) Tj ET Q q 0 0 0 rg BT 248.59 730.75 Td (, or its transfer agent, will issue and deliver the Option Shares to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 718.75 Td (you as soon as practicable after you exercise any part of the Option and pay the Exercise Price Per ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 706.75 Td (Option Share and all related withholding taxes. If you die before the Company has distributed any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 694.75 Td (portion of the Option Shares purchased upon exercise, the Company will issue the Option Shares to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 682.75 Td (your estate or in accordance with applicable laws of descent and distribution. ) Tj ET Q q 0 0 0 rg BT 432.24 682.75 Td (The Option Shares will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 670.75 Td (be issued in book entry form, and the Company will not be liable for damages relating to any delays in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 658.75 Td (making an appropriate book entry or any mistakes or errors in the making of the book entry; provided ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 646.75 Td (that the Company shall correct any errors caused by it. ) Tj ET Q q 0 0 0 rg BT 334.56 646.75 Td (Any such book entry will be subject to such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 634.75 Td (stop transfer orders and other restrictions as the Company may deem advisable under \(a\) the Plan ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 622.75 Td (and any agreement between you and the Company with respect to the Option Shares, \(b\) any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 610.75 Td (applicable federal or state laws, and/or \(c\) the rules, regulations and other requirements of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 598.75 Td (Securities and Exchange Commission \() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 267.8515625 597.32421875 m 288.4130859375 597.32421875 l s q 0 0 0 rg BT 267.85 598.75 Td (SEC) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 288.41 598.75 Td (\) or any stock exchange upon which the Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 586.75 Td (are listed. ) Tj ET Q q 0 0 0 rg BT 135.95 586.75 Td (The Company may cause an appropriate book entry notation to be made with respect to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 574.75 Td (the Option Shares to reference any of the foregoing restrictions. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 552.75 Td (9. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 551.16552734375 m 226.1328125 551.16552734375 l s q 0 0 0 rg BT 90.00 552.75 Td (Non-T) Tj ET Q q 0 0 0 rg BT 118.33 552.75 Td (ransferability of ) Tj ET Q q 0 0 0 rg BT 195.75 552.75 Td (A) Tj ET Q q 0 0 0 rg BT 202.79 552.75 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.13 552.75 Td (. Except as provided in the Plan, this ) Tj ET Q q 0 0 0 rg BT 390.12 552.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 477.40 552.75 Td (A) Tj ET Q q 0 0 0 rg BT 483.89 552.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 540.75 Td (Memorandum, until the Option Shares have been purchased upon exercise of any part of this Option, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 528.75 Td (this Option and the Option Shares issuable upon exercise hereunder and the rights and privileges ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 516.75 Td (conferred hereby may not be sold, transferred, pledged, assigned, or otherwise alienated or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 504.75 Td (hypothecated \(by operation of law or otherwise\). Upon any attempt to transfer) Tj ET Q q 0 0 0 rg BT 432.41 504.75 Td (, assign, pledge, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 492.75 Td (hypothecate or otherwise dispose of this Option, or of any right or privilege conferred hereby) Tj ET Q q 0 0 0 rg BT 496.70 492.75 Td (, contrary ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 480.75 Td (to the provisions of the Plan or of this ) Tj ET Q q 0 0 0 rg BT 256.76 480.75 Td (Agreement, or upon any attempted sale under any execution, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 468.75 Td (attachment or similar process upon the rights and privileges conferred hereby) Tj ET Q q 0 0 0 rg BT 431.66 468.75 Td (, this Option and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 456.75 Td (rights and privileges conferred hereby shall immediately become null and void.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 436.85 456.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 434.75 Td (10. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 433.16552734375 m 248.359375 433.16552734375 l s q 0 0 0 rg BT 90.00 434.75 Td (Conditions to Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 248.36 434.75 Td (. ) Tj ET Q q 0 0 0 rg BT 253.74 434.75 Td (The Option Shares issued to you hereunder upon exercise and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 422.75 Td (purchase may be either previously authorized but unissued shares or issued shares which have been ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 410.75 Td (reacquired by the Company) Tj ET Q q 0 0 0 rg BT 212.10 410.75 Td (. ) Tj ET Q q 0 0 0 rg BT 217.48 410.75 Td (The Company shall not be required to issue any Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 398.75 Td (hereunder prior to fulfillment of all of the following conditions: \(a\) the admission of such Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 386.75 Td (to listing on all stock exchanges on which such class of stock is then listed; \(b\) the completion of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 374.75 Td (registration or other qualification of such Option Shares under any state or federal law or under the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 362.75 Td (rulings or regulations of the SEC or any other governmental regulatory body) Tj ET Q q 0 0 0 rg BT 424.44 362.75 Td (, which the compensation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 350.75 Td (committee of the Board of Directors \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 273.4033203125 349.32421875 m 389.0087890625 349.32421875 l s q 0 0 0 rg BT 273.40 350.75 Td (Compensation Committee) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 389.01 350.75 Td (\) shall, in its discretion, deem ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 338.75 Td (necessary or advisable; \(c\) the obtaining of any approval or other clearance from any state or federal ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 326.75 Td (governmental agency) Tj ET Q q 0 0 0 rg BT 184.87 326.75 Td (, which the Compensation Committee shall, in its discretion, determine to be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 314.75 Td (necessary or advisable; \(d\) the lapse of such reasonable period of time following the exercise of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 302.75 Td (Option as the Compensation Committee may establish from time to time for reasons of administrative ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 290.75 Td (convenience; and \(e\) your acceptance of the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 414.08 290.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 484.68 290.75 Td (A) Tj ET Q q 0 0 0 rg BT 491.17 290.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 278.75 Td (Memorandum and the Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 464.66 278.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 256.75 Td (1) Tj ET Q q 0 0 0 rg BT 76.82 256.75 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 255.16552734375 m 212.24609375 255.16552734375 l s q 0 0 0 rg BT 90.00 256.75 Td (No Rights as Shareholder) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 212.25 256.75 Td (. Until you exercise any part of this Option, purchase Option Shares and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 244.75 Td (the Option Shares are issued to you, you shall have no rights as a shareholder of the Company with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 232.75 Td (respect to the Option Shares. Specifically) Tj ET Q q 0 0 0 rg BT 272.13 232.75 Td (, you understand and agree that you do not have voting ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 220.75 Td (rights or the right to receive dividends or any other distributions paid with respect to shares of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 208.75 Td (Company common stock by virtue of this Option or the Option Shares subject hereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 186.75 Td (12. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 185.16552734375 m 196.1474609375 185.16552734375 l s q 0 0 0 rg BT 90.00 186.75 Td (Addresses for Notices) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.15 186.75 Td (. ) Tj ET Q q 0 0 0 rg BT 201.15 186.75 Td (Any notice to be given to the Company under the terms of this ) Tj ET Q q 0 0 0 rg BT 477.42 186.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 174.75 Td (shall be addressed to the Company as follows: Corporate Secretary) Tj ET Q q 0 0 0 rg BT 388.86 174.75 Td (, Fiserv) Tj ET Q q 0 0 0 rg BT 420.89 174.75 Td (, Inc., 255 Fiserv Drive, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 162.75 Td (Brookfield, WI 53045, or at such other address as the Company may hereafter designate in writing. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 150.75 Td (Any notice to be given to you shall be addressed to you at the address set forth in the Company) Tj ET Q q 0 0 0 rg BT 515.08 150.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 138.75 Td (records from time to time. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 116.75 Td (13. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 115.16552734375 m 240.7861328125 115.16552734375 l s q 0 0 0 rg BT 90.00 116.75 Td (Captions; ) Tj ET Q q 0 0 0 rg BT 138.52 116.75 Td (Agreement Severable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 240.79 116.75 Td (. Captions provided herein are for convenience only and are not to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 104.75 Td (serve as a basis for interpretation or construction of this ) Tj ET Q q 0 0 0 rg BT 337.90 104.75 Td (Agreement. In the event that any provision in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 92.75 Td (this ) Tj ET Q q 0 0 0 rg BT 107.79 92.75 Td (Agreement shall be held invalid or unenforceable, such provision shall be severable from, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 80.75 Td (such invalidity or unenforceability shall not be construed to have any ef) Tj ET Q q 0 0 0 rg BT 402.78 80.75 Td (fect on, the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 68.75 Td (provisions of this ) Tj ET Q q 0 0 0 rg BT 166.70 68.75 Td (Agreement. ) Tj ET Q endstream endobj 231 0 obj <> endobj 232 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (7) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 730.75 Td (14. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 729.16552734375 m 258.759765625 729.16552734375 l s q 0 0 0 rg BT 90.00 730.75 Td (Securities and T) Tj ET Q q 0 0 0 rg BT 166.50 730.75 Td (ax Representations) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 258.76 730.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 708.75 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 708.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 708.75 Td (ou acknowledge receipt of the prospectus under the Registration Statement on Form S-8 with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 696.75 Td (respect to the Plan filed by the Company with the SEC. ) Tj ET Q q 0 0 0 rg BT 354.06 696.75 Td (Y) Tj ET Q q 0 0 0 rg BT 359.81 696.75 Td (ou represent and agree that you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 684.75 Td (comply with all applicable laws and Company policies relating to the Plan, this ) Tj ET Q q 0 0 0 rg BT 454.29 684.75 Td (Agreement, the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 672.75 Td (exercise of the Option and any disposition of the Option Shares, and that upon the acquisition of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 660.75 Td (any Option Shares, you will make or enter into such written representations, warranties and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 648.75 Td (agreements as the Company may reasonably request to comply with applicable securities laws or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 636.75 Td (this ) Tj ET Q q 0 0 0 rg BT 125.79 636.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 614.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 614.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 614.75 Td (ou represent and warrant that you understand the federal, state and local income and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 602.75 Td (employment tax consequences of the granting of the Option, the exercise of the Option, the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 590.75 Td (purchase of Option Shares, and the subsequent sale or other disposition of any Option Shares. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 578.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 578.75 Td (ou understand and agree that when you exercise the Option, and thereby realize gross income ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 566.75 Td (\(if any\) taxable as compensation in respect of such exercise, the Company will be required to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 554.75 Td (withhold federal, state and local taxes on the full amount of the compensation income realized by ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 542.75 Td (you and may also be required to withhold other amounts as a result of such exercise unless the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 530.75 Td (Option is an incentive stock option. ) Tj ET Q q 0 0 0 rg BT 264.76 530.75 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 315.71 530.75 Td (, at or prior to the time that you exercise the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 518.75 Td (Option, you hereby agree to provide the Company with cash funds or Option Shares equal in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 506.75 Td (value to the total federal, state and local taxes and other amounts required to be withheld by the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 494.75 Td (Company or its subsidiary in respect of any compensation income in relation to the Option Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 482.75 Td (or make other arrangements satisfactory to the Company regarding such amounts. ) Tj ET Q q 0 0 0 rg BT 475.96 482.75 Td (All matters ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 470.75 Td (with respect to the total amount to be withheld as a result of the exercise of the Option shall be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 458.75 Td (determined by the Company in its sole discretion. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 436.75 Td (15. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 435.16552734375 m 170.5615234375 435.16552734375 l s q 0 0 0 rg BT 90.00 436.75 Td (Market Stand-Off) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 170.56 436.75 Td (. ) Tj ET Q q 0 0 0 rg BT 175.94 436.75 Td (The Company reserves the right to impose restrictions on dispositions in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 424.75 Td (connection with any underwritten public of) Tj ET Q q 0 0 0 rg BT 275.48 424.75 Td (fering by the Company of its equity securities pursuant to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 412.75 Td (an ef) Tj ET Q q 0 0 0 rg BT 112.06 412.75 Td (fective registration statement filed under the Securities ) Tj ET Q q 0 0 0 rg BT 354.97 412.75 Td (Act of 1933, as amended. Upon receipt of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 400.75 Td (written notice from the Company of a trading restriction, you agree that you shall not directly or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 388.75 Td (indirectly sell, make any short sale of, loan, hypothecate, pledge, of) Tj ET Q q 0 0 0 rg BT 387.21 388.75 Td (fer) Tj ET Q q 0 0 0 rg BT 398.33 388.75 Td (, grant or sell any option or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 376.75 Td (other contract for the purchase of, purchase any option or other contract for the sale of, or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 364.75 Td (dispose of or transfer or agree to engage in any of the foregoing transactions with respect to, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 352.75 Td (Option Shares acquired under this Option without the prior written consent of the Company) Tj ET Q q 0 0 0 rg BT 490.59 352.75 Td (. Such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 340.75 Td (restriction shall be in ef) Tj ET Q q 0 0 0 rg BT 192.09 340.75 Td (fect for such period of time following the date of the final prospectus for the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 328.75 Td (of) Tj ET Q q 0 0 0 rg BT 98.16 328.75 Td (fering as may be determined by the Company) Tj ET Q q 0 0 0 rg BT 299.75 328.75 Td (. In no event, however) Tj ET Q q 0 0 0 rg BT 397.59 328.75 Td (, shall such period exceed one ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 316.75 Td (hundred eighty \(180\) days. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 294.75 Td (16. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 293.16552734375 m 181.1474609375 293.16552734375 l s q 0 0 0 rg BT 90.00 294.75 Td (General Provisions) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 294.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 272.75 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 272.75 Td (None of the Plan, this ) Tj ET Q q 0 0 0 rg BT 205.84 272.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 285.33 272.75 Td (A) Tj ET Q q 0 0 0 rg BT 291.82 272.75 Td (ward Memorandum confers upon you any right to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 260.75 Td (continue to be employed by the Company or any subsidiary of the Company or limits in any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 248.75 Td (respect any right of the Company or any subsidiary of the Company to terminate your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 236.75 Td (employment at any time, without liability) Tj ET Q q 0 0 0 rg BT 283.44 236.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 214.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 214.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 214.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 199.72 214.75 Td (A) Tj ET Q q 0 0 0 rg BT 206.21 214.75 Td (ward Memorandum and the Plan contain the entire agreement between the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 202.75 Td (Company and you relating to the Option and supersede all prior agreements or understandings ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 190.75 Td (relating thereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 168.75 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 108.00 168.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 168.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 168.75 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 168.75 Td (ward Memorandum may only be modified, amended or cancelled as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 156.75 Td (provided in the Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 134.75 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 108.00 134.75 Td (If any one or more provisions of this ) Tj ET Q q 0 0 0 rg BT 268.63 134.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 348.13 134.75 Td (A) Tj ET Q q 0 0 0 rg BT 354.62 134.75 Td (ward Memorandum is found to be invalid, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 122.75 Td (illegal or unenforceable in any respect, the validity) Tj ET Q q 0 0 0 rg BT 328.50 122.75 Td (, legality and enforceability of the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 110.75 Td (provisions hereof shall not in any way be af) Tj ET Q q 0 0 0 rg BT 299.04 110.75 Td (fected or impaired thereby) Tj ET Q q 0 0 0 rg BT 414.47 110.75 Td (. ) Tj ET Q endstream endobj 233 0 obj <> endobj 234 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 51.25 Td (8) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 730.75 Td (\(e\) ) Tj ET Q q 0 0 0 rg BT 108.00 730.75 Td (Any remedies available to the Company under the Plan or this ) Tj ET Q q 0 0 0 rg BT 384.83 730.75 Td (Agreement are cumulative and are ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 718.75 Td (in addition to, and are not af) Tj ET Q q 0 0 0 rg BT 231.80 718.75 Td (fected by) Tj ET Q q 0 0 0 rg BT 271.64 718.75 Td (, the other rights and remedies available to the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 706.75 Td (under the Plan, this ) Tj ET Q q 0 0 0 rg BT 196.39 706.75 Td (Agreement, by law or otherwise. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 684.75 Td (\(f\) ) Tj ET Q q 0 0 0 rg BT 108.00 684.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 684.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 684.75 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 684.75 Td (ward Memorandum shall be governed by and construed in accordance ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 672.75 Td (with the laws of the State of Wisconsin, without regard to conflict of law provisions. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 650.75 Td (\(g\) ) Tj ET Q q 0 0 0 rg BT 108.00 650.75 Td (The Company agrees, and you agree, to be subject to and bound by all of the terms and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 638.75 Td (conditions of the Plan. ) Tj ET Q q 0 0 0 rg BT 209.00 638.75 Td (The Prospectus for the Plan is accessible on the administrative agent) Tj ET Q q 0 0 0 rg BT 517.31 638.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 626.75 Td (website \(www) Tj ET Q q 0 0 0 rg BT 169.13 626.75 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 251.21 626.75 Td (.com\) in the forms library and a paper copy is available upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 614.75 Td (request. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 592.75 Td (\(h\) ) Tj ET Q q 0 0 0 rg BT 108.00 592.75 Td (During your lifetime, the Option may only be exercised by you or your legal representatives. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 570.75 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 108.00 570.75 Td (This ) Tj ET Q q 0 0 0 rg BT 129.12 570.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 216.40 570.75 Td (A) Tj ET Q q 0 0 0 rg BT 222.89 570.75 Td (ward Memorandum shall be binding upon and inure to the benefit of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 558.75 Td (any successor or assign of the Company and to any heir) Tj ET Q q 0 0 0 rg BT 357.03 558.75 Td (, distributee, executor) Tj ET Q q 0 0 0 rg BT 452.08 558.75 Td (, administrator or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 546.75 Td (legal representative entitled by law to your rights hereunder) Tj ET Q q 0 0 0 rg BT 369.82 546.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 524.75 Td (\(j\) ) Tj ET Q q 0 0 0 rg BT 108.00 524.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 524.75 Td (ou understand that, under the terms of the Plan, this ) Tj ET Q q 0 0 0 rg BT 346.68 524.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 433.96 524.75 Td (A) Tj ET Q q 0 0 0 rg BT 440.45 524.75 Td (ward Memorandum, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 512.75 Td (the Company may cancel or rescind the Option and/or the Option Shares in certain ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 500.75 Td (circumstances. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 478.75 Td (By selecting the I accept box on the website of our administrative agent, you acknowledge your ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 466.75 Td (acceptance of, and agreement to be bound by) Tj ET Q q 0 0 0 rg BT 289.08 466.75 Td (, this ) Tj ET Q q 0 0 0 rg BT 314.82 466.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 390.02 466.75 Td (A) Tj ET Q q 0 0 0 rg BT 397.06 466.75 Td (ward Memorandum and the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 454.75 Td (Plan. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 432.75 Td (Y) Tj ET Q q 0 0 0 rg BT 77.93 432.75 Td (our acceptance of the terms of this ) Tj ET Q q 0 0 0 rg BT 246.48 432.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 321.68 432.75 Td (A) Tj ET Q q 0 0 0 rg BT 328.72 432.75 Td (ward Memorandum and the Plan through ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 420.75 Td (our administrative agent) Tj ET Q q 0 0 0 rg BT 190.54 420.75 Td (s website is a condition to your ability to exercise your Option. ) Tj ET Q q 0 0 0 rg BT 490.98 420.75 Td (Y) Tj ET Q q 0 0 0 rg BT 496.91 420.75 Td (ou must ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 408.75 Td (log on to our administrative agent) Tj ET Q q 0 0 0 rg BT 235.53 408.75 Td (s website and accept the terms and conditions of this ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 396.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 147.20 396.75 Td (A) Tj ET Q q 0 0 0 rg BT 154.24 396.75 Td (ward Memorandum and the Plan within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 467.83 396.75 Td (A) Tj ET Q q 0 0 0 rg BT 474.87 396.75 Td (ward Grant ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 384.75 Td (Date. If you do not accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 350.54 384.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 425.74 384.75 Td (A) Tj ET Q q 0 0 0 rg BT 432.78 384.75 Td (ward Memorandum ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 372.75 Td (and the Plan within such time, this ) Tj ET Q q 0 0 0 rg BT 238.31 372.75 Td (A) Tj ET Q q 0 0 0 rg BT 245.35 372.75 Td (ward will be forfeited and immediately terminate.) Tj ET Q endstream endobj 235 0 obj <> endobj 236 0 obj <> stream BT /F2 11.00 Tf ET q 0 0 0 rg BT 477.65 772.10 Td (Exhibit 10.13) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 184.05 712.00 Td (FISER) Tj ET Q q 0 0 0 rg BT 216.24 712.00 Td (V) Tj ET Q q 0 0 0 rg BT 222.57 712.00 Td (, INC. 2007 OMNIBUS INCENTIVE PLAN ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 158.30 698.80 Td (PERFORMANCE SHARE UNIT ) Tj ET Q q 0 0 0 rg BT 317.40 698.80 Td (A) Tj ET Q q 0 0 0 rg BT 324.73 698.80 Td (W) Tj ET Q q 0 0 0 rg BT 334.51 698.80 Td (ARD MEMORANDUM ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 275.4 683.857080078125 m 339.57919921875 683.857080078125 l s q 0 0 0 rg BT 275.40 685.60 Td (EMPLOYEE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.58 685.60 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 610.19 Td (Employee:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 320 610.62333984375 m 392.724609375 610.62333984375 l s q 0 0 0 rg BT 320.00 612.19 Td ([FIRST NAME]) Tj ET Q BT /F7 11.00 Tf ET q 0 0 0 rg BT 392.72 612.19 Td ( ) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 395.78076171875 610.62333984375 m 464.24072265625 610.62333984375 l s q 0 0 0 rg BT 395.78 612.19 Td ([LAST NAME]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 584.19 Td (Grant Date:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 320 584.62333984375 m 396.18896484375 584.62333984375 l s q 0 0 0 rg BT 320.00 586.19 Td ([GRANT DATE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 558.19 Td (Target Units:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 320 558.62333984375 m 502.94482421875 558.62333984375 l s q 0 0 0 rg BT 320.00 560.19 Td ([NUMBER OF SHARES AT TARGET]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 532.19 Td (Performance Period:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 320 532.62333984375 m 368.2861328125 532.62333984375 l s q 0 0 0 rg BT 320.00 534.19 Td ([PERIOD]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 502.19 Td (Performance Formula:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 320 500.62333984375 m 468.5107421875 500.62333984375 l s q 0 0 0 rg BT 320.00 502.19 Td ([PERFORMANCE FORMULA]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 470.19 Td (Performance Goal\(s\):) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 320 468.62333984375 m 452.6337890625 468.62333984375 l s q 0 0 0 rg BT 320.00 470.19 Td ([PERFORMANCE GOALS]) Tj ET Q BT /F1 10.00 Tf ET BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 420.80 Td (Additional terms and conditions of your ) Tj ET Q q 0 0 0 rg BT 283.04 420.80 Td (A) Tj ET Q q 0 0 0 rg BT 290.79 420.80 Td (ward are included in the Performance Share ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 407.60 Td (Unit ) Tj ET Q q 0 0 0 rg BT 96.03 407.60 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 159.19 407.60 Td (As a condition to your receipt of Shares, you must log on to Fidelity) Tj ET Q q 0 0 0 rg BT 516.32 407.60 Td (s ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 394.40 Td (website at ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 128.24072265625 392.657080078125 m 278.59375 392.657080078125 l s q 0 0 0 rg BT 128.24 394.40 Td (www) Tj ET Q q 0 0 0 rg BT 153.50 394.40 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 252.92 394.40 Td (.com) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 278.59 394.40 Td ( and accept the terms and conditions of this ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 381.20 Td (A) Tj ET Q q 0 0 0 rg BT 79.75 381.20 Td (ward within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 281.06 381.20 Td (A) Tj ET Q q 0 0 0 rg BT 288.81 381.20 Td (ward Grant Date. If you do not accept the terms ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 368.00 Td (and conditions of this ) Tj ET Q q 0 0 0 rg BT 188.92 368.00 Td (A) Tj ET Q q 0 0 0 rg BT 196.66 368.00 Td (ward within such time at www) Tj ET Q q 0 0 0 rg BT 352.72 368.00 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 452.14 368.00 Td (.com, this ) Tj ET Q q 0 0 0 rg BT 506.13 368.00 Td (A) Tj ET Q q 0 0 0 rg BT 513.87 368.00 Td (ward ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 354.80 Td (will be forfeited and immediately terminate. ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 72 331.857080078125 m 96.44384765625 331.857080078125 l s q 0 0 0 rg BT 72.00 333.60 Td (Note) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 96.44 333.60 Td (: Section4\(c\) of the Performance Share Unit ) Tj ET Q q 0 0 0 rg BT 329.53 333.60 Td (Agreement contains provisions that ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 320.40 Td (restrict your activities. These provisions apply to you and, by accepting this ) Tj ET Q q 0 0 0 rg BT 471.97 320.40 Td (A) Tj ET Q q 0 0 0 rg BT 479.72 320.40 Td (ward, you ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 307.20 Td (agree to be bound by these restrictions. ) Tj ET Q BT /F6 7.50 Tf ET q 0 0 0 rg BT 72.00 298.20 Td () Tj ET Q endstream endobj 237 0 obj <> endobj 238 0 obj <> stream BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.25 52.90 Td (1) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 201.7 718.16552734375 m 413.0037109375 718.16552734375 l s q 0 0 0 rg BT 201.70 719.75 Td (PERFORMANCE SHARE UNIT ) Tj ET Q q 0 0 0 rg BT 346.33 719.75 Td (AGREEMENT ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 697.75 Td (Pursuant to the Fiserv) Tj ET Q q 0 0 0 rg BT 194.08 697.75 Td (, Inc. 2007 Omnibus Incentive Plan \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 375.2861328125 696.32421875 m 395.30078125 696.32421875 l s q 0 0 0 rg BT 375.29 697.75 Td (Plan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 395.30 697.75 Td (\), Fiserv) Tj ET Q q 0 0 0 rg BT 434.00 697.75 Td (, Inc., a Wisconsin ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 685.75 Td (corporation \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 148.1474609375 684.32421875 m 190.9453125 684.32421875 l s q 0 0 0 rg BT 148.15 685.75 Td (Company) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 190.95 685.75 Td (\), has granted you Performance Share Units \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 416.0478515625 684.32421875 m 444.2119140625 684.32421875 l s q 0 0 0 rg BT 416.05 685.75 Td (A) Tj ET Q q 0 0 0 rg BT 422.54 685.75 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 444.21 685.75 Td (\) entitling you to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 673.75 Td (receive such number of shares of Company common stock \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 358.787109375 672.32421875 m 390.4716796875 672.32421875 l s q 0 0 0 rg BT 358.79 673.75 Td (Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 390.47 673.75 Td (\) as set forth in the ) Tj ET Q q 0 0 0 rg BT 478.85 673.75 Td (A) Tj ET Q q 0 0 0 rg BT 485.33 673.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 661.75 Td (Memorandum on the terms and conditions set forth in this agreement \(this ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 405.4912109375 660.32421875 m 454.4072265625 660.32421875 l s q 0 0 0 rg BT 405.49 661.75 Td (Agreement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 454.41 661.75 Td (\), the ) Tj ET Q q 0 0 0 rg BT 482.75 661.75 Td (A) Tj ET Q q 0 0 0 rg BT 489.24 661.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 649.75 Td (Memorandum and the terms of the Plan. Capitalized terms used in this ) Tj ET Q q 0 0 0 rg BT 386.60 649.75 Td (Agreement and not defined herein ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 637.75 Td (shall have the meanings set forth in the Plan. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 97.00 615.75 Td (In the event of a conflict between the terms of this ) Tj ET Q q 0 0 0 rg BT 319.35 615.75 Td (Agreement or the ) Tj ET Q q 0 0 0 rg BT 398.84 615.75 Td (A) Tj ET Q q 0 0 0 rg BT 405.33 615.75 Td (ward Memorandum and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 603.75 Td (terms of the Plan, the terms of the Plan shall govern. In the event of a conflict between the terms of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 591.75 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 159.29 591.75 Td (A) Tj ET Q q 0 0 0 rg BT 165.77 591.75 Td (ward Memorandum, the terms of this ) Tj ET Q q 0 0 0 rg BT 330.84 591.75 Td (Agreement shall govern. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 579.75 Td () Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 559.47 Td (1.) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 94 557.88525390625 m 145.123046875 557.88525390625 l s q 0 0 0 rg BT 94.00 559.47 Td (Grant Date) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 145.12 559.47 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 147.90 559.47 Td ( ) Tj ET Q q 0 0 0 rg BT 150.50 559.47 Td (The ) Tj ET Q q 0 0 0 rg BT 169.96 559.47 Td (A) Tj ET Q q 0 0 0 rg BT 176.45 559.47 Td (ward is granted to you on the Grant Date set forth in the ) Tj ET Q q 0 0 0 rg BT 425.48 559.47 Td (A) Tj ET Q q 0 0 0 rg BT 431.97 559.47 Td (ward Memorandum. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 535.47 Td (2.) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 94 533.88525390625 m 129.56640625 533.88525390625 l s q 0 0 0 rg BT 94.00 535.47 Td (V) Tj ET Q q 0 0 0 rg BT 100.12 535.47 Td (esting) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 129.57 535.47 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.12 535.47 Td (This ) Tj ET Q q 0 0 0 rg BT 156.24 535.47 Td (A) Tj ET Q q 0 0 0 rg BT 162.73 535.47 Td (ward will vest \(if at all\) as specified in the ) Tj ET Q q 0 0 0 rg BT 345.58 535.47 Td (A) Tj ET Q q 0 0 0 rg BT 352.07 535.47 Td (ward Memorandum on the date the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 525.47 Td (Compensation Committee certifies the level of achievement of the Performance Goal\(s\), provided ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 515.47 Td (you remain in employment through the last day of the Performance Period. Subject to any deferral ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 505.47 Td (election then in ef) Tj ET Q q 0 0 0 rg BT 172.21 505.47 Td (fect, the Shares subject to this ) Tj ET Q q 0 0 0 rg BT 308.39 505.47 Td (A) Tj ET Q q 0 0 0 rg BT 314.88 505.47 Td (ward will be issued as indicated in this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 495.47 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 151.07 495.47 Td (This ) Tj ET Q q 0 0 0 rg BT 172.19 495.47 Td (A) Tj ET Q q 0 0 0 rg BT 178.68 495.47 Td (ward also may continue to vest following your Retirement \(as defined below\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 485.47 Td (death or Disability as described in Section 5\(a\).) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 461.47 Td (3.) 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Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 397.47 Td (4.) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 94 395.88525390625 m 392.8818359375 395.88525390625 l s q 0 0 0 rg BT 94.00 397.47 Td (Confidential Information; Non-Competition; Related Covenants) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 392.8818359375 396.0439453125 m 395.66015625 396.0439453125 l s q 0 0 0 rg BT 392.88 397.47 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 395.66 397.47 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 373.47 Td (\(a\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 373.47 Td (Definitions.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 349.47 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 349.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 348.0439453125 m 165.5517578125 348.0439453125 l s q 0 0 0 rg BT 138.33 349.47 Td (Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 165.55 349.47 Td ( means the Company) Tj ET Q q 0 0 0 rg BT 263.19 349.47 Td (, its direct and indirect subsidiaries, af) Tj ET Q q 0 0 0 rg BT 429.75 349.47 Td (filiated entities, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 339.47 Td (successors, and assigns. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 315.47 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 315.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 314.0439453125 m 243.9453125 314.0439453125 l s q 0 0 0 rg BT 138.33 315.47 Td (Confidential Information) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 243.95 315.47 Td ( means all trade secrets, Innovations \(as defined below\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 305.47 Td (confidential or proprietary business information and data, computer software, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 295.47 Td (database technologies or technological information, formulae, templates, algorithms, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 285.47 Td (designs, process and systems information, processes, intellectual property rights, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 275.47 Td (marketing plans, client lists and specifications, pricing and cost information and any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 265.47 Td (confidential information of Fiserv or its clients, vendors or subcontractors that relates to the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 255.47 Td (business of Fiserv or to the business of any client, vendor or subcontractor of Fiserv or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 245.47 Td (any other party with whom Fiserv agrees to hold information in confidence, whether ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 235.47 Td (patentable, copyrightable or protectable as a trade secret or not, except: \(A\)information ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 225.47 Td (that is, at the time of disclosure, in the public domain or that is subsequently published or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 215.47 Td (otherwise becomes part of the public domain through no fault of yours; or \(B\)information ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 205.47 Td (that is disclosed by you under order of law or governmental regulation; provided, however) Tj ET Q q 0 0 0 rg BT 530.22 205.47 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 195.47 Td (that you agree to notify the General Counsel of Fiserv upon receipt of any request for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 185.47 Td (disclosure as soon as possible prior to any such disclosure so that appropriate safeguards ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 175.47 Td (may be maintained. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 159.75 Td () Tj ET Q endstream endobj 239 0 obj <> endobj 240 0 obj <> stream BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.25 52.90 Td (2) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 699.47 Td (\(iii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 699.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 698.0439453125 m 271.7236328125 698.0439453125 l s q 0 0 0 rg BT 138.33 699.47 Td (Competing Product or Service) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.72 699.47 Td ( means any product or service that is sold in competition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 689.47 Td (with, or is being developed and that will compete with, a product or service developed, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 679.47 Td (manufactured, or sold by Fiserv) Tj ET Q q 0 0 0 rg BT 274.32 679.47 Td (. For purposes of this Section4, Competing Products or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 669.47 Td (Services as to you are limited to products and/or services with respect to which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 659.47 Td (participated in the development, planning, testing, sale, marketing or evaluation on behalf ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 649.47 Td (of Fiserv during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 383.24 649.47 Td (, or after the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 639.47 Td (employment, during any part of the 24 months preceding the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 629.47 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 629.47 Td (, or for which you supervised one or more Fiserv employees, units, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 619.47 Td (divisions or departments in doing so. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 593.47 Td (\(iv\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 593.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 592.0439453125 m 187.236328125 592.0439453125 l s q 0 0 0 rg BT 138.33 593.47 Td (Competitor) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 187.24 593.47 Td ( means an individual, business or any other entity or enterprise engaged or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 583.47 Td (having publicly announced its intent to engage in the sale or marketing of any Competing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 573.47 Td (Product or Service. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 549.47 Td (\(v\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 549.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 548.0439453125 m 189.4775390625 548.0439453125 l s q 0 0 0 rg BT 138.33 549.47 Td (Innovations) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 189.48 549.47 Td ( means all developments, improvements, designs, original works of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 539.47 Td (authorship, formulas, processes, software programs, databases, and trade secrets, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 529.47 Td (whether or not patentable, copyrightable or protectable as trade secrets, that you, either ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 519.47 Td (by yourself or jointly with others, create, modify) Tj ET Q q 0 0 0 rg BT 342.12 519.47 Td (, develop, or implement during the period of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 509.47 Td (your employment with Fiserv that relate in any way to Fiserv) Tj ET Q q 0 0 0 rg BT 402.70 509.47 Td (s business. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 485.47 Td (\(vi\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 485.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 484.0439453125 m 194.4580078125 484.0439453125 l s q 0 0 0 rg BT 138.33 485.47 Td (Moral Rights) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 194.46 485.47 Td ( means any rights to claim authorship of a work of authorship, to object to or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 475.47 Td (prevent the modification of any such work of authorship, or to withdraw from circulation or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 465.47 Td (control the publication or distribution of any such work of authorship. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 441.47 Td (\(vii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 441.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 440.0439453125 m 163.896484375 440.0439453125 l s q 0 0 0 rg BT 138.33 441.47 Td (Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 163.90 441.47 Td ( means any person, association or entity: \(A\)for which you directly performed ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 431.47 Td (services or for which you supervised others in performing services with Fiserv) Tj ET Q q 0 0 0 rg BT 477.16 431.47 Td (, during any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 421.47 Td (part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 292.65 421.47 Td (, or after the termination of your employment, during ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 411.47 Td (any part of the 24 months preceding the termination of your employment with Fiserv; or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 401.47 Td (\(B\)about which you have Confidential Information as a result of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 391.47 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 161.48 391.47 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 367.47 Td (\(viii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 367.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 140.330078125 366.0439453125 m 220.9208984375 366.0439453125 l s q 0 0 0 rg BT 140.33 367.47 Td (Prospective Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 220.92 367.47 Td ( means any client: \(A\)with which Fiserv was in active business ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 357.47 Td (discussions or negotiations at any time during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 518.66 357.47 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 347.47 Td (after the termination of your employment, during any part of the 24 months preceding the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 337.47 Td (termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 326.88 337.47 Td (, in which you participated or for which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 327.47 Td (directly performed services or for which you supervised others in performing services with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 317.47 Td (Fiserv; or \(B\)about which you have Confidential Information as a result of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 307.47 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 241.29 307.47 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 283.47 Td (\(b\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 283.47 Td (During your employment, Fiserv will provide you with Confidential Information relating to Fiserv,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 273.47 Td (its business and clients, the disclosure or misuse of which would cause severe and irreparable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 263.47 Td (harm to Fiserv. You agree that all Confidential Information is and shall remain the sole and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 253.47 Td (absolute property of Fiserv. Upon the termination of your employment for any reason, you shall) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 243.47 Td (immediately return to Fiserv all documents and materials that contain or constitute Confidential) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 233.47 Td (Information, in any form whatsoever, including but not limited to, all copies, abstracts, electronic) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 223.47 Td (versions, and summaries thereof. You further agree that, without the written consent of the Chief) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 213.47 Td (Executive Officer of the Company or, in the case of the Chief Executive Officer of the Company,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 203.47 Td (without the written approval of the Board of Directors of the Company:) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 179.47 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 179.47 Td (You will not disclose, use, copy or duplicate, or otherwise permit the use, disclosure,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 169.47 Td (copying or duplication of any Confidential Information of Fiserv, other than in connection) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 159.47 Td (with the authorized activities conducted in the course of your employment with Fiserv. You) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 149.47 Td (agree to take all reasonable steps and precautions to prevent any unauthorized) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 139.47 Td (disclosure, use, copying or duplication of Confidential Information.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 241 0 obj <> endobj 242 0 obj <> stream BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.25 52.90 Td (3) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 716.72 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 716.72 Td (All Innovations are and shall remain the sole and absolute property of Fiserv. You will) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 706.72 Td (provide all assistance requested by Fiserv, at its expense, in the preservation of its interest) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 696.72 Td (in any Innovations in any country, and hereby assign and agree to assign to Fiserv all) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 686.72 Td (rights, title and interest in and to all worldwide patents, patent applications, copyrights,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 676.72 Td (trade secrets and other intellectual property rights in any Innovation. You also assign and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 666.72 Td (agree to assign to Fiserv, or, where applicable, to waive, which waiver shall inure to the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 656.72 Td (benefit of Fiserv and its assigns, all Moral Rights in any Innovation.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 632.72 Td (\(iii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 632.72 Td (Notwithstanding the preceding statements, you understand that, pursuant to 18 U.S.C.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 622.72 Td (1833\(b\)\(1\) and 1833\(b\)\(2\):) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 598.72 Td (\(A\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 598.72 Td (An individual shall not be held criminally or civilly liable under any Federal or State) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 588.72 Td (trade secret law for the disclosure of a trade secret that \(I\) is made \(x\) in confidence) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 578.72 Td (toa Federal, State, or local government official, either directly or indirectly, or to an) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 568.72 Td (attorney and \(y\) solely for the purpose of reporting or investigating a suspected) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 558.72 Td (violation of law; or \(II\) is made in a complaint or other document filed in a lawsuit or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 548.72 Td (other proceeding, if such filing is made under seal.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 514.72 Td (\(B\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 514.72 Td (An individual who files a lawsuit for retaliation by the Company for reporting a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 504.72 Td (suspected violation of law may disclose the trade secret to the attorney of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 494.72 Td (individual and use the trade secret information in the court proceeding, if the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 484.72 Td (individual\(I\) files any document containing the trade secret under seal and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 474.72 Td (\(II\)doesnot disclose the trade secret, except pursuant to court order.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 440.72 Td (You understand that if you are found to have wrongfully misappropriated a trade secret,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 430.72 Td (you may be liable to the Company for, among other things, exemplary damages and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 420.72 Td (attorneys fees.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 396.72 Td (\(c\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 396.72 Td (You agree that, without the written consent of the Chief Executive Officer of the Company or, in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 386.72 Td (the case of the Chief Executive Officer of the Company, without the written approval of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 376.72 Td (Board of Directors of the Company, you shall not engage in any of the conduct described in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 366.72 Td (subsections \(i\)or \(ii\), below, either directly or indirectly, or as an employee, contractor,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 356.72 Td (consultant, partner, officer, director or stockholder, other than a stockholder of less than 5% of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 346.72 Td (the equities of a publicly traded corporation, or in any other capacity for any person, firm,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 336.72 Td (partnership or corporation:) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 312.72 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 312.72 Td (During the time of your employment with Fiserv, you will not: \(A\)perform duties as or for a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 302.72 Td (Competitor, Client or Prospective Client of Fiserv \(except to the extent required by your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 292.72 Td (employment with Fiserv\); or \(B\)participate in the inducement of or otherwise encourage) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 282.72 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify, or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 272.72 Td (terminate any agreement or relationship they have or had with Fiserv.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 248.72 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 248.72 Td (For a period of 12 months following the termination of your employment with Fiserv \(the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 238.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 237.2939453125 m 216.689453125 237.2939453125 l s q 0 0 0 rg BT 138.33 238.72 Td (Restrictive Period) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 216.69 238.72 Td (\), you will not: \(A\)perform duties as or for a Competitor) Tj ET Q q 0 0 0 rg BT 462.89 238.72 Td (, Client or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 228.72 Td (Prospective Client of Fiserv that are the same as or similar to the duties performed by you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 218.72 Td (for Fiserv at any time during any part of the 24 month period preceding the termination of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 208.72 Td (your employment with Fiserv; \(B\)participate in the inducement of or otherwise encourage ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 198.72 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify) Tj ET Q q 0 0 0 rg BT 512.20 198.72 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 188.72 Td (terminate any agreement or relationship they have or had with Fiserv during any part of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 178.72 Td (the 24 month period preceding the termination of your employment with Fiserv; or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 168.72 Td (\(C\)participate voluntarily or provide assistance or information to any person or entity ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 158.72 Td (either negotiating with Fiserv involving a Competing Product or Service, or concerning a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 148.72 Td (potential or existing business or legal dispute with Fiserv) Tj ET Q q 0 0 0 rg BT 383.83 148.72 Td (, including, but not limited to, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 138.72 Td (litigation, except as may be required by law) Tj ET Q q 0 0 0 rg BT 325.66 138.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 112.00 Td (No provision of these subsections \(i\)and \(ii\)shall apply to restrict your conduct, or trigger any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 100.00 Td (reimbursement obligations under this ) Tj ET Q q 0 0 0 rg BT 274.20 100.00 Td (Agreement, in any jurisdiction where such provision is, on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 88.00 Td (its face, unenforceable and/or void as against public policy) Tj ET Q q 0 0 0 rg BT 365.75 88.00 Td (, unless the provision may be ) Tj ET Q endstream endobj 243 0 obj <> endobj 244 0 obj <> stream BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.25 52.90 Td (4) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 719.75 Td (construed or deemed amended to be enforceable and compliant with public policy) Tj ET Q q 0 0 0 rg BT 469.15 719.75 Td (, in which case ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 707.75 Td (the provision will apply as construed or deemed amended. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 687.47 Td (\(d\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 687.47 Td (You acknowledge and agree that compliance with this Section4 is necessary to protect the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 677.47 Td (Company, and that a breach of any of this Section4 will result in irreparable and continuing) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 667.47 Td (damage to the Company for which there will be no adequate remedy at law. In the event of a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 657.47 Td (breach of this Section4, or any part thereof, the Company, and its successors and assigns,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 647.47 Td (shall be entitled to injunctive relief and to such other and further relief as is proper under the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 637.47 Td (circumstances. The Company shall institute and prosecute proceedings in any Court of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 627.47 Td (competent jurisdiction either in law or in equity to obtain damages for any such breach of this) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 617.47 Td (Section4, or to enjoin you from performing services in breach of Section4\(c\) during the term of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 607.47 Td (employment and for a period of 12 months following the termination of employment. You hereby) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 597.47 Td (agree to submit to the jurisdiction of any Court of competent jurisdiction in any disputes that) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 587.47 Td (arise under this Agreement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 563.47 Td (\(e\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 563.47 Td (You further agree that, in the event of your breach of this Section4, the Company shall also be) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 553.47 Td (entitled to recover the value of any amounts previously paid or payable or any shares \(or the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 543.47 Td (value of any shares\) delivered or deliverable to you pursuant to any Fiserv bonus program, this) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 533.47 Td (Agreement, and any other Fiserv plan or arrangement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 509.47 Td (\(f\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 509.47 Td (You agree that the terms of this Agreement shall survive the termination of your employment) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 499.47 Td (with the Company.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 475.47 Td (\(g\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 475.47 Td (YOU HAVE READ THIS SECTION 4 AND AGREE THAT THE CONSIDERATION PROVIDED) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 465.47 Td (BY THE COMPANY IS FAIR AND REASONABLE AND FURTHER AGREE THAT GIVEN THE) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 455.47 Td (IMPORTANCE TO THE COMPANY OF ITS CONFIDENTIAL AND PROPRIETARY) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 445.47 Td (INFORMATION, THE POST-EMPLOYMENT RESTRICTIONS ON YOUR ACTIVITIES ARE) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 435.47 Td (LIKEWISE FAIR AND REASONABLE.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 411.47 Td (5.) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 94 409.88525390625 m 225.4892578125 409.88525390625 l s q 0 0 0 rg BT 94.00 411.47 Td (T) Tj ET Q q 0 0 0 rg BT 99.37 411.47 Td (ermination of Employment) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 225.4892578125 410.0439453125 m 228.267578125 410.0439453125 l s q 0 0 0 rg BT 225.49 411.47 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 228.27 411.47 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 92.00 387.47 Td (\(a\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 111 385.88525390625 m 146.56640625 385.88525390625 l s q 0 0 0 rg BT 111.00 387.47 Td (V) Tj ET Q q 0 0 0 rg BT 117.12 387.47 Td (esting) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 146.57 387.47 Td (. If you cease to be an employee of the Company or any subsidiary of the Company for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 377.47 Td (any reason \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 178.255859375 376.0439453125 m 258.294921875 376.0439453125 l s q 0 0 0 rg BT 178.26 377.47 Td (T) Tj ET Q q 0 0 0 rg BT 183.26 377.47 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 258.29 377.47 Td (\) prior to the last day of the Performance Period, then the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 367.47 Td (A) Tj ET Q q 0 0 0 rg BT 117.49 367.47 Td (ward shall terminate on the date on which such ) Tj ET Q q 0 0 0 rg BT 328.54 367.47 Td (T) Tj ET Q q 0 0 0 rg BT 333.54 367.47 Td (ermination Event occurs; ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 446.3662109375 366.0439453125 m 504.18359375 366.0439453125 l s q 0 0 0 rg BT 446.37 367.47 Td (provided that) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 504.18 367.47 Td (, if the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 357.47 Td (reason for your ) Tj ET Q q 0 0 0 rg BT 180.85 357.47 Td (T) Tj ET Q q 0 0 0 rg BT 185.85 357.47 Td (ermination Event is:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 337.47 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 137.00 337.47 Td (Disability) Tj ET Q q 0 0 0 rg BT 176.27 337.47 Td (, then the number of Shares issuable under this ) Tj ET Q q 0 0 0 rg BT 388.62 337.47 Td (A) Tj ET Q q 0 0 0 rg BT 395.11 337.47 Td (ward, if any) Tj ET Q q 0 0 0 rg BT 445.50 337.47 Td (, shall be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 327.47 Td (determined after the end of the Performance Period as if you had not terminated ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 317.47 Td (employment, but multiplied times a fraction, the numerator of which is the number of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 307.47 Td (completed whole calendar months of your employment during the Performance Period ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 297.47 Td (and the denominator of which is [the total number of calendar months in the Performance ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 287.47 Td (Period]; ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 267.47 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 136.00 267.47 Td (Death, then the number of Shares issuable under this ) Tj ET Q q 0 0 0 rg BT 375.04 267.47 Td (A) Tj ET Q q 0 0 0 rg BT 381.53 267.47 Td (ward, if any) Tj ET Q q 0 0 0 rg BT 431.92 267.47 Td (, shall be determined ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 257.47 Td (after the end of the Performance Period as if you had not terminated employment, but ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 247.47 Td (multiplied times a fraction, the numerator of which is the number of completed whole ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 237.47 Td (calendar months of your employment during the Performance Period and the denominator ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 227.47 Td (of which is [the total number of calendar months in the Performance Period], and such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 217.47 Td (Shares shall be issued at that time to your designated beneficiary or) Tj ET Q q 0 0 0 rg BT 437.18 217.47 Td (, if none, to your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 207.47 Td (estate; or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 187.47 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 136.00 187.47 Td (Retirement, then the number of Shares issuable under this ) Tj ET Q q 0 0 0 rg BT 397.26 187.47 Td (A) Tj ET Q q 0 0 0 rg BT 403.75 187.47 Td (ward, if any) Tj ET Q q 0 0 0 rg BT 454.14 187.47 Td (, shall be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 177.47 Td (determined after the end of the Performance Period as if you had not terminated ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 167.47 Td (employment, but multiplied times a fraction, the numerator of which is the number of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 157.47 Td (completed whole calendar months of your employment during the Performance Period ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 147.47 Td (and the denominator of which is [the total number of calendar months in the Performance ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 137.47 Td (Period]. If you die after Retirement, then your designated beneficiary) Tj ET Q q 0 0 0 rg BT 438.65 137.47 Td (, or if none, your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 127.47 Td (estate, shall become entitled to receive the number of Shares you would have received, if ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 117.47 Td (any) Tj ET Q q 0 0 0 rg BT 152.38 117.47 Td (, pursuant to this paragraph.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 245 0 obj <> endobj 246 0 obj <> stream BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.25 52.90 Td (5) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 716.72 Td (If you breach Section 4 of this ) Tj ET Q q 0 0 0 rg BT 246.97 716.72 Td (Agreement, you will forfeit this ) Tj ET Q q 0 0 0 rg BT 382.58 716.72 Td (A) Tj ET Q q 0 0 0 rg BT 389.07 716.72 Td (ward and no Shares will be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 706.72 Td (issuable under this ) Tj ET Q q 0 0 0 rg BT 198.61 706.72 Td (A) Tj ET Q q 0 0 0 rg BT 205.10 706.72 Td (ward. In addition, if you engage in conduct after the end of the Restrictive ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 696.72 Td (Period in Section 4 but prior to the payment of Shares following the end of the Performance ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 686.72 Td (Period which, if engaged in during the Restrictive Period would have constituted a breach of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 676.72 Td (Section 4, then you will forfeit this ) Tj ET Q q 0 0 0 rg BT 263.63 676.72 Td (A) Tj ET Q q 0 0 0 rg BT 270.12 676.72 Td (ward and no Shares will be issuable under this ) Tj ET Q q 0 0 0 rg BT 478.58 676.72 Td (A) Tj ET Q q 0 0 0 rg BT 485.07 676.72 Td (ward. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 656.72 Td (For purposes of this Section5, ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 254.7333984375 655.2939453125 m 303.6396484375 655.2939453125 l s q 0 0 0 rg BT 254.73 656.72 Td (Retirement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.64 656.72 Td ( means the cessation of service as an employee ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 646.72 Td (after the first anniversary of the first day of the Performance Period for any reason other than ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 636.72 Td (death, Disability or termination for Cause if \(A\) you are at least 60 years of age and your age ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 626.72 Td (plus years of service to the Company and its subsidiaries is equal to or greater than 70 or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 616.72 Td (\(B\)you are at least 65 years of age.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 596.72 Td (If you are regularly scheduled to work less than 20 hours per calendar week for the Company or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 586.72 Td (any subsidiary of the Company) Tj ET Q q 0 0 0 rg BT 249.55 586.72 Td (, you will be deemed to have experienced a ) Tj ET Q q 0 0 0 rg BT 444.49 586.72 Td (T) Tj ET Q q 0 0 0 rg BT 449.49 586.72 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 557.72 Td (\(b\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 556.13525390625 m 200.2119140625 556.13525390625 l s q 0 0 0 rg BT 113.00 557.72 Td (Change of Control) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 200.21 557.72 Td (. If a Change of Control of the Company occurs prior to the end of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 547.72 Td (Performance Period, then as of the date of the Change of Control, you will be paid cash in an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 537.72 Td (amount equal to the fair market value \(as of the date of the Change of Control\) of such number ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 527.72 Td (of Shares as is determined by multiplying the number of ) Tj ET Q q 0 0 0 rg BT 362.39 527.72 Td (T) Tj ET Q q 0 0 0 rg BT 367.39 527.72 Td (arget Units set forth in the ) Tj ET Q q 0 0 0 rg BT 484.12 527.72 Td (A) Tj ET Q q 0 0 0 rg BT 490.61 527.72 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 517.72 Td (Memorandum times [ ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 209.6943359375 516.2939453125 m 218.029296875 516.2939453125 l s q 0 0 0 rg BT 209.69 517.72 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 218.03 517.72 Td ( ]%. ) Tj ET Q q 0 0 0 rg BT 240.63 517.72 Td (Thereafter) Tj ET Q q 0 0 0 rg BT 286.21 517.72 Td (, the ) Tj ET Q q 0 0 0 rg BT 307.90 517.72 Td (A) Tj ET Q q 0 0 0 rg BT 314.39 517.72 Td (ward shall terminate.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 493.72 Td (\(c\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 492.13525390625 m 203.6103515625 492.13525390625 l s q 0 0 0 rg BT 113.00 493.72 Td (Service as Director) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.61 493.72 Td (. For purposes of this ) Tj ET Q q 0 0 0 rg BT 299.77 493.72 Td (Agreement, an employee of the Company) Tj ET Q q 0 0 0 rg BT 484.13 493.72 Td (, if also ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 483.72 Td (serving as a director) Tj ET Q q 0 0 0 rg BT 202.49 483.72 Td (, will not be deemed to have terminated employment for purposes of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 473.72 Td (Agreement until his or her service as a director ends, and his or her years of service will be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 463.72 Td (deemed to include years of service as a director) Tj ET Q q 0 0 0 rg BT 324.78 463.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 92.50 439.72 Td (\(d\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 111.5 438.13525390625 m 216.8857421875 438.13525390625 l s q 0 0 0 rg BT 111.50 439.72 Td (T) Tj ET Q q 0 0 0 rg BT 116.87 439.72 Td (ermination for Cause) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 216.89 439.72 Td (. Notwithstanding anything herein to the contrary) Tj ET Q q 0 0 0 rg BT 433.49 439.72 Td (, if you are terminated ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.50 429.72 Td (from employment by the Company for Cause, then this ) Tj ET Q q 0 0 0 rg BT 356.06 429.72 Td (A) Tj ET Q q 0 0 0 rg BT 362.55 429.72 Td (ward will forfeit immediately as of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.50 419.72 Td (date of such termination. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 394.72 Td (\(e\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 393.13525390625 m 216.3251953125 393.13525390625 l s q 0 0 0 rg BT 113.00 394.72 Td (No Further Obligation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 216.33 394.72 Td (. ) Tj ET Q q 0 0 0 rg BT 221.70 394.72 Td (The Company will have no further obligations to you under this ) Tj ET Q q 0 0 0 rg BT 500.75 394.72 Td (A) Tj ET Q q 0 0 0 rg BT 507.24 394.72 Td (ward if ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 384.72 Td (the ) Tj ET Q q 0 0 0 rg BT 129.13 384.72 Td (A) Tj ET Q q 0 0 0 rg BT 135.62 384.72 Td (ward terminates as provided herein. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 358.00 Td (6. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 356.41552734375 m 262.2802734375 356.41552734375 l s q 0 0 0 rg BT 90.00 358.00 Td (Deferral of Performance Share Units) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 262.28 358.00 Td (. If you are eligible to, and properly elect to, defer delivery of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 346.00 Td (all or part of the Shares otherwise issuable under this ) Tj ET Q q 0 0 0 rg BT 327.91 346.00 Td (A) Tj ET Q q 0 0 0 rg BT 334.40 346.00 Td (ward, such deferral will be governed by the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 334.00 Td (Performance Share Unit Deferral Election Form executed by you separately from this ) Tj ET Q q 0 0 0 rg BT 467.94 334.00 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 312.00 Td (7. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 310.41552734375 m 181.15234375 310.41552734375 l s q 0 0 0 rg BT 90.00 312.00 Td (Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 312.00 Td (. ) Tj ET Q q 0 0 0 rg BT 186.53 312.00 Td (The Company) Tj ET Q q 0 0 0 rg BT 248.59 312.00 Td (, or its transfer agent, will issue and deliver the Shares to you as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 300.00 Td (soon as practicable after the ) Tj ET Q q 0 0 0 rg BT 217.86 300.00 Td (A) Tj ET Q q 0 0 0 rg BT 224.35 300.00 Td (ward vests \(pursuant to the terms hereof\) with respect to such Shares, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 288.00 Td (or) Tj ET Q q 0 0 0 rg BT 98.34 288.00 Td (, if a deferral election was made, at the time specified in the Deferral Election Form. If you die ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 276.00 Td (before the Company has distributed the Shares due with respect to the vested Performance Share ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 264.00 Td (Units, the Company will issue the Shares to your estate or in accordance with applicable laws of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 252.00 Td (descent and distribution. ) Tj ET Q q 0 0 0 rg BT 201.00 252.00 Td (The Shares will be issued and delivered in book entry form, and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 240.00 Td (Company will not be liable for damages relating to any delays in making an appropriate book entry or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 228.00 Td (any mistakes or errors in the making of the book entry; provided that the Company shall correct any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 216.00 Td (errors caused by it. ) Tj ET Q q 0 0 0 rg BT 177.26 216.00 Td (Any such book entry will be subject to such stop transfer orders and other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 204.00 Td (restrictions as the Company may deem advisable under \(a\) the Plan and any agreement between you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 192.00 Td (and the Company with respect to this ) Tj ET Q q 0 0 0 rg BT 256.76 192.00 Td (A) Tj ET Q q 0 0 0 rg BT 263.25 192.00 Td (ward or the Shares, \(b\) any applicable federal or state laws, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 180.00 Td (and/or \(c\) the rules, regulations and other requirements of the Securities and Exchange Commission ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 168.00 Td (\() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 96.66015625 166.57421875 m 117.2216796875 166.57421875 l s q 0 0 0 rg BT 96.66 168.00 Td (SEC) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 117.22 168.00 Td (\) of any stock exchange upon which the Shares are listed. ) Tj ET Q q 0 0 0 rg BT 382.19 168.00 Td (The Company may cause an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 156.00 Td (appropriate book entry notation to be made with respect to the Shares to reference any of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 144.00 Td (foregoing restrictions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 122.00 Td (8. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 120.41552734375 m 226.1328125 120.41552734375 l s q 0 0 0 rg BT 90.00 122.00 Td (Non-T) Tj ET Q q 0 0 0 rg BT 118.33 122.00 Td (ransferability of ) Tj ET Q q 0 0 0 rg BT 195.75 122.00 Td (A) Tj ET Q q 0 0 0 rg BT 202.79 122.00 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.13 122.00 Td (. Except as provided in the Plan, this ) Tj ET Q q 0 0 0 rg BT 390.12 122.00 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 477.40 122.00 Td (A) Tj ET Q q 0 0 0 rg BT 483.89 122.00 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 110.00 Td (Memorandum, until the Shares have been issued under this ) Tj ET Q q 0 0 0 rg BT 356.83 110.00 Td (A) Tj ET Q q 0 0 0 rg BT 363.32 110.00 Td (ward, this ) Tj ET Q q 0 0 0 rg BT 408.33 110.00 Td (A) Tj ET Q q 0 0 0 rg BT 414.82 110.00 Td (ward and the Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 98.00 Td (issuable hereunder and the rights and privileges conferred hereby may not be sold, transferred, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 86.00 Td (pledged, assigned, or otherwise alienated or hypothecated \(by operation of law or otherwise\). Upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 74.00 Td (any attempt to transfer) Tj ET Q q 0 0 0 rg BT 189.50 74.00 Td (, assign, pledge, hypothecate or otherwise dispose of this ) Tj ET Q q 0 0 0 rg BT 445.77 74.00 Td (A) Tj ET Q q 0 0 0 rg BT 452.26 74.00 Td (ward, or of any ) Tj ET Q endstream endobj 247 0 obj <> endobj 248 0 obj <> stream BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.25 52.90 Td (6) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 719.75 Td (right or privilege conferred hereby) Tj ET Q q 0 0 0 rg BT 238.78 719.75 Td (, contrary to the provisions of the Plan or of this ) Tj ET Q q 0 0 0 rg BT 450.00 719.75 Td (Agreement, or upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 707.75 Td (any attempted sale under any execution, attachment or similar process upon the rights and privileges ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 695.75 Td (conferred hereby) Tj ET Q q 0 0 0 rg BT 164.86 695.75 Td (, this ) Tj ET Q q 0 0 0 rg BT 188.20 695.75 Td (A) Tj ET Q q 0 0 0 rg BT 194.69 695.75 Td (ward and the rights and privileges conferred hereby shall immediately ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 683.75 Td (become null and void. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 661.75 Td (9. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 660.16552734375 m 248.359375 660.16552734375 l s q 0 0 0 rg BT 90.00 661.75 Td (Conditions to Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 248.36 661.75 Td (. ) Tj ET Q q 0 0 0 rg BT 253.74 661.75 Td (The Shares issued to you hereunder may be either previously ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 649.75 Td (authorized but unissued shares or issued shares which have been reacquired by the Company) Tj ET Q q 0 0 0 rg BT 507.84 649.75 Td (. ) Tj ET Q q 0 0 0 rg BT 513.22 649.75 Td (The ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 637.75 Td (Company shall not be required to issue any Shares hereunder prior to fulfillment of all of the following ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 625.75 Td (conditions: \(a\)the admission of such Shares to listing on all stock exchanges on which such class of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 613.75 Td (stock is then listed; \(b\)the completion of any registration or other qualification of such Shares under ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 601.75 Td (any state or federal law or under the rulings or regulations of the SEC or any other governmental ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 589.75 Td (regulatory body) Tj ET Q q 0 0 0 rg BT 158.19 589.75 Td (, which the compensation committee of the Board of Directors \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 457.2119140625 588.32421875 m 524.47265625 588.32421875 l s q 0 0 0 rg BT 457.21 589.75 Td (Compensation ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 90 576.32421875 m 138.3447265625 576.32421875 l s q 0 0 0 rg BT 90.00 577.75 Td (Committee) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 138.34 577.75 Td (\) shall, in its discretion, deem necessary or advisable; \(c\)the obtaining of any approval or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 565.75 Td (other clearance from any state or federal governmental agency) Tj ET Q q 0 0 0 rg BT 367.74 565.75 Td (, which the Compensation Committee ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 553.75 Td (shall, in its discretion, determine to be necessary or advisable; \(d\)the lapse of such reasonable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 541.75 Td (period of time following the date of vesting of the ) Tj ET Q q 0 0 0 rg BT 306.80 541.75 Td (A) Tj ET Q q 0 0 0 rg BT 313.29 541.75 Td (ward or the payment event specified in a deferral ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 529.75 Td (election as the Compensation Committee may establish from time to time for reasons of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 517.75 Td (administrative convenience \(provided that any such period shall be in compliance with Code Section ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 505.75 Td (409A\); and \(e\) your acceptance of the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 384.61 505.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 455.21 505.75 Td (A) Tj ET Q q 0 0 0 rg BT 461.70 505.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 493.75 Td (Memorandum and the Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 464.66 493.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 471.75 Td (10. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 470.16552734375 m 265.86669921875 470.16552734375 l s q 0 0 0 rg BT 90.00 471.75 Td (Dividends; No Rights as Shareholder) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 265.59 471.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.15 471.75 Td (If the Company declares a cash dividend and the dividend ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 459.75 Td (record date occurs prior to the date the ) Tj ET Q q 0 0 0 rg BT 264.55 459.75 Td (A) Tj ET Q q 0 0 0 rg BT 271.04 459.75 Td (ward vests, you will be credited with an additional number of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 447.75 Td (T) Tj ET Q q 0 0 0 rg BT 95.00 447.75 Td (arget Units on the date the cash dividends are paid to the Company shareholders equal to \(a\) the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 435.75 Td (amount of cash dividends payable with respect to a number of shares of stock equal to your ) Tj ET Q q 0 0 0 rg BT 497.83 435.75 Td (T) Tj ET Q q 0 0 0 rg BT 502.83 435.75 Td (arget ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 423.75 Td (Units divided by \(b\) the Fair Market V) Tj ET Q q 0 0 0 rg BT 254.32 423.75 Td (alue of a Share on the date the dividend is paid. Until this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 411.75 Td (A) Tj ET Q q 0 0 0 rg BT 96.49 411.75 Td (ward vests and the Shares are issued to you, you shall have no rights as a shareholder of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 399.75 Td (Company with respect to the Shares. Specifically) Tj ET Q q 0 0 0 rg BT 306.03 399.75 Td (, you understand and agree that you do not have ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 387.75 Td (voting rights or) Tj ET Q q 0 0 0 rg BT 155.03 387.75 Td (, except as provided in this Section 10, the right to receive dividends or any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 375.75 Td (distributions paid with respect to shares of Company common stock by virtue of this ) Tj ET Q q 0 0 0 rg BT 461.28 375.75 Td (A) Tj ET Q q 0 0 0 rg BT 467.77 375.75 Td (ward or the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 363.75 Td (Shares subject hereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 341.75 Td (1) Tj ET Q q 0 0 0 rg BT 76.82 341.75 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 340.16552734375 m 196.1474609375 340.16552734375 l s q 0 0 0 rg BT 90.00 341.75 Td (Addresses for Notices) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.15 341.75 Td (. ) Tj ET Q q 0 0 0 rg BT 201.15 341.75 Td (Any notice to be given to the Company under the terms of this ) Tj ET Q q 0 0 0 rg BT 477.42 341.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 329.75 Td (shall be addressed to the Company as follows: Corporate Secretary) Tj ET Q q 0 0 0 rg BT 388.86 329.75 Td (, Fiserv) Tj ET Q q 0 0 0 rg BT 420.89 329.75 Td (, Inc., 255 Fiserv Drive, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 317.75 Td (Brookfield, WI 53045, or at such other address as the Company may hereafter designate in writing. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 305.75 Td (Any notice to be given to you shall be addressed to you at the address set forth in the Company) Tj ET Q q 0 0 0 rg BT 515.08 305.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 293.75 Td (records from time to time. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 271.75 Td (12. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 88.6796875 270.16552734375 m 239.4658203125 270.16552734375 l s q 0 0 0 rg BT 88.68 271.75 Td (Captions; ) Tj ET Q q 0 0 0 rg BT 137.20 271.75 Td (Agreement Severable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 239.47 271.75 Td (. Captions provided herein are for convenience only and are not to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 259.75 Td (serve as a basis for interpretation or construction of this ) Tj ET Q q 0 0 0 rg BT 337.90 259.75 Td (Agreement. In the event that any provision in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 247.75 Td (this ) Tj ET Q q 0 0 0 rg BT 107.79 247.75 Td (Agreement shall be held invalid or unenforceable, such provision shall be severable from, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 235.75 Td (such invalidity or unenforceability shall not be construed to have any ef) Tj ET Q q 0 0 0 rg BT 402.78 235.75 Td (fect on, the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 223.75 Td (provisions of this ) Tj ET Q q 0 0 0 rg BT 166.70 223.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 201.75 Td (13. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 200.16552734375 m 258.759765625 200.16552734375 l s q 0 0 0 rg BT 90.00 201.75 Td (Securities and T) Tj ET Q q 0 0 0 rg BT 166.50 201.75 Td (ax Representations) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 258.76 201.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 261.54 201.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 179.75 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 179.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 179.75 Td (ou acknowledge receipt of the prospectus under the Registration Statement on Form S-8 with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 167.75 Td (respect to the Plan filed by the Company with the SEC. ) Tj ET Q q 0 0 0 rg BT 354.06 167.75 Td (Y) Tj ET Q q 0 0 0 rg BT 359.81 167.75 Td (ou represent and agree that you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 155.75 Td (comply with all applicable laws and Company policies relating to the Plan, this ) Tj ET Q q 0 0 0 rg BT 454.29 155.75 Td (Agreement and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 143.75 Td (any disposition of Shares and that upon the acquisition of any Shares subject to this ) Tj ET Q q 0 0 0 rg BT 481.02 143.75 Td (A) Tj ET Q q 0 0 0 rg BT 487.51 143.75 Td (ward, you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 131.75 Td (will make or enter into such written representations, warranties and agreements as the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 119.75 Td (may reasonably request to comply with applicable securities laws or this ) Tj ET Q q 0 0 0 rg BT 428.70 119.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 97.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 97.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 97.75 Td (ou represent and warrant that you understand the federal, state and local income and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 85.75 Td (employment tax consequences associated with the granting of the ) Tj ET Q q 0 0 0 rg BT 402.62 85.75 Td (A) Tj ET Q q 0 0 0 rg BT 409.11 85.75 Td (ward, the vesting of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 73.75 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 73.75 Td (ward, the deferral of all or a portion of the Shares otherwise issuable upon vesting of the ) Tj ET Q q 0 0 0 rg BT 506.39 73.75 Td (A) Tj ET Q q 0 0 0 rg BT 512.88 73.75 Td (ward, ) Tj ET Q endstream endobj 249 0 obj <> endobj 250 0 obj <> stream BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.25 52.90 Td (7) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 719.75 Td (and the subsequent sale or other disposition of any Shares. ) Tj ET Q q 0 0 0 rg BT 374.10 719.75 Td (Y) Tj ET Q q 0 0 0 rg BT 379.86 719.75 Td (ou understand and agree that when ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 707.75 Td (this ) Tj ET Q q 0 0 0 rg BT 125.79 707.75 Td (A) Tj ET Q q 0 0 0 rg BT 132.28 707.75 Td (ward vests and Shares are issued, and you thereby realize gross income \(if any\) taxable as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 695.75 Td (compensation in respect of such vesting or issuance, the Company will be required to withhold ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 683.75 Td (federal, state and local taxes on the full amount of the compensation income realized by you and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 671.75 Td (may also be required to withhold other amounts as a result of such vesting. ) Tj ET Q q 0 0 0 rg BT 445.22 671.75 Td (Y) Tj ET Q q 0 0 0 rg BT 450.97 671.75 Td (ou also understand ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 659.75 Td (and agree that the Company may be required to withhold certain payroll taxes in connection with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 647.75 Td (your Retirement or your termination due to Disability prior to the issuance of Shares. ) Tj ET Q q 0 0 0 rg BT 482.44 647.75 Td (Y) Tj ET Q q 0 0 0 rg BT 488.19 647.75 Td (ou hereby ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 635.75 Td (agree to provide the Company with cash funds or Shares equal in value to the federal, state and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 623.75 Td (local payroll and income taxes and other amounts required to be withheld by the Company or its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 611.75 Td (subsidiary in respect of any compensation income or wages in relation to the ) Tj ET Q q 0 0 0 rg BT 448.74 611.75 Td (A) Tj ET Q q 0 0 0 rg BT 455.23 611.75 Td (ward or make ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 599.75 Td (other arrangements satisfactory to the Company regarding such amounts, which may include ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 587.75 Td (deduction of such taxes from other wages owed to you by the Company or its subsidiaries. ) Tj ET Q q 0 0 0 rg BT 510.44 587.75 Td (All ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 575.75 Td (matters with respect to the total amount to be withheld shall be determined by the Company in its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 563.75 Td (sole discretion. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 541.75 Td (14. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 540.16552734375 m 170.5615234375 540.16552734375 l s q 0 0 0 rg BT 90.00 541.75 Td (Market Stand-Off) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 170.56 541.75 Td (. ) Tj ET Q q 0 0 0 rg BT 178.72 541.75 Td (The Company reserves the right to impose restrictions on dispositions in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 529.75 Td (connection with any underwritten public of) Tj ET Q q 0 0 0 rg BT 275.48 529.75 Td (fering by the Company of its equity securities pursuant to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 517.75 Td (an ef) Tj ET Q q 0 0 0 rg BT 112.06 517.75 Td (fective registration statement filed under the Securities ) Tj ET Q q 0 0 0 rg BT 354.97 517.75 Td (Act of 1933, as amended. Upon receipt of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 505.75 Td (written notice from the Company of a trading restriction, you agree that you shall not directly or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 493.75 Td (indirectly sell, make any short sale of, loan, hypothecate, pledge, of) Tj ET Q q 0 0 0 rg BT 387.21 493.75 Td (fer) Tj ET Q q 0 0 0 rg BT 398.33 493.75 Td (, grant or sell any option or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 481.75 Td (other contract for the purchase of, purchase any option or other contract for the sale of, or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 469.75 Td (dispose of or transfer or agree to engage in any of the foregoing transactions with respect to, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 457.75 Td (Shares acquired under this ) Tj ET Q q 0 0 0 rg BT 211.74 457.75 Td (A) Tj ET Q q 0 0 0 rg BT 218.23 457.75 Td (ward without the prior written consent of the Company) Tj ET Q q 0 0 0 rg BT 456.50 457.75 Td (. Such restriction ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 445.75 Td (shall be in ef) Tj ET Q q 0 0 0 rg BT 145.97 445.75 Td (fect for such period of time following the date of the final prospectus for the of) Tj ET Q q 0 0 0 rg BT 487.09 445.75 Td (fering as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 433.75 Td (may be determined by the Company) Tj ET Q q 0 0 0 rg BT 250.45 433.75 Td (. In no event, however) Tj ET Q q 0 0 0 rg BT 351.07 433.75 Td (, shall such period exceed one hundred ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 421.75 Td (eighty \(180\) days. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 399.75 Td (15. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 398.16552734375 m 181.1474609375 398.16552734375 l s q 0 0 0 rg BT 90.00 399.75 Td (General Provisions) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 399.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 379.47 Td (\(a\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 379.47 Td (None of the Plan, this Agreement or the Award Memorandum confers upon you any right to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 369.47 Td (continue to be employed by the Company or any subsidiary of the Company or limits in any) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 359.47 Td (respect any right of the Company or any subsidiary of the Company to terminate your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 349.47 Td (employment at any time, without liability.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 325.47 Td (\(b\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 325.47 Td (This Agreement, the Award Memorandum, the Plan and the Restricted Stock Unit Deferral) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 315.47 Td (Election Form, if any, contain the entire agreement between the Company and you relating to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 305.47 Td (the Award and the Shares and supersede all prior agreements or understandings relating) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 295.47 Td (thereto.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 271.47 Td (\(c\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 271.47 Td (This Agreement and the Award Memorandum may only be modified, amended or cancelled as) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 261.47 Td (provided in the Plan.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 237.47 Td (\(d\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 237.47 Td (If any one or more provisions of this Agreement or the Award Memorandum is found to be) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 227.47 Td (invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 217.47 Td (remaining provisions hereof shall not in any way be affected or impaired thereby.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 193.47 Td (\(e\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 193.47 Td (Any remedies available to the Company under the Plan or this Agreement are cumulative and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 183.47 Td (are in addition to, and are not affected by, the other rights and remedies available to the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 173.47 Td (Company under the Plan, this Agreement, by law or otherwise.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 149.47 Td (\(f\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 149.47 Td (This Agreement and the Award Memorandum shall be governed by and construed in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 139.47 Td (accordance with the laws of the State of Wisconsin, without regard to conflict of law provisions.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 115.47 Td (\(g\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 115.47 Td (The Company agrees, and you agree, to be subject to and bound by all of the terms and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 105.47 Td (conditions of the Plan. The Prospectus for the Plan is accessible on the Companys) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 95.47 Td (administrative agents website in the forms library \(www.netbenefits.fidelity.com\) in the forms) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 85.47 Td (library and a paper copy is available upon request.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 251 0 obj <> endobj 252 0 obj <> stream BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.25 52.90 Td (8) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 716.72 Td (\(h\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 716.72 Td (This Agreement and the Award Memorandum shall be binding upon and inure to the benefit of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 706.72 Td (any successor or assign of the Company and to any heir, distributee, executor, administrator or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 696.72 Td (legal representative entitled by law to your rights hereunder.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 672.72 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 672.72 Td (You understand that, under the terms of the Plan, this Agreement and the Award Memorandum,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 662.72 Td (the Company may cancel or rescind this Award and/or the Shares in certain circumstances.) Tj ET Q BT /F1 10.00 Tf ET BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 637.00 Td (By selecting the I accept box on the website of our administrative agent, you acknowledge your ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 625.00 Td (acceptance of, and agreement to be bound by) Tj ET Q q 0 0 0 rg BT 289.08 625.00 Td (, this ) Tj ET Q q 0 0 0 rg BT 314.82 625.00 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 390.02 625.00 Td (A) Tj ET Q q 0 0 0 rg BT 397.06 625.00 Td (ward Memorandum and the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 613.00 Td (Plan. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 591.00 Td (Y) Tj ET Q q 0 0 0 rg BT 77.93 591.00 Td (our acceptance of the terms of this ) Tj ET Q q 0 0 0 rg BT 246.48 591.00 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 321.68 591.00 Td (A) Tj ET Q q 0 0 0 rg BT 328.72 591.00 Td (ward Memorandum and the Plan through ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 579.00 Td (our administrative agent) Tj ET Q q 0 0 0 rg BT 190.54 579.00 Td (s website is a condition to your receipt of Shares. ) Tj ET Q q 0 0 0 rg BT 428.75 579.00 Td (Y) Tj ET Q q 0 0 0 rg BT 434.68 579.00 Td (ou must log on to our ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 567.00 Td (administrative agent) Tj ET Q q 0 0 0 rg BT 171.66 567.00 Td (s website and accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 428.56 567.00 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 503.76 567.00 Td (A) Tj ET Q q 0 0 0 rg BT 510.80 567.00 Td (ward ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 555.00 Td (Memorandum and the Plan within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 359.47 555.00 Td (A) Tj ET Q q 0 0 0 rg BT 366.51 555.00 Td (ward Grant Date. If you do not ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 543.00 Td (accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 260.54 543.00 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 335.75 543.00 Td (A) Tj ET Q q 0 0 0 rg BT 342.79 543.00 Td (ward Memorandum and the Plan within ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 531.00 Td (such time, this ) Tj ET Q q 0 0 0 rg BT 144.42 531.00 Td (A) Tj ET Q q 0 0 0 rg BT 151.46 531.00 Td (ward will be forfeited and immediately terminate.) 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Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 409.47 Td (4.) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 94 407.88525390625 m 392.8818359375 407.88525390625 l s q 0 0 0 rg BT 94.00 409.47 Td (Confidential Information; Non-Competition; Related Covenants) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 392.8818359375 408.0439453125 m 395.66015625 408.0439453125 l s q 0 0 0 rg BT 392.88 409.47 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 395.66 409.47 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 385.47 Td (\(a\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 385.47 Td (Definitions.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 361.47 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 361.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 360.0439453125 m 165.5517578125 360.0439453125 l s q 0 0 0 rg BT 138.33 361.47 Td (Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 165.55 361.47 Td ( means the Company) Tj ET Q q 0 0 0 rg BT 263.19 361.47 Td (, its direct and indirect subsidiaries, af) Tj ET Q q 0 0 0 rg BT 429.75 361.47 Td (filiated entities, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 351.47 Td (successors, and assigns. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 327.47 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 327.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 326.0439453125 m 243.9453125 326.0439453125 l s q 0 0 0 rg BT 138.33 327.47 Td (Confidential Information) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 243.95 327.47 Td ( means all trade secrets, Innovations \(as defined below\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 317.47 Td (confidential or proprietary business information and data, computer software, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 307.47 Td (database technologies or technological information, formulae, templates, algorithms, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 297.47 Td (designs, process and systems information, processes, intellectual property rights, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 287.47 Td (marketing plans, client lists and specifications, pricing and cost information and any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 277.47 Td (confidential information of Fiserv or its clients, vendors or subcontractors that relates to the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 267.47 Td (business of Fiserv or to the business of any client, vendor or subcontractor of Fiserv or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 257.47 Td (any other party with whom Fiserv agrees to hold information in confidence, whether ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 247.47 Td (patentable, copyrightable or protectable as a trade secret or not, except: \(A\)information ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 237.47 Td (that is, at the time of disclosure, in the public domain or that is subsequently published or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 227.47 Td (otherwise becomes part of the public domain through no fault of yours; or \(B\)information ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 217.47 Td (that is disclosed by you under order of law or governmental regulation; provided, however) Tj ET Q q 0 0 0 rg BT 530.22 217.47 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 207.47 Td (that you agree to notify the General Counsel of Fiserv upon receipt of any request for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 197.47 Td (disclosure as soon as possible prior to any such disclosure so that appropriate safeguards ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 187.47 Td (may be maintained. ) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 257 0 obj <> endobj 258 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (2) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 716.72 Td (\(iii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 716.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 715.2939453125 m 271.7236328125 715.2939453125 l s q 0 0 0 rg BT 138.33 716.72 Td (Competing Product or Service) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.72 716.72 Td ( means any product or service that is sold in competition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 706.72 Td (with, or is being developed and that will compete with, a product or service developed, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 696.72 Td (manufactured, or sold by Fiserv) Tj ET Q q 0 0 0 rg BT 274.32 696.72 Td (. For purposes of this Section4, Competing Products or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 686.72 Td (Services as to you are limited to products and/or services with respect to which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 676.72 Td (participated in the development, planning, testing, sale, marketing or evaluation on behalf ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 666.72 Td (of Fiserv during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 383.24 666.72 Td (, or after the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 656.72 Td (employment, during any part of the 24 months preceding the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 646.72 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 646.72 Td (, or for which you supervised one or more Fiserv employees, units, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 636.72 Td (divisions or departments in doing so. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 612.72 Td (\(iv\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 612.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 611.2939453125 m 187.236328125 611.2939453125 l s q 0 0 0 rg BT 138.33 612.72 Td (Competitor) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 187.24 612.72 Td ( means an individual, business or any other entity or enterprise engaged or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 602.72 Td (having publicly announced its intent to engage in the sale or marketing of any Competing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 592.72 Td (Product or Service. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 568.72 Td (\(v\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 568.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 567.2939453125 m 189.4775390625 567.2939453125 l s q 0 0 0 rg BT 138.33 568.72 Td (Innovations) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 189.48 568.72 Td ( means all developments, improvements, designs, original works of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 558.72 Td (authorship, formulas, processes, software programs, databases, and trade secrets, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 548.72 Td (whether or not patentable, copyrightable or protectable as trade secrets, that you, either ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 538.72 Td (by yourself or jointly with others, create, modify) Tj ET Q q 0 0 0 rg BT 342.12 538.72 Td (, develop, or implement during the period of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 528.72 Td (your employment with Fiserv that relate in any way to Fiserv) Tj ET Q q 0 0 0 rg BT 402.70 528.72 Td (s business. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 504.72 Td (\(vi\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 504.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 503.2939453125 m 194.4580078125 503.2939453125 l s q 0 0 0 rg BT 138.33 504.72 Td (Moral Rights) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 194.46 504.72 Td ( means any rights to claim authorship of a work of authorship, to object to or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 494.72 Td (prevent the modification of any such work of authorship, or to withdraw from circulation or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 484.72 Td (control the publication or distribution of any such work of authorship. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 460.72 Td (\(vii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 460.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 459.2939453125 m 163.896484375 459.2939453125 l s q 0 0 0 rg BT 138.33 460.72 Td (Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 163.90 460.72 Td ( means any person, association or entity: \(A\)for which you directly performed ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 450.72 Td (services or for which you supervised others in performing services with Fiserv) Tj ET Q q 0 0 0 rg BT 477.16 450.72 Td (, during any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 440.72 Td (part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 292.65 440.72 Td (, or after the termination of your employment, during ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 430.72 Td (any part of the 24 months preceding the termination of your employment with Fiserv; or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 420.72 Td (\(B\)about which you have Confidential Information as a result of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 410.72 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 161.48 410.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 386.72 Td (\(viii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 386.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 140.330078125 385.2939453125 m 220.9208984375 385.2939453125 l s q 0 0 0 rg BT 140.33 386.72 Td (Prospective Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 220.92 386.72 Td ( means any client: \(A\)with which Fiserv was in active business ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 376.72 Td (discussions or negotiations at any time during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 518.66 376.72 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 366.72 Td (after the termination of your employment, during any part of the 24 months preceding the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 356.72 Td (termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 326.88 356.72 Td (, in which you participated or for which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 346.72 Td (directly performed services or for which you supervised others in performing services with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 336.72 Td (Fiserv; or \(B\)about which you have Confidential Information as a result of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 326.72 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 241.29 326.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 302.72 Td (\(b\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 302.72 Td (During your employment, Fiserv will provide you with Confidential Information relating to Fiserv,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 292.72 Td (its business and clients, the disclosure or misuse of which would cause severe and irreparable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 282.72 Td (harm to Fiserv. You agree that all Confidential Information is and shall remain the sole and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 272.72 Td (absolute property of Fiserv. Upon the termination of your employment for any reason, you shall) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 262.72 Td (immediately return to Fiserv all documents and materials that contain or constitute Confidential) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 252.72 Td (Information, in any form whatsoever, including but not limited to, all copies, abstracts, electronic) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 242.72 Td (versions, and summaries thereof. You further agree that, without the written consent of the Chief) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 232.72 Td (Executive Officer of the Company or, in the case of the Chief Executive Officer of the Company,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 222.72 Td (without the written approval of the Board of Directors of the Company:) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 198.72 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 198.72 Td (You will not disclose, use, copy or duplicate, or otherwise permit the use, disclosure,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 188.72 Td (copying or duplication of any Confidential Information of Fiserv, other than in connection) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 178.72 Td (with the authorized activities conducted in the course of your employment with Fiserv. You) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 168.72 Td (agree to take all reasonable steps and precautions to prevent any unauthorized) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 158.72 Td (disclosure, use, copying or duplication of Confidential Information.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 259 0 obj <> endobj 260 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (3) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 698.42 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 698.42 Td (All Innovations are and shall remain the sole and absolute property of Fiserv. You will) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 688.42 Td (provide all assistance requested by Fiserv, at its expense, in the preservation of its interest) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 678.42 Td (in any Innovations in any country, and hereby assign and agree to assign to Fiserv all) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 668.42 Td (rights, title and interest in and to all worldwide patents, patent applications, copyrights,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 658.42 Td (trade secrets and other intellectual property rights in any Innovation. You also assign and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 648.42 Td (agree to assign to Fiserv, or, where applicable, to waive, which waiver shall inure to the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 638.42 Td (benefit of Fiserv and its assigns, all Moral Rights in any Innovation.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 614.42 Td (\(iii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 614.42 Td (Notwithstanding the preceding statements, you understand that, pursuant to 18 U.S.C.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 604.42 Td (1833\(b\)\(1\) and 1833\(b\)\(2\):) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 580.42 Td (\(A\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 580.42 Td (An individual shall not be held criminally or civilly liable under any Federal or State) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 570.42 Td (trade secret law for the disclosure of a trade secret that \(I\) is made \(x\) in confidence) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 560.42 Td (toa Federal, State, or local government official, either directly or indirectly, or to an) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 550.42 Td (attorney and \(y\) solely for the purpose of reporting or investigating a suspected) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 540.42 Td (violation of law; or \(II\) is made in a complaint or other document filed in a lawsuit or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 530.42 Td (other proceeding, if such filing is made under seal.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 496.42 Td (\(B\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 496.42 Td (An individual who files a lawsuit for retaliation by the Company for reporting a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 486.42 Td (suspected violation of law may disclose the trade secret to the attorney of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 476.42 Td (individual and use the trade secret information in the court proceeding, if the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 466.42 Td (individual\(I\) files any document containing the trade secret under seal and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 456.42 Td (\(II\)doesnot disclose the trade secret, except pursuant to court order.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 422.42 Td (You understand that if you are found to have wrongfully misappropriated a trade secret,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 412.42 Td (you may be liable to the Company for, among other things, exemplary damages and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 402.42 Td (attorneys fees.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 378.42 Td (\(c\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 378.42 Td (You agree that, without the written consent of the Chief Executive Officer of the Company or, in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 368.42 Td (the case of the Chief Executive Officer of the Company, without the written approval of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 358.42 Td (Board of Directors of the Company, you shall not engage in any of the conduct described in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 348.42 Td (subsections \(i\)or \(ii\), below, either directly or indirectly, or as an employee, contractor,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 338.42 Td (consultant, partner, officer, director or stockholder, other than a stockholder of less than 5% of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 328.42 Td (the equities of a publicly traded corporation, or in any other capacity for any person, firm,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 318.42 Td (partnership or corporation:) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 294.42 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 294.42 Td (During the time of your employment with Fiserv, you will not: \(A\)perform duties as or for a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 284.42 Td (Competitor, Client or Prospective Client of Fiserv \(except to the extent required by your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 274.42 Td (employment with Fiserv\); or \(B\)participate in the inducement of or otherwise encourage) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 264.42 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify, or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 254.42 Td (terminate any agreement or relationship they have or had with Fiserv.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 230.42 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 230.42 Td (For a period of 12 months following the termination of your employment with Fiserv \(or, in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 220.42 Td (the case of Retirement, from the date of your termination until 12 months after the latest of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 210.42 Td (\(x\) the date of the last restricted stock unit vesting event following Retirement or \(y\) the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 200.42 Td (latest date upon which you are entitled to exercise any stock option following Retirement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 190.42 Td (or \(z\) the end date of the last Performance Period ending after Retirement under) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 180.42 Td (performance share unit awards\), you will not: \(A\)perform duties as or for a Competitor,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 170.42 Td (Client or Prospective Client of Fiserv that are the same as or similar to the duties) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 160.42 Td (performed by you for Fiserv at any time during any part of the 24 month period preceding) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 150.42 Td (the termination of your employment with Fiserv; \(B\)participate in the inducement of or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 140.42 Td (otherwise encourage Fiserv employees, clients, or vendors to currently and/or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 130.42 Td (prospectively breach, modify, or terminate any agreement or relationship they have or had) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 120.42 Td (with Fiserv during any part of the 24 month period preceding the termination of your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 110.42 Td (employment with Fiserv; or \(C\)participate voluntarily or provide assistance or information) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 100.42 Td (to any person or entity either negotiating with Fiserv involving a Competing Product or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 90.42 Td (Service, or concerning a potential or existing business or legal dispute with Fiserv,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 80.42 Td (including, but not limited to, litigation, except as may be required by law.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 261 0 obj <> endobj 262 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (4) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 719.75 Td (No provision of these subsections \(i\)and \(ii\)shall apply to restrict your conduct, or trigger any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 707.75 Td (reimbursement obligations under this ) Tj ET Q q 0 0 0 rg BT 274.20 707.75 Td (Agreement, in any jurisdiction where such provision is, on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 695.75 Td (its face, unenforceable and/or void as against public policy) Tj ET Q q 0 0 0 rg BT 365.75 695.75 Td (, unless the provision may be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 683.75 Td (construed or deemed amended to be enforceable and compliant with public policy) Tj ET Q q 0 0 0 rg BT 469.15 683.75 Td (, in which case ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 671.75 Td (the provision will apply as construed or deemed amended. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 651.47 Td (\(d\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 651.47 Td (You acknowledge and agree that compliance with this Section4 is necessary to protect the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 641.47 Td (Company, and that a breach of any of this Section4 will result in irreparable and continuing) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 631.47 Td (damage to the Company for which there will be no adequate remedy at law. In the event of a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 621.47 Td (breach of this Section4, or any part thereof, the Company, and its successors and assigns,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 611.47 Td (shall be entitled to injunctive relief and to such other and further relief as is proper under the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 601.47 Td (circumstances. The Company shall institute and prosecute proceedings in any Court of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 591.47 Td (competent jurisdiction either in law or in equity to obtain damages for any such breach of this) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 581.47 Td (Section4, or to enjoin you from performing services in breach of Section4\(c\) during the term of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 571.47 Td (employment and for a period of 12 months following the termination of employment. You hereby) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 561.47 Td (agree to submit to the jurisdiction of any Court of competent jurisdiction in any disputes that) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 551.47 Td (arise under this Agreement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 527.47 Td (\(e\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 527.47 Td (You further agree that, in the event of your breach of this Section4, the Company shall also be) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 517.47 Td (entitled to recover the value of any amounts previously paid or payable or any shares \(or the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 507.47 Td (value of any shares\) delivered or deliverable to you pursuant to any Fiserv bonus program, this) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 497.47 Td (Agreement, and any other Fiserv plan or arrangement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 473.47 Td (\(f\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 473.47 Td (You agree that the terms of this Agreement shall survive the termination of your employment) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 463.47 Td (with the Company.) 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161.77 526.72 Td (If, ) Tj ET Q q 0 0 0 rg BT 173.07 526.72 Td (while ) Tj ET Q q 0 0 0 rg BT 198.82 526.72 Td (this ) Tj ET Q q 0 0 0 rg BT 216.76 526.72 Td (A) Tj ET Q q 0 0 0 rg BT 223.24 526.72 Td (ward ) Tj ET Q q 0 0 0 rg BT 247.88 526.72 Td (is ) Tj ET Q q 0 0 0 rg BT 258.07 526.72 Td (outstanding, ) Tj ET Q q 0 0 0 rg BT 315.52 526.72 Td (you ) Tj ET Q q 0 0 0 rg BT 334.60 526.72 Td (commence ) Tj ET Q q 0 0 0 rg BT 386.47 526.72 Td (employment ) Tj ET Q q 0 0 0 rg BT 443.90 526.72 Td (or ) Tj ET Q q 0 0 0 rg BT 455.76 526.72 Td (other ) Tj ET Q q 0 0 0 rg BT 481.51 526.72 Td (work ) Tj ET Q q 0 0 0 rg BT 505.59 526.72 Td (of ) Tj ET Q q 0 0 0 rg BT 516.89 526.72 Td (any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 516.72 Td (kind ) Tj ET Q q 0 0 0 rg BT 178.38 516.72 Td (following ) Tj ET Q q 0 0 0 rg BT 220.32 516.72 Td (your ) Tj ET Q q 0 0 0 rg BT 242.81 516.72 Td (Retirement, ) Tj ET Q q 0 0 0 rg BT 297.52 516.72 Td (you ) Tj ET Q q 0 0 0 rg BT 316.68 516.72 Td (are ) Tj ET Q q 0 0 0 rg BT 334.16 516.72 Td (required ) Tj ET Q q 0 0 0 rg BT 373.88 516.72 Td (to ) Tj ET Q q 0 0 0 rg BT 385.26 516.72 Td (promptly ) Tj ET Q q 0 0 0 rg BT 426.63 516.72 Td (provide ) Tj ET Q q 0 0 0 rg BT 462.46 516.72 Td (written ) Tj ET Q q 0 0 0 rg BT 494.95 516.72 Td (notice ) Tj ET Q q 0 0 0 rg BT 524.67 516.72 Td (to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 506.72 Td (the ) Tj ET Q q 0 0 0 rg BT 173.77 506.72 Td (Company ) Tj ET Q q 0 0 0 rg BT 219.45 506.72 Td (of ) Tj ET Q q 0 0 0 rg BT 230.66 506.72 Td (the ) Tj ET Q q 0 0 0 rg BT 247.43 506.72 Td (name ) Tj ET Q q 0 0 0 rg BT 275.32 506.72 Td (of ) Tj ET Q q 0 0 0 rg BT 286.53 506.72 Td (your ) Tj ET Q q 0 0 0 rg BT 308.86 506.72 Td (employer ) Tj ET Q q 0 0 0 rg BT 352.86 506.72 Td (and ) Tj ET Q q 0 0 0 rg BT 372.42 506.72 Td (the ) Tj ET Q q 0 0 0 rg BT 389.19 506.72 Td (nature ) Tj ET Q q 0 0 0 rg BT 420.42 506.72 Td (of ) Tj ET Q q 0 0 0 rg BT 431.63 506.72 Td (your ) Tj ET Q q 0 0 0 rg BT 453.96 506.72 Td (proposed ) Tj ET Q q 0 0 0 rg BT 498.53 506.72 Td (position ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 496.72 Td (or ) Tj ET Q q 0 0 0 rg BT 168.67 496.72 Td (other ) Tj ET Q q 0 0 0 rg BT 194.24 496.72 Td (work. ) Tj ET Q q 0 0 0 rg BT 220.91 496.72 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 476.72 Td (\(D\) ) Tj ET Q q 0 0 0 rg BT 154.68 476.72 Td ( ) Tj ET Q q 0 0 0 rg BT 156.49 476.72 Td ( ) Tj ET Q q 0 0 0 rg BT 158.29 476.72 Td (If ) Tj ET Q q 0 0 0 rg BT 165.65 476.72 Td (you ) Tj ET Q q 0 0 0 rg BT 183.57 476.72 Td (receive ) Tj ET Q q 0 0 0 rg BT 217.61 476.72 Td (any ) Tj ET Q q 0 0 0 rg BT 235.53 476.72 Td (benefit ) Tj ET Q q 0 0 0 rg BT 267.36 476.72 Td (under ) Tj ET Q q 0 0 0 rg BT 294.74 476.72 Td (this ) Tj ET Q q 0 0 0 rg BT 311.74 476.72 Td (A) Tj ET Q q 0 0 0 rg BT 318.23 476.72 Td (ward ) Tj ET Q q 0 0 0 rg BT 341.71 476.72 Td (after ) Tj ET Q q 0 0 0 rg BT 363.52 476.72 Td (the ) Tj ET Q q 0 0 0 rg BT 379.22 476.72 Td (date ) Tj ET Q q 0 0 0 rg BT 400.49 476.72 Td (of ) Tj ET Q q 0 0 0 rg BT 410.63 476.72 Td (a ) Tj ET Q q 0 0 0 rg BT 417.99 476.72 Td (Post-Retirement ) Tj ET Q q 0 0 0 rg BT 492.04 476.72 Td (V) Tj ET Q q 0 0 0 rg BT 498.53 476.72 Td (iolation, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 466.72 Td (then ) Tj ET Q q 0 0 0 rg BT 178.77 466.72 Td (you ) Tj ET Q q 0 0 0 rg BT 197.20 466.72 Td (will ) Tj ET Q q 0 0 0 rg BT 213.39 466.72 Td (be ) Tj ET Q q 0 0 0 rg BT 226.82 466.72 Td (obligated ) Tj ET Q q 0 0 0 rg BT 269.72 466.72 Td (to ) Tj ET Q q 0 0 0 rg BT 280.36 466.72 Td (repay ) Tj ET Q q 0 0 0 rg BT 307.68 466.72 Td (to ) Tj ET Q q 0 0 0 rg BT 318.33 466.72 Td (the ) Tj ET Q q 0 0 0 rg BT 334.54 466.72 Td (Company ) Tj ET Q q 0 0 0 rg BT 379.64 466.72 Td (the ) Tj ET Q q 0 0 0 rg BT 395.85 466.72 Td (value ) Tj ET Q q 0 0 0 rg BT 422.06 466.72 Td (of ) Tj ET Q q 0 0 0 rg BT 432.71 466.72 Td (such ) Tj ET Q q 0 0 0 rg BT 456.14 466.72 Td (benefit ) Tj ET Q q 0 0 0 rg BT 488.47 466.72 Td (\(with ) Tj ET Q q 0 0 0 rg BT 511.89 466.72 Td (such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 456.72 Td (value ) Tj ET Q q 0 0 0 rg BT 182.36 456.72 Td (to ) Tj ET Q q 0 0 0 rg BT 192.16 456.72 Td (be ) Tj ET Q q 0 0 0 rg BT 204.74 456.72 Td (determined ) Tj ET Q q 0 0 0 rg BT 256.23 456.72 Td (by ) Tj ET Q q 0 0 0 rg BT 268.25 456.72 Td (the ) Tj ET Q q 0 0 0 rg BT 283.61 456.72 Td (Company) Tj ET Q q 0 0 0 rg BT 325.67 456.72 Td (, ) Tj ET Q q 0 0 0 rg BT 329.90 456.72 Td (which ) Tj ET Q q 0 0 0 rg BT 356.93 456.72 Td (may ) Tj ET Q q 0 0 0 rg BT 377.28 456.72 Td (include ) Tj ET Q q 0 0 0 rg BT 410.43 456.72 Td (a ) Tj ET Q q 0 0 0 rg BT 417.45 456.72 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 468.39 456.72 Td (rate ) Tj ET Q q 0 0 0 rg BT 487.08 456.72 Td (of ) Tj ET Q q 0 0 0 rg BT 496.88 456.72 Td (interest\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 446.72 Td (promptly ) Tj ET Q q 0 0 0 rg BT 200.87 446.72 Td (following ) Tj ET Q q 0 0 0 rg BT 245.32 446.72 Td (your ) Tj ET Q q 0 0 0 rg BT 270.30 446.72 Td (receipt ) Tj ET Q q 0 0 0 rg BT 305.84 446.72 Td (of ) Tj ET Q q 0 0 0 rg BT 319.71 446.72 Td (notice ) Tj ET Q q 0 0 0 rg BT 351.93 446.72 Td (of ) Tj ET Q q 0 0 0 rg BT 365.80 446.72 Td (such ) Tj ET Q q 0 0 0 rg BT 392.45 446.72 Td (repayment ) Tj ET Q q 0 0 0 rg BT 445.23 446.72 Td (obligation ) Tj ET Q q 0 0 0 rg BT 493.57 446.72 Td (from ) Tj ET Q q 0 0 0 rg BT 519.10 446.72 Td (the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 436.72 Td (Company) Tj ET Q q 0 0 0 rg BT 199.06 436.72 Td (. ) Tj ET Q q 0 0 0 rg BT 204.61 436.72 Td ( ) Tj ET Q q 0 0 0 rg BT 207.39 436.72 Td ( ) Tj ET Q q 0 0 0 rg BT 210.17 436.72 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 416.72 Td (\(E\) ) Tj ET Q q 0 0 0 rg BT 154.33 416.72 Td ( ) Tj ET Q q 0 0 0 rg BT 156.33 416.72 Td ( ) Tj ET Q q 0 0 0 rg BT 157.94 416.72 Td (All ) Tj ET Q q 0 0 0 rg BT 171.06 416.72 Td (determinations ) Tj ET Q q 0 0 0 rg BT 238.65 416.72 Td (regarding ) Tj ET Q q 0 0 0 rg BT 282.90 416.72 Td (whether ) Tj ET Q q 0 0 0 rg BT 320.48 416.72 Td (you ) Tj ET Q q 0 0 0 rg BT 338.61 416.72 Td (have ) Tj ET Q q 0 0 0 rg BT 362.29 416.72 Td (engaged ) Tj ET Q q 0 0 0 rg BT 403.23 416.72 Td (in ) Tj ET Q q 0 0 0 rg BT 413.01 416.72 Td (a ) Tj ET Q q 0 0 0 rg BT 420.58 416.72 Td (Post-Retirement ) Tj ET Q q 0 0 0 rg BT 494.82 416.72 Td (V) Tj ET Q q 0 0 0 rg BT 501.31 416.72 Td (iolation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 406.72 Td (shall ) Tj ET Q q 0 0 0 rg BT 180.34 406.72 Td (be ) Tj ET Q q 0 0 0 rg BT 194.25 406.72 Td (made ) Tj ET Q q 0 0 0 rg BT 222.04 406.72 Td (by ) Tj ET Q q 0 0 0 rg BT 235.38 406.72 Td (the ) Tj ET Q q 0 0 0 rg BT 252.06 406.72 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 319.32 406.72 Td (Committee. ) Tj ET Q q 0 0 0 rg BT 373.22 406.72 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 386.72 Td (\(F\) ) Tj ET Q q 0 0 0 rg BT 154.72 386.72 Td ( ) Tj ET Q q 0 0 0 rg BT 157.67 386.72 Td ( ) Tj ET Q q 0 0 0 rg BT 160.62 386.72 Td (Without ) Tj ET Q q 0 0 0 rg BT 197.47 386.72 Td (limiting ) Tj ET Q q 0 0 0 rg BT 231.53 386.72 Td (any ) Tj ET Q q 0 0 0 rg BT 250.61 386.72 Td (other ) Tj ET Q q 0 0 0 rg BT 276.35 386.72 Td (provision ) Tj ET Q q 0 0 0 rg BT 319.32 386.72 Td (of ) Tj ET Q q 0 0 0 rg BT 330.61 386.72 Td (this ) Tj ET Q q 0 0 0 rg BT 348.53 386.72 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 403.18 386.72 Td (if ) Tj ET Q q 0 0 0 rg BT 411.12 386.72 Td (a ) Tj ET Q q 0 0 0 rg BT 419.64 386.72 Td (Post-Retirement ) Tj ET Q q 0 0 0 rg BT 494.83 386.72 Td (V) Tj ET Q q 0 0 0 rg BT 501.32 386.72 Td (iolation ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 376.72 Td (described ) Tj ET Q q 0 0 0 rg BT 202.56 376.72 Td (in ) Tj ET Q q 0 0 0 rg BT 212.55 376.72 Td (\(iii\)\(B\)\(II\) ) Tj ET Q q 0 0 0 rg BT 253.62 376.72 Td (or ) Tj ET Q q 0 0 0 rg BT 264.71 376.72 Td (\(III\) ) Tj ET Q q 0 0 0 rg BT 281.91 376.72 Td (above ) Tj ET Q q 0 0 0 rg BT 311.36 376.72 Td (occurs ) Tj ET Q q 0 0 0 rg BT 343.01 376.72 Td (following ) Tj ET Q q 0 0 0 rg BT 384.13 376.72 Td (Retirement, ) Tj ET Q q 0 0 0 rg BT 438.01 376.72 Td (the ) Tj ET Q q 0 0 0 rg BT 454.11 376.72 Td (Company ) Tj ET Q q 0 0 0 rg BT 499.11 376.72 Td (shall ) Tj ET Q q 0 0 0 rg BT 521.88 376.72 Td (be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 366.72 Td (entitled ) Tj ET Q q 0 0 0 rg BT 192.00 366.72 Td (to ) Tj ET Q q 0 0 0 rg BT 203.10 366.72 Td (recover ) Tj ET Q q 0 0 0 rg BT 239.20 366.72 Td (the ) Tj ET Q q 0 0 0 rg BT 255.85 366.72 Td (value ) Tj ET Q q 0 0 0 rg BT 282.52 366.72 Td (of ) Tj ET Q q 0 0 0 rg BT 293.61 366.72 Td (any ) Tj ET Q q 0 0 0 rg BT 312.49 366.72 Td (amounts ) Tj ET Q q 0 0 0 rg BT 353.60 366.72 Td (previously ) Tj ET Q q 0 0 0 rg BT 401.37 366.72 Td (paid ) Tj ET Q q 0 0 0 rg BT 423.04 366.72 Td (or ) Tj ET Q q 0 0 0 rg BT 434.68 366.72 Td (payable ) Tj ET Q q 0 0 0 rg BT 472.47 366.72 Td (or ) Tj ET Q q 0 0 0 rg BT 484.11 366.72 Td (any ) Tj ET Q q 0 0 0 rg BT 502.99 366.72 Td (shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 356.72 Td (\(or ) Tj ET Q q 0 0 0 rg BT 171.09 356.72 Td (the ) Tj ET Q q 0 0 0 rg BT 186.86 356.72 Td (value ) Tj ET Q q 0 0 0 rg BT 212.63 356.72 Td (of ) Tj ET Q q 0 0 0 rg BT 222.84 356.72 Td (any ) Tj ET Q q 0 0 0 rg BT 240.83 356.72 Td (shares\) ) Tj ET Q q 0 0 0 rg BT 276.05 356.72 Td (delivered ) Tj ET Q q 0 0 0 rg BT 318.50 356.72 Td (or ) Tj ET Q q 0 0 0 rg BT 329.25 356.72 Td (deliverable ) Tj ET Q q 0 0 0 rg BT 379.49 356.72 Td (to ) Tj ET Q q 0 0 0 rg BT 389.70 356.72 Td (you ) Tj ET Q q 0 0 0 rg BT 407.69 356.72 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 448.47 356.72 Td (to ) Tj ET Q q 0 0 0 rg BT 458.68 356.72 Td (any ) Tj ET Q q 0 0 0 rg BT 476.67 356.72 Td (Fiserv ) Tj ET Q q 0 0 0 rg BT 505.76 356.72 Td (bonus ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 157.00 346.72 Td (program, ) Tj ET Q q 0 0 0 rg BT 199.79 346.72 Td (this ) Tj ET Q q 0 0 0 rg BT 217.58 346.72 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 272.05 346.72 Td (and ) Tj ET Q q 0 0 0 rg BT 291.52 346.72 Td (any ) Tj ET Q q 0 0 0 rg BT 310.42 346.72 Td (other ) Tj ET Q q 0 0 0 rg BT 335.99 346.72 Td (Fiserv ) Tj ET Q q 0 0 0 rg BT 365.99 346.72 Td (plan ) Tj ET Q q 0 0 0 rg BT 387.67 346.72 Td (or ) Tj ET Q q 0 0 0 rg BT 399.34 346.72 Td (arrangement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 326.72 Td (If you die after Retirement and prior to the date that this ) Tj ET Q q 0 0 0 rg BT 386.36 326.72 Td (A) Tj ET Q q 0 0 0 rg BT 392.85 326.72 Td (ward vests \(and provided that a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 316.72 Td (Post-Retirement V) Tj ET Q q 0 0 0 rg BT 220.51 316.72 Td (iolation has not occurred\), then your designated beneficiary) Tj ET Q q 0 0 0 rg BT 482.15 316.72 Td (, or if none, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 306.72 Td (your estate, shall become entitled to receive the number of Shares you would have ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 296.72 Td (received, if any) Tj ET Q q 0 0 0 rg BT 205.51 296.72 Td (, pursuant to this paragraph \(iii\).) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 276.72 Td (If you are regularly scheduled to work less than 20 hours per calendar week for the Company or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 266.72 Td (any subsidiary of the Company) Tj ET Q q 0 0 0 rg BT 249.55 266.72 Td (, you will be deemed to have experienced a ) Tj ET Q q 0 0 0 rg BT 444.49 266.72 Td (T) Tj ET Q q 0 0 0 rg BT 449.49 266.72 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 240.72 Td (\(b\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 239.13525390625 m 165.236328125 239.13525390625 l s q 0 0 0 rg BT 113.00 240.72 Td (Retirement) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 165.24 240.72 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 168.01 240.72 Td ( For purposes of this Section5, ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 312.5263671875 239.2939453125 m 361.4326171875 239.2939453125 l s q 0 0 0 rg BT 312.53 240.72 Td (Retirement) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 361.43 240.72 Td ( means the cessation of service as an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 230.72 Td (employee after the first anniversary of the first day of the Performance Period, for any reason ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 220.72 Td (other than death, Disability or termination for Cause, if:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.79 220.72 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 200.72 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 124.60 200.72 Td ( ) Tj ET Q q 0 0 0 rg BT 127.32 200.72 Td ( ) Tj ET Q q 0 0 0 rg BT 130.04 200.72 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 146.09 200.72 Td (you ) Tj ET Q q 0 0 0 rg BT 164.93 200.72 Td (are ) Tj ET Q q 0 0 0 rg BT 182.10 200.72 Td (at ) Tj ET Q q 0 0 0 rg BT 193.16 200.72 Td (least ) Tj ET Q q 0 0 0 rg BT 217.00 200.72 Td (50 ) Tj ET Q q 0 0 0 rg BT 230.84 200.72 Td (years ) Tj ET Q q 0 0 0 rg BT 258.01 200.72 Td (of ) Tj ET Q q 0 0 0 rg BT 269.07 200.72 Td (age ) Tj ET Q q 0 0 0 rg BT 288.48 200.72 Td (and ) Tj ET Q q 0 0 0 rg BT 307.88 200.72 Td (your ) Tj ET Q q 0 0 0 rg BT 330.05 200.72 Td (age ) Tj ET Q q 0 0 0 rg BT 349.46 200.72 Td (plus ) Tj ET Q q 0 0 0 rg BT 370.52 200.72 Td (years ) Tj ET Q q 0 0 0 rg BT 397.69 200.72 Td (of ) Tj ET Q q 0 0 0 rg BT 408.75 200.72 Td (service ) Tj ET Q q 0 0 0 rg BT 443.14 200.72 Td (to ) Tj ET Q q 0 0 0 rg BT 454.20 200.72 Td (the ) Tj ET Q q 0 0 0 rg BT 470.82 200.72 Td (Company ) Tj ET Q q 0 0 0 rg BT 516.34 200.72 Td (and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 190.72 Td (its ) Tj ET Q q 0 0 0 rg BT 151.51 190.72 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 206.83 190.72 Td (is ) Tj ET Q q 0 0 0 rg BT 216.56 190.72 Td (equal ) Tj ET Q q 0 0 0 rg BT 243.54 190.72 Td (to ) Tj ET Q q 0 0 0 rg BT 254.39 190.72 Td (or ) Tj ET Q q 0 0 0 rg BT 265.79 190.72 Td (greater ) Tj ET Q q 0 0 0 rg BT 299.99 190.72 Td (than ) Tj ET Q q 0 0 0 rg BT 321.96 190.72 Td (70 ) Tj ET Q q 0 0 0 rg BT 335.60 190.72 Td (\(with ) Tj ET Q q 0 0 0 rg BT 359.22 190.72 Td (at ) Tj ET Q q 0 0 0 rg BT 370.07 190.72 Td (least ) Tj ET Q q 0 0 0 rg BT 393.71 190.72 Td (5 ) Tj ET Q q 0 0 0 rg BT 401.78 190.72 Td (years ) Tj ET Q q 0 0 0 rg BT 428.74 190.72 Td (of ) Tj ET Q q 0 0 0 rg BT 439.59 190.72 Td (continuous ) Tj ET Q q 0 0 0 rg BT 490.47 190.72 Td (service ) Tj ET Q q 0 0 0 rg BT 524.66 190.72 Td (to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 180.72 Td (the ) Tj ET Q q 0 0 0 rg BT 155.12 180.72 Td (Company ) Tj ET Q q 0 0 0 rg BT 200.14 180.72 Td (and ) Tj ET Q q 0 0 0 rg BT 219.04 180.72 Td (its ) Tj ET Q q 0 0 0 rg BT 231.26 180.72 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 286.28 180.72 Td (immediately ) Tj ET Q q 0 0 0 rg BT 341.85 180.72 Td (prior ) Tj ET Q q 0 0 0 rg BT 364.08 180.72 Td (to ) Tj ET Q q 0 0 0 rg BT 374.63 180.72 Td (such ) Tj ET Q q 0 0 0 rg BT 397.98 180.72 Td (cessation ) Tj ET Q q 0 0 0 rg BT 442.44 180.72 Td (of ) Tj ET Q q 0 0 0 rg BT 453.00 180.72 Td (service\) ) Tj ET Q q 0 0 0 rg BT 490.23 180.72 Td (or ) Tj ET Q q 0 0 0 rg BT 501.34 180.72 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 516.89 180.72 Td (you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 170.72 Td (are ) Tj ET Q q 0 0 0 rg BT 155.79 170.72 Td (at ) Tj ET Q q 0 0 0 rg BT 166.47 170.72 Td (least ) Tj ET Q q 0 0 0 rg BT 189.94 170.72 Td (55 ) Tj ET Q q 0 0 0 rg BT 203.40 170.72 Td (years ) Tj ET Q q 0 0 0 rg BT 230.19 170.72 Td (of ) Tj ET Q q 0 0 0 rg BT 240.87 170.72 Td (age ) Tj ET Q q 0 0 0 rg BT 259.90 170.72 Td (with ) Tj ET Q q 0 0 0 rg BT 280.02 170.72 Td (at ) Tj ET Q q 0 0 0 rg BT 290.70 170.72 Td (least ) Tj ET Q q 0 0 0 rg BT 314.17 170.72 Td (5 ) Tj ET Q q 0 0 0 rg BT 322.07 170.72 Td (years ) Tj ET Q q 0 0 0 rg BT 348.86 170.72 Td (of ) Tj ET Q q 0 0 0 rg BT 359.54 170.72 Td (continuous ) Tj ET Q q 0 0 0 rg BT 410.25 170.72 Td (service ) Tj ET Q q 0 0 0 rg BT 444.27 170.72 Td (to ) Tj ET Q q 0 0 0 rg BT 454.95 170.72 Td (the ) Tj ET Q q 0 0 0 rg BT 471.19 170.72 Td (Company ) Tj ET Q q 0 0 0 rg BT 516.33 170.72 Td (and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 139.00 160.72 Td (its ) Tj ET Q q 0 0 0 rg BT 151.78 160.72 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 207.36 160.72 Td (immediately ) Tj ET Q q 0 0 0 rg BT 263.49 160.72 Td (prior ) Tj ET Q q 0 0 0 rg BT 286.27 160.72 Td (to ) Tj ET Q q 0 0 0 rg BT 297.39 160.72 Td (such ) Tj ET Q q 0 0 0 rg BT 321.29 160.72 Td (cessation ) Tj ET Q q 0 0 0 rg BT 366.31 160.72 Td (of ) Tj ET Q q 0 0 0 rg BT 377.43 160.72 Td (service; ) Tj ET Q q 0 0 0 rg BT 414.66 160.72 Td (and) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 265 0 obj <> endobj 266 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (6) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 716.72 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 125.11 716.72 Td ( ) Tj ET Q q 0 0 0 rg BT 128.11 716.72 Td ( ) Tj ET Q q 0 0 0 rg BT 131.11 716.72 Td (you ) Tj ET Q q 0 0 0 rg BT 150.23 716.72 Td (have ) Tj ET Q q 0 0 0 rg BT 174.92 716.72 Td (provided ) Tj ET Q q 0 0 0 rg BT 216.28 716.72 Td (for ) Tj ET Q q 0 0 0 rg BT 230.95 716.72 Td (an ) Tj ET Q q 0 0 0 rg BT 245.08 716.72 Td (orderly ) Tj ET Q q 0 0 0 rg BT 278.65 716.72 Td (transition ) Tj ET Q q 0 0 0 rg BT 322.23 716.72 Td (of ) Tj ET Q q 0 0 0 rg BT 333.57 716.72 Td (your ) Tj ET Q q 0 0 0 rg BT 356.02 716.72 Td (duties ) Tj ET Q q 0 0 0 rg BT 385.71 716.72 Td (to ) Tj ET Q q 0 0 0 rg BT 397.05 716.72 Td (a ) Tj ET Q q 0 0 0 rg BT 405.61 716.72 Td (successor) Tj ET Q q 0 0 0 rg BT 450.08 716.72 Td (, ) Tj ET Q q 0 0 0 rg BT 455.86 716.72 Td (including ) Tj ET Q q 0 0 0 rg BT 498.33 716.72 Td (by: ) Tj ET Q q 0 0 0 rg BT 514.67 716.72 Td ( ) Tj ET Q q 0 0 0 rg BT 517.68 716.72 Td (\(A\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 706.72 Td (providing ) Tj ET Q q 0 0 0 rg BT 179.59 706.72 Td (notice ) Tj ET Q q 0 0 0 rg BT 208.28 706.72 Td (to ) Tj ET Q q 0 0 0 rg BT 218.62 706.72 Td (the ) Tj ET Q q 0 0 0 rg BT 234.53 706.72 Td (Company) Tj ET Q q 0 0 0 rg BT 279.37 706.72 Td (s ) Tj ET Q q 0 0 0 rg BT 286.37 706.72 Td (Chief ) Tj ET Q q 0 0 0 rg BT 311.72 706.72 Td (Executive ) Tj ET Q q 0 0 0 rg BT 357.08 706.72 Td (Of) Tj ET Q q 0 0 0 rg BT 367.46 706.72 Td (ficer ) Tj ET Q q 0 0 0 rg BT 388.35 706.72 Td (\(or) Tj ET Q q 0 0 0 rg BT 400.02 706.72 Td (, ) Tj ET Q q 0 0 0 rg BT 404.80 706.72 Td (if ) Tj ET Q q 0 0 0 rg BT 411.81 706.72 Td (you ) Tj ET Q q 0 0 0 rg BT 429.94 706.72 Td (are ) Tj ET Q q 0 0 0 rg BT 446.40 706.72 Td (the ) Tj ET Q q 0 0 0 rg BT 462.30 706.72 Td (Chief ) Tj ET Q q 0 0 0 rg BT 487.65 706.72 Td (Executive ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 696.72 Td (Of) Tj ET Q q 0 0 0 rg BT 147.38 696.72 Td (ficer) Tj ET Q q 0 0 0 rg BT 165.72 696.72 Td (, ) Tj ET Q q 0 0 0 rg BT 172.48 696.72 Td (to ) Tj ET Q q 0 0 0 rg BT 184.80 696.72 Td (the ) Tj ET Q q 0 0 0 rg BT 202.69 696.72 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 250.02 696.72 Td (of ) Tj ET Q q 0 0 0 rg BT 262.35 696.72 Td (the ) Tj ET Q q 0 0 0 rg BT 280.23 696.72 Td (Board ) Tj ET Q q 0 0 0 rg BT 310.90 696.72 Td (of ) Tj ET Q q 0 0 0 rg BT 323.23 696.72 Td (Directors\) ) Tj ET Q q 0 0 0 rg BT 370.54 696.72 Td (of ) Tj ET Q q 0 0 0 rg BT 382.87 696.72 Td (your ) Tj ET Q q 0 0 0 rg BT 406.31 696.72 Td (consideration ) Tj ET Q q 0 0 0 rg BT 469.77 696.72 Td (of ) Tj ET Q q 0 0 0 rg BT 482.10 696.72 Td (Retirement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 686.72 Td (suf) Tj ET Q q 0 0 0 rg BT 150.16 686.72 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 187.53 686.72 Td (in ) Tj ET Q q 0 0 0 rg BT 199.34 686.72 Td (advance ) Tj ET Q q 0 0 0 rg BT 241.17 686.72 Td (of ) Tj ET Q q 0 0 0 rg BT 253.53 686.72 Td (your ) Tj ET Q q 0 0 0 rg BT 277.01 686.72 Td (proposed ) Tj ET Q q 0 0 0 rg BT 322.74 686.72 Td (date ) Tj ET Q q 0 0 0 rg BT 346.22 686.72 Td (of ) Tj ET Q q 0 0 0 rg BT 358.59 686.72 Td (Retirement; ) Tj ET Q q 0 0 0 rg BT 414.30 686.72 Td (and ) Tj ET Q q 0 0 0 rg BT 435.01 686.72 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 452.36 686.72 Td (assisting ) Tj ET Q q 0 0 0 rg BT 495.29 686.72 Td (with ) Tj ET Q q 0 0 0 rg BT 517.10 686.72 Td (the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 676.72 Td (identification ) Tj ET Q q 0 0 0 rg BT 196.24 676.72 Td (and ) Tj ET Q q 0 0 0 rg BT 216.57 676.72 Td (selection ) Tj ET Q q 0 0 0 rg BT 259.68 676.72 Td (of, ) Tj ET Q q 0 0 0 rg BT 274.44 676.72 Td (and ) Tj ET Q q 0 0 0 rg BT 294.77 676.72 Td (transition ) Tj ET Q q 0 0 0 rg BT 338.99 676.72 Td (of ) Tj ET Q q 0 0 0 rg BT 350.98 676.72 Td (your ) Tj ET Q q 0 0 0 rg BT 374.08 676.72 Td (duties ) Tj ET Q q 0 0 0 rg BT 404.40 676.72 Td (to, ) Tj ET Q q 0 0 0 rg BT 419.17 676.72 Td (a ) Tj ET Q q 0 0 0 rg BT 428.37 676.72 Td (successor ) Tj ET Q q 0 0 0 rg BT 477.03 676.72 Td (\(\(A\) ) Tj ET Q q 0 0 0 rg BT 497.34 676.72 Td (and ) Tj ET Q q 0 0 0 rg BT 517.67 676.72 Td (\(B\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 666.72 Td (being ) Tj ET Q q 0 0 0 rg BT 164.25 666.72 Td (referred ) Tj ET Q q 0 0 0 rg BT 202.04 666.72 Td (to ) Tj ET Q q 0 0 0 rg BT 213.16 666.72 Td (herein ) Tj ET Q q 0 0 0 rg BT 243.73 666.72 Td (collectively ) Tj ET Q q 0 0 0 rg BT 294.86 666.72 Td (as ) Tj ET Q q 0 0 0 rg BT 308.20 666.72 Td (the ) Tj ET Q q 0 0 0 rg BT 324.88 666.72 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 328.2109375 665.2939453125 m 480.5107421875 665.2939453125 l s q 0 0 0 rg BT 328.21 666.72 Td (Specified ) Tj ET Q q 0 0 0 rg BT 371.95 666.72 Td (T) Tj ET Q q 0 0 0 rg BT 377.68 666.72 Td (ransition ) Tj ET Q q 0 0 0 rg BT 418.26 666.72 Td (Requirements) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 480.51 666.72 Td (\).) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 646.72 Td (If you meet the criteria in paragraph \(i\) above and you satisfy the Specified ) Tj ET Q q 0 0 0 rg BT 443.22 646.72 Td (T) Tj ET Q q 0 0 0 rg BT 448.96 646.72 Td (ransition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 636.72 Td (Requirements, your cessation of service will be deemed to be a qualifying Retirement; provided ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 626.72 Td (that, the Compensation Committee may determine, within 30 days after your cessation of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 616.72 Td (service, that you failed to provide for an orderly transition of your duties to a successor) Tj ET Q q 0 0 0 rg BT 491.75 616.72 Td (. By way ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 606.72 Td (of example only) Tj ET Q q 0 0 0 rg BT 180.30 606.72 Td (, this could result from providing too short of notice or not providing an adequate ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 596.72 Td (amount of transition assistance.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 572.72 Td (\(c\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 571.13525390625 m 200.2119140625 571.13525390625 l s q 0 0 0 rg BT 113.00 572.72 Td (Change of Control) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 200.21 572.72 Td (. If a Change of Control of the Company occurs prior to the end of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 562.72 Td (Performance Period, then as of the date of the Change of Control, you will be paid cash in an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 552.72 Td (amount equal to the fair market value \(as of the date of the Change of Control\) of such number ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 542.72 Td (of Shares as is determined by multiplying the number of ) Tj ET Q q 0 0 0 rg BT 362.39 542.72 Td (T) Tj ET Q q 0 0 0 rg BT 367.39 542.72 Td (arget Units set forth in the ) Tj ET Q q 0 0 0 rg BT 484.12 542.72 Td (A) Tj ET Q q 0 0 0 rg BT 490.61 542.72 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 532.72 Td (Memorandum times [ ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 209.6943359375 531.2939453125 m 218.029296875 531.2939453125 l s q 0 0 0 rg BT 209.69 532.72 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 218.03 532.72 Td ( ]%. ) Tj ET Q q 0 0 0 rg BT 240.63 532.72 Td (Thereafter) Tj ET Q q 0 0 0 rg BT 286.21 532.72 Td (, the ) Tj ET Q q 0 0 0 rg BT 307.90 532.72 Td (A) Tj ET Q q 0 0 0 rg BT 314.39 532.72 Td (ward shall terminate. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 508.72 Td (\(d\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 507.13525390625 m 203.6103515625 507.13525390625 l s q 0 0 0 rg BT 113.00 508.72 Td (Service as Director) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.61 508.72 Td (. For purposes of this ) Tj ET Q q 0 0 0 rg BT 299.77 508.72 Td (Agreement, an employee of the Company) Tj ET Q q 0 0 0 rg BT 484.13 508.72 Td (, if also ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 498.72 Td (serving as a director) Tj ET Q q 0 0 0 rg BT 202.49 498.72 Td (, will not be deemed to have terminated employment for purposes of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 488.72 Td (Agreement until his or her service as a director ends, and his or her years of service will be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 478.72 Td (deemed to include years of service as a director) Tj ET Q q 0 0 0 rg BT 324.78 478.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 92.00 454.72 Td (\(e\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 111 453.13525390625 m 216.3857421875 453.13525390625 l s q 0 0 0 rg BT 111.00 454.72 Td (T) Tj ET Q q 0 0 0 rg BT 116.37 454.72 Td (ermination for Cause) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 216.39 454.72 Td (. Notwithstanding anything herein to the contrary) Tj ET Q q 0 0 0 rg BT 432.99 454.72 Td (, if you are terminated ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 444.72 Td (from employment by the Company for Cause, then this ) Tj ET Q q 0 0 0 rg BT 355.56 444.72 Td (A) Tj ET Q q 0 0 0 rg BT 362.05 444.72 Td (ward will forfeit immediately as of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 434.72 Td (date of such termination. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 409.72 Td (\(f\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 408.13525390625 m 216.3251953125 408.13525390625 l s q 0 0 0 rg BT 113.00 409.72 Td (No Further Obligation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 216.33 409.72 Td (. ) Tj ET Q q 0 0 0 rg BT 221.70 409.72 Td (The Company will have no further obligations to you under this ) Tj ET Q q 0 0 0 rg BT 500.75 409.72 Td (A) Tj ET Q q 0 0 0 rg BT 507.24 409.72 Td (ward if ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 399.72 Td (the ) Tj ET Q q 0 0 0 rg BT 129.13 399.72 Td (A) Tj ET Q q 0 0 0 rg BT 135.62 399.72 Td (ward terminates as provided herein. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 373.00 Td (6. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 371.41552734375 m 262.2802734375 371.41552734375 l s q 0 0 0 rg BT 90.00 373.00 Td (Deferral of Performance Share Units) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 262.28 373.00 Td (. If you are eligible to, and properly elect to, defer delivery of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 361.00 Td (all or part of the Shares otherwise issuable under this ) Tj ET Q q 0 0 0 rg BT 327.91 361.00 Td (A) Tj ET Q q 0 0 0 rg BT 334.40 361.00 Td (ward, such deferral will be governed by the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 349.00 Td (Performance Share Unit Deferral Election Form executed by you separately from this ) Tj ET Q q 0 0 0 rg BT 467.94 349.00 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 327.00 Td (7. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 325.41552734375 m 181.15234375 325.41552734375 l s q 0 0 0 rg BT 90.00 327.00 Td (Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 327.00 Td (. ) Tj ET Q q 0 0 0 rg BT 186.53 327.00 Td (The Company) Tj ET Q q 0 0 0 rg BT 248.59 327.00 Td (, or its transfer agent, will issue and deliver the Shares to you as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 315.00 Td (soon as practicable after the ) Tj ET Q q 0 0 0 rg BT 217.86 315.00 Td (A) Tj ET Q q 0 0 0 rg BT 224.35 315.00 Td (ward vests \(pursuant to the terms hereof\) with respect to such Shares, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 303.00 Td (or) Tj ET Q q 0 0 0 rg BT 98.34 303.00 Td (, if a deferral election was made, at the time specified in the Deferral Election Form. If you die ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 291.00 Td (before the Company has distributed the Shares due with respect to the vested Performance Share ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 279.00 Td (Units, the Company will issue the Shares to your estate or in accordance with applicable laws of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 267.00 Td (descent and distribution. ) Tj ET Q q 0 0 0 rg BT 201.00 267.00 Td (The Shares will be issued and delivered in book entry form, and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 255.00 Td (Company will not be liable for damages relating to any delays in making an appropriate book entry or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 243.00 Td (any mistakes or errors in the making of the book entry; provided that the Company shall correct any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 231.00 Td (errors caused by it. ) Tj ET Q q 0 0 0 rg BT 177.26 231.00 Td (Any such book entry will be subject to such stop transfer orders and other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 219.00 Td (restrictions as the Company may deem advisable under \(a\) the Plan and any agreement between you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 207.00 Td (and the Company with respect to this ) Tj ET Q q 0 0 0 rg BT 256.76 207.00 Td (A) Tj ET Q q 0 0 0 rg BT 263.25 207.00 Td (ward or the Shares, \(b\) any applicable federal or state laws, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 195.00 Td (and/or \(c\) the rules, regulations and other requirements of the Securities and Exchange Commission ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 183.00 Td (\() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 96.66015625 181.57421875 m 117.2216796875 181.57421875 l s q 0 0 0 rg BT 96.66 183.00 Td (SEC) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 117.22 183.00 Td (\) of any stock exchange upon which the Shares are listed. ) Tj ET Q q 0 0 0 rg BT 382.19 183.00 Td (The Company may cause an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 171.00 Td (appropriate book entry notation to be made with respect to the Shares to reference any of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 159.00 Td (foregoing restrictions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 137.00 Td (8. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 135.41552734375 m 226.1328125 135.41552734375 l s q 0 0 0 rg BT 90.00 137.00 Td (Non-T) Tj ET Q q 0 0 0 rg BT 118.33 137.00 Td (ransferability of ) Tj ET Q q 0 0 0 rg BT 195.75 137.00 Td (A) Tj ET Q q 0 0 0 rg BT 202.79 137.00 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.13 137.00 Td (. Except as provided in the Plan, this ) Tj ET Q q 0 0 0 rg BT 390.12 137.00 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 477.40 137.00 Td (A) Tj ET Q q 0 0 0 rg BT 483.89 137.00 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 125.00 Td (Memorandum, until the Shares have been issued under this ) Tj ET Q q 0 0 0 rg BT 356.83 125.00 Td (A) Tj ET Q q 0 0 0 rg BT 363.32 125.00 Td (ward, this ) Tj ET Q q 0 0 0 rg BT 408.33 125.00 Td (A) Tj ET Q q 0 0 0 rg BT 414.82 125.00 Td (ward and the Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 113.00 Td (issuable hereunder and the rights and privileges conferred hereby may not be sold, transferred, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 101.00 Td (pledged, assigned, or otherwise alienated or hypothecated \(by operation of law or otherwise\). Upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 89.00 Td (any attempt to transfer) Tj ET Q q 0 0 0 rg BT 189.50 89.00 Td (, assign, pledge, hypothecate or otherwise dispose of this ) Tj ET Q q 0 0 0 rg BT 445.77 89.00 Td (A) Tj ET Q q 0 0 0 rg BT 452.26 89.00 Td (ward, or of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 77.00 Td (right or privilege conferred hereby) Tj ET Q q 0 0 0 rg BT 238.78 77.00 Td (, contrary to the provisions of the Plan or of this ) Tj ET Q q 0 0 0 rg BT 450.00 77.00 Td (Agreement, or upon ) Tj ET Q endstream endobj 267 0 obj <> endobj 268 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (7) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 719.75 Td (any attempted sale under any execution, attachment or similar process upon the rights and privileges ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 707.75 Td (conferred hereby) Tj ET Q q 0 0 0 rg BT 164.86 707.75 Td (, this ) Tj ET Q q 0 0 0 rg BT 188.20 707.75 Td (A) Tj ET Q q 0 0 0 rg BT 194.69 707.75 Td (ward and the rights and privileges conferred hereby shall immediately ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 695.75 Td (become null and void. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 673.75 Td (9. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 672.16552734375 m 248.359375 672.16552734375 l s q 0 0 0 rg BT 90.00 673.75 Td (Conditions to Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 248.36 673.75 Td (. ) Tj ET Q q 0 0 0 rg BT 253.74 673.75 Td (The Shares issued to you hereunder may be either previously ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 661.75 Td (authorized but unissued shares or issued shares which have been reacquired by the Company) Tj ET Q q 0 0 0 rg BT 507.84 661.75 Td (. ) Tj ET Q q 0 0 0 rg BT 513.22 661.75 Td (The ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 649.75 Td (Company shall not be required to issue any Shares hereunder prior to fulfillment of all of the following ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 637.75 Td (conditions: \(a\)the admission of such Shares to listing on all stock exchanges on which such class of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 625.75 Td (stock is then listed; \(b\)the completion of any registration or other qualification of such Shares under ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 613.75 Td (any state or federal law or under the rulings or regulations of the SEC or any other governmental ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 601.75 Td (regulatory body) Tj ET Q q 0 0 0 rg BT 158.19 601.75 Td (, which the compensation committee of the Board of Directors \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 457.2119140625 600.32421875 m 524.47265625 600.32421875 l s q 0 0 0 rg BT 457.21 601.75 Td (Compensation ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 90 588.32421875 m 138.3447265625 588.32421875 l s q 0 0 0 rg BT 90.00 589.75 Td (Committee) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 138.34 589.75 Td (\) shall, in its discretion, deem necessary or advisable; \(c\)the obtaining of any approval or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 577.75 Td (other clearance from any state or federal governmental agency) Tj ET Q q 0 0 0 rg BT 367.74 577.75 Td (, which the Compensation Committee ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 565.75 Td (shall, in its discretion, determine to be necessary or advisable; \(d\)the lapse of such reasonable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 553.75 Td (period of time following the date of vesting of the ) Tj ET Q q 0 0 0 rg BT 306.80 553.75 Td (A) Tj ET Q q 0 0 0 rg BT 313.29 553.75 Td (ward or the payment event specified in a deferral ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 541.75 Td (election as the Compensation Committee may establish from time to time for reasons of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 529.75 Td (administrative convenience \(provided that any such period shall be in compliance with Code Section ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 517.75 Td (409A\); and \(e\) your acceptance of the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 384.61 517.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 455.21 517.75 Td (A) Tj ET Q q 0 0 0 rg BT 461.70 517.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 505.75 Td (Memorandum and the Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 464.66 505.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 483.75 Td (10. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 482.16552734375 m 265.86669921875 482.16552734375 l s q 0 0 0 rg BT 90.00 483.75 Td (Dividends; No Rights as Shareholder) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 265.59 483.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.15 483.75 Td (If the Company declares a cash dividend and the dividend ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 471.75 Td (record date occurs prior to the date the ) Tj ET Q q 0 0 0 rg BT 264.55 471.75 Td (A) Tj ET Q q 0 0 0 rg BT 271.04 471.75 Td (ward vests, you will be credited with an additional number of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 459.75 Td (T) Tj ET Q q 0 0 0 rg BT 95.00 459.75 Td (arget Units on the date the cash dividends are paid to the Company shareholders equal to \(a\) the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 447.75 Td (amount of cash dividends payable with respect to a number of shares of stock equal to your ) Tj ET Q q 0 0 0 rg BT 497.83 447.75 Td (T) Tj ET Q q 0 0 0 rg BT 502.83 447.75 Td (arget ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 435.75 Td (Units divided by \(b\) the Fair Market V) Tj ET Q q 0 0 0 rg BT 254.32 435.75 Td (alue of a Share on the date the dividend is paid. Until this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 423.75 Td (A) Tj ET Q q 0 0 0 rg BT 96.49 423.75 Td (ward vests and the Shares are issued to you, you shall have no rights as a shareholder of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 411.75 Td (Company with respect to the Shares. Specifically) Tj ET Q q 0 0 0 rg BT 306.03 411.75 Td (, you understand and agree that you do not have ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 399.75 Td (voting rights or) Tj ET Q q 0 0 0 rg BT 155.03 399.75 Td (, except as provided in this Section 10, the right to receive dividends or any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 387.75 Td (distributions paid with respect to shares of Company common stock by virtue of this ) Tj ET Q q 0 0 0 rg BT 461.28 387.75 Td (A) Tj ET Q q 0 0 0 rg BT 467.77 387.75 Td (ward or the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 375.75 Td (Shares subject hereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 353.75 Td (1) Tj ET Q q 0 0 0 rg BT 76.82 353.75 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 352.16552734375 m 196.1474609375 352.16552734375 l s q 0 0 0 rg BT 90.00 353.75 Td (Addresses for Notices) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.15 353.75 Td (. ) Tj ET Q q 0 0 0 rg BT 201.15 353.75 Td (Any notice to be given to the Company under the terms of this ) Tj ET Q q 0 0 0 rg BT 477.42 353.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 341.75 Td (shall be addressed to the Company as follows: Corporate Secretary) Tj ET Q q 0 0 0 rg BT 388.86 341.75 Td (, Fiserv) Tj ET Q q 0 0 0 rg BT 420.89 341.75 Td (, Inc., 255 Fiserv Drive, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 329.75 Td (Brookfield, WI 53045, or at such other address as the Company may hereafter designate in writing. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 317.75 Td (Any notice to be given to you shall be addressed to you at the address set forth in the Company) Tj ET Q q 0 0 0 rg BT 515.08 317.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 305.75 Td (records from time to time. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 283.75 Td (12. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 282.16552734375 m 240.7861328125 282.16552734375 l s q 0 0 0 rg BT 90.00 283.75 Td (Captions; ) Tj ET Q q 0 0 0 rg BT 138.52 283.75 Td (Agreement Severable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 240.79 283.75 Td (. Captions provided herein are for convenience only and are not to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 271.75 Td (serve as a basis for interpretation or construction of this ) Tj ET Q q 0 0 0 rg BT 337.90 271.75 Td (Agreement. In the event that any provision in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 259.75 Td (this ) Tj ET Q q 0 0 0 rg BT 107.79 259.75 Td (Agreement shall be held invalid or unenforceable, such provision shall be severable from, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 247.75 Td (such invalidity or unenforceability shall not be construed to have any ef) Tj ET Q q 0 0 0 rg BT 402.78 247.75 Td (fect on, the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 235.75 Td (provisions of this ) Tj ET Q q 0 0 0 rg BT 166.70 235.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 213.75 Td (13. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 212.16552734375 m 258.759765625 212.16552734375 l s q 0 0 0 rg BT 90.00 213.75 Td (Securities and T) Tj ET Q q 0 0 0 rg BT 166.50 213.75 Td (ax Representations) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 258.76 213.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 261.54 213.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 191.75 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 191.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 191.75 Td (ou acknowledge receipt of the prospectus under the Registration Statement on Form S-8 with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 179.75 Td (respect to the Plan filed by the Company with the SEC. ) Tj ET Q q 0 0 0 rg BT 354.06 179.75 Td (Y) Tj ET Q q 0 0 0 rg BT 359.81 179.75 Td (ou represent and agree that you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 167.75 Td (comply with all applicable laws and Company policies relating to the Plan, this ) Tj ET Q q 0 0 0 rg BT 454.29 167.75 Td (Agreement and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 155.75 Td (any disposition of Shares and that upon the acquisition of any Shares subject to this ) Tj ET Q q 0 0 0 rg BT 481.02 155.75 Td (A) Tj ET Q q 0 0 0 rg BT 487.51 155.75 Td (ward, you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 143.75 Td (will make or enter into such written representations, warranties and agreements as the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 131.75 Td (may reasonably request to comply with applicable securities laws or this ) Tj ET Q q 0 0 0 rg BT 428.70 131.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 109.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 109.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 109.75 Td (ou represent and warrant that you understand the federal, state and local income and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 97.75 Td (employment tax consequences associated with the granting of the ) Tj ET Q q 0 0 0 rg BT 402.62 97.75 Td (A) Tj ET Q q 0 0 0 rg BT 409.11 97.75 Td (ward, the vesting of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 85.75 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 85.75 Td (ward, the deferral of all or a portion of the Shares otherwise issuable upon vesting of the ) Tj ET Q q 0 0 0 rg BT 506.39 85.75 Td (A) Tj ET Q q 0 0 0 rg BT 512.88 85.75 Td (ward, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 73.75 Td (and the subsequent sale or other disposition of any Shares. ) Tj ET Q q 0 0 0 rg BT 374.10 73.75 Td (Y) Tj ET Q q 0 0 0 rg BT 379.86 73.75 Td (ou understand and agree that when ) Tj ET Q endstream endobj 269 0 obj <> endobj 270 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (8) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 719.75 Td (this ) Tj ET Q q 0 0 0 rg BT 125.79 719.75 Td (A) Tj ET Q q 0 0 0 rg BT 132.28 719.75 Td (ward vests and Shares are issued, and you thereby realize gross income \(if any\) taxable as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 707.75 Td (compensation in respect of such vesting or issuance, the Company will be required to withhold ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 695.75 Td (federal, state and local taxes on the full amount of the compensation income realized by you and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 683.75 Td (may also be required to withhold other amounts as a result of such vesting. ) Tj ET Q q 0 0 0 rg BT 445.22 683.75 Td (Y) Tj ET Q q 0 0 0 rg BT 450.97 683.75 Td (ou also understand ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 671.75 Td (and agree that the Company may be required to withhold certain payroll taxes in connection with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 659.75 Td (your Retirement or your termination due to Disability prior to the issuance of Shares. ) Tj ET Q q 0 0 0 rg BT 482.44 659.75 Td (Y) Tj ET Q q 0 0 0 rg BT 488.19 659.75 Td (ou hereby ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 647.75 Td (agree to provide the Company with cash funds or Shares equal in value to the federal, state and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 635.75 Td (local payroll and income taxes and other amounts required to be withheld by the Company or its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 623.75 Td (subsidiary in respect of any compensation income or wages in relation to the ) Tj ET Q q 0 0 0 rg BT 448.74 623.75 Td (A) Tj ET Q q 0 0 0 rg BT 455.23 623.75 Td (ward or make ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 611.75 Td (other arrangements satisfactory to the Company regarding such amounts, which may include ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 599.75 Td (deduction of such taxes from other wages owed to you by the Company or its subsidiaries. ) Tj ET Q q 0 0 0 rg BT 510.44 599.75 Td (All ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 587.75 Td (matters with respect to the total amount to be withheld shall be determined by the Company in its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 575.75 Td (sole discretion. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 553.75 Td (14. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 552.16552734375 m 170.5615234375 552.16552734375 l s q 0 0 0 rg BT 90.00 553.75 Td (Market Stand-Off) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 170.56 553.75 Td (. ) Tj ET Q q 0 0 0 rg BT 178.72 553.75 Td (The Company reserves the right to impose restrictions on dispositions in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 541.75 Td (connection with any underwritten public of) Tj ET Q q 0 0 0 rg BT 275.48 541.75 Td (fering by the Company of its equity securities pursuant to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 529.75 Td (an ef) Tj ET Q q 0 0 0 rg BT 112.06 529.75 Td (fective registration statement filed under the Securities ) Tj ET Q q 0 0 0 rg BT 354.97 529.75 Td (Act of 1933, as amended. Upon receipt of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 517.75 Td (written notice from the Company of a trading restriction, you agree that you shall not directly or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 505.75 Td (indirectly sell, make any short sale of, loan, hypothecate, pledge, of) Tj ET Q q 0 0 0 rg BT 387.21 505.75 Td (fer) Tj ET Q q 0 0 0 rg BT 398.33 505.75 Td (, grant or sell any option or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 493.75 Td (other contract for the purchase of, purchase any option or other contract for the sale of, or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 481.75 Td (dispose of or transfer or agree to engage in any of the foregoing transactions with respect to, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 469.75 Td (Shares acquired under this ) Tj ET Q q 0 0 0 rg BT 211.74 469.75 Td (A) Tj ET Q q 0 0 0 rg BT 218.23 469.75 Td (ward without the prior written consent of the Company) Tj ET Q q 0 0 0 rg BT 456.50 469.75 Td (. Such restriction ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 457.75 Td (shall be in ef) Tj ET Q q 0 0 0 rg BT 145.97 457.75 Td (fect for such period of time following the date of the final prospectus for the of) Tj ET Q q 0 0 0 rg BT 487.09 457.75 Td (fering as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 445.75 Td (may be determined by the Company) Tj ET Q q 0 0 0 rg BT 250.45 445.75 Td (. In no event, however) Tj ET Q q 0 0 0 rg BT 351.07 445.75 Td (, shall such period exceed one hundred ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 433.75 Td (eighty \(180\) days. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 411.75 Td (15. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 410.16552734375 m 181.1474609375 410.16552734375 l s q 0 0 0 rg BT 90.00 411.75 Td (General Provisions) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 411.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 391.47 Td (\(a\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 391.47 Td (None of the Plan, this Agreement or the Award Memorandum confers upon you any right to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 381.47 Td (continue to be employed by the Company or any subsidiary of the Company or limits in any) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 371.47 Td (respect any right of the Company or any subsidiary of the Company to terminate your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 361.47 Td (employment at any time, without liability.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 337.47 Td (\(b\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 337.47 Td (This Agreement, the Award Memorandum, the Plan and the Restricted Stock Unit Deferral) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 327.47 Td (Election Form, if any, contain the entire agreement between the Company and you relating to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 317.47 Td (the Award and the Shares and supersede all prior agreements or understandings relating) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 307.47 Td (thereto.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 283.47 Td (\(c\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 283.47 Td (This Agreement and the Award Memorandum may only be modified, amended or cancelled as) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 273.47 Td (provided in the Plan.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 249.47 Td (\(d\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 249.47 Td (If any one or more provisions of this Agreement or the Award Memorandum is found to be) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 239.47 Td (invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 229.47 Td (remaining provisions hereof shall not in any way be affected or impaired thereby.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 205.47 Td (\(e\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 205.47 Td (Any remedies available to the Company under the Plan or this Agreement are cumulative and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 195.47 Td (are in addition to, and are not affected by, the other rights and remedies available to the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 185.47 Td (Company under the Plan, this Agreement, by law or otherwise.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 161.47 Td (\(f\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 161.47 Td (This Agreement and the Award Memorandum shall be governed by and construed in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 151.47 Td (accordance with the laws of the State of Wisconsin, without regard to conflict of law provisions.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 127.47 Td (\(g\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 127.47 Td (The Company agrees, and you agree, to be subject to and bound by all of the terms and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 117.47 Td (conditions of the Plan. The Prospectus for the Plan is accessible on the Companys) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 107.47 Td (administrative agents website in the forms library \(www.netbenefits.fidelity.com\) in the forms) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 97.47 Td (library and a paper copy is available upon request.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 271 0 obj <> endobj 272 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (9) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 716.72 Td (\(h\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 716.72 Td (This Agreement and the Award Memorandum shall be binding upon and inure to the benefit of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 706.72 Td (any successor or assign of the Company and to any heir, distributee, executor, administrator or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 696.72 Td (legal representative entitled by law to your rights hereunder.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 672.72 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 672.72 Td (You understand that, under the terms of the Plan, this Agreement and the Award Memorandum,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 662.72 Td (the Company may cancel or rescind this Award and/or the Shares in certain circumstances.) Tj ET Q BT /F1 10.00 Tf ET BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 637.00 Td (By selecting the I accept box on the website of our administrative agent, you acknowledge your ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 625.00 Td (acceptance of, and agreement to be bound by) Tj ET Q q 0 0 0 rg BT 289.08 625.00 Td (, this ) Tj ET Q q 0 0 0 rg BT 314.82 625.00 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 390.02 625.00 Td (A) Tj ET Q q 0 0 0 rg BT 397.06 625.00 Td (ward Memorandum and the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 613.00 Td (Plan. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 591.00 Td (Y) Tj ET Q q 0 0 0 rg BT 77.93 591.00 Td (our acceptance of the terms of this ) Tj ET Q q 0 0 0 rg BT 246.48 591.00 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 321.68 591.00 Td (A) Tj ET Q q 0 0 0 rg BT 328.72 591.00 Td (ward Memorandum and the Plan through ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 579.00 Td (our administrative agent) Tj ET Q q 0 0 0 rg BT 190.54 579.00 Td (s website is a condition to your receipt of Shares. ) Tj ET Q q 0 0 0 rg BT 428.75 579.00 Td (Y) Tj ET Q q 0 0 0 rg BT 434.68 579.00 Td (ou must log on to our ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 567.00 Td (administrative agent) Tj ET Q q 0 0 0 rg BT 171.66 567.00 Td (s website and accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 428.56 567.00 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 503.76 567.00 Td (A) Tj ET Q q 0 0 0 rg BT 510.80 567.00 Td (ward ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 555.00 Td (Memorandum and the Plan within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 359.47 555.00 Td (A) Tj ET Q q 0 0 0 rg BT 366.51 555.00 Td (ward Grant Date. If you do not ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 543.00 Td (accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 260.54 543.00 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 335.75 543.00 Td (A) Tj ET Q q 0 0 0 rg BT 342.79 543.00 Td (ward Memorandum and the Plan within ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 531.00 Td (such time, this ) Tj ET Q q 0 0 0 rg BT 144.42 531.00 Td (A) Tj ET Q q 0 0 0 rg BT 151.46 531.00 Td (ward will be forfeited and immediately terminate.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 519.00 Td () Tj ET Q endstream endobj 273 0 obj <> endobj 274 0 obj <> stream BT /F2 11.00 Tf ET q 0 0 0 rg BT 477.65 772.10 Td (Exhibit 10.15) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 184.05 726.00 Td (FISER) Tj ET Q q 0 0 0 rg BT 216.24 726.00 Td (V) Tj ET Q q 0 0 0 rg BT 222.57 726.00 Td (, INC. 2007 OMNIBUS INCENTIVE PLAN ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 158.30 712.80 Td (PERFORMANCE SHARE UNIT ) Tj ET Q q 0 0 0 rg BT 317.40 712.80 Td (A) Tj ET Q q 0 0 0 rg BT 324.73 712.80 Td (W) Tj ET Q q 0 0 0 rg BT 334.51 712.80 Td (ARD MEMORANDUM ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 240.3 697.857080078125 m 374.75458984375 697.857080078125 l s q 0 0 0 rg BT 240.30 699.60 Td (EMPLOYEE \(EC NO RET\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.75 699.60 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 650.59 Td (Employee:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 651.02333984375 m 474.24072265625 651.02333984375 l s q 0 0 0 rg BT 330.00 652.59 Td ([FIRST NAME] [LAST NAME]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 624.59 Td (Grant Date:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 625.02333984375 m 406.18896484375 625.02333984375 l s q 0 0 0 rg BT 330.00 626.59 Td ([GRANT DATE]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 598.59 Td (Target Units:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 599.02333984375 m 512.94482421875 599.02333984375 l s q 0 0 0 rg BT 330.00 600.59 Td ([NUMBER OF SHARES AT TARGET]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 572.59 Td (Performance Period:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 573.02333984375 m 378.2861328125 573.02333984375 l s q 0 0 0 rg BT 330.00 574.59 Td ([PERIOD]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 542.59 Td (Performance Formula:) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 541.02333984375 m 478.5107421875 541.02333984375 l s q 0 0 0 rg BT 330.00 542.59 Td ([PERFORMANCE FORMULA]) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 75.00 510.59 Td (Performance Goal\(s\):) Tj ET Q BT /F7 11.00 Tf ET 0 0 0 RG /GS0 gs 0.81 w 0 i [] 0 d 1 J 1 j 3 M 330 509.02333984375 m 462.6337890625 509.02333984375 l s q 0 0 0 rg BT 330.00 510.59 Td ([PERFORMANCE GOALS]) Tj ET Q BT /F1 10.00 Tf ET BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 461.20 Td (Additional terms and conditions of your ) Tj ET Q q 0 0 0 rg BT 283.04 461.20 Td (A) Tj ET Q q 0 0 0 rg BT 290.79 461.20 Td (ward are included in the Performance Share ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 448.00 Td (Unit ) Tj ET Q q 0 0 0 rg BT 96.03 448.00 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 159.19 448.00 Td (As a condition to your receipt of Shares, you must log on to Fidelity) Tj ET Q q 0 0 0 rg BT 516.32 448.00 Td (s ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 434.80 Td (website at ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 128.24072265625 433.057080078125 m 278.59375 433.057080078125 l s q 0 0 0 rg BT 128.24 434.80 Td (www) Tj ET Q q 0 0 0 rg BT 153.50 434.80 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 252.92 434.80 Td (.com) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 278.59 434.80 Td ( and accept the terms and conditions of this ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 421.60 Td (A) Tj ET Q q 0 0 0 rg BT 79.75 421.60 Td (ward within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 281.06 421.60 Td (A) Tj ET Q q 0 0 0 rg BT 288.81 421.60 Td (ward Grant Date. If you do not accept the terms ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 408.40 Td (and conditions of this ) Tj ET Q q 0 0 0 rg BT 188.92 408.40 Td (A) Tj ET Q q 0 0 0 rg BT 196.66 408.40 Td (ward within such time at www) Tj ET Q q 0 0 0 rg BT 352.72 408.40 Td (.netbenefits.fidelity) Tj ET Q q 0 0 0 rg BT 452.14 408.40 Td (.com, this ) Tj ET Q q 0 0 0 rg BT 506.13 408.40 Td (A) Tj ET Q q 0 0 0 rg BT 513.87 408.40 Td (ward ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 395.20 Td (will be forfeited and immediately terminate. ) Tj ET Q BT /F5 11.00 Tf ET 0 0 0 RG /GS0 gs 1.15 w 0 i [] 0 d 1 J 1 j 3 M 72 372.257080078125 m 96.44384765625 372.257080078125 l s q 0 0 0 rg BT 72.00 374.00 Td (Note) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 96.44 374.00 Td (: Section4\(c\) of the Performance Share Unit ) Tj ET Q q 0 0 0 rg BT 329.53 374.00 Td (Agreement contains provisions that ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 72.00 360.80 Td (restrict your activities. 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Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 349.47 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 349.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 348.0439453125 m 165.5517578125 348.0439453125 l s q 0 0 0 rg BT 138.33 349.47 Td (Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 165.55 349.47 Td ( means the Company) Tj ET Q q 0 0 0 rg BT 263.19 349.47 Td (, its direct and indirect subsidiaries, af) Tj ET Q q 0 0 0 rg BT 429.75 349.47 Td (filiated entities, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 339.47 Td (successors, and assigns. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 315.47 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 315.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 314.0439453125 m 243.9453125 314.0439453125 l s q 0 0 0 rg BT 138.33 315.47 Td (Confidential Information) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 243.95 315.47 Td ( means all trade secrets, Innovations \(as defined below\), ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 305.47 Td (confidential or proprietary business information and data, computer software, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 295.47 Td (database technologies or technological information, formulae, templates, algorithms, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 285.47 Td (designs, process and systems information, processes, intellectual property rights, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 275.47 Td (marketing plans, client lists and specifications, pricing and cost information and any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 265.47 Td (confidential information of Fiserv or its clients, vendors or subcontractors that relates to the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 255.47 Td (business of Fiserv or to the business of any client, vendor or subcontractor of Fiserv or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 245.47 Td (any other party with whom Fiserv agrees to hold information in confidence, whether ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 235.47 Td (patentable, copyrightable or protectable as a trade secret or not, except: \(A\)information ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 225.47 Td (that is, at the time of disclosure, in the public domain or that is subsequently published or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 215.47 Td (otherwise becomes part of the public domain through no fault of yours; or \(B\)information ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 205.47 Td (that is disclosed by you under order of law or governmental regulation; provided, however) Tj ET Q q 0 0 0 rg BT 530.22 205.47 Td (, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 195.47 Td (that you agree to notify the General Counsel of Fiserv upon receipt of any request for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 185.47 Td (disclosure as soon as possible prior to any such disclosure so that appropriate safeguards ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 175.47 Td (may be maintained. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 159.75 Td () Tj ET Q endstream endobj 277 0 obj <> endobj 278 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (2) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 699.47 Td (\(iii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 699.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 698.0439453125 m 271.7236328125 698.0439453125 l s q 0 0 0 rg BT 138.33 699.47 Td (Competing Product or Service) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.72 699.47 Td ( means any product or service that is sold in competition ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 689.47 Td (with, or is being developed and that will compete with, a product or service developed, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 679.47 Td (manufactured, or sold by Fiserv) Tj ET Q q 0 0 0 rg BT 274.32 679.47 Td (. For purposes of this Section4, Competing Products or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 669.47 Td (Services as to you are limited to products and/or services with respect to which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 659.47 Td (participated in the development, planning, testing, sale, marketing or evaluation on behalf ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 649.47 Td (of Fiserv during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 383.24 649.47 Td (, or after the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 639.47 Td (employment, during any part of the 24 months preceding the termination of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 629.47 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 239.29 629.47 Td (, or for which you supervised one or more Fiserv employees, units, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 619.47 Td (divisions or departments in doing so.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 593.47 Td (\(iv\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 593.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 592.0439453125 m 187.236328125 592.0439453125 l s q 0 0 0 rg BT 138.33 593.47 Td (Competitor) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 187.24 593.47 Td ( means an individual, business or any other entity or enterprise engaged or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 583.47 Td (having publicly announced its intent to engage in the sale or marketing of any Competing ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 573.47 Td (Product or Service. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 549.47 Td (\(v\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 549.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 548.0439453125 m 189.4775390625 548.0439453125 l s q 0 0 0 rg BT 138.33 549.47 Td (Innovations) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 189.48 549.47 Td ( means all developments, improvements, designs, original works of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 539.47 Td (authorship, formulas, processes, software programs, databases, and trade secrets, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 529.47 Td (whether or not patentable, copyrightable or protectable as trade secrets, that you, either ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 519.47 Td (by yourself or jointly with others, create, modify) Tj ET Q q 0 0 0 rg BT 342.12 519.47 Td (, develop, or implement during the period of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 509.47 Td (your employment with Fiserv that relate in any way to Fiserv) Tj ET Q q 0 0 0 rg BT 402.70 509.47 Td (s business. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 485.47 Td (\(vi\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 485.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 484.0439453125 m 194.4580078125 484.0439453125 l s q 0 0 0 rg BT 138.33 485.47 Td (Moral Rights) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 194.46 485.47 Td ( means any rights to claim authorship of a work of authorship, to object to or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 475.47 Td (prevent the modification of any such work of authorship, or to withdraw from circulation or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 465.47 Td (control the publication or distribution of any such work of authorship. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 441.47 Td (\(vii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 441.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 138.330078125 440.0439453125 m 163.896484375 440.0439453125 l s q 0 0 0 rg BT 138.33 441.47 Td (Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 163.90 441.47 Td ( means any person, association or entity: \(A\)for which you directly performed ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 431.47 Td (services or for which you supervised others in performing services with Fiserv) Tj ET Q q 0 0 0 rg BT 477.16 431.47 Td (, during any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 421.47 Td (part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 292.65 421.47 Td (, or after the termination of your employment, during ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 411.47 Td (any part of the 24 months preceding the termination of your employment with Fiserv; or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 401.47 Td (\(B\)about which you have Confidential Information as a result of your employment with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 391.47 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 161.48 391.47 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 367.47 Td (\(viii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 367.47 Td () Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 140.330078125 366.0439453125 m 220.9208984375 366.0439453125 l s q 0 0 0 rg BT 140.33 367.47 Td (Prospective Client) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 220.92 367.47 Td ( means any client: \(A\)with which Fiserv was in active business ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 357.47 Td (discussions or negotiations at any time during any part of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 518.66 357.47 Td (, or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 347.47 Td (after the termination of your employment, during any part of the 24 months preceding the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 337.47 Td (termination of your employment with Fiserv) Tj ET Q q 0 0 0 rg BT 326.88 337.47 Td (, in which you participated or for which you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 327.47 Td (directly performed services or for which you supervised others in performing services with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 317.47 Td (Fiserv; or \(B\)about which you have Confidential Information as a result of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 137.00 307.47 Td (employment with Fiserv) Tj ET Q q 0 0 0 rg BT 241.29 307.47 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 283.47 Td (\(b\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 283.47 Td (During your employment, Fiserv will provide you with Confidential Information relating to Fiserv,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 273.47 Td (its business and clients, the disclosure or misuse of which would cause severe and irreparable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 263.47 Td (harm to Fiserv. You agree that all Confidential Information is and shall remain the sole and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 253.47 Td (absolute property of Fiserv. Upon the termination of your employment for any reason, you shall) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 243.47 Td (immediately return to Fiserv all documents and materials that contain or constitute Confidential) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 233.47 Td (Information, in any form whatsoever, including but not limited to, all copies, abstracts, electronic) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 223.47 Td (versions, and summaries thereof. You further agree that, without the written consent of the Chief) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 213.47 Td (Executive Officer of the Company or, in the case of the Chief Executive Officer of the Company,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 203.47 Td (without the written approval of the Board of Directors of the Company:) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 179.47 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 179.47 Td (You will not disclose, use, copy or duplicate, or otherwise permit the use, disclosure,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 169.47 Td (copying or duplication of any Confidential Information of Fiserv, other than in connection) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 159.47 Td (with the authorized activities conducted in the course of your employment with Fiserv. You) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 149.47 Td (agree to take all reasonable steps and precautions to prevent any unauthorized) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 139.47 Td (disclosure, use, copying or duplication of Confidential Information.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 279 0 obj <> endobj 280 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (3) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 698.42 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 698.42 Td (All Innovations are and shall remain the sole and absolute property of Fiserv. You will) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 688.42 Td (provide all assistance requested by Fiserv, at its expense, in the preservation of its interest) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 678.42 Td (in any Innovations in any country, and hereby assign and agree to assign to Fiserv all) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 668.42 Td (rights, title and interest in and to all worldwide patents, patent applications, copyrights,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 658.42 Td (trade secrets and other intellectual property rights in any Innovation. You also assign and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 648.42 Td (agree to assign to Fiserv, or, where applicable, to waive, which waiver shall inure to the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 638.42 Td (benefit of Fiserv and its assigns, all Moral Rights in any Innovation.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 614.42 Td (\(iii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 614.42 Td (Notwithstanding the preceding statements, you understand that, pursuant to 18 U.S.C.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 604.42 Td (1833\(b\)\(1\) and 1833\(b\)\(2\):) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 580.42 Td (\(A\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 580.42 Td (An individual shall not be held criminally or civilly liable under any Federal or State) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 570.42 Td (trade secret law for the disclosure of a trade secret that \(I\) is made \(x\) in confidence) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 560.42 Td (toa Federal, State, or local government official, either directly or indirectly, or to an) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 550.42 Td (attorney and \(y\) solely for the purpose of reporting or investigating a suspected) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 540.42 Td (violation of law; or \(II\) is made in a complaint or other document filed in a lawsuit or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 530.42 Td (other proceeding, if such filing is made under seal.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 506.42 Td (\(B\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 506.42 Td (An individual who files a lawsuit for retaliation by the Company for reporting a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 496.42 Td (suspected violation of law may disclose the trade secret to the attorney of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 486.42 Td (individual and use the trade secret information in the court proceeding, if the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 476.42 Td (individual\(I\) files any document containing the trade secret under seal and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 158.00 466.42 Td (\(II\)doesnot disclose the trade secret, except pursuant to court order.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 442.42 Td (You understand that if you are found to have wrongfully misappropriated a trade secret,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 432.42 Td (you may be liable to the Company for, among other things, exemplary damages and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 134.00 422.42 Td (attorneys fees.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 398.42 Td (\(c\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 398.42 Td (You agree that, without the written consent of the Chief Executive Officer of the Company or, in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 388.42 Td (the case of the Chief Executive Officer of the Company, without the written approval of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 378.42 Td (Board of Directors of the Company, you shall not engage in any of the conduct described in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 368.42 Td (subsections \(i\)or \(ii\), below, either directly or indirectly, or as an employee, contractor,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 358.42 Td (consultant, partner, officer, director or stockholder, other than a stockholder of less than 5% of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 348.42 Td (the equities of a publicly traded corporation, or in any other capacity for any person, firm,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 338.42 Td (partnership or corporation:) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 314.42 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 314.42 Td (During the time of your employment with Fiserv, you will not: \(A\)perform duties as or for a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 304.42 Td (Competitor, Client or Prospective Client of Fiserv \(except to the extent required by your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 294.42 Td (employment with Fiserv\); or \(B\)participate in the inducement of or otherwise encourage) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 284.42 Td (Fiserv employees, clients, or vendors to currently and/or prospectively breach, modify, or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 274.42 Td (terminate any agreement or relationship they have or had with Fiserv.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 112.00 250.42 Td (\(ii\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 250.42 Td (For a period of 12 months following the termination of your employment with Fiserv, you) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 240.42 Td (will not: \(A\)perform duties as or for a Competitor, Client or Prospective Client of Fiserv) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 230.42 Td (that are the same as or similar to the duties performed by you for Fiserv at any time during) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 220.42 Td (any part of the 24 month period preceding the termination of your employment with Fiserv;) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 210.42 Td (\(B\)participate in the inducement of or otherwise encourage Fiserv employees, clients, or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 200.42 Td (vendors to currently and/or prospectively breach, modify, or terminate any agreement or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 190.42 Td (relationship they have or had with Fiserv during any part of the 24 month period preceding) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 180.42 Td (the termination of your employment with Fiserv; or \(C\)participate voluntarily or provide) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 170.42 Td (assistance or information to any person or entity either negotiating with Fiserv involving a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 160.42 Td (Competing Product or Service, or concerning a potential or existing business or legal) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 150.42 Td (dispute with Fiserv, including, but not limited to, litigation, except as may be required by) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 135.00 140.42 Td (law.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 114.70 Td (No provision of these subsections \(i\)and \(ii\)shall apply to restrict your conduct, or trigger any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 102.70 Td (reimbursement obligations under this ) Tj ET Q q 0 0 0 rg BT 274.20 102.70 Td (Agreement, in any jurisdiction where such provision is, on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 90.70 Td (its face, unenforceable and/or void as against public policy) Tj ET Q q 0 0 0 rg BT 365.75 90.70 Td (, unless the provision may be ) Tj ET Q endstream endobj 281 0 obj <> endobj 282 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (4) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 719.75 Td (construed or deemed amended to be enforceable and compliant with public policy) Tj ET Q q 0 0 0 rg BT 469.15 719.75 Td (, in which case ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 707.75 Td (the provision will apply as construed or deemed amended. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 687.47 Td (\(d\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 687.47 Td (You acknowledge and agree that compliance with this Section4 is necessary to protect the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 677.47 Td (Company, and that a breach of any of this Section4 will result in irreparable and continuing) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 667.47 Td (damage to the Company for which there will be no adequate remedy at law. In the event of a) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 657.47 Td (breach of this Section4, or any part thereof, the Company, and its successors and assigns,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 647.47 Td (shall be entitled to injunctive relief and to such other and further relief as is proper under the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 637.47 Td (circumstances. The Company shall institute and prosecute proceedings in any Court of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 627.47 Td (competent jurisdiction either in law or in equity to obtain damages for any such breach of this) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 617.47 Td (Section4, or to enjoin you from performing services in breach of Section4\(c\) during the term of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 607.47 Td (employment and for a period of 12 months following the termination of employment. You hereby) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 597.47 Td (agree to submit to the jurisdiction of any Court of competent jurisdiction in any disputes that) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 587.47 Td (arise under this Agreement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 563.47 Td (\(e\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 563.47 Td (You further agree that, in the event of your breach of this Section4, the Company shall also be) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 553.47 Td (entitled to recover the value of any amounts previously paid or payable or any shares \(or the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 543.47 Td (value of any shares\) delivered or deliverable to you pursuant to any Fiserv bonus program, this) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 533.47 Td (Agreement, and any other Fiserv plan or arrangement.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 509.47 Td (\(f\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 509.47 Td (You agree that the terms of this Agreement shall survive the termination of your employment) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 499.47 Td (with the Company.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 475.47 Td (\(g\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 475.47 Td (YOU HAVE READ THIS SECTION 4 AND AGREE THAT THE CONSIDERATION PROVIDED) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 465.47 Td (BY THE COMPANY IS FAIR AND REASONABLE AND FURTHER AGREE THAT GIVEN THE) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 455.47 Td (IMPORTANCE TO THE COMPANY OF ITS CONFIDENTIAL AND PROPRIETARY) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 445.47 Td (INFORMATION, THE POST-EMPLOYMENT RESTRICTIONS ON YOUR ACTIVITIES ARE) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 435.47 Td (LIKEWISE FAIR AND REASONABLE.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 75.00 411.47 Td (5.) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 94 409.88525390625 m 225.4892578125 409.88525390625 l s q 0 0 0 rg BT 94.00 411.47 Td (T) Tj ET Q q 0 0 0 rg BT 99.37 411.47 Td (ermination of Employment) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 225.4892578125 410.0439453125 m 228.267578125 410.0439453125 l s q 0 0 0 rg BT 225.49 411.47 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 228.27 411.47 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 387.47 Td (\(a\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 385.88525390625 m 148.56640625 385.88525390625 l s q 0 0 0 rg BT 113.00 387.47 Td (V) Tj ET Q q 0 0 0 rg BT 119.12 387.47 Td (esting) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 148.57 387.47 Td (. If you cease to be an employee of the Company or any subsidiary of the Company for ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 377.47 Td (any reason \(a ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 180.255859375 376.0439453125 m 260.294921875 376.0439453125 l s q 0 0 0 rg BT 180.26 377.47 Td (T) Tj ET Q q 0 0 0 rg BT 185.26 377.47 Td (ermination Event) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 260.29 377.47 Td (\) prior to the last day of the Performance Period, then the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 367.47 Td (A) Tj ET Q q 0 0 0 rg BT 119.49 367.47 Td (ward shall terminate on the date on which such ) Tj ET Q q 0 0 0 rg BT 330.54 367.47 Td (T) Tj ET Q q 0 0 0 rg BT 335.54 367.47 Td (ermination Event occurs; ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 448.3662109375 366.0439453125 m 506.18359375 366.0439453125 l s q 0 0 0 rg BT 448.37 367.47 Td (provided that) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 506.18 367.47 Td (, if the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 357.47 Td (reason for your ) Tj ET Q q 0 0 0 rg BT 182.85 357.47 Td (T) Tj ET Q q 0 0 0 rg BT 187.85 357.47 Td (ermination Event is:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 337.47 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 130.00 337.47 Td (Disability) Tj ET Q q 0 0 0 rg BT 169.27 337.47 Td (, then the number of Shares issuable under this ) Tj ET Q q 0 0 0 rg BT 381.62 337.47 Td (A) Tj ET Q q 0 0 0 rg BT 388.11 337.47 Td (ward, if any) Tj ET Q q 0 0 0 rg BT 438.50 337.47 Td (, shall be determined ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 130.00 327.47 Td (after the end of the Performance Period as if you had not terminated employment, but ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 130.00 317.47 Td (multiplied times a fraction, the numerator of which is the number of completed whole ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 130.00 307.47 Td (calendar months of your employment during the Performance Period and the denominator ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 130.00 297.47 Td (of which is [the total number of calendar months in the Performance Period]; or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 277.47 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 130.00 277.47 Td (Death, then the number of Shares issuable under this ) Tj ET Q q 0 0 0 rg BT 369.04 277.47 Td (A) Tj ET Q q 0 0 0 rg BT 375.53 277.47 Td (ward, if any) Tj ET Q q 0 0 0 rg BT 425.92 277.47 Td (, shall be determined ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 130.00 267.47 Td (after the end of the Performance Period as if you had not terminated employment, but ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 130.00 257.47 Td (multiplied times a fraction, the numerator of which is the number of completed whole ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 130.00 247.47 Td (calendar months of your employment during the Performance Period and the denominator ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 130.00 237.47 Td (of which is [the total number of calendar months in the Performance Period], and such ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 130.00 227.47 Td (Shares shall be issued at that time to your designated beneficiary or) Tj ET Q q 0 0 0 rg BT 430.18 227.47 Td (, if none, to your estate. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 207.47 Td (If you are regularly scheduled to work less than 20 hours per calendar week for the Company or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 197.47 Td (any subsidiary of the Company) Tj ET Q q 0 0 0 rg BT 249.55 197.47 Td (, you will be deemed to have experienced a ) Tj ET Q q 0 0 0 rg BT 444.49 197.47 Td (T) Tj ET Q q 0 0 0 rg BT 449.49 197.47 Td (ermination Event.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 165.47 Td (\(b\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 163.88525390625 m 200.2119140625 163.88525390625 l s q 0 0 0 rg BT 113.00 165.47 Td (Change of Control) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 200.21 165.47 Td (. If a Change of Control of the Company occurs prior to the end of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 155.47 Td (Performance Period, then as of the date of the Change of Control, you will be paid cash in an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 145.47 Td (amount equal to the fair market value \(as of the date of the Change of Control\) of such number ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 135.47 Td (of Shares as is determined by multiplying the number of ) Tj ET Q q 0 0 0 rg BT 362.39 135.47 Td (T) Tj ET Q q 0 0 0 rg BT 367.39 135.47 Td (arget Units set forth in the ) Tj ET Q q 0 0 0 rg BT 484.12 135.47 Td (A) Tj ET Q q 0 0 0 rg BT 490.61 135.47 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 125.47 Td (Memorandum times [ ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 209.6943359375 124.0439453125 m 218.029296875 124.0439453125 l s q 0 0 0 rg BT 209.69 125.47 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 218.03 125.47 Td ( ]%. ) Tj ET Q q 0 0 0 rg BT 240.63 125.47 Td (Thereafter) Tj ET Q q 0 0 0 rg BT 286.21 125.47 Td (, the ) Tj ET Q q 0 0 0 rg BT 307.90 125.47 Td (A) Tj ET Q q 0 0 0 rg BT 314.39 125.47 Td (ward shall terminate. ) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 283 0 obj <> endobj 284 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (5) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 716.72 Td (\(c\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 715.13525390625 m 203.6103515625 715.13525390625 l s q 0 0 0 rg BT 113.00 716.72 Td (Service as Director) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 203.61 716.72 Td (. For purposes of this ) Tj ET Q q 0 0 0 rg BT 299.77 716.72 Td (Agreement, an employee of the Company) Tj ET Q q 0 0 0 rg BT 484.13 716.72 Td (, if also ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 706.72 Td (serving as a director) Tj ET Q q 0 0 0 rg BT 202.49 706.72 Td (, will not be deemed to have terminated employment for purposes of this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 696.72 Td (Agreement until his or her service as a director ends, and his or her years of service will be ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 686.72 Td (deemed to include years of service as a director) Tj ET Q q 0 0 0 rg BT 324.78 686.72 Td (. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 662.72 Td (\(d\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 113 661.13525390625 m 218.3857421875 661.13525390625 l s q 0 0 0 rg BT 113.00 662.72 Td (T) Tj ET Q q 0 0 0 rg BT 118.37 662.72 Td (ermination for Cause) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 218.39 662.72 Td (. Notwithstanding anything herein to the contrary) Tj ET Q q 0 0 0 rg BT 434.99 662.72 Td (, if you are terminated ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 652.72 Td (from employment by the Company for Cause, then this ) Tj ET Q q 0 0 0 rg BT 357.56 652.72 Td (A) Tj ET Q q 0 0 0 rg BT 364.05 652.72 Td (ward will forfeit immediately as of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 642.72 Td (date of such termination. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 92.00 617.72 Td (\(e\)) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 111 616.13525390625 m 214.3251953125 616.13525390625 l s q 0 0 0 rg BT 111.00 617.72 Td (No Further Obligation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 214.33 617.72 Td (. ) Tj ET Q q 0 0 0 rg BT 219.70 617.72 Td (The Company will have no further obligations to you under this ) Tj ET Q q 0 0 0 rg BT 498.75 617.72 Td (A) Tj ET Q q 0 0 0 rg BT 505.24 617.72 Td (ward if ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 111.00 607.72 Td (the ) Tj ET Q q 0 0 0 rg BT 127.13 607.72 Td (A) Tj ET Q q 0 0 0 rg BT 133.62 607.72 Td (ward terminates as provided herein. ) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 581.00 Td (6. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 579.41552734375 m 262.2802734375 579.41552734375 l s q 0 0 0 rg BT 90.00 581.00 Td (Deferral of Performance Share Units) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 262.28 581.00 Td (. If you are eligible to, and properly elect to, defer delivery of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 569.00 Td (all or part of the Shares otherwise issuable under this ) Tj ET Q q 0 0 0 rg BT 327.91 569.00 Td (A) Tj ET Q q 0 0 0 rg BT 334.40 569.00 Td (ward, such deferral will be governed by the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 557.00 Td (Performance Share Unit Deferral Election Form executed by you separately from this ) Tj ET Q q 0 0 0 rg BT 467.94 557.00 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 535.00 Td (7. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 533.41552734375 m 181.15234375 533.41552734375 l s q 0 0 0 rg BT 90.00 535.00 Td (Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 535.00 Td (. ) Tj ET Q q 0 0 0 rg BT 186.53 535.00 Td (The Company) Tj ET Q q 0 0 0 rg BT 248.59 535.00 Td (, or its transfer agent, will issue and deliver the Shares to you as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 523.00 Td (soon as practicable after the ) Tj ET Q q 0 0 0 rg BT 217.86 523.00 Td (A) Tj ET Q q 0 0 0 rg BT 224.35 523.00 Td (ward vests \(pursuant to the terms hereof\) with respect to such Shares, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 511.00 Td (or) Tj ET Q q 0 0 0 rg BT 98.34 511.00 Td (, if a deferral election was made, at the time specified in the Deferral Election Form. If you die ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 499.00 Td (before the Company has distributed the Shares due with respect to the vested Performance Share ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 487.00 Td (Units, the Company will issue the Shares to your estate or in accordance with applicable laws of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 475.00 Td (descent and distribution. ) Tj ET Q q 0 0 0 rg BT 201.00 475.00 Td (The Shares will be issued and delivered in book entry form, and the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 463.00 Td (Company will not be liable for damages relating to any delays in making an appropriate book entry or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 451.00 Td (any mistakes or errors in the making of the book entry; provided that the Company shall correct any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 439.00 Td (errors caused by it. ) Tj ET Q q 0 0 0 rg BT 177.26 439.00 Td (Any such book entry will be subject to such stop transfer orders and other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 427.00 Td (restrictions as the Company may deem advisable under \(a\) the Plan and any agreement between you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 415.00 Td (and the Company with respect to this ) Tj ET Q q 0 0 0 rg BT 256.76 415.00 Td (A) Tj ET Q q 0 0 0 rg BT 263.25 415.00 Td (ward or the Shares, \(b\) any applicable federal or state laws, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 403.00 Td (and/or \(c\) the rules, regulations and other requirements of the Securities and Exchange Commission ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 391.00 Td (\() Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 96.66015625 389.57421875 m 117.2216796875 389.57421875 l s q 0 0 0 rg BT 96.66 391.00 Td (SEC) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 117.22 391.00 Td (\) of any stock exchange upon which the Shares are listed. ) Tj ET Q q 0 0 0 rg BT 382.19 391.00 Td (The Company may cause an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 379.00 Td (appropriate book entry notation to be made with respect to the Shares to reference any of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 367.00 Td (foregoing restrictions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 345.00 Td (8. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 343.41552734375 m 226.1328125 343.41552734375 l s q 0 0 0 rg BT 90.00 345.00 Td (Non-T) Tj ET Q q 0 0 0 rg BT 118.33 345.00 Td (ransferability of ) Tj ET Q q 0 0 0 rg BT 195.75 345.00 Td (A) Tj ET Q q 0 0 0 rg BT 202.79 345.00 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 226.13 345.00 Td (. Except as provided in the Plan, this ) Tj ET Q q 0 0 0 rg BT 390.12 345.00 Td (Agreement and the ) Tj ET Q q 0 0 0 rg BT 477.40 345.00 Td (A) Tj ET Q q 0 0 0 rg BT 483.89 345.00 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 333.00 Td (Memorandum, until the Shares have been issued under this ) Tj ET Q q 0 0 0 rg BT 356.83 333.00 Td (A) Tj ET Q q 0 0 0 rg BT 363.32 333.00 Td (ward, this ) Tj ET Q q 0 0 0 rg BT 408.33 333.00 Td (A) Tj ET Q q 0 0 0 rg BT 414.82 333.00 Td (ward and the Shares ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 321.00 Td (issuable hereunder and the rights and privileges conferred hereby may not be sold, transferred, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 309.00 Td (pledged, assigned, or otherwise alienated or hypothecated \(by operation of law or otherwise\). Upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 297.00 Td (any attempt to transfer) Tj ET Q q 0 0 0 rg BT 189.50 297.00 Td (, assign, pledge, hypothecate or otherwise dispose of this ) Tj ET Q q 0 0 0 rg BT 445.77 297.00 Td (A) Tj ET Q q 0 0 0 rg BT 452.26 297.00 Td (ward, or of any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 285.00 Td (right or privilege conferred hereby) Tj ET Q q 0 0 0 rg BT 238.78 285.00 Td (, contrary to the provisions of the Plan or of this ) Tj ET Q q 0 0 0 rg BT 450.00 285.00 Td (Agreement, or upon ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 273.00 Td (any attempted sale under any execution, attachment or similar process upon the rights and privileges ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 261.00 Td (conferred hereby) Tj ET Q q 0 0 0 rg BT 164.86 261.00 Td (, this ) Tj ET Q q 0 0 0 rg BT 188.20 261.00 Td (A) Tj ET Q q 0 0 0 rg BT 194.69 261.00 Td (ward and the rights and privileges conferred hereby shall immediately ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 249.00 Td (become null and void. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 227.00 Td (9. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 225.41552734375 m 248.359375 225.41552734375 l s q 0 0 0 rg BT 90.00 227.00 Td (Conditions to Issuance of Shares) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 248.36 227.00 Td (. ) Tj ET Q q 0 0 0 rg BT 253.74 227.00 Td (The Shares issued to you hereunder may be either previously ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 215.00 Td (authorized but unissued shares or issued shares which have been reacquired by the Company) Tj ET Q q 0 0 0 rg BT 507.84 215.00 Td (. ) Tj ET Q q 0 0 0 rg BT 513.22 215.00 Td (The ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 203.00 Td (Company shall not be required to issue any Shares hereunder prior to fulfillment of all of the following ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 191.00 Td (conditions: \(a\)the admission of such Shares to listing on all stock exchanges on which such class of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 179.00 Td (stock is then listed; \(b\)the completion of any registration or other qualification of such Shares under ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 167.00 Td (any state or federal law or under the rulings or regulations of the SEC or any other governmental ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 155.00 Td (regulatory body) Tj ET Q q 0 0 0 rg BT 158.19 155.00 Td (, which the compensation committee of the Board of Directors \(the ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 457.2119140625 153.57421875 m 524.47265625 153.57421875 l s q 0 0 0 rg BT 457.21 155.00 Td (Compensation ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 90 141.57421875 m 138.3447265625 141.57421875 l s q 0 0 0 rg BT 90.00 143.00 Td (Committee) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 138.34 143.00 Td (\) shall, in its discretion, deem necessary or advisable; \(c\)the obtaining of any approval or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 131.00 Td (other clearance from any state or federal governmental agency) Tj ET Q q 0 0 0 rg BT 367.74 131.00 Td (, which the Compensation Committee ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 119.00 Td (shall, in its discretion, determine to be necessary or advisable; \(d\)the lapse of such reasonable ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 107.00 Td (period of time following the date of vesting of the ) Tj ET Q q 0 0 0 rg BT 306.80 107.00 Td (A) Tj ET Q q 0 0 0 rg BT 313.29 107.00 Td (ward or the payment event specified in a deferral ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 95.00 Td (election as the Compensation Committee may establish from time to time for reasons of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 83.00 Td (administrative convenience \(provided that any such period shall be in compliance with Code Section ) Tj ET Q endstream endobj 285 0 obj <> endobj 286 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (6) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 719.75 Td (409A\); and \(e\) your acceptance of the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 384.61 719.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 455.21 719.75 Td (A) Tj ET Q q 0 0 0 rg BT 461.70 719.75 Td (ward ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 707.75 Td (Memorandum and the Plan within the time period and in the manner specified in this ) Tj ET Q q 0 0 0 rg BT 464.66 707.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 685.75 Td (10. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 684.16552734375 m 265.86669921875 684.16552734375 l s q 0 0 0 rg BT 90.00 685.75 Td (Dividends; No Rights as Shareholder) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 265.59 685.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 271.15 685.75 Td (If the Company declares a cash dividend and the dividend ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 673.75 Td (record date occurs prior to the date the ) Tj ET Q q 0 0 0 rg BT 264.55 673.75 Td (A) Tj ET Q q 0 0 0 rg BT 271.04 673.75 Td (ward vests, you will be credited with an additional number of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 661.75 Td (T) Tj ET Q q 0 0 0 rg BT 95.00 661.75 Td (arget Units on the date the cash dividends are paid to the Company shareholders equal to \(a\) the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 649.75 Td (amount of cash dividends payable with respect to a number of shares of stock equal to your ) Tj ET Q q 0 0 0 rg BT 497.83 649.75 Td (T) Tj ET Q q 0 0 0 rg BT 502.83 649.75 Td (arget ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 637.75 Td (Units divided by \(b\) the Fair Market V) Tj ET Q q 0 0 0 rg BT 254.32 637.75 Td (alue of a Share on the date the dividend is paid. Until this ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 625.75 Td (A) Tj ET Q q 0 0 0 rg BT 96.49 625.75 Td (ward vests and the Shares are issued to you, you shall have no rights as a shareholder of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 613.75 Td (Company with respect to the Shares. Specifically) Tj ET Q q 0 0 0 rg BT 306.03 613.75 Td (, you understand and agree that you do not have ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 601.75 Td (voting rights or) Tj ET Q q 0 0 0 rg BT 155.03 601.75 Td (, except as provided in this Section 10, the right to receive dividends or any other ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 589.75 Td (distributions paid with respect to shares of Company common stock by virtue of this ) Tj ET Q q 0 0 0 rg BT 461.28 589.75 Td (A) Tj ET Q q 0 0 0 rg BT 467.77 589.75 Td (ward or the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 577.75 Td (Shares subject hereto. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 555.75 Td (1) Tj ET Q q 0 0 0 rg BT 76.82 555.75 Td (1. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 554.16552734375 m 196.1474609375 554.16552734375 l s q 0 0 0 rg BT 90.00 555.75 Td (Addresses for Notices) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 196.15 555.75 Td (. ) Tj ET Q q 0 0 0 rg BT 201.15 555.75 Td (Any notice to be given to the Company under the terms of this ) Tj ET Q q 0 0 0 rg BT 477.42 555.75 Td (Agreement ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 543.75 Td (shall be addressed to the Company as follows: Corporate Secretary) Tj ET Q q 0 0 0 rg BT 388.86 543.75 Td (, Fiserv) Tj ET Q q 0 0 0 rg BT 420.89 543.75 Td (, Inc., 255 Fiserv Drive, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 531.75 Td (Brookfield, WI 53045, or at such other address as the Company may hereafter designate in writing. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 519.75 Td (Any notice to be given to you shall be addressed to you at the address set forth in the Company) Tj ET Q q 0 0 0 rg BT 515.08 519.75 Td (s ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 507.75 Td (records from time to time. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 485.75 Td (12. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 484.16552734375 m 240.7861328125 484.16552734375 l s q 0 0 0 rg BT 90.00 485.75 Td (Captions; ) Tj ET Q q 0 0 0 rg BT 138.52 485.75 Td (Agreement Severable) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 240.79 485.75 Td (. Captions provided herein are for convenience only and are not to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 473.75 Td (serve as a basis for interpretation or construction of this ) Tj ET Q q 0 0 0 rg BT 337.90 473.75 Td (Agreement. In the event that any provision in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 461.75 Td (this ) Tj ET Q q 0 0 0 rg BT 107.79 461.75 Td (Agreement shall be held invalid or unenforceable, such provision shall be severable from, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 449.75 Td (such invalidity or unenforceability shall not be construed to have any ef) Tj ET Q q 0 0 0 rg BT 402.78 449.75 Td (fect on, the remaining ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 437.75 Td (provisions of this ) Tj ET Q q 0 0 0 rg BT 166.70 437.75 Td (Agreement. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 415.75 Td (13. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 414.16552734375 m 258.759765625 414.16552734375 l s q 0 0 0 rg BT 90.00 415.75 Td (Securities and T) Tj ET Q q 0 0 0 rg BT 166.50 415.75 Td (ax Representations) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 258.76 415.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 261.54 415.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 393.75 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 393.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 393.75 Td (ou acknowledge receipt of the prospectus under the Registration Statement on Form S-8 with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 381.75 Td (respect to the Plan filed by the Company with the SEC. ) Tj ET Q q 0 0 0 rg BT 354.06 381.75 Td (Y) Tj ET Q q 0 0 0 rg BT 359.81 381.75 Td (ou represent and agree that you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 369.75 Td (comply with all applicable laws and Company policies relating to the Plan, this ) Tj ET Q q 0 0 0 rg BT 454.29 369.75 Td (Agreement and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 357.75 Td (any disposition of Shares and that upon the acquisition of any Shares subject to this ) Tj ET Q q 0 0 0 rg BT 481.02 357.75 Td (A) Tj ET Q q 0 0 0 rg BT 487.51 357.75 Td (ward, you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 345.75 Td (will make or enter into such written representations, warranties and agreements as the Company ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 333.75 Td (may reasonably request to comply with applicable securities laws or this ) Tj ET Q q 0 0 0 rg BT 428.70 333.75 Td (Agreement.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 311.75 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 108.00 311.75 Td (Y) Tj ET Q q 0 0 0 rg BT 113.75 311.75 Td (ou represent and warrant that you understand the federal, state and local income and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 299.75 Td (employment tax consequences associated with the granting of the ) Tj ET Q q 0 0 0 rg BT 402.62 299.75 Td (A) Tj ET Q q 0 0 0 rg BT 409.11 299.75 Td (ward, the vesting of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 287.75 Td (A) Tj ET Q q 0 0 0 rg BT 114.49 287.75 Td (ward, the deferral of all or a portion of the Shares otherwise issuable upon vesting of the ) Tj ET Q q 0 0 0 rg BT 506.39 287.75 Td (A) Tj ET Q q 0 0 0 rg BT 512.88 287.75 Td (ward, ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 275.75 Td (and the subsequent sale or other disposition of any Shares. ) Tj ET Q q 0 0 0 rg BT 374.10 275.75 Td (Y) Tj ET Q q 0 0 0 rg BT 379.86 275.75 Td (ou understand and agree that when ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 263.75 Td (this ) Tj ET Q q 0 0 0 rg BT 125.79 263.75 Td (A) Tj ET Q q 0 0 0 rg BT 132.28 263.75 Td (ward vests and Shares are issued, and you thereby realize gross income \(if any\) taxable as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 251.75 Td (compensation in respect of such vesting or issuance, the Company will be required to withhold ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 239.75 Td (federal, state and local taxes on the full amount of the compensation income realized by you and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 227.75 Td (may also be required to withhold other amounts as a result of such vesting. ) Tj ET Q q 0 0 0 rg BT 445.22 227.75 Td (Y) Tj ET Q q 0 0 0 rg BT 450.97 227.75 Td (ou hereby agree to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 215.75 Td (provide the Company with cash funds or Shares equal in value to the federal, state and local ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 203.75 Td (payroll and income taxes and other amounts required to be withheld by the Company or its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 191.75 Td (subsidiary in respect of any compensation income or wages in relation to the ) Tj ET Q q 0 0 0 rg BT 448.74 191.75 Td (A) Tj ET Q q 0 0 0 rg BT 455.23 191.75 Td (ward or make ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 179.75 Td (other arrangements satisfactory to the Company regarding such amounts, which may include ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 167.75 Td (deduction of such taxes from other wages owed to you by the Company or its subsidiaries. ) Tj ET Q q 0 0 0 rg BT 510.44 167.75 Td (All ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 155.75 Td (matters with respect to the total amount to be withheld shall be determined by the Company in its ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 108.00 143.75 Td (sole discretion. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 121.75 Td (14. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 120.16552734375 m 170.5615234375 120.16552734375 l s q 0 0 0 rg BT 90.00 121.75 Td (Market Stand-Off) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 170.56 121.75 Td (. ) Tj ET Q q 0 0 0 rg BT 178.72 121.75 Td (The Company reserves the right to impose restrictions on dispositions in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 109.75 Td (connection with any underwritten public of) Tj ET Q q 0 0 0 rg BT 275.48 109.75 Td (fering by the Company of its equity securities pursuant to ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 97.75 Td (an ef) Tj ET Q q 0 0 0 rg BT 112.06 97.75 Td (fective registration statement filed under the Securities ) Tj ET Q q 0 0 0 rg BT 354.97 97.75 Td (Act of 1933, as amended. Upon receipt of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 85.75 Td (written notice from the Company of a trading restriction, you agree that you shall not directly or ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 73.75 Td (indirectly sell, make any short sale of, loan, hypothecate, pledge, of) Tj ET Q q 0 0 0 rg BT 387.21 73.75 Td (fer) Tj ET Q q 0 0 0 rg BT 398.33 73.75 Td (, grant or sell any option or ) Tj ET Q endstream endobj 287 0 obj <> endobj 288 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 303.20 53.25 Td (7) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 719.75 Td (other contract for the purchase of, purchase any option or other contract for the sale of, or otherwise ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 707.75 Td (dispose of or transfer or agree to engage in any of the foregoing transactions with respect to, any ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 695.75 Td (Shares acquired under this ) Tj ET Q q 0 0 0 rg BT 211.74 695.75 Td (A) Tj ET Q q 0 0 0 rg BT 218.23 695.75 Td (ward without the prior written consent of the Company) Tj ET Q q 0 0 0 rg BT 456.50 695.75 Td (. Such restriction ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 683.75 Td (shall be in ef) Tj ET Q q 0 0 0 rg BT 145.97 683.75 Td (fect for such period of time following the date of the final prospectus for the of) Tj ET Q q 0 0 0 rg BT 487.09 683.75 Td (fering as ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 671.75 Td (may be determined by the Company) Tj ET Q q 0 0 0 rg BT 250.45 671.75 Td (. In no event, however) Tj ET Q q 0 0 0 rg BT 351.07 671.75 Td (, shall such period exceed one hundred ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 90.00 659.75 Td (eighty \(180\) days. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 639.75 Td (15. ) Tj ET Q BT /F5 10.00 Tf ET 0 0 0 RG /GS0 gs 1.05 w 0 i [] 0 d 1 J 1 j 3 M 90 638.16552734375 m 181.1474609375 638.16552734375 l s q 0 0 0 rg BT 90.00 639.75 Td (General Provisions) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 181.15 639.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 619.47 Td (\(a\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 619.47 Td (None of the Plan, this Agreement or the Award Memorandum confers upon you any right to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 609.47 Td (continue to be employed by the Company or any subsidiary of the Company or limits in any) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 599.47 Td (respect any right of the Company or any subsidiary of the Company to terminate your) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 589.47 Td (employment at any time, without liability.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 565.47 Td (\(b\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 565.47 Td (This Agreement, the Award Memorandum, the Plan and the Restricted Stock Unit Deferral) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 555.47 Td (Election Form, if any, contain the entire agreement between the Company and you relating to) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 545.47 Td (the Award and the Shares and supersede all prior agreements or understandings relating) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 535.47 Td (thereto.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 511.47 Td (\(c\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 511.47 Td (This Agreement and the Award Memorandum may only be modified, amended or cancelled as) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 501.47 Td (provided in the Plan.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 477.47 Td (\(d\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 477.47 Td (If any one or more provisions of this Agreement or the Award Memorandum is found to be) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 467.47 Td (invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 457.47 Td (remaining provisions hereof shall not in any way be affected or impaired thereby.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 433.47 Td (\(e\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 433.47 Td (Any remedies available to the Company under the Plan or this Agreement are cumulative and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 423.47 Td (are in addition to, and are not affected by, the other rights and remedies available to the) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 413.47 Td (Company under the Plan, this Agreement, by law or otherwise.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 389.47 Td (\(f\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 389.47 Td (This Agreement and the Award Memorandum shall be governed by and construed in) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 379.47 Td (accordance with the laws of the State of Wisconsin, without regard to conflict of law provisions.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 355.47 Td (\(g\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 355.47 Td (The Company agrees, and you agree, to be subject to and bound by all of the terms and) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 345.47 Td (conditions of the Plan. The Prospectus for the Plan is accessible on the Companys) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 335.47 Td (administrative agents website in the forms library \(www.netbenefits.fidelity.com\) in the forms) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 325.47 Td (library and a paper copy is available upon request.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 301.47 Td (\(h\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 301.47 Td (This Agreement and the Award Memorandum shall be binding upon and inure to the benefit of) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 291.47 Td (any successor or assign of the Company and to any heir, distributee, executor, administrator or) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 281.47 Td (legal representative entitled by law to your rights hereunder.) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 94.00 257.47 Td (\(i\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 257.47 Td (You understand that, under the terms of the Plan, this Agreement and the Award Memorandum,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 113.00 247.47 Td (the Company may cancel or rescind this Award and/or the Shares in certain circumstances.) Tj ET Q BT /F1 10.00 Tf ET BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 221.75 Td (By selecting the I accept box on the website of our administrative agent, you acknowledge your ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 209.75 Td (acceptance of, and agreement to be bound by) Tj ET Q q 0 0 0 rg BT 289.08 209.75 Td (, this ) Tj ET Q q 0 0 0 rg BT 314.82 209.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 390.02 209.75 Td (A) Tj ET Q q 0 0 0 rg BT 397.06 209.75 Td (ward Memorandum and the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 197.75 Td (Plan. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 175.75 Td (Y) Tj ET Q q 0 0 0 rg BT 77.93 175.75 Td (our acceptance of the terms of this ) Tj ET Q q 0 0 0 rg BT 246.48 175.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 321.68 175.75 Td (A) Tj ET Q q 0 0 0 rg BT 328.72 175.75 Td (ward Memorandum and the Plan through ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 163.75 Td (our administrative agent) Tj ET Q q 0 0 0 rg BT 190.54 163.75 Td (s website is a condition to your receipt of Shares. ) Tj ET Q q 0 0 0 rg BT 428.75 163.75 Td (Y) Tj ET Q q 0 0 0 rg BT 434.68 163.75 Td (ou must log on to our ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 151.75 Td (administrative agent) Tj ET Q q 0 0 0 rg BT 171.66 151.75 Td (s website and accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 428.56 151.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 503.76 151.75 Td (A) Tj ET Q q 0 0 0 rg BT 510.80 151.75 Td (ward ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 139.75 Td (Memorandum and the Plan within 120 calendar days of your ) Tj ET Q q 0 0 0 rg BT 359.47 139.75 Td (A) Tj ET Q q 0 0 0 rg BT 366.51 139.75 Td (ward Grant Date. If you do not ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 127.75 Td (accept the terms and conditions of this ) Tj ET Q q 0 0 0 rg BT 260.54 127.75 Td (Agreement, the ) Tj ET Q q 0 0 0 rg BT 335.75 127.75 Td (A) Tj ET Q q 0 0 0 rg BT 342.79 127.75 Td (ward Memorandum and the Plan within ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 72.00 115.75 Td (such time, this ) Tj ET Q q 0 0 0 rg BT 144.42 115.75 Td (A) Tj ET Q q 0 0 0 rg BT 151.46 115.75 Td (ward will be forfeited and immediately terminate.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 72.00 103.75 Td () Tj ET Q endstream endobj 289 0 obj <> endobj 290 0 obj <> stream BT /F2 11.00 Tf ET q 0 0 0 rg BT 463.65 772.10 Td (Exhibit 10.33) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 683.00 Td (July 25, 2016) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 627.00 Td (Mr) Tj ET Q q 0 0 0 rg BT 97.11 627.00 Td (. Devin McGranahan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 585.00 Td (Dear Devin:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 557.00 Td (W) Tj ET Q q 0 0 0 rg BT 95.26 557.00 Td (e are pleased to of) Tj ET Q q 0 0 0 rg BT 177.91 557.00 Td (fer you the role of Group President. ) Tj ET Q q 0 0 0 rg BT 336.34 557.00 Td (As such you will be one of the most visible ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 543.00 Td (leaders in the Company) Tj ET Q q 0 0 0 rg BT 190.87 543.00 Td (, helping us create value for our key constituents as we aspire to be the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 529.00 Td (most admired company in the financial technology industry) Tj ET Q q 0 0 0 rg BT 344.84 529.00 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 501.00 Td (W) Tj ET Q q 0 0 0 rg BT 95.26 501.00 Td (e have assembled an attractive compensation package which we believe will provide meaningful ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 487.00 Td (value for you and your family) Tj ET Q q 0 0 0 rg BT 213.10 487.00 Td (, while helping us to create value for our clients, associates and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 473.00 Td (shareholders. ) Tj ET Q q 0 0 0 rg BT 151.97 473.00 Td (Y) Tj ET Q q 0 0 0 rg BT 157.72 473.00 Td (ou will be based in Brookfield, WI and report to me.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 431.00 Td (T) Tj ET Q q 0 0 0 rg BT 91.93 431.00 Td (itle) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 417.00 Td (Group President ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 389.00 Td (Annual Base Salary) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 375.00 Td ($510,000 per year paid semi-monthly in accordance with our regular payroll process.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 347.00 Td (Annual Cash Incentive Plan \(ACIP\) ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 333.00 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 333.00 Td (Y) Tj ET Q q 0 0 0 rg BT 109.75 333.00 Td (ou will participate in our annual cash incentive plan with an annual bonus target of $587,000 ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 319.00 Td (\(1) Tj ET Q q 0 0 0 rg BT 112.15 319.00 Td (15% of your base compensation\) and a maximum payout of $1,174,000 \(230% of base ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 305.00 Td (salary\) in each year) Tj ET Q q 0 0 0 rg BT 190.71 305.00 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 291.00 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 291.00 Td (Y) Tj ET Q q 0 0 0 rg BT 109.75 291.00 Td (our bonus payout will vary based upon the achievement of designated criteria annually which ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 277.00 Td (may include, but not be limited to, overall company performance, specific business ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 263.00 Td (performance, individual performance and personal leadership performance.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 249.00 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 249.00 Td (Bonus awards as earned will be paid no later than March 15 of the year following the calendar ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 235.00 Td (period.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 221.00 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 221.00 Td (Y) Tj ET Q q 0 0 0 rg BT 109.75 221.00 Td (ou must be employed by the Company on the payment date to receive an ) Tj ET Q q 0 0 0 rg BT 437.17 221.00 Td (ACIP) Tj ET Q q 0 0 0 rg BT 460.33 221.00 Td ( payout for the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 207.00 Td (prior year) Tj ET Q q 0 0 0 rg BT 145.68 207.00 Td (.) Tj ET Q endstream endobj 291 0 obj <> endobj 292 0 obj <> stream BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 712.75 Td (Annual Equity Incentive Plan \(AEIP\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 698.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 698.75 Td (Y) Tj ET Q q 0 0 0 rg BT 109.75 698.75 Td (ou will be eligible to participate in our long-term equity plan \(AEIP\) which is a wealth building ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 684.75 Td (program for senior executives designed to reward and compensate you for long-term ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 670.75 Td (performance, and align your rewards with those of our shareholders.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 656.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 656.75 Td (Y) Tj ET Q q 0 0 0 rg BT 109.75 656.75 Td (our base annual equity target will be $1,000,000 which will be delivered in the form of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 642.75 Td (Restricted Stock Units, Stock Options and/or Performance Shares. V) Tj ET Q q 0 0 0 rg BT 407.47 642.75 Td (esting will occur over a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 628.75 Td (three-to-four year period depending upon the underlying equity instrument\(s\) delivered. ) Tj ET Q q 0 0 0 rg BT 491.27 628.75 Td (Y) Tj ET Q q 0 0 0 rg BT 497.02 628.75 Td (our ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 614.75 Td (equity award will also vary each year based on your performance, that of the Company) Tj ET Q q 0 0 0 rg BT 486.79 614.75 Td (, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 600.75 Td (other criteria as determined by the Board of Directors from time to time. Equity awards are ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 586.75 Td (subject to increases and decreases in value based on the share price at the time the award is ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 572.75 Td (made and/or vests. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 558.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 558.75 Td (Y) Tj ET Q q 0 0 0 rg BT 109.75 558.75 Td (ou will be eligible for your first annual award in February 2017 which may be pro-rated ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 544.75 Td (depending upon your actual start date.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 530.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 530.75 Td (The award amount actually earned each year will vary based on the assessment of your ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 516.75 Td (performance as recommended by the CEO and approved by the Fiserv Board of Directors. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 488.75 Td (Sign-On Equity ) Tj ET Q q 0 0 0 rg BT 160.62 488.75 Td (A) Tj ET Q q 0 0 0 rg BT 167.67 488.75 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 474.75 Td (In recognition of the value we believe you will bring to your new role, we will provide you with an ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 460.75 Td (upfront equity award granted on your start date with an initial valuation of approximately ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 446.75 Td ($3,200,000:) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 432.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 432.75 Td ($1.0 million of the sign-on equity will be Restricted Stock Units \(RSU\) which will vest equally on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 418.75 Td (the third and fourth anniversary of your start date.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 404.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 404.75 Td ($2.2 million of the sign-on equity will be Non-Qualified Stock Options which will vest equally on ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 390.75 Td (the third and fourth anniversary of your start date.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 362.75 Td (Sign-On Cash ) Tj ET Q q 0 0 0 rg BT 154.52 362.75 Td (A) Tj ET Q q 0 0 0 rg BT 161.56 362.75 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 348.75 Td (In further recognition of the value we believe you will bring to the Company) Tj ET Q q 0 0 0 rg BT 415.44 348.75 Td (, we will provide you a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 334.75 Td (cash award of $500,000. ) Tj ET Q q 0 0 0 rg BT 198.12 334.75 Td (This amount will be paid in two equal installments; the first half to be paid ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 320.75 Td (90 days after your employment start date, and the remainder to be paid twelve months following ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 306.75 Td (your start date. In the event that you leave Fiserv within 24 months of your commencement date ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 292.75 Td (you will be required to repay the amounts paid to you under this provision. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 264.75 Td (Additional Equity ) Tj ET Q q 0 0 0 rg BT 170.62 264.75 Td (A) Tj ET Q q 0 0 0 rg BT 177.67 264.75 Td (ward) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 250.75 Td (In recognition of the economics you are leaving behind, in the event you are employed by the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 236.75 Td (Company full-time, and in good-standing, in February) Tj ET Q q 0 0 0 rg BT 320.94 236.75 Td (, 2020, the Board of Directors shall grant you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 222.75 Td (an additional equity award of $3 million to you in the form of stock options, PSUs and/or RSUs at ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 208.75 Td (an allocation not less than 50% performance-based, but may be higher at your sole discretion. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 194.75 Td (This award vests 50% in 2023 and the remainder in 2024.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 180.75 Td ( ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 166.75 Td (Executive Share Ownership) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 152.75 Td (As an executive of) Tj ET Q q 0 0 0 rg BT 167.53 152.75 Td (ficer) Tj ET Q q 0 0 0 rg BT 185.87 152.75 Td (, you will be subject to Fiserv) Tj ET Q q 0 0 0 rg BT 315.74 152.75 Td (s Executive Share Ownership Program, which ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 138.75 Td (requires you to hold equity) Tj ET Q q 0 0 0 rg BT 202.55 138.75 Td (, as defined by the plan, in an amount equal to ) Tj ET Q endstream endobj 293 0 obj <> endobj 294 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 712.75 Td (4 times your base salary) Tj ET Q q 0 0 0 rg BT 193.64 712.75 Td (. ) Tj ET Q q 0 0 0 rg BT 199.01 712.75 Td (Y) Tj ET Q q 0 0 0 rg BT 204.76 712.75 Td (ou will have five years to meet the share ownership requirements with ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 698.75 Td (increments required to be accumulated beginning in year two. Restricted shares and a designated ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 684.75 Td (percentage of vested, in the money option value may count toward your share ownership ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 670.75 Td (requirement.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 642.75 Td (Additional Long-T) Tj ET Q q 0 0 0 rg BT 170.79 642.75 Td (erm W) Tj ET Q q 0 0 0 rg BT 201.17 642.75 Td (ealth Building ) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 86 613.32421875 m 170.501953125 613.32421875 l s q 0 0 0 rg BT 86.00 614.75 Td (401K Savings Plan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 600.75 Td (Y) Tj ET Q q 0 0 0 rg BT 91.75 600.75 Td (ou will be eligible to participate in the company) Tj ET Q q 0 0 0 rg BT 300.02 600.75 Td (s 401\(k\) Savings Plan with a match of up to 3% ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 586.75 Td (\(subject to the IRS limits\).) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 572.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 572.75 Td (Associates may contribute from one to fifty percent of their compensation to the plan on a pre-) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 558.75 Td (tax basis depending upon personal circumstances.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 544.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 544.75 Td (The company match is immediate and contributed on a per-pay period basis. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 530.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 530.75 Td (Y) Tj ET Q q 0 0 0 rg BT 109.75 530.75 Td (ou are 100% vested in the money you defer into the 401\(k\) plan. ) Tj ET Q q 0 0 0 rg BT 396.97 530.75 Td (The matching contributions ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 516.75 Td (from Fiserv will vest after you have accrued two years of service.) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 86 487.32421875 m 262.19140625 487.32421875 l s q 0 0 0 rg BT 86.00 488.75 Td (Employee Stock Purchase Plan \(ESPP\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 474.75 Td (Y) Tj ET Q q 0 0 0 rg BT 91.75 474.75 Td (ou are eligible to purchase Fiserv stock and may participate in the ESPP) Tj ET Q q 0 0 0 rg BT 411.74 474.75 Td ( at the beginning of the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 460.75 Td (first quarter following your start date.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 446.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 446.75 Td (Y) Tj ET Q q 0 0 0 rg BT 109.75 446.75 Td (ou can purchase Fiserv stock at a 15% discount to the closing price on the last trading day in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 432.75 Td (the quarter through after-tax payroll deductions.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 418.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 418.75 Td (Y) Tj ET Q q 0 0 0 rg BT 109.75 418.75 Td (ou can contribute from one to ten percent of your base salary up to the allowable IRS ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 404.75 Td (maximum.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 390.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 390.75 Td (Stock is purchased quarterly and deposited into a personal account administered by Fidelity ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 104.00 376.75 Td (Investments.) Tj ET Q BT /F6 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 86 347.32421875 m 276.6640625 347.32421875 l s q 0 0 0 rg BT 86.00 348.75 Td (Non-qualified Deferred Compensation Plan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 334.75 Td (Y) Tj ET Q q 0 0 0 rg BT 91.75 334.75 Td (ou may) Tj ET Q q 0 0 0 rg BT 123.80 334.75 Td (, at your discretion, participate in a deferral of up to 100% of your base and bonus each ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 320.75 Td (year) Tj ET Q q 0 0 0 rg BT 104.90 320.75 Td (. ) Tj ET Q q 0 0 0 rg BT 110.28 320.75 Td (These amounts would be paid to you at a time frame which you elect prior to the deferral of ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 306.75 Td (compensation. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 278.75 Td (Benefits) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 264.75 Td (Y) Tj ET Q q 0 0 0 rg BT 91.75 264.75 Td (ou will be provided a comprehensive executive benefits package designed to help provide security ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 250.75 Td (for you and your family) Tj ET Q q 0 0 0 rg BT 186.42 250.75 Td (. Fiserv places a strong emphasis on health and wellness education, and ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 236.75 Td (preventive services aimed at helping maintain your health and in becoming an informed consumer) Tj ET Q q 0 0 0 rg BT 518.47 236.75 Td (. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 222.75 Td (Most of our benefits are ef) Tj ET Q q 0 0 0 rg BT 201.99 222.75 Td (fective on your first day of employment. ) Tj ET Q q 0 0 0 rg BT 378.55 222.75 Td (The enclosed 2016 ) Tj ET Q q 0 0 0 rg BT 465.84 222.75 Td (Associate ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 208.75 Td (Benefits Summary will provide additional information and specific eligibility requirements.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 180.75 Td (Post-T) Tj ET Q q 0 0 0 rg BT 116.37 180.75 Td (ermination Benefits) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 166.75 Td (Y) Tj ET Q q 0 0 0 rg BT 91.75 166.75 Td (ou will participate in the executive severance plan which provides for the equivalent of twelve ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 152.75 Td (months of cash compensation in the event of a not-for-cause termination. In the event that you are ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 138.75 Td (terminated for a reason other than cause, and the initial, sign-on equity ) Tj ET Q endstream endobj 295 0 obj <> endobj 296 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 712.75 Td (award granted with the commencement of your employment is not fully vested, that award shall ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 698.75 Td (vest fully under this agreement. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 670.75 Td (Relocation) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 656.75 Td (Y) Tj ET Q q 0 0 0 rg BT 91.75 656.75 Td (ou will be required to relocate to the Fiserv corporate headquarters within 24 months of your start ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 642.75 Td (date. ) Tj ET Q q 0 0 0 rg BT 110.47 642.75 Td (At the time of your relocation, the company will provide you with a full relocation package ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 628.75 Td (consistent with that provided to other similarly situated executives in the company) Tj ET Q q 0 0 0 rg BT 445.44 628.75 Td (. ) Tj ET Q q 0 0 0 rg BT 450.81 628.75 Td (This plan is ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 614.75 Td (intended to cover all reasonable expenses subject to normal approvals. In the interim period, the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 600.75 Td (Company will reimburse you for all reasonable travel expenses incurred traveling to a Fiserv ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 586.75 Td (location from your home city) Tj ET Q q 0 0 0 rg BT 210.31 586.75 Td (. In the event that you choose or otherwise fail to relocate within the ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 572.75 Td (requisite time period, the company may) Tj ET Q q 0 0 0 rg BT 259.78 572.75 Td (, in its sole discretion, treat that decision as a for-cause ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 558.75 Td (termination of your employment.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 544.75 Td ( ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 530.75 Td (Paid T) Tj ET Q q 0 0 0 rg BT 115.82 530.75 Td (ime-Off \(PT) Tj ET Q q 0 0 0 rg BT 169.53 530.75 Td (O\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 516.75 Td (As a Group President participating in the Executive Share Ownership Program, you may take ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 502.75 Td (personal time of) Tj ET Q q 0 0 0 rg BT 156.97 502.75 Td (f, which includes holidays, vacation and sick time, subject to Company approval. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 488.75 Td (Y) Tj ET Q q 0 0 0 rg BT 91.75 488.75 Td (ou are not subject to a defined limit on PT) Tj ET Q q 0 0 0 rg BT 276.12 488.75 Td (O and accordingly) Tj ET Q q 0 0 0 rg BT 355.98 488.75 Td (, there is no carry-forward of time in ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 474.75 Td (any period.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 86.00 446.75 Td (Start Date) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 133.24 446.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 432.75 Td (W) Tj ET Q q 0 0 0 rg BT 95.26 432.75 Td (e anticipate a start date on or about September 19, 2016 or other mutually acceptable date. ) Tj ET Q q 0 0 0 rg BT 502.01 432.75 Td (This ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 418.75 Td (of) Tj ET Q q 0 0 0 rg BT 94.16 418.75 Td (fer is contingent upon your successful completion of our pre-hire processes including a ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 404.75 Td (background check and other screens.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 362.75 Td (Devin, we are excited to have you join the Fiserv senior leadership team and anticipate you will ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 348.75 Td (have a significant positive impact on our future. Importantly) Tj ET Q q 0 0 0 rg BT 345.95 348.75 Td (, I believe Fiserv is a place where you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 334.75 Td (will have the opportunity to achieve your career and personal goals. W) Tj ET Q q 0 0 0 rg BT 397.10 334.75 Td (e look forward to having you ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 320.75 Td (as part of the team that drives the transformation of the financial services industry) Tj ET Q q 0 0 0 rg BT 445.43 320.75 Td (.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 292.75 Td (If these terms are acceptable to you, please sign below and return to me at your earliest ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 278.75 Td (convenience. ) Tj ET Q q 0 0 0 rg BT 147.53 278.75 Td (This of) Tj ET Q q 0 0 0 rg BT 177.36 278.75 Td (fer will not be considered final until successful completion of all pre-hiring ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 264.75 Td (requirements, as approved by me. I am happy to discuss any questions or comments you may ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 250.75 Td (have at your earliest convenience. ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 222.75 Td (V) Tj ET Q q 0 0 0 rg BT 92.12 222.75 Td (ery truly yours,) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 194.75 Td (/s/ Jef) Tj ET Q q 0 0 0 rg BT 112.49 194.75 Td (fery W) Tj ET Q q 0 0 0 rg BT 140.83 194.75 Td (. ) Tj ET Q q 0 0 0 rg BT 146.21 194.75 Td (Y) Tj ET Q q 0 0 0 rg BT 152.13 194.75 Td (abuki) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 166.75 Td (Jef) Tj ET Q q 0 0 0 rg BT 99.16 166.75 Td (fery W) Tj ET Q q 0 0 0 rg BT 127.49 166.75 Td (. ) Tj ET Q q 0 0 0 rg BT 132.87 166.75 Td (Y) Tj ET Q q 0 0 0 rg BT 138.80 166.75 Td (abuki) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 152.75 Td (Chief Executive Of) Tj ET Q q 0 0 0 rg BT 168.63 152.75 Td (ficer) Tj ET Q endstream endobj 297 0 obj <> endobj 298 0 obj <> stream BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 712.75 Td (Acknowledged and accepted:) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 631.25 m 224.5 631.25 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 631.25 m 526.5 631.25 l s BT /F6 10.00 Tf ET q 0 0 0 rg BT 89.00 635.87 Td (/s/ Devin B. McGranahan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 377.00 635.87 Td (8-2-16) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 89.00 620.87 Td (Devin McGranahan) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 377.00 620.87 Td (Date) Tj ET Q BT /F1 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 588.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 574.75 Td ( ) Tj ET Q BT /F6 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 86.00 532.75 Td (Pre-hiring conditions satisfied:) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 85.5 465.25 m 223.5 465.25 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 465.25 m 525.5 465.25 l s BT /F6 10.00 Tf ET q 0 0 0 rg BT 88.00 469.87 Td (/s/ Jeffery W. Yabuki) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 376.00 469.87 Td (10/31/2016) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 88.00 454.87 Td (Jeffery W. Yabuki) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 376.00 454.87 Td (Date) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 299 0 obj <> endobj 300 0 obj <> stream BT /F2 12.00 Tf ET q 0 0 0 rg BT 471.95 771.40 Td (Exhibit 10.34) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 303.00 59.20 Td (1) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 117.20 703.50 Td (KEY) Tj ET Q q 0 0 0 rg BT 142.76 703.50 Td ( EXECUTIVE EMPLOYMENT) Tj ET Q q 0 0 0 rg BT 308.56 703.50 Td ( ) Tj ET Q q 0 0 0 rg BT 310.89 703.50 Td (AND SEVERANCE ) Tj ET Q q 0 0 0 rg BT 416.24 703.50 Td (AGREEMENT) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 677.10 Td (THIS ) Tj ET Q q 0 0 0 rg BT 173.00 677.10 Td (AGREEMENT) Tj ET Q q 0 0 0 rg BT 246.11 677.10 Td (, made and entered into as of the 31st day of October) Tj ET Q q 0 0 0 rg BT 499.54 677.10 Td (, 2016, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 662.70 Td (by and between Fiserv) Tj ET Q q 0 0 0 rg BT 179.53 662.70 Td (, Inc., a ) Tj ET Q q 0 0 0 rg BT 217.96 662.70 Td (W) Tj ET Q q 0 0 0 rg BT 228.80 662.70 Td (isconsin corporation \(hereinafter referred to as the Company\), ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 648.30 Td (and Devin McGranahan \(hereinafter referred to as the Executive\).) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 255.35 620.300390625 m 266.5677734375 620.300390625 l s q 0 0 0 rg BT 255.35 621.90 Td (W) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 266.46 621.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 269.459375 620.300390625 m 273.45546875 620.300390625 l s q 0 0 0 rg BT 269.46 621.90 Td (I) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 273.46 621.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 276.3470703125 620.300390625 m 283.4603515625 620.300390625 l s q 0 0 0 rg BT 276.24 621.90 Td (T) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 283.35 621.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 286.351953125 620.300390625 m 295.01796875 620.300390625 l s q 0 0 0 rg BT 286.35 621.90 Td (N) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 295.02 621.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 298.01796875 620.300390625 m 305.348046875 620.300390625 l s q 0 0 0 rg BT 298.02 621.90 Td (E) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 305.35 621.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 308.348046875 620.300390625 m 315.021875 620.300390625 l s q 0 0 0 rg BT 308.35 621.90 Td (S) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 315.02 621.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 318.021875 620.300390625 m 324.695703125 620.300390625 l s q 0 0 0 rg BT 318.02 621.90 Td (S) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 324.70 621.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 327.695703125 620.300390625 m 335.02578125 620.300390625 l s q 0 0 0 rg BT 327.70 621.90 Td (E) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 335.03 621.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 337.9173828125 620.300390625 m 345.0306640625 620.300390625 l s q 0 0 0 rg BT 337.81 621.90 Td (T) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 344.92 621.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 347.922265625 620.300390625 m 356.58828125 620.300390625 l s q 0 0 0 rg BT 347.92 621.90 Td (H) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 595.50 Td (WHEREAS, the Executive is employed by the Company and/or a subsidiary of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 581.10 Td (the Company \(hereinafter referred to collectively as the Employer\) in a key executive capacity ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 566.70 Td (and the Executive) Tj ET Q q 0 0 0 rg BT 161.30 566.70 Td (s services are valuable to the conduct of the business of the Company;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 540.30 Td (WHEREAS, the Company desires to continue to attract and retain dedicated and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 525.90 Td (skilled management employees in a period of industry consolidation, consistent with achieving ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 511.50 Td (the best possible value for its shareholders in any change in control of the Company;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 485.10 Td (WHEREAS, the Company recognizes that circumstances may arise in which a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 470.70 Td (change in control of the Company occurs, through acquisition or otherwise, thereby causing a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 456.30 Td (potential conflict of interest between the Company) Tj ET Q q 0 0 0 rg BT 318.59 456.30 Td (s needs for the Executive to remain focused ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 441.90 Td (on the Company) Tj ET Q q 0 0 0 rg BT 154.66 441.90 Td (s business and for the necessary continuity in management prior to and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 427.50 Td (following a change in control, and the Executive) Tj ET Q q 0 0 0 rg BT 308.59 427.50 Td (s reasonable personal concerns regarding future ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 413.10 Td (employment with the Employer and economic protection in the event of loss of employment as a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 398.70 Td (consequence of a change in control;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 372.30 Td (WHEREAS, the Company and the Executive are desirous that any proposal for a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 357.90 Td (change in control or acquisition of the Company will be considered by the Executive objectively ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 343.50 Td (and with reference only to the best interests of the Company and its shareholders;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 317.10 Td (WHEREAS, the Executive will be in a better position to consider the Company) Tj ET Q q 0 0 0 rg BT 528.92 317.10 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 302.70 Td (best interests if the Executive is af) Tj ET Q q 0 0 0 rg BT 236.40 302.70 Td (forded reasonable economic security) Tj ET Q q 0 0 0 rg BT 411.87 302.70 Td (, as provided in this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 288.30 Td (Agreement, against altered conditions of employment which could result from any such change ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 273.90 Td (in control or acquisition;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 247.50 Td (WHEREAS, the Executive possesses intimate knowledge of the business and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 233.10 Td (af) Tj ET Q q 0 0 0 rg BT 81.11 233.10 Td (fairs of the Company and has acquired certain confidential information and data with respect to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 218.70 Td (the Company; and) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 192.30 Td (WHEREAS, the Company desires to insure, insofar as possible, that it will ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 177.90 Td (continue to have the benefit of the Executive) Tj ET Q q 0 0 0 rg BT 290.25 177.90 Td (s services and to protect its confidential information ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 163.50 Td (and goodwill.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 137.10 Td (NOW) Tj ET Q q 0 0 0 rg BT 171.56 137.10 Td (, ) Tj ET Q q 0 0 0 rg BT 177.34 137.10 Td (THEREFORE, in consideration of the foregoing and of the mutual ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 122.70 Td (covenants and agreements hereinafter set forth, the parties hereto mutually covenant and agree as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 108.30 Td (follows:) Tj ET Q endstream endobj 301 0 obj <> endobj 302 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 303.00 59.20 Td (2) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 729.70 Td (1. ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 728.100390625 m 233.994140625 728.100390625 l s q 0 0 0 rg BT 180.00 729.70 Td (Definitions) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 233.99 729.70 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 703.30 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 703.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 701.700390625 m 248.771484375 701.700390625 l s q 0 0 0 rg BT 180.00 703.30 Td (409A) Tj ET Q q 0 0 0 rg BT 206.00 703.30 Td ( ) Tj ET Q q 0 0 0 rg BT 208.34 703.30 Td (Af) Tj ET Q q 0 0 0 rg BT 220.79 703.30 Td (filiate) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 248.77 703.30 Td (. ) Tj ET Q q 0 0 0 rg BT 257.55 703.30 Td (The term 409A) Tj ET Q q 0 0 0 rg BT 335.53 703.30 Td ( ) Tj ET Q q 0 0 0 rg BT 337.87 703.30 Td (Af) Tj ET Q q 0 0 0 rg BT 350.31 703.30 Td (filiate means each entity that is ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 688.90 Td (required to be included in the Company) Tj ET Q q 0 0 0 rg BT 265.95 688.90 Td (s controlled group of corporations within the meaning of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 674.50 Td (Section414\(b\) of the Code, or that is under common control with the Company within the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 660.10 Td (meaning of Section414\(c\) of the Code; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 264.95 660.10 Td (pr) Tj ET Q q 0 0 0 rg BT 275.17 660.10 Td (ovided, however) Tj ET Q q 0 0 0 rg BT 352.48 660.10 Td (,) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 355.48 660.10 Td ( that the phrase at least 50 percent ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 645.70 Td (shall be used in place of the phrase at least 80 percent each place it appears therein or in the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 631.30 Td (regulations thereunder) Tj ET Q q 0 0 0 rg BT 178.96 631.30 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 604.90 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 604.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 603.300390625 m 263.630859375 603.300390625 l s q 0 0 0 rg BT 180.00 604.90 Td (Accrued Benefits) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 263.63 604.90 Td (. ) Tj ET Q q 0 0 0 rg BT 272.41 604.90 Td (The term Accrued Benefits shall include the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 590.50 Td (following amounts, payable as described herein: \(i\) all base salary for the time period ending ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 576.10 Td (with the ) Tj ET Q q 0 0 0 rg BT 113.78 576.10 Td (T) Tj ET Q q 0 0 0 rg BT 120.27 576.10 Td (ermination Date; \(ii\) reimbursement for any and all monies advanced in connection ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 561.70 Td (with the Executive) Tj ET Q q 0 0 0 rg BT 165.30 561.70 Td (s employment for reasonable and necessary expenses incurred by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 547.30 Td (Executive on behalf of the Employer for the time period ending with the ) Tj ET Q q 0 0 0 rg BT 422.01 547.30 Td (T) Tj ET Q q 0 0 0 rg BT 428.50 547.30 Td (ermination Date; \(iii\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 532.90 Td (any and all other cash earned through the ) Tj ET Q q 0 0 0 rg BT 272.37 532.90 Td (T) Tj ET Q q 0 0 0 rg BT 278.87 532.90 Td (ermination Date and deferred at the election of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 518.50 Td (Executive or pursuant to any deferred compensation plan then in ef) Tj ET Q q 0 0 0 rg BT 394.34 518.50 Td (fect; \(iv\) notwithstanding any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 504.10 Td (provision of any bonus or incentive compensation plan applicable to the Executive, but subject to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 489.70 Td (any irrevocable deferral election then in ef) Tj ET Q q 0 0 0 rg BT 275.67 489.70 Td (fect, a lump sum amount, in cash, of any bonus or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 475.30 Td (incentive compensation that has been allocated or awarded to the Executive for a fiscal year or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 460.90 Td (other measuring period under the plan that ends prior to the ) Tj ET Q q 0 0 0 rg BT 360.04 460.90 Td (T) Tj ET Q q 0 0 0 rg BT 366.53 460.90 Td (ermination Date but has not yet ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 446.50 Td (been paid \(pursuant to Section 5\(f\) or otherwise\); and \(v\) all other payments and benefits to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 432.10 Td (which the Executive \(or in the event of the Executive) Tj ET Q q 0 0 0 rg BT 330.90 432.10 Td (s death, the Executive) Tj ET Q q 0 0 0 rg BT 439.53 432.10 Td (s surviving spouse ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 417.70 Td (or other beneficiary\) may be entitled on the ) Tj ET Q q 0 0 0 rg BT 283.03 417.70 Td (T) Tj ET Q q 0 0 0 rg BT 289.52 417.70 Td (ermination Date as compensatory fringe benefits or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 403.30 Td (under the terms of any benefit plan of the Employer) Tj ET Q q 0 0 0 rg BT 320.44 403.30 Td (, excluding severance payments under any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 388.90 Td (Employer severance policy) Tj ET Q q 0 0 0 rg BT 201.83 388.90 Td (, practice or agreement in ef) Tj ET Q q 0 0 0 rg BT 336.21 388.90 Td (fect on the ) Tj ET Q q 0 0 0 rg BT 389.63 388.90 Td (T) Tj ET Q q 0 0 0 rg BT 396.12 388.90 Td (ermination Date. Payment of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 374.50 Td (Accrued Benefits shall be made promptly in accordance with the Company) Tj ET Q q 0 0 0 rg BT 435.88 374.50 Td (s prevailing practice ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 360.10 Td (with respect to clauses \(i\) and \(ii\) or) Tj ET Q q 0 0 0 rg BT 245.13 360.10 Td (, with respect to clauses \(iii\), \(iv\) and \(v\), pursuant to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 345.70 Td (terms of the benefit plan or practice establishing such benefits.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 319.30 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 319.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 317.700390625 m 197.326171875 317.700390625 l s q 0 0 0 rg BT 180.00 319.30 Td (Act) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 197.33 319.30 Td (. ) Tj ET Q q 0 0 0 rg BT 206.11 319.30 Td (The term Act means the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 435.02 319.30 Td (Act of 1934, as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 304.90 Td (amended.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 278.50 Td (\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 278.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 276.900390625 m 289.74609375 276.900390625 l s q 0 0 0 rg BT 180.00 278.50 Td (Af) Tj ET Q q 0 0 0 rg BT 192.45 278.50 Td (filiate and ) Tj ET Q q 0 0 0 rg BT 243.09 278.50 Td (Associate) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 289.75 278.50 Td (. ) Tj ET Q q 0 0 0 rg BT 298.53 278.50 Td (The terms Af) Tj ET Q q 0 0 0 rg BT 367.62 278.50 Td (filiate and Associate shall have ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 264.10 Td (the respective meanings ascribed to such terms in Rule 12b-2 of the General Rules and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 249.70 Td (Regulations under the ) Tj ET Q q 0 0 0 rg BT 179.65 249.70 Td (Act.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 223.30 Td (\(e\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 223.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 221.70039062499995 m 314.654296875 221.70039062499995 l s q 0 0 0 rg BT 180.00 223.30 Td (Annual Cash Compensation) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 314.65 223.30 Td (. ) Tj ET Q q 0 0 0 rg BT 323.44 223.30 Td (The term Annual Cash Compensation ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 208.90 Td (shall mean the sum of \(i\) the Executive) Tj ET Q q 0 0 0 rg BT 263.61 208.90 Td (s ) Tj ET Q q 0 0 0 rg BT 270.62 208.90 Td (Annual Base Salary \(determined as of the time of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 194.50 Td (Change in Control of the Company or) Tj ET Q q 0 0 0 rg BT 253.49 194.50 Td (, if higher) Tj ET Q q 0 0 0 rg BT 300.00 194.50 Td (, immediately prior to the date the Notice of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 180.10 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 180.10 Td (ermination is given\) plus \(ii\) an amount equal to \(A\) if the Executive has been employed by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 165.70 Td (Company for at least 36 continuous months prior to the Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 508.83 165.70 Td (, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 151.30 Td (highest annual incentive bonus the Executive earned with respect to) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 397.56 151.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 400.56 151.30 Td (any of the three fiscal years ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 136.90 Td (prior to the fiscal year in which the Change in Control of the Company occurs, or \(B\) if the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 122.50 Td (Executive has not been employed by the Company for at least 36 continuous months prior to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 108.10 Td (Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 240.20 108.10 Td (, the greater of \(x\) 60% of the Executive) Tj ET Q q 0 0 0 rg BT 437.12 108.10 Td (s ) Tj ET Q q 0 0 0 rg BT 444.12 108.10 Td (Annual Base Salary ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 93.70 Td (as of the time of the Change in Control of the Company or \(y\) the highest annual incentive bonus ) Tj ET Q endstream endobj 303 0 obj <> endobj 304 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 303.00 59.20 Td (3) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 729.70 Td (the Executive earned with respect to) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 246.26 729.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 249.26 729.70 Td (any of the two fiscal years prior to the fiscal year in which ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (the) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 86.66 715.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 89.66 715.30 Td (Change in Control of the Company occurs.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 688.90 Td (\(f\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.99 688.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 687.300390625 m 264.6298828125 687.300390625 l s q 0 0 0 rg BT 180.00 688.90 Td (Beneficial Owner) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 264.30 688.90 Td (. ) Tj ET Q q 0 0 0 rg BT 272.64 688.90 Td (A) Tj ET Q q 0 0 0 rg BT 280.64 688.90 Td ( Person shall be deemed to be the Beneficial Owner ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 674.50 Td (of any securities:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 648.10 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 648.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 648.10 Td (which such Person or any of such Person) Tj ET Q q 0 0 0 rg BT 416.30 648.10 Td (s ) Tj ET Q q 0 0 0 rg BT 423.31 648.10 Td (Af) Tj ET Q q 0 0 0 rg BT 435.76 648.10 Td (filiates or ) Tj ET Q q 0 0 0 rg BT 483.74 648.10 Td (Associates ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 633.70 Td (has the right to acquire \(whether such right is exercisable immediately or only after the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 619.30 Td (passage of time\) pursuant to any agreement, arrangement or understanding, or upon the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 604.90 Td (exercise of conversion rights, exchange rights, rights, warrants or options, or otherwise; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 108.00 590.50 Td (pr) Tj ET Q q 0 0 0 rg BT 118.22 590.50 Td (ovided, however) Tj ET Q q 0 0 0 rg BT 195.53 590.50 Td (, that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 223.20 590.50 Td (a Person shall not be deemed the Beneficial Owner of, or to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 576.10 Td (beneficially own, \(A\) securities tendered pursuant to a tender or exchange of) Tj ET Q q 0 0 0 rg BT 475.63 576.10 Td (fer made by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 561.70 Td (or on behalf of such Person or any of such Person) Tj ET Q q 0 0 0 rg BT 349.95 561.70 Td (s ) Tj ET Q q 0 0 0 rg BT 356.96 561.70 Td (Af) Tj ET Q q 0 0 0 rg BT 369.40 561.70 Td (filiates or ) Tj ET Q q 0 0 0 rg BT 417.39 561.70 Td (Associates until such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 547.30 Td (tendered securities are accepted for purchase, or \(B\) securities issuable upon exercise of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 532.90 Td (any rights issued pursuant to the terms of any shareholder rights agreement that the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 518.50 Td (Company may adopt at any time before the issuance of such securities;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 492.10 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 492.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 492.10 Td (which such Person or any of such Person) Tj ET Q q 0 0 0 rg BT 416.30 492.10 Td (s ) Tj ET Q q 0 0 0 rg BT 423.31 492.10 Td (Af) Tj ET Q q 0 0 0 rg BT 435.76 492.10 Td (filiates or ) Tj ET Q q 0 0 0 rg BT 483.74 492.10 Td (Associates, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 477.70 Td (directly or indirectly) Tj ET Q q 0 0 0 rg BT 205.85 477.70 Td (, has the right to vote or dispose of or has beneficial ownership of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 463.30 Td (\(as determined pursuant to Rule 13d-3 of the General Rules and Regulations under the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 448.90 Td (Act\), including pursuant to any agreement, arrangement or understanding; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 466.89 448.90 Td (pr) Tj ET Q q 0 0 0 rg BT 477.11 448.90 Td (ovided, ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 108.00 434.50 Td (however) Tj ET Q q 0 0 0 rg BT 147.32 434.50 Td (, that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 171.99 434.50 Td ( a Person shall not be deemed the Beneficial Owner of, or to beneficially ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 420.10 Td (own, any security under this clause \(ii\) as a result of an agreement, arrangement or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 405.70 Td (understanding to vote such security if the agreement, arrangement or understanding: \(A\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 391.30 Td (arises solely from a revocable proxy or consent given to such Person in response to a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 376.90 Td (public proxy or consent solicitation made pursuant to, and in accordance with, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 362.50 Td (applicable rules and regulations under the ) Tj ET Q q 0 0 0 rg BT 310.60 362.50 Td (Act and \(B\) is not also then reportable on a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 348.10 Td (Schedule 13D under the ) Tj ET Q q 0 0 0 rg BT 225.97 348.10 Td (Act \(or any comparable or successor report\); or) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 321.70 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.99 321.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 321.70 Td (which are beneficially owned, directly or indirectly) Tj ET Q q 0 0 0 rg BT 461.46 321.70 Td (, by any other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 307.30 Td (Person with which such Person or any of such Person) Tj ET Q q 0 0 0 rg BT 368.30 307.30 Td (s ) Tj ET Q q 0 0 0 rg BT 375.31 307.30 Td (Af) Tj ET Q q 0 0 0 rg BT 387.76 307.30 Td (filiates or ) Tj ET Q q 0 0 0 rg BT 435.74 307.30 Td (Associates has any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 292.90 Td (agreement, arrangement or understanding for the purpose of acquiring, holding, voting ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 278.50 Td (\(except pursuant to a revocable proxy as described in clause \(ii\) above\) or disposing of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 264.10 Td (any voting securities of the Company) Tj ET Q q 0 0 0 rg BT 286.85 264.10 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 237.70 Td (\(g\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 237.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 236.10039062500005 m 209.326171875 236.10039062500005 l s q 0 0 0 rg BT 180.00 237.70 Td (Cause) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 209.33 237.70 Td (. Cause for termination by the Employer of the Executive) Tj ET Q q 0 0 0 rg BT 501.56 237.70 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 223.30 Td (employment shall be limited to \(i\) the engaging by the Executive in intentional conduct not taken ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 208.90 Td (in good faith that the Company establishes, by clear and convincing evidence, has caused ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 194.50 Td (demonstrable and serious financial injury to the Employer) Tj ET Q q 0 0 0 rg BT 350.44 194.50 Td (, as evidenced by a determination in a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 180.10 Td (binding and final judgment, order or decree of a court or administrative agency of competent ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 165.70 Td (jurisdiction, in ef) Tj ET Q q 0 0 0 rg BT 154.10 165.70 Td (fect after exhaustion or lapse of all rights of appeal, in an action, suit or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 151.30 Td (proceeding, whether civil, criminal, administrative or investigative; \(ii\) conviction of a felony) Tj ET Q q 0 0 0 rg BT 521.08 151.30 Td (, as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 136.90 Td (evidenced by binding and final judgment, order or decree of a court of competent jurisdiction, in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 122.50 Td (ef) Tj ET Q q 0 0 0 rg BT 81.11 122.50 Td (fect after exhaustion of all rights of appeal, which substantially impairs the Executive) Tj ET Q q 0 0 0 rg BT 494.64 122.50 Td (s ability ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 108.10 Td (to perform his duties or responsibilities; or \(iii\) continuing willful and unreasonable refusal by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 93.70 Td (the Executive to perform the Executive) Tj ET Q q 0 0 0 rg BT 263.59 93.70 Td (s duties or responsibilities, unless significantly changed ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 79.30 Td (without the Executive) Tj ET Q q 0 0 0 rg BT 180.64 79.30 Td (s consent.) Tj ET Q endstream endobj 305 0 obj <> endobj 306 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 303.00 59.20 Td (4) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 729.70 Td (\(h\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 729.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 728.100390625 m 348.5888671875 728.100390625 l s q 0 0 0 rg BT 180.00 729.70 Td (Change in Control of the Company) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 348.20 729.70 Td (. ) Tj ET Q q 0 0 0 rg BT 356.54 729.70 Td (A) Tj ET Q q 0 0 0 rg BT 364.54 729.70 Td ( Change in Control of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (Company shall be deemed to have occurred if an event set forth in any one of the following ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 700.90 Td (paragraphs shall have occurred:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 674.50 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 674.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 674.50 Td (any Person \(other than \(A\) the Company or any of its subsidiaries, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 660.10 Td (\(B\) a trustee or other fiduciary holding securities under any employee benefit plan of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 645.70 Td (Company or any of its subsidiaries, \(C\) an underwriter temporarily holding securities ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 631.30 Td (pursuant to an of) Tj ET Q q 0 0 0 rg BT 188.77 631.30 Td (fering of such securities or \(D\) a corporation owned, directly or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 616.90 Td (indirectly) Tj ET Q q 0 0 0 rg BT 153.21 616.90 Td (, by the shareholders of the Company in substantially the same proportions as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 602.50 Td (their ownership of stock in the Company \(Excluded Persons\)\) is or becomes the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 588.10 Td (Beneficial Owner) Tj ET Q q 0 0 0 rg BT 192.48 588.10 Td (, directly or indirectly) Tj ET Q q 0 0 0 rg BT 296.33 588.10 Td (, of securities of the Company \(not including in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 573.70 Td (the securities beneficially owned by such Person any securities acquired directly from the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 559.30 Td (Company or its ) Tj ET Q q 0 0 0 rg BT 184.34 559.30 Td (Af) Tj ET Q q 0 0 0 rg BT 196.78 559.30 Td (filiates after the date of this ) Tj ET Q q 0 0 0 rg BT 330.73 559.30 Td (Agreement, pursuant to express ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 544.90 Td (authorization by the Board that refers to this exception\) representing 20% or more of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 530.50 Td (either the then outstanding shares of common stock of the Company or the combined ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 516.10 Td (voting power of the Company) Tj ET Q q 0 0 0 rg BT 255.31 516.10 Td (s then outstanding voting securities; or) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 489.70 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 489.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 489.70 Td (the following individuals cease for any reason to constitute a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 475.30 Td (majority of the number of directors of the Company then serving: \(A\) individuals who, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 460.90 Td (on the date of this ) Tj ET Q q 0 0 0 rg BT 196.32 460.90 Td (Agreement) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 249.63 460.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 252.63 460.90 Td (constituted the Board and \(B\) any new director \(other than ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 446.50 Td (a director whose initial assumption of of) Tj ET Q q 0 0 0 rg BT 301.74 446.50 Td (fice is in connection with an actual or threatened ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 432.10 Td (election contest, including but not limited to a consent solicitation, relating to the election ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 417.70 Td (of directors of the Company\) whose appointment or election by the Board or nomination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 403.30 Td (for election by the Company) Tj ET Q q 0 0 0 rg BT 248.63 403.30 Td (s shareholders was approved by a vote of at least two-thirds ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 388.90 Td (\(2/3\) of the directors then still in of) Tj ET Q q 0 0 0 rg BT 276.74 388.90 Td (fice who either were directors on the date of this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 374.50 Td (Agreement, or whose appointment, election or nomination for election was previously so ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 360.10 Td (approved \(collectively the Continuing Directors\); ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 358.92 360.10 Td (pr) Tj ET Q q 0 0 0 rg BT 369.14 360.10 Td (ovided, however) Tj ET Q q 0 0 0 rg BT 446.45 360.10 Td (, that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 471.12 360.10 Td ( individuals ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 345.70 Td (who are appointed to the Board pursuant to or in accordance with the terms of an ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 331.30 Td (agreement relating to a mer) Tj ET Q q 0 0 0 rg BT 239.72 331.30 Td (ger) Tj ET Q q 0 0 0 rg BT 254.56 331.30 Td (, consolidation, or share exchange involving the Company ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 316.90 Td (\(or any direct or indirect subsidiary of the Company\) shall not be Continuing Directors ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 302.50 Td (for purposes of this ) Tj ET Q q 0 0 0 rg BT 203.33 302.50 Td (Agreement until after such individuals are first nominated for election ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 288.10 Td (by a vote of at least two-thirds \(2/3\) of the then Continuing Directors and are thereafter ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 273.70 Td (elected as directors by the shareholders of the Company at a meeting of shareholders held ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 259.30 Td (following consummation of such mer) Tj ET Q q 0 0 0 rg BT 287.75 259.30 Td (ger) Tj ET Q q 0 0 0 rg BT 302.60 259.30 Td (, consolidation, or share exchange; and, ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 495.53 259.30 Td (pr) Tj ET Q q 0 0 0 rg BT 505.76 259.30 Td (ovided ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 108.00 244.90 Td (further) Tj ET Q q 0 0 0 rg BT 140.00 244.90 Td (, that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 164.67 244.90 Td ( in the event the failure of any such persons appointed to the Board to be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 230.50 Td (Continuing Directors results in a Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 435.84 230.50 Td (, the subsequent ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 216.10 Td (qualification of such persons as Continuing Directors shall not alter the fact that a Change ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 201.70 Td (in Control of the Company occurred; or) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 175.30 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.99 175.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 175.30 Td (the shareholders of the Company approve a mer) Tj ET Q q 0 0 0 rg BT 446.04 175.30 Td (ger) Tj ET Q q 0 0 0 rg BT 460.88 175.30 Td (, consolidation ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 160.90 Td (or share exchange of the Company with any other corporation or approve the issuance of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 146.50 Td (voting securities of the Company in connection with a mer) Tj ET Q q 0 0 0 rg BT 389.38 146.50 Td (ger) Tj ET Q q 0 0 0 rg BT 404.23 146.50 Td (, consolidation or share ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 132.10 Td (exchange of the Company \(or any direct or indirect subsidiary of the Company\) pursuant ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 117.70 Td (to applicable stock exchange requirements, other than \(A\) a mer) Tj ET Q q 0 0 0 rg BT 415.66 117.70 Td (ger) Tj ET Q q 0 0 0 rg BT 430.50 117.70 Td (, consolidation or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 103.30 Td (share exchange which would result in the voting securities of the Company outstanding ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 88.90 Td (immediately prior to such mer) Tj ET Q q 0 0 0 rg BT 253.08 88.90 Td (ger) Tj ET Q q 0 0 0 rg BT 267.92 88.90 Td (, consolidation or share exchange continuing to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 74.50 Td (represent \(either by remaining outstanding or by being converted into voting securities of ) Tj ET Q endstream endobj 307 0 obj <> endobj 308 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 303.00 59.20 Td (5) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 729.70 Td (the surviving entity or any parent thereof\) at least 50% of the combined voting power of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 715.30 Td (the voting securities of the Company or such surviving entity or any parent thereof ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 700.90 Td (outstanding immediately after such mer) Tj ET Q q 0 0 0 rg BT 298.39 700.90 Td (ger) Tj ET Q q 0 0 0 rg BT 313.24 700.90 Td (, consolidation or share exchange, or \(B\) a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 686.50 Td (mer) Tj ET Q q 0 0 0 rg BT 126.44 686.50 Td (ger) Tj ET Q q 0 0 0 rg BT 141.28 686.50 Td (, consolidation or share exchange ef) Tj ET Q q 0 0 0 rg BT 313.66 686.50 Td (fected to implement a recapitalization of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 672.10 Td (Company \(or similar transaction\) in which no Person \(other than an Excluded Person\) is ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 657.70 Td (or becomes the Beneficial Owner) Tj ET Q q 0 0 0 rg BT 268.12 657.70 Td (, directly or indirectly) Tj ET Q q 0 0 0 rg BT 371.97 657.70 Td (, of securities of the Company \(not ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 643.30 Td (including in the securities beneficially owned by such Person any securities acquired ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 628.90 Td (directly from the Company or its ) Tj ET Q q 0 0 0 rg BT 267.97 628.90 Td (Af) Tj ET Q q 0 0 0 rg BT 280.42 628.90 Td (filiates after the date of this ) Tj ET Q q 0 0 0 rg BT 414.37 628.90 Td (Agreement, pursuant to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 614.50 Td (express authorization by the Board that refers to this exception\) representing 20% or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 600.10 Td (more of either the then outstanding shares of common stock of the Company or the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 585.70 Td (combined voting power of the Company) Tj ET Q q 0 0 0 rg BT 305.63 585.70 Td (s then outstanding voting securities; or) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 559.30 Td (\(iv\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.33 559.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 559.30 Td (the shareholders of the Company approve of a plan of complete ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 544.90 Td (liquidation or dissolution of the Company or an agreement for the sale or disposition by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 530.50 Td (the Company of all or substantially all of the Company) Tj ET Q q 0 0 0 rg BT 375.62 530.50 Td (s assets \(in one transaction or a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 516.10 Td (series of related transactions within any period of 24 consecutive months\), other than a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 501.70 Td (sale or disposition by the Company of all or substantially all of the Company) Tj ET Q q 0 0 0 rg BT 480.95 501.70 Td (s assets to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 487.30 Td (an entity at least 75% of the combined voting power of the voting securities of which are ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 472.90 Td (owned by Persons in substantially the same proportions as their ownership of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 458.50 Td (Company immediately prior to such sale.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 432.10 Td (Notwithstanding the foregoing, no Change in Control of the Company shall be deemed to have ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 417.70 Td (occurred if there is consummated any transaction or series of integrated transactions immediately ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 403.30 Td (following which the record holders of the common stock of the Company immediately prior to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 388.90 Td (such transaction or series of transactions continue to own, directly or indirectly) Tj ET Q q 0 0 0 rg BT 450.45 388.90 Td (, in the same ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 374.50 Td (proportions as their ownership in the Company) Tj ET Q q 0 0 0 rg BT 297.19 374.50 Td (, an entity that owns all or substantially all of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 360.10 Td (assets or voting securities of the Company immediately following such transaction or series of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 345.70 Td (transactions.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 319.30 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.33 319.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 317.700390625 m 205.330078125 317.700390625 l s q 0 0 0 rg BT 180.00 319.30 Td (Code) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 205.33 319.30 Td (. ) Tj ET Q q 0 0 0 rg BT 214.11 319.30 Td (The term Code means the Internal Revenue Code of 1986, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 304.90 Td (including any amendments thereto or successor tax codes thereof. ) Tj ET Q q 0 0 0 rg BT 392.90 304.90 Td (Any reference to a particular ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 290.50 Td (provision of the Code shall be deemed to include reference to any successor provision thereto.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 264.10 Td (\(j\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.33 264.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 262.500390625 m 281.912109375 262.500390625 l s q 0 0 0 rg BT 180.00 264.10 Td (Covered ) Tj ET Q q 0 0 0 rg BT 223.44 264.10 Td (T) Tj ET Q q 0 0 0 rg BT 229.93 264.10 Td (ermination) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 281.91 264.10 Td (. Subject to Section 2\(b\), the term Covered ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 249.70 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 249.70 Td (ermination means any ) Tj ET Q q 0 0 0 rg BT 192.57 249.70 Td (T) Tj ET Q q 0 0 0 rg BT 199.06 249.70 Td (ermination of Employment during the Employment Period where the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 235.30 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 235.30 Td (ermination Date, or the date Notice of ) Tj ET Q q 0 0 0 rg BT 263.54 235.30 Td (T) Tj ET Q q 0 0 0 rg BT 270.03 235.30 Td (ermination is delivered, is any date prior to the end of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 220.90 Td (the Employment Period.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 194.50 Td (\(k\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 194.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 192.900390625 m 276.322265625 192.900390625 l s q 0 0 0 rg BT 180.00 194.50 Td (Employment Period) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 276.32 194.50 Td (. Subject to Section 2\(b\), the term Employment ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 180.10 Td (Period means a period commencing on the date of a Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 497.44 180.10 Td (, and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 165.70 Td (ending at 1) Tj ET Q q 0 0 0 rg BT 124.88 165.70 Td (1:59 p.m. Central ) Tj ET Q q 0 0 0 rg BT 211.65 165.70 Td (T) Tj ET Q q 0 0 0 rg BT 218.55 165.70 Td (ime on the third anniversary of such date.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 139.30 Td (\(l\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.33 139.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 137.70039062499995 m 244.9921875 137.70039062499995 l s q 0 0 0 rg BT 180.00 139.30 Td (Good Reason) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 244.99 139.30 Td (. ) Tj ET Q q 0 0 0 rg BT 253.78 139.30 Td (The Executive shall have Good Reason for termination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 124.90 Td (of employment in the event of:) Tj ET Q endstream endobj 309 0 obj <> endobj 310 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 303.00 59.20 Td (6) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 729.70 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 729.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 729.70 Td (any breach of this ) Tj ET Q q 0 0 0 rg BT 303.97 729.70 Td (Agreement by the Employer) Tj ET Q q 0 0 0 rg BT 439.78 729.70 Td (, including ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 715.30 Td (specifically any breach by the Employer of the agreements contained in Section 3\(b\), ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 700.90 Td (Section 4, Section 5, or Section 6, other than an isolated, insubstantial and inadvertent ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 686.50 Td (failure not occurring in bad faith that the Employer remedies promptly after receipt of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 672.10 Td (notice thereof given by the Executive;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 645.70 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 645.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 645.70 Td (any reduction in the Executive) Tj ET Q q 0 0 0 rg BT 365.95 645.70 Td (s base salary) Tj ET Q q 0 0 0 rg BT 425.81 645.70 Td (, percentage of base ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 631.30 Td (salary available as incentive compensation or bonus opportunity or benefits, in each case ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 616.90 Td (relative to those most favorable to the Executive in ef) Tj ET Q q 0 0 0 rg BT 364.69 616.90 Td (fect at any time during the 180-day ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 602.50 Td (period prior to the Change in Control of the Company or) Tj ET Q q 0 0 0 rg BT 379.47 602.50 Td (, to the extent more favorable to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 588.10 Td (the Executive, those in ef) Tj ET Q q 0 0 0 rg BT 229.41 588.10 Td (fect at any time during the Employment Period;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 561.70 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.99 561.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 561.70 Td (the removal of the Executive from, or any failure to reelect or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 547.30 Td (reappoint the Executive to, any of the positions held with the Employer on the date of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 532.90 Td (Change in Control of the Company or any other positions with the Employer to which the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 518.50 Td (Executive shall thereafter be elected, appointed or assigned, except in the event that such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 504.10 Td (removal or failure to reelect or reappoint relates to the termination by the Employer of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 489.70 Td (Executive) Tj ET Q q 0 0 0 rg BT 159.31 489.70 Td (s employment for Cause or by reason of disability pursuant to Section 12;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 463.30 Td (\(iv\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.33 463.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 463.30 Td (a good faith determination by the Executive that there has been a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 448.90 Td (material adverse change, without the Executive) Tj ET Q q 0 0 0 rg BT 338.57 448.90 Td (s written consent, in the Executive) Tj ET Q q 0 0 0 rg BT 507.19 448.90 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 434.50 Td (working conditions or status with the Employer relative to the most favorable working ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 420.10 Td (conditions or status in ef) Tj ET Q q 0 0 0 rg BT 225.77 420.10 Td (fect during the 180-day period prior to the Change in Control of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 405.70 Td (the Company) Tj ET Q q 0 0 0 rg BT 171.54 405.70 Td (, or) Tj ET Q q 0 0 0 rg BT 187.06 405.70 Td (, to the extent more favorable to the Executive, those in ef) Tj ET Q q 0 0 0 rg BT 465.08 405.70 Td (fect at any time ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 391.30 Td (during the Employment Period, including but not limited to \(A\) a significant change in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 376.90 Td (the nature or scope of the Executive) Tj ET Q q 0 0 0 rg BT 283.93 376.90 Td (s authority) Tj ET Q q 0 0 0 rg BT 334.14 376.90 Td (, powers, functions, duties or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 362.50 Td (responsibilities, or \(B\) a significant reduction in the level of support services, staf) Tj ET Q q 0 0 0 rg BT 499.02 362.50 Td (f, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 348.10 Td (secretarial and other assistance, of) Tj ET Q q 0 0 0 rg BT 272.04 348.10 Td (fice space and accoutrements, but in each case ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 333.70 Td (excluding for this purpose an isolated, insubstantial and inadvertent event not occurring ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 319.30 Td (in bad faith that the Employer remedies within ten \(10\) days after receipt of notice ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 304.90 Td (thereof given by the Executive;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 278.50 Td (\(v\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.99 278.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 278.50 Td (the relocation of the Executive) Tj ET Q q 0 0 0 rg BT 366.60 278.50 Td (s principal place of employment to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 264.10 Td (a location more than 35 miles from the Executive) Tj ET Q q 0 0 0 rg BT 348.59 264.10 Td (s principal place of employment on the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 249.70 Td (date 180 days prior to the Change in Control of the Company;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 223.30 Td (\(vi\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.33 223.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 223.30 Td (the Employer requires the Executive to travel on Employer ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 208.90 Td (business 20% in excess of the average number of days per month the Executive was ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 194.50 Td (required to travel during the 180-day period prior to the Change in Control of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 180.10 Td (Company; or) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 153.70 Td (\(vii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.66 153.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 153.70 Td (failure by the Company to obtain the ) Tj ET Q q 0 0 0 rg BT 394.96 153.70 Td (Agreement referred to in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 139.30 Td (Section 17\(a\) as provided therein.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 112.90 Td (\(m\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.33 112.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 111.30039062499998 m 212.666015625 111.30039062499998 l s q 0 0 0 rg BT 180.00 112.90 Td (Person) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 212.67 112.90 Td (. ) Tj ET Q q 0 0 0 rg BT 221.45 112.90 Td (The term Person shall mean any individual, firm, partnership, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 98.50 Td (corporation or other entity) Tj ET Q q 0 0 0 rg BT 197.51 98.50 Td (, including any successor \(by mer) Tj ET Q q 0 0 0 rg BT 358.59 98.50 Td (ger or otherwise\) of such entity) Tj ET Q q 0 0 0 rg BT 508.10 98.50 Td (, or a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 84.10 Td (group of any of the foregoing acting in concert.) Tj ET Q endstream endobj 311 0 obj <> endobj 312 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 303.00 59.20 Td (7) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 729.70 Td (\(n\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 729.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 728.100390625 m 254.326171875 728.100390625 l s q 0 0 0 rg BT 180.00 729.70 Td (Prorated Bonus) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 254.33 729.70 Td (. ) Tj ET Q q 0 0 0 rg BT 263.11 729.70 Td (The term Prorated Bonus shall mean an amount equal ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (to the sum of the following with respect to each contingent bonus or incentive compensation ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 700.90 Td (award made to the Executive for all uncompleted periods as of the ) Tj ET Q q 0 0 0 rg BT 393.00 700.90 Td (T) Tj ET Q q 0 0 0 rg BT 399.49 700.90 Td (ermination Date: \(i\) the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 686.50 Td (value of such award, calculated as if the goals with respect to such award had been attained \(at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 672.10 Td (the tar) Tj ET Q q 0 0 0 rg BT 102.10 672.10 Td (get level, if applicable\), multiplied by a fraction, the numerator of which is the number of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 657.70 Td (days that have elapsed from the first day of the period to which the award relates to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 643.30 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 643.30 Td (ermination Date and the denominator of which is the total number of days in the period to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 628.90 Td (which the award relates \(without regard to the ) Tj ET Q q 0 0 0 rg BT 295.70 628.90 Td (T) Tj ET Q q 0 0 0 rg BT 302.19 628.90 Td (ermination Date\), reduced by \(ii\) any amounts ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 614.50 Td (previously paid with respect to such award or that will be paid \(without regard to this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 600.10 Td (Agreement\).) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 573.70 Td (\(o\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 573.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 572.100390625 m 233.314453125 572.100390625 l s q 0 0 0 rg BT 180.00 573.70 Td (Retirement) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 233.31 573.70 Td (. ) Tj ET Q q 0 0 0 rg BT 242.10 573.70 Td (The term Retirement means the cessation of service as an ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 559.30 Td (employee of the Company and its ) Tj ET Q q 0 0 0 rg BT 235.97 559.30 Td (Af) Tj ET Q q 0 0 0 rg BT 248.41 559.30 Td (filiates for any reason other than death, disability \(as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 544.90 Td (provided in Section 12\), or termination for Cause, if at the time of such cessation of service ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 530.50 Td (either \(1\) the Executive is age 60 and his age plus years of service for the Company and its ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 516.10 Td (Af) Tj ET Q q 0 0 0 rg BT 84.45 516.10 Td (filiates is equal to or greater than 70, or \(2\) the Executive is age 65 or older) Tj ET Q q 0 0 0 rg BT 444.66 516.10 Td (. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 489.70 Td (\(p\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 489.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 488.100390625 m 296.625 488.100390625 l s q 0 0 0 rg BT 180.00 489.70 Td (Separation from Service) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 296.63 489.70 Td (. For purposes of this ) Tj ET Q q 0 0 0 rg BT 403.63 489.70 Td (Agreement, the term ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 475.30 Td (Separation from Service means the Executive) Tj ET Q q 0 0 0 rg BT 304.90 475.30 Td (s ) Tj ET Q q 0 0 0 rg BT 312.36 475.30 Td (T) Tj ET Q q 0 0 0 rg BT 318.85 475.30 Td (ermination of Employment, or if the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 460.90 Td (Executive continues to provide services following his or her ) Tj ET Q q 0 0 0 rg BT 363.38 460.90 Td (T) Tj ET Q q 0 0 0 rg BT 369.87 460.90 Td (ermination of Employment, such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 446.50 Td (later date as is considered a separation from service from the Company and its 409A) Tj ET Q q 0 0 0 rg BT 476.54 446.50 Td ( ) Tj ET Q q 0 0 0 rg BT 478.88 446.50 Td (Af) Tj ET Q q 0 0 0 rg BT 491.33 446.50 Td (filiates ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 432.10 Td (within the meaning of Code Section 409A. Specifically) Tj ET Q q 0 0 0 rg BT 340.17 432.10 Td (, if the Executive continues to provide ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 417.70 Td (services to the Company or a 409A) Tj ET Q q 0 0 0 rg BT 240.63 417.70 Td ( ) Tj ET Q q 0 0 0 rg BT 242.97 417.70 Td (Af) Tj ET Q q 0 0 0 rg BT 255.42 417.70 Td (filiate in a capacity other than as an employee, such shift in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 403.30 Td (status is not automatically a Separation from Service.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 376.90 Td (\(q\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 376.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 375.300390625 m 316.46484375 375.300390625 l s q 0 0 0 rg BT 180.00 376.90 Td (T) Tj ET Q q 0 0 0 rg BT 186.49 376.90 Td (ermination of Employment) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 316.46 376.90 Td (. For purposes of this ) Tj ET Q q 0 0 0 rg BT 423.47 376.90 Td (Agreement, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 362.50 Td (Executive) Tj ET Q q 0 0 0 rg BT 123.31 362.50 Td (s T) Tj ET Q q 0 0 0 rg BT 142.80 362.50 Td (ermination of Employment shall be presumed to occur when the Company and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 348.10 Td (the Executive reasonably anticipate that no further services will be performed by the Executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 333.70 Td (for the Company and its 409A) Tj ET Q q 0 0 0 rg BT 216.98 333.70 Td ( ) Tj ET Q q 0 0 0 rg BT 219.32 333.70 Td (Af) Tj ET Q q 0 0 0 rg BT 231.77 333.70 Td (filiates or that the level of bona fide services the Executive will ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 319.30 Td (perform as an employee of the Company and its 409A) Tj ET Q q 0 0 0 rg BT 331.61 319.30 Td ( ) Tj ET Q q 0 0 0 rg BT 333.94 319.30 Td (Af) Tj ET Q q 0 0 0 rg BT 346.39 319.30 Td (filiates will permanently decrease to no ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 304.90 Td (more than 20% of the average level of bona fide services performed by the Executive \(whether ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 290.50 Td (as an employee or independent contractor\) for the Company and its 409A) Tj ET Q q 0 0 0 rg BT 424.23 290.50 Td ( ) Tj ET Q q 0 0 0 rg BT 426.57 290.50 Td (Af) Tj ET Q q 0 0 0 rg BT 439.01 290.50 Td (filiates over the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 276.10 Td (immediately preceding 36-month period \(or such lesser period of services\). ) Tj ET Q q 0 0 0 rg BT 439.00 276.10 Td (Whether the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 261.70 Td (Executive has experienced a ) Tj ET Q q 0 0 0 rg BT 211.04 261.70 Td (T) Tj ET Q q 0 0 0 rg BT 217.54 261.70 Td (ermination of Employment shall be determined by the Employer in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 247.30 Td (good faith and consistent with Section 409A) Tj ET Q q 0 0 0 rg BT 284.64 247.30 Td ( of the Code. Notwithstanding the foregoing, if the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 232.90 Td (Executive takes a leave of absence for purposes of military leave, sick leave or other bona fide ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 218.50 Td (reason, the Executive will not be deemed to have experienced a ) Tj ET Q q 0 0 0 rg BT 379.65 218.50 Td (T) Tj ET Q q 0 0 0 rg BT 386.14 218.50 Td (ermination of Employment for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 204.10 Td (the first six \(6\) months of the leave of absence, or if longer) Tj ET Q q 0 0 0 rg BT 353.77 204.10 Td (, for so long as the Executive) Tj ET Q q 0 0 0 rg BT 496.73 204.10 Td (s right to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 189.70 Td (reemployment is provided either by statute or by contract, including this ) Tj ET Q q 0 0 0 rg BT 421.25 189.70 Td (Agreement; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 480.90 189.70 Td (pr) Tj ET Q q 0 0 0 rg BT 491.12 189.70 Td (ovided ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 72.00 175.30 Td (that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 90.67 175.30 Td ( if the leave of absence is due to a medically determinable physical or mental impairment that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 160.90 Td (can be expected to result in death or last for a continuous period of not less than six \(6\) months, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 146.50 Td (where such impairment causes the Executive to be unable to perform the duties of his or her ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 132.10 Td (position of employment or any substantially similar position of employment, the leave may be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 117.70 Td (extended by the Employer for up to 29 months without causing a ) Tj ET Q q 0 0 0 rg BT 386.39 117.70 Td (T) Tj ET Q q 0 0 0 rg BT 392.88 117.70 Td (ermination of Employment.) Tj ET Q endstream endobj 313 0 obj <> endobj 314 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 303.00 59.20 Td (8) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 729.70 Td (\(r\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.99 729.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 728.100390625 m 264.12890625 728.100390625 l s q 0 0 0 rg BT 180.00 729.70 Td (T) Tj ET Q q 0 0 0 rg BT 186.49 729.70 Td (ermination Date) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 264.13 729.70 Td (. Except as otherwise provided in Section 2\(b\), Section ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (10\(b\), and Section 17\(a\), the term T) Tj ET Q q 0 0 0 rg BT 249.10 715.30 Td (ermination Date means \(i\) if the Executive) Tj ET Q q 0 0 0 rg BT 462.35 715.30 Td (s ) Tj ET Q q 0 0 0 rg BT 469.80 715.30 Td (T) Tj ET Q q 0 0 0 rg BT 476.29 715.30 Td (ermination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 700.90 Td (of Employment is by the Executive) Tj ET Q q 0 0 0 rg BT 244.96 700.90 Td (s death, the date of death; \(ii\) if the Executive) Tj ET Q q 0 0 0 rg BT 467.54 700.90 Td (s ) Tj ET Q q 0 0 0 rg BT 475.00 700.90 Td (T) Tj ET Q q 0 0 0 rg BT 481.49 700.90 Td (ermination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 686.50 Td (of Employment is by reason of Retirement, the date of such retirement; \(iii\) if the Executive) Tj ET Q q 0 0 0 rg BT 517.20 686.50 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 672.10 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 672.10 Td (ermination of Employment is by reason of disability pursuant to Section 12, the earlier of 30 ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 657.70 Td (days after the Notice of ) Tj ET Q q 0 0 0 rg BT 187.40 657.70 Td (T) Tj ET Q q 0 0 0 rg BT 193.89 657.70 Td (ermination is given or one day prior to the end of the Employment ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 643.30 Td (Period; \(iv\) if the Executive) Tj ET Q q 0 0 0 rg BT 209.29 643.30 Td (s ) Tj ET Q q 0 0 0 rg BT 216.74 643.30 Td (T) Tj ET Q q 0 0 0 rg BT 223.24 643.30 Td (ermination of Employment is by the Executive voluntarily \(other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 628.90 Td (than for Good Reason\), the date the Notice of ) Tj ET Q q 0 0 0 rg BT 293.71 628.90 Td (T) Tj ET Q q 0 0 0 rg BT 300.21 628.90 Td (ermination is given; and \(v\) if the Executive) Tj ET Q q 0 0 0 rg BT 515.81 628.90 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 614.50 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 614.50 Td (ermination of Employment is by the Employer \(other than by reason of disability pursuant to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 600.10 Td (Section 12\) or by the Executive for Good Reason, the earlier of 30 days after the Notice of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 585.70 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 585.70 Td (ermination is given or one day prior to the end of the Employment Period. Notwithstanding the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 571.30 Td (foregoing,) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 544.90 Td (\(A\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.66 544.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 544.90 Td (If termination is for Cause pursuant to Section 1\(g\)\(iii\) and if the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 530.50 Td (Executive has cured the conduct constituting such Cause as described by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 516.10 Td (Employer in its Notice of ) Tj ET Q q 0 0 0 rg BT 268.76 516.10 Td (T) Tj ET Q q 0 0 0 rg BT 275.25 516.10 Td (ermination within such 30-day or shorter period, then ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 501.70 Td (the Executive) Tj ET Q q 0 0 0 rg BT 212.97 501.70 Td (s employment hereunder shall continue as if the Employer had not ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 487.30 Td (delivered its Notice of ) Tj ET Q q 0 0 0 rg BT 253.75 487.30 Td (T) Tj ET Q q 0 0 0 rg BT 260.24 487.30 Td (ermination.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 460.90 Td (\(B\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.00 460.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 460.90 Td (If the Executive shall in good faith give a Notice of ) Tj ET Q q 0 0 0 rg BT 465.37 460.90 Td (T) Tj ET Q q 0 0 0 rg BT 471.86 460.90 Td (ermination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 446.50 Td (for Good Reason and the Employer notifies the Executive that a dispute exists ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 432.10 Td (concerning the termination within the 15-day period following receipt thereof, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 417.70 Td (then the Executive may elect to continue his or her employment during such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 403.30 Td (dispute and the ) Tj ET Q q 0 0 0 rg BT 219.43 403.30 Td (T) Tj ET Q q 0 0 0 rg BT 225.93 403.30 Td (ermination Date shall be determined under this paragraph. If the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 388.90 Td (Executive so elects and it is thereafter determined that Good Reason did exist, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 374.50 Td (T) Tj ET Q q 0 0 0 rg BT 150.49 374.50 Td (ermination Date shall be the earliest of \(1\) the date on which the dispute is ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 360.10 Td (finally determined, either \(x\) by mutual written agreement of the parties or \(y\) in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 345.70 Td (accordance with Section 22, \(2\) the date of the Executive) Tj ET Q q 0 0 0 rg BT 421.89 345.70 Td (s death or \(3\) one day ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 331.30 Td (prior to the end of the Employment Period. If the Executive so elects and it is ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 316.90 Td (thereafter determined that Good Reason did not exist, then the employment of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 302.50 Td (Executive hereunder shall continue after such determination as if the Executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 288.10 Td (had not delivered the Notice of ) Tj ET Q q 0 0 0 rg BT 295.73 288.10 Td (T) Tj ET Q q 0 0 0 rg BT 302.22 288.10 Td (ermination asserting Good Reason and there ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 273.70 Td (shall be no ) Tj ET Q q 0 0 0 rg BT 198.77 273.70 Td (T) Tj ET Q q 0 0 0 rg BT 205.27 273.70 Td (ermination Date arising out of such Notice. In either case, this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 259.30 Td (Agreement continues, until the ) Tj ET Q q 0 0 0 rg BT 294.74 259.30 Td (T) Tj ET Q q 0 0 0 rg BT 301.24 259.30 Td (ermination Date, if any) Tj ET Q q 0 0 0 rg BT 411.75 259.30 Td (, as if the Executive had ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 244.90 Td (not delivered the Notice of ) Tj ET Q q 0 0 0 rg BT 275.40 244.90 Td (T) Tj ET Q q 0 0 0 rg BT 281.89 244.90 Td (ermination except that, if it is finally determined that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 230.50 Td (Good Reason did exist, the Executive shall in no case be denied the benefits ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 216.10 Td (described in Section 9 \(including a ) Tj ET Q q 0 0 0 rg BT 313.74 216.10 Td (T) Tj ET Q q 0 0 0 rg BT 320.23 216.10 Td (ermination Payment\) based on events ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 201.70 Td (occurring after the Executive delivered his Notice of ) Tj ET Q q 0 0 0 rg BT 399.01 201.70 Td (T) Tj ET Q q 0 0 0 rg BT 405.50 201.70 Td (ermination.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 175.30 Td (\(C\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.00 175.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 175.30 Td (Except as provided in Section 1\(r\)\(B\), if the party receiving the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 160.90 Td (Notice of ) Tj ET Q q 0 0 0 rg BT 191.77 160.90 Td (T) Tj ET Q q 0 0 0 rg BT 198.26 160.90 Td (ermination notifies the other party that a dispute exists concerning the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 146.50 Td (termination within the appropriate period following receipt thereof and it is finally ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 132.10 Td (determined that the reason asserted in such Notice of ) Tj ET Q q 0 0 0 rg BT 400.69 132.10 Td (T) Tj ET Q q 0 0 0 rg BT 407.19 132.10 Td (ermination did not exist, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 117.70 Td (then \(1\) if such Notice was delivered by the Executive, the Executive will be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 103.30 Td (deemed to have voluntarily terminated his employment and the ) Tj ET Q q 0 0 0 rg BT 450.03 103.30 Td (T) Tj ET Q q 0 0 0 rg BT 456.52 103.30 Td (ermination Date ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 88.90 Td (shall be the earlier of the date 15 days after the Notice of ) Tj ET Q q 0 0 0 rg BT 419.33 88.90 Td (T) Tj ET Q q 0 0 0 rg BT 425.82 88.90 Td (ermination is given or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 74.50 Td (one day prior to the end of the Employment Period and \(2\) if delivered by the ) Tj ET Q endstream endobj 315 0 obj <> endobj 316 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 303.00 59.20 Td (9) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 729.70 Td (Company) Tj ET Q q 0 0 0 rg BT 189.88 729.70 Td (, the Company will be deemed to have terminated the Executive other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 715.30 Td (than by reason of death, disability or Cause.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 688.90 Td (2.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.00 688.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 687.300390625 m 446.109375 687.300390625 l s q 0 0 0 rg BT 180.00 688.90 Td (T) Tj ET Q q 0 0 0 rg BT 186.49 688.90 Td (ermination or Cancellation Prior to Change in Control) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 446.11 688.90 Td (. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 662.50 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 662.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 662.50 Td (Subject to Section 2\(b\), the Employer and the Executive shall each retain ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 648.10 Td (the right to terminate the employment of the Executive at any time prior to a Change in Control ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 633.70 Td (of the Company) Tj ET Q q 0 0 0 rg BT 148.54 633.70 Td (. Subject to Section 2\(b\), in the event the Executive) Tj ET Q q 0 0 0 rg BT 401.81 633.70 Td (s employment is terminated ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 619.30 Td (prior to a Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 287.19 619.30 Td (, this ) Tj ET Q q 0 0 0 rg BT 312.86 619.30 Td (Agreement shall be terminated and cancelled ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 604.90 Td (and of no further force and ef) Tj ET Q q 0 0 0 rg BT 213.05 604.90 Td (fect, and any and all rights and obligations of the parties hereunder ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 590.50 Td (shall cease.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 564.10 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 564.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 564.10 Td (Anything in this ) Tj ET Q q 0 0 0 rg BT 260.34 564.10 Td (Agreement to the contrary notwithstanding, if a Change ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 549.70 Td (in Control of the Company occurs and if the Executive) Tj ET Q q 0 0 0 rg BT 338.27 549.70 Td (s employment is terminated \(other than a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 535.30 Td (termination due to the Executive) Tj ET Q q 0 0 0 rg BT 231.95 535.30 Td (s death or as a result of the Executive) Tj ET Q q 0 0 0 rg BT 414.55 535.30 Td (s disability\) during the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 520.90 Td (period of 180 days prior to the date on which the Change in Control of the Company occurs, and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 506.50 Td (if it is reasonably demonstrated by the Executive that such termination of employment \(i\) was at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 492.10 Td (the request of a third party who has taken steps reasonably calculated to ef) Tj ET Q q 0 0 0 rg BT 428.65 492.10 Td (fect a Change in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 477.70 Td (Control of the Company or \(ii\) otherwise arose in connection with or in anticipation of a Change ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 463.30 Td (in Control of the Company) Tj ET Q q 0 0 0 rg BT 200.54 463.30 Td (, then for all purposes of this ) Tj ET Q q 0 0 0 rg BT 340.52 463.30 Td (Agreement such termination of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 448.90 Td (employment shall be deemed a Covered ) Tj ET Q q 0 0 0 rg BT 272.38 448.90 Td (T) Tj ET Q q 0 0 0 rg BT 278.87 448.90 Td (ermination, Notice of ) Tj ET Q q 0 0 0 rg BT 395.27 448.90 Td (T) Tj ET Q q 0 0 0 rg BT 401.77 448.90 Td (ermination shall be deemed ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 434.50 Td (to have been given, and the Employment Period shall be deemed to have begun on the date of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 420.10 Td (such termination which shall be deemed to be the T) Tj ET Q q 0 0 0 rg BT 324.08 420.10 Td (ermination Date and the date of the Change ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 405.70 Td (in Control of the Company for purposes of this ) Tj ET Q q 0 0 0 rg BT 299.65 405.70 Td (Agreement.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 379.30 Td (3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.00 379.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 377.700390625 m 412.74609375 377.700390625 l s q 0 0 0 rg BT 180.00 379.30 Td (Employment Period; ) Tj ET Q q 0 0 0 rg BT 282.44 379.30 Td (V) Tj ET Q q 0 0 0 rg BT 289.78 379.30 Td (esting of Certain Benefits) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 412.75 379.30 Td (. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 352.90 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 352.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 352.90 Td (If a Change in Control of the Company occurs when the Executive is ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 338.50 Td (employed by the Employer) Tj ET Q q 0 0 0 rg BT 201.82 338.50 Td (, the Employer will continue thereafter to employ the Executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 324.10 Td (during the Employment Period, and the Executive will remain in the employ of the Employer in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 309.70 Td (accordance with and subject to the terms and provisions of this ) Tj ET Q q 0 0 0 rg BT 376.26 309.70 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 437.91 309.70 Td (Any ) Tj ET Q q 0 0 0 rg BT 461.36 309.70 Td (T) Tj ET Q q 0 0 0 rg BT 467.85 309.70 Td (ermination of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 295.30 Td (Employment during the Employment Period, whether by the Company or the Employer) Tj ET Q q 0 0 0 rg BT 492.77 295.30 Td (, shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 280.90 Td (deemed a termination by the Company for purposes of this ) Tj ET Q q 0 0 0 rg BT 356.61 280.90 Td (Agreement.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 254.50 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 254.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 254.50 Td (If a Change in Control of the Company occurs when the Executive is ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 240.10 Td (employed by the Employer) Tj ET Q q 0 0 0 rg BT 201.82 240.10 Td (, \(i\) the Company shall cause all restrictions on restricted stock ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 225.70 Td (awards made to the Executive prior to the Change in Control of the Company to lapse such that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 211.30 Td (the Executive is fully and immediately vested in the Executive) Tj ET Q q 0 0 0 rg BT 375.57 211.30 Td (s restricted stock upon such a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 196.90 Td (Change in Control of the Company; and \(ii\) the Company shall cause all stock options granted to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 182.50 Td (the Executive prior to the Change in Control of the Company pursuant to the Company) Tj ET Q q 0 0 0 rg BT 493.25 182.50 Td (s stock ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 168.10 Td (option plan\(s\) to be fully and immediately vested upon such a Change in Control of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 153.70 Td (Company) Tj ET Q q 0 0 0 rg BT 117.88 153.70 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 127.30 Td (4.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.00 127.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 125.70039062499995 m 211.330078125 125.70039062499995 l s q 0 0 0 rg BT 180.00 127.30 Td (Duties) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 211.33 127.30 Td (. During the Employment Period, the Executive shall, in the same ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 112.90 Td (capacities and positions held by the Executive at the time of the Change in Control of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 98.50 Td (Company or in such other capacities and positions as may be agreed to by the Employer and the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 84.10 Td (Executive in writing, devote the Executive) Tj ET Q q 0 0 0 rg BT 279.93 84.10 Td (s best ef) Tj ET Q q 0 0 0 rg BT 319.04 84.10 Td (forts and all of the Executive) Tj ET Q q 0 0 0 rg BT 461.32 84.10 Td (s business time, ) Tj ET Q endstream endobj 317 0 obj <> endobj 318 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (10) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 729.70 Td (attention and skill to the business and af) Tj ET Q q 0 0 0 rg BT 264.08 729.70 Td (fairs of the Employer) Tj ET Q q 0 0 0 rg BT 365.90 729.70 Td (, as such business and af) Tj ET Q q 0 0 0 rg BT 482.99 729.70 Td (fairs now ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (exist and as they may hereafter be conducted; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 293.91 715.30 Td (pr) Tj ET Q q 0 0 0 rg BT 304.13 715.30 Td (ovided, however) Tj ET Q q 0 0 0 rg BT 381.44 715.30 Td (, that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 406.11 715.30 Td ( the Executive shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 700.90 Td (entitled \(a\) to serve as director of other corporations and \(b\) to devote time to personal and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 686.50 Td (financial activities, in each case so long as such activities do not materially af) Tj ET Q q 0 0 0 rg BT 443.65 686.50 Td (fect the Executive) Tj ET Q q 0 0 0 rg BT 533.61 686.50 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 672.10 Td (ability to perform the Executive) Tj ET Q q 0 0 0 rg BT 228.62 672.10 Td (s duties hereunder) Tj ET Q q 0 0 0 rg BT 315.26 672.10 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 645.70 Td (5.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.00 645.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 644.100390625 m 249.328125 644.100390625 l s q 0 0 0 rg BT 180.00 645.70 Td (Compensation) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 249.33 645.70 Td (. During the Employment Period, the Executive shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 631.30 Td (compensated as follows:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 604.90 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 604.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 604.90 Td (The Executive shall receive, at reasonable intervals \(but not less often than ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 590.50 Td (monthly\) and in accordance with such standard policies as may be in ef) Tj ET Q q 0 0 0 rg BT 414.34 590.50 Td (fect immediately prior to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 576.10 Td (the Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 257.86 576.10 Td (, an annual base salary in cash equivalent of not less than ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 561.70 Td (twelve times the Executive) Tj ET Q q 0 0 0 rg BT 204.96 561.70 Td (s highest monthly base salary for the twelve-month period ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 547.30 Td (immediately preceding the month in which the Change in Control of the Company occurs or) Tj ET Q q 0 0 0 rg BT 514.75 547.30 Td (, if ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 532.90 Td (higher) Tj ET Q q 0 0 0 rg BT 102.18 532.90 Td (, an annual base salary at the rate in ef) Tj ET Q q 0 0 0 rg BT 285.21 532.90 Td (fect immediately prior to the Change in Control of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 518.50 Td (the Company \(which base salary shall, unless otherwise agreed in writing by the Executive and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 504.10 Td (subject to any irrevocable deferral election then in ef) Tj ET Q q 0 0 0 rg BT 325.00 504.10 Td (fect, include the current receipt by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 489.70 Td (Executive of any amounts which, prior to the Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 459.81 489.70 Td (, the Executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 475.30 Td (had elected to defer) Tj ET Q q 0 0 0 rg BT 165.80 475.30 Td (, whether such compensation is deferred under Section 401\(k\) of the Code or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 460.90 Td (otherwise\), subject to adjustment as hereinafter provided in Section 6 \(such salary amount as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 446.50 Td (adjusted upward from time to time is hereafter referred to as the Annual Base Salary\).) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 420.10 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 420.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 420.10 Td (The Executive shall receive fringe benefits at least equal in value to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 405.70 Td (highest value of such benefits provided for the Executive at any time during the 180-day period ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 391.30 Td (immediately prior to the Change in Control of the Company or) Tj ET Q q 0 0 0 rg BT 372.80 391.30 Td (, if more favorable to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 376.90 Td (Executive, those provided generally at any time during the Employment Period to any executives ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 362.50 Td (of the Employer of comparable status and position to the Executive; and shall be reimbursed, at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 348.10 Td (such intervals and in accordance with such standard policies that are most favorable to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 333.70 Td (Executive that were in ef) Tj ET Q q 0 0 0 rg BT 191.72 333.70 Td (fect at any time during the 180-day period immediately prior to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 319.30 Td (Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 240.20 319.30 Td (, for any and all monies advanced in connection with the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 304.90 Td (Executive) Tj ET Q q 0 0 0 rg BT 123.31 304.90 Td (s employment for reasonable and necessary expenses incurred by the Executive on ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 290.50 Td (behalf of the Employer) Tj ET Q q 0 0 0 rg BT 182.48 290.50 Td (, including travel expenses.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 264.10 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 264.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 264.10 Td (The Executive and/or the Executive) Tj ET Q q 0 0 0 rg BT 355.26 264.10 Td (s family) Tj ET Q q 0 0 0 rg BT 393.47 264.10 Td (, as the case may be, shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 249.70 Td (included, to the extent eligible thereunder \(which eligibility shall not be conditioned on the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 235.30 Td (Executive) Tj ET Q q 0 0 0 rg BT 123.31 235.30 Td (s salary grade or on any other requirement which excludes persons of comparable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 220.90 Td (status to the Executive unless such exclusion was in ef) Tj ET Q q 0 0 0 rg BT 333.39 220.90 Td (fect for such plan or an equivalent plan at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 206.50 Td (any time during the 180-day period immediately prior to the Change in Control of the Company\), ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 192.10 Td (in any and all plans providing benefits for the Employer) Tj ET Q q 0 0 0 rg BT 341.38 192.10 Td () Tj ET Q q 0 0 0 rg BT 344.71 192.10 Td (s salaried employees in general, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 177.70 Td (including but not limited to group life insurance, hospitalization, medical, dental, profit sharing ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 163.30 Td (and stock bonus plans; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 183.99 163.30 Td (pr) Tj ET Q q 0 0 0 rg BT 194.21 163.30 Td (ovided, that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 250.87 163.30 Td (, \(i\) in no event shall the aggregate level of benefits under ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 148.90 Td (such plans in which the Executive is included be less than the aggregate level of benefits under ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 134.50 Td (plans of the Employer of the type referred to in this Section 5\(c\) in which the Executive was ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 120.10 Td (participating at any time during the 180-day period immediately prior to the Change in Control ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 105.70 Td (of the Company and \(ii\) in no event shall the aggregate level of benefits under such plans be less ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 91.30 Td (than the aggregate level of benefits under plans of the type referred to in this Section 5\(c\) ) Tj ET Q endstream endobj 319 0 obj <> endobj 320 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.20 59.20 Td (1) Tj ET Q q 0 0 0 rg BT 305.75 59.20 Td (1) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 729.70 Td (provided at any time after the Change in Control of the Company to any executive of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (Employer of comparable status and position to the Executive.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 688.90 Td (\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 688.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 688.90 Td (The Executive shall annually be entitled to not fewer than the highest ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 674.50 Td (number of paid holidays to which the Executive was entitled annually at any time during the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 660.10 Td (180-day period immediately prior to the Change in Control of the Company or such greater ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 645.70 Td (number of paid holidays as may be made available annually to other executives of the Employer ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 631.30 Td (of comparable status and position to the Executive at any time during the Employment Period.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 604.90 Td (\(e\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 604.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 604.90 Td (The Executive shall be included in all plans providing additional benefits ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 590.50 Td (to executives of the Employer of comparable status and position to the Executive, including but ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 576.10 Td (not limited to deferred compensation, split-dollar life insurance, supplemental retirement, stock ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 561.70 Td (option, stock appreciation, stock bonus and similar or comparable plans; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 422.58 561.70 Td (pr) Tj ET Q q 0 0 0 rg BT 432.81 561.70 Td (ovided, that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 489.46 561.70 Td (, \(i\) in no ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 547.30 Td (event shall the aggregate level of benefits under such plans be less than the highest aggregate ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 532.90 Td (level of benefits under plans of the Employer of the type referred to in this Section 5\(e\) in which ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 518.50 Td (the Executive was participating at any time during the 180-day period immediately prior to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 504.10 Td (Change in Control of the Company; \(ii\) in no event shall the aggregate level of benefits under ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 489.70 Td (such plans be less than the aggregate levels of benefits under plans of the type referred to in this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 475.30 Td (Section 5\(e\) provided at any time after the Change in Control of the Company to any executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 460.90 Td (of the Employer comparable in status and position to the Executive; and \(iii\) the Employer) Tj ET Q q 0 0 0 rg BT 507.66 460.90 Td () Tj ET Q q 0 0 0 rg BT 511.00 460.90 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 446.50 Td (obligation to include the Executive in bonus or incentive compensation plans shall be determined ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 432.10 Td (by Section 5\(f\).) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 405.70 Td (\(f\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.99 405.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 405.70 Td (T) Tj ET Q q 0 0 0 rg BT 186.49 405.70 Td (o assure that the Executive will have an opportunity to earn incentive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 391.30 Td (compensation after a Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 343.15 391.30 Td (, the Executive shall be included in a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 376.90 Td (bonus plan of the Employer which shall satisfy the standards described below \(such plan, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 362.50 Td (Bonus Plan\). Bonuses under the Bonus Plan shall be payable with respect to achieving such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 348.10 Td (financial or other goals reasonably related to the business of the Employer as the Employer shall ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 333.70 Td (establish \(the Goals\), all of which Goals shall be attainable, prior to the end of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 319.30 Td (Employment Period, with approximately the same degree of probability as the most attainable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 304.90 Td (goals under the Employer) Tj ET Q q 0 0 0 rg BT 196.08 304.90 Td () Tj ET Q q 0 0 0 rg BT 199.41 304.90 Td (s bonus plan or plans as in ef) Tj ET Q q 0 0 0 rg BT 338.17 304.90 Td (fect at any time during the 180-day ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 290.50 Td (period immediately prior to the Change in Control of the Company \(whether one or more, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 276.10 Td (Company Bonus Plan\) and in view of the Employer) Tj ET Q q 0 0 0 rg BT 331.73 276.10 Td () Tj ET Q q 0 0 0 rg BT 335.06 276.10 Td (s existing and projected financial and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 261.70 Td (business circumstances applicable at the time. ) Tj ET Q q 0 0 0 rg BT 298.38 261.70 Td (The amount of the bonus \(the Bonus ) Tj ET Q q 0 0 0 rg BT 481.35 261.70 Td (Amount\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 247.30 Td (that the Executive is eligible to earn under the Bonus Plan shall be no less than the amount of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 232.90 Td (Executive) Tj ET Q q 0 0 0 rg BT 123.31 232.90 Td (s maximum award provided in such Company Bonus Plan \(such bonus amount herein ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 218.50 Td (referred to as the T) Tj ET Q q 0 0 0 rg BT 167.77 218.50 Td (ar) Tj ET Q q 0 0 0 rg BT 176.88 218.50 Td (geted Bonus\), and in the event the Goals are not achieved such that the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 204.10 Td (entire ) Tj ET Q q 0 0 0 rg BT 102.10 204.10 Td (T) Tj ET Q q 0 0 0 rg BT 108.59 204.10 Td (ar) Tj ET Q q 0 0 0 rg BT 117.70 204.10 Td (geted Bonus is not payable, the Bonus Plan shall provide for a payment of a Bonus ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 189.70 Td (Amount equal to a portion of the ) Tj ET Q q 0 0 0 rg BT 232.08 189.70 Td (T) Tj ET Q q 0 0 0 rg BT 238.58 189.70 Td (ar) Tj ET Q q 0 0 0 rg BT 247.68 189.70 Td (geted Bonus reasonably related to that portion of the Goals ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 175.30 Td (which were achieved. Payment of the Bonus ) Tj ET Q q 0 0 0 rg BT 290.94 175.30 Td (Amount shall not be af) Tj ET Q q 0 0 0 rg BT 400.71 175.30 Td (fected by any circumstance ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 160.90 Td (occurring subsequent to the end of the Employment Period, including the Executive) Tj ET Q q 0 0 0 rg BT 477.90 160.90 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 146.50 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 146.50 Td (ermination of Employment.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 120.10 Td (6.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.00 120.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 118.50039062500002 m 350.66015625 118.50039062500002 l s q 0 0 0 rg BT 180.00 120.10 Td (Annual Compensation ) Tj ET Q q 0 0 0 rg BT 289.99 120.10 Td (Adjustments) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 350.66 120.10 Td (. During the Employment Period, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 105.70 Td (Board of Directors of the Company \(or an appropriate committee thereof\) will consider and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 91.30 Td (appraise, at least annually) Tj ET Q q 0 0 0 rg BT 195.17 91.30 Td (, the contributions of the Executive to the Company) Tj ET Q q 0 0 0 rg BT 442.67 91.30 Td (, and in accordance ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 76.90 Td (with the Company) Tj ET Q q 0 0 0 rg BT 163.99 76.90 Td (s practice prior to the Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 437.15 76.90 Td (, due consideration ) Tj ET Q endstream endobj 321 0 obj <> endobj 322 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (12) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 729.70 Td (shall be given to the upward adjustment of the Executive) Tj ET Q q 0 0 0 rg BT 348.26 729.70 Td (s ) Tj ET Q q 0 0 0 rg BT 355.27 729.70 Td (Annual Base Salary) Tj ET Q q 0 0 0 rg BT 449.79 729.70 Td (, at least annually) Tj ET Q q 0 0 0 rg BT 532.99 729.70 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (\(a\) commensurate with increases generally given to other executives of the Company of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 700.90 Td (comparable status and position to the Executive, and \(b\) as the scope of the Company) Tj ET Q q 0 0 0 rg BT 486.22 700.90 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 686.50 Td (operations or the Executive) Tj ET Q q 0 0 0 rg BT 206.95 686.50 Td (s duties expand.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 660.10 Td (7.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.00 660.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 658.500390625 m 413.091796875 658.500390625 l s q 0 0 0 rg BT 180.00 660.10 Td (T) Tj ET Q q 0 0 0 rg BT 186.49 660.10 Td (ermination For Cause or ) Tj ET Q q 0 0 0 rg BT 306.25 660.10 Td (W) Tj ET Q q 0 0 0 rg BT 317.10 660.10 Td (ithout Good Reason) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 413.09 660.10 Td (. If there is a Covered ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 645.70 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 645.70 Td (ermination for Cause or due to the Executive) Tj ET Q q 0 0 0 rg BT 297.42 645.70 Td (s voluntarily terminating his employment other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 631.30 Td (than for Good Reason \(any such terminations to be subject to the procedures set forth in Section ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 616.90 Td (13\), then the Executive shall be entitled to receive only ) Tj ET Q q 0 0 0 rg BT 338.91 616.90 Td (Accrued Benefits.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 590.50 Td (8.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.00 590.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 588.900390625 m 426.05859375 588.900390625 l s q 0 0 0 rg BT 180.00 590.50 Td (T) Tj ET Q q 0 0 0 rg BT 186.49 590.50 Td (ermination Giving Rise to a ) Tj ET Q q 0 0 0 rg BT 322.59 590.50 Td (T) Tj ET Q q 0 0 0 rg BT 329.08 590.50 Td (ermination Payment) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 426.06 590.50 Td (. If there is a Covered ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 576.10 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 576.10 Td (ermination by the Executive for Good Reason, or by the Company other than by reason of \(i\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 561.70 Td (death, \(ii\) disability pursuant to Section 12, or \(iii\) Cause \(any such terminations to be subject to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 547.30 Td (the procedures set forth in Section 13\), then the Executive shall be entitled to receive, and the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 532.90 Td (Company shall promptly pay) Tj ET Q q 0 0 0 rg BT 210.87 532.90 Td (, ) Tj ET Q q 0 0 0 rg BT 216.21 532.90 Td (Accrued Benefits and, in lieu of further base salary for periods ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 518.50 Td (following the ) Tj ET Q q 0 0 0 rg BT 139.11 518.50 Td (T) Tj ET Q q 0 0 0 rg BT 145.60 518.50 Td (ermination Date, as liquidated damages and additional severance pay and in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 504.10 Td (consideration of the covenant of the Executive set forth in Section 14\(a\), the ) Tj ET Q q 0 0 0 rg BT 440.99 504.10 Td (T) Tj ET Q q 0 0 0 rg BT 447.49 504.10 Td (ermination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 489.70 Td (Payment and the Prorated Bonus.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 463.30 Td (9.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.00 463.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 461.700390625 m 317.58984375 461.700390625 l s q 0 0 0 rg BT 180.00 463.30 Td (Payments Upon ) Tj ET Q q 0 0 0 rg BT 259.11 463.30 Td (T) Tj ET Q q 0 0 0 rg BT 265.61 463.30 Td (ermination) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 317.59 463.30 Td (. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 436.90 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 436.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 435.300390625 m 283.470703125 435.300390625 l s q 0 0 0 rg BT 180.00 436.90 Td (T) Tj ET Q q 0 0 0 rg BT 186.49 436.90 Td (ermination Payment) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 283.47 436.90 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 410.50 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 410.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 410.50 Td (Subject to Section 9\(a\)\(iii\), the T) Tj ET Q q 0 0 0 rg BT 379.11 410.50 Td (ermination Payment shall be an ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 396.10 Td (amount equal to the ) Tj ET Q q 0 0 0 rg BT 205.31 396.10 Td (Annual Cash Compensation times two \(2\). ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 369.70 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 369.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 369.70 Td (The ) Tj ET Q q 0 0 0 rg BT 237.44 369.70 Td (T) Tj ET Q q 0 0 0 rg BT 243.93 369.70 Td (ermination Payment and the Prorated Bonus shall be paid to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 355.30 Td (the Executive in cash equivalent on the first day of the seventh month following the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 340.90 Td (month in which the Executive) Tj ET Q q 0 0 0 rg BT 255.30 340.90 Td (s Separation from Service occurs, without interest thereon; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 108.00 326.50 Td (pr) Tj ET Q q 0 0 0 rg BT 118.22 326.50 Td (ovided that,) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 174.88 326.50 Td ( if on the date of the Executive) Tj ET Q q 0 0 0 rg BT 325.82 326.50 Td (s Separation from Service, neither the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 312.10 Td (Company nor any other entity that is considered a service recipient with respect to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 297.70 Td (Executive within the meaning of Code Section 409A) Tj ET Q q 0 0 0 rg BT 360.95 297.70 Td ( has any stock which is publicly ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 283.30 Td (traded on an established securities market \(within the meaning of ) Tj ET Q q 0 0 0 rg BT 423.69 283.30 Td (T) Tj ET Q q 0 0 0 rg BT 430.59 283.30 Td (reasury Regulation ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 268.90 Td (Section 1.897-1\(m\)\) or otherwise, then the ) Tj ET Q q 0 0 0 rg BT 315.06 268.90 Td (T) Tj ET Q q 0 0 0 rg BT 321.56 268.90 Td (ermination Payment and the Prorated Bonus ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 254.50 Td (shall be paid to the Executive in cash equivalent within ten \(10\) business days after the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 240.10 Td (T) Tj ET Q q 0 0 0 rg BT 114.49 240.10 Td (ermination Date, or if the Executive) Tj ET Q q 0 0 0 rg BT 290.43 240.10 Td (s ) Tj ET Q q 0 0 0 rg BT 297.88 240.10 Td (T) Tj ET Q q 0 0 0 rg BT 304.37 240.10 Td (ermination Date is pursuant to Section2\(b\), ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 225.70 Td (within ten \(10\) business days after the date of the Change in Control of the Company \(as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 211.30 Td (defined without reference to Section2\(b\)\). Such lump sum payment shall not be reduced ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 196.90 Td (by any present value or similar factor) Tj ET Q q 0 0 0 rg BT 286.79 196.90 Td (, and the Executive shall not be required to mitigate ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 182.50 Td (the amount of the ) Tj ET Q q 0 0 0 rg BT 195.09 182.50 Td (T) Tj ET Q q 0 0 0 rg BT 201.59 182.50 Td (ermination Payment and Prorated Bonus by securing other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 168.10 Td (employment or otherwise, nor will such ) Tj ET Q q 0 0 0 rg BT 302.08 168.10 Td (T) Tj ET Q q 0 0 0 rg BT 308.57 168.10 Td (ermination Payment and Prorated Bonus be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 153.70 Td (reduced by reason of the Executive securing other employment or for any other reason. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 139.30 Td (The ) Tj ET Q q 0 0 0 rg BT 129.44 139.30 Td (T) Tj ET Q q 0 0 0 rg BT 135.93 139.30 Td (ermination Payment and Prorated Bonus shall be in lieu of, and acceptance by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 124.90 Td (Executive of the ) Tj ET Q q 0 0 0 rg BT 189.42 124.90 Td (T) Tj ET Q q 0 0 0 rg BT 195.91 124.90 Td (ermination Payment and Prorated Bonus shall constitute the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 110.50 Td (Executive) Tj ET Q q 0 0 0 rg BT 159.31 110.50 Td (s release of any rights of the Executive to, any other cash severance payments ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 96.10 Td (under any Company severance policy) Tj ET Q q 0 0 0 rg BT 287.82 96.10 Td (, practice or agreement.) Tj ET Q endstream endobj 323 0 obj <> endobj 324 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (13) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 729.70 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.99 729.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 729.70 Td (Notwithstanding any other provision of this ) Tj ET Q q 0 0 0 rg BT 427.99 729.70 Td (Agreement, if any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 715.30 Td (portion of the ) Tj ET Q q 0 0 0 rg BT 176.10 715.30 Td (T) Tj ET Q q 0 0 0 rg BT 182.60 715.30 Td (ermination Payment or any other payment under this ) Tj ET Q q 0 0 0 rg BT 437.87 715.30 Td (Agreement, or under ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 700.90 Td (any other agreement with or plan of the Employer \(in the aggregate, T) Tj ET Q q 0 0 0 rg BT 449.36 700.90 Td (otal Payments\), ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 686.50 Td (would constitute an excess parachute payment, then the Executive shall have the option ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 672.10 Td (to have the ) Tj ET Q q 0 0 0 rg BT 163.43 672.10 Td (T) Tj ET Q q 0 0 0 rg BT 169.92 672.10 Td (otal Payments to be made to the Executive reduced such that the value of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 657.70 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 157.42 657.70 Td (T) Tj ET Q q 0 0 0 rg BT 163.91 657.70 Td (otal Payments that the Executive is entitled to receive shall be One Dollar ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 643.30 Td (\($1\) less than the maximum amount which the Executive may receive without becoming ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 628.90 Td (subject to the tax imposed under Section 4999 of the Code. For purposes of this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 614.50 Td (Agreement, the terms excess parachute payment and parachute payments shall have ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 600.10 Td (the meanings assigned to them in Section 280G of the Code and such parachute ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 585.70 Td (payments shall be valued as provided therein. Present value for purposes of this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 571.30 Td (Agreement shall be calculated in accordance with Section 1274\(b\)\(2\) of the Code. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 556.90 Td (W) Tj ET Q q 0 0 0 rg BT 118.85 556.90 Td (ithin 40 days following a Covered ) Tj ET Q q 0 0 0 rg BT 285.27 556.90 Td (T) Tj ET Q q 0 0 0 rg BT 291.76 556.90 Td (ermination or notice by one party to the other of its ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 542.50 Td (belief that there is a payment or benefit due the Executive that will result in an excess ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 528.10 Td (parachute payment as defined in Section 280G of the Code, the Executive and the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 513.70 Td (Company) Tj ET Q q 0 0 0 rg BT 153.88 513.70 Td (, at the Company) Tj ET Q q 0 0 0 rg BT 239.20 513.70 Td (s expense, shall obtain the opinion \(which need not be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 499.30 Td (unqualified\) of nationally recognized tax counsel \(National ) Tj ET Q q 0 0 0 rg BT 400.01 499.30 Td (T) Tj ET Q q 0 0 0 rg BT 406.50 499.30 Td (ax Counsel\) selected by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 484.90 Td (the Company) Tj ET Q q 0 0 0 rg BT 175.66 484.90 Td (s independent auditors and reasonably acceptable to the Executive \(which ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 470.50 Td (may be regular outside counsel to the Company\), which opinion sets forth \(A\) the amount ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 456.10 Td (of the Base Period Income, \(B\) the amount and present value of ) Tj ET Q q 0 0 0 rg BT 416.69 456.10 Td (T) Tj ET Q q 0 0 0 rg BT 423.18 456.10 Td (otal Payments, \(C\) the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 441.70 Td (amount and present value of any excess parachute payments determined without regard to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 427.30 Td (any reduction of ) Tj ET Q q 0 0 0 rg BT 189.42 427.30 Td (T) Tj ET Q q 0 0 0 rg BT 195.91 427.30 Td (otal Payments pursuant to this Section 9\(a\)\(ii\) and \(D\) the net after) Tj ET Q q 0 0 0 rg BT 516.59 427.30 Td (-tax ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 412.90 Td (proceeds to the Executive, taking into account the tax imposed under Section 4999 of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 398.50 Td (Code if \(x\) the ) Tj ET Q q 0 0 0 rg BT 181.10 398.50 Td (T) Tj ET Q q 0 0 0 rg BT 187.59 398.50 Td (otal Payments were reduced in accordance with the first sentence of this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 384.10 Td (Section 9\(a\)\(iii\) or \(y\) the ) Tj ET Q q 0 0 0 rg BT 234.74 384.10 Td (T) Tj ET Q q 0 0 0 rg BT 241.23 384.10 Td (otal Payments were not so reduced. ) Tj ET Q q 0 0 0 rg BT 416.52 384.10 Td (As used in this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 369.70 Td (Agreement, the term Base Period Income means an amount equal to the Executive) Tj ET Q q 0 0 0 rg BT 517.52 369.70 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 355.30 Td (annualized includable compensation for the base period as defined in Section 280G\(d\)) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 340.90 Td (\(1\) of the Code. For purposes of such opinion, the value of any noncash benefits or any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 326.50 Td (deferred payment or benefit shall be determined by the Company) Tj ET Q q 0 0 0 rg BT 424.22 326.50 Td (s independent auditors ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 312.10 Td (in accordance with the principles of Section 280G\(d\)\(3\) and \(4\) of the Code, which ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 297.70 Td (determination shall be evidenced in a certificate of such auditors addressed to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 283.30 Td (Company and the Executive. ) Tj ET Q q 0 0 0 rg BT 252.41 283.30 Td (The opinion of National ) Tj ET Q q 0 0 0 rg BT 370.83 283.30 Td (T) Tj ET Q q 0 0 0 rg BT 377.33 283.30 Td (ax Counsel shall be addressed to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 268.90 Td (the Company and the Executive and shall be binding upon the Company and the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 254.50 Td (Executive. If such National ) Tj ET Q q 0 0 0 rg BT 245.07 254.50 Td (T) Tj ET Q q 0 0 0 rg BT 251.56 254.50 Td (ax Counsel opinion determines that there would be an ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 240.10 Td (excess parachute payment, then, at the Executive) Tj ET Q q 0 0 0 rg BT 346.56 240.10 Td (s sole discretion, the ) Tj ET Q q 0 0 0 rg BT 447.33 240.10 Td (T) Tj ET Q q 0 0 0 rg BT 453.82 240.10 Td (ermination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 225.70 Td (Payment hereunder or any other payment or benefit determined by such counsel to be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 211.30 Td (includable in ) Tj ET Q q 0 0 0 rg BT 173.10 211.30 Td (T) Tj ET Q q 0 0 0 rg BT 179.59 211.30 Td (otal Payments may be reduced or eliminated as specified by the Executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 196.90 Td (in writing delivered to the Company within thirty days of his receipt of such opinion so ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 182.50 Td (that under the bases of calculations set forth in such opinion there will be no excess ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 168.10 Td (parachute payment. If such National ) Tj ET Q q 0 0 0 rg BT 288.05 168.10 Td (T) Tj ET Q q 0 0 0 rg BT 294.54 168.10 Td (ax Counsel so requests in connection with the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 153.70 Td (opinion required by this Section 9\(a\), the Executive and the Company shall obtain, at the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 139.30 Td (Company) Tj ET Q q 0 0 0 rg BT 158.00 139.30 Td (s expense, and the National ) Tj ET Q q 0 0 0 rg BT 292.41 139.30 Td (T) Tj ET Q q 0 0 0 rg BT 298.90 139.30 Td (ax Counsel may rely on, the advice of a firm of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 124.90 Td (recognized executive compensation consultants as to the reasonableness of any item of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 110.50 Td (compensation to be received by the Executive solely with respect to its status under ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 96.10 Td (Section 280G of the Code and the regulations thereunder) Tj ET Q q 0 0 0 rg BT 380.60 96.10 Td (.) Tj ET Q endstream endobj 325 0 obj <> endobj 326 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (14) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 729.70 Td (\(iv\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.33 729.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 729.70 Td (The Company agrees to bear all costs associated with, and to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 715.30 Td (indemnify and hold harmless, the National ) Tj ET Q q 0 0 0 rg BT 315.40 715.30 Td (T) Tj ET Q q 0 0 0 rg BT 321.90 715.30 Td (ax Counsel of and from any and all claims, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 700.90 Td (damages, and expenses resulting from or relating to its determinations pursuant to this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 686.50 Td (Section 9\(a\), except for claims, damages or expenses resulting from the gross negligence ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 672.10 Td (or willful misconduct of such firm.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 645.70 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 645.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 644.100390625 m 274.318359375 644.100390625 l s q 0 0 0 rg BT 180.00 645.70 Td (Additional Benefits) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 274.32 645.70 Td (. If there is a Covered ) Tj ET Q q 0 0 0 rg BT 384.06 645.70 Td (T) Tj ET Q q 0 0 0 rg BT 390.55 645.70 Td (ermination and the Executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 631.30 Td (is entitled to ) Tj ET Q q 0 0 0 rg BT 133.66 631.30 Td (Accrued Benefits, the ) Tj ET Q q 0 0 0 rg BT 240.74 631.30 Td (T) Tj ET Q q 0 0 0 rg BT 247.23 631.30 Td (ermination Payment and the Prorated Bonus, then the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 616.90 Td (Company shall provide to the Executive the following additional benefits:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 590.50 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 590.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 590.50 Td (The Executive shall receive, until the end of the second calendar ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 576.10 Td (year following the calendar year in which the Executive) Tj ET Q q 0 0 0 rg BT 379.89 576.10 Td (s Separation from Service ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 561.70 Td (occurs, at the expense of the Company) Tj ET Q q 0 0 0 rg BT 292.83 561.70 Td (, outplacement services, on an individualized basis ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 547.30 Td (at a level of service commensurate with the Executive) Tj ET Q q 0 0 0 rg BT 370.56 547.30 Td (s status with the Company ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 532.90 Td (immediately prior to the date of the Change in Control of the Company \(or) Tj ET Q q 0 0 0 rg BT 466.44 532.90 Td (, if higher) Tj ET Q q 0 0 0 rg BT 512.94 532.90 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 518.50 Td (immediately prior to the Executive) Tj ET Q q 0 0 0 rg BT 278.61 518.50 Td (s ) Tj ET Q q 0 0 0 rg BT 286.07 518.50 Td (T) Tj ET Q q 0 0 0 rg BT 292.56 518.50 Td (ermination of Employment\), provided by a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 504.10 Td (nationally recognized executive placement firm selected by the Company; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 466.86 504.10 Td (pr) Tj ET Q q 0 0 0 rg BT 477.09 504.10 Td (ovided that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 530.74 504.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 489.70 Td (the cost to the Company of such services shall not exceed 10% of the Executive) Tj ET Q q 0 0 0 rg BT 494.55 489.70 Td (s ) Tj ET Q q 0 0 0 rg BT 501.56 489.70 Td (Annual ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 475.30 Td (Base Salary) Tj ET Q q 0 0 0 rg BT 164.20 475.30 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 448.90 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 448.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 448.90 Td (Until the earlier of the end of the Employment Period or such time ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 434.50 Td (as the Executive has obtained new employment and is covered by benefits which in the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 420.10 Td (aggregate are at least equal in value to the following benefits: ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 393.70 Td (\(A\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.66 393.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 393.70 Td (The Executive shall continue to be covered, at the expense of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 379.30 Td (Company) Tj ET Q q 0 0 0 rg BT 189.88 379.30 Td (, by the same or equivalent hospitalization, medical and dental coverage ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 364.90 Td (as was required hereunder with respect to the Executive immediately prior to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 350.50 Td (date the Notice of ) Tj ET Q q 0 0 0 rg BT 232.41 350.50 Td (T) Tj ET Q q 0 0 0 rg BT 238.90 350.50 Td (ermination is given. If, following the end of the COBRA) Tj ET Q q 0 0 0 rg BT 513.53 350.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 336.10 Td (continuation period, such hospitalization, medical or dental coverage is provided ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 321.70 Td (under a health plan that is subject to Section 105\(h\) of the Code, then benefits ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 307.30 Td (payable under such health plan shall comply with the requirements of ) Tj ET Q q 0 0 0 rg BT 480.69 307.30 Td (T) Tj ET Q q 0 0 0 rg BT 487.59 307.30 Td (reasury ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 292.90 Td (regulation section 1.409A-3\(i\)\(1\)\(iv\) and, if necessary) Tj ET Q q 0 0 0 rg BT 403.46 292.90 Td (, the Company shall amend ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 278.50 Td (such health plan to comply therewith. If, following the end of the COBRA) Tj ET Q q 0 0 0 rg BT 503.60 278.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 264.10 Td (continuation period, the Company) Tj ET Q q 0 0 0 rg BT 311.30 264.10 Td (s health plan does not permit continued ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 249.70 Td (coverage by Executive and his covered dependents, then the Company may ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 235.30 Td (satisfy its obligations hereunder by purchasing an individual insurance policy on ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 220.90 Td (Executive) Tj ET Q q 0 0 0 rg BT 195.31 220.90 Td (s and his covered dependents) Tj ET Q q 0 0 0 rg BT 338.37 220.90 Td ( behalf or enrolling Executive and his ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 206.50 Td (covered dependents in a state-sponsored high risk health pool if individual ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 192.10 Td (insurance is not able to be obtained, all at the Company) Tj ET Q q 0 0 0 rg BT 413.60 192.10 Td (s expense. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 165.70 Td (\(B\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.00 165.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 165.70 Td (If the Executive elects to convert his group life insurance to an ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 151.30 Td (individual policy) Tj ET Q q 0 0 0 rg BT 224.88 151.30 Td (, then the Company shall pay the Executive) Tj ET Q q 0 0 0 rg BT 436.82 151.30 Td (s premiums for such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 136.90 Td (conversion policies. Notwithstanding the foregoing, if the Executive) Tj ET Q q 0 0 0 rg BT 478.59 136.90 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 122.50 Td (T) Tj ET Q q 0 0 0 rg BT 150.49 122.50 Td (ermination Payment is delayed for six \(6\) months following his Separation from ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 108.10 Td (Service, then during the first six \(6\) months following the Executive) Tj ET Q q 0 0 0 rg BT 474.93 108.10 Td (s Separation ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 93.70 Td (from Service, the Executive shall pay the conversion premiums and after the end ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 79.30 Td (of such six \(6\) month period, the Company shall make a cash equivalent payment ) Tj ET Q endstream endobj 327 0 obj <> endobj 328 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (15) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 729.70 Td (to the Executive equal to the aggregate premiums paid by the Executive for such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 715.30 Td (coverage, without interest thereon. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 688.90 Td (If the Executive is entitled to the ) Tj ET Q q 0 0 0 rg BT 267.40 688.90 Td (T) Tj ET Q q 0 0 0 rg BT 273.89 688.90 Td (ermination Payment pursuant to Section 2\(b\), then ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 674.50 Td (within ten \(10\) days following the Change in Control of the Company \(determined ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 660.10 Td (without regard to Section 2\(b\)\), the Company shall reimburse the Executive for any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 645.70 Td (COBRA) Tj ET Q q 0 0 0 rg BT 148.68 645.70 Td ( premiums the Executive paid for his hospitalization, medical and dental ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 631.30 Td (coverage under COBRA) Tj ET Q q 0 0 0 rg BT 225.30 631.30 Td ( from the Executive) Tj ET Q q 0 0 0 rg BT 323.60 631.30 Td (s ) Tj ET Q q 0 0 0 rg BT 331.05 631.30 Td (T) Tj ET Q q 0 0 0 rg BT 337.55 631.30 Td (ermination Date through the date of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 616.90 Td (Change in Control of the Company \(determined without regard to Section 2\(b\)\).) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 590.50 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.99 590.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 590.50 Td (The Company shall reimburse the Executive for up to $15,000 in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 576.10 Td (the aggregate of fees and expenses of consultants and/or legal or accounting advisors ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 561.70 Td (engaged by the Executive to advise the Executive as to matters relating to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 108.00 547.30 Td (computation of benefits due and payable under this Section 9.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 520.90 Td (10.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 520.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 519.300390625 m 208.65234375 519.300390625 l s q 0 0 0 rg BT 180.00 520.90 Td (Death) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 208.65 520.90 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 494.50 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 494.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 494.50 Td (Except as provided in Section 10\(b\), in the event of a Covered ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 480.10 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 480.10 Td (ermination due to the Executive) Tj ET Q q 0 0 0 rg BT 235.11 480.10 Td (s death, the Executive) Tj ET Q q 0 0 0 rg BT 343.73 480.10 Td (s estate, heirs and beneficiaries shall ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 465.70 Td (receive all the Executive) Tj ET Q q 0 0 0 rg BT 193.60 465.70 Td (s ) Tj ET Q q 0 0 0 rg BT 200.61 465.70 Td (Accrued Benefits through the ) Tj ET Q q 0 0 0 rg BT 345.01 465.70 Td (T) Tj ET Q q 0 0 0 rg BT 351.50 465.70 Td (ermination Date and, no later than 90 ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 451.30 Td (days after the Executive) Tj ET Q q 0 0 0 rg BT 190.95 451.30 Td (s death, the Prorated Bonus.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 424.90 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 424.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 424.90 Td (In the event the Executive dies after a Notice of ) Tj ET Q q 0 0 0 rg BT 411.68 424.90 Td (T) Tj ET Q q 0 0 0 rg BT 418.17 424.90 Td (ermination is given \(i\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 410.50 Td (by the Company or \(ii\) by the Executive for Good Reason, the Executive) Tj ET Q q 0 0 0 rg BT 425.57 410.50 Td (s estate, heirs and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 396.10 Td (beneficiaries shall be entitled to the benefits described in Section 10\(a\) and, subject to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 381.70 Td (provisions of this ) Tj ET Q q 0 0 0 rg BT 157.68 381.70 Td (Agreement, to such ) Tj ET Q q 0 0 0 rg BT 254.10 381.70 Td (T) Tj ET Q q 0 0 0 rg BT 260.59 381.70 Td (ermination Payment as the Executive would have been ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 367.30 Td (entitled to had the Executive lived, except that the ) Tj ET Q q 0 0 0 rg BT 315.03 367.30 Td (T) Tj ET Q q 0 0 0 rg BT 321.52 367.30 Td (ermination Payment shall be paid within 90 ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 352.90 Td (days following the date of the Executive) Tj ET Q q 0 0 0 rg BT 269.27 352.90 Td (s death. For purposes of this Section 10\(b\), the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 338.50 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 338.50 Td (ermination Date shall be the earlier of 30 days following the giving of the Notice of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 324.10 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 324.10 Td (ermination, subject to extension pursuant to Section 1\(m\), or one day prior to the end of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 309.70 Td (Employment Period.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 283.30 Td (1) Tj ET Q q 0 0 0 rg BT 149.55 283.30 Td (1.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.55 283.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 281.70039062499995 m 233.314453125 281.70039062499995 l s q 0 0 0 rg BT 180.00 283.30 Td (Retirement) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 233.31 283.30 Td (. If, during the Employment Period, the Executive and the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 268.90 Td (Employer shall execute an agreement providing for the early retirement of the Executive from ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 254.50 Td (the Employer) Tj ET Q q 0 0 0 rg BT 136.50 254.50 Td (, or the Executive shall otherwise give notice that he is voluntarily choosing to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 240.10 Td (retire early from the Employer) Tj ET Q q 0 0 0 rg BT 218.12 240.10 Td (, the Executive shall receive ) Tj ET Q q 0 0 0 rg BT 355.39 240.10 Td (Accrued Benefits through the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 225.70 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 225.70 Td (ermination Date; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 162.46 225.70 Td (pr) Tj ET Q q 0 0 0 rg BT 172.69 225.70 Td (ovided that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 226.34 225.70 Td ( if the Executive) Tj ET Q q 0 0 0 rg BT 308.64 225.70 Td (s employment is terminated by the Executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 211.30 Td (for Good Reason or by the Company other than by reason of death, disability or Cause and the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 196.90 Td (Executive also, in connection with such termination, elects voluntary early retirement, then the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 182.50 Td (Executive shall also be entitled to receive a ) Tj ET Q q 0 0 0 rg BT 282.36 182.50 Td (T) Tj ET Q q 0 0 0 rg BT 288.86 182.50 Td (ermination Payment and the Prorated Bonus ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 168.10 Td (pursuant to Section 8.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 141.70 Td (12.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 141.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 140.10039062500005 m 305.4111328125 140.10039062500005 l s q 0 0 0 rg BT 180.00 141.70 Td (T) Tj ET Q q 0 0 0 rg BT 186.49 141.70 Td (ermination for Disability) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 305.02 141.70 Td (. If, during the Employment Period, as a result ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 127.30 Td (of the Executive) Tj ET Q q 0 0 0 rg BT 153.97 127.30 Td (s disability due to physical or mental illness or injury \(regardless of whether ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 112.90 Td (such illness or injury is job-related\), the Executive shall have been absent from the Executive) Tj ET Q q 0 0 0 rg BT 522.86 112.90 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 98.50 Td (duties hereunder on a full-time basis for a period of six \(6\) consecutive months and, within 30 ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 84.10 Td (days after the Company notifies the Executive in writing that it intends to terminate the ) Tj ET Q endstream endobj 329 0 obj <> endobj 330 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (16) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 729.70 Td (Executive) Tj ET Q q 0 0 0 rg BT 123.31 729.70 Td (s employment \(which notice shall not constitute the Notice of ) Tj ET Q q 0 0 0 rg BT 421.69 729.70 Td (T) Tj ET Q q 0 0 0 rg BT 428.19 729.70 Td (ermination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (contemplated below\), the Executive shall not have returned to the performance of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 700.90 Td (Executive) Tj ET Q q 0 0 0 rg BT 123.31 700.90 Td (s duties hereunder on a full-time basis, the Company may terminate the Executive) Tj ET Q q 0 0 0 rg BT 520.20 700.90 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 686.50 Td (employment for purposes of this ) Tj ET Q q 0 0 0 rg BT 230.31 686.50 Td (Agreement pursuant to a Notice of ) Tj ET Q q 0 0 0 rg BT 399.38 686.50 Td (T) Tj ET Q q 0 0 0 rg BT 405.87 686.50 Td (ermination given in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 672.10 Td (accordance with Section 13. If the Executive) Tj ET Q q 0 0 0 rg BT 293.24 672.10 Td (s employment is terminated on account of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 657.70 Td (Executive) Tj ET Q q 0 0 0 rg BT 123.31 657.70 Td (s disability in accordance with this Section, the Executive shall receive ) Tj ET Q q 0 0 0 rg BT 465.87 657.70 Td (Accrued ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 643.30 Td (Benefits through the ) Tj ET Q q 0 0 0 rg BT 172.76 643.30 Td (T) Tj ET Q q 0 0 0 rg BT 179.26 643.30 Td (ermination Date and, no later than 90 days after the Executive) Tj ET Q q 0 0 0 rg BT 480.14 643.30 Td (s Separation ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 628.90 Td (from Service, the Prorated Bonus, and shall remain eligible for all benefits provided by any long ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 614.50 Td (term disability programs of the Employer in ef) Tj ET Q q 0 0 0 rg BT 295.39 614.50 Td (fect at the time of such termination.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 588.10 Td (13.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 588.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 586.500390625 m 345.43359375 586.500390625 l s q 0 0 0 rg BT 180.00 588.10 Td (T) Tj ET Q q 0 0 0 rg BT 186.49 588.10 Td (ermination Notice and Procedure) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 345.43 588.10 Td (. ) Tj ET Q q 0 0 0 rg BT 353.77 588.10 Td (Any Covered ) Tj ET Q q 0 0 0 rg BT 420.87 588.10 Td (T) Tj ET Q q 0 0 0 rg BT 427.37 588.10 Td (ermination by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 573.70 Td (Company or the Executive \(other than a termination of the Executive) Tj ET Q q 0 0 0 rg BT 407.22 573.70 Td (s employment that is a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 559.30 Td (Covered ) Tj ET Q q 0 0 0 rg BT 115.44 559.30 Td (T) Tj ET Q q 0 0 0 rg BT 121.93 559.30 Td (ermination by virtue of Section 2\(b\)\) shall be communicated by a written notice of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 544.90 Td (termination \(Notice of ) Tj ET Q q 0 0 0 rg BT 187.41 544.90 Td (T) Tj ET Q q 0 0 0 rg BT 193.90 544.90 Td (ermination\) to the Executive, if such Notice is given by the Company) Tj ET Q q 0 0 0 rg BT 531.70 544.90 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 530.50 Td (and to the Company) Tj ET Q q 0 0 0 rg BT 168.21 530.50 Td (, if such Notice is given by the Executive, all in accordance with the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 516.10 Td (following procedures and those set forth in Section 24:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 489.70 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 489.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 489.70 Td (If such termination is for disability) Tj ET Q q 0 0 0 rg BT 346.19 489.70 Td (, Cause or Good Reason, the Notice of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 475.30 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 475.30 Td (ermination shall indicate in reasonable detail the facts and circumstances alleged to provide a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 460.90 Td (basis for such termination.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 434.50 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 434.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 434.50 Td (Any Notice of ) Tj ET Q q 0 0 0 rg BT 251.43 434.50 Td (T) Tj ET Q q 0 0 0 rg BT 257.92 434.50 Td (ermination by the Company shall have been approved, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 420.10 Td (prior to the giving thereof to the Executive, by a resolution duly adopted by a majority of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 405.70 Td (directors of the Company \(or any successor corporation\) then in of) Tj ET Q q 0 0 0 rg BT 391.69 405.70 Td (fice.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 379.30 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 379.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 379.30 Td (If the Notice is given by the Executive for Good Reason, the Executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 364.90 Td (may cease performing his duties hereunder on or after the date 15 days after the delivery of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 350.50 Td (Notice of ) Tj ET Q q 0 0 0 rg BT 119.77 350.50 Td (T) Tj ET Q q 0 0 0 rg BT 126.26 350.50 Td (ermination and shall in any event cease employment on the ) Tj ET Q q 0 0 0 rg BT 413.29 350.50 Td (T) Tj ET Q q 0 0 0 rg BT 419.78 350.50 Td (ermination Date. If the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 336.10 Td (Notice is given by the Company) Tj ET Q q 0 0 0 rg BT 226.20 336.10 Td (, then the Executive may cease performing his duties hereunder ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 321.70 Td (on the date of receipt of the Notice of ) Tj ET Q q 0 0 0 rg BT 254.71 321.70 Td (T) Tj ET Q q 0 0 0 rg BT 261.20 321.70 Td (ermination, subject to the Executive) Tj ET Q q 0 0 0 rg BT 437.48 321.70 Td (s rights hereunder) Tj ET Q q 0 0 0 rg BT 522.79 321.70 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 295.30 Td (\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 295.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 295.30 Td (The Executive shall have 30 days, or such longer period as the Company ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 280.90 Td (may determine to be appropriate, to cure any conduct or act, if curable, alleged to provide ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 266.50 Td (grounds for termination of the Executive) Tj ET Q q 0 0 0 rg BT 270.94 266.50 Td (s employment for Cause under this ) Tj ET Q q 0 0 0 rg BT 440.92 266.50 Td (Agreement pursuant ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 252.10 Td (to Section 1\(g\)\(iii\).) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 225.70 Td (\(e\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 225.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 225.70 Td (The recipient of any Notice of ) Tj ET Q q 0 0 0 rg BT 327.72 225.70 Td (T) Tj ET Q q 0 0 0 rg BT 334.21 225.70 Td (ermination shall personally deliver or mail ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 211.30 Td (in accordance with Section 24 written notice of any dispute relating to such Notice of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 196.90 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 196.90 Td (ermination to the party giving such Notice within 15 days after receipt thereof; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 459.38 196.90 Td (pr) Tj ET Q q 0 0 0 rg BT 469.60 196.90 Td (ovided, ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 72.00 182.50 Td (however) Tj ET Q q 0 0 0 rg BT 111.32 182.50 Td (, that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 135.99 182.50 Td ( if the Executive) Tj ET Q q 0 0 0 rg BT 218.29 182.50 Td (s conduct or act alleged to provide grounds for termination by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 168.10 Td (Company for Cause is curable, then such period shall be 30 days. ) Tj ET Q q 0 0 0 rg BT 390.93 168.10 Td (After the expiration of such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 153.70 Td (period, the contents of the Notice of ) Tj ET Q q 0 0 0 rg BT 247.73 153.70 Td (T) Tj ET Q q 0 0 0 rg BT 254.22 153.70 Td (ermination shall become final and not subject to dispute.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 127.30 Td (14.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 127.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 125.70039062499995 m 355.95703125 125.70039062499995 l s q 0 0 0 rg BT 180.00 127.30 Td (Further Obligations of the Executive) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 355.96 127.30 Td (. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 100.90 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 100.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 99.30039062499998 m 240 99.30039062499998 l s q 0 0 0 rg BT 180.00 100.90 Td (Competition) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 240.00 100.90 Td (. ) Tj ET Q q 0 0 0 rg BT 248.78 100.90 Td (The Executive agrees that, in the event of any Covered ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 86.50 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 86.50 Td (ermination where the Executive is entitled to ) Tj ET Q q 0 0 0 rg BT 296.09 86.50 Td (Accrued Benefits and the ) Tj ET Q q 0 0 0 rg BT 420.49 86.50 Td (T) Tj ET Q q 0 0 0 rg BT 426.98 86.50 Td (ermination Payment, ) Tj ET Q endstream endobj 331 0 obj <> endobj 332 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (17) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 729.70 Td (the Executive shall not, for a period expiring six \(6\) months after the ) Tj ET Q q 0 0 0 rg BT 404.36 729.70 Td (T) Tj ET Q q 0 0 0 rg BT 410.85 729.70 Td (ermination Date, without ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (the prior written approval of the Company) Tj ET Q q 0 0 0 rg BT 278.61 715.30 Td (s Board of Directors, participate in the management ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 700.90 Td (of, be employed by or own any business enterprise at a location within the United States that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 686.50 Td (engages in substantial competition with the Company or its subsidiaries, where such enterprise) Tj ET Q q 0 0 0 rg BT 530.24 686.50 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 672.10 Td (revenues from any competitive activities amount to 10% or more of such enterprise) Tj ET Q q 0 0 0 rg BT 475.88 672.10 Td (s net ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 657.70 Td (revenues and sales for its most recently completed fiscal year; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 372.56 657.70 Td (pr) Tj ET Q q 0 0 0 rg BT 382.78 657.70 Td (ovided, however) Tj ET Q q 0 0 0 rg BT 460.09 657.70 Td (, that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 484.76 657.70 Td ( nothing in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 643.30 Td (this Section 14\(a\) shall prohibit the Executive from owning stock or other securities of a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 628.90 Td (competitor amounting to less than five percent of the outstanding capital stock of such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 614.50 Td (competitor) Tj ET Q q 0 0 0 rg BT 123.32 614.50 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 588.10 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 588.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 586.500390625 m 252.2666015625 586.500390625 l s q 0 0 0 rg BT 180.00 588.10 Td (Confidentiality) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 251.88 588.10 Td (. During and following the Executive) Tj ET Q q 0 0 0 rg BT 436.83 588.10 Td (s employment by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 573.70 Td (Company) Tj ET Q q 0 0 0 rg BT 117.88 573.70 Td (, the Executive shall hold in confidence and not directly or indirectly disclose or use or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 559.30 Td (copy or make lists of any confidential information or proprietary data of the Company \(including ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 544.90 Td (that of the Employer\), except to the extent authorized in writing by the Board of Directors of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 530.50 Td (Company or required by any court or administrative agency) Tj ET Q q 0 0 0 rg BT 358.46 530.50 Td (, other than to an employee of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 516.10 Td (Company or a person to whom disclosure is reasonably necessary or appropriate in connection ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 501.70 Td (with the performance by the Executive of duties as an executive of the Company) Tj ET Q q 0 0 0 rg BT 458.75 501.70 Td (. Confidential ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 487.30 Td (information shall not include any information known generally to the public or any information ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 472.90 Td (of a type not otherwise considered confidential by persons engaged in the same business or a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 458.50 Td (business similar to that of the Company) Tj ET Q q 0 0 0 rg BT 261.87 458.50 Td (. ) Tj ET Q q 0 0 0 rg BT 270.21 458.50 Td (All records, files, documents and materials, or copies ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 444.10 Td (thereof, relating to the business of the Company which the Executive shall prepare, or use, or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 429.70 Td (come into contact with, shall be and remain the sole property of the Company and shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 415.30 Td (promptly returned to the Company upon termination of employment with the Company) Tj ET Q q 0 0 0 rg BT 490.82 415.30 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 388.90 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 388.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 387.300390625 m 252.99609375 387.300390625 l s q 0 0 0 rg BT 180.00 388.90 Td (No Solicitation) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 253.00 388.90 Td (. ) Tj ET Q q 0 0 0 rg BT 261.78 388.90 Td (The Executive agrees that, in the event of any Covered ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 374.50 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 374.50 Td (ermination where the Executive is entitled to ) Tj ET Q q 0 0 0 rg BT 296.09 374.50 Td (Accrued Benefits, the ) Tj ET Q q 0 0 0 rg BT 403.17 374.50 Td (T) Tj ET Q q 0 0 0 rg BT 409.66 374.50 Td (ermination Payment and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 360.10 Td (the Prorated Bonus, the Executive shall not, for a period expiring two years after the ) Tj ET Q q 0 0 0 rg BT 479.33 360.10 Td (T) Tj ET Q q 0 0 0 rg BT 485.82 360.10 Td (ermination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 345.70 Td (Date, without the prior written approval of the Company) Tj ET Q q 0 0 0 rg BT 346.93 345.70 Td (s Board of Directors, hire or solicit for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 331.30 Td (employment any person who is or was employed by the Company during the then immediately ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 316.90 Td (preceding 12 months, other than pursuant to a general published solicitation of employment.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 290.50 Td (15.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 290.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 288.900390625 m 284.630859375 288.900390625 l s q 0 0 0 rg BT 180.00 290.50 Td (Expenses and Interest) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 284.63 290.50 Td (. If, after a Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 509.13 290.50 Td (, \(a\) a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 276.10 Td (dispute arises with respect to the enforcement of the Executive) Tj ET Q q 0 0 0 rg BT 376.22 276.10 Td (s rights under this ) Tj ET Q q 0 0 0 rg BT 464.23 276.10 Td (Agreement or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 261.70 Td (\(b\) any legal or arbitration proceeding shall be brought to enforce or interpret any provision ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 247.30 Td (contained herein or to recover damages for breach hereof, in either case so long as the Executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 232.90 Td (is not acting in bad faith, then the Company shall reimburse the Executive for any reasonable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 218.50 Td (attorneys) Tj ET Q q 0 0 0 rg BT 119.09 218.50 Td ( fees and necessary costs and disbursements incurred as a result of the dispute, legal or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 204.10 Td (arbitration proceeding \(Expenses\), and prejudgment interest on any money judgment or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 189.70 Td (arbitration award obtained by the Executive calculated at the rate of interest announced by ) Tj ET Q q 0 0 0 rg BT 508.27 189.70 Td (The ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 175.30 Td (Bank of New ) Tj ET Q q 0 0 0 rg BT 138.54 175.30 Td (Y) Tj ET Q q 0 0 0 rg BT 146.00 175.30 Td (ork, from time to time at its prime or base lending rate from the date that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 160.90 Td (payments to him or her should have been made under this ) Tj ET Q q 0 0 0 rg BT 351.60 160.90 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 413.70 160.90 Td (W) Tj ET Q q 0 0 0 rg BT 424.54 160.90 Td (ithin ten \(10\) days after ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 146.50 Td (the Executive) Tj ET Q q 0 0 0 rg BT 140.97 146.50 Td (s written request therefor \(but in no event later than the end of the calendar year ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 132.10 Td (following the calendar year in which such Expense is incurred\), the Company shall reimburse the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 117.70 Td (Executive, or such other person or entity as the Executive may designate in writing to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 103.30 Td (Company) Tj ET Q q 0 0 0 rg BT 117.88 103.30 Td (, the Executive) Tj ET Q q 0 0 0 rg BT 192.86 103.30 Td (s reasonable Expenses.) Tj ET Q endstream endobj 333 0 obj <> endobj 334 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (18) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 729.70 Td (16.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 729.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 728.100390625 m 326.66015625 728.100390625 l s q 0 0 0 rg BT 180.00 729.70 Td (Payment Obligations ) Tj ET Q q 0 0 0 rg BT 283.33 729.70 Td (Absolute) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 326.66 729.70 Td (. ) Tj ET Q q 0 0 0 rg BT 335.44 729.70 Td (The Company) Tj ET Q q 0 0 0 rg BT 407.10 729.70 Td (s obligation during and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (after the Employment Period to pay the Executive the amounts and to make the benefit and other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 700.90 Td (arrangements provided herein shall be absolute and unconditional and shall not be af) Tj ET Q q 0 0 0 rg BT 478.32 700.90 Td (fected by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 686.50 Td (any circumstances, including, without limitation, any setof) Tj ET Q q 0 0 0 rg BT 353.39 686.50 Td (f, counterclaim, recoupment, defense ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 672.10 Td (or other right which the Company may have against him or anyone else. Except as provided in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 657.70 Td (Section 15, all amounts payable by the Company hereunder shall be paid without notice or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 643.30 Td (demand. Each and every payment made hereunder by the Company shall be final, and the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 628.90 Td (Company will not seek to recover all or any part of such payment from the Executive, or from ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 614.50 Td (whomsoever may be entitled thereto, for any reason whatsoever) Tj ET Q q 0 0 0 rg BT 378.23 614.50 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 588.10 Td (17.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 588.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 586.500390625 m 232.658203125 586.500390625 l s q 0 0 0 rg BT 180.00 588.10 Td (Successors) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 232.66 588.10 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 561.70 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 561.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 561.70 Td (If the Company sells, assigns or transfers all or substantially all of its ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 547.30 Td (business and assets to any Person or if the Company mer) Tj ET Q q 0 0 0 rg BT 344.41 547.30 Td (ges into or consolidates or otherwise ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 532.90 Td (combines \(where the Company does not survive such combination\) with any Person \(any such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 518.50 Td (event, a Sale of Business\), then the Company shall assign all of its right, title and interest in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 504.10 Td (this ) Tj ET Q q 0 0 0 rg BT 91.68 504.10 Td (Agreement as of the date of such event to such Person, and the Company shall cause such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 489.70 Td (Person, by written agreement in form and substance reasonably satisfactory to the Executive, to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 475.30 Td (expressly assume and agree to perform from and after the date of such assignment all of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 460.90 Td (terms, conditions and provisions imposed by this ) Tj ET Q q 0 0 0 rg BT 309.33 460.90 Td (Agreement upon the Company) Tj ET Q q 0 0 0 rg BT 456.18 460.90 Td (. Failure of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 446.50 Td (Company to obtain such agreement prior to the ef) Tj ET Q q 0 0 0 rg BT 310.38 446.50 Td (fective date of such Sale of Business shall be a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 432.10 Td (breach of this ) Tj ET Q q 0 0 0 rg BT 139.65 432.10 Td (Agreement constituting Good Reason hereunder) Tj ET Q q 0 0 0 rg BT 381.76 432.10 Td (, except that for purposes of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 417.70 Td (implementing the foregoing the date upon which such Sale of Business becomes ef) Tj ET Q q 0 0 0 rg BT 470.36 417.70 Td (fective shall ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 403.30 Td (be deemed the ) Tj ET Q q 0 0 0 rg BT 144.08 403.30 Td (T) Tj ET Q q 0 0 0 rg BT 150.57 403.30 Td (ermination Date. In case of such assignment by the Company and of assumption ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 388.90 Td (and agreement by such Person, as used in this ) Tj ET Q q 0 0 0 rg BT 293.96 388.90 Td (Agreement, Company shall thereafter mean such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 374.50 Td (Person which executes and delivers the agreement provided for in this Section 17 or which ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 360.10 Td (otherwise becomes bound by all the terms and provisions of this ) Tj ET Q q 0 0 0 rg BT 382.95 360.10 Td (Agreement by operation of law) Tj ET Q q 0 0 0 rg BT 532.12 360.10 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 345.70 Td (and this ) Tj ET Q q 0 0 0 rg BT 112.00 345.70 Td (Agreement shall inure to the benefit of, and be enforceable by) Tj ET Q q 0 0 0 rg BT 408.77 345.70 Td (, such Person. ) Tj ET Q q 0 0 0 rg BT 481.21 345.70 Td (The ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 331.30 Td (Executive shall, in his or her discretion, be entitled to proceed against any or all of such Persons, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 316.90 Td (any Person which theretofore was such a successor to the Company and the Company \(as so ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 302.50 Td (defined\) in any action to enforce any rights of the Executive hereunder) Tj ET Q q 0 0 0 rg BT 410.87 302.50 Td (. Except as provided in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 288.10 Td (this Section 17\(a\), this ) Tj ET Q q 0 0 0 rg BT 182.33 288.10 Td (Agreement shall not be assignable by the Company) Tj ET Q q 0 0 0 rg BT 428.49 288.10 Td (. ) Tj ET Q q 0 0 0 rg BT 437.27 288.10 Td (This ) Tj ET Q q 0 0 0 rg BT 460.95 288.10 Td (Agreement shall ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 273.70 Td (not be terminated by the voluntary or involuntary dissolution of the Company) Tj ET Q q 0 0 0 rg BT 444.16 273.70 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 247.30 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 247.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 247.30 Td (This ) Tj ET Q q 0 0 0 rg BT 203.67 247.30 Td (Agreement and all rights of the Executive shall inure to the benefit of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 232.90 Td (and be enforceable by the Executive) Tj ET Q q 0 0 0 rg BT 249.58 232.90 Td (s personal or legal representatives, executors, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 218.50 Td (administrators, heirs and beneficiaries. ) Tj ET Q q 0 0 0 rg BT 262.94 218.50 Td (All amounts payable to the Executive under Sections 7, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 204.10 Td (8, 9, 10, 1) Tj ET Q q 0 0 0 rg BT 119.55 204.10 Td (1, 12 and 15 if the Executive had lived shall be paid, in the event of the Executive) Tj ET Q q 0 0 0 rg BT 515.77 204.10 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 189.70 Td (death, to the Executive) Tj ET Q q 0 0 0 rg BT 185.29 189.70 Td (s estate, heirs and representatives; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 351.23 189.70 Td (pr) Tj ET Q q 0 0 0 rg BT 361.45 189.70 Td (ovided, however) Tj ET Q q 0 0 0 rg BT 438.76 189.70 Td (, that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 463.43 189.70 Td ( the foregoing ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 175.30 Td (shall not be construed to modify any terms of any benefit plan of the Employer) Tj ET Q q 0 0 0 rg BT 450.76 175.30 Td (, as such terms are ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 160.90 Td (in ef) Tj ET Q q 0 0 0 rg BT 93.44 160.90 Td (fect on the date of the Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 368.92 160.90 Td (, that expressly govern benefits ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 146.50 Td (under such plan in the event of the Executive) Tj ET Q q 0 0 0 rg BT 291.93 146.50 Td (s death.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 120.10 Td (18.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 120.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 118.50039062500002 m 237.5947265625 118.50039062500002 l s q 0 0 0 rg BT 180.00 120.10 Td (Severability) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 237.21 120.10 Td (. ) Tj ET Q q 0 0 0 rg BT 245.99 120.10 Td (The provisions of this ) Tj ET Q q 0 0 0 rg BT 353.32 120.10 Td (Agreement shall be regarded as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 105.70 Td (divisible, and if any of said provisions or any part hereof are declared invalid or unenforceable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 91.30 Td (by a court of competent jurisdiction, the validity and enforceability of the remainder of such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 76.90 Td (provisions or parts hereof and the applicability thereof shall not be af) Tj ET Q q 0 0 0 rg BT 403.35 76.90 Td (fected thereby) Tj ET Q q 0 0 0 rg BT 470.86 76.90 Td (.) Tj ET Q endstream endobj 335 0 obj <> endobj 336 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (19) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 729.70 Td (19.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 729.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 728.100390625 m 444.10546875 728.100390625 l s q 0 0 0 rg BT 180.00 729.70 Td (Contents of ) Tj ET Q q 0 0 0 rg BT 238.00 729.70 Td (Agreement; ) Tj ET Q q 0 0 0 rg BT 297.43 729.70 Td (W) Tj ET Q q 0 0 0 rg BT 307.79 729.70 Td (aiver of Rights; ) Tj ET Q q 0 0 0 rg BT 384.79 729.70 Td (Amendment) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 444.11 729.70 Td (. ) Tj ET Q q 0 0 0 rg BT 452.89 729.70 Td (This ) Tj ET Q q 0 0 0 rg BT 476.56 729.70 Td (Agreement ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (sets forth the entire understanding between the parties hereto with respect to the subject matter ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 700.90 Td (hereof, and the Executive hereby waives all rights under) Tj ET Q q 0 0 0 rg BT 341.75 700.90 Td (, any prior or other agreement or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 686.50 Td (understanding between the parties with respect to such subject matter) Tj ET Q q 0 0 0 rg BT 404.23 686.50 Td (. ) Tj ET Q q 0 0 0 rg BT 413.02 686.50 Td (This ) Tj ET Q q 0 0 0 rg BT 436.69 686.50 Td (Agreement may not ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 672.10 Td (be amended or modified at any time except by written instrument executed by the Company and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 657.70 Td (the Executive.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 631.30 Td (20.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 631.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 629.700390625 m 240.181640625 629.700390625 l s q 0 0 0 rg BT 180.00 631.30 Td (W) Tj ET Q q 0 0 0 rg BT 190.85 631.30 Td (ithholding) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 240.18 631.30 Td (. ) Tj ET Q q 0 0 0 rg BT 248.96 631.30 Td (The Company shall be entitled to withhold from amounts to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 616.90 Td (be paid to the Executive hereunder any federal, state or local withholding or other taxes or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 602.50 Td (char) Tj ET Q q 0 0 0 rg BT 92.43 602.50 Td (ges which it is from time to time required to withhold; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 356.06 602.50 Td (pr) Tj ET Q q 0 0 0 rg BT 366.28 602.50 Td (ovided that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 419.94 602.50 Td ( the amount so withheld ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 588.10 Td (shall not exceed the minimum amount required to be withheld by law unless otherwise elected ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 573.70 Td (by the Executive in writing. In addition, if prior to the date of payment of the ) Tj ET Q q 0 0 0 rg BT 447.35 573.70 Td (T) Tj ET Q q 0 0 0 rg BT 453.84 573.70 Td (ermination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 559.30 Td (Payment or Prorated Bonus hereunder) Tj ET Q q 0 0 0 rg BT 254.81 559.30 Td (, the Federal Insurance Contributions ) Tj ET Q q 0 0 0 rg BT 435.43 559.30 Td (Act \(FICA\) tax ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 544.90 Td (imposed under Sections 3101, 3121\(a\) and 3121\(v\)\(2\) of the Code, where applicable, becomes ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 530.50 Td (due with respect to any payment or benefit to be provided hereunder) Tj ET Q q 0 0 0 rg BT 399.74 530.50 Td (, the Company may provide ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 516.10 Td (for an immediate payment of the amount needed to pay the Executive) Tj ET Q q 0 0 0 rg BT 409.55 516.10 Td (s portion of such tax \(plus ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 501.70 Td (an amount equal to the taxes that will be due on such amount\) and the Executive) Tj ET Q q 0 0 0 rg BT 461.55 501.70 Td (s ) Tj ET Q q 0 0 0 rg BT 469.01 501.70 Td (T) Tj ET Q q 0 0 0 rg BT 475.50 501.70 Td (ermination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 487.30 Td (Payment or Prorated Bonus shall be reduced accordingly) Tj ET Q q 0 0 0 rg BT 344.14 487.30 Td (. ) Tj ET Q q 0 0 0 rg BT 352.93 487.30 Td (The Company shall be entitled to rely ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 472.90 Td (on an opinion of the National ) Tj ET Q q 0 0 0 rg BT 215.75 472.90 Td (T) Tj ET Q q 0 0 0 rg BT 222.25 472.90 Td (ax Counsel if any question as to the amount or requirement of any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 458.50 Td (such withholding shall arise.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 432.10 Td (21.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 432.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 430.500390625 m 323.6484375 430.500390625 l s q 0 0 0 rg BT 180.00 432.10 Td (Certain Rules of Construction) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 323.65 432.10 Td (. No party shall be considered as being ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 417.70 Td (responsible for the drafting of this ) Tj ET Q q 0 0 0 rg BT 237.97 417.70 Td (Agreement for the purpose of applying any rule construing ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 403.30 Td (ambiguities against the drafter or otherwise. No draft of this ) Tj ET Q q 0 0 0 rg BT 365.26 403.30 Td (Agreement shall be taken into ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 388.90 Td (account in construing this ) Tj ET Q q 0 0 0 rg BT 197.98 388.90 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 259.63 388.90 Td (Any provision of this ) Tj ET Q q 0 0 0 rg BT 364.30 388.90 Td (Agreement which requires an ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 374.50 Td (agreement in writing shall be deemed to require that the writing in question be signed by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 360.10 Td (Executive and an authorized representative of the Company) Tj ET Q q 0 0 0 rg BT 358.11 360.10 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 333.70 Td (22.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 333.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 332.100390625 m 371.9765625 332.100390625 l s q 0 0 0 rg BT 180.00 333.70 Td (Governing Law; Resolution of Disputes) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 371.98 333.70 Td (. ) Tj ET Q q 0 0 0 rg BT 380.76 333.70 Td (This ) Tj ET Q q 0 0 0 rg BT 404.43 333.70 Td (Agreement and the rights ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 319.30 Td (and obligations hereunder shall be governed by and construed in accordance with the laws of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 304.90 Td (State of ) Tj ET Q q 0 0 0 rg BT 111.77 304.90 Td (W) Tj ET Q q 0 0 0 rg BT 122.62 304.90 Td (isconsin, without reference to conflict of law principles thereof. ) Tj ET Q q 0 0 0 rg BT 433.18 304.90 Td (Any dispute arising ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 290.50 Td (out of this ) Tj ET Q q 0 0 0 rg BT 123.01 290.50 Td (Agreement shall, at the Executive) Tj ET Q q 0 0 0 rg BT 288.61 290.50 Td (s election, be determined by arbitration under the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 276.10 Td (rules of the ) Tj ET Q q 0 0 0 rg BT 128.32 276.10 Td (American ) Tj ET Q q 0 0 0 rg BT 177.97 276.10 Td (Arbitration ) Tj ET Q q 0 0 0 rg BT 233.63 276.10 Td (Association then in ef) Tj ET Q q 0 0 0 rg BT 338.38 276.10 Td (fect \(in which case both parties shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 261.70 Td (bound by the arbitration award\) or by litigation. ) Tj ET Q q 0 0 0 rg BT 307.06 261.70 Td (Whether the dispute is to be settled by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 247.30 Td (arbitration or litigation, the venue for the arbitration or litigation shall be Milwaukee, ) Tj ET Q q 0 0 0 rg BT 483.33 247.30 Td (W) Tj ET Q q 0 0 0 rg BT 494.18 247.30 Td (isconsin ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 232.90 Td (or) Tj ET Q q 0 0 0 rg BT 81.52 232.90 Td (, at the Executive) Tj ET Q q 0 0 0 rg BT 168.15 232.90 Td (s election, if the Executive is not then residing or working in the Milwaukee, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 218.50 Td (W) Tj ET Q q 0 0 0 rg BT 82.85 218.50 Td (isconsin metropolitan area, in the judicial district encompassing the city in which the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 204.10 Td (Executive resides; ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 162.63 204.10 Td (pr) Tj ET Q q 0 0 0 rg BT 172.86 204.10 Td (ovided, that) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 229.51 204.10 Td (, if the Executive is not then residing in the United States, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 189.70 Td (election of the Executive with respect to such venue shall be either Milwaukee, ) Tj ET Q q 0 0 0 rg BT 454.98 189.70 Td (W) Tj ET Q q 0 0 0 rg BT 465.83 189.70 Td (isconsin or in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 175.30 Td (the judicial district encompassing that city in the United States among the thirty cities having the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 160.90 Td (lar) Tj ET Q q 0 0 0 rg BT 84.44 160.90 Td (gest population \(as determined by the most recent United States Census data available at the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 146.50 Td (T) Tj ET Q q 0 0 0 rg BT 78.49 146.50 Td (ermination Date\) which is closest to the Executive) Tj ET Q q 0 0 0 rg BT 323.42 146.50 Td (s residence. ) Tj ET Q q 0 0 0 rg BT 385.18 146.50 Td (The parties consent to personal ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 132.10 Td (jurisdiction in each trial court in the selected venue having subject matter jurisdiction ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 117.70 Td (notwithstanding their residence or situs, and each party irrevocably consents to service of process ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 103.30 Td (in the manner provided hereunder for the giving of notices.) Tj ET Q endstream endobj 337 0 obj <> endobj 338 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (20) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 729.70 Td (23.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 729.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 728.100390625 m 353.00390625 728.100390625 l s q 0 0 0 rg BT 180.00 729.70 Td (Additional Section 409A) Tj ET Q q 0 0 0 rg BT 299.33 729.70 Td ( Provisions) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 353.00 729.70 Td (. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 703.30 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 703.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 703.30 Td (If, after the date of a Change in Control of the Company) Tj ET Q q 0 0 0 rg BT 449.14 703.30 Td (, any payment ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 688.90 Td (amount or the value of any benefit under this ) Tj ET Q q 0 0 0 rg BT 290.27 688.90 Td (Agreement is required to be included in the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 674.50 Td (Executive) Tj ET Q q 0 0 0 rg BT 123.31 674.50 Td (s income prior to the date such amount is actually paid or the benefit provided as a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 660.10 Td (result of the failure of this ) Tj ET Q q 0 0 0 rg BT 199.30 660.10 Td (Agreement \(or any other arrangement that is required to be aggregated ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 645.70 Td (with this ) Tj ET Q q 0 0 0 rg BT 116.01 645.70 Td (Agreement under Code Section 409A\) to comply with Code Section 409A, then the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 631.30 Td (Executive shall receive a distribution, in a lump sum, within 90 days after the date it is finally ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 616.90 Td (determined that the ) Tj ET Q q 0 0 0 rg BT 166.97 616.90 Td (Agreement \(or such other arrangement that is required to be aggregated with ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 602.50 Td (this ) Tj ET Q q 0 0 0 rg BT 91.68 602.50 Td (Agreement\) fails to meet the requirements of Section 409A) Tj ET Q q 0 0 0 rg BT 375.59 602.50 Td ( of the Code; such distribution ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 588.10 Td (shall equal the amount required to be included in the Executive) Tj ET Q q 0 0 0 rg BT 378.57 588.10 Td (s income as a result of such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 573.70 Td (failure and shall reduce the amount of payments or benefits otherwise due hereunder) Tj ET Q q 0 0 0 rg BT 477.19 573.70 Td (. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 547.30 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 547.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 547.30 Td (The Company and the Executive intend the terms of this ) Tj ET Q q 0 0 0 rg BT 453.27 547.30 Td (Agreement to be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 532.90 Td (in compliance with Section 409A) Tj ET Q q 0 0 0 rg BT 231.97 532.90 Td ( of the Code. ) Tj ET Q q 0 0 0 rg BT 299.74 532.90 Td (The Company does not guarantee the tax ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 518.50 Td (treatment or tax consequences associated with any payment or benefit, including but not limited ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 504.10 Td (to consequences related to Section 409A) Tj ET Q q 0 0 0 rg BT 266.28 504.10 Td ( of the Code. ) Tj ET Q q 0 0 0 rg BT 334.05 504.10 Td (T) Tj ET Q q 0 0 0 rg BT 340.54 504.10 Td (o the maximum extent permissible, any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 489.70 Td (ambiguous terms of this ) Tj ET Q q 0 0 0 rg BT 190.00 489.70 Td (Agreement shall be interpreted in a manner that avoids a violation of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 475.30 Td (Section 409A) Tj ET Q q 0 0 0 rg BT 137.00 475.30 Td ( of the Code.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 448.90 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 448.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 448.90 Td (If the Executive believes he is entitled to a payment or benefit pursuant to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 434.50 Td (the terms of this ) Tj ET Q q 0 0 0 rg BT 151.99 434.50 Td (Agreement that was not timely paid or provided, and such payment or benefit is ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 420.10 Td (considered deferred compensation subject to the requirements of Section 409A) Tj ET Q q 0 0 0 rg BT 450.22 420.10 Td ( of the Code, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 405.70 Td (Executive acknowledges that to avoid an additional tax on such payment or benefit pursuant to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 391.30 Td (the provisions of Section 409A) Tj ET Q q 0 0 0 rg BT 220.66 391.30 Td ( of the Code, the Executive must make a reasonable, good faith ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 376.90 Td (ef) Tj ET Q q 0 0 0 rg BT 81.11 376.90 Td (fort to collect such payment or benefit ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 267.375 375.0220703125 m 374.501953125 375.0220703125 l s q 0 0 0 rg BT 267.38 376.90 Td (no later) Tj ET Q q 0 0 0 rg BT 306.81 376.90 Td ( than 90 days) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 374.50 376.90 Td ( after the latest date upon which ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 362.50 Td (the payment could have been timely made or benefit timely provided without violating Section ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 348.10 Td (409A) Tj ET Q q 0 0 0 rg BT 98.00 348.10 Td ( of the Code, and if not paid or provided, must take further enforcement measures ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 492.87890625 346.2220703125 m 528.556640625 346.2220703125 l s q 0 0 0 rg BT 492.88 348.10 Td (within ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 72 331.8220703125 m 116.34375 331.8220703125 l s q 0 0 0 rg BT 72.00 333.70 Td (180 days) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 116.34 333.70 Td ( after such latest date.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 307.30 Td (24.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 307.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 305.700390625 m 211.986328125 305.700390625 l s q 0 0 0 rg BT 180.00 307.30 Td (Notice) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 211.99 307.30 Td (. Notices given pursuant to this ) Tj ET Q q 0 0 0 rg BT 366.64 307.30 Td (Agreement shall be in writing and, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 292.90 Td (except as otherwise provided by Section 13\(d\), shall be deemed given when actually received by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 278.50 Td (the Executive or actually received by the Company) Tj ET Q q 0 0 0 rg BT 320.91 278.50 Td (s Secretary or any of) Tj ET Q q 0 0 0 rg BT 419.98 278.50 Td (ficer of the Company ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 264.10 Td (other than the Executive. If mailed, such notices shall be mailed by United States registered or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 249.70 Td (certified mail, return receipt requested, addressee only) Tj ET Q q 0 0 0 rg BT 331.77 249.70 Td (, postage prepaid, if to the Company) Tj ET Q q 0 0 0 rg BT 505.62 249.70 Td (, to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 235.30 Td (Fiserv) Tj ET Q q 0 0 0 rg BT 101.22 235.30 Td (, Inc., ) Tj ET Q q 0 0 0 rg BT 130.88 235.30 Td (Attention: Corporate Secretary \(or President, if the Executive is then the Corporate ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 220.90 Td (Secretary\), 255 Fiserv Drive, Brookfield, ) Tj ET Q q 0 0 0 rg BT 272.40 220.90 Td (W) Tj ET Q q 0 0 0 rg BT 283.24 220.90 Td (isconsin 53045, or if to the Executive, at the address ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 206.50 Td (set forth below the Executive) Tj ET Q q 0 0 0 rg BT 215.95 206.50 Td (s signature to this ) Tj ET Q q 0 0 0 rg BT 302.62 206.50 Td (Agreement, or to such other address as the party ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 192.10 Td (to be notified shall have theretofore given to the other party in writing.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 165.70 Td (25.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 165.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 164.10039062500005 m 231.4658203125 164.10039062500005 l s q 0 0 0 rg BT 180.00 165.70 Td (No ) Tj ET Q q 0 0 0 rg BT 197.45 165.70 Td (W) Tj ET Q q 0 0 0 rg BT 207.81 165.70 Td (aiver) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 231.13 165.70 Td (. No waiver by either party at any time of any breach by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 151.30 Td (other party of, or compliance with, any condition or provision of this ) Tj ET Q q 0 0 0 rg BT 404.60 151.30 Td (Agreement to be performed ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 136.90 Td (by the other party shall be deemed a waiver of similar or dissimilar provisions or conditions at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 122.50 Td (the same time or any prior or subsequent time.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 96.10 Td (26.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 96.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 94.50039062500002 m 225.322265625 94.50039062500002 l s q 0 0 0 rg BT 180.00 96.10 Td (Headings) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 225.32 96.10 Td (. ) Tj ET Q q 0 0 0 rg BT 234.11 96.10 Td (The headings herein contained are for reference only and shall ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 81.70 Td (not af) Tj ET Q q 0 0 0 rg BT 99.44 81.70 Td (fect the meaning or interpretation of any provision of this ) Tj ET Q q 0 0 0 rg BT 377.37 81.70 Td (Agreement.) Tj ET Q endstream endobj 339 0 obj <> endobj 340 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.00 59.20 Td (21) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 729.70 Td (IN ) Tj ET Q q 0 0 0 rg BT 159.45 729.70 Td (WITNESS ) Tj ET Q q 0 0 0 rg BT 214.22 729.70 Td (WHEREOF) Tj ET Q q 0 0 0 rg BT 271.26 729.70 Td (, the parties have executed this ) Tj ET Q q 0 0 0 rg BT 420.87 729.70 Td (Agreement as of the day ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 715.30 Td (and year first above written.) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 603.4 m 486.5 603.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 453.4 m 341.5 453.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 453.4 m 345.5 453.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 453.4 m 486.5 453.4 l s BT /F1 12.00 Tf ET q 0 0 0 rg BT 316.00 667.58 Td (FISERV, INC.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 316.00 607.58 Td (By:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 348.00 607.58 Td (/s/ Jeffery W. Yabuki) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 348.00 592.58 Td (Jeffery W. Yabuki) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 348.00 577.58 Td (President and CEO) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 316.00 502.58 Td (EXECUTIVE:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 316.00 457.58 Td (/s/ Devin B. McGranahan) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 316.00 442.58 Td (Devin B. McGranahan) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 341 0 obj <> endobj 342 0 obj <> stream BT /F2 11.00 Tf ET q 0 0 0 rg BT 460.65 822.10 Td (Exhibit 10.35) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 109.05 779.90 Td (FISER) Tj ET Q q 0 0 0 rg BT 143.97 779.90 Td (V) Tj ET Q q 0 0 0 rg BT 151.09 779.90 Td (, INC. NONQUALIFIED DEFERRED COMPENSA) Tj ET Q q 0 0 0 rg BT 419.55 779.90 Td (TION PLAN) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 727.10 Td (1.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 727.10 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 725.2220703125 m 286.013671875 725.2220703125 l s q 0 0 0 rg BT 144.00 727.10 Td (PURPOSE OF) Tj ET Q q 0 0 0 rg BT 219.22 727.10 Td ( ) Tj ET Q q 0 0 0 rg BT 222.01 727.10 Td (THE PLAN.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 700.70 Td (The purpose of this Plan is to establish a deferred compensation program for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 686.30 Td (certain key management and highly-compensated associates of Fiserv) Tj ET Q q 0 0 0 rg BT 406.11 686.30 Td (, Inc., a ) Tj ET Q q 0 0 0 rg BT 444.54 686.30 Td (W) Tj ET Q q 0 0 0 rg BT 455.38 686.30 Td (isconsin ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 671.90 Td (corporation \(the Company\) and any of its U.S. subsidiaries, permitting such associates to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 657.50 Td (defer the receipt of compensation from the Company or such U.S. subsidiary) Tj ET Q q 0 0 0 rg BT 440.13 657.50 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 631.10 Td (2.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 631.10 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 629.2220703125 m 226.353515625 629.2220703125 l s q 0 0 0 rg BT 144.00 631.10 Td (DEFINITIONS.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 604.70 Td (As used in this Plan, the following capitalized terms shall have the indicated ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 590.30 Td (meaning.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 563.90 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 562.300390625 m 270.64453125 562.300390625 l s q 0 0 0 rg BT 149.33 563.90 Td (Annual Enrollment Form) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 270.64 563.90 Td ( means, with respect to each Participant and any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 549.50 Td (calendar year) Tj ET Q q 0 0 0 rg BT 135.80 549.50 Td (, the form specified by the Plan ) Tj ET Q q 0 0 0 rg BT 288.43 549.50 Td (Administrator) Tj ET Q q 0 0 0 rg BT 355.28 549.50 Td (, as completed and delivered to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 535.10 Td (Company by each Participant pursuant to such specific deadlines as may exist from time to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 520.70 Td (time pursuant to the Plan.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 494.30 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 492.700390625 m 205.294921875 492.700390625 l s q 0 0 0 rg BT 149.33 494.30 Td (Beneficiary) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 205.29 494.30 Td ( has the meaning set forth in Section 8 hereof. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 467.90 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 466.300390625 m 178.65234375 466.300390625 l s q 0 0 0 rg BT 149.33 467.90 Td (Board) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 178.65 467.90 Td ( means the Board of Directors of the Company) Tj ET Q q 0 0 0 rg BT 407.81 467.90 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 441.50 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 439.900390625 m 252.328125 439.900390625 l s q 0 0 0 rg BT 149.33 441.50 Td (Bonus Compensation) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 252.33 441.50 Td ( means any cash compensation earned by a Participant ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 427.10 Td (pursuant to a written incentive plan of the Company with respect to any calendar year) Tj ET Q q 0 0 0 rg BT 482.53 427.10 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 400.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 399.100390625 m 265.951171875 399.100390625 l s q 0 0 0 rg BT 149.33 400.70 Td (Bonus Deferral Election) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 265.95 400.70 Td ( means an election to defer all or a portion of a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 386.30 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 386.30 Td (s Bonus Compensation as set forth in the Participant) Tj ET Q q 0 0 0 rg BT 381.96 386.30 Td (s ) Tj ET Q q 0 0 0 rg BT 388.96 386.30 Td (Annual Enrollment Form.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 359.90 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 358.300390625 m 214.9921875 358.300390625 l s q 0 0 0 rg BT 149.33 359.90 Td (Business Day) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 214.99 359.90 Td ( means any day on which both \(i\) the National ) Tj ET Q q 0 0 0 rg BT 444.93 359.90 Td (Association of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 345.50 Td (Securities Dealers ) Tj ET Q q 0 0 0 rg BT 161.30 345.50 Td (Automated Quotation System \(NASDAQ\) is open for trading and \(ii\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 331.10 Td (each of the Company) Tj ET Q q 0 0 0 rg BT 173.52 331.10 Td (, the ) Tj ET Q q 0 0 0 rg BT 196.96 331.10 Td (T) Tj ET Q q 0 0 0 rg BT 203.87 331.10 Td (rustee, each Investment and any record keeper retained by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 316.70 Td (Plan ) Tj ET Q q 0 0 0 rg BT 95.67 316.70 Td (Administrator is open for business.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 290.30 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 288.70039062499995 m 238.646484375 288.70039062499995 l s q 0 0 0 rg BT 149.33 290.30 Td (Change of Control) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 238.65 290.30 Td ( means, with respect to a Participant, the occurrence of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 275.90 Td (one or more of the following events with respect to the Company or the subsidiary that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 261.50 Td (employs \(or employed\) such Participant \(either) Tj ET Q q 0 0 0 rg BT 297.79 261.50 Td (, the Employer\):) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 235.10 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 235.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 235.10 Td (Any person or more than one person acting as a group \(as determined ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 220.70 Td (in accordance with Section 409A\) acquires \(or has acquired during the 12-month period ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 206.30 Td (ending on the date of the most recent acquisition by such person or persons\) ownership of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 191.90 Td (securities of the Employer representing thirty percent \(30%\) or more of the combined voting ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 177.50 Td (power of the Employer) Tj ET Q q 0 0 0 rg BT 183.41 177.50 Td () Tj ET Q q 0 0 0 rg BT 186.74 177.50 Td (s then outstanding ) Tj ET Q q 0 0 0 rg BT 276.86 177.50 Td (V) Tj ET Q q 0 0 0 rg BT 283.97 177.50 Td (oting Securities;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 151.10 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 151.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.50 151.10 Td (Any person or more than one person acting as a group \(as determined ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 136.70 Td (in accordance with Section 409A\) acquires ownership of securities of the Employer that, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 122.30 Td (together with securities held by such person or group, constitutes more than fifty percent ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 107.90 Td (\(50%\) of the total fair market value or total voting power of the securities of the Employer;) Tj ET Q endstream endobj 343 0 obj <> endobj 344 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 294.50 59.20 Td (2) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 779.70 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 779.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 779.70 Td (The date a majority of the members of the Board of Directors of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 765.30 Td (Employer becomes replaced, during any twelve \(12\) month period, by directors whose ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 750.90 Td (appointment or election to such board was not endorsed by a majority of the members of such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 736.50 Td (board before the date of such appointment or election; or) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 710.10 Td (\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 710.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.50 710.10 Td (the Employer transfers substantially all of its assets to another person, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 695.70 Td (or more than one person acting as a group, in accordance with Section 409A.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 669.30 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 667.700390625 m 174.65625 667.700390625 l s q 0 0 0 rg BT 149.33 669.30 Td (Code) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 174.66 669.30 Td ( means the Internal Revenue Code of 1986, as amended. ) Tj ET Q q 0 0 0 rg BT 455.57 669.30 Td (Any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 654.90 Td (reference to a specific provision of the Code includes any successor provision thereto.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 628.50 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 626.900390625 m 195.990234375 626.900390625 l s q 0 0 0 rg BT 149.33 628.50 Td (Company) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 195.99 628.50 Td ( means Fiserv) Tj ET Q q 0 0 0 rg BT 267.19 628.50 Td (, Inc., a corporation or) Tj ET Q q 0 0 0 rg BT 373.93 628.50 Td (ganized under the laws of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 614.10 Td (State of ) Tj ET Q q 0 0 0 rg BT 111.77 614.10 Td (W) Tj ET Q q 0 0 0 rg BT 122.62 614.10 Td (isconsin, or any successor corporation.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 587.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 586.100390625 m 232.283203125 586.100390625 l s q 0 0 0 rg BT 149.33 587.70 Td (Deferral ) Tj ET Q q 0 0 0 rg BT 191.63 587.70 Td (Account) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 232.28 587.70 Td ( means, with respect to each Participant, the book-keeping ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 573.30 Td (record maintained by the Company for each Participant in accordance with the terms of this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 558.90 Td (Plan.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 532.50 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 530.900390625 m 238.96875 530.900390625 l s q 0 0 0 rg BT 149.33 532.50 Td (Eligible Employee) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 238.97 532.50 Td ( means an employee of the Company or a U.S. subsidiary ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 518.10 Td (who is \(a\) employed in the U.S. and \(b\) whose annual base salary is equal to or greater than ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 503.70 Td (the compensation limit in ef) Tj ET Q q 0 0 0 rg BT 206.42 503.70 Td (fect under Code Section 401\(a\)\(17\) for the year) Tj ET Q q 0 0 0 rg BT 434.00 503.70 Td (. ) Tj ET Q q 0 0 0 rg BT 442.78 503.70 Td (The ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 489.30 Td (determination of annual base salary) Tj ET Q q 0 0 0 rg BT 241.82 489.30 Td (, and thus which associates are considered Eligible ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 474.90 Td (Employees for the following year) Tj ET Q q 0 0 0 rg BT 232.80 474.90 Td (, shall be made at the time the Plan ) Tj ET Q q 0 0 0 rg BT 402.76 474.90 Td (Administrator ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 460.50 Td (distributes the ) Tj ET Q q 0 0 0 rg BT 142.00 460.50 Td (Annual Enrollment Form.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 434.10 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 432.500390625 m 183.99609375 432.500390625 l s q 0 0 0 rg BT 149.33 434.10 Td (ERISA) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.00 434.10 Td ( means the Employee Retirement Income Security ) Tj ET Q q 0 0 0 rg BT 432.91 434.10 Td (Act of 1974, as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 419.70 Td (amended.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 393.30 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 391.700390625 m 236.4140625 391.700390625 l s q 0 0 0 rg BT 149.33 393.30 Td (Fair Market ) Tj ET Q q 0 0 0 rg BT 209.09 393.30 Td (V) Tj ET Q q 0 0 0 rg BT 216.43 393.30 Td (alue) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 236.41 393.30 Td ( means, with respect to any Investment, the closing price ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 378.90 Td (on the date of reference, or if there were no sales on such date, then the closing price on the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 364.50 Td (nearest preceding day on which there were such sales, and in the case of an unlisted security) Tj ET Q q 0 0 0 rg BT 514.05 364.50 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 350.10 Td (the mean between the bid and asked prices on the date of reference, or if no such prices are ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 335.70 Td (available for such date, then the mean between the bid and asked prices on the nearest ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 321.30 Td (preceding day for which such prices are available. ) Tj ET Q q 0 0 0 rg BT 318.34 321.30 Td (W) Tj ET Q q 0 0 0 rg BT 329.19 321.30 Td (ith respect to any Investment which ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 306.90 Td (reports net asset values or similar measures of the value of an ownership interest in the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 292.50 Td (Investment, Fair Market ) Tj ET Q q 0 0 0 rg BT 191.09 292.50 Td (V) Tj ET Q q 0 0 0 rg BT 198.42 292.50 Td (alue shall mean such closing net asset value on the date of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 278.10 Td (reference, or if no net asset value was reported on such date, then the net asset value on the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 263.70 Td (nearest preceding day on which such net asset value was reported. For any Investment not ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 249.30 Td (described in the preceding sentences, Fair Market ) Tj ET Q q 0 0 0 rg BT 313.03 249.30 Td (V) Tj ET Q q 0 0 0 rg BT 320.36 249.30 Td (alue shall mean the value of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 234.90 Td (Investment as determined by the Plan ) Tj ET Q q 0 0 0 rg BT 254.63 234.90 Td (Administrator in its reasonable judgment on a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 220.50 Td (consistent basis, based upon such available and relevant information as the Plan ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 206.10 Td (Administrator determines to be appropriate.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 179.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 178.10039062500005 m 300.650390625 178.10039062500005 l s q 0 0 0 rg BT 149.33 179.70 Td (Installment Distribution Option) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.65 179.70 Td ( means the distribution option for a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 165.30 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 165.30 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 190.64 165.30 Td (Account as described in Section 7\(b\)\(i\) hereof.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 138.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 152.326171875 137.30039062499998 m 205.646484375 137.30039062499998 l s q 0 0 0 rg BT 152.33 138.90 Td (Investment) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 205.65 138.90 Td ( means the deemed investment options as may be designated ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 124.50 Td (from time to time by the Company in its sole and absolute discretion.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 98.10 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 96.50039062500002 m 300.333984375 96.50039062500002 l s q 0 0 0 rg BT 149.33 98.10 Td (Lump Sum Distribution Option) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.33 98.10 Td ( means the distribution option for a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 83.70 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 83.70 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 190.64 83.70 Td (Account as described in Section 7\(b\)\(ii\) hereof.) Tj ET Q endstream endobj 345 0 obj <> endobj 346 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 294.50 59.20 Td (3) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 779.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 778.100390625 m 201.310546875 778.100390625 l s q 0 0 0 rg BT 149.33 779.70 Td (Participant) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 201.31 779.70 Td ( means an Eligible Employee who has made a deferral election ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 765.30 Td (under the Plan. ) Tj ET Q q 0 0 0 rg BT 150.10 765.30 Td (Where the context so requires, the term Participant shall include a person ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 750.90 Td (who has a Deferral ) Tj ET Q q 0 0 0 rg BT 165.29 750.90 Td (Account under the Plan, including a Beneficiary who obtains benefits ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 736.50 Td (under this Plan in accordance with its terms.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 710.10 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 708.500390625 m 277.951171875 708.500390625 l s q 0 0 0 rg BT 149.33 710.10 Td (Permitted Retirement Date) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 277.95 710.10 Td ( means the date on which a Participant both has ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 695.70 Td (\(i\) completed at least ten \(10\) years of full-time employment with the Company or any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 681.30 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 120.55 681.30 Td (, and \(ii\) is at least 55 years old.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 654.90 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 653.300390625 m 170.66015625 653.300390625 l s q 0 0 0 rg BT 149.33 654.90 Td (Plan) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 170.66 654.90 Td ( means this Fiserv) Tj ET Q q 0 0 0 rg BT 262.20 654.90 Td (, Inc. Nonqualified Deferred Compensation Plan, as it ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 640.50 Td (may be amended from time to time.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 614.10 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 612.500390625 m 240.322265625 612.500390625 l s q 0 0 0 rg BT 149.33 614.10 Td (Plan ) Tj ET Q q 0 0 0 rg BT 173.00 614.10 Td (Administrator) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 240.32 614.10 Td ( means the Compensation Committee of the Board.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 587.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 586.100390625 m 245.630859375 586.100390625 l s q 0 0 0 rg BT 149.33 587.70 Td (Retirement ) Tj ET Q q 0 0 0 rg BT 204.98 587.70 Td (Account) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 245.63 587.70 Td ( means, with respect to each Participant, that portion of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 573.30 Td (a Participant) Tj ET Q q 0 0 0 rg BT 135.64 573.30 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 185.62 573.30 Td (Account which is determined in accordance with Section 6\(d\) hereof.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 546.90 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 545.300390625 m 252.310546875 545.300390625 l s q 0 0 0 rg BT 149.33 546.90 Td (Salary Compensation) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 252.31 546.90 Td ( means any base salary payable by) Tj ET Q q 0 0 0 rg BT 422.13 546.90 Td (, plus any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 532.50 Td (commission compensation \(payable in cash\) earned from, the Company or subsidiary in any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 518.10 Td (calendar year) Tj ET Q q 0 0 0 rg BT 135.80 518.10 Td (, without reduction for the amount of any contributions made by the Company ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 503.70 Td (or subsidiary on behalf of Participant under any salary reduction or similar arrangement to a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 489.30 Td (qualified deferred compensation, pension or cafeteria plan, contributions toward a simplified ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 474.90 Td (employee pension plan described in Section 408\(k\) of the Code, and/or contributions of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 460.50 Td (elective contributions pursuant to an arrangement qualified under Section 401\(k\) of the Code; ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 446.10 Td (provided, however) Tj ET Q q 0 0 0 rg BT 161.49 446.10 Td (, that in no event shall Salary Compensation include any severance ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 431.70 Td (payments or other compensation which is paid to Participant as a result of the Participant) Tj ET Q q 0 0 0 rg BT 502.56 431.70 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 417.30 Td (termination of employment with the Company or subsidiary) Tj ET Q q 0 0 0 rg BT 359.51 417.30 Td (. Notwithstanding anything ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 402.90 Td (herein to the contrary) Tj ET Q q 0 0 0 rg BT 174.18 402.90 Td (, in no event shall Salary Compensation include Bonus Compensation. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 388.50 Td (For purposes hereof, commissions are considered earned in the calendar year in which the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 374.10 Td (customer remits payment to the Company or subsidiary) Tj ET Q q 0 0 0 rg BT 337.51 374.10 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 347.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 346.100390625 m 265.93359375 346.100390625 l s q 0 0 0 rg BT 149.33 347.70 Td (Salary Deferral Election) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 265.93 347.70 Td ( means an election to defer a portion of a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 333.30 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 333.30 Td (s Salary Compensation pursuant to the Plan and as set forth in the Participant) Tj ET Q q 0 0 0 rg BT 500.92 333.30 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 318.90 Td (Annual Enrollment Form.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 292.50 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 290.900390625 m 214.986328125 290.900390625 l s q 0 0 0 rg BT 149.33 292.50 Td (Section 409A) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 214.99 292.50 Td ( means Section 409A) Tj ET Q q 0 0 0 rg BT 321.97 292.50 Td ( of the Code and any guidance ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 278.10 Td (promulgated thereunder) Tj ET Q q 0 0 0 rg BT 186.29 278.10 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 251.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 250.10039062500005 m 257.091796875 250.10039062500005 l s q 0 0 0 rg BT 149.33 251.70 Td (Section 409A) Tj ET Q q 0 0 0 rg BT 214.32 251.70 Td ( ) Tj ET Q q 0 0 0 rg BT 216.66 251.70 Td (Af) Tj ET Q q 0 0 0 rg BT 229.11 251.70 Td (filiate) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 257.09 251.70 Td ( means each entity that is required to be aggregated ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 237.30 Td (with the Company pursuant to Code Section 414\(b\) or \(c\); provided, however) Tj ET Q q 0 0 0 rg BT 444.77 237.30 Td (, that for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 222.90 Td (purposes of determining if a Participant has incurred a Separation from Service, the phrase ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 208.50 Td (at least 50 percent shall be used in place of the phrase at least 80 percent each place it ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 194.10 Td (appears therein or in the regulations thereunder) Tj ET Q q 0 0 0 rg BT 297.91 194.10 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 167.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 166.10039062500005 m 265.951171875 166.10039062500005 l s q 0 0 0 rg BT 149.33 167.70 Td (Separation from Service) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 265.95 167.70 Td ( means a Participant) Tj ET Q q 0 0 0 rg BT 371.58 167.70 Td (s ) Tj ET Q q 0 0 0 rg BT 379.03 167.70 Td (T) Tj ET Q q 0 0 0 rg BT 385.52 167.70 Td (ermination of Employment, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 153.30 Td (or if the Participant continues to provide services following his or her ) Tj ET Q q 0 0 0 rg BT 408.37 153.30 Td (T) Tj ET Q q 0 0 0 rg BT 414.86 153.30 Td (ermination of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 138.90 Td (Employment, such later date as is considered a separation from service from the Company ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 124.50 Td (and its Section 409A) Tj ET Q q 0 0 0 rg BT 171.66 124.50 Td ( ) Tj ET Q q 0 0 0 rg BT 174.00 124.50 Td (Af) Tj ET Q q 0 0 0 rg BT 186.45 124.50 Td (filiates within the meaning of Section 409A. Specifically) Tj ET Q q 0 0 0 rg BT 461.94 124.50 Td (, if the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 110.10 Td (Participant continues to provide services to the Company or a Section 409A) Tj ET Q q 0 0 0 rg BT 435.59 110.10 Td ( ) Tj ET Q q 0 0 0 rg BT 437.93 110.10 Td (Af) Tj ET Q q 0 0 0 rg BT 450.38 110.10 Td (filiate in a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 95.70 Td (capacity other than as an employee, such shift in status is not automatically a Separation from ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 81.30 Td (Service.) Tj ET Q endstream endobj 347 0 obj <> endobj 348 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 294.50 59.20 Td (4) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 779.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 778.100390625 m 263.28515625 778.100390625 l s q 0 0 0 rg BT 149.33 779.70 Td (Specified Date ) Tj ET Q q 0 0 0 rg BT 222.63 779.70 Td (Account) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 263.29 779.70 Td ( means, with respect to each Participant, that portion ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 765.30 Td (of the Participant) Tj ET Q q 0 0 0 rg BT 157.97 765.30 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 207.95 765.30 Td (Account which is determined in accordance with Section 6\(d\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 750.90 Td (hereof.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 724.50 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 722.900390625 m 246.29296875 722.900390625 l s q 0 0 0 rg BT 149.33 724.50 Td (Specified Employee) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 246.29 724.50 Td ( means all Participants under the Plan, but only if, on ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 710.10 Td (the date of such Participant) Tj ET Q q 0 0 0 rg BT 205.96 710.10 Td (s Separation from Service, the Company or any other entity that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 695.70 Td (is considered a service recipient with respect to the Participant within the meaning of Code ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 681.30 Td (Section 409A) Tj ET Q q 0 0 0 rg BT 137.00 681.30 Td ( has stock which is publicly traded on an established securities market \(within ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 666.90 Td (the meaning of ) Tj ET Q q 0 0 0 rg BT 146.76 666.90 Td (T) Tj ET Q q 0 0 0 rg BT 153.67 666.90 Td (reasury Regulation Section 1.897-1\(m\)\) or otherwise.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 640.50 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 638.900390625 m 210.990234375 638.900390625 l s q 0 0 0 rg BT 149.33 640.50 Td (Sub ) Tj ET Q q 0 0 0 rg BT 170.34 640.50 Td (Account) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 210.99 640.50 Td ( means, with respect to any Participant, the Participant) Tj ET Q q 0 0 0 rg BT 480.91 640.50 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 626.10 Td (Retirement ) Tj ET Q q 0 0 0 rg BT 127.65 626.10 Td (Account or any Specified Date ) Tj ET Q q 0 0 0 rg BT 277.93 626.10 Td (Account.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 599.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 598.100390625 m 233.455078125 598.100390625 l s q 0 0 0 rg BT 149.33 599.70 Td (T) Tj ET Q q 0 0 0 rg BT 155.82 599.70 Td (ermination Date) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 233.46 599.70 Td ( means, with respect to each Participant, the date of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 585.30 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 585.30 Td (s termination of employment. ) Tj ET Q q 0 0 0 rg BT 275.07 585.30 Td (T) Tj ET Q q 0 0 0 rg BT 281.57 585.30 Td (ermination of employment shall be presumed to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 570.90 Td (occur when the Company and a Participant reasonably anticipate that no further services will ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 556.50 Td (be performed by the Participant for the Company and its Section 409A) Tj ET Q q 0 0 0 rg BT 410.92 556.50 Td ( ) Tj ET Q q 0 0 0 rg BT 413.26 556.50 Td (Af) Tj ET Q q 0 0 0 rg BT 425.71 556.50 Td (filiates or that the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 542.10 Td (level of bona fide services a Participant will perform as an employee of the Company and its ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 527.70 Td (Section 409A) Tj ET Q q 0 0 0 rg BT 137.00 527.70 Td ( ) Tj ET Q q 0 0 0 rg BT 139.34 527.70 Td (Af) Tj ET Q q 0 0 0 rg BT 151.78 527.70 Td (filiates will permanently decrease to no more than twenty percent \(20%\) of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 513.30 Td (the average level of bona fide services performed by the Participant \(whether as an employee ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 498.90 Td (or independent contractor\) for the Company and its Section 409A) Tj ET Q q 0 0 0 rg BT 386.26 498.90 Td ( ) Tj ET Q q 0 0 0 rg BT 388.59 498.90 Td (Af) Tj ET Q q 0 0 0 rg BT 401.04 498.90 Td (filiates over the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 484.50 Td (immediately preceding 36- month period \(or such lesser period of services\). ) Tj ET Q q 0 0 0 rg BT 442.00 484.50 Td (Whether a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 470.10 Td (Participant has experienced a termination of employment shall be determined by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 455.70 Td (Company in good faith and consistent with Section 409A. Notwithstanding the foregoing, if ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 441.30 Td (a Participant takes a leave of absence for purposes of military leave, sick leave or other bona ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 426.90 Td (fide reason, the Participant will not be deemed to have experienced a termination of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 412.50 Td (employment for the first six \(6\) months of the leave of absence, or if longer) Tj ET Q q 0 0 0 rg BT 433.75 412.50 Td (, for so long as the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 398.10 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 398.10 Td (s right to reemployment is provided either by statute or by contract; provided that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 383.70 Td (if the leave of absence is due to a medically determinable physical or mental impairment that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 369.30 Td (can be expected to result in death or last for a continuous period of not less than six \(6\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 354.90 Td (months, where such impairment causes the Participant to be unable to perform the duties of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 340.50 Td (his or her position of employment or any substantially similar position of employment, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 326.10 Td (leave may be extended by the Company for up to twenty-nine \(29\) months without causing a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 311.70 Td (termination of employment.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 285.30 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 283.70039062499995 m 174.234375 283.70039062499995 l s q 0 0 0 rg BT 149.33 285.30 Td (T) Tj ET Q q 0 0 0 rg BT 156.23 285.30 Td (rust) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 174.23 285.30 Td ( means the trust created pursuant to the ) Tj ET Q q 0 0 0 rg BT 369.95 285.30 Td (T) Tj ET Q q 0 0 0 rg BT 376.86 285.30 Td (rust ) Tj ET Q q 0 0 0 rg BT 397.20 285.30 Td (Agreement.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 258.90 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 257.300390625 m 229.880859375 257.300390625 l s q 0 0 0 rg BT 149.33 258.90 Td (T) Tj ET Q q 0 0 0 rg BT 156.23 258.90 Td (rust ) Tj ET Q q 0 0 0 rg BT 176.57 258.90 Td (Agreement) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 229.88 258.90 Td ( means the ) Tj ET Q q 0 0 0 rg BT 289.31 258.90 Td (T) Tj ET Q q 0 0 0 rg BT 296.21 258.90 Td (rust ) Tj ET Q q 0 0 0 rg BT 316.55 258.90 Td (Agreement entered into by and between ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 244.50 Td (the Company and the ) Tj ET Q q 0 0 0 rg BT 177.09 244.50 Td (T) Tj ET Q q 0 0 0 rg BT 184.00 244.50 Td (rustee, as may be amended from time to time.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 218.10 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 216.50039062500002 m 184.88671875 216.50039062500002 l s q 0 0 0 rg BT 149.33 218.10 Td (T) Tj ET Q q 0 0 0 rg BT 156.23 218.10 Td (rustee) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.89 218.10 Td ( means the trustee of the ) Tj ET Q q 0 0 0 rg BT 309.96 218.10 Td (T) Tj ET Q q 0 0 0 rg BT 316.86 218.10 Td (rust. ) Tj ET Q q 0 0 0 rg BT 343.65 218.10 Td (The ) Tj ET Q q 0 0 0 rg BT 365.09 218.10 Td (T) Tj ET Q q 0 0 0 rg BT 371.99 218.10 Td (rustee shall at all times be a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 203.70 Td (bank with trust powers. ) Tj ET Q q 0 0 0 rg BT 190.44 203.70 Td (The initial and any successor ) Tj ET Q q 0 0 0 rg BT 332.51 203.70 Td (T) Tj ET Q q 0 0 0 rg BT 339.42 203.70 Td (rustee shall be as selected by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 189.30 Td (Company) Tj ET Q q 0 0 0 rg BT 117.88 189.30 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 162.90 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 161.30039062499998 m 276.041015625 161.30039062499998 l s q 0 0 0 rg BT 149.33 162.90 Td (Unforeseeable Emer) Tj ET Q q 0 0 0 rg BT 247.39 162.90 Td (gency) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 276.04 162.90 Td ( means in accordance with Section 409A, \(1\) a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 148.50 Td (severe financial hardship to the Participant resulting from an illness or accident of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 134.10 Td (Participant, the Participant) Tj ET Q q 0 0 0 rg BT 202.96 134.10 Td (s spouse, the Participant) Tj ET Q q 0 0 0 rg BT 322.28 134.10 Td (s beneficiary) Tj ET Q q 0 0 0 rg BT 383.13 134.10 Td (, or the Participant) Tj ET Q q 0 0 0 rg BT 475.11 134.10 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 119.70 Td (dependent; \(2\) loss of the Participant) Tj ET Q q 0 0 0 rg BT 252.29 119.70 Td (s property due to casualty; or \(3\) any other similar ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 105.30 Td (extraordinary and unforeseeable circumstances arising as a result of events beyond the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 90.90 Td (control of the Participant, as determined by the Plan ) Tj ET Q q 0 0 0 rg BT 323.94 90.90 Td (Administrator) Tj ET Q q 0 0 0 rg BT 390.60 90.90 Td (.) Tj ET Q endstream endobj 349 0 obj <> endobj 350 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 294.50 59.20 Td (5) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 779.70 Td () Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 149.326171875 778.100390625 m 231.43359375 778.100390625 l s q 0 0 0 rg BT 149.33 779.70 Td (V) Tj ET Q q 0 0 0 rg BT 156.45 779.70 Td (oting Securities) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 231.43 779.70 Td ( means any security which ordinarily possesses the power ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 765.30 Td (to vote in the election of the Board of Directors of the Employer without the happening of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 750.90 Td (any precondition or contingency) Tj ET Q q 0 0 0 rg BT 226.84 750.90 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 724.50 Td (3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 724.50 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 722.6220703125 m 255.45703125 722.6220703125 l s q 0 0 0 rg BT 144.00 724.50 Td (ADMINISTRA) Tj ET Q q 0 0 0 rg BT 221.78 724.50 Td (TION.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 698.10 Td (The Plan shall be administered by the Plan ) Tj ET Q q 0 0 0 rg BT 351.29 698.10 Td (Administrator) Tj ET Q q 0 0 0 rg BT 417.96 698.10 Td (. ) Tj ET Q q 0 0 0 rg BT 426.74 698.10 Td (The Plan ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 683.70 Td (Administrator shall have the authority to adopt, alter and repeal such rules, guidelines and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 669.30 Td (practices governing the Plan as it shall, from time to time, deem advisable; to interpret the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 654.90 Td (terms and provisions of the Plan and any agreements relating thereto; and to otherwise ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 640.50 Td (supervise the administration of the Plan. ) Tj ET Q q 0 0 0 rg BT 270.63 640.50 Td (All decisions made by the Plan ) Tj ET Q q 0 0 0 rg BT 421.95 640.50 Td (Administrator ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 626.10 Td (pursuant to the provisions of the Plan shall be made in the Plan ) Tj ET Q q 0 0 0 rg BT 376.96 626.10 Td (Administrator) Tj ET Q q 0 0 0 rg BT 444.73 626.10 Td () Tj ET Q q 0 0 0 rg BT 448.06 626.10 Td (s sole ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 611.70 Td (discretion and shall be final and binding on all persons, including Participants. ) Tj ET Q q 0 0 0 rg BT 454.04 611.70 Td (The Plan ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 597.30 Td (Administrator may delegate some or all of its duties hereunder to such other persons or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 582.90 Td (entities as it shall designate, and in such event, references herein to the Plan ) Tj ET Q q 0 0 0 rg BT 437.88 582.90 Td (Administrator ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 568.50 Td (shall include such person or entity to the extent of such delegation.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 542.10 Td (W) Tj ET Q q 0 0 0 rg BT 154.85 542.10 Td (ithout limiting the generality of the foregoing, the Plan ) Tj ET Q q 0 0 0 rg BT 420.13 542.10 Td (Administrator shall ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 527.70 Td (have the following powers and duties:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 501.30 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.32 501.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 501.30 Td (T) Tj ET Q q 0 0 0 rg BT 222.49 501.30 Td (o require any person to furnish such reasonable information as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 486.90 Td (may be requested for the purpose of the proper administration of the Plan as a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 472.50 Td (condition to receiving any benefits under the Plan;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 446.10 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.99 446.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 446.10 Td (T) Tj ET Q q 0 0 0 rg BT 222.49 446.10 Td (o make and enforce such rules and regulations and prescribe ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 431.70 Td (the use of such forms as it shall deem necessary for the ef) Tj ET Q q 0 0 0 rg BT 420.36 431.70 Td (ficient ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 417.30 Td (administration of the Plan;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 390.90 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.32 390.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 390.90 Td (T) Tj ET Q q 0 0 0 rg BT 222.49 390.90 Td (o determine the amount of benefits that shall be payable to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 376.50 Td (any person in accordance with the provisions of the Plan, and to provide a full ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 362.10 Td (and fair review to any Participant whose claim for benefits has been denied in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 347.70 Td (whole or in part;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 321.30 Td (\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.99 321.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 321.30 Td (T) Tj ET Q q 0 0 0 rg BT 222.49 321.30 Td (o employ at the expense of the Company other persons \(who ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 306.90 Td (may or may not be employed by the Company\) to assist the Plan ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 292.50 Td (Administrator in carrying out its duties under the terms of the Plan;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 266.10 Td (\(e\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.32 266.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 266.10 Td (T) Tj ET Q q 0 0 0 rg BT 222.49 266.10 Td (o keep records of all acts and determinations, and to keep all ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 251.70 Td (such records, books of account, data and other documents as may be necessary ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 237.30 Td (for the proper administration of the Plan;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 210.90 Td (\(f\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.99 210.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 210.90 Td (T) Tj ET Q q 0 0 0 rg BT 222.49 210.90 Td (o prepare and distribute to all Participants and Beneficiaries ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 196.50 Td (information concerning the Plan and their rights under the Plan;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 170.10 Td (\(g\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.99 170.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 170.10 Td (T) Tj ET Q q 0 0 0 rg BT 222.49 170.10 Td (o exercise any powers reserved to the Company under the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 155.70 Td (T) Tj ET Q q 0 0 0 rg BT 150.91 155.70 Td (rust executed in connection with this Plan, including but not limited to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 141.30 Td (power to provide investment guidelines to the trustee under the ) Tj ET Q q 0 0 0 rg BT 449.71 141.30 Td (T) Tj ET Q q 0 0 0 rg BT 456.62 141.30 Td (rust; and) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 114.90 Td (\(h\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.99 114.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 114.90 Td (T) Tj ET Q q 0 0 0 rg BT 222.49 114.90 Td (o do all things necessary to operate and administer the Plan in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 100.50 Td (accordance with its provisions.) Tj ET Q endstream endobj 351 0 obj <> endobj 352 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 294.50 59.20 Td (6) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 779.90 Td (4.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 779.90 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 778.0220703125 m 314.455078125 778.0220703125 l s q 0 0 0 rg BT 144.00 779.90 Td (DEFERRED COMPENSA) Tj ET Q q 0 0 0 rg BT 280.78 779.90 Td (TION.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 753.50 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 753.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 184.5 751.900390625 m 262.79296875 751.900390625 l s q 0 0 0 rg BT 184.50 753.50 Td (Salary Deferrals) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 262.79 753.50 Td (. ) Tj ET Q q 0 0 0 rg BT 271.13 753.50 Td (An Eligible Employee may elect to defer the receipt ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 739.10 Td (of up to one hundred percent \(100%\) of his or her Salary Compensation as designated by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 724.70 Td (him/her pursuant to a Salary Deferral Election set forth on the ) Tj ET Q q 0 0 0 rg BT 371.57 724.70 Td (Annual Enrollment Form.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 698.30 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 698.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 184.5 696.700390625 m 262.810546875 696.700390625 l s q 0 0 0 rg BT 184.50 698.30 Td (Bonus Deferrals) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 262.81 698.30 Td (. ) Tj ET Q q 0 0 0 rg BT 271.15 698.30 Td (An Eligible Employee may elect to defer the receipt ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 683.90 Td (of up to one hundred percent \(100%\) of his or her Bonus Compensation as designated by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 669.50 Td (him/her pursuant to a Bonus Deferral Election set forth on the ) Tj ET Q q 0 0 0 rg BT 371.59 669.50 Td (Annual Enrollment Form.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 643.10 Td (\(c\) ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 641.500390625 m 272.314453125 641.500390625 l s q 0 0 0 rg BT 180.00 643.10 Td (Annual Enrollment) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 272.31 643.10 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 616.70 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 616.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 616.70 Td (In order for a Salary Deferral Election to be ef) Tj ET Q q 0 0 0 rg BT 438.01 616.70 Td (fective, an ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 602.30 Td (Annual Enrollment Form containing a Salary Deferral Election must be completed, signed, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 587.90 Td (and delivered to the Company prior to the first day of the calendar year for which the election ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 573.50 Td (is to be ef) Tj ET Q q 0 0 0 rg BT 118.77 573.50 Td (fective. Such election shall be irrevocable as of December 31 and shall be ef) Tj ET Q q 0 0 0 rg BT 488.06 573.50 Td (fective ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 559.10 Td (on the immediately following January 1. Such election shall apply to all Salary ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 544.70 Td (Compensation paid \(or with respect to commissions, earned\) in the calendar year for which ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 530.30 Td (the election is ef) Tj ET Q q 0 0 0 rg BT 150.75 530.30 Td (fective. Notwithstanding the foregoing, a Participant) Tj ET Q q 0 0 0 rg BT 409.35 530.30 Td (s Salary Deferral ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 515.90 Td (Election made for the 201) Tj ET Q q 0 0 0 rg BT 196.18 515.90 Td (1 calendar year shall be irrevocable as of December 31, 2010 but ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 501.50 Td (shall apply only to salary paid on or after February 1, 201) Tj ET Q q 0 0 0 rg BT 348.15 501.50 Td (1. ) Tj ET Q q 0 0 0 rg BT 362.49 501.50 Td (A) Tj ET Q q 0 0 0 rg BT 370.49 501.50 Td ( Participant) Tj ET Q q 0 0 0 rg BT 428.81 501.50 Td (s Salary Deferral ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 487.10 Td (Election shall not carry over from year to year; each Eligible Employee that desires to make ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 472.70 Td (Salary Deferrals for a future calendar year must complete a Salary Deferral Election form for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 458.30 Td (such year) Tj ET Q q 0 0 0 rg BT 116.98 458.30 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 431.90 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 431.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 431.90 Td (In order for a Bonus Deferral Election to be ef) Tj ET Q q 0 0 0 rg BT 438.02 431.90 Td (fective, an ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 417.50 Td (Annual Enrollment Form containing a Bonus Deferral Election must be completed, signed, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 403.10 Td (and delivered to the Company prior to the first day of the calendar year in which the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 388.70 Td (Participant provides the services to which such Bonus Compensation relates as determined in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 374.30 Td (accordance with Section 409A) Tj ET Q q 0 0 0 rg BT 218.29 374.30 Td ( or such later time as permitted under Section 409A) Tj ET Q q 0 0 0 rg BT 465.22 374.30 Td ( with ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 359.90 Td (respect to any performance-based compensation as defined therein. Such election shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 345.50 Td (irrevocable as of the last day on which an election may be made. ) Tj ET Q q 0 0 0 rg BT 387.55 345.50 Td (A) Tj ET Q q 0 0 0 rg BT 395.55 345.50 Td ( Participant) Tj ET Q q 0 0 0 rg BT 453.87 345.50 Td (s Bonus ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 331.10 Td (Deferral Election shall not carry over from year to year; each Eligible Employee that desires ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 316.70 Td (to make Bonus Deferrals for a future calendar year must complete a Bonus Deferral Election ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 302.30 Td (form for such year) Tj ET Q q 0 0 0 rg BT 160.30 302.30 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 275.90 Td (5.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 275.90 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 274.0220703125 m 282.0234375 274.0220703125 l s q 0 0 0 rg BT 144.00 275.90 Td (DEFERRAL) Tj ET Q q 0 0 0 rg BT 209.34 275.90 Td ( ) Tj ET Q q 0 0 0 rg BT 211.68 275.90 Td (ACCOUNTS.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 249.50 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 249.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.50 249.50 Td (Any compensation deferred pursuant to Section 5 of this Plan shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 235.10 Td (credited to the Deferral ) Tj ET Q q 0 0 0 rg BT 185.94 235.10 Td (Account maintained in the name of the Participant. Deferral ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 220.70 Td (Accounts shall be bookkeeping accounts maintained on the Company) Tj ET Q q 0 0 0 rg BT 409.25 220.70 Td (s or subsidiary) Tj ET Q q 0 0 0 rg BT 482.58 220.70 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 206.30 Td (records, as applicable. ) Tj ET Q q 0 0 0 rg BT 183.96 206.30 Td (A) Tj ET Q q 0 0 0 rg BT 191.96 206.30 Td ( Deferral ) Tj ET Q q 0 0 0 rg BT 237.26 206.30 Td (Account shall be credited \(i\) with respect to deferrals of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 191.90 Td (Salary Compensation, on the same day of each month on which cash compensation would ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 177.50 Td (otherwise have been paid to a Participant, with a dollar amount equal to the total amount by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 163.10 Td (which the Participant) Tj ET Q q 0 0 0 rg BT 177.30 163.10 Td (s cash compensation for such month was reduced in accordance with ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 148.70 Td (the Participant) Tj ET Q q 0 0 0 rg BT 144.98 148.70 Td (s Salary Deferral Election, and \(ii\) with respect to deferrals of Bonus ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 134.30 Td (Compensation, on the date such bonus compensation would otherwise have been paid to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 119.90 Td (Participant in accordance with the Company) Tj ET Q q 0 0 0 rg BT 288.26 119.90 Td (s normal practices.) Tj ET Q endstream endobj 353 0 obj <> endobj 354 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 294.50 59.20 Td (7) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 779.70 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 779.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.50 779.70 Td (The credit balance of the Deferral ) Tj ET Q q 0 0 0 rg BT 349.07 779.70 Td (Account for each Participant shall ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 765.30 Td (be deemed to have been invested and reinvested from time to time in such Investments as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 750.90 Td (shall be designated by the Participant in accordance with the following:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 724.50 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 724.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 724.50 Td (Upon commencement of participation in the Plan, each ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 710.10 Td (Participant shall make a designation of the Investments which the Participant desires to have ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 695.70 Td (deemed to be purchased with the amounts credited to the Participant) Tj ET Q q 0 0 0 rg BT 403.23 695.70 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 453.21 695.70 Td (Account in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 681.30 Td (accordance with Section 5\(a\) hereof. ) Tj ET Q q 0 0 0 rg BT 253.58 681.30 Td (All such deemed purchases of Investments with respect ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 666.90 Td (to such amounts shall be deemed to have occurred on the day on which the deferrals are ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 652.50 Td (credited to the Participant) Tj ET Q q 0 0 0 rg BT 198.96 652.50 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 248.93 652.50 Td (Account, unless such day is not a Business Day) Tj ET Q q 0 0 0 rg BT 476.46 652.50 Td (, in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 638.10 Td (which event the deemed purchase shall be deemed to have occurred on the first Business Day ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 623.70 Td (following such day) Tj ET Q q 0 0 0 rg BT 163.21 623.70 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 597.30 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 597.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 597.30 Td (Each Participant shall have the right, by giving notice to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 582.90 Td (Plan ) Tj ET Q q 0 0 0 rg BT 95.67 582.90 Td (Administrator to \(A\) change the existing Investments in which the Participant) Tj ET Q q 0 0 0 rg BT 472.25 582.90 Td (s Deferral ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 568.50 Td (Account is deemed to be invested by deeming a portion of the existing Investments in the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 554.10 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 554.10 Td (s ) Tj ET Q q 0 0 0 rg BT 134.33 554.10 Td (Account to have been sold and the new Investments purchased; and \(B\) change ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 539.70 Td (the Investments which are deemed to be purchased with future credits to the Participant) Tj ET Q q 0 0 0 rg BT 495.53 539.70 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 525.30 Td (Deferral ) Tj ET Q q 0 0 0 rg BT 114.30 525.30 Td (Account pursuant to Sections 5\(b\)\(i\). Such changes shall be made in such specific ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 510.90 Td (manner as shall be specified from time to time by the Plan ) Tj ET Q q 0 0 0 rg BT 353.93 510.90 Td (Administrator) Tj ET Q q 0 0 0 rg BT 420.59 510.90 Td (. ) Tj ET Q q 0 0 0 rg BT 428.93 510.90 Td (Any such change ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 496.50 Td (shall be ef) Tj ET Q q 0 0 0 rg BT 121.10 496.50 Td (fective as of the day given so long as such day is a Business Day and the notice of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 482.10 Td (such change is given by 4:00 P) Tj ET Q q 0 0 0 rg BT 219.32 482.10 Td (.M. Eastern Standard ) Tj ET Q q 0 0 0 rg BT 323.41 482.10 Td (T) Tj ET Q q 0 0 0 rg BT 330.32 482.10 Td (ime on such day) Tj ET Q q 0 0 0 rg BT 407.85 482.10 Td (. Otherwise, such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 467.70 Td (change shall be ef) Tj ET Q q 0 0 0 rg BT 158.07 467.70 Td (fective on the Business Day immediately following the date of such notice.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 441.30 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.99 441.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 441.30 Td (In the case of any deemed purchase, the Deferral ) Tj ET Q q 0 0 0 rg BT 452.55 441.30 Td (Account shall ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 426.90 Td (be debited with a dollar amount equal to the quantity and kind of the Investment deemed to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 412.50 Td (have been purchased multiplied by the Fair Market ) Tj ET Q q 0 0 0 rg BT 319.71 412.50 Td (V) Tj ET Q q 0 0 0 rg BT 327.04 412.50 Td (alue of such Investment on the date of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 398.10 Td (reference and shall be credited with the quantity and kind of Investment so deemed to have ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 383.70 Td (been purchased. In the case of any deemed sale of an Investment, the Deferral ) Tj ET Q q 0 0 0 rg BT 451.50 383.70 Td (Account shall ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 369.30 Td (be debited with the quantity and kind of Investment deemed to have been sold, and shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 354.90 Td (credited with a dollar amount equal to the quantity and kind of Investment deemed to have ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 340.50 Td (been sold multiplied by the Fair Market ) Tj ET Q q 0 0 0 rg BT 265.41 340.50 Td (V) Tj ET Q q 0 0 0 rg BT 272.75 340.50 Td (alue of such Investment on the data of reference.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 314.10 Td (\(iv\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.33 314.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 314.10 Td (In no event shall the Company or any subsidiary be under any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 299.70 Td (obligation, as a result of any designation of Investments made by Participants, to acquire ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 285.30 Td (assets \(or to cause the ) Tj ET Q q 0 0 0 rg BT 179.41 285.30 Td (T) Tj ET Q q 0 0 0 rg BT 186.32 285.30 Td (rust to acquire assets\) which correspond with any such Investments.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 258.90 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 258.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.50 258.90 Td (The Company shall, within the 45-day period following the close of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 244.50 Td (each quarter during each calendar year \(March 31, June 30, September 30 and December 31\), ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 230.10 Td (furnish each Participant with a statement of the balance of the Participant) Tj ET Q q 0 0 0 rg BT 426.87 230.10 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 476.85 230.10 Td (Account ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 215.70 Td (and all Sub ) Tj ET Q q 0 0 0 rg BT 128.33 215.70 Td (Accounts, showing all debits and credits thereto in accordance with the terms of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 201.30 Td (this Plan.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 174.90 Td (\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 174.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 174.90 Td (A) Tj ET Q q 0 0 0 rg BT 188.00 174.90 Td ( Participant) Tj ET Q q 0 0 0 rg BT 246.32 174.90 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 296.30 174.90 Td (Account shall be divided into separate ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 160.50 Td (Retirement and Specified Date ) Tj ET Q q 0 0 0 rg BT 221.95 160.50 Td (Accounts which shall be Sub ) Tj ET Q q 0 0 0 rg BT 363.60 160.50 Td (Accounts determined in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 146.10 Td (accordance with this Section 5\(d\) as follows:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 119.70 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 119.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 119.70 Td (A) Tj ET Q q 0 0 0 rg BT 224.00 119.70 Td ( Participant) Tj ET Q q 0 0 0 rg BT 282.32 119.70 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 345.64 119.70 Td (Account shall initially be credited ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 105.30 Td (with the portion of the Salary Compensation and the Bonus Compensation credited to a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 90.90 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 90.90 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 177.29 90.90 Td (Account pursuant to Section 5\(a\) hereof which is specified by the ) Tj ET Q endstream endobj 355 0 obj <> endobj 356 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 294.50 59.20 Td (8) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 779.70 Td (Participant on his ) Tj ET Q q 0 0 0 rg BT 158.33 779.70 Td (Annual Enrollment Form for such calendar year to be credited to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 765.30 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 765.30 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 190.64 765.30 Td (Account. ) Tj ET Q q 0 0 0 rg BT 239.63 765.30 Td (A) Tj ET Q q 0 0 0 rg BT 247.63 765.30 Td ( Participant shall have only 1 Retirement ) Tj ET Q q 0 0 0 rg BT 445.92 765.30 Td (Account.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 738.90 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 738.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 738.90 Td (A) Tj ET Q q 0 0 0 rg BT 224.00 738.90 Td ( Participant) Tj ET Q q 0 0 0 rg BT 282.32 738.90 Td (s Specified Date ) Tj ET Q q 0 0 0 rg BT 363.30 738.90 Td (Account for any specified year ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 724.50 Td (shall initially be credited with the portion of the Salary Compensation and the Bonus ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 710.10 Td (Compensation credited to a Participant) Tj ET Q q 0 0 0 rg BT 261.95 710.10 Td (s Specified Date ) Tj ET Q q 0 0 0 rg BT 342.93 710.10 Td (Account pursuant to Section 5\(a\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 695.70 Td (hereof which is specified by the Participant to be credited to the Participant) Tj ET Q q 0 0 0 rg BT 436.55 695.70 Td (s Specified Date ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 681.30 Td (Account for such specified year on his ) Tj ET Q q 0 0 0 rg BT 258.94 681.30 Td (Annual Enrollment Form for such calendar year) Tj ET Q q 0 0 0 rg BT 488.87 681.30 Td (. ) Tj ET Q q 0 0 0 rg BT 497.65 681.30 Td (The ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 666.90 Td (Specified Date ) Tj ET Q q 0 0 0 rg BT 145.31 666.90 Td (Accounts must provide for payment to be deferred to a calendar year that is at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 652.50 Td (least two full calendar years following the date of the Participant) Tj ET Q q 0 0 0 rg BT 385.89 652.50 Td (s election. If a Participant ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 638.10 Td (designates a Specified Date ) Tj ET Q q 0 0 0 rg BT 206.62 638.10 Td (Account pursuant to any ) Tj ET Q q 0 0 0 rg BT 326.60 638.10 Td (Annual Enrollment Form which is not ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 623.70 Td (permitted by the immediately preceding sentence, such designation of Specified Date ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 609.30 Td (Account shall be deemed null and void and all amounts otherwise designated by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 594.90 Td (Participant to be credited to such Specified Date ) Tj ET Q q 0 0 0 rg BT 305.92 594.90 Td (Account shall instead be credited to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 580.50 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 580.50 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 190.64 580.50 Td (Account.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 554.10 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.99 554.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 554.10 Td (A) Tj ET Q q 0 0 0 rg BT 224.00 554.10 Td ( Participant may make separate deemed Investment ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 539.70 Td (designations with respect to each Sub ) Tj ET Q q 0 0 0 rg BT 254.63 539.70 Td (Account of the Participant) Tj ET Q q 0 0 0 rg BT 384.26 539.70 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 434.23 539.70 Td (Account by ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 525.30 Td (specifying, in writing and on such forms as the Plan ) Tj ET Q q 0 0 0 rg BT 323.63 525.30 Td (Administrator shall designate for such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 510.90 Td (purpose, the percentage of the credit balance of each such Sub ) Tj ET Q q 0 0 0 rg BT 373.21 510.90 Td (Account that is to be deemed ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 496.50 Td (to be invested in a particular Investment.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 470.10 Td (\(e\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 470.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.50 470.10 Td (A) Tj ET Q q 0 0 0 rg BT 192.50 470.10 Td ( Participant) Tj ET Q q 0 0 0 rg BT 250.82 470.10 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 300.80 470.10 Td (Account \(and Sub ) Tj ET Q q 0 0 0 rg BT 389.78 470.10 Td (Accounts thereof\) shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 455.70 Td (debited in an amount equal to the amount of cash distributed to the Participant or the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 441.30 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 441.30 Td (s Beneficiary pursuant to Section 7 hereof.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 414.90 Td (\(f\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.99 414.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.50 414.90 Td (In determining the amounts of all debits and credits to Deferral ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 400.50 Td (Accounts and Sub ) Tj ET Q q 0 0 0 rg BT 161.66 400.50 Td (Accounts, the Plan ) Tj ET Q q 0 0 0 rg BT 254.31 400.50 Td (Administrator shall exercise its reasonable best ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 386.10 Td (judgment, and all such determinations \(in the absence of bad faith\) shall be binding upon all ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 371.70 Td (Participants and their Beneficiaries. If an error is discovered in the Deferral ) Tj ET Q q 0 0 0 rg BT 439.18 371.70 Td (Account or any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 357.30 Td (Sub ) Tj ET Q q 0 0 0 rg BT 93.01 357.30 Td (Account of a Participant, the Plan ) Tj ET Q q 0 0 0 rg BT 257.30 357.30 Td (Administrator) Tj ET Q q 0 0 0 rg BT 324.15 357.30 Td (, in its sole and absolute discretion, shall ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 342.90 Td (cause appropriate, equitable adjustments to be made as soon as administratively practicable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 328.50 Td (following the discovery of such error or omission.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 302.10 Td (6.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 302.10 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 300.2220703125 m 214.248046875 300.2220703125 l s q 0 0 0 rg BT 144.00 302.10 Td (THE ) Tj ET Q q 0 0 0 rg BT 172.13 302.10 Td (TRUST) Tj ET Q q 0 0 0 rg BT 211.25 302.10 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 275.70 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 275.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.50 275.70 Td (The Company may enter into a ) Tj ET Q q 0 0 0 rg BT 336.24 275.70 Td (T) Tj ET Q q 0 0 0 rg BT 343.15 275.70 Td (rust ) Tj ET Q q 0 0 0 rg BT 363.49 275.70 Td (Agreement creating the ) Tj ET Q q 0 0 0 rg BT 478.88 275.70 Td (T) Tj ET Q q 0 0 0 rg BT 485.79 275.70 Td (rust for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 261.30 Td (the purposes specified therein and herein. ) Tj ET Q q 0 0 0 rg BT 276.60 261.30 Td (Any such ) Tj ET Q q 0 0 0 rg BT 325.04 261.30 Td (T) Tj ET Q q 0 0 0 rg BT 331.95 261.30 Td (rust is intended to be a grantor trust ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 246.90 Td (with the result that the corpus and income of the trust be treated as assets and income of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 232.50 Td (Company for federal income tax purposes pursuant to Subpart E, Part I, Subchapter J, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 218.10 Td (Chapter 1, Subtitle ) Tj ET Q q 0 0 0 rg BT 164.66 218.10 Td (A) Tj ET Q q 0 0 0 rg BT 172.66 218.10 Td ( of the Code. ) Tj ET Q q 0 0 0 rg BT 239.99 218.10 Td (All amounts contributed to the ) Tj ET Q q 0 0 0 rg BT 389.41 218.10 Td (T) Tj ET Q q 0 0 0 rg BT 396.32 218.10 Td (rust shall remain the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 203.70 Td (assets of the Company or subsidiary) Tj ET Q q 0 0 0 rg BT 244.86 203.70 Td (, as the case may be, subject to the terms and conditions ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 189.30 Td (of the ) Tj ET Q q 0 0 0 rg BT 102.44 189.30 Td (T) Tj ET Q q 0 0 0 rg BT 109.35 189.30 Td (rust ) Tj ET Q q 0 0 0 rg BT 129.69 189.30 Td (Agreement.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 162.90 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 162.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 162.90 Td (The Company or the subsidiary) Tj ET Q q 0 0 0 rg BT 330.53 162.90 Td (, as applicable, may contribute to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 148.50 Td (T) Tj ET Q q 0 0 0 rg BT 78.91 148.50 Td (rust such funds from time to time as it determines to satisfy the Company) Tj ET Q q 0 0 0 rg BT 434.52 148.50 Td (s or subsidiary) Tj ET Q q 0 0 0 rg BT 507.85 148.50 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 134.10 Td (obligation, in whole or part, to pay amounts due hereunder; provided that no such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 119.70 Td (contributions shall be made if such contributions would cause tax to become payable under ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 105.30 Td (Section 409A\(b\).) Tj ET Q endstream endobj 357 0 obj <> endobj 358 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 294.50 59.20 Td (9) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 779.70 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 779.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 184.50 779.70 Td (The Company or the subsidiary) Tj ET Q q 0 0 0 rg BT 335.03 779.70 Td (, as the case may be, shall remain ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 765.30 Td (primarily liable to make payments to Participants and their Beneficiaries pursuant to this Plan ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 750.90 Td (and the Company) Tj ET Q q 0 0 0 rg BT 159.98 750.90 Td (s or subsidiary) Tj ET Q q 0 0 0 rg BT 233.31 750.90 Td (s contribution of amounts to the ) Tj ET Q q 0 0 0 rg BT 389.08 750.90 Td (T) Tj ET Q q 0 0 0 rg BT 395.99 750.90 Td (rust shall not satisfy the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 736.50 Td (Company) Tj ET Q q 0 0 0 rg BT 122.00 736.50 Td (s or subsidiary) Tj ET Q q 0 0 0 rg BT 195.33 736.50 Td (s obligation to make payments to Participants and/or Beneficiaries ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 722.10 Td (pursuant to this Plan. Distributions from the ) Tj ET Q q 0 0 0 rg BT 288.77 722.10 Td (T) Tj ET Q q 0 0 0 rg BT 295.68 722.10 Td (rust to Participants or Beneficiaries will, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 707.70 Td (however) Tj ET Q q 0 0 0 rg BT 112.83 707.70 Td (, be applied in satisfaction of such obligation of the Company or subsidiary to make ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 693.30 Td (payments pursuant to Section 7 hereof.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 666.90 Td (7.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 666.90 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 665.0220703125 m 242.3671875 665.0220703125 l s q 0 0 0 rg BT 144.00 666.90 Td (DISTRIBUTIONS.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 640.50 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 640.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 638.900390625 m 298.62890625 638.900390625 l s q 0 0 0 rg BT 180.00 640.50 Td (Specified Date ) Tj ET Q q 0 0 0 rg BT 253.31 640.50 Td (Accounts) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 298.63 640.50 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 614.10 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 614.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 216 612.500390625 m 286.96875 612.500390625 l s q 0 0 0 rg BT 216.00 614.10 Td (Specified Date) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 286.97 614.10 Td (. Except as otherwise provided in this Section 7) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 599.70 Td (\(a\), a Participant shall be paid an amount equal to the credit balance of the Participant) Tj ET Q q 0 0 0 rg BT 486.51 599.70 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 585.30 Td (Specified Date ) Tj ET Q q 0 0 0 rg BT 145.31 585.30 Td (Account by January 31st of the year specified for such Specified Date ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 570.90 Td (Account.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 544.50 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 544.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 216 542.900390625 m 332.625 542.900390625 l s q 0 0 0 rg BT 216.00 544.50 Td (Separation from Service) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 332.63 544.50 Td (. If a Participant) Tj ET Q q 0 0 0 rg BT 416.26 544.50 Td (s Separation from ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 530.10 Td (Service occurs prior to payment of a Specified Date ) Tj ET Q q 0 0 0 rg BT 322.91 530.10 Td (Account pursuant to Section 7\(a\)\(i\), the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 515.70 Td (Participant shall be paid an amount equal to the credit balance of such Specified Date ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 501.30 Td (Account within thirty-one \(31\) days of the Participant) Tj ET Q q 0 0 0 rg BT 333.60 501.30 Td (s Separation from Service; provided ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 486.90 Td (that if the Participant is a Specified Employee on the date of Separation from Service, the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 472.50 Td (payment shall be made within thirty-one \(31\) days following the first day of the seventh \(7th\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 458.10 Td (month after the month in which occurs the Participant) Tj ET Q q 0 0 0 rg BT 333.93 458.10 Td (s Separation from Service \(or within ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 443.70 Td (thirty-one \(31\) days following the Participant) Tj ET Q q 0 0 0 rg BT 292.95 443.70 Td (s death if the Participant dies during such six-) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 429.30 Td (month period\).) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 402.90 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.99 402.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 216 401.300390625 m 305.3203125 401.300390625 l s q 0 0 0 rg BT 216.00 402.90 Td (Change of Control) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 305.32 402.90 Td (. If there is a Change of Control applicable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 388.50 Td (to a Participant prior to the payment of a Specified Date ) Tj ET Q q 0 0 0 rg BT 342.91 388.50 Td (Account pursuant to Section 7\(a\)\(i\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 374.10 Td (or 7\(a\)\(ii\) hereof, a Participant shall be paid an amount equal to the credit balance of such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 359.70 Td (Specified Date ) Tj ET Q q 0 0 0 rg BT 145.31 359.70 Td (Account within thirty-one \(31\) days following such Change of Control.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 333.30 Td (\(b\) ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 331.70039062499995 m 276.3046875 331.70039062499995 l s q 0 0 0 rg BT 180.00 333.30 Td (Retirement ) Tj ET Q q 0 0 0 rg BT 235.65 333.30 Td (Account) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 276.30 333.30 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 306.90 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 306.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 216 305.300390625 m 507.90234375 305.300390625 l s q 0 0 0 rg BT 216.00 306.90 Td (Separation from Service ) Tj ET Q q 0 0 0 rg BT 334.96 306.90 Td (After Permitted Retirement Date or ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 72 290.900390625 m 135.978515625 290.900390625 l s q 0 0 0 rg BT 72.00 292.50 Td (Due to Death) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 135.98 292.50 Td (. Except as otherwise provided in this Section 7\(b\), if a Participant) Tj ET Q q 0 0 0 rg BT 461.23 292.50 Td (s Separation ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 278.10 Td (from Service occurs after the Participant) Tj ET Q q 0 0 0 rg BT 269.58 278.10 Td (s Permitted Retirement Date, or prior to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 263.70 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 263.70 Td (s Permitted Retirement Date due to the Participant) Tj ET Q q 0 0 0 rg BT 372.25 263.70 Td (s death, then the Participant \(or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 249.30 Td (Beneficiary in the event of the Participant) Tj ET Q q 0 0 0 rg BT 275.92 249.30 Td (s death\) shall be paid an amount equal to the credit ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 234.90 Td (balance of the Participant) Tj ET Q q 0 0 0 rg BT 197.61 234.90 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 260.94 234.90 Td (Account pursuant to the distribution option set forth ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 220.50 Td (below that was specifically selected by the Participant pursuant to the Participant) Tj ET Q q 0 0 0 rg BT 464.21 220.50 Td (s initial ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 206.10 Td (Annual Enrollment Form:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 179.70 Td (\(A\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.66 179.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 252 178.10039062500005 m 403.32421875 178.10039062500005 l s q 0 0 0 rg BT 252.00 179.70 Td (Installment Distribution Option) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 403.32 179.70 Td (. If the Participant ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 165.30 Td (selects the Installment Distribution Option, the Participant \(or Beneficiary in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 150.90 Td (the event of the Participant) Tj ET Q q 0 0 0 rg BT 276.62 150.90 Td (s death\) shall receive annual payments ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 136.50 Td (commencing on any day which is no more than thirty-one \(31\) days following ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 122.10 Td (the Participant) Tj ET Q q 0 0 0 rg BT 216.98 122.10 Td (s Separation from Service and continuing annually thereafter ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 107.70 Td (\(beginning with the calendar year following the calendar year in which the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 93.30 Td (first payment is made\) on or before January 31st of each year for two \(2\) to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 78.90 Td (fifteen \(15\) years \(as selected by the Participant in the Participant) Tj ET Q q 0 0 0 rg BT 461.21 78.90 Td (s initial ) Tj ET Q endstream endobj 359 0 obj <> endobj 360 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 291.50 59.20 Td (10) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 779.70 Td (Annual Enrollment Form\); provided that if the Participant is a Specified ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 765.30 Td (Employee on the date of Separation from Service, any payment\(s\) that would ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 750.90 Td (have otherwise been made during the first six months following the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 736.50 Td (Participant) Tj ET Q q 0 0 0 rg BT 199.32 736.50 Td (s Separation from Service shall be made within thirty-one \(31\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 722.10 Td (days following the first day of the seventh \(7th\) month after the month in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 707.70 Td (which occurs the Participant) Tj ET Q q 0 0 0 rg BT 283.62 707.70 Td (s Separation from Service \(or within thirty-one ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 693.30 Td (\(31\) days following the Participant) Tj ET Q q 0 0 0 rg BT 314.63 693.30 Td (s death if the Participant dies during such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 678.90 Td (six-month period\). ) Tj ET Q q 0 0 0 rg BT 239.10 678.90 Td (The amount of each annual payment shall be determined ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 664.50 Td (by dividing \(I\) the balance in the Participant) Tj ET Q q 0 0 0 rg BT 359.60 664.50 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 422.92 664.50 Td (Account, by \(II\) the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 650.10 Td (number of payments that remain to be made to the Participant based upon the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 635.70 Td (payout period selected. For example, if a Participant has selected a 10-year ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 621.30 Td (payout period and the first annual payment is to be made on January 31, 2015, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 606.90 Td (the amount of the payment to be made on that date would be the quotient ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 592.50 Td (obtained by dividing \(w\) the balance of the Deferral ) Tj ET Q q 0 0 0 rg BT 396.24 592.50 Td (Account immediately ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 578.10 Td (prior to such payment date, by \(x\) 10; the amount of the payment for January ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 563.70 Td (31, 2016, would be the quotient obtained by dividing \(y\) the balance of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 549.30 Td (Retirement ) Tj ET Q q 0 0 0 rg BT 199.65 549.30 Td (Account immediately prior to such payment date in December) Tj ET Q q 0 0 0 rg BT 498.40 549.30 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 534.90 Td (Y) Tj ET Q q 0 0 0 rg BT 151.46 534.90 Td (ear 1, by \(z\) 9; and so forth.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 508.50 Td (\(B\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 508.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 252 506.900390625 m 403.0078125 506.900390625 l s q 0 0 0 rg BT 252.00 508.50 Td (Lump Sum Distribution Option) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 403.01 508.50 Td (. If the Participant ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 494.10 Td (selects the Lump Sum Distribution Option, the Participant \(or Beneficiary in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 479.70 Td (the event of the Participant) Tj ET Q q 0 0 0 rg BT 276.62 479.70 Td (s death\) shall be paid within thirty-one \(31\) days ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 465.30 Td (after the Participant) Tj ET Q q 0 0 0 rg BT 241.96 465.30 Td (s Separation from Service an amount equal to the credit ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 450.90 Td (balance of the Participant) Tj ET Q q 0 0 0 rg BT 269.61 450.90 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 332.94 450.90 Td (Account; provided that if the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 436.50 Td (Participant is a Specified Employee on the date of Separation from Service, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 422.10 Td (the payment shall be made within thirty-one \(31\) days following the first day ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 407.70 Td (of the seventh \(7th\) month after the month in which occurs the Participant) Tj ET Q q 0 0 0 rg BT 502.57 407.70 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 393.30 Td (Separation from Service \(or within thirty-one \(31\) days following the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 378.90 Td (Participant) Tj ET Q q 0 0 0 rg BT 199.32 378.90 Td (s death if the Participant dies during such six-month period\).) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 352.50 Td (\(C\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 352.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 252 350.900390625 m 402.99609375 350.900390625 l s q 0 0 0 rg BT 252.00 352.50 Td (Change in Distribution Options) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 403.00 352.50 Td (. ) Tj ET Q q 0 0 0 rg BT 411.33 352.50 Td (A) Tj ET Q q 0 0 0 rg BT 419.34 352.50 Td ( Participant shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 338.10 Td (entitled to change payout options of the Participant) Tj ET Q q 0 0 0 rg BT 392.27 338.10 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 455.60 338.10 Td (Account ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 323.70 Td (between those in Sections 7\(b\)\(ii\)\(A\) or \(B\) above by written notice to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 309.30 Td (Company) Tj ET Q q 0 0 0 rg BT 189.88 309.30 Td (. Such notice must be delivered no less than twelve \(12\) months ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 294.90 Td (prior to the ) Tj ET Q q 0 0 0 rg BT 200.10 294.90 Td (T) Tj ET Q q 0 0 0 rg BT 206.60 294.90 Td (ermination Date and must provide that payments commence at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 280.50 Td (least five \(5\) years after the date payments otherwise would have commenced. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 266.10 Td (Any notice of change that does not comply with these terms shall be of no ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 251.70 Td (force and ef) Tj ET Q q 0 0 0 rg BT 201.08 251.70 Td (fect.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 225.30 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 225.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 216 223.70039062499995 m 506.583984375 223.70039062499995 l s q 0 0 0 rg BT 216.00 225.30 Td (Separation from Service Prior to Permitted Retirement Date ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 72 209.30039062499998 m 189.9609375 209.30039062499998 l s q 0 0 0 rg BT 72.00 210.90 Td (Other than Due to Death) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 189.96 210.90 Td (. Except as otherwise provided in this Section 7\(b\), if a Participant) Tj ET Q q 0 0 0 rg BT 515.21 210.90 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 196.50 Td (Separation from Service occurs prior the Participant) Tj ET Q q 0 0 0 rg BT 325.25 196.50 Td (s Permitted Retirement Date for any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 182.10 Td (reason other than the Participant) Tj ET Q q 0 0 0 rg BT 230.61 182.10 Td (s death, then the Participant shall be paid, within thirty-one ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 167.70 Td (\(31\) days after the Participant) Tj ET Q q 0 0 0 rg BT 217.95 167.70 Td (s Separation from Service, an amount equal to the credit ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 153.30 Td (balance of the Participant) Tj ET Q q 0 0 0 rg BT 197.61 153.30 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 260.94 153.30 Td (Account; provided that if the Participant is a Specified ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 138.90 Td (Employee on the date of Separation from Service, then the payment shall be made within ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 124.50 Td (thirty-one \(31\) days following the first day of the seventh \(7th\) month after the month in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 110.10 Td (which occurs the Participant) Tj ET Q q 0 0 0 rg BT 211.62 110.10 Td (s Separation from Service \(or within thirty-one \(31\) days ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 95.70 Td (following the Participant) Tj ET Q q 0 0 0 rg BT 194.64 95.70 Td (s death if the Participant dies during such six-month period\).) Tj ET Q endstream endobj 361 0 obj <> endobj 362 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 291.70 59.20 Td (1) Tj ET Q q 0 0 0 rg BT 297.25 59.20 Td (1) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 779.70 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.99 779.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 216 778.100390625 m 305.3203125 778.100390625 l s q 0 0 0 rg BT 216.00 779.70 Td (Change of Control) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 305.32 779.70 Td (. If there is a Change of Control prior to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 765.30 Td (payment with respect to a Participant) Tj ET Q q 0 0 0 rg BT 253.61 765.30 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 316.93 765.30 Td (Account pursuant to Section 7\(b\)\(i\) or 7) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 750.90 Td (\(b\)\(ii\) hereof, the Participant shall be paid an amount equal to the credit balance of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 736.50 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 736.50 Td (s Retirement ) Tj ET Q q 0 0 0 rg BT 190.64 736.50 Td (Account within thirty-one \(31\) days following such Change of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 722.10 Td (Control.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 695.70 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 695.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 694.100390625 m 372.38671875 694.100390625 l s q 0 0 0 rg BT 180.00 695.70 Td (Unforeseeable Emer) Tj ET Q q 0 0 0 rg BT 278.06 695.70 Td (gency Distributions) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 372.39 695.70 Td (. If a Participant experiences ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 681.30 Td (an Unforeseeable Emer) Tj ET Q q 0 0 0 rg BT 184.39 681.30 Td (gency) Tj ET Q q 0 0 0 rg BT 212.26 681.30 Td (, upon application by the Participant, payments of the then credit ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 666.90 Td (balance in the Participant) Tj ET Q q 0 0 0 rg BT 196.95 666.90 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 246.93 666.90 Td (Account may be made to the Participant in an amount ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 652.50 Td (which the Plan ) Tj ET Q q 0 0 0 rg BT 145.66 652.50 Td (Administrator determines to be reasonably necessary to meet the financial ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 638.10 Td (hardship associated with such Unforeseeable Emer) Tj ET Q q 0 0 0 rg BT 316.03 638.10 Td (gency) Tj ET Q q 0 0 0 rg BT 343.90 638.10 Td (. ) Tj ET Q q 0 0 0 rg BT 352.69 638.10 Td (The Plan ) Tj ET Q q 0 0 0 rg BT 398.02 638.10 Td (Administrator shall have ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 623.70 Td (exclusive authority to determine the circumstances which will constitute an Unforeseeable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 609.30 Td (Emer) Tj ET Q q 0 0 0 rg BT 97.77 609.30 Td (gency) Tj ET Q q 0 0 0 rg BT 125.64 609.30 Td (. Notwithstanding the foregoing in no event shall any distributions be made ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 594.90 Td (pursuant to this Section 7\(c\) to the extent that the Plan ) Tj ET Q q 0 0 0 rg BT 334.95 594.90 Td (Administrator determines that the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 580.50 Td (financial hardship related to the Unforeseeable Emer) Tj ET Q q 0 0 0 rg BT 325.00 580.50 Td (gency is or may be relieved \(i\) through ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 566.10 Td (reimbursement or compensation by insurance or otherwise, \(ii\) by liquidation of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 551.70 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 551.70 Td (s assets, to the extent the liquidation of such assets would not itself cause severe ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 537.30 Td (financial hardship, or \(iii\) cessation of deferrals under the Plan. ) Tj ET Q q 0 0 0 rg BT 381.35 537.30 Td (The provisions of this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 522.90 Td (Section 7\(c\) are intended to comply with the requirements of Section 409A) Tj ET Q q 0 0 0 rg BT 432.24 522.90 Td ( and ) Tj ET Q q 0 0 0 rg BT 455.35 522.90 Td (T) Tj ET Q q 0 0 0 rg BT 462.26 522.90 Td (reasury ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 508.50 Td (Regulation 1.409A-3\(i\)\(3\) and shall be interpreted and applied in a manner consistent ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 494.10 Td (therewith. ) Tj ET Q q 0 0 0 rg BT 125.65 494.10 Td (All distributions pursuant to this Section 7\(c\) shall be debited from each of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 479.70 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 479.70 Td (s Sub ) Tj ET Q q 0 0 0 rg BT 156.00 479.70 Td (Accounts in proportion to the respective credit balance of each Sub ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 465.30 Td (Account.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 438.90 Td (\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 438.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 437.300390625 m 371.220703125 437.300390625 l s q 0 0 0 rg BT 180.00 438.90 Td (Income ) Tj ET Q q 0 0 0 rg BT 218.77 438.90 Td (T) Tj ET Q q 0 0 0 rg BT 225.26 438.90 Td (axes Due Under Section 409A) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 371.22 438.90 Td (. If a Participant is required to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 424.50 Td (include in gross income for federal income tax purposes any amounts deferred under the Plan ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 410.10 Td (prior to actual distribution of such amounts as a result of the Plan) Tj ET Q q 0 0 0 rg BT 388.61 410.10 Td (s failure to comply with ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 395.70 Td (Section 409A) Tj ET Q q 0 0 0 rg BT 137.00 395.70 Td ( with respect to such Participant, then the Company may authorize a payment ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 381.30 Td (from the Participant) Tj ET Q q 0 0 0 rg BT 171.30 381.30 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 221.28 381.30 Td (Account equal to the amount required to be included in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 366.90 Td (income for federal income tax purposes as a result of such failure.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 340.50 Td (\(e\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 340.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 338.900390625 m 321.427734375 338.900390625 l s q 0 0 0 rg BT 180.00 340.50 Td (W) Tj ET Q q 0 0 0 rg BT 190.85 340.50 Td (ithholding and Other ) Tj ET Q q 0 0 0 rg BT 293.61 340.50 Td (T) Tj ET Q q 0 0 0 rg BT 300.11 340.50 Td (axes) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 321.43 340.50 Td (. ) Tj ET Q q 0 0 0 rg BT 329.77 340.50 Td (Any payments pursuant to this Section ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 326.10 Td (7 shall be subject to withholding of federal, state and local income taxes and any other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 311.70 Td (applicable withholding or employment taxes. If prior to the date of distribution of any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 297.30 Td (amount hereunder) Tj ET Q q 0 0 0 rg BT 158.48 297.30 Td (, the Federal Insurance Contributions ) Tj ET Q q 0 0 0 rg BT 339.11 297.30 Td (Act \(FICA\) tax imposed under ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 282.90 Td (Code Sections 3101, 3121\(a\) and 3121\(v\)\(2\), where applicable, becomes due with respect to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 268.50 Td (a Participant) Tj ET Q q 0 0 0 rg BT 135.64 268.50 Td (s Sub ) Tj ET Q q 0 0 0 rg BT 164.33 268.50 Td (Account\(s\), then the Company may authorize a payment from the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 254.10 Td (applicable Sub ) Tj ET Q q 0 0 0 rg BT 145.32 254.10 Td (Account\(s\) equal to the amount needed to pay Participant) Tj ET Q q 0 0 0 rg BT 424.56 254.10 Td (s portion of such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 239.70 Td (tax, as well as withholding taxes resulting therefrom \(including the additional taxes ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 225.30 Td (attributable to the pyramiding of such distributions and taxes\).) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 198.90 Td (8.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 198.90 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 197.02207031249998 m 241.693359375 197.02207031249998 l s q 0 0 0 rg BT 144.00 198.90 Td (BENEFICIARIES.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 172.50 Td (Each Participant shall have the right to designate a beneficiary \(a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 158.10 Td (Beneficiary\) who is to succeed to the Participant) Tj ET Q q 0 0 0 rg BT 318.91 158.10 Td (s right to receive payments hereunder in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 143.70 Td (the event of the Participant) Tj ET Q q 0 0 0 rg BT 204.62 143.70 Td (s death. If either \(a\) a Participant dies without designating a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 129.30 Td (Beneficiary) Tj ET Q q 0 0 0 rg BT 127.19 129.30 Td (, \(ii\) the Beneficiary designated by a Participant is not surviving when a payment ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 114.90 Td (is to be made to such person under the Plan, and no contingent Beneficiary has been ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 100.50 Td (designated by the Participant, or \(iii\) the Beneficiary designated by a Participant cannot be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 86.10 Td (located by the Plan ) Tj ET Q q 0 0 0 rg BT 165.98 86.10 Td (Administrator within 1 year from the date benefits are to be paid to such ) Tj ET Q endstream endobj 363 0 obj <> endobj 364 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 291.50 59.20 Td (12) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 779.70 Td (person; then, in any of such events, the Beneficiary of such Participant with respect to any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 765.30 Td (benefits that remain payable under the Plan shall be the estate of the Participant. No ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 750.90 Td (designation of Beneficiary shall be valid unless it is in writing, signed by the Participant, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 736.50 Td (dated, and delivered to the Company prior to the date of the Participant) Tj ET Q q 0 0 0 rg BT 416.89 736.50 Td (s death. Beneficiaries ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 722.10 Td (may be changed by a Participant without the consent of any prior Beneficiaries.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 695.70 Td (9.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 695.70 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 693.8220703125 m 425.02734375 693.8220703125 l s q 0 0 0 rg BT 144.00 695.70 Td (RIGHTS UNSECURED; UNFUNDED PLAN; ERISA.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 669.30 Td (This Plan and the Company) Tj ET Q q 0 0 0 rg BT 280.65 669.30 Td (s or subsidiary) Tj ET Q q 0 0 0 rg BT 353.98 669.30 Td (s obligations arising hereunder to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 654.90 Td (pay benefits to a Participant or his beneficiary constitutes a mere promise by the Company or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 640.50 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 120.55 640.50 Td (, as applicable, to make payments in the future in accordance with the terms of this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 626.10 Td (Plan and all Participants and their respective beneficiaries have the status of a general ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 611.70 Td (unsecured creditor of the Company or subsidiary) Tj ET Q q 0 0 0 rg BT 305.82 611.70 Td (, as applicable. ) Tj ET Q q 0 0 0 rg BT 382.91 611.70 Td (The Company and each ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 597.30 Td (subsidiary shall be liable to make the payments of the deferred compensation \(as adjusted for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 582.90 Td (earnings or losses thereon\) that would otherwise have been paid by it absent a deferral ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 568.50 Td (election, and the Company shall not be liable for any payments owed by any subsidiary and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 554.10 Td (each subsidiary shall not be liable for any payments owed by the Company or any other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 539.70 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 120.55 539.70 Td (. Neither a Participant nor his beneficiary shall have any rights in or against any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 525.30 Td (specific assets of the Company or any subsidiary) Tj ET Q q 0 0 0 rg BT 305.50 525.30 Td (, including, without limitation, the assets of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 510.90 Td (the ) Tj ET Q q 0 0 0 rg BT 89.44 510.90 Td (T) Tj ET Q q 0 0 0 rg BT 96.35 510.90 Td (rust or any assets of the Company or subsidiary which correspond with the Investments ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 496.50 Td (in which Participants can deem their Deferral ) Tj ET Q q 0 0 0 rg BT 292.25 496.50 Td (Accounts to be invested.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 470.10 Td (It is the intention of the Company that this Plan and the Company) Tj ET Q q 0 0 0 rg BT 462.63 470.10 Td (s or any ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 455.70 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 124.66 455.70 Td (s obligations hereunder be unfunded for income tax purposes and for purposes of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 441.30 Td (T) Tj ET Q q 0 0 0 rg BT 78.91 441.30 Td (itle I of ERISA.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 414.90 Td (The Company shall treat this Plan as an unfunded plan maintained for a select ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 400.50 Td (group of management associates exempt from Parts 2, 3 and 4 of ) Tj ET Q q 0 0 0 rg BT 386.03 400.50 Td (T) Tj ET Q q 0 0 0 rg BT 392.94 400.50 Td (itle I of ERISA. ) Tj ET Q q 0 0 0 rg BT 474.71 400.50 Td (The ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 386.10 Td (Company shall comply with the reporting and disclosure requirements of Part 1 of ) Tj ET Q q 0 0 0 rg BT 470.03 386.10 Td (T) Tj ET Q q 0 0 0 rg BT 476.94 386.10 Td (itle I of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 371.70 Td (ERISA) Tj ET Q q 0 0 0 rg BT 106.01 371.70 Td ( in accordance with U.S. Department of Labor Regulation 2520.104-23.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 345.30 Td (10.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.00 345.30 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 343.4220703125 m 428.14453125 343.4220703125 l s q 0 0 0 rg BT 144.00 345.30 Td (NAMED FIDUCIAR) Tj ET Q q 0 0 0 rg BT 251.91 345.30 Td (Y) Tj ET Q q 0 0 0 rg BT 260.13 345.30 Td ( ) Tj ET Q q 0 0 0 rg BT 262.46 345.30 Td (AND CLAIMS PROCEDURES.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 318.90 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 318.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 318.90 Td (The Plan ) Tj ET Q q 0 0 0 rg BT 225.33 318.90 Td (Administrator is hereby designated as the named fiduciary ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 304.50 Td (under the Plan and shall have the authority to control and manage the operation and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 290.10 Td (administration of this Plan, and shall be responsible for establishing and carrying out the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 275.70 Td (terms of this Plan.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 249.30 Td (\(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.33 249.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 249.30 Td (If a Participant or Beneficiary believes he or she is entitled to a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 234.90 Td (bigger payment than he or she received, or believes he or she is entitled to a payment that was ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 220.50 Td (not made, then within ninety \(90\) days of the date such individual received or should have ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 206.10 Td (received the payment, the individual must file a written claim for benefits with the Plan ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 191.70 Td (Administrator) Tj ET Q q 0 0 0 rg BT 138.66 191.70 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 165.30 Td (\(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.66 165.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 165.30 Td (If for any reason a claim for benefits under this Plan is denied ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 150.90 Td (by the Plan ) Tj ET Q q 0 0 0 rg BT 128.33 150.90 Td (Administrator) Tj ET Q q 0 0 0 rg BT 195.18 150.90 Td (, the Plan ) Tj ET Q q 0 0 0 rg BT 242.51 150.90 Td (Administrator shall deliver to the claimant a written ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 136.50 Td (explanation setting forth the specific reasons for the denial, pertinent references to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 122.10 Td (Section\(s\) of this Plan and any other applicable document on which the denial is based, such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 107.70 Td (other data as may be pertinent and information on the procedures to be followed by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 93.30 Td (claimant in obtaining a review of his claim, all written in a manner calculated to be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 78.90 Td (understood by the claimant. For this purpose:) Tj ET Q endstream endobj 365 0 obj <> endobj 366 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 291.50 59.20 Td (13) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 779.70 Td (\(A\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.66 779.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 252.00 779.70 Td (The claimant) Tj ET Q q 0 0 0 rg BT 318.30 779.70 Td (s claim shall be deemed filed when ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 765.30 Td (presented in writing to the Plan ) Tj ET Q q 0 0 0 rg BT 296.64 765.30 Td (Administrator) Tj ET Q q 0 0 0 rg BT 363.30 765.30 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 738.90 Td (\(B\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 738.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 252.00 738.90 Td (The Plan ) Tj ET Q q 0 0 0 rg BT 297.33 738.90 Td (Administrator) Tj ET Q q 0 0 0 rg BT 365.10 738.90 Td () Tj ET Q q 0 0 0 rg BT 368.43 738.90 Td (s explanation shall be in writing ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 724.50 Td (delivered to the claimant within 90 days of the date the claim is filed.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 698.10 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.99 698.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 698.10 Td (The claimant shall have 60 days following his receipt of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 683.70 Td (denial of the claim to file with the Plan ) Tj ET Q q 0 0 0 rg BT 261.62 683.70 Td (Administrator a written request for review of the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 669.30 Td (denial; provided, however) Tj ET Q q 0 0 0 rg BT 197.14 669.30 Td (, that to avoid penalties under Section 409A, the claimant) Tj ET Q q 0 0 0 rg BT 476.07 669.30 Td (s request ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 654.90 Td (for review must be filed no later than 180 days after the latest day the payment that is in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 640.50 Td (dispute should have been paid. For such review) Tj ET Q q 0 0 0 rg BT 302.17 640.50 Td (, the claimant or his representative may ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 626.10 Td (submit pertinent documents and written issues and comments.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 180.00 599.70 Td (\(iv\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.33 599.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 216.00 599.70 Td (The Plan ) Tj ET Q q 0 0 0 rg BT 261.33 599.70 Td (Administrator shall decide the issue on review and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 585.30 Td (furnish the claimant with a copy within 60 days of receipt of the claimant) Tj ET Q q 0 0 0 rg BT 427.56 585.30 Td (s request for review ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 570.90 Td (of his claim. ) Tj ET Q q 0 0 0 rg BT 137.44 570.90 Td (The decision on review shall be in writing and shall include specific reasons for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 556.50 Td (the decision, written in a manner calculated to be understood by the claimant, as well as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 542.10 Td (specific references to the pertinent Plan provisions on which the decision is based. If a copy ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 527.70 Td (of the decision is not so furnished to the claimant within such 60 days, the claim shall be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 513.30 Td (deemed denied on review) Tj ET Q q 0 0 0 rg BT 194.17 513.30 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 486.90 Td (1) Tj ET Q q 0 0 0 rg BT 113.34 486.90 Td (1.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.34 486.90 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 485.0220703125 m 267.931640625 485.0220703125 l s q 0 0 0 rg BT 144.00 486.90 Td (NONASSIGNABILITY) Tj ET Q q 0 0 0 rg BT 264.93 486.90 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 460.50 Td (The rights of a Participant or his Beneficiaries to payments pursuant to this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 446.10 Td (Plan are not subject in any manner to anticipation, alienation, sale, transfer) Tj ET Q q 0 0 0 rg BT 430.07 446.10 Td (, assignment, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 431.70 Td (pledge, encumbrance, attachment, or garnishment by creditors of the Participant or his ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 417.30 Td (Beneficiaries.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 390.90 Td (12.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.00 390.90 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 389.0220703125 m 311.12109375 389.0220703125 l s q 0 0 0 rg BT 144.00 390.90 Td (AMENDMENT) Tj ET Q q 0 0 0 rg BT 225.11 390.90 Td ( OF) Tj ET Q q 0 0 0 rg BT 244.33 390.90 Td ( ) Tj ET Q q 0 0 0 rg BT 247.11 390.90 Td (THE PLAN.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 364.50 Td (The Plan ) Tj ET Q q 0 0 0 rg BT 189.33 364.50 Td (Administrator may amend this Plan at any time, without the consent ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 350.10 Td (of the Participants or their Beneficiaries, provided, however) Tj ET Q q 0 0 0 rg BT 359.09 350.10 Td (, that no amendment shall divest ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 335.70 Td (any Participant or Beneficiary of the credit balance of his Deferral ) Tj ET Q q 0 0 0 rg BT 392.19 335.70 Td (Account except to the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 321.30 Td (extent expressly provided otherwise in this Plan.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 294.90 Td (Subject to the above provisions, the Plan ) Tj ET Q q 0 0 0 rg BT 341.98 294.90 Td (Administrator shall have broad ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 280.50 Td (authority to amend the Plan to take into account changes in applicable securities and tax laws ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 266.10 Td (and accounting rules, as well as other developments.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 239.70 Td (13.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.00 239.70 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 237.82207031250005 m 321.134765625 237.82207031250005 l s q 0 0 0 rg BT 144.00 239.70 Td (TERMINA) Tj ET Q q 0 0 0 rg BT 201.11 239.70 Td (TION OF) Tj ET Q q 0 0 0 rg BT 251.00 239.70 Td ( ) Tj ET Q q 0 0 0 rg BT 253.79 239.70 Td (THIS PLAN.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 213.30 Td (The Plan ) Tj ET Q q 0 0 0 rg BT 189.33 213.30 Td (Administrator may terminate this Plan at any time. Upon ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 198.90 Td (termination of this Plan, distribution of the credit balance of each Participant) Tj ET Q q 0 0 0 rg BT 443.23 198.90 Td (s Deferral ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 184.50 Td (Account shall be made in the manner and at the time heretofore prescribed, it being the intent ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 170.10 Td (that no such termination shall accelerate the payment of any amounts already credited to a ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 155.70 Td (Participant) Tj ET Q q 0 0 0 rg BT 127.32 155.70 Td (s Deferral ) Tj ET Q q 0 0 0 rg BT 177.29 155.70 Td (Account.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 129.30 Td (14.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.00 129.30 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 127.42207031249995 m 209.021484375 127.42207031249995 l s q 0 0 0 rg BT 144.00 129.30 Td (EXPENSES.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 102.90 Td (Costs of administration of this Plan will be paid by the Company) Tj ET Q q 0 0 0 rg BT 454.86 102.90 Td (.) Tj ET Q endstream endobj 367 0 obj <> endobj 368 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 291.50 59.20 Td (14) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 779.90 Td (15.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.00 779.90 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 778.0220703125 m 360.48046875 778.0220703125 l s q 0 0 0 rg BT 144.00 779.90 Td (NO SPECIAL) Tj ET Q q 0 0 0 rg BT 216.35 779.90 Td ( EMPLOYMENT) Tj ET Q q 0 0 0 rg BT 307.80 779.90 Td ( RIGHTS.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 753.50 Td (Nothing contained in this Plan shall confer upon any Participant any right with ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 739.10 Td (respect to the continuation of his employment by the Company or any subsidiary or interfere ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 724.70 Td (in any way with the right of the Company or a subsidiary) Tj ET Q q 0 0 0 rg BT 345.50 724.70 Td (, subject to the terms of any separate ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 710.30 Td (employment agreement to the contrary) Tj ET Q q 0 0 0 rg BT 257.15 710.30 Td (, at any time to terminate such employment or to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 695.90 Td (increase or decrease the compensation of the Participant from the rate in existence from time ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 681.50 Td (to time.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 655.10 Td (16.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.00 655.10 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 653.2220703125 m 201.017578125 653.2220703125 l s q 0 0 0 rg BT 144.00 655.10 Td (NOTICES.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 628.70 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 628.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 627.100390625 m 274.623046875 627.100390625 l s q 0 0 0 rg BT 180.00 628.70 Td (In ) Tj ET Q q 0 0 0 rg BT 192.78 628.70 Td (W) Tj ET Q q 0 0 0 rg BT 203.63 628.70 Td (riting; ) Tj ET Q q 0 0 0 rg BT 235.29 628.70 Td (Address) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 274.62 628.70 Td (. ) Tj ET Q q 0 0 0 rg BT 282.96 628.70 Td (All notices, demands, consents and other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 614.30 Td (communications provided for in this Plan shall be in writing, shall be given by a method ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 599.90 Td (prescribed in Section 16\(b\) hereof, and shall be given to the party to whom it is addressed at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 585.50 Td (the address set forth below or at such other address as such party hereto may hereafter specify ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 571.10 Td (by at least fifteen \(15\) days prior written notice:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 122.50 537.78 Td (If to the Company:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 239.50 537.78 Td (Fiserv, Inc.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 239.50 522.78 Td (Vice President, Compensation & Benefits) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 239.50 507.78 Td (255 Fiserv Drive) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 239.50 492.78 Td (Brookfield, WI 53045) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 122.50 462.78 Td (If to a Participant:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 239.50 462.78 Td (To the address designated by Participant to the) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 239.50 447.78 Td (Company as most recently on file in the Companys) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 239.50 432.78 Td (personnel records.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 388.30 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 388.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 386.700390625 m 217.330078125 386.700390625 l s q 0 0 0 rg BT 180.00 388.30 Td (Method) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 217.33 388.30 Td (. ) Tj ET Q q 0 0 0 rg BT 225.67 388.30 Td (Any notice, report or other communication shall be delivered ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 373.90 Td (by hand or nationally recognized overnight courier which maintains evidence of receipt, or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 359.50 Td (mailed by United States certified mail, return receipt requested, postage prepaid, deposited in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 345.10 Td (a United States post of) Tj ET Q q 0 0 0 rg BT 180.43 345.10 Td (fice or a depository for the receipt of mail regularly maintained by the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 330.70 Td (Post Of) Tj ET Q q 0 0 0 rg BT 108.12 330.70 Td (fice. ) Tj ET Q q 0 0 0 rg BT 134.44 330.70 Td (Any notices, demands, consents or other communication shall be deemed given ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 316.30 Td (when received at the address for which such party has given notice in accordance with the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 301.90 Td (provisions hereof. Refusal to accept delivery at the address specified for the giving of such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 287.50 Td (notice in accordance herewith shall constitute delivery) Tj ET Q q 0 0 0 rg BT 332.45 287.50 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 108.00 261.10 Td (17.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.00 261.10 Td ( ) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 144 259.2220703125 m 252.357421875 259.2220703125 l s q 0 0 0 rg BT 144.00 261.10 Td (MISCELLANEOUS.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 234.70 Td (\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 234.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 233.10039062500005 m 225.322265625 233.10039062500005 l s q 0 0 0 rg BT 180.00 234.70 Td (Headings) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 225.32 234.70 Td (. ) Tj ET Q q 0 0 0 rg BT 234.11 234.70 Td (The headings of the sections of this Plan are inserted solely ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 220.30 Td (for convenience and are not to be given controlling ef) Tj ET Q q 0 0 0 rg BT 329.35 220.30 Td (fect, or used as an aid in the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 205.90 Td (construction of any provision hereof.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 179.50 Td (\(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 179.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 177.900390625 m 225.33984375 177.900390625 l s q 0 0 0 rg BT 180.00 179.50 Td (Pronouns) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 225.34 179.50 Td (. ) Tj ET Q q 0 0 0 rg BT 233.68 179.50 Td (All pronouns and any variations thereof shall be deemed to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 165.10 Td (refer to the masculine, feminine, neuter) Tj ET Q q 0 0 0 rg BT 260.44 165.10 Td (, singular or plural as the identity of the person or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 150.70 Td (persons may require.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 144.00 124.30 Td (\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 124.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 180 122.70039062499995 m 305.982421875 122.70039062499995 l s q 0 0 0 rg BT 180.00 124.30 Td (Section 409A) Tj ET Q q 0 0 0 rg BT 245.00 124.30 Td ( Compliance) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 305.98 124.30 Td (. ) Tj ET Q q 0 0 0 rg BT 314.77 124.30 Td (The provisions of this Plan, including all ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 109.90 Td (definitions, shall be interpreted in a manner consistent with Section 409A.) Tj ET Q endstream endobj 369 0 obj <> endobj 370 0 obj <> stream BT /F1 12.00 Tf ET q 0 0 0 rg BT 291.50 59.20 Td (15) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 779.70 Td (Adopted by the Company as of the 16th day of November) Tj ET Q q 0 0 0 rg BT 350.13 779.70 Td (, 2010.) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 712.2 m 331.5 712.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 712.2 m 522.5 712.2 l s BT /F1 12.00 Tf ET q 0 0 0 rg BT 254.00 746.38 Td (FISERV, INC.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 254.00 716.38 Td (By:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 290.00 716.38 Td (/s/ Jeffery W. Yabuki) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 290.00 701.38 Td (Name:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 334.00 701.38 Td (Jeffery W. 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.50 481.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 481.32 Td (Wisconsin) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 467.32 Td (Fiserv Solutions, LLC) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.50 467.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 467.32 Td (Wisconsin) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 453.32 Td (Information Technology, Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.50 453.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 453.32 Td (Nebraska) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 439.32 Td (ITI of Nebraska, Inc.) 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certify that:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 667.25 Td (1. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 667.25 Td (I have reviewed this ) Tj ET Q q 0 0 0 rg BT 168.75 667.25 Td (Annual Report on Form 10-K of Fiserv) Tj ET Q q 0 0 0 rg BT 325.31 667.25 Td (, Inc.;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (2. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 646.25 Td (Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 634.25 Td (fact necessary to make the statements made, in light of the circumstances under which such statements were made, not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.25 Td (misleading with respect to the period covered by this report;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 601.25 Td (3. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 601.25 Td (Based on my knowledge, the financial statements, and 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