v3.8.0.1
Contingent Liabilities And Commitments(Table)
12 Months Ended
Dec. 31, 2017
Disclosure Of Contingent Liabilities Abstract [Abstract]  
Schedule Of Guarantee Obligations Text Block [Text Block]

Details of payment guarantees as of December 31, 2016 and 2017, are as follows:

 

     2016      2017  
     (In millions of Korean won)  

Confirmed payment guarantees

     

Confirmed payment guarantees in Korean won

     

Payment guarantees for KB purchasing loan

   329,051      252,817  

Other payment guarantees

     858,951        530,272  
  

 

 

    

 

 

 

Sub-total

     1,188,002        783,089  
  

 

 

    

 

 

 

Confirmed payment guarantees in foreign currency

     

Acceptances of letter of credit

     234,125        147,987  

Letter of guarantees

     64,189        60,853  

Bid bond

     64,242        46,984  

Performance bond

     703,076        563,506  

Refund guarantees

     1,689,343        778,779  

Other payment guarantees in foreign currency

     1,593,770        1,960,769  
  

 

 

    

 

 

 

Sub-total

     4,348,745        3,558,878  
  

 

 

    

 

 

 

Financial guarantees

     

Guarantees for Debenture-Issuing

     31,000        —    

Payment guarantees for mortgage

     25,994        57,446  

Overseas debt guarantees

     272,255        285,576  

International financing guarantees in foreign currencies

     52,961        46,953  

Other financing payment guarantees

     334        270,029  
  

 

 

    

 

 

 

Sub-total

     382,544        660,004  
  

 

 

    

 

 

 

Total Confirmed acceptances and guarantees

     5,919,291        5,001,971  
  

 

 

    

 

 

 

Unconfirmed acceptances and guarantees

     

Guarantees of letter of credit

     2,068,105        2,250,542  

Refund guarantees

     217,272        384,959  
  

 

 

    

 

 

 

Total Confirmed acceptances and guarantees

     2,285,377        2,635,501  
  

 

 

    

 

 

 

Total

   8,204,668      7,637,472  
  

 

 

    

 

 


Schedule Of Acceptance And Guarantees By Counterparty Table Text Block [Text Block]

Acceptances and guarantees by counterparty as of December 31, 2016 and 2017, are as follows:

 

     2016  
     Confirmed
guarantees
     Unconfirmed
guarantees
     Total      Proportion (%)  
     (In millions of Korean won)  

Corporations

   5,129,393      1,644,556      6,773,949        82.56  

Small companies

     623,424        479,514        1,102,938        13.44  

Public and others

     166,474        161,307        327,781        4.00  
  

 

 

    

 

 

    

 

 

    

 

 

 

Total

   5,919,291      2,285,377      8,204,668        100.00  
  

 

 

    

 

 

    

 

 

    

 

 

 

 

     2017  
     Confirmed
guarantees
     Unconfirmed
guarantees
     Total      Proportion (%)  
     (In millions of Korean won)  

Corporations

   4,185,975      1,913,114      6,099,089        79.86  

Small companies

     621,834        492,369        1,114,203        14.59  

Public and others

     194,162        230,018        424,180        5.55  
  

 

 

    

 

 

    

 

 

    

 

 

 

Total

   5,001,971      2,635,501      7,637,472        100.00  
  

 

 

    

 

 

    

 

 

    

 

 

 

Schedule Of Acceptance And Guarantees By Industry Table Text Block [Text Block]

Acceptances and guarantees by industry as of December 31, 2016 and 2017, are as follows:

 

     2016  
     Confirmed
guarantees
     Unconfirmed
guarantees
     Total      Proportion (%)  
     (In millions of Korean won)  

Financial institutions

   74,282      3,710      77,992        0.95  

Manufacturing

     3,315,257        1,141,571        4,456,828        54.32  

Service

     765,051        63,847        828,898        10.10  

Whole sale & Retail

     1,171,151        779,163        1,950,314        23.77  

Construction

     509,329        129,111        638,440        7.78  

Public sector

     82,646        92,445        175,091        2.13  

Others

     1,575        75,530        77,105        0.95  
  

 

 

    

 

 

    

 

 

    

 

 

 

Total

   5,919,291      2,285,377      8,204,668        100.00  
  

 

 

    

 

 

    

 

 

    

 

 

 

 

     2017  
     Confirmed
guarantees
     Unconfirmed
guarantees
     Total      Proportion (%)  
     (In millions of Korean won)  

Financial institutions

   23,317      7,353      30,670        0.40  

Manufacturing

     2,799,593        1,270,721        4,070,314        53.29  

Service

     655,057        100,004        755,061        9.89  

Whole sale & Retail

     935,647        837,230        1,772,877        23.21  

Construction

     335,156        198,996        534,152        6.99  

Public sector

     165,249        129,944        295,193        3.87  

Others

     87,952        91,253        179,205        2.35  
  

 

 

    

 

 

    

 

 

    

 

 

 

Total

   5,001,971      2,635,501      7,637,472        100.00  
  

 

 

    

 

 

    

 

 

    

 

 

 

Disclosure Of Commitments Explanatory

Commitments as of December 31, 2016 and 2017, are as follows:

 

     2016      2017  
     (In millions of Korean won)  

Commitments

     

Corporate loan commitments

   35,723,627      32,857,616  

Retail loan commitments

     15,789,809        16,074,323  

Credit line on credit cards

     43,937,899        49,299,924  

Purchase of other security investment and others

     1,554,221        3,951,304  
  

 

 

    

 

 

 

Sub-total

     97,005,556        102,183,167  
  

 

 

    

 

 

 

Financial Guarantees

     

Credit line

     3,334,648        2,669,071  

Purchase of security investment

     1,029,100        354,800  
  

 

 

    

 

 

 

Sub-total

     4,363,748        3,023,871  
  

 

 

    

 

 

 

Total

   101,369,304      105,207,038