Contingent Liabilities And Commitments(Table)
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12 Months Ended |
Dec. 31, 2017 |
Disclosure Of Contingent Liabilities Abstract [Abstract] |
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Schedule Of Guarantee Obligations Text Block [Text Block] |
Details of payment guarantees as of December 31, 2016 and 2017, are as follows:
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2016 |
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2017 |
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(In millions of Korean won) |
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Confirmed payment guarantees |
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Confirmed payment guarantees in Korean won |
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Payment guarantees for KB purchasing loan |
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₩ |
329,051 |
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₩ |
252,817 |
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Other payment guarantees |
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858,951 |
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530,272 |
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Sub-total |
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1,188,002 |
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783,089 |
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Confirmed payment guarantees in foreign currency |
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Acceptances of letter of credit |
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234,125 |
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147,987 |
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Letter of guarantees |
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64,189 |
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60,853 |
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Bid bond |
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64,242 |
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46,984 |
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Performance bond |
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703,076 |
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563,506 |
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Refund guarantees |
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1,689,343 |
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778,779 |
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Other payment guarantees in foreign currency |
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1,593,770 |
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1,960,769 |
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Sub-total |
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4,348,745 |
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3,558,878 |
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Financial guarantees |
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Guarantees for Debenture-Issuing |
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31,000 |
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— |
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Payment guarantees for mortgage |
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25,994 |
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57,446 |
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Overseas debt guarantees |
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272,255 |
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285,576 |
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International financing guarantees in foreign currencies |
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52,961 |
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46,953 |
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Other financing payment guarantees |
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334 |
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270,029 |
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Sub-total |
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382,544 |
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660,004 |
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Total Confirmed acceptances and guarantees |
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5,919,291 |
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5,001,971 |
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Unconfirmed acceptances and guarantees |
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Guarantees of letter of credit |
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2,068,105 |
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2,250,542 |
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Refund guarantees |
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217,272 |
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384,959 |
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Total Confirmed acceptances and guarantees |
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2,285,377 |
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2,635,501 |
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Total |
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₩ |
8,204,668 |
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₩ |
7,637,472 |
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Schedule Of Acceptance And Guarantees By Counterparty Table Text Block [Text Block] |
Acceptances and guarantees by counterparty as of December 31, 2016 and 2017, are as follows:
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2016 |
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Confirmed
guarantees |
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Unconfirmed
guarantees |
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Total |
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Proportion (%) |
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(In millions of Korean won) |
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Corporations |
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₩ |
5,129,393 |
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₩ |
1,644,556 |
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₩ |
6,773,949 |
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82.56 |
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Small companies |
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623,424 |
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479,514 |
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1,102,938 |
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13.44 |
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Public and others |
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166,474 |
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161,307 |
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327,781 |
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4.00 |
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Total |
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₩ |
5,919,291 |
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₩ |
2,285,377 |
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₩ |
8,204,668 |
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100.00 |
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2017 |
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Confirmed
guarantees |
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Unconfirmed
guarantees |
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Total |
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Proportion (%) |
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(In millions of Korean won) |
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Corporations |
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₩ |
4,185,975 |
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₩ |
1,913,114 |
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₩ |
6,099,089 |
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|
79.86 |
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Small companies |
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621,834 |
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492,369 |
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1,114,203 |
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14.59 |
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Public and others |
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194,162 |
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230,018 |
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424,180 |
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5.55 |
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Total |
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₩ |
5,001,971 |
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₩ |
2,635,501 |
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₩ |
7,637,472 |
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100.00 |
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Schedule Of Acceptance And Guarantees By Industry Table Text Block [Text Block] |
Acceptances and guarantees by industry as of December 31, 2016 and 2017, are as follows:
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2016 |
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Confirmed
guarantees |
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Unconfirmed
guarantees |
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Total |
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Proportion (%) |
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(In millions of Korean won) |
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Financial institutions |
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₩ |
74,282 |
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₩ |
3,710 |
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₩ |
77,992 |
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0.95 |
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Manufacturing |
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3,315,257 |
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1,141,571 |
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4,456,828 |
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54.32 |
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Service |
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765,051 |
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63,847 |
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828,898 |
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10.10 |
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Whole sale & Retail |
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1,171,151 |
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779,163 |
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1,950,314 |
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23.77 |
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Construction |
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509,329 |
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129,111 |
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638,440 |
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7.78 |
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Public sector |
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82,646 |
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92,445 |
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175,091 |
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2.13 |
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Others |
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1,575 |
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75,530 |
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77,105 |
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0.95 |
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Total |
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₩ |
5,919,291 |
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₩ |
2,285,377 |
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₩ |
8,204,668 |
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100.00 |
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2017 |
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Confirmed
guarantees |
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Unconfirmed
guarantees |
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Total |
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Proportion (%) |
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(In millions of Korean won) |
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Financial institutions |
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₩ |
23,317 |
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₩ |
7,353 |
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₩ |
30,670 |
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0.40 |
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Manufacturing |
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2,799,593 |
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1,270,721 |
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4,070,314 |
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53.29 |
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Service |
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655,057 |
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100,004 |
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755,061 |
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9.89 |
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Whole sale & Retail |
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935,647 |
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837,230 |
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1,772,877 |
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23.21 |
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Construction |
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335,156 |
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198,996 |
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534,152 |
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6.99 |
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Public sector |
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165,249 |
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129,944 |
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295,193 |
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3.87 |
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Others |
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87,952 |
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91,253 |
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179,205 |
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2.35 |
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Total |
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₩ |
5,001,971 |
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₩ |
2,635,501 |
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₩ |
7,637,472 |
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|
100.00 |
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Disclosure Of Commitments Explanatory |
Commitments as of December 31, 2016 and 2017, are as follows:
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2016 |
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2017 |
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(In millions of Korean won) |
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Commitments |
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Corporate loan commitments |
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₩ |
35,723,627 |
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₩ |
32,857,616 |
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Retail loan commitments |
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15,789,809 |
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16,074,323 |
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Credit line on credit cards |
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43,937,899 |
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49,299,924 |
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Purchase of other security investment and others |
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1,554,221 |
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3,951,304 |
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Sub-total |
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97,005,556 |
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|
102,183,167 |
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Financial Guarantees |
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Credit line |
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3,334,648 |
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2,669,071 |
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Purchase of security investment |
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1,029,100 |
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|
354,800 |
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Sub-total |
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4,363,748 |
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3,023,871 |
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Total |
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₩ |
101,369,304 |
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₩ |
105,207,038 |
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